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    We found 37 DDA Housing Scheme
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0 PF (For Salaried) to 0.50%(min.2000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.95% - 8.95% Floating
    0 One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.10,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    DDA Housing Scheme is Rated as "Great!" by 26272 Users
    Home Loan BYTES FROM OUR KITCHEN

    DDA Housing Scheme

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

    DDA Housing Scheme Reviews

    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      Service is good and for the first time loans are so much rewarding along with free credit score. but need to focus on call timing as they call customers any time. they can ask customer preference of call time at the time of filling the application itself.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 19, 2018
    • HDFC Limited Home Loan
      "Good deal"
      0.5 4.0/5 "Great!"
      I have taken my home loan from HDFC LTD and the process was good. The documentation was also hassles free. There were low charges when compared to the other banks. The after loan services are also good. The customer services and response is prompt.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • Axis Bank Home Loan
      "Home Loan with AXIS"
      0.5 5.0/5 "Blown Away!"
      From AXIS i have taken a home loan. The approved loan amount was 25 lakhs. The monthly EMI comes around 23000 with a rate of interest of 8.35%. The total tenure was for 15 years. The experience was good with AXIS. The documentation process was also good.
      Was this review helpful? 0
      , surat
      Reviewed on Feb 17, 2018
    • Bank Bazaar Home Loan
      "Best site to get your all ans regarding all financial matter"
      0.5 5.0/5 "Blown Away!"
      I am totally a big fan of this website, When i was worried about home loan interest rate I login to this website and get all the important info in single page and its true ( I confirmed with the respective banks). Thanks for saving my time and money..
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • Gruh Finance Home Loan
      "Interest Rate is High"
      0.5 1.0/5 "Really Bad"
      I took a Home Loan of about Rs.9 Lakhs from this Financiers. The process for getting the Loan was alright. Their interest rate was atleast 3-4% higher than what market standard is. I pre-closed the Loan at the 5 years mark. Wish they reduce their interest rate.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 17, 2018
    • HDFC Limited Home Loan
      "Process is good"
      0.5 3.5/5 "Pretty good"
      I have taken my home loan from HDFC LTD. The document process is good and there are no hassles in getting the loan through. The rate of interest and processing charges are normal. The after loan services are also good. It was convenient to get the loan with ease.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HDFC Limited Home Loan
      "Good deal"
      0.5 4.0/5 "Great!"
      I transferred my home loan to HDFC LTD and the process was simple and easy. The process was on time. The customer support and response is good and there are no hassles in the process. The document procedure is also normal. The rate of interest and processing charges are normal. It is better when compared to Axis Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • Axis Bank Home Loan
      "Good. Can be more lesser in ROI"
      0.5 4.0/5 "Great!"
      I have taken my home loan from Axis Bank initially and there are no hassles for the approval. It was a pre approved loan and they always have offers for me. The rate of interest and processing charges are high. So I had to transfer the loan to another bank. The services and response is good overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • HDFC Limited Home Loan
      "Good Experience"
      0.5 3.5/5 "Pretty good"
      I took Home Loan from HDFC Ltd since 2011, at the time interest rate was less, but HDFC Ltd have offered me interest rate around 10%. But I didn't get a better interest as per the RBI norms, then I went to the bank to avail lower interest with some processing fee. I would like to suggest, bank should be very transparent to provide reversed interest rate to the customer.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • SBI Home Loan
      "Hassle free"
      0.5 4.0/5 "Great!"
      SBI home loan is very good, I just visited three times to the bank. They have disbursed the loan amount on time. My loan amount was around Rs.17 lakhs for 20 years, they gave me floating interest rate is very good. They have repayment loan with nice scheme.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 15, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The home loan service is good with the HDFC limited. The customer support service is good with the HDFC limited. They have disbursed the loan amount within 2 weeks of time. The rate of interest and the charges are average with the HDFC limited home loan services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have got fast and quick service from the bank bazaar team and I get follow up calls on time from the bank bazaar customer support team. I know bank bazaar for more than 2 years. I use the bank bazaar website , while applying for the loan which is user friendly.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 15, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The service which I got from the ICICI bank in regards to my home loan application was good . I have got the home loan disbursement more than a month time. The customer support was good with the ICICI bank and they gave me better response in regards to my home loan application.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 15, 2018
    • LIC Housing Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      Recently I took home loan from LIC Housing, they are good in interest rate around 8.70% for the loan amount of Rs. 30 lakhs for the tenure of 20 years. The documentation was simple they took less paper and they approved the loan on time. I am doing auto debit payment from Karnataka bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bank bazaar through advertisements and I am with the bankbazaar for the past 2 years. The customer support service of bank bazaar gave me immediate response in regards to my home loan application. I used the bank bazaar website while applying for the loan .
      Was this review helpful? 0
      , ludhiana
      Reviewed on Feb 15, 2018
    • ICICI Bank Home Loan
      "Hassle free"
      0.5 5.0/5 "Blown Away!"
      I have taken my home loan from ICICI Bank and the process was good. I had no hassles with the documentation. It was taken from me at my place. The rate of interest and processing charges is normal and there were no hassles while I closed my loan too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • Punjab National Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The service which was given by PNB HOUSING FINANCE LIMITED nominal . They took around 30days of time to disburse my loan amount. Still they would have given much support from the PNB HOUSING FINANCE LIMITED. The rate of interest and the charges are average as per market rate.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Feb 15, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a home loan with Hdfc Ltd,the service is good with Hdfc Ltd. The documents have been collected from my door step. Hdfc Ltd staffs are good during the process. The interest rate 9.25 % which is fine compared to others,it is a excellent experience with Hdfc Ltd home loan department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • ICICI Bank Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from ICICI, it was joint account, they gave me special interest of 8.5% of interest based on Women applicant . My loan amount was Rs. 28 lakhs for the tenure of 15 years. The process was good, my KYC was already with them. Hence they disbursed the amount on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • Bank Bazaar Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have the bank bazaar mobile application which is easy to use and user friendly. I know bank bazaar for more than 3months. The customer support and the response is very good with the bank bazaar team. I have got the immediate response from the bank bazaar team after applying for the home loan.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
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