Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 3461 Users

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    Tata Capital Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Good Professional Service"
      0.5 5.0/5 "Blown Away!"
      When I browsed the online channel, Tata capital is the one having less interest with zero processing fee. That is the reason I took this personal loan from them. The loan process was quite good, the processing time is less. The interaction between me and executive was professional.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan in Tata Capital through online. The rate of interest and charges are nominal. I have received 2.7L excluding processing fee. The loan duration is 5 years. The documents are collected by executive as well as submitted online. They took max 8 to 9 days to deliver the loan.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good Experience with Tata Capital"
      0.5 5.0/5 "Blown Away!"
      I got best deal from Tata Capital, the customer support is proactive to process the loan application. But the loan disbursement got delay it should be faster. I got the better interest rate and its zero processing fee from the Tata Capital disbursement.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Should be transparent"
      0.5 4.0/5 "Great!"
      I chosen Tata capital is because of the processing fee waiver off, the interest rate is also okay for me. They charged me around the interest around 11% for Rs.4.75 lakhs. Tata Capital didn't disclose about the part payment and preclosure option. I suggest they should be transparent in all aspects.
      Was this review helpful? 1
      , delhi
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Experience is good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital. The customer support and response is good. I received the loan on time and as promised. The rate of interest is of 11.49% which is high and the processing charges is zero. The documentation was collected on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The experience is good at Tata capital and they were very quick to respond as well. The documents was taken on time. The personal loan was not disbursed on the said date only because of the holiday that came in between. The rate of interest is of 11.49% and the processing fee is zero.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      I received a good response from Tata Capital for the personal loan. I got the funds within a week and as per my requirement. The rate of interest was of 11.49% which is on the higher side as the other banks are offering 11%. The processing was zero.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and thats when i applied with TATA Capital. This is the first time with TATA Capital and i am happy about it. My application was taken care and it was processed on time. The tenure period is 2 year and i use to pay EMI on time .
      Was this review helpful? 0
      , pune
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was good with TATA CAPITAL for personal loan, the disbursement took long time and i received my loan amount within 15 days. Loan amount was sufficient and the rate of interest was nominal. Tenure period for this loan is 4 years and the customer service was good.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Average loan"
      0.5 3.0/5 "Satisfactory"
      I have applied the loan amount of Rs. 4 lakhs and they have sanctioned only 3.40 lakhs according to my eligibility. They have given me a interest rate of 14.10% and I'm unsatisfied with it. Before approval they said maximum of 12% but it didn't happened. They have deducted around Rs. 1200 as a processing fee. Total tenure period of the loan is 4 years.
      Was this review helpful? 1
      , faridabad
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Good Loan Services"
      0.5 5.0/5 "Blown Away!"
      Because of the lower interest rates i have chosen the TATA CAPITAL. I have applied the loan amount of Rs. 1.10 lakhs and i have received the same. The loan got sanctioned on time. Documentation process was fine. Overall, I'm satisfied with the service provided by them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Good Services"
      0.5 4.0/5 "Great!"
      Because of the low rate of Interest rate. I can get a affordable tenure period of 5 years with TATA Capital hence i have chosen them. I was a existing a customer of TATA CAPITAL. They have given me a interest rate of 11.5% which is okay for me. They have not been charged any processing fee. There was a delay in the loan sanctioned for 1 month.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "They need to improve the customer care"
      0.5 3.0/5 "Satisfactory"
      Hence I'm working with the TATA group, hence i have selected the TATA CAPITAL. The annual fee got waived off. They have provided me a interest rate of 13% and i have applied the loan amount of Rs. 3.5 lakhs and i have received the same. I have chosen the tenure period of 5 years. Documentation process was quite smooth.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Documentation should be faster"
      0.5 5.0/5 "Blown Away!"
      I got the best offer from Tata Capital, they have sanctioned the loan after 9 days, the guy who taken documents he have delivered to other person but he taken more days to submit hence my disbursement got delayed. It would be appreciated if they work on the process.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Best in Need"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and thats when i applied with Tata Capital. This is the first time with Tata Capital and i am happy about it. My application was taken care and it was processed on time. The interest rates were reasonable, its somewhere around 11.79%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Good initiative by Tata Capital"
      0.5 5.0/5 "Blown Away!"
      I was happy that Tata Capital was taken care of loan process. I don't want to take any initiative or additional effort to complete the process. Tata capital have disbursed the amount within 12 days, the interest rate is good, they do have foreclosure option.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Should provide better interest"
      0.5 4.0/5 "Great!"
      I was expected the lower interest from Tata Capital, they gave me around the percentage around 11.3 on my personal loan. I took the amount Rs. 3 lakhs with the loan period of five years. They gave me the door step service but still its was not upto the mark. It would be great if they reduced.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2019
    • Tata capital Personal Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      I am satisfied with Tata Capital documentation part and they have fulfilled the commitment on my personal loan. The interest rate is quite nominal they gave me the same thing which provided by other banks. Even the door step documentation process is good.
      Was this review helpful? 3
      , new delhi
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I guess the rate of interest is best which was given by Tata Capital where others are given more percentage. I opted for 3 years, I don't know about the terms and conditions for foreclosure. The executive came to my office and took some documents. The process was immediate and not has lengthy.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Approval should be faster"
      0.5 4.0/5 "Great!"
      There is no processing fee from the disbursement but I taken the insurance fee around Rs. 3300, I took 1.30 lakh it has the tenure period of 4 years, the interest rate is nominal as per other banks, the customer support is good but for approval they taken one month of time.
      Was this review helpful? 3
      , mumbai
      Reviewed on Jan 14, 2019
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