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Tata Capital offers personal loans at lucrative interest rates starting at 10.99% p.a. You can avail a loan amount of up to Rs.25 lakh for a period of up to 6 years.
Latest Income Tax Return(ITR) along with the computation of income, Balance sheet(B/S) and Profit& Loss(P&L) for the last 2 years certified by a CA.
Proof of Continuation: Trade License/Sales Tax Certificate/Establishment.
How to Use Tata Capital Personal Loan EMI Calculator
Use BankBazaar’s personal loan EMI calculator to check your monthly repayment amount. This easy-to-use online calculator lets you calculate your monthly EMI and processing fee within a minute. All you need to do is enter your loan details, including amount, interest rate, tenure, and processing fee. Click on “Calculate” to get your repayment details. This will be followed by an amortisation table, which will give you a complete break-up of your repayment schedule.
FAQs
How do I track the status of my Tata Capital Personal Loan?
Loan application status can be tracked via e-mails and SMS. If you have applied for the loan through the BankBazaar.com portal, you can track in by visiting your BankBazaar account as well. Additional details can also be availed by calling the BankBazaar.com customer helpline or by directly calling up the Tata Capital customer center.
What are the advantages of applying for Tata Capital personal loan through BankBazaar.com?
The best interest rates can be availed while ensuring that you get the best overall loan quotations. Also, you have the full BankBazaar team support in letting you sail successfully through your loan application processing.
Am I eligible for Tata Capital personal loan moratorium?
Adhering to RBI guidelines, all Tata Capital personal loan customers are eligible for the moratorium. Note that the personal loan moratorium extension is till 31st August, 2020. However, interest on your outstanding loan amount would keep on getting accrued during the moratorium period and will be added to your future instalments.
If I apply for moratorium, will it affect my future instalments?
Yes, the interest will keep getting accrued and you may end up paying more at the end of your tenure. So, use an online personal loan EMI calculator and check your monthly repayment obligations before opting for moratorium.
Can I receive the Tata Capital Personal Loan statement online?
Yes. You can choose to receive your loan statement online on the email id registered with the company.
Is there a processing fee?
A processing fee is charged upfront and depends upon the loan amount and tenure.
Can I avail a personal loan for purpose of business?
Yes. A personal loan from Tata Capital can be availed for business purposes too.
Can I get a top-up on my existing personal loan with Tata Capital?
Yes. A top-up loan can be availed only in case when 8-18 EMIs have been already paid.
What are the pre-closure charges for the Tata Capital Personal loan?
There are no pre-payment charges for a Tata Capital Personal Loan if you pay the loan amount after 180 days from the disbursal of loan amount and up to 25% payment of the loan amount. In case the part payment is greater than 25% then a 2% fee is charged.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
The rate of interest is very high of 20% from TATA CAPITAL when I applied a personal loan. They have offered me amount of 96K but before it was 1.30L which I am okay with tenure period of 3 years. They were saying to provide current address proof but I was not having at that time so the process was closed from bank end.
TATA CAPITAL has offered a bit high rate of interest and fee. The process was done on good, the amount was not sufficient offered only 2L but I was expecting more than that. The tenure period of 1 year. Since an interest rate is high, closed the loan process from my end.
I was not comfortable with rate of interest though they offered of 9.5% but it was not satisfied for me. TATA CAPITAL offered the loan amount of 1.42L only but I was expecting up to 3.5L. The tenure period of 5 years. Hence due to low amount closed the loan process from my end.
My personal loan journey started with Tata Capital Ltd . The loan got sanctioned on proper time frame .The rate of interest and the processing fee was medium and the agent shared all the relevant details about the loan .I have not faced any issues and the loan was taken for business purpose .
I have taken personal loan through Tata Capital Ltd mainly for my personal use .This loan was sanctioned on time .There was proper callback and follow up from online.The rate of interest and the processing fee was medium and i am satisfied with the service.
My personal loan was availed through Tata capital ltd .This loan was taken for personal use only and the rate of interest and the processing fee was very high due to requirement taken the loan .This loan was sanctioned very quickly and there was no drawbacks faced so far .I am satisfied with the service .
I have taken personal loan through Tata capital ltd.The rate of interest and the processing fee was medium .This loan was sanctioned on delay basis it took 2 weeks that was the issue.For verification of documents it took long time and there was proper acknowledgement from online as well as from tata capitla ltd.
The rate of interest was very high 20.5% in TATA CAPITAL for the personal loan . The loan amount was Rs. 1,50,000 and i am paying emi of Rs.7,800 with the tenure of 24 months. Documentation was very simple, I have submitted to the executive and i received the card in 1 week.
I have taken personal loan directly through Tata capital ltd.The rate of interest and the processing fee was high and this loan was sanctioned on time and the premium is paid on emi basis .The loan process was clearly shared by the agent and there was no drawbacks faced so far .
I have taken this loan for personal use through Tata capital Ltd. This loan was sanctioned on exact time frame without any hassles.The rate of interest and processing fee was okay. The loan process was clearly shared by the agent. Everything was good and i have documents submitted through agent .
It was for the personal use i have taken a loan from TATA Capital because they have provided me a pre-approved loan. They have offered me a interest rate of 19% which is fine for me. I have taken the loan amount of Rs. 1.40 lakhs. Processing fee was minimal. After 6 months, I can do pre-closure but there will be additional charges.
My personal loan was sanctioned on time by Tata capital .The agent clearly shared all the details about the loan process .when customer approach, they need to handle the customer properly. Mobile app is not accurate and it does not have complete information. I have submitted the documents through the agent .
For the marriage purpose, i have taken this loan. I like the HDFC bank but they have sanctioned me very less amount hence i have availed the loan with TATA Capital. They have provided me a loan amount of Rs. 1.50 lakhs and got the interest rate of 18% which is quite higher anyway its acceptable. Part payment and pre-closure is available after 6 months.
I have applied a personal loan from TATAT CAPITAL through online. I got a call on time, the process was smooth but bit delayed to sanctioned the loan by after 2-3 weeks. The amount was sufficient, I was expected 5L amount but given only 4L fine for me. The tenure period of 4 years. The rate of interest is 19% which is high. EMI need to pay of around 12K.
There is no particular reason for choosing my personal loan from TATA Capital. They have explained me about the interest rate and processing fee. I have taken the loan amount of around Rs. 2.10 lakhs but i had applied for Rs. 3 lakhs because this is the eligible amount for my profile.
I have got a pre-approved personal loan from TATA Capital so only i have taken with them. I have received the loan amount of Rs. 80000 and they have provided me a nominal interest rate. I am paying the EMI amount of Rs. 2400 every month. I have opted the tenure period of 4 years.
I got a call on time from TATA CAPITAL for the personal loan application process. They have sanctioned the loan by 5 days with sufficient loan amount of 4L, the tenure period of 5 years. The rate of interest is 10.75 which is low compared from other. The processing fee deducted for 12K or 13K plus insurance. EMI need to pay of 11,364 rupees, given pre closure option after 1 year.
I have not undergone any difficulties when applied for this TATA Capital personal loan .The rate of interest was very high that was the issue ,17.5% , loan got sanctioned on time , proper call back and follow up was there from tata capital and online if reduce the rate of interest it will be best that would be my suggestion.
TATA CAPITAL has provided the personal loan with high interest rate of 16%. Since I had some requirement so taken this loan. I got a call on time, the process was done on smooth of 15 - 20 days, the loan amount was sufficient with tenure period of 3 years. EMI need to pay of 3,300 rupees.
I got a call on time from TATA CAPITAL for the loan application. The process was smooth and they sanctioned the loan by 2 days. The loan amount was sufficient with tenure period of 3 years. The rate of interest is 14% and processing fee deduct for 5K. EMI need to pay of 3,690 rupees. I am not aware about pre closure option. Since for my requirement chosen this loan offer.
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