A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Custom Free
     

    Custom quote

  • IDFC Bank Home Loan

    Loading your search...
  • IDFC Bank offers four home loan schemes with interest rates starting from 9.6% p.a. You can get a maximum of Rs.10 crore with these schemes. With flexible repayment tenures of up to 30 years, you don’t have to worry about your monthly EMI. Both salaried and non-salaried eligible individuals can avail the financing facilities. 

    More
    We found 1 IDFC Bank Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.90% Floating
    ₹5,000 + Applicable Tax
    30L Min
    5-30 Years
    What you'll love
    Documents
    Perks
    Fees & Charges
    Eligibility Criteria

    IDFC Bank Home Loan Schemes

    IDFC is one of the leading banks in India that offers attractive financial services and products. The home loans offered by this bank come with great flexibility and innovation. The home loan offers you the upfront money that you need to buy the house that you always wanted. You can avail these loans at lucrative rates of interest.

    Simple Home Loan

    Key Highlights Interest Rate
    • Loans of up to Rs.10 crore
    • Competitive interest rates starting from 8.90% p.a.
    • Pay only the interest amount during the under-construction period
    • Flexible tenures of up to 30 years
    • 8.90% p.a. to 9.10% p.a.
    • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
    Check Eligibility

    Short & Sweet Home Loan

    Key Highlights Interest Rate
    • Loans of up to Rs.10 crore
    • Financing of up to 85% of the total property value
    • Save on interest by depositing funds in the loan account
    • Withdraw amount whenever you need
    • 10% p.a. to 10.20% p.a.
    • 10.50% p.a. to 10.80% p.a. (with Short & Sweet facility)
    Check Eligibility

    Booster Home Loan

    Key Highlights Interest Rate
    • Loans of up to Rs.75 lakh
    • Flexible tenures of up to 30 years
    • No principal amount payments required initially
    • 8.90% p.a. to 9.10% p.a.
    • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
    Check Eligibility

    Max Saver Home Loan

    Key Highlights Interest Rate
    • Loans of up to Rs.10 crore
    • Save on interest by parking excess funds
    • Withdraw money whenever you need
    • Insurance facility available
    • 8.90% p.a. to 9.10% p.a.
    • 9.10% p.a. to 9.35% p.a. (with Short & Sweet facility)
    Check Eligibility

    Use BankBazaar IDFC Home Loan EMI Calculator to Know Your EMI

    With the growing popularity of online EMI (Equated Monthly Instalment) calculators, it has become much easier to compute your monthly instalments. Also, it’s recommended that you calculate your EMI and processing fee beforehand so that you can compare different home loan schemes offered by various financial institutions. It will also help you manage your finances in a better way.

    In order to do that, you can use BankBazaar Deutsche Bank Home Loan EMI Calculator. All you need to do is enter your home loan details, including the loan amount, rate of interest, tenure, and processing fee. Click on the “calculate” button to check your EMI and processing fee.

    This would be followed by an amortisation table giving you a complete breakdown your repayment schedule.

    IDFC Bank Home Loan Eligibility Criteria

    Age
    • 21 years to 60 years (salaried)
    • 23 years to 65 years (self-employed)
    Type of Employment Salaried or self-employed
    Nationality Resident Indian
    Work Experience (Salaried) Minimum of 2 years

    Documents Required

    • Identity proof
    • Address proof
    • Age proof
    • Last 3 months’ salary slips
    • Last 2 years’ Income Tax Returns or Form 16
    • Last 6 months’ bank statements
    • Passport and Visa copies

    With IDFC Bank, you have the option to choose from multiple home financing schemes. Read the fine print thoroughly before signing up.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    IDFC Bank Home Loan Reviews

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.