Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading

    We found 1 Kotak Mahindra Bank Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    10.99% - 18.15% Fixed
    Up to 2.5%
    25L Max
    1-5 years
    Response Time : Within 30 minutes
    Rs.750 Amazon Voucher 100% PAPERLESS APPROVAL
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    Kotak Mahindra Bank Personal Loan is Rated as "Pretty good" by 2541 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Kotak Mahindra Bank Personal Loan

    Kotak Mahindra Bank is an Indian bank and financial service firm established in 195. It was previously known as Kotak Mahindra Finance Limited, a non-banking financial company. In February 2003, Kotak Mahindra Finance Ltd, the group's flagship company was given the licence to carry on banking business by the Reserve Bank of India (RBI). Kotak Mahindra Finance Ltd. is the first company in the Indian banking history to convert to a bank. As of 2011 to October 2013, it has more than 500 branches, over 1,000 ATMs. Kotak Mahindra Bank offer personal loan with Minimal documentation, attractive interest rate. Continue reading to view more details about this loan.


    You're probably eligible for an Kotak Mahindra Bank Personal Loan if you are

    01
    02
    03
    04
    Kotak Mahindra Bank Personal Loan Minimum Age

    At least 21 years old

    Kotak Mahindra Bank Personal Loan Maximum Age

    Less than 55 years old

    Kotak Mahindra Bank Personal Loan Eligible Employment Type

    Salaried / Self “ Employed
    with regular income

    Kotak Mahindra Bank Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Kotak Mahindra Bank Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Kotak Mahindra Bank Personal Loan Minimum Salary

    Minimum income required
    Rs. 30,000 per month

    Kotak Mahindra Bank Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 25 lakhs

    Kotak Mahindra Bank Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Kotak Mahindra Bank Personal Loan amount by these steps

    01
    02
    Kotak Mahindra Bank Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your credit card bills

    Kotak Mahindra Bank Personal Loan Tenure

    Choose longer tenure loan 12 months to 60 months


    Documentation needed to apply for an Kotak Mahindra Bank Personal Loan

    • 1. Signed application form with photograph
    • 2.Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Kotak Mahindra Bank Personal Loan Interest RatesUpdated on 18 Aug 2018

    Kotak Mahindra Bank Personal Loan Details
    Interest Rate 10.99 % to 18.15%
    Processing Fees Up to 2.5% of the Loan amount
    Loan Tenure 1 year to 5 years
    Pre-Closure charges Preclosure permitted after 12 months. 5% of principal outstanding (plus applicable tax) afterwards.
    Guarantor Requirement No guarantor required

    Kotak Mahindra is one of the major private sector players in the Indian banking sector. It is presently the 4th largest private bank in terms of market capitalization in India. Established in 2003, Kotak Mahindra Bank holds the distinction of being the only financial services group (Kotak Mahindra Finance Ltd), to successfully foray into the banking sector in India.

    About Kotak Mahindra Bank Personal Loan

    Kotak personal loans are available for all Indian citizens between 21 years and 5 years. With Kotak Personal Loan, you are one step closer to the goals and dreams of meeting diverse financial needs. The loans may be availed for any personal reason such as holidays, weddings, educational fees, home improvement, buying durables, and lots more.

    Why choose Kotak Personal Loan?

    Kotak is among the reputed private sector banks operating in India. The bank, in its little over a decade of existence, has positioned itself well in the national banking arena, with more than 1,100 branches throughout the country.

    Kotak Mahindra is a highly awarded bank. The innovative products and processes employed by the bank position it among the most tech-savvy organizations in the country. It has regularly won awards from top financial magazines and organizations, such as BusinessWorld (Best Medium Sized Bank 2013), CNBC TV1 (Innovative Usage of Data 2013), Outlook (Best Emerging Bank 2013), Campaign India Digital Crest Awards (Best Usage of Viral Marketing, First Twitter Banking Product, Best Digital Strategy), and many others.

    Features of Kotak Mahindra Personal Loan

    • Loans can be availed from a minimum of Rs. 50,000 up to a maximum of Rs. 15 lakhs.
    • Flexible options for repayment, with loan periods extending up to 5 years.
    • Prospective customers can opt for the ˜Bank Doorstep Service wherein they can get an appointment with the bank, which will then send a representative for any clarification and completing formalities.
    • Competitive interest rates, and fast and hassle-free processing of applications.
    • No collateral or security needed.
    • Identity proof, 1 photograph, residential address proof, age proof, signature proof, ownership proof, income details, and last 6 months banking statements are required before applying for Kotak personal loan.

    Kotak Mahindra Home Improvement Loan

    Have you been planning to develop or renovate your home? In case you are worried about the high expenses associated with it, you can apply for Kotak Mahindra Home Improvement Loan. You can utilise the funds from this loan for flooring, painting, waterproofing, tiling, plumbing, decoration, electric work, borewell work, etc. Your loan amount will range from 75% to 90% of your home improvement expenses. The rate of interest will typically be up to 14% p.a. The tenure for this loan is up to 15 years. However, this will differ from borrower to borrower.  

    Kotak Mahindra Bank Stock Ace

    Have you invested in any stock or security? You can get a loan against this stock if it is approved by Kotak Mahindra Bank. Under Kotak Stock Ace, you can apply for a term loan or an overdraft. Your tenure for this loan will be 1 year. You can then renew it if you want. The documentation process for this loan scheme is simple. The minimum loan amount provided under this scheme is Rs.5 lakh. You can draw up to 50% of the value of your shares. You can apply for this loan online or by directly going to a bank branch.  

    BankBazaar is the top personal loan information portal in India. The website offers a range of free services to visitors including loan and insurance information and comparison, application, and financial tools such as EMI Calculator.

    Managed by people with advanced finance skills, BankBazaar provides calculated and highly precise results for all types of customers.

    BankBazaar has a detailed section on Kotak Personal Loans where visitors can find information related to the various aspects of the loan such as interest rates, EMI amount, eligibility, best features, and so on. It is also the best place to compare if your choice is the best one, or if there are other options even more suited for you.

    BankBazaar offers a highly simplified loan application process. The whole process of searching for a loan, comparing loans from different providers, and finally getting redirected to the online registration page of company website (if any) can be done within a couple of minutes. All you have to do is click on the relevant options, and instantly you will be shown a list of all loans that are good for you. Some of the questions to answer include:

    • Location
    • Loan amount
    • Workplace
    • Salary credit information
    • Working since
    • Staying at
    • Choice of EMI amount

    Relevant options are provided after each question, and users have to select the answers best describing their preferences. Once this step is completed, users can view, compare, and apply for Kotak Personal Loan.

    Kotak Mahindra Bank offers its customers personal loans enabling them to fulfil their immediate financial requirements such as weddings, hospital bills, etc.

    The government has introduced Marginal Cost of funds based Lending Rate (MCLR) to calculate the interest rate applicable on a loan. MCLR considers factors like tenor premium, operating costs, marginal cost of funds, Cash Reserve Ratio (CRR) and others to provide a fair rate of interest. The MCLR system, which came into effect on 1st of April, can be chosen for all new loans.

    Kotak Mahindra Bank Marginal Cost of funds based Lending Rate (MCLR)

    MCLR system automatically applies for new customers and old customers will be charged as per the old system. However, if old customers wishes to migrate to MCLR, it is possible.

    TenorRate
    Overnight8.90% p.a
    One Month9.00% p.a
    Three Month9.25% p.a
    Six Month9.40% p.a
    One Year9.60% p.a
    Two year9.65% p.a
    Three year9.65% p.a

    Kotak Mahindra Bank Base and Prime Lending Rates (For existing borrowers)

    If you availed a loan before MCLR benchmarks came into force, you can choose to stick to the traditional interest platform where you pay interest as per the base rate or can migrate to MCLR system.

    Base Rate9.50 % per annum, effective October 5, 2015
    Benchmark Prime Lending Rate18.25% per annum, effective October 5, 2015

    Kotak Mahindra Bank personal loan interest rate (Base Rate)

    Interest rates that are calculated using Base rate will depend on tenure, loan amount and purpose. At Kotak Mahindra Bank, interest rates typically vary between 11.50% per annum and 24.00% per annum.

    Note: All rates mentioned above are applicable as of June 14, 2016. Kotak Mahindra Bank can change these rates at its own discretion. Borrowers are advised to check prevailing rates while applying for a loan.

    Loans are available for salaried individuals who are Indian residents working at MNCs, public companies, and other large private organizations. The income showed must be more than Rs. 25,000 per month, and the applicant must be between 21 years to 5 years of age. Also, at least graduates are eligible to apply for this loan. The applicants have to be staying in the city where they are applying for loan for at least an year before actual application, and should have a minimum 2 years of overall work experience.

    EMI calculation is a straightforward task with BankBazaars dedicated Personal Loan EMI Calculator financial tool. By making a few selections, customers can check the EMI amounts for various tenures and loan amounts, and decide on the best plan for them. Visitors can access the EMI calculator by following the steps detailed below:

    • On the home page, theres a tab called ˜Financial Tools.
    • The dropdown menu when you hover the cursor over Financial Tools tab shows ˜Personal Loan EMI Calculator option.
    • Next, select the loan amount and period that you are most comfortable with by dragging the marker on the respective scales on the screen. The tenure is capped at 5 years, while the loan amount is capped at 30 lakhs.
    • In the next field (˜Interest Rate), you have to select the interest rate that is applicable on the loan you are planning to take. The ˜Fee field has pre-filled figures in it, you simply have to type in your selection.
    • After all the details have been confirmed, on pressing the ˜Calculate button, you will be taken to a new page with all the relevant EMI details.

    The information detailed here will be very helpful when planning loan repayments as they are based on concrete data.

    Apply for Personal Loan

    1. How do I check my loan status?
    2. Customers can check their loan status by logging in to BankBazaars website and navigating to the concerned banks personal loan page.

      Alternatively, customers can go to the official website of Kotak Mahindra bank and click on the Application Status tab on the left sidebar. You can access this sidebar by selecting any option on the home page such as About Us, Download Forms, and so on.

    3. Where can I find the Kotak personal loan application form?
    4. The Kotak Personal Loan application form can be found at the bottom of the home page in the Download Forms section. In this section you will have to select choices in the three fields to get the respective personal financing form.

    5. Can I check my Kotak personal loan statement online?
    6. Yes, it is possible to check loan statement online by visiting the official site and logging in to your loan account.

    7. What are the pre-closure charges and the pre-closure process?
    8. Pre-closure or foreclosure is not possible in the first year of loan repayment. After that, however, customers can opt for foreclosure by paying 5% foreclosure charges plus GST on the principal amount. Foreclosures have to be informed beforehand via email or letter. Once the intimation period (30 days) is over, customers will receive foreclosure statement from the bank. The full payment cheque has to be submitted at least a week before next due instalment.

      The full payment may be made via cash/cheque/DD in favour of Kotak Mahindra Bank. Once this amount is accepted, customers will receive a No Objection Certificate (NOC) as well as remaining Post Dated Cheques to the registered address within the next fortnight.

    9. How can I receive my Repayment Schedule?
    10. The Repayment Schedule can be downloaded from the official bank website. Customers may also walking to the nearest customer care branch for a copy of the same, or email/call the bank directly for a copy. The schedule will generally be sent within the next 4 hours.

    11. When is the NOC dispatched?
    12. NOC has to be requested from the bank on maturity of the loan through email/letter. This will then be issued in the next fortnight if no complications are found.

      For foreclosures, NOC will be received as discussed above.

      In case of a Top Up loan, the foreclosure statement from the old loan will be issued in the next 15 days.

    13. How do I postpone/reschedule my EMI payments?
    14. Postponing or rescheduling of EMI payments on personal loans is not possible.

    15. Do I have to pay extra charges to change the instalment payment date?
    16. The instalment date may be changed within the available dates, i.e 1st, 5th, and 10th of every month. Changing dates will incur PDC swap charges and rescheduling charges on every change, apart from a standard GST.

      For changing instalment dates, customers have to submit a written request with appropriate reasons for the requested date change. This request has to be submitted along with the rescheduling charges a week before EMI payment date, and also a week after that.

    17. How do I change my mode of instalment payment from PDC to ECS?
    18. For this, you will first need the ECS Mandate form, and duly fill and sign it. A security cheque (blank and undated) in favour of Kotak Mahindra Bank also needs to be drawn. The cheque should mention ˜Not more than loan amount at the bottom.

      6 other blank and undated security cheques need to be submitted drawn toward Kotak Mahindra Bank. The cheques should mention ˜Not more than 3 times the EMI amount.

      Customers have to pay Rs. 500 + GSTes as applicable as PDC swap charges.

    19. Is it possible to view my repayment schedule?
    20. Yes, the repayment schedule is available for free.

      • Open BankBazaar.com, access ˜Personal Loan EMI Calculator (within the ˜Financial Tools tab at the top of a page), and enter relevant loan repayment details. You will be shown a detailed breakup of repayment amounts and related information.
      • Call, email, or visit the nearest Kotak Mahindra customer care branches. The official schedule will be mailed within the next 2 working days.

    21. How do I contact customer care for more details on Kotak Personal Loans?
    22. BankBazaar has a robust customer support service that employs knowledgeable finance professionals to help customers out whenever needed. Our customer care will be delighted to help you out with your Kotak Personal Loan application. You can reach us at +91-44-439100 between 10am to 7 pm from Monday to Saturday. You can also chat with us at +91-940231 on WhatsApp.

    Kotak Personal Loan Status

    Did you recently apply for a personal loan from Kotak Mahindra Bank? If you are wondering how to find out its status, you can visit the official website of the bank and monitor its status. You will get accurate information regarding your personal loan status. You can track the status through your loan application form number. You will need to keep the details ready with you when you sit down to check your status. You may even call the bank’s helpline number to check the status of your loan. The call centre of the bank works from 9 am to 6 pm.  

    Kotak Personal Loan Customer Care Number

    When you have any question or complaint regarding personal loans from Kotak Mahindra Bank, you can reach out to the bank by calling their customer care number. The bank has a domestic helpline number and a different helpline number for calling from abroad. You may also send an email to the bank with your exact query or complaint. The bank also has a reliable grievance redressal system. Apart from the customer care helpline numbers, the bank also has exclusive phone banking numbers for different cities. A personal loan customer can call the relevant city’s number and get instant assistance.

    Kotak Mahindra Bank Personal Loan - Super Duper Deals – August 2018

    Kotak Mahindra Bank is a leading bank in the country that caters to the financial requirements of several people. If you are looking for a personal finance, you could check out the various personal loan options provided by Kotak Mahindra Bank.

    If you do not want to visit a bank branch, you can apply conveniently on the official website of BankBazaar. You can apply for a loan while sitting on your bed or at your office desk or even while travelling! When you apply for a Kotak Mahindra Bank personal loan on BankBazaar.com, you can enjoy exclusive promotions and offers!

    With the Super Duper Deals coming in the month of August 2018, you can apply for amazing personal loan options on BankBazaar.com at affordable prices! Amazon has collaborated with BankBazaar to give you exciting benefits through the August 2018 Flash Sale. This way, you can enjoy attractive advantages and also procure great personal loan products from Kotak Mahindra Bank.

    BankBazaar Super Duper Deals – August 2018 Flash Sale on Kotak Mahindra Bank Personal Loan

    BankBazaar has partnered with Amazon India in order to make sure that you have a great March this year when you apply for a personal loan from select banks including Kotak Mahindra Bank.

    If you apply for a personal loan from Kotak Mahindra Bank via BankBazaar.com, you will receive a gift voucher from Amazon once your personal loan is disbursed.

    How to Apply for BankBazaar Super Duper Deals – August 2018 Flash Sale?

    • First, you will be required to visit the official website of BankBazaar or go to the BankBazaar app.
    • Here, you can apply for any eligible personal loan option offered by Kotak Mahindra Bank. You can decide your personal loan amount and tenure, and then apply.
    • You will then receive an Amazon gift voucher worth Rs.750.
    • You will get the voucher on your registered email address which you would have given while applying for the loan.
    • You can then go to the website of Amazon or the Amazon app in order to redeem your Amazon gift voucher.

    Terms and Conditions

    • You will get this voucher only if you apply for a personal loan from 1st August'18 to 30th August'18.
    • The gift voucher will be applicable only on personal loans disbursed on or before 15th Oct'18.
    • The applicant should be at least 18 years old while applying for this loan.

    Make this summer special and memorable by applying for a Kotak personal loan via BankBazaar.com before August 31, 2018 to get the best deals from leading online store, Amazon India!

    Kotak Mahindra Bank Personal Loan Reviews

    • Kotak Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      It was a good experience with Kotak Mahindra bank for personal loan, the loan amount was for Rs 3 lakhs with nominal interest rate in the market. The process was quite long and it took 15 days to receive the loan amount. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Kotak Mahindra bank and my loan experience was very good, the loan amount was for Rs 2 lakhs with nominal interest rate. They charge 2% as preclosure charges for this loan. The process was quick with this bank and the tenure period is 5 years.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra Bank for 80000. They offered a best interest rate of 12.5% and there were no unwanted charges as well. It was a hassle free loan experience with the card their services.
      Was this review helpful? 1
      , vadodara
      Reviewed on Aug 16, 2018
    • Kotak Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Rate of interest is good, loan was processed and reached me on time, customer service was good , they sent the EMI char through mail, but they can reduce the duplicate mails, which makes me confused, which is the correct attachment, to check with it.
      Was this review helpful? 1
      , new delhi
      Reviewed on Aug 14, 2018
    • Kotak Personal Loan
      "GOOD SERVICE "
      0.5 3.0/5 "Satisfactory"
      Clarity about the product and the process from the bank end can be even more better, actually i feel like its required more information on their services as well. If they provide with more clarity it would be up to the mark, so its an average service which i can say, about interest it can be even more less, i would have been more happier.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2018
    • Kotak Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with KOTAK BANK 1 year back.The loan amount was 1 lakh . The customer service and responses was very nice The tenure period was 5 years here. The documentation process was good but after 15-20 days only the loan was disbursed.
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 14, 2018
    • Kotak Personal Loan
      "good"
      0.5 3.0/5 "Satisfactory"
      The process was good overall at Kotak Mahindra Bank for the personal loan. They were on time to process the loan and I got the loan as required. The rate of interest and processing charges is competitive and it is better that the other banks. The rate of interest is of 10.99% and the processing charges is normal. The tenure is for five years.
      Was this review helpful? 2
      , pune
      Reviewed on Aug 13, 2018
    • Kotak Personal Loan
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      The experience with Kotak Mahindra Bank is not that satisfactory. Though the process was on time, as the processing charges are higher than other banks and there was a extra charge for insurance. The rate of interest is also high, it is around 15%. The total personal loan amount is 1.3 Lakh and I got 97K in my account.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Aug 13, 2018
    • Kotak Personal Loan
      "Satisfied with the service"
      0.5 4.0/5 "Great!"
      The process was good overall at Kotak Mahindra Bank for the personal loan. They were on time to process the loan and I got the loan as required. The rate of interest and processing charges is competitive and it is better that the other banks. The rate of interest is of 10.99% and the processing charges is normal. The tenure is for five years.
      Was this review helpful? 2
      , kolkata
      Reviewed on Aug 11, 2018
    • Kotak Personal Loan
      "Convenient process"
      0.5 5.0/5 "Blown Away!"
      The process for the personal loan is good and there are no hassles as there is no documentation involved for a existing customer. The customer service and response is good. I am also comfortable with the rate of interest and processing charges with Kotak Mahindra Bank.
      Was this review helpful? 8
      , new delhi
      Reviewed on Aug 02, 2018
    • Kotak Personal Loan
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank has offered me a personal loan too. The experience is good and there are no hassles in the process. The documentation was nominal and collected on time. The rate of interest and processing charges is normal and the process was timely.
      Was this review helpful? 6
      , new delhi
      Reviewed on Aug 01, 2018
    • Kotak Personal Loan
      "Good bank and will get anything in time"
      0.5 5.0/5 "Blown Away!"
      Kotak is very good banking. I have got a loan amount 1.5 years back. I have applied the 3 lakhs and i have received the same. They have provided me the interest rate of 11.25% and I'm not sure about the processing fee. They will check about the credit score and the documents, according to that they will provide the loan. I have received my on time.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 27, 2018
    • Kotak Personal Loan
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I have taken loan with KOTAK BANK and my loan experience was good. My loan amount is 100000 and interest rate is 16.5% and it is satisfactory. I use to pay 9000 as EMI per month and tenure period is 6month. But i am not satisfied with processing fee it is 1000rs and it is too high. .The process was so smooth at the time of documentation, i did not face any problems.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 26, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have taken personal loan from the kotak mahindra bank . The processing fees are not there , i have chosen the tenure period of 5 years . They instantly approved the loan with in 2-3 days . Where i make the payment monthly through online net banking. Their customer service and response is good.
      Was this review helpful? 2
      , greater noida
      Reviewed on Jul 25, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan had been very good and verification process had been very simple and easy. The loan amount which they had provided had been satisfactory which was about 2,20,000 and the interest rate with them also had been okay which was 18%. Overall it had been a good experience.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 20, 2018
    • Kotak Personal Loan
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken with KOTAK BANK 1.5 years back. Te loan amount was 93,000 but the interest rate was very high . The tenure period was 36 months but i pre closed it and they have collected 5% as pre closing charge. They have forced me to take this loan and the prepossess was also very lengthy. They have taken 3 week top disbursed the loan amount and the processing fee was also too high.My
      Was this review helpful? 11
      , bangalore
      Reviewed on Jul 19, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 6
      , pune
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "They should connect with the customers"
      0.5 1.0/5 "Really Bad"
      It is okay to loan get rejected. There should be some problem in my side. For that they did not given any call from Kotak. I did not received the message like loan application number and details of the loan. I'm still looking for the loan of 2 lakhs. It was applied the amount of 4 lakhs. Somebody came to my place to collect the documents. They have offered me nothing and i don't know any details about the loan
      Was this review helpful? 3
      , mumbai
      Reviewed on Jul 10, 2018
    • Kotak Personal Loan
      "Process was bit delay"
      0.5 5.0/5 "Blown Away!"
      The approved loan was 5 lakhs. The rate of interest was 10.99%. The monthly EMI is 11000 for a tenure for 5 years. There was no processing fee or documentation charges. The service was really good. But it was some delay in between for the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 04, 2018
    • Kotak Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have take personal loan from the Kotak mahindra bank bank which they approved in quickly and the amount is reflected in next day ,its instant approve process. As am satisfied with the rate of interest which is nominal one . They provided the tenure period of 1 year and i make the payment monthly though ECS. There are nominal processing fees also.
      Was this review helpful? 1
      , noida
      Reviewed on Jul 04, 2018
    Common Loader Icon
    Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.