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    We found 42 DDA Housing Scheme
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.6% - 8.95% Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.70% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹10,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.6% - 8.95% FIXED:3 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Value Adds
    8.6% - 8.95% FIXED:5 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    9.0% - 9.25% FIXED:10 years,FLOATING Thereafter
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    DDA Housing Scheme is Rated as "Great!" by 24914 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    DDA Housing Scheme

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

    News about DDA Housing Scheme

    • Delhi Development Authority Introduces New Housing Scheme

      The DDA (Delhi Development Authority) has introduced a new Housing Scheme to provide affordable flats to different groups of people. Under this scheme, 13,000 flats will be constructed by DDA and most of these flats will be Janta, EHS and LIG flats. These flats will be located in different parts of the city such as Sarita Vihar, Jasola, Narela, Dwarka, Pitampura, Jahangir Puri, Sukhdev Vihar, Rohini, etc.

      The LIG flats may be priced between Rs.14.95 lakhs and Rs.28.54 lakhs and they are supposed to be around 28.34 sq m to 52.63 sq m in size. The EHS flats may be priced between Rs.11.76 lakhs and Rs.77.57 lakhs and they are supposed to be around 24.19 sq m to 77.57 sq m in size. MIG flats may be priced between Rs.30.23 lakhs and Rs.70.07 lakhs and they are supposed to be around 64.04 sq m to 109.88 sq m in size. Janta flats may be priced between Rs.6.68 lakhs and Rs.15.15 lakhs and they are supposed to be around 18.85 sq m to 30.45 sq m in size. HIG flats may be priced between Rs.41.62 lakhs and Rs.1.4 crores and they are supposed to be around 77.57 sq m to 142.46 sq m in size.

      9th December 2016

    • DDA to announce new housing scheme in January

      The Delhi Development Authority (DDA) has announced that it will present its new housing scheme in January, 2017. DDA was supposed to present this scheme earlier, but due to the cash crunch after the demonetization of the Rs.500 and Rs.1,000 it has been delayed. The new scheme will offer 13,000 flats. The DDA has announced that the flats will be allotted on a freehold basis and the restriction on the execution of the conveyance deed, which did not permit the allottee to sell the flat for five years after possession, will be removed. Of the 13,000 flats on offer, 11,544 flats were surrendered from 2014’s housing scheme. The price of these flats will remain the same as they were in 2014.

      5th December 2016

    • Delhi Development Authority Are Building Stylish Flats

      DDA or Delhi Development Authority are not designing bland flats anymore. More appealing and stylish flats are going to be designed and built by them for the common people. This particular decision has been taken by the Delhi Development Authority in order to save its reputation. Also, making stylish flats would attract new buyers. These flats will have trendy interiors and modern kitchens. The bedrooms and washrooms will also have the latest designs.

      28th November 2016

    • DDA Housing Applications now cost, Rs. 5 lakhs

      DDA housing scheme, which is one of the most lucrative housing opportunities in Delhi is now being offered for application at Rs.5 lakhs. This kind of amount is quite high considering that DDA was originally meant for middle class and urban dwellers of Delhi who cannot afford housing easily at the moment. However with numbers as high as Rs. 5 lakhs, people with that sort of money may be able to apply.

      21st November 2016

    • DDA Flats in 2016 Scheme to Cost Same as in Previous Scheme

      In a major breather for people aspiring to buy flats from the Delhi Development Authority, the government body declared that the prices of almost 13,000 flats that are due to be sold under the 2016 scheme will remain the same as those in the previous scheme. Under the previous scheme in 2014, 1-bedroom DDA flats were allotted to Lower Income Groups at prices between Rs. 18 lakh to Rs. 20 lakh. Two-bedroom flats for Middle Income Groups were priced between Rs. 60 lakhs to Rs. 70 lakhs while Janta flats (a single room with a kitchen) were allotted at around Rs. 10 lakh. The rates were fixed in correspondence with the area and size. In this year’s offering that involves allotment of 13,000 flats, just 350 flats are to be allotted to Middle Income Groups while the remaining comprise of 1-room flats and Janata flats. In a related development, the Central Reserve Police Force requested the allocation of 600 flats, a decision on which is currently pending.

      13th October 2016

    DDA Housing Scheme Reviews

    • HDFC Limited Home Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      My home loan was is with HDFC LTD . The rate of interest was between 9-10% which is really high . The fees and charges was average. I took 8,70,000 for 10 years . They have provided door step service for collecting documents and sanctioned the loan with the committed also. The loan process was very simple and hassle. I have not faced nay issues with their service.
      Was this review helpful? 0
      , surat
      Reviewed on Oct 16, 2017
    • SBI Home Loan
      "More customer friendly"
      0.5 4.0/5 "Great!"
      I have my salary account with State Bank of India for 5 years. I applied this home loan to them but they took very long for the disbursement. I had to go through lot of documentation process. They do charge for preclosure and the total tenure of this home loan is 10 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Good website"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar from last 2 years, the services provided by bankbazaar is excellent when compared to all other banking websites. The customer service was good and prompt, they helped me to choose the right product. The website is easy to access and it is user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • Sundaram BNP Paribas Home Finance Limited Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the home loan from SUNDARAM BNP PARIBAS, i am happy that my loan application was approved and the required amount was disbursed. The customer service was good and responsive, they provided a door step service for the collection of documents. The rate of interest was nominal when compared to other sources.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The HDFC limited has disbursed my home loan amount within 4month of time. After the disbursal the service is really good with HDFC limited. The rate of interest is floating so they use to intimated me about the rate of interest when ever they used change the interest rate.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • DHFL Home Loan
      "Looking for better service and better loan experience"
      0.5 5.0/5 "Blown Away!"
      DHFL gave me regular follow up on home loan process.They have done everything on time. But they charged very high interest rate, they took 9.9% for the loan amount of Rs. 24 lakhs for the tenure of 30 years. It would be great, if they reduce the interest rate as per RBI guideline.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was good experience to get any kind financial product via bank bazaar team . I am with bank bazaar for past 4 years. The website is easy to use and user friendly. The customer support is good with bank bazaar , They are prompt in their response.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      There are some additional charges which was charged by HDFC limited without informing. The transparency is missing in the process. The customer support is not up the mark with HDFC limited. The rate of interest is nominal with HDFC limited home loan process.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the home loan from ICICI, I had a very bad experience with ICICI bank in regards to the home loan. The customer service is not good, lot of information was misguided and the processing fees was way high. They also forced me to take the insurance which i did not opt for. The process took 2 months to complete and then it was approved. When it comes to interest rate, it is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar customer support helped me to get in touch with the bank partner. I know bank bazaar for long time but I haven;t used it so far. The website of bank bazaar is easy to use and user friendly. I am happy and satisfied with the bank bazaar service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The Home loan service is good with ICICI bank. They have disbursed my loan amount within 15days of time. The customer support was good with ICICI bank, they gave prompt response in regards to my home loan. The rate of interest and the processing fee is nominal wit ICICI bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Bank Bazaar Home Loan
      "Exellent service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar support is excellent in regards to my home loan application. The bank bazaar customer support maintained good relationship with the customer on time. I am with bank bazaar for past 1 years. I used bank bazaar website which is easy to use and user friendly.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Exellent service"
      0.5 5.0/5 "Blown Away!"
      The HDFC limited home loan process was excellent . They have approved and disbursed my loan amount within 15days of time. The customer support is good with HDFC limited. The rate of interest is nominal with HDFC limited when compared with others.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Punjab National Bank Home Loan
      "Need to improve customer service"
      0.5 4.0/5 "Great!"
      PNB housing gave me ultimate offers in term of interest rate and there was no hidden charges on the loan application. But service part need to be improved it was not upto the mark, they don't get back to the customer, the principal amount was also good they gave me better rates.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • DHFL Home Loan
      "Simply great"
      0.5 5.0/5 "Blown Away!"
      DHFL housing loan is simply great , they are doing really good. I had got this loan for a period of 5 months. They had sent a mail about the documentation I had kept all the documents ready and everything was collected from me on time. Infact, I had received all the legal documents from them. There was a charge for stamp duty and registration fee, it was very much reasonable which is 0.5% it was as per the market standard. Lastly, mine is not a joint loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Gruh Finance Home Loan
      "Good experience with Gruh Finance"
      0.5 4.0/5 "Great!"
      GRUH Finance housing loan process is kind of okay, but the only challenge here is, we have to fill and submit the agreement form post which they would issue a cheque after completion of agreement, which is the major issue the rest of the procedure was good and simple. It is a sole loan. Their process is so simple, even a lay man can apply for this housing loan.
      Was this review helpful? 0
      , vapi
      Reviewed on Oct 16, 2017
    • Axis Bank Home Loan
      "Everything is fine"
      0.5 4.0/5 "Great!"
      My feedback for AXIS Bank for the home loan application would be okay. For get getting the certificate of interest we have to approach the bank every time. There is no easy method. I would appreciate if AXIS Bank brings in an option where a customer can place a request for Certificate of interest online instead of visiting the branch. So that we can easily get our work done online itself.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • LIC Housing Home Loan
      "execellent"
      0.5 4.0/5 "Great!"
      My home loan was taken with LIC 9 years back. The loan amount was 6 lakhs and the rate of interest was 10.5% which was high comparing to other banks. The EMI period was 10 years .The customer service and responses was good . My experience was excellent here. I would like to recommend also.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • HDFC Limited Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      My home loan was taken with HDFC LTD bank 6 months back. The promised rate of interest was8.25% which is really good and satisfactory for 20 lakhs loan. They have provided door step service for the documentation collection. The loan process was good and hassle free,. The EMI period was 15 years. My experience is really good here.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • ICICI Bank Home Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      In 2004 I have taken home loan to purchase a property. I have finalized a row house worth Rs. 4.5 lakhs in Ahmedabad, ICICI sanctioned same 100% of loan with less documentation procedure. Still loan my home loan is live without any hassles my EMI is going on.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
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