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DCB Bank offers products to individuals, small and medium businesses, rural banking and corporates in selective regions. One of the products you can avail is a personal loan at attractive rates of interest and flexible repayment tenure.
|Loan Amount||Rs. 1 lakh – Rs. 5 lakh|
|Interest Rate (Floating)||13% p.a. - 25% p.a.|
|Processing Fees||2% of loan amount + GST|
|Loan Tenure||1 year to 5 years|
|Loan processing fee||2% of loan amount + GST|
|Prepayment charge||5% of the outstanding loan amount|
|Penal interest||3% p.m. of the irregular or overdue amount on account of delay in payment of interest / repayment of loan amount|
|Cheque/ECS swap charge||Rs.500 per event|
|Cheque bounce charge||Rs.500 per event|
Your Development Credit Bank Personal Loan amount eligibility is also based on these factors:
Increase your eligible Development Credit Bank Personal loan amount by these steps:
1. Signed application form with photograph
2.Copy of passport/Voter ID card/driving license
3. Processing fee cheque
4. Last 3 months bank statement/6 months bank passbook
5. Documentation for salaried applicants:
6. Documentation for self-employed applicants:
You can also visit the BankBazaar website and apply for a personal loan from Development Credit Bank by providing the required details and submitting the necessary documents.
You can also apply for a personal loan from Development Credit Bank offline as well. You can visit the nearest branch of the bank along with the necessary documents where a representative from the bank will further assist you with the process of applying for a personal loan.
You can contact the customer service and get in touch with a customer representative who will help you with the process of applying for a loan.
Given below are the numbers you can use to get in touch with a DCB customer care executive:
|For Resident Indians||
|You can send your letter and couriers to the address given below:||
DCB Bank Limited,
P.O. Box No. 7643, Malad (West), Mumbai 400064, India
Given below are the modes through which you can repay your loan:
It will take the bank at least 3-4 days to review your documents. If they are found to be correct, the loan amount will be immediately disbursed to your bank account.
You must have a minimum work experience of 3 years in order to be eligible for a personal loan from DCB.
Yes, you will have to provide two references subject to the following exceptions:
No, you will not be required to pledge any security or collateral in order to avail a personal loan from DCB.
A GST rate of 18% will be applicable on banking services and products from 01 July, 2017.
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