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  • DDA Housing Scheme is Rated as "Great!" by 27838 Users

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    DDA Housing Scheme

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

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    DDA Housing Scheme Reviews

    • ICICI Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my home loan with ICICI bank,they have given me sufficient loan amount,and the rate of interest they have charged me up to 8.9% it is not fixed,it varies according to market rate, and they have not charged me processing fee as it is zero processing fee, and the loan is still running,overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2019
    • IDBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using my housing loan with IDBI bank, they have given me sufficient loan amount, and the rate of interest they have charged me up to 8.45% which was nominal for me, and the processing fee they have charged me was nominal, and still my loan is running,till now i had good experience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2019
    • SBI Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I had taken my housing loan with State bank of India, the loan amount they have given me was sufficient but was below to my expectation ,was okay for me , and the rate of interest they have charged me was nominal,and the processing fee they have charged me was very nominal,there overall service was good, now my loan got closed.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2019
    • Bank of India Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my housing loan with Bank of India, there service was good ,they have given me sufficient loan amount, and the rate of interest they have given me was up to 8.5% now,the rate of interest is not fixed it use to fluctuate according to market price, and the processing fee they have charged me was nominal,there mobile application and net bank is good, there application is user-friendly,but if i took loan from Hyderabad bank but i am in Bangalore branch then they will not help me out in this only on that bank they will be helping out if i had any issue or query.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Bank Bazaar Home Loan
      "It was a good experince and very easy to reach them and talk"
      0.5 3.5/5 "Pretty good"
      I feel very good. Bank Bazaar approve my loan. I got a call from Bank Bazaar customer service. They will help me provide me loan. Customer service agent also very polite and well behaved. I think this Company provide very good service and they help people a lot. It was a good experience and very easy to reach them and talk them and also you can easily apply their staff is also very good.
      Was this review helpful? 1
      , delhi
      Reviewed on Jan 16, 2019
    • SBI Home Loan
      "Good Experience for Housing loan"
      0.5 4.0/5 "Great!"
      SBI is best for the home loan, they come down to 9% of interest its good compared to private sectors. The documentation verification is very easy and very secured as well. Even the bank gave me balance transfer, pre closure, part closure options.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jan 14, 2019
    • review Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a quite a good experience i had in getting my Home loan from them, where the process was hassle free. The loan amount has been sufficient and the interest rate was floating and was quite nominal compared with the market rate. There was some processing fee which they had charged which was nominal and there has not been any other extra charges.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 13, 2019
    • DHFL Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It was a nice experience with my Home loan from them where the process has been okay. The interest rate with them has been pretty high compared with the market rate. There has been some charges which they had made like processing fee and the other charges which was quite nominal.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 13, 2019
    • Axis Bank Home Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The experience with this loan has been quite good and the loan amount which they had provided has been sufficient as well. The interest rate with them has been around 8.75% which was nominal when compared with the market rate. The customer support team of them has also been helpful at times.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 13, 2019
    • Bank of Baroda Home Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a Home loan with Bank of Baroda and the time when i submitted application for home loan, they have considered my application and also they processed my application on time . There was no hurdle and it was a easy go. The interest rates i have on my loan is 9.45%.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 13, 2019
    • HDFC Limited Home Loan
      "Good in Service"
      0.5 5.0/5 "Blown Away!"
      I had applied for a Home loan with HDFC and at the time of applying there was no delay in my application. The procedure was easy and my application got processed on time. The interest rates that is on my loan amount is reasonable as per the market value.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • Bank Bazaar Home Loan
      "Bank "
      0.5 4.5/5 "Excellent!"
      Bankbazaar. The one stop solution for all your business and financial needs. I find it very helpful and ease to use. It is very user friendly and able to plan my savings and spendings accordingly. One stop best solution and cool to use it. Regards awesomep
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 13, 2019
    • HDFC Limited Home Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      HDFC LTD is good overall and the process is good for the home loan. The customer services and response is good and there are no issues to get the loan. They processed the loan very fast and the rate of interest and processing charges are normal too.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 12, 2019
    • HDFC Limited Home Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I am very happy with HDFC LTD for the home loan. The customer services and response is good. I also got the loan on time. The process was very easy. The rate of interest and the processing fee is normal as I got the loan without any delay or hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 12, 2019
    • RELIANCE HOME FINANCE LIMITED Home Loan
      "Recommendable loan products"
      0.5 5.0/5 "Blown Away!"
      I am employee of Reliance its very good experience for me on the housing loan, to sanction the loan, they taken only three days. I done the online documentations process from my end, the interest rate is lower than market. I took the amount around Rs. 54 lakhs, they offered me home insurance but I refused to take it.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jan 11, 2019
    • LIC Housing Home Loan
      "Documenation should be simple and process should be faster"
      0.5 3.0/5 "Satisfactory"
      I am not satisfied with LIC Housing, they have very lengthly document process. They taken almost 20 days of time to sanction the disbursement and they release the payment part based on the construction. The interest rate is good and LIC Housing is is trusted one.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Jan 11, 2019
    • Bank of Maharashtra Home Loan
      "Outstanding Service"
      0.5 5.0/5 "Blown Away!"
      I am having saving account with Bank of Maharashtra, hence I have taken home loan, the interest rate is standard as per the market. I done the paper work for the housing loan within a week time they sanctioned the amount, they released the amount based on the house construction.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 11, 2019
    • LIC Housing Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I took a home loan from the LIC , The service was also good, The loan amount was satisfactory , I got the loan amount with in few days , The interest rate was high when I took it. The processing fee was nominal and the tenure period is 23 year . I am happy with services .
      Was this review helpful? 2
      , mumbai
      Reviewed on Jan 11, 2019
    • Punjab National Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I took a home loan from PUNJAB NATINAL BANK . I got the loan amount fast, I am paying the EMI per year their service. The interest rate is also competitive when comparing to other banks in the market. The whole application process and he documentation was done in time, overall it has been a good experience.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 11, 2019
    • SBI Home Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      The experience i had with them has been quite good and the loan amount which they had provided has been satisfactory as well. The interest rate with them has been nominal when compared with the market rate and there has not been any sort of additional charges which they had made so far.
      Was this review helpful? 4
      , gandhinagar
      Reviewed on Jan 10, 2019
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