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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2766 Users

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    Tata Capital Personal Loan EMI Calculator

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Needs to improve"
      0.5 1.0/5 "Really Bad"
      I have applied for the personal loan from TATA CAPITAL, my loan application was closed because there was no proper follow up done after the application was submitted. The customer service was no up to the mark, they did not come to collect documents and there was no proper response from them, The rate of interest was nominal when compared to others in the market.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Need to improve service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a personal loan with Tata Capital Limited. They collected the documents immediately and within 10 to 15 business days my personal loan got disbursed after my documents submission. They offered me the loan with 12.75% as rate of interest and there is no processing fees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with Tata Capital Limited. Tata Capital staffs collected the documents on the 2nd day after I applied for the loan and my personal loan got disbursed within 3 days after my documents collection part was over. They offered me the loan with 11.99% as rate of interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Tata Capital, my loan application was closed because i was unable to provide proper documents. Customer service from Tata Capital was very good, they responded on time and also gave the correct information. The rate of interest was nominal when compared to other sources in the market.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 18, 2017
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      TATA CAPITAL personal loan service was very good compare to others in the market they provide me a interest rate of 11.89 which was good compare to others in the market also the customer service staffs are responsible and the documents part was easy with TATA CAPITAL ,I am very much happy with the service of TATA CAPITAL for my personal loan service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was good experience with TATA CAPITAL for my personal loan service I feel the process was very slow with TATA CAPITAL the interest rate they quoted me was good but the processing fee and the other charges where low compare to others it was wonderful service from TATA CAPITAL for personal loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Worst service"
      0.5 1.0/5 "Really Bad"
      I am not satisfied with the service of TATA CAPITAL for my personal loan service there was no proper information where provided there is no communication between the customer and the executives the interest rate they offered me was fine and TATA CAPITAL offered me a loan amount of 1.25 lakhs .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good service from TATA CAPITAL for my personal loan service the customer service was awesome the process was very fast with TATA CAPITAL compare to other banks in the market they offered me interest rate of 12 % which was reasonable for me it was totally a wonderful experience with TATA CAPITAL for my personal loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Smooth process but high rate of interest"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Tata Capital and the i feel that the rate of interest is a little too high for the amount taken compared to some other banks. The service however was good and i had no issues with them. On an overall it was a smooth process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was good experience with Tata Capital. I got a call from the executive said I am eligible for 3.4L. The interest rate was nominal. I am paying premium of 11,700 rupees through ECS. The customer service and response was good. The part payment and pre closure option is not provided.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had requested for a personal loan from Tata Capital.The loan amount is one lakh.Rate of interest is nominal as compared to other banks.The reason for choosing the bank is they have zero processing fees.The customer service was good to interact they gave me the complete details of the personal loan request.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2017
    • Tata capital Personal Loan
      "Good banking"
      0.5 4.0/5 "Great!"
      I have requested for a personal loan from TATA CAPITAL .The loan amount is five lakhs.Rate of interest is nominal as compared to other banks.I had closed the application am not interested to move on the request may be in future otherwise the bank service was good to approach.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 15, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The loan process is good with Tata Capital. They provided door service for documentation. I habe taken 6L as a personal loan for 48months. I pay around 15k through ECS. Rate of interest is good. After 6 months only I can do preclosure. The customer service was up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      It was a good experience with TATA CAPITAL for my personal loan service the customer service was very good the rate of interest they offered me fine compared to others but I had some personal issues so I was unable to proceed with my loan process further.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 13, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan from Tata Capital, my loan application was approved and the requested amount was issued. It was overall a good experience with Tata capital. The customer service was good, they provided door step service for the collection of documents. The process was very smooth and easy. The only issue i found is with the rate of interest, initially the rate of interest was 14.5% and later they changed it to 15%.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 11, 2017
    • Tata capital Personal Loan
      "Great responsiveness"
      0.5 3.0/5 "Satisfactory"
      I had applied for a personal loan with TATA CAPITAL.The loan amount is 2 lakhs,rate of interest is nominal as compared to others.Customer service is not up to the mark initially when i applied because they had called me after a week post which they had called to get the reason for closing the application that's when they were very prompt and sent multiple alerts.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 11, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I applied for a personal loan with TATA CAPITAL the service was good but the process was very slow I find lot of communication problem with them but the interest rate they quoted me fine compare to others it was totally a fine experience with TATA CAPITAL for my personal loan service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 10, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The best service has been given by TATA CAPITAL in regards to my personal loan application. The customer support is good with TATA CAPITAL. The documents were collected on time, they have visited my place on assigned date and time to collect the documents. The rate of interest and the charges low when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have applied for the personal loan from Tata Capital, my loan application was approved and the requested amount was disbursed. It was overall a good loan experience. The customer service was good, they provided door step service for the collection of documents. The process was very smooth and the loan amount was approved within a week. The rate of interest of 11.9% was nominal when compared to other sources.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had received a personal loan with TATA CAPITAL.The loan amount is two lakhs.Rate of interest is 12.75% the executives are much quick in responding and they had taken 3-4 days to complete the whole set of process.Net banking is very convenient and options are good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 10, 2017
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