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    We found 43 DDA Housing Scheme

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.60% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    5,000 + applicable tax One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.5% - 13% Floating
    2% One time fee
    25L - 3Cr
    1-20 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.65% Floating
    0.5%
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5900) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds

    DDA Housing Scheme is Rated as "Great!" by 22942 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Overview:

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

    News about DDA Housing Scheme

    • Delhi Development Authority Introduces New Housing Scheme

      The DDA (Delhi Development Authority) has introduced a new Housing Scheme to provide affordable flats to different groups of people. Under this scheme, 13,000 flats will be constructed by DDA and most of these flats will be Janta, EHS and LIG flats. These flats will be located in different parts of the city such as Sarita Vihar, Jasola, Narela, Dwarka, Pitampura, Jahangir Puri, Sukhdev Vihar, Rohini, etc.

      The LIG flats may be priced between Rs.14.95 lakhs and Rs.28.54 lakhs and they are supposed to be around 28.34 sq m to 52.63 sq m in size. The EHS flats may be priced between Rs.11.76 lakhs and Rs.77.57 lakhs and they are supposed to be around 24.19 sq m to 77.57 sq m in size. MIG flats may be priced between Rs.30.23 lakhs and Rs.70.07 lakhs and they are supposed to be around 64.04 sq m to 109.88 sq m in size. Janta flats may be priced between Rs.6.68 lakhs and Rs.15.15 lakhs and they are supposed to be around 18.85 sq m to 30.45 sq m in size. HIG flats may be priced between Rs.41.62 lakhs and Rs.1.4 crores and they are supposed to be around 77.57 sq m to 142.46 sq m in size.

      9th December 2016

    • DDA to announce new housing scheme in January

      The Delhi Development Authority (DDA) has announced that it will present its new housing scheme in January, 2017. DDA was supposed to present this scheme earlier, but due to the cash crunch after the demonetization of the Rs.500 and Rs.1,000 it has been delayed. The new scheme will offer 13,000 flats. The DDA has announced that the flats will be allotted on a freehold basis and the restriction on the execution of the conveyance deed, which did not permit the allottee to sell the flat for five years after possession, will be removed. Of the 13,000 flats on offer, 11,544 flats were surrendered from 2014’s housing scheme. The price of these flats will remain the same as they were in 2014.

      5th December 2016

    • Delhi Development Authority Are Building Stylish Flats

      DDA or Delhi Development Authority are not designing bland flats anymore. More appealing and stylish flats are going to be designed and built by them for the common people. This particular decision has been taken by the Delhi Development Authority in order to save its reputation. Also, making stylish flats would attract new buyers. These flats will have trendy interiors and modern kitchens. The bedrooms and washrooms will also have the latest designs.

      28th November 2016

    • DDA Housing Applications now cost, Rs. 5 lakhs

      DDA housing scheme, which is one of the most lucrative housing opportunities in Delhi is now being offered for application at Rs.5 lakhs. This kind of amount is quite high considering that DDA was originally meant for middle class and urban dwellers of Delhi who cannot afford housing easily at the moment. However with numbers as high as Rs. 5 lakhs, people with that sort of money may be able to apply.

      21st November 2016

    • DDA Flats in 2016 Scheme to Cost Same as in Previous Scheme

      In a major breather for people aspiring to buy flats from the Delhi Development Authority, the government body declared that the prices of almost 13,000 flats that are due to be sold under the 2016 scheme will remain the same as those in the previous scheme. Under the previous scheme in 2014, 1-bedroom DDA flats were allotted to Lower Income Groups at prices between Rs. 18 lakh to Rs. 20 lakh. Two-bedroom flats for Middle Income Groups were priced between Rs. 60 lakhs to Rs. 70 lakhs while Janta flats (a single room with a kitchen) were allotted at around Rs. 10 lakh. The rates were fixed in correspondence with the area and size. In this year’s offering that involves allotment of 13,000 flats, just 350 flats are to be allotted to Middle Income Groups while the remaining comprise of 1-room flats and Janata flats. In a related development, the Central Reserve Police Force requested the allocation of 600 flats, a decision on which is currently pending.

      13th October 2016

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  • DDA Housing Scheme Reviews

    • LIC Housing Home Loan
      "Low responsibility "
      0.5 3.0/5 "Satisfactory"
      From LIC, I had taken RS 23 lakhs as a home loan with a fixed rate 11.25%, LIC service initially was good and then they responded like GOVT staffs not like a corporate staff, the response from LIC staff was not good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 18, 2017
    • Bank Bazaar Customer Support
      "Loan Application with Axis Bank"
      0.5 3.5/5 "Pretty good"
      The way application is presented is quite easier to fill in the details. The details to be filled in was quite general which includes the bank details and Aadhar offcourse PAN card also but the good thing is even if one document is not ready it can be produced later
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • SBI Home Loan
      "Needs improvement when it comes to service"
      0.5 5.0/5 "Blown Away!"
      Everything is fine, however they have a very lenghty process I was made to visit the branch for each and every thing. Otherwise I am happy with the customer service however they are not doing good when it comes to overall service
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • LIC Housing Home Loan
      "Looking for a better interest rate and customer service"
      0.5 3.0/5 "Satisfactory"
      LIC Housing Finance has sanctioned the home loan for the residential property based on my salary, they offered me the loan amount of Rs.15 lakhs for the tenure of 20 years. Interest was on the higher side than SBI and Hdfc, LIC housing provided me 10.5%, I hope they will revise and apply the new rate of interest from September onwards. Their customer service is not upto the mark, I would like to suggest them to improve on it. I am planning to do balance transfer shortly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 18, 2017
    • Punjab National Bank Home Loan
      "PNBHFL Review"
      0.5 1.5/5 "Bad"
      Not a good experience. No proper communication once loan agreement is signed. One of the disbursement got 1 month late for which late payment charges was applied to me. I have got sanctioned loan of 34 lacs and policy was included with 1.5 lacs amount saying that its free of cost. But this amount got added to total loan amount ie 34 + 1.5 total 35.5 lacs. So I will be paying return on 35.5 lacs.
      Was this review helpful? 0
      , thane
      Reviewed on Aug 17, 2017
    • LIC Housing Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have got the Housing loan from LIC housing loan. They have disbursed my loan within 15 to 20 days. The response they gave was very good in regards to my home loan application. The rate of interest was comparatively equal with the other banks with LIC HOUSING FINANCE.
      Was this review helpful? 0
      , kota
      Reviewed on Aug 17, 2017
    • LIC Housing Home Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have got the Housing loan from LIC housing loan. They have disbursed my loan within 15 to 20 days. The response they gave was very good in regards to my home loan application. The rate of interest was comparatively equal with the other banks with LIC HOUSING FINANCE.
      Was this review helpful? 0
      , kota
      Reviewed on Aug 17, 2017
    • Citibank Home Loan
      "Good overall"
      0.5 4.0/5 "Great!"
      Citibank has been good in the home loan services and to get this loan through, it was a easy task. I never faced any inconvenience to get the disbursement and even after the loan was disbursed. The interest rate and charges are also normal. Services are good in all.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 16, 2017
    • SBI Home Loan
      "Home loan"
      0.5 5.0/5 "Blown Away!"
      Thankfully SBI has offered this housing loan to me. Being a joint account holder, I am very much happy in taking the housing loan, my income was very less but they some how helped us which is the best part. Special efforts were actually taken by them they suggested stating that they can offer the loan by clubbing wife and husband's income so that we can take the loan easily . I am happy with the rates offered as it was floating . To conclude, I am completely happy with their service.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Aug 16, 2017
    • HDFC Limited Home Loan
      "Not Good"
      0.5 1.0/5 "Really Bad"
      I had gone through some issues with HDFC limited when I was taking the home loan. Because, they made me to pay for 3 EMIs. Which is not at all required. I felt that I had paid some more charges as a processing fee and other irrelevant charges. Even I do not have any property insurance, but they had forced me to pay for insurance. I am not at all happy with HDFC Limited.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 16, 2017
    • SBI Home Loan
      "Need an improvement"
      0.5 1.0/5 "Really Bad"
      In the market other banks are providing home loan to a gram panchyat property but SBI is not providing the home loan. My property located in Channanagar at Hyderabad but SBI have rejected my application, their loan norms are very strict and they asking lot of documents with heavy paper works.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • ICICI Bank Home Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied Home loan with ICICI bank. They are fast in their process, they fixed an appointment to collect the documents after that they told the required documents were missing so that was the reason I haven't proceed with ICICI bank. The rate of interest is low when compared with others banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Bank Bazaar Customer Support
      "Good "
      0.5 5.0/5 "Blown Away!"
      It was a good experience, I enjoyed it and I will let other customers also know more about bankbazaar and I will also refer the same process to others to get the loan . Hope further things will also be smooth and processing fees should be made less by Hdfc bank .
      Was this review helpful? 0
      , kanpur
      Reviewed on Aug 14, 2017
    • Bajaj Finserv Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      My home loan was approved within minutes by Bajaj Finserv. The customer services are good and the overall experience was nice. I been a very long time customer of this company and I have always got the best of services. The interest and rate and charges are normal.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 14, 2017
    • Bank Bazaar Customer Support
      "For home loan"
      0.5 4.5/5 "Excellent!"
      It's very easy to process the home loan ,I am very satisfied with bank bazar app ,very good. Customer care service is very helpful and quick service was provided with in 24 hours ,it's really good and comfortable service that I received from bank bazar.com Thanku bankbazr
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 13, 2017
    • HDFC Limited Home Loan
      "Poor Service"
      0.5 1.5/5 "Bad"
      Very poor service. They claim to be transparent on the process and commitment , however, have a very poor support. @Sector 62, Noida branch. Till the time processing fees is not encashed, all is good, after , complete turn around on the attitude and response. You can be even cheated after commitment done.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 13, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides complete service. The comparability option is very good in bank bazaar website, I would say it helps to choose the best product in the market. The website of bank bazaar is easy to use and user friendly, I am happy with bank bazaar service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 12, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The Overall process was very good from SBI home loans, The executives are really good and they were updating me the status on time to time. They have disbursed my loan within 2 weeks of time. I am happy with the loan amount . The rate of interest is nominal with SBI. I am satisfied with the SBI service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 12, 2017
    • review Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Got home loan from Equitas housing finance. They have approved the loan amount around Rs,10lakhs based on my documents, they have promised that they will release the documents to make the account as current account. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , dindigul
      Reviewed on Aug 12, 2017
    • Axis Bank Home Loan
      "Very worst service"
      0.5 1.0/5 "Really Bad"
      I have applied home loan with Axis bank , they told that I am eligible to get loan upto 12lakhs but I have asked only 10lakhs, Axis bank has sanctioned my loan, But they never released the loan amount, by saying that I had back log with ICICI bank.
      Was this review helpful? 0
      , dindigul
      Reviewed on Aug 12, 2017
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