Delhi Development Authority (DDA) Housing Scheme

DDA Flats Price List

DDA Housing Scheme Eligibility

The eligibility criteria for the DDA Housing Scheme is as follows:

1. Citizen of India
2. Minimum 18 years of age
3. Who does not own, or whose spouse/dependent children do not own a residential unit that exceeds 67 sqm or a house/built up flat that exceeds 67 sqm in Delhi Cantonment or in urban Delhi/New Delhi, which is either on full or part freehold/leasehold basis
4. Must have PAN
5. If applying for EWS flat, income should not be more than Rs.1 lakh per annum.

How to Apply Online for DDA Housing Scheme

Required Documents:

1. These are the documents required to fill up the application form online:
2. Signature of applicant in jpg format of up to 50kb size
3. Passport size photograph of applicant in jpg format of up to 50 kb size
4. Signature of joint applicant in jpg format of up to 50kb size
5. Passport size photograph of joint applicant in jpg format of up to 50 kb size

Step-by-Step Process to Apply Online

These are the steps for filling in the application form online:

These are the steps for filling in the application form online:

Step 1: Visit the website of DDA Housing Yojana (EWS Flats)

Step 2: The applicant should register by entering information such as name, mobile number, email address, date of birth, and PAN

Step 3: A user ID and password will be sent to the registered email address

Step 4: Visit https://dda.gov.in/housing/housing-scheme for online submission of the form

Step 5: Access the online application form by logging in using the user ID and password that was sent to the registered email address

Step 6: Fill in applicant's personal details and that of the joint applicant

Step 7: Fill in the correct category and desired location

Step 8: Upload the scanned image of the signature and photograph of applicant and joint applicant (if any)

Step 9: Read the contents of the declaration statement at the end of the page

Step 10: Click the check box for having read the declaration

Step 11: Click on the Draft Submit or Final Submit button as desired

Step 12: A submission screen will appear that shows the details of the submission date, application form number, and registration amount

Step 13: Click on the button for Final Submit of application form

Step 14: Make the payment required through NEFT/RTGS or netbanking on the next screen or on the left side of the website

Step 15: When payment is successful and complete, an acknowledgement slip with payment details will be displayed

DDA Refund of Application Money

These are the refunds available:

1. From the draw date to the 15th day from the date of issue of the allotment/demand letter: No refund
2. From the 16th till the 30th day from the date of issue of the allotment/demand letter: 10% of the application fee
3. From the 31st till the 90th day from the date of issue of the allotment/demand letter: 50% of the application fee
4. After 90 days from the date of issue of the allotment/demand letter: 100% of the application fee

DDA Housing Allotment / Draw Method

The allotment of flats is based on a computerised draw that is based on the Random Number Indicated Technique. There are three stages which are as given below:

1. Randomisation of flats and applicants: Random numbers are allotted to each applicant and flat. These are then printed and called Cross Reference of Applicants and Cross Reference of Flats respectively. These are shuffled and checked by judges who then put their initials on them to confirm that it has been randomised.
2. Selecting the Lucky Numbers: Numbered coins from 0 to 9 are placed in separate boxes, with one box for each digit. The number of boxes depends on the total number of digits required to represent the number of applicants and available flats. The judges randomly pick one coin from each box to form the Lucky Number for Applicants and the Lucky Number for Flats. These numbers serve as the starting point for the allotment process. 
3. Mapping Applicants to Flats: The Lucky Numbers for applicants and flats are recorded on paper and signed by the judges before being entered into the computer system. The system then maps applicants to available flats and carries out the allotment. Applicants with physical disabilities are given priority during the allotment process, as ground-floor flats are reserved for them. 

When and How to Pay for DDA Flats

You can pay for DDA flats by generating an e-challan and making the online payment on the DDA Official payment website. The payment can be made through netbanking/NEFT/RTGS.

The payment should be made within 90 days of the date of issuance of the demand/allotment letter.

Ways to Pay for DDA Flats

• Cash payment has to be made through net-banking/NEFT/RTGS from the allottee's accounter through a specified family member's account.
• A housing loan can be availed by mortgaging the flat to institutions recognised by the DDA
• Individuals with disabilities have the option of paying either through cash down or through instalments.

Benefits of DDA Housing Scheme Under PMAY

Under the Pradhan Mantri Awas Yojana - Housing for All (Urban), the Credit-Linked Subsidy Scheme can be availed by eligible allottees of the DDA. The benefits of the PMAY are as given below:

1. For EWS and LIG category, for loan of up to Rs.6 lakh, upfront subsidy of 6.5% p.a. on interest
2. For MIG-1 category, for loan of up to Rs.5 lakh, upfront subsidy of 4% p.a. on interest
3. Under the MIG-II category, borrowers can avail an interest subsidy of 3% per annum on home loans of up to Rs. 12 lakh.
4. Beneficiaries under the EWS category can receive central assistance of up to Rs. 1.5 lakh for the construction or enhancement of a new house.
5. The applicable interest subsidy is credited directly to the beneficiary's loan account.
6. The subsidy benefit is available for home loans with a tenure of up to 20 years.
7. Under the EWS and LIG categories, financial assistance is available for the construction, purchase, repurchase, or enhancement of houses measuring up to 30 sq. m. for EWS beneficiaries and up to 60 sq. m. for LIG beneficiaries.
8. Under the MIG category, assistance is available for the construction, purchase, or repurchase of houses measuring up to 160 sq. m. for MIG-I beneficiaries and up to 200 sq. m. for MIG-II beneficiaries. 

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