Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Tata Capital Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.50% - 17.25% Fixed
    0 Bankbazaar Exclusive
    20L Max
    1-6 Years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Tata Capital Personal Loan is Rated as "Great!" by 3088 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Tata Capital Personal Loan

    Tata Capital Limited is a subsidiary of Tata Sons Limited. The main advantage of taking a personal loan from us is that you do not need to provide any collateral or security while taking the loan. With minimum paper work you can now get a personal loan to fulfill any dream/aspirations of yours or anyone special to you. Tata Capital offers eligible customers instant e-approval on personal loan applications on BankBazaar.com. To know more, follow some simple steps given below to get attractive deals.


    You’re probably eligible for an Tata Capital Personal Loan if you are

    01
    02
    03
    04
    Tata Capital Personal Loan Minimum Age

    At least 24 years old

    Tata Capital Personal Loan Maximum Age

    Less than 55 years old

    Tata Capital Personal Loan Eligible Employment Type

    Salaried
    with regular income

    Tata Capital Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Tata Capital Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Tata Capital Personal Loan Minimum Salary

    Minimum income required
    Rs.33,000 per month

    Tata Capital Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 20 lakhs

    Tata Capital Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Tata Capital Personal Loan amount by these steps

    01
    02
    Tata Capital Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    “Tata

    Choose longer tenure loan up to 5 years


    Documentation needed to apply for an Tata Capital Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/ voter ID Card/ Driving License
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Tata Capital Personal Loan Interest RatesUpdated on 19 Aug 2018

    Tata Capital Personal Loan Details
    Interest Rate (Monthly reducing balance) 11.50% to 17.25%
    Processing Fees Nil
    Pre Closure Charges Preclosure permitted after 12 months. 0% of principal outstanding (plus ST)
    Loan Tenure 1 year to 5 years
    Guarantor Requirement No guarantor required

    About Tata Capital Personal Loan

    Tata Capital Limited is a unit of Tata Sons Limited. The company is registered with the Reserve Bank of India and it offers financial services which are fee-based and fund-based. The company is a customer-focused firm that aims to develop and provide banking solutions under the Tata Capital brand.


    Tata Capital caters to customers from diverse backgrounds like retail, corporates, institutions and individual customers. The Tata group is a world-renowned business house and through its sub-division, Tata Capital, the group wants to bring to the financial sector the same expertise and experience that it has been known for. The tagline of the company is “We do what is right for you”, which depicts the superior level of commitment that the company has towards its customers.


    The company deals in commercial finance, private equity, investment banking, wealth management, infrastructure finance, consumer loans, travel related services, foreign exchange and leasing services. Tata Capital has alliances with some of the major financial giants of the world like Mizuho Securities and International Finance Corporation. The company has a wide network of offices across the country to take their financial products and services to as many retail and consumer customers as possible.


    Tata Capital Personal Loans are a popular set of personal finance schemes that cater to the individual financial needs of a customer. You can avail this finance for any personal reason like home renovation, weddings or festival expenditure.

    Why choose Tata Capital Personal Loan?

    Following are the main factors due to which Tata Capital Personal Loan is preferable in comparison to other personal loans.

    Minimum Documentation: Tata Capital’s personal loans require minimum documentation and have a quick turnaround time.

    Attractive Rate of Interest: The rate of interest offered on Tata Capital personal loans is extremely competitive.

    Easy Repayments: The repayment of Tata Capital personal loans can be done either through cheques or through online EMIs both of which are extremely easy to track and pay.

    No pre-payment charges: In case the customer wishes to pay off the personal loan earlier than the agreed loan tenure then the company does not charge any pre-payment fees.

    With an aim of taking financial products and services to as many customers as possible, Tata Capital offers a wide variety of loan options of which personal loan is a popular product. The company with its years of experience and expertise is a great name to bank with especially since the reach of the company is quite widespread. There are many features that differentiate Tata Capital personal loans from loans offered by other banks. Here are a few of such significant features that contribute to the success of these personal loans.


    Fast Loan Disbursal: Tata Capital is fast in disbursing loans so as to ensure that customers are not required to wait for long periods before getting their financial needs met. Be it a wedding or a child’s education or a long-pending vacation, Tata Capital personal loan ensures you meet all your financial requirements without delay.


    Competitive Interest Rates: The rate of interest on Tata Capital Personal loans is quite competitive and starts at a very low percentage.


    Zero Prepayment Charges: Pre-payment charges are not applicable at all in case the customer wants to pay off the personal loan earlier than the stipulated loan tenure. This means that you can reimburse the loan amount to the bank as soon as you have extra cash and be done with your financial liability.

    Tata Capital has come into an exclusive collaboration with BankBazaar.com, India’s fastest growing and most popular financial marketplace. This collaboration aims to offer loan applicants the ease to apply Tata Capital personal loans, online. Users looking for Tata Capital personal loans can simply login to BankBazaar.com and use their online tool to check the eligibility and subsequently submit their loan applications too.


    Instant Loan Eligibility Check: Instant Loan Eligibility Check is a tool hosted on the BankBazaar website which helps users check their eligibility online, instantly. This saves user the time that is lost in visiting bank branches and getting their eligibility checked for application of personal loans. Once this online tool informs the user about his/her eligibility, personal loan can be applied through the BankBazaar website itself. This provides some great convenience and time-saving to the interested customers.


    Personalized Loan Quotations: The loan calculator on the BankBazaar website lets each user know his/her loan amount eligibility, appropriate loan tenure etc. by asking them to feed in their income, age and job-type into the online system.


    Lowest Interest Rates: Due to the mutual association of BankBazaar with Tata Capital, customers who apply for Tata Capital Personal Loan through the BankBazaar website are offered the most amazing and competitive interest rates.


    Instant Approval: Customers whose eligibility has been confirmed are instantly given an approval on their personal loan application assuring them that their loan application is already under process and has been forwarded to the concerned department of Tata Capital who will get back with updates on the same.


    Real Time Tracking Available: BankBazaar sends real-time updates via emails and SMS to customers who have applied for personal loans and who opt for receiving such updates.


    24/7 Customer Support: A dedicated 24X7 customer helpline is provided by BankBazaar to help customers who want any kind of information related to their personal loan applications processing.

    Applying for Tata Capital Personal Loan is just a few step procedure with the BankBazaar.com website.

    Step 1: Check your Personal Loan Eligibility by filling in your details into the online tool. The tool will calculate the eligibility based on the norms of the Tata Capital Company and will let you know the personal loan amount quotations you are eligible to apply for.


    Step 2: The tool will give all the possible quotations for you as per your eligibility, now you can choose the most suitable option that fits your requirement as well as pocket.


    Step 3: After you select a particular plan and click submit, you will receive an e-approval from BankBazaar.com that your application has been approved and submitted.


    BankBazaar.com then forwards your application to the concerned department of the bank’s nearest branch. Tata Capital will then get in touch with you regarding your loan application. The turnaround time is real quick and meanwhile the status of the application can be tracked via SMS or e-mail.

    Interest rate 13.99% to 17.50% fixed
    Loan processing charges 0.5% to 2.25% of the loan amount
    Prepayment Yes. Permitted after 180 days of availing the loan
    Pre-payment charges Zero for part-payment up to 25% of the loan. 2% closure charge on more than 25% payment of loan
    Loan cancellation charges NIL

    Eligibility Criteria for Salaried Individuals

    Segment
    • MNC
    • Public Ltd.
    • Co/Large Pvt. Ltd.
    • State Govt. /Central Govt.
    • PSU
    Age Between 21-58 Years
    Job Continuity Should have a job and worked with the current employer for at least 1 year
    Minimum Income Rs.20,000 per month
    Minimum Loan Amount Rs.75,000
    Maximum Loan Amount Rs.15,00,000
    Tenure 12-60 Months
    Documents Required
    1. Identity Proof: Voters ID /Passport/Driving License
    2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/ Passport.
    3. Bank Statement for the last 3 Months
    4. Latest Form 16
    5. Most Recent Salary Slip or current dated Salary Certificate

    Eligibility Criteria for Self Employed Individuals and Self-Employed Professionals:

    Parameters Self Employed Professionals Self Employed Individuals
    Age 25-65 Years 25-65 Years
    Business Continuity Min. 3 years in the same business and city Min. 3 years in the same business and city
    Minimum Income Rs.2,00,000 per year Rs.2,00,000 per year
    Minimum Loan Amount Rs.75,000 Rs.75,000
    Maximum Loan Amount Rs.15,00,000 Rs.15,00,000
    Tenure 12-48 Months 12-48 Months
    Documents Required
    1. Identity Proof: Voters ID /Passport/Driving License
    2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate.
    3. Banks Statement for the last 6 months
    4. Highest Professional Degree
    5. Latest Income Tax Return(ITR)
    1. Identity Proof: Voters ID /Passport/Driving License
    2. Address Proof: Ration Card/Electricity Bill/Rental Agreement/Trade License/Sales Tax Certificate.
    3. Banks Statement for the last 6 months
    4. Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
    5. Proof of Continuation: Trade License/Sales Tax Certificate/Establishment.

    The BankBazaar Personal Loan EMI Calculator is a unique tool featured on the BankBazaar.com website. This online tool helps you calculate your EMI that needs to be paid every month. Using this online tool makes it easy for an applicant to know and plan beforehand his monthly expenses according to the loan repayment EMI.

    A user can enter details like the loan amount, tenure and the rate of interest; the tool then calculate the approximate EMI and lets the user know how much needs to be paid per month.

    • How do I track the status of my Tata Capital Personal Loan?

    • Loan application status can be tracked via e-mails and SMS through the BankBazaar.com portal. Additional details can also be availed by calling the BankBazaar.com customer helpline or by directly calling up the Tata Capital customer center.


    • What are the advantages of applying for Tata Capital personal loan through BankBazaar.com?

    • The best interest rates can be availed while ensuring that you get the best overall loan quotations. Also you have the full BankBazaar team support in letting you sail successfully through your loan application processing.


    • What is the minimum and maximum amount of Personal Loan that I can get with Tata Capital?

    • The minimum loan amount is 75,000 rupees while the maximum is 15,00,000 rupees. This however, depends upon your loan eligibility.


    • What is the tenure for which I can avail a Personal loan with Tata Capital?

    • The tenure offered is between 12 to 60 months.


    • Does BankBazaar.com charge for using its Loan Calculator Tool?

    • No. This Calculator is absolutely free for use.


    • Where can I get the Tata Capital Personal Loan Application form?

    • The Personal loan application form can directly be found and filled at the BankBazaar.com website. The application can then be submitted too through the same website.


    • Can I receive the Tata Capital Personal Loan statement online?

    • Yes. You can choose to receive your loan statement online on the email id registered with the company.


    • Is there a processing fee?

    • A processing fee is charged upfront and depends upon the loan amount and tenure.


    • Can I avail a personal loan for purpose of business?

    • Yes. A personal loan from Tata Capital can be availed for business purposes too.


    • Can I get a top-up on my existing personal loan with Tata Capital?

    • Yes. A top-up loan can be availed only in case when 8-18 EMIs have been already paid.


    • What are the pre-closure charges for the Tata Capital Personal loan?

    • There are no pre-payment charges for a Tata Capital Personal Loan if you pay the loan amount after 180 days from the disbursal of loan amount and up to 25% payment of the loan amount. In case the part payment is greater than 25% then a 2% fee is charged.

    • Can I apply for a Tata Capital Personal loan Online?

      Customers have the option to make an online application for a personal loan. All you have to do is visit the company’s official website and click on the Personal Loans link in the Online Loans section and enter the required details, such as name, gender, date of birth, residential status, email id, mobile number, city of residence, profession, etc. Once all these details have been filled in, you will have to choose the tenure and loan amount you wish to avail after which you can submit the application and wait for its approval provided you meet all eligibility criteria.

    • How much time does it usually take to get the personal loan approved if I take the online route?

      Customers who apply for personal loans online will receive immediate approval in about five minutes provided they qualify for the facility. The loan will be disbursed to the applicant in less than 72 hours after the customer has submitted all the relevant documents. However, whether or not your application will be approved will be solely determined by Tata Capital Financial Services Limited.

    • How do I check the status of my loan online?

      After you have submitted your application for a loan using the company’s website, the status of your facility can be tracked by simply visiting the ‘Track my Application’ link on the official website. You will be required to furnish the loan application number along with your date of birth to retrieve the data you require.

    • Do I have to scan my documents and submit them online or do I have to visit a Tata Capital branch to submit them physically when applying for a personal loan?

      Customers have the option of uploading their documents online as it offers the element of convenience. Alternatively, you can also choose the option of having your documents collected personally by an executive representative of Tata Capital Financial Services Limited. The executives of the company will visit you at your office or residence as per your convenience to complete the formalities.

    • What are the details that must be entered in the Residence address section when filling out the online application for a personal loan?

      The details entered by a customer in the residence address section of the online application form must be the same as stated in the address proof you have submitted to the company. The address proof may include any one of your passport, ration card, driving license, latest mobile phone bill or in the absence of the aforementioned documents, you may submit a letter from your employer provided it contains a signature of the admin manager or authorised HR.

    • How do I make repayments towards the loan?

      Customers have the option of repaying their personal loans through the Electronic Clearance System (ECS). All you have to do is inform the company to deduct the equated monthly instalments from the bank account you have nominated. Customers also have the option to make payments via post-dated cheques in favour of Tata Capital Financial Services Limited.

    • Is there an option to prepay my personal loan?

      Yes, customers can prepay their personal loans by simply visiting a branch of Tata Capital Financial Services Limited or calling and getting professional advice from an executive of the company at 18002096060. When visiting the branch, certain documents must be carried on your person. These documents include a statement that states that you have cleared the last instalment, foreclosure statement, request letter signed by the applicant, and PAN card. The prepayment of your personal loan can be made via demand draft, cheque or cash.

    Tata Capital Personal Loan - Super Duper Deals – August 2018

    Tata Capital is a prominent non-banking financial corporation (NBFC) that extends quality financial products and services at economical prices. The company extends instant personal loan products for any kind of personal requirements.

    You may apply online easily by going to the official website of BankBazaar to enjoy user-friendly and paperless loan application processes. Moreover, you will also be entitled to cool promotions offered by the financial web portal.

    BankBazaar Super Duper Deals – August 2018 Flash Sale on Tata Capital Personal Loan

    When you apply for a personal loan from Tata Capital on BankBazaar.com any time before August 30, 2018, you can enjoy amazing vouchers from Amazon India. BankBazaar has partnered with Amazon to celebrate the BankBazaar Super Duper Deals – August 2018 Flash Sale.

    How to Apply for BankBazaar Super Duper Deals – August 2018 Flash Sale?

    • You will first need to visit the website of BankBazaar or the app of BankBazaar.
    • Now, you will have to compare and apply for any personal loan from Tata Capital through the BankBazaar website. You can click ‘Apply Now’ and complete the entire process in a few minutes.
    • If your loan application gets approved and disbursed, you will get a gift voucher from Amazon worth Rs.750!
    • The e-voucher from Amazon will be forwarded to your email ID that you would have given while making the loan application.
    • You can redeem this voucher easily by visiting the Amazon website or the Amazon app. You will find clear instructions to redeem your voucher step-by-step.

    Terms and Conditions

    • This gift voucher will be provided to you only if you apply for a personal loan anytime between 1st August'18 to 30th August'18.
    • The gift voucher will be applicable only on personal loans disbursed on or before 15th Oct'18.
    • You should be at least 18 years old while applying for this loan.

    So, what are you waiting for? Now that you are aware of the exciting benefits of getting a personal loan from Tata Capital via BankBazaar website or app, simply click ‘Apply Now’ on the website! When you choose BankBazaar to get a loan, you can have a smooth application process with simple documentation, e-approval, doorstep delivery, and attractive vouchers too! The redemption procedure for your Amazon vouchers is also easy and quick. Make your March exceptional by getting a loan on BankBazaar right now!

    Tata Capital Personal Loan Reviews

    • Tata capital Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan application approved with TATA CAPITAL and the experience was good, the loan amount was for Rs 2 lakhs with the tenure period of 3 years and the rate of interest is nominal when compared to other banks. Customer service was good and they responded on time.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 17, 2018
    • Tata capital Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with TATA CAPITAL 7 months back. The loan amount was 2.5 lakhs but the interest rate was quite high here and the tenure period was 4 years . They have sanctioned loan with the committed time. The documentation was very smooth and they have sanctioned the loan with the committed time.,
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2018
    • Tata capital Personal Loan
      "OFFERED A GOOD LOAN"
      0.5 5.0/5 "Blown Away!"
      It was a good experience but one thing is that they could have taken my consent before applying the insurance for me, at least they could have informed be at time of applying because of that i have called them again and got canceled, it after making conversation with them.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "GOOD LOAN"
      0.5 4.0/5 "Great!"
      It was a good, once they started processing it, i have not faced any issues at the time of processing , the rate of interest is normal, also the customer service is really good , EMIs of my loan will get auto debited from my account every month...
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "GOOD LOAN "
      0.5 3.0/5 "Satisfactory"
      Rate of interest is normal as per me, insurance documents for the loan was given, i have not given any hard copy of the document , given amount was good and they can improve the customer service further, which will be really helpful for the customer to have good experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "GOOD LOAN "
      0.5 3.5/5 "Pretty good"
      As a customer i felt like they can improve their service by providing the zero pre closure fee option right from 2nd month onwards, instead they have kept it for after 12 emis then only without any pre closure charges it would be fine, for me...
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE "
      0.5 5.0/5 "Blown Away!"
      I am completely satisfied with the documentation and processing of the personal loan from the tata capital, because i got the loan on time, rate of interest is good, customer service was also fine , so overall i am satisfied with the service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Tata capital Personal Loan
      "Average Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from the Tata Capital. The loan experience was good, I got the loan with 4 days credited to the account. The interest rate is normal but there was a delay collecting the documents. The need to process the loans much faster. .
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 13, 2018
    • Tata capital Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with TATA CAPITAL .The process was good and it was disappointed. The process was delayed and it took 3 weeks for disbursing itself. I had a bad experience and executives were very careless. The customer service and responses was not good. I have taken 5 lakhs and the interest rate was satisfactory . The tenure period was 2 years,. I had a good processing fee was nominal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 13, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The process was quite slow and i git the cheque after 30 days only but the overall experience was good. The loan amount was 1,20,000 and the interest rate was satisfactory . My overall experience was good.
      Was this review helpful? 1
      , greater noida
      Reviewed on Aug 13, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The process was very good and however after the approval they have much time for disbursing the loan. The loan amount was 1 lakh and the interest rate was satisfactory and the tenure period was 3 years. I had a very good experience.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 13, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      It is excellent at Tata Capital for the personal loan. They answered all the queries properly. I got the loan in eight working days. The document was collected on time and at the door step. The rate of interest is of 12.8% and the processing fee is zero. I have a pre closure option after six months.
      Was this review helpful? 2
      , bangalore
      Reviewed on Aug 11, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with TATA CAPITAL. The loan amount was 3 lakhs and the interest rate was very satisfactory . The EMI period is 3 years .The loan process was quite good and there's no inconvenience faced. The loan was approved on time and the processing fee was nominal.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 10, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL . The loan amount was 4 lakhs and the interest rate was very average . The tenure period was 4 years . I had a very good experience and there is no inconvenience faced . I am satisfied with the service and response here. There is no processing fee .
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 10, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 5 lakhs and the interest rate was very much satisfactory here. The tenure period was 5 years. The documentation was very much satisfactory and there is no processing fee at all. Here the communication could have been better.
      Was this review helpful? 1
      , bangalore
      Reviewed on Aug 10, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL. The process was very good and smooth. The loan amount was 15 lakhs and the interest rate was very satisfactory . I had a very smooth experience and i was able to upload documents on line which is very convenient.The tenure period was 5 years . There is no processing fee here. The loan was approved on time and followup's done properly.
      Was this review helpful? 2
      , new delhi
      Reviewed on Aug 10, 2018
    • Tata capital Personal Loan
      "GOOD "
      0.5 3.5/5 "Pretty good"
      I have taken the loan for 6 year tenure, whereas no other banks will offer a tenure periods as such.Though its was for the small value they gave me 6 years tenure. I requested for 5 lakh rupees and they approved the same, approved loan money transfer was smooth. When i applied online i thought that i only need to submit the documents online, but while processing the tata capital people also asked for the documentation in the form of hard copy. Transparency of the status of the loan was missing, whereas the TATA capital people were informed me that the loan was under progress.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 09, 2018
    • Tata capital Personal Loan
      "BEST "
      0.5 5.0/5 "Blown Away!"
      I have taken the loan from tata capital for 5 years and processing and the documentation was easy which measn for the documentation around 80% i have completed in the online and remaining 20% did it in hard copy, transparency was the in the procesing the loan and rate of interest is also nominal.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 09, 2018
    • Tata capital Personal Loan
      "Satisfactory service"
      0.5 5.0/5 "Blown Away!"
      I have taken loan with TATA CAPITAL BANK 5years back. Interest rate is 13% which is too high in the market, and my loan amount is 1.8lakh and it is satisfactory. There is no hidden charges. I use to pay 4000 as EMI per month and tenure period is 5years. They have charged 5000rs as processing fee. Customer service & response is good.
      Was this review helpful? 3
      , kolkata
      Reviewed on Jul 31, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have a personal loan taken from Tata Capital, they delayed the loan process for 20 to 25 days due to documents related queries, their reason was genuine as I was not available sometimes but still almost is a long time. However rest everything was fine their staff member were courteous and the rate o interest they charged is also OK.
      Was this review helpful? 2
      , faridabad
      Reviewed on Jul 31, 2018
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