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    We found 38 DDA Housing Scheme
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.0% - 9.50% Floating
    Up to 0.50% (min. ₹10,000 + GST) One time fee
    8L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.10% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.6 - 9.00% Floating
    12,000 (inclusive of GST) One-Time Fee
    20L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% Floating
    10000+GST One time fee
    -
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.80% - 9.05% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.75% - 11.0% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    8.90% - 9.55% Floating
    0.50% PF (For Salaried) to 1%(min.3000)+Tax (for Self employed)
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    8.80% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9% Floating
    ₹ 10000+ taxes One time fee
    50L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Good to Know
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    8.85% - 9.05% Floating
    0.25% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon Voucher
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    DDA Housing Scheme is Rated as "Great!" by 27510 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    DDA Housing Scheme

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

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    DDA Housing Scheme Reviews

    • Oriental Bank of Commerce Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my health insurance with oriental bank , there service is average, i have applied this health insurance recently, and i use to pay premium in yearly basis, and it use to get auto debit from my account, and there customer service is not up to the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • IDBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My mom have applied for home loan from IDBI bank, there service is good, they rate of interest and processing fee which they have charge was nominal and the loan amount which they have given me was sufficient and tenure period which they given me was sufficient and it have been 2 years i have been applied for home loan from this bank, till now service i have experience was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • HDFC Limited Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my home loan with HDFC LTD for long time, the loan amount which they have given me was sufficient and the rate of interest they charge me s not fixed it use to fluctuate time to time and i have taken loan for 30 years tenure period and now just 5 years more to go and they have charged processing fee it was nominal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • SBI Home Loan
      "Need to improve the customer care"
      0.5 4.0/5 "Great!"
      They are not good in their customer support. The rate of interest is more when i compared with other banks. I have taken the home loan in 2012. Its not easy to get a loan from SBI. I have purchased the loan amount of Rs. 5 lakhs and they have given the interest rate of 10.25% when i purchase the loan now they have changed upto 9.25%. If i want to get any information about the loan, in the customer care, its taking more time consumption or else i have to visit the home branch and the repsonse was not upto the mark.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • Indian Bank Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was an average experience with Indian bank for home loan, the loan amount was for Rs 18 lacs with nominal interest rate when compared to others. Customer support was not up to the mark and their response was delayed. The tenure period for this loan is 20 years.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Nov 16, 2018
    • Axis Bank Home Loan
      "Average service"
      0.5 4.0/5 "Great!"
      It was an average experience with AXIS bank for home loan, the loan amount was based on my requirement and the rate of interest was nominal when compared to others. Customer support was not up to the mark with AXIS bank and the tenure period for this loan is 10 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • Axis Bank Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am using the housing loan from the AXIS BANK from past three to four months i have applied it where the process is quick to get the loan it took 20 days to get the loan. The documentation process is simple the loan amount is very good also the rate of interest is 8.5% which is floating.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 16, 2018
    • HDFC Limited Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a good experience i had with this loan where the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal when compared with the market rate and there has not been any hidden charges made by them.
      Was this review helpful? 1
      , noida
      Reviewed on Nov 15, 2018
    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience was good with ICICI bank, the process was smooth and i received my loan amount on time. The rate of interest is very less when compared to other banks. Customer service was good with ICICI bank and the tenure period for this loan is 20 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 15, 2018
    • HDFC Limited Home Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with HDFC LTD for home loan, the loan amount was for Rs 25-30 lacs with less interest rate when compared to others. The processing time for disbursal was less. Customer service was good with HDFC and the tenure period for this loan was for 10 years.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Nov 15, 2018
    • DHFL Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my home loan with DHFL , there service is not up to the mark, they have charged processing fee nominal and the rate of interest was also nominal they have charged to me,the loan amount they have given me up to 13,00,000 for 20 years tenure period, but they took to much delay in getting this loan amount.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 15, 2018
    • HDFC Limited Home Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with this loan and the loan amount whcih they had provided has been sufficient and satisfactory. The interest rate with them has been nominal and there has not been any hidden charges made by them. Their customer support has also been helpful at times.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 14, 2018
    • Bank Bazaar Home Loan
      "Very nice services"
      0.5 5.0/5 "Blown Away!"
      It is a good platform but require more support and more offers. Really appreciate your efforts to bring transparency . I wish best of luck to entire BB Team to serve more customers and bring more happiness in society. You are the best in market.
      Was this review helpful? 2
      , delhi
      Reviewed on Nov 14, 2018
    • SBI Home Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience with this home loan has not been good where the process has taken more time than usual. But they had been having the best interest rate, the charges which they had been making has been very high. Especially the check bounce charges has been high.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 13, 2018
    • DHFL Home Loan
      "Need to be very faster"
      0.5 2.0/5 "Expected more"
      I have a home loan with DHFL Bank and it was taken in the year of 2012. The process they had at that time was very slow. The customer service is moderate. Whenever I visit the bank for return file recording they don't provide and ask them to come back because of the system issues. The rate of interest is average.
      Was this review helpful? 2
      , mumbai
      Reviewed on Nov 13, 2018
    • HDFC Limited Home Loan
      "Its Good"
      0.5 4.5/5 "Excellent!"
      For my first house I took loan from HDFC Limited, the process was good. Before 15 years back I have Rs. 4 lakhs, for the tenure of 20 years I closed the loan within 5 years without any charges. HDFC limited service is good but now understand they are engaging for few service with the broker, I suggest them they should discontinue the engaging the broker
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 13, 2018
    • LIC Housing Home Loan
      "Need Improvement"
      0.5 4.0/5 "Great!"
      LIC housing loan interest rate is high, they told something but finally they disbursed the amount with higher interest. Best thing about LIC they don't have preclosure charges. The process was very difficult to avail or close the loan. For every queries I need to visit to the home branch at Trichy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bank Bazaar Home Loan
      "Best experience "
      0.5 4.0/5 "Great!"
      Fast agriment filling , best intrest rates , good comparison between more options . i hope other rest services also too very nice , fast and easy to apply . i m realy approach others to take loan from bankbazaar.com , due to easy , fast , best and enjoyfull
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 13, 2018
    • Bank Bazaar Home Loan
      "Good. easy to get the Bank details for loan"
      0.5 4.0/5 "Great!"
      Easy to get the Bank details with minimum requirements. looking forward for Bank call. hope Bank bazaar will help me to get the easy process home loan. Thank you so much to Bank bazaar to search the home loan and Bank details. trust we will get the only helpful details in my registered mail id.
      Was this review helpful? 1
      , indore
      Reviewed on Nov 13, 2018
    • LIC Housing Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with this loan has been simple and easy, the loan amount which they had provided has been sufficient and the interest rate with them has been nominal. There has been some charges which they had made which has been nominal. Their customer support has been responsive as well.
      Was this review helpful? 1
      , secunderabad
      Reviewed on Nov 13, 2018
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