• AU Small Finance Business Loan

    AU Small Finance Bank offers Secure Business Loan (SBL) so that you can fund the growth of your business. The lender provides fund for working capital, expansion, purchase of machines / equipment and other infrastructure requirements. However, in order to avail this loan, you will have to provide collateral such as Residential, Commercial or Industrial properties, Vehicles, Equipment, Deposits and other liquid securities, Gold, etc.

    Features and benefits of availing Secured Business Loan from AU Small Finance Bank

    • The minimum loan amount that you can avail is Rs.2 lakh.
    • Approval rate is quick.
    • You will be provided with complete guidance during the process of applying for the loan.
    • The whole process is transparent.
    • Easy and flexible repayment tenure.
    • Top-up facility available in case you are availing a higher loan amount.

    Eligibility criteria required to be fulfilled in order to avail Secured Business Loan from AU Small Finance Bank

    The following entities are eligible to apply for Secured Business Loan from AU Small Finance Bank:

    • Petty traders
    • Shopkeepers
    • Wholesalers
    • Farm equipment traders
    • Small and micro manufacturing enterprises
    • Small and micro service enterprises
    • Self-employed professionals
    • Farmers/dairy/poultry farmers

    How to apply for Secured Business Loan from AU Small Finance Bank

    There are two ways through which you can apply for the Secured Business Loan from AU Small Finance Bank:

    Online:

    • Visit the official website of AU Small Finance Bank and under the ‘Secured Business Loan’ section click on ‘Apply Now’.
    • You will be directed to a separate page where you will be asked to enter details such as your name, mobile number, email ID, and the product you are interested in. You will be asked to solve a simple math question for security purposes.
    • Click on ‘Submit’. A representative from the bank will get in touch with you and will help you with the process of applying for the loan.

    Offline:

    You can visit the nearest branch of AU Small Finance Bank and apply for the loan of your choice. You must carry the necessary documents with you to the bank where a representative will help you with the process of applying for a loan.

    Frequently Asked Questions (FAQs)

    1. How will the lender determine my eligibility for this loan scheme?
    2. The bank will look into various factors such as your repayment capacity and value of your property which will help them determine the loan amount that they must approve for you. The lender will also look into factors such as your income, age, number of people dependent on you, assets, liabilities, previous loans undertaken by you, etc.

    3. In how many years can I repay the loan?
    4. Typically, under this scheme, the repayment tenure may range between 5 years and 12 years. However, the repayment tenure would depend on factors such as the loan amount, the purpose for which you are availing the loan, and your profile.

    5. Who can be my co-applicant?
    6. Your parents, spouse, or your children (above age of 18 years) can be your co-applicant. The co-owner of the property also can be a co-applicant. However, the co-applicant need not be the co-owner of property.

    7. I have queries related to the loan. How can I get in touch with the lender?
    8. You can either call on the number 0141-3071800 or 0141-6133000 or send a mail to customercare@aubank.in in case of any query related to your loan. A representative from the bank will get in touch with you and will help you with your queries related to the loan.

    9. How can I locate the nearest branch of AU Small Finance Bank?
    10. You will have to visit the official website of AU Small Finance Bank where on the left-hand side of the home page you will be able to see the ‘Locate’ section. Click on it and enter the state and city in which you reside. Click on ‘Apply’ and you will be able to find the details of the branches of AU Small Finance Bank including the contact detail and the email ID.

        

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