AU Small Finance Bank offers Secure Business Loan (SBL) so that you can fund the growth of your business. The lender provides fund for working capital, expansion, purchase of machines / equipment and other infrastructure requirements. However, in order to avail this loan, you will have to provide collateral such as Residential, Commercial or Industrial properties, Vehicles, Equipment, Deposits and other liquid securities, Gold, etc.
The following entities are eligible to apply for Secured Business Loan from AU Small Finance Bank:
There are two ways through which you can apply for the Secured Business Loan from AU Small Finance Bank:
You can visit the nearest branch of AU Small Finance Bank and apply for the loan of your choice. You must carry the necessary documents with you to the bank where a representative will help you with the process of applying for a loan.
The bank will look into various factors such as your repayment capacity and value of your property which will help them determine the loan amount that they must approve for you. The lender will also look into factors such as your income, age, number of people dependent on you, assets, liabilities, previous loans undertaken by you, etc.
Typically, under this scheme, the repayment tenure may range between 5 years and 12 years. However, the repayment tenure would depend on factors such as the loan amount, the purpose for which you are availing the loan, and your profile.
Your parents, spouse, or your children (above age of 18 years) can be your co-applicant. The co-owner of the property also can be a co-applicant. However, the co-applicant need not be the co-owner of property.
You can either call on the number 0141-3071800 or 0141-6133000 or send a mail to firstname.lastname@example.org in case of any query related to your loan. A representative from the bank will get in touch with you and will help you with your queries related to the loan.
You will have to visit the official website of AU Small Finance Bank where on the left-hand side of the home page you will be able to see the ‘Locate’ section. Click on it and enter the state and city in which you reside. Click on ‘Apply’ and you will be able to find the details of the branches of AU Small Finance Bank including the contact detail and the email ID.
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