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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 3057 Users

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    Tata Capital Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    Apply for Personal Loan

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Poor Service"
      0.5 2.0/5 "Expected more"
      I took a Personal Loan for Rs. 1Lacs From the Tata Capital for 3 years. It was not a good experience. The customer support is not responding. The interests is too high. There were no additional charges. I am not at all happy with the personal loan experience with the Tat Capital.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 20, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 1.5 lakhs and the interest rate was satisfactory . The customer service and responses was very good. Its a paperless process and there is no processing fee at all. I had a very smooth loan process and they haves sanctioned the loan with the committed time. Here the pre closer is after 1 year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      It has been a very good experience with this loan and the loan amount which they had provided had been satisfactory. The banking services went well and there hasn't been any hassle with the banking services. The interest rate with them had been less when compared with the other banks in the market.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 18, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 5
      , chennai
      Reviewed on Jul 13, 2018
    • Tata capital Personal Loan
      "Good "
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital, the over all process was good, but there was a little issue during the process, there was a communication gap between the verification team or else the process could have been more faster. I had to follow up on them and they never informed me about the company gate was closed and they could not visit me. So I had to reschedule everything and get things done.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Should improve processing time"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan has taken more than the usual as it has taken 35 days in getting the loan amount. I had directly went to them for submitting the documents where they had not been collecting it on doorsteps. I have taken this loan for a medical emergency.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the processing fee was zero. But during taking the loan it has taken some more time than usual and the loan amount which they ahd given has been satisfactory. The interest rate which they are charging had been good and i had taken this loan for my home renovation. There has not been any issues faced.
      Was this review helpful? 1
      , bhubaneshwar
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have gone through the website portal and they had been good compared with others. The process in getting the loan has been good and the processing had taken more times than usual. I had applied for a loan amount of 1.5 lacs and they had given me 1.2 lacs and i had taken this loan for a personal reason. The interest rate has been okay and it has not been too high or too low.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 30, 2018
    • Tata capital Personal Loan
      "Good to apply the loan in TATA capital compared to others"
      0.5 4.5/5 "Excellent!"
      I have applied the loan amount of Rs. 4 lakhs. They have charged me a interest of 12.25%. Their is no processing fee for this loan. I have taken the tenure period of 4 years. They are taking too much time to take the escalation part. It is minimum of 20 to 25 days to resolve the issue. The same thing happened thrice in customer care. I have a relationship executive for me.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 28, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied a loan amount of 10 lakhs and they have sanctioned the same. They have offered me a interest rate of 11.25%. The processing fee is get waived off. Their is no hidden charges when i was purchasing the loan. From next year onwards there was some charges. I used to the EMI amount of around Rs. 21000. As i think so they clarification is not provided from the bank end regarding the pre closure. In customer care, they are saying different criteria for the pre closure.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the process with them has been fast and easy. The process has been smooth and the loan amount which they have given has been satisfactory. The interest rate with them has been good and there has not been any issues faced with them so far.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with TATA CAPITAL. The process was good and the loan amount was 2.7 lakhs and the interest rate was 48 months . The customer and responses was up to the mark. They have sanctioned the loan with the committed time and the processing fee was also nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Much scope for improvement"
      0.5 1.0/5 "Really Bad"
      Rate of interest is around 13% with the Tata capital limited and everything were good one too. I am really not happy with them and I would like to close the loan amount in foreclosure way and everything is better too with the Tata capital limited.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 27, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with them since the interest rate with them had been low compared with the market rate. The process in getting the loan also had been easy and the loan amount which they had provided had been satisfactory. There has not been any issues faced with the banking services offered by TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 26, 2018
    • Tata capital Personal Loan
      "They need to improve their field executive"
      0.5 5.0/5 "Blown Away!"
      Actually it is quite seamless. Most of the documentation did online services. Physical verification done once. The fintech process are very high tech nowadays. I can track application easily. TAT of the disburse is very low compared to other banks. They are not charging anything for the pre-closure. I'm not aware of the minimum pre-closure period
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Fine with TATA CAPITAL"
      0.5 5.0/5 "Blown Away!"
      It was told me initially that their is no charges for processing fee however the Rs. 2100 for the processing fee without any intimation from the bank. I was trying make a call for their toll free number. There was a lots questions are coming in the IVR. Their is a more queue time. I have tried 2 times but i got a same response only. The interest rate is similar whatever they mentioned earlier. I got the earlier whatever they said. After submission of all the proper documents, i have got the loan next day itself.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Tata Capital. The experience in terms of the loan was very good. I got the loan with 10 days. Documentations was very good. There were no charges. Asked to reduce the interest rate, comparing to other banks they offer a competitive interest rate. Overall it was a very good experience.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Need to process the loan fast"
      0.5 4.0/5 "Great!"
      I took a personal loan from the Tata Capital for Rs. 3L for 3 years. It took almost 20 days, the loan process was very slow. Normally it would take 2-3 days and in my case it took a lot of time after application, I didn't get the money when I required it the most. They need to process the loans in a timely manner.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Bull shit experience from the TATA Capital's people"
      0.5 1.0/5 "Really Bad"
      The people who are working over there are very careless. Their is no time value for the customer and another thing service department also very bad. My loan got delayed because of the TATA capital fault because of their issue, customer is suffering. The person takes care of my loan taken 1 week leave so no one was there to take care of my loan. Their is no communication to the customer regarding the delay. I suffered too much with the TATA capital.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 25, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with TATA CAPITAL. The process was good and the loan amount was 2.7 lakhs and the interest rate was 48monsth . The customer service and responses was up to the mark. They have sanctioned the loan with the committed time and the processing fee was also nominal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 23, 2018
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