Multiple banks. Different interest rates. Call it a "conflict of interest".
Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2894 Users
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    Tata Capital Personal Loan EMI Calculator

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with TATA Capital,the loan amount is nine lakhs.Rate of interest is low as compared to others.I had submitted documents and i have no processing fees for the same.Net banking is user friendly to make payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 4 lakhs and the Interest rate was 11.9% which is satisfactory . The tenure period was 4 years. Here there is no processing fee at all which is an added advantage.My experience was excellent and its recommendable
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 20, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL . The loan amount was 6.20 lakhs and the interest rate was 11.99% which is satisfactory . The tenure period was 4 years.The customer service and responses was up to the mark. Here there is no processing fee . In all it was a smooth one.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2018
    • Tata capital Personal Loan
      "Satisafctory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL . The loan amount was 1.50 lakhs and the Interest rate was 12.75% which is average in the market. The loan process was really good here. They have provide door step service for collecting documents,. My overall experience was satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL . The loan amount was 1 lakh and the Interest rate was 13% which is bit high than other banks in the market. They have sanctioned the loan with the committed time. My overall experience was excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2018
    • Tata capital Personal Loan
      "Best "
      0.5 4.0/5 "Great!"
      Interest rate was around 12.5% to 13.5% for the personal loan with the Tata capital limited. Customer service is good one for me with the Tata capital limited. I really have felt that the response is also good one too. Customer service is good too.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 18, 2018
    • Tata capital Personal Loan
      "Best, so far"
      0.5 5.0/5 "Blown Away!"
      It was a hassle free experience with the Tata capital limited I got the personal loan from the Tata capital limited and the documentation process went in the smooth ended manner. Customer service is an excellent one for me. Everything went in the fine manner.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2018
    • Tata capital Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      The service was good with the TATA CAPITAL and I got the personal loan amount within the time frame and the response part was good with the Tata capital . The required loan amount has been approved and I am satisfied with it. The rate of interest is nominal when compared with others,.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 18, 2018
    • Tata capital Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I had taken a personal loan for 4L and this was for a tenure period of 4 years. The interest rate was normal and it is a zero processing fee. I have to pay 10,800 rupees monthly. The documents are collected by the executive. The pre closure option is also available here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Cool process"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good with Tata Capital. They offered a interest around 12 to 13% but I was expecting something 11%. The loan process was good and faster. I haven't explored the part payment and pre closure yet. It is a tenure of 2 years and offered one lakh.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I have my personal loan with TATA CAPITAL . The loan amount was 3 lakhs and the interest rate was 13% which is average. The EMI period was 2 years . I had a hassle free loan process here and there is no processing fee also. My overall experience was good and its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Satisafctory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The loan process was good and he loan amount taken was 1.5 lakhs . The Interest rate was 12.3% which was satisfactory . The EMI period was 4 years. They did not provide door step service for collecting document and the executives were not helfull. The processing fee was free. My overall experience was satisfactory .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The service was good with the Tata capital in regards to my personal loan application. Tata capital took higher than normal time to disburse my personal loan amount. The rate of interest and the charges were very low when compared with others.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      My personal loan application was approved by TATA CAPITAL and the experience was good. The loan amount is for Rs 2.01 lakhs with the rate of interest of 12.51% which is nominal when compared to all other sources. The process was very quick and i received my loan amount within 4 days. They did not charge any processing fees and the tenure of this loan is 2 years. Customer service was good and they always respond on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my personal loan application approved with Tata Capital and the experience was good. The loan amount is for Rs1 lakh and the rate of interest is 11.99% which is nominal when compared to other banks. The process was smooth and i received my loan amount within 7-10 days. Customer service was good and they followed up on time. They charged a processing fee of 1% which is nominal. The only issue i found is, they did not inform about the insurance amount which is for Rs 1020 and has to be paid every month. The tenure of this loan is 1 year and it was overall a good service from Tata Capital.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 17, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have my personal loan application approved with TATA CAPITAL and the experience was quite good. The process was bit delayed and it took 10 days for the loan amount to get disbursed. Customer service was good and they provided door step service to collect the documents. The loan amount is for Rs 1 lakh with the rate of interest of 12.75% which is high when compared to other sources. They collected some documentation fees and the tenure of this loan is 1 year.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 16, 2018
    • Tata capital Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied for a personal loan with Tata Capital.The loan amount is five lakhs,rate of interest is low as compared to others,They had collected documents door step as well as uploaded online.They have not taken processing fees from the loan amount.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 16, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan application was approved with Tata Capital and the experience was quite good. The loan amount is for Rs 1.5 lakhs with the rate of interest of 12.75% which is nominal when compared to other sources. The process was smooth and i received my loan amount within 1 week. Customer service was good and they collected documents on time. They did not charge any processing fees and there is an option of part payment where there is no additional charge. The tenure of this loan is 3 years and it was a overall a good service from Tata Capital.
      Was this review helpful? 0
      , thane
      Reviewed on Jan 15, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      The customer service and response was prompt with Tata Capital. I got a good rate of interest for my personal loan. I was not eligible for the amount which they offered to me was really happy. They disbursed the loan on time with lesser documentation.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 13, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      TATA Capital took 4 additional days for the disbursement. The documentation process was simple with Tata Capital. The executives came for the verification purpose. The actual amount was 5L due to my previous loan status they had offered only 3L. I have to pay 9,125 rupees monthly for this personal loan.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2018
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