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    We found 38 DDA Housing Scheme
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.35% - 10.25% Fixed/Floating
    Up to 0.5% (min. ₹5,900) One time fee
    5L Min
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.85% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.85% Floating
    Up to 0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 9.25% Floating
    0.50% (min. ₹2,000) + applicable tax
    12L - 5Crs
    1-20 Years (10 yrs plot loan)
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    8.35% - 11.75% Fixed/Floating
    0.50% (min. ₹10,000) One time fee
    5L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.25% - 8.25% Floating
    0 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Good to Know
    Eligibility Criteria
    8.55% - 8.99% Floating
    ₹5,000 to ₹10,000 + applicable tax One time fee
    20L - 10Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Good to Know
    Eligibility Criteria
    10.67% Floating
    1% One time fee
    5L - 5Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 8.80% Floating
    0.5% (max. ₹11,800) One time fee
    5L - 10Crs
    3-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free Paperless approval available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.25% Floating
    0.50% (min. ₹10,000)
    1Cr - 5Crs
    1-20 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    DDA Housing Scheme is Rated as "Great!" by 25887 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    DDA Housing Scheme

    The DDA’s main function include their scheme which includes the construction of residential apartments based on different classifications which include Higher Income Group, Middle Income Group, Lower Income Group along with Janta, etc. The following steps show how landor flats are allotted and bought thereon:

    1. Once the apartments are ready or the plots have been made available for sale in any project plots and flats are put up for allotment for the already registered applicants.
    2. The applicants should already be registered under the different types of Housing Registration Schemes that include the categories of LIG, Janta etc. For people belonging to the HIG as well as the MIG category, apartments are made available as well.
    3. Potential buying applications are given invitations with the help of public notice that is posted in the leading newspapers in Hindi as well as English.
    4. Also for registration and registration money postings on newspapers are made.
    5. The brochure can be then bought, which consists of literature including terms and conditions along with the eligibility criteria available at the DDA sale counter at Vikas Sadan, INA along with other designated banks such as AXIS Bank.
    6. Allotment of these apartments are done through computerized draw where applications are scrutinized through the application of a computed algorithm based on eligibility criteria and the terms & conditions.
    7. The location choices are provided, however the floor choice or allotment in a particular Sector/Pkt is not allowed since the allotment of the specific apartment is conducted through a computerized draw. This pretty much works like seat reservation for train tickets in the IRNA, where you can choose your train and class but not the seats you are actually allocated.
    8. P.H. category of registrants who fall into 1% quota, also have separate reservations.

    DDA Housing Scheme for Plots:

    Based on the definitions set by DDA, a plot is considered generally as an area of land where a a small house can be constructed by the applicant or by a company. The plot can be used for constructing a house as a residence or a small commercial shop. Also residential land is taken by builders for constructing larger buildings which are luxurious, part of a much larger plot. The smaller plots are sufficient for nuclear family. Plots sizes are variable and are measured in Gaj = Yard = Meter. The plots are available at units of 1000, 500, 300, 200, 150 and 50. The general size is 50 and 150. However, the Housing Board plots are allotted in square meters which could range between 50 square meters, 70 square meters, 166 square meters and more.

    How to Register For a Plot or Apartment Online:

    Even a few years back people had to apply in person by submitted a hand-filled application and submit it in the office or at the designated banks. But no longer is this process as tedious as it used to be. people submitted application by hand fill up in the office. The worst part was the long queues which used to consist of men and women standing in the heat of extreme weathers experienced in Delhi/NCR.

    With the help of Internet, things have changed. People can apply and register for a plot or an apartment online at the DDA portal. Online, you can find forms for housing board plots and invites which simply need to be filled up the and there and simply submit it in the portal. You ca also take a hard copy of the application which can be submitted on the official online portal for the housing board.

    How to Fill the Online DDA Housing Scheme Registration Form?

    Follow the below given steps to be able to accurately register for DDA Housing Scheme form online:

    1. Go to the DDA website and choose the desired option of Apply online for plots or Apply online for flats.
    2. You will then need to fill in the:
    3. Applicant’s name
    4. Contact information such as address and phone numbers.
    5. Bank details along with the details of registration fee in the form
    6. You also need to upload photos along with relevant signatures.
    7. Ensure that you fill in all the columns and rows of information as required, for the online registration process to be successful.
    8. Submit it and take a hard copy print out of the same.
    9. You will an application ID number for flat or plot registration.

    The Housing plot and apartment schemes for 2016 – 2017 is said to be very popular since it comes with the basic amenities but the more important is money, which gets taken care of easily. Low cost and easy installments for repayments make it a convenient buy for anyone, even people not living in Delhi, but want to invest in real estate. All the leading banks have loans to help buy plots and apartments through DDA housing schemes. Banks allot a margin for loan amount of upto 80% of total of value of the apartment or plot. The rest 20% has to be taken care by the applicant.

    News about DDA Housing Scheme

    • Delhi Development Authority Introduces New Housing Scheme

      The DDA (Delhi Development Authority) has introduced a new Housing Scheme to provide affordable flats to different groups of people. Under this scheme, 13,000 flats will be constructed by DDA and most of these flats will be Janta, EHS and LIG flats. These flats will be located in different parts of the city such as Sarita Vihar, Jasola, Narela, Dwarka, Pitampura, Jahangir Puri, Sukhdev Vihar, Rohini, etc.

      The LIG flats may be priced between Rs.14.95 lakhs and Rs.28.54 lakhs and they are supposed to be around 28.34 sq m to 52.63 sq m in size. The EHS flats may be priced between Rs.11.76 lakhs and Rs.77.57 lakhs and they are supposed to be around 24.19 sq m to 77.57 sq m in size. MIG flats may be priced between Rs.30.23 lakhs and Rs.70.07 lakhs and they are supposed to be around 64.04 sq m to 109.88 sq m in size. Janta flats may be priced between Rs.6.68 lakhs and Rs.15.15 lakhs and they are supposed to be around 18.85 sq m to 30.45 sq m in size. HIG flats may be priced between Rs.41.62 lakhs and Rs.1.4 crores and they are supposed to be around 77.57 sq m to 142.46 sq m in size.

      9th December 2016

    • DDA to announce new housing scheme in January

      The Delhi Development Authority (DDA) has announced that it will present its new housing scheme in January, 2017. DDA was supposed to present this scheme earlier, but due to the cash crunch after the demonetization of the Rs.500 and Rs.1,000 it has been delayed. The new scheme will offer 13,000 flats. The DDA has announced that the flats will be allotted on a freehold basis and the restriction on the execution of the conveyance deed, which did not permit the allottee to sell the flat for five years after possession, will be removed. Of the 13,000 flats on offer, 11,544 flats were surrendered from 2014’s housing scheme. The price of these flats will remain the same as they were in 2014.

      5th December 2016

    • Delhi Development Authority Are Building Stylish Flats

      DDA or Delhi Development Authority are not designing bland flats anymore. More appealing and stylish flats are going to be designed and built by them for the common people. This particular decision has been taken by the Delhi Development Authority in order to save its reputation. Also, making stylish flats would attract new buyers. These flats will have trendy interiors and modern kitchens. The bedrooms and washrooms will also have the latest designs.

      28th November 2016

    • DDA Housing Applications now cost, Rs. 5 lakhs

      DDA housing scheme, which is one of the most lucrative housing opportunities in Delhi is now being offered for application at Rs.5 lakhs. This kind of amount is quite high considering that DDA was originally meant for middle class and urban dwellers of Delhi who cannot afford housing easily at the moment. However with numbers as high as Rs. 5 lakhs, people with that sort of money may be able to apply.

      21st November 2016

    • DDA Flats in 2016 Scheme to Cost Same as in Previous Scheme

      In a major breather for people aspiring to buy flats from the Delhi Development Authority, the government body declared that the prices of almost 13,000 flats that are due to be sold under the 2016 scheme will remain the same as those in the previous scheme. Under the previous scheme in 2014, 1-bedroom DDA flats were allotted to Lower Income Groups at prices between Rs. 18 lakh to Rs. 20 lakh. Two-bedroom flats for Middle Income Groups were priced between Rs. 60 lakhs to Rs. 70 lakhs while Janta flats (a single room with a kitchen) were allotted at around Rs. 10 lakh. The rates were fixed in correspondence with the area and size. In this year’s offering that involves allotment of 13,000 flats, just 350 flats are to be allotted to Middle Income Groups while the remaining comprise of 1-room flats and Janata flats. In a related development, the Central Reserve Police Force requested the allocation of 600 flats, a decision on which is currently pending.

      13th October 2016

    DDA Housing Scheme Reviews

    • Syndicate Bank Home Loan
      "Its Best"
      0.5 4.0/5 "Great!"
      I have taken Home loan on my spouse name, they offered me 90% of loan. Because we have joint account with them, they gave me normal interest with floating rate. I have taken 18 lakhs it has the tenure of 25 years. EMI amount and due date is convenient. But for 20 months, they taken Rs. 2 lakhs of interest, from next month onward EMI gets started.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken Home loan with State Bank of India.The loan amount is 22 lakhs,rate of interest is competitive.The tenure is for 20 years.They had deducted processing fees of 1% from the principle amount.The net banking is good to transfer funds and easy to operate.
      Was this review helpful? 0
      , kochi
      Reviewed on Dec 13, 2017
    • SBI Home Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a home loan from State Bank of India and the customer services are good. The process was very much on time and the documentation was also pretty easy. The interest rate and processing charges is normal and overall I had no issues to get my loan through.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 13, 2017
    • SBI Home Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have taken the home loan with the State bank of India and the customer service is not really good one, also am not at all happy on it because they have not shared about the tax returns. Reaching them is really difficult.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 13, 2017
    • Indiabulls Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from India bulls, they sanctioned Rs. 24 lakhs for the apartment they are good. Interest rate was nominal as per the market and there was no hidden charges its good. I took the loan for the period of 15 years with the floating rate.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 13, 2017
    • IDBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My home loan experience with IDBI bank was very good, the process was okay and it took 20 days for the loan amount to get approved and disbursed. The loan amount was for Rs 13.50 lakhs with the nominal rate of interest when compared to other banks. Customer service was good, they provided door step service to collect the documents. There is no penalty on preclosure and part payment.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 12, 2017
    • review Home Loan
      "Approchable for home loan"
      0.5 5.0/5 "Blown Away!"
      From GIC HOUSING FINANCE LTD i ahve taken a home loan for 18 lakhs. The monthly EMI comes around 21000. The rate of interest is 11% for a tenure 15 years. Paper work is less with then. I do recommend this loan with others. The service was very friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 12, 2017
    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service from the bank bazaar side was really good. I had received the call within a day time from the bank bazaar side . The Website of bank bazaar was good and user friendly . I also checked my credit score on the website with a few easy steps i did it. In all it was a good dealing with bankbazaar.com
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      i would say it was a very good experience with HDFC LTD as i applied for a Home loan . actually i did not take the loan . The institution was ready to give but i did not opt for it . the customer service was good from the bank side . The HDFC LTD people delivered me all the required information i needed for the loan process .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • Dena Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my home loan with DENA bank . The loan amount was 12 lakhs and the interest rate was 8% which was very high than other banks in the market . The EMI period was 30 years . The loan process was very easy and good. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 2.0/5 "Expected more"
      It was not a good experience with HDFC LTD as i expected it would be , as i thought . for the loan process they did not contacted properly . the customer service was not good as i thought it would be , they told me that i will be coming to my place for picking up the documents but no one turned up .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2017
    • Bank Bazaar Home Loan
      "FAST AND INTERNATIONAL CATEGORY SERVICE"
      0.5 5.0/5 "Blown Away!"
      Good experience It was a good and fast Experience that I had with bank bazaar.com, I think its a great idea to make loan process easy and reachable to everyone. Further, I think everyone should use this website or mobile app. So that they can fulfill their dream. To conclue I would say it is a very very useful app and user friendly too. Thanks to bankbazaar.com.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 12, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with Bank Bazaar , i had . The customer service was good from the bank bazaar side and i received call in day and on call everything Explained everything , website of bank bazaar was good , was smooth and user friendly too .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • HDFC Limited Home Loan
      "Good One"
      0.5 4.5/5 "Excellent!"
      it was over all a good experience with HDFC LTD for the Home loan process . Actually i got a better optn from some other bank so i opted for that one . The Customer service was good from the HDFC LTD . The institution contacted me on time and delivered all the required Information regarding the loan.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      With bank bazaar it was a good experience . The customer service was good from the bank bazaar side and Within a day call came from the bank bazaar executive and he explained me everything in detailed way . The Website of bank bazaar was good and really user friendly .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Indiabulls Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INDIA BULLS for the home loan i applied for . It was a good customer delivered from their i canceled the application from my side . I did not decide the property the property yet . All the information required for the loan process was delivered to me in a proper manner .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Bank of Baroda Home Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Bank of Baroda and the interest rate is good one for me. They have disbursed the loan amount within respect to the builder respect. Everything is good one with the Bank of Baroda
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "WEBSITE"
      0.5 4.5/5 "Excellent!"
      GOOD WEBSITE TO INTERACT AND SUBMIT INFORMATION. ALSO FORMS ALSO AUTO FILLED, THE CONCERNED BANK WILL LIKE TO SHARE ON FACEBOOK ALSO YOUR COMPARATIVE RATE OF INTEREST AND OTHER PRESENTATION. THANKS FOR SUPPORT AND FOR THE S.M.S SEND BY YOUR WEBSITE.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 11, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the home loan with the Axis bank and the interest rate is around 8.4%, also the customer service is good one for me. They have disbursed the loan amount within ten to fifteen working days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank is giving me the reward points for the EMI which I pay for the Home loan. The customer support is good with the ICICI bank. The interest rate is getting reduced automatically whenever it getting down in the floating . I have got the home loan around 6 years ago,. I got the required loan amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
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