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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 3251 Users

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    Tata Capital Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    Apply for Personal Loan

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Needs to improve on customer service"
      0.5 3.0/5 "Satisfactory"
      The process took lot of time for approval, the website of TATA CAPITAL is not user friendly. Rate of interest was nominal when compared to others. The loan amount was for Rs 2 lacs with tenure period of 4 years. Customer support was not up to the mark with TATA CAPITAL.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      My experience was average with TATA CAPITAL for personal loan, the process took 1 week to complete. The loan amount was for Rs 80000 with high interest rate of 13%.. Documents like cheque was pending from my side. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My experience was not up to the mark with TATA CAPITAL for personal loan, the process was delayed and it took 2 weeks to complete. The loan amount was for Rs 1 lac with high interest rate when compared to others. Customer support was not up to the mark and their response was delayed.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Documentation part should be improved"
      0.5 3.5/5 "Pretty good"
      I'm happy about the interest rate provided to me. I came to know that including the insurance they have given the interest rate of 12% and the processing fee of Rs. 1500. I have applied the loan amount of Rs. 2 lakhs. The loan got delayed for 12 days because of the collection executive. They have collected the documents once again from my end.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I am happy with the rate of interest and processing charges with Tata Capital. I opt the loan for 2 years. I have to pay monthly around12K through ECS. The customer service and response was average. The document procedure was good, I had submitted the documents to the executive.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Nice plans but need to take care of the application"
      0.5 4.0/5 "Great!"
      I had taken my personal loan from TATA CAPITAL by last month. I have applied the loan amount of Rs. 1.5 lakhs and the loan got delayed due to some reasons. From my end signature was mismatch and they have wrongly mentioned the tenure period because of all this things Mumbai branch was not accepted the same and they have sent a new application. Finally i have received the loan after 15 days.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "BETTER"
      0.5 4.0/5 "Great!"
      The particular reason for taking the personal loan with the TATA CAPITAL LIMITED is because the rate of interest is lower than others. The process is simple and i got the loan amount within 2 weeks. The rate of interest is 10.99% also the duration is for 5 years for repay added on that there is a pre closer charges applicable.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "For a personal loan, TATA CAPITAL providing good interest ra"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL and loan amount its almost delayed for 20 days. While i was applying the loan i have selected 11.25% and on the loan processing time, they have said like the interest rate 13% and i complained about the same and it got resolved within half day.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Good service in terms of process and communication"
      0.5 5.0/5 "Blown Away!"
      I have received the loan on time. I'm happy about the interest rate provided to me. They have given me 10.99% and zero processing fee. I have bought the loan amount of Rs. 6 lakhs. The documents got collected from my house from the collection executive. I am yet to pay the first month EMI. I have chosen the ECS payment mode.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Good personal loan experience"
      0.5 4.0/5 "Great!"
      I have processed the personal loan with TATA CAPITAL 1 month before. I have received the bit delayed for 1 week. I'm glad about the interest rate and my processing fee got waived off. As per the market standards they have provided the minimum interest rates. The documentation was good. After 1 year only i can able to pre-close the loan.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have appiled for personal loan with the TATA CAPITAL the reason for taking the loan with them is there is a option of Part payment also the process is fast. The loan amount is good also the rate of interest is of 10.99%. There is no processing fee applicable also the duration is for 5 years added on that the pre closure option in very much available here.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 16, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there were no hidden charges with this bank . They did not charge any processing fee and i got my loan on time . The loan amount which i got through this bank is satisfactory .I did not got nay paper work they said they will send on mail but not yet receive .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there is no hidden charges with this bank . The tenure period is 4year and it is sufficient . I did not got nay documentation on mail as said by their customer executive . They charge for insurance also they said mandatory but it should not be there they should keep as optional.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL , tenure period is 5year . They provide satisfactory loan amount with this bank . Processing fee is not there but they charge for insurance. Initially they said rate of interest was different and later they charges was different but later they rolled what they promise .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      They have asked me to taken a insurance policy against the loan. As per the market standards which is 11.25% they have provided as a personal. There was no processing fee according to the process. The documentation process was fair and the person came to my place collected the stuff.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Better to go for other banks who is providing on time loan"
      0.5 1.0/5 "Really Bad"
      While i'm applying the loan they said there is no processing fee but when the loan got sanctioned they have debited Rs. 4000 without any intimation. Still i have not collected the cheque. I have applied the loan amount of Rs. 1.5 lakhs this is actually existing loan transfer and top up. They have supposed to give Rs. 75 K for a transfer and balance is cash. I was behind the people to get the loan. I have visited the TATA CAPITAL branch to get a cheque and they have said the exact people are not available and asked me to come for other day. I had a bitter experience with TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Completely wrong information provided by TATA CAPITAL"
      0.5 2.0/5 "Expected more"
      I'm not at all happy with the TATA CAPITAL. They have promised some charges but they have given me different charges. Surely I'm going to take legal action on TATA CAPITAL. The customer care service is little bit okay and they have not given responded quickly. They have not given proper response. There are lots of hidden charges and they have not informed about the stamp duty and insurance charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Average Experience"
      0.5 4.0/5 "Great!"
      When i apply for a loan they have said that the interest is 10.75% and without any information they changed the interest rate upto 11%. They have not updated any details before approving the loan. They have said its zero processing fee but they have charged Rs. 5000 from my account. There was issue with the cheque book, after given the proper cheque, they have disbursed the amount after 2 days. There is no proper follow up from the TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Tata capital, the loan amount they have given me is up to 3,00,000 and it is sufficient for me and i am not sure with the rate of interest how much they have charge me and they have charged nominal processing fee and the process went smoothly, i took 3 yrs as tenure period.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with TATA CAPITAL recently, the loan amount whatever i have expected they have given me it is sufficient and the rate of interest they have charged me is up to 11.2% which is nominal and they have not charged any processing fee and there was 1 day delay in getting my loan issue but it was okay.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
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