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    Tata Capital Personal Loan EMI Calculator

    We found 1 Tata Capital Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews

    Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2401 Users

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

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  • Personal Loan Reviews

    • Tata capital Personal Loan
      "Interest rate is high "
      0.5 2.5/5 "Just OK"
      My existing home loan was running with AXIS, I thought its better to take personal loan from same AXIS bank. Hence I have not taken personal loan from TATA Capital and their interest rate is too much high. Tata Capital charging around 13.99% but AXIS giving 11.99% of interest.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 27, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      Approached TATA CAPITAL for a personal loan. The Tata capital executive told that my Cibil score haven't met their criteria, though my Credit score was above 650. It would be great if they can double check the customer's eligibility towards any kind of product.
      Was this review helpful? 0
      , faridabad
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      My experience with the Tata Capital Limited for the personal loan was good. The rate of interest was around 11.8% and the processing charges are around 1600 Rupees. The loan amount got disbursed to my account after 20 days of time which was so much much time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "The follow up has to be improved"
      0.5 1.5/5 "Bad"
      Why I chosen TATA Capital is because of their interest rate is good, but they are very slow to respond to the customer, I wrote couple of mails to them but they never turned up, Finally they reached me after I am getting a loan from other banks. It is not upto the mark, follow up part has to be improved.
      Was this review helpful? 0
      , pune
      Reviewed on May 26, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Actually I had not submitted the required documents to Tata capital to avail the personal loan, therefore my loan application was closed. Other than that Tata capital was quite good in providing response. I do not recall anything about the rate of interest.
      Was this review helpful? 1
      , mumbai
      Reviewed on May 25, 2017
    • Tata capital Personal Loan
      "Need to be quick and fast"
      0.5 4.0/5 "Great!"
      TATA CAPITAL made delay in their response in regards to my personal loan application. The customer support and the executive made a prompt response and got a better follow up with TATA Capital. The rate of interest is very low when compared with others. I am satisfied with Tata capital service.
      Was this review helpful? 1
      , hosur
      Reviewed on May 25, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      TATA Capital process was very good, whatever they have committed they had done everything. Nothing is lacking with them, I had taken the loan amount Rs.2 lakhs this is for a tenure of 5 years, with an interest rate of 12.99% there was no processing fee but there was some sort of documentation charges too.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have not got the personal loan with the Tata capital limited because of some documentation reason. They have asked me to provide six cheque leaf to process the application but I was lacking with that, then I have asked them to cancel the application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Prompt and good service"
      0.5 5.0/5 "Blown Away!"
      TATA CAPITAL LIMITED is very good in providing response in concern to my personal loan application. The documentation process was done in a proper way and the disbursement of the loan was done on time. They had disbursed my Personal Loan within 3 days of time. The interest rate is also nominal here. Overall I am satisfied with the Tata capital .
      Was this review helpful? 1
      , pune
      Reviewed on May 23, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the best interest rate with Tata capital. The TATA capital took around 4 days to disburse my personal loan. The response and the follow up was really good and prompt with TATA capital. Overall I can say it was very good service with TATA capital.
      Was this review helpful? 0
      , pune
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Rate of interest was okay for me and I would like to say its a best one for the personal loan in the current market. Totally it took around ten to twelve days of time to get the loan amount. Response is very proactive with the Tata capital limited.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      TATA Capital process was very good, whatever they have committed they done everything. Nothing is lacking with them, I have taken the amount Rs.2 lakhs with tenure of 48 months, with the interest rate of 12% it is a floating rate. They gave part payment and foreclosure option.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      TATA capital taken eight days to complete the entire process of loan, I have submitted normal documents they done the process and done the disbursement. But I have requested the amount of Rs.10 lakhs but they approved for Rs.5 lakhs. If its great TATA Capital gives proper response and timely service to the customer that would be great.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • Tata capital Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Tata Capital delivered very fast service for my personal loan. I never ever faced any kind of constrains with them during the process, actually the process went smooth. Moreover, I am quite ok with their interest rate. I received good response from them.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      TATA CAPITAL processed my Personal loan on time and disbursed it within the promised period . The rate of interest is nominal comparatively. There is no customer support number or some contact point to clarify my queries . I would like to suggest to provide a contact number as well the online portal is not up to the mark, they can improvise in their portal .
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Satisfied service"
      0.5 4.0/5 "Great!"
      In the beginning it was very good approach with TATA CAPITAL, but during the process it got delayed about 2 to 3 days. They took around 1 week to disburse my personal loan. The rate of interest is nominal with TATA CAPITAL. Other than that the process everything went smooth.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • Tata capital Personal Loan
      "Excellent Customer Support"
      0.5 5.0/5 "Blown Away!"
      TATA Capital executive are pretty helpful they made sure, my loan should disbursed on time. I had taken the loan amount of Rs.1.5 lakhs for a tenure of four years. But I did not go through the entire loan process with respect to part payment or foreclosure.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Better Service"
      0.5 3.5/5 "Pretty good"
      MY personal loan had been preapproved with the help of online source. I had submitted my loan application with Tata capital. In the beginning I was informed that the interest rate would be 11.99% with zero processing fee but later on they increased the rate of interest up to 12.99 and the processing fee is 2500 rupees. There service is not up to the mark on interest rate otherwise their customer service is good.
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I had taken my personal loan from Tata capital limited and they had done a very good job for me. They processed my details on time and also disbursed the loan as needed. The rate of interest was of 12.99% but in documentaion I have found 13.99% and the processing charges were also nil
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Tata capital Personal Loan
      "Better experience"
      0.5 5.0/5 "Blown Away!"
      Actually Tata capital has promised me some interest rate, in the final agreement it was higher than what they have promised which was unsatisfied. They have done the process within the promised time.The response and the follow up was very well with TATA capital. Overall the service is good with Tata capital.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on May 15, 2017
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