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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 3138 Users

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    Tata Capital Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    Apply for Personal Loan

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "OUTSTANDING"
      0.5 5.0/5 "Blown Away!"
      I got personal loan through TATA CAPITAL , i am holding this account for past 5year . The rate of interest is 10.4% and the tenure period is 6month . Customer support is up to the mark , i do not have to face any issue at the time of getting the loan . So far it has been good experience .
      Was this review helpful? 4
      , mumbai
      Reviewed on Sep 14, 2018
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since they where providing a paperless approval and the process in getting this loan was extremely easy. It has taken very less time in disbursing the loan amount and the response which they had shown has been good as well. The loan amount which they had provided has been satisfactory, there has not been any additional charges which they had made or there has not been any sort of additional charges which they have made so far.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since the interest rate with them has been good with them when compared with the market rate. The process in getting the loan had been good as well, their customer support also had been responsive. The loan amount also had been satisfactory and there has not been any additional charges which have been made by them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The process was smooth with TATA CAPITAL personal loan application, i received my loan amount in 10-15 days. The loan amount was for Rs 1 lac with high interest rate when compared to others. Customer service was good and they followed up on time. Tenure period for this loan is 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My experience was up to the mark with TATA CAPITAL for personal loan, the process was smooth and i received my loan amount within 10-15 days. The loan amount was for Rs 4.25 lacs with nominal interest rate and tenure period for this loan is 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was a good experience with TATA CAPITAL for personal loan, the loan amount was for Rs 6.7 lacs with the tenure period of 5 years and the rate of interest was nominal when compared to other banks. Customer service was good and their response was on time.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      The process was very quick with TATA CAPITAL personal loan application, i received my loan within 3 days. The loan amount was for Rs 10 lacs with nominal interest rate when compared to others. Customer service was good and they responded on time. The tenure period for this loan is 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL 7 months back.The loan amount 10 lakhs and the interest rate was 10.5% which is average . The tenure period was 5 years . The customer service and responses was good. I have faced some issues but it was rectified.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 12, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan through TATA CAPITA L , they provide 11% of interest rate and it is nominal in the market . Customer support i have not approach so far but at the time of getting loan it is good . The banking process is very quick within week i got my loan amount .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with TATA CAPITAL , there is processing fee with rs 2000 and it is nominal in the market . The bank provide me with foreclose option and they are not charging for it . Rate of interest is nominal with this bank and tenure period is 4years with TATA CAPITAL.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "BEST SERVICE"
      0.5 5.0/5 "Blown Away!"
      I got my personal loan with TATA CAPITAL . My loan amount is satisfactory and tenure period is 5years . There are no hidden charges with this bank , and rate of interest is 10.92% and it is nominal in the market . Customer support is good and they responded on time .
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , and they provide 11% rate of interest and it is nominal in the market . I cannot rate to customer service because i have not interact with them much . The processing fee is 0 and tenure period is 1year . SO far it has been good experience with this bank .
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loon from the TATA CAPITAL . My loan amount is up to the mark and tenure period is 5year . They charge 8000 rs for insurance and it is too high . Customer support and their response is satisfactory . There are no hidden charges with this bank .
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 5.0/5 "Blown Away!"
      I got my personal loan with TATA CAPITAL , the disappointment part of this bank is intially they said 10% of interest rate but later they charge 11% and even loan amount is not up to the mark . One of the customer support visit to my home for document collection. Also my personal bank details and said if i wont provide i will not get my loan so i feel this is not secured to ask about confidential bank details .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "Experience is good"
      0.5 4.0/5 "Great!"
      The process was smooth at Tata Capital. The customer services and response is good and the process was on time. I received the personal loan as per my requirement. The rate of interest is around 10.99% and the processing charges are waived off completely.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Tata Capital. The overall experience is excellent but there was a little delay. I am not sure on the exact rate of interest offered, but it is a good deal. I was told that there would be a fee of 450 for the part payment interest which is okay. But there was 600 more deducted for which I did not get the receipt. I do not mind the deduction but there should be some clarity in it.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "Good. Can be more quick"
      0.5 4.0/5 "Great!"
      Tata Capital has provided the personal loan and the process was good. It would have been better if the loan was provided much sooner as there was a delay of three days than what was informed to me initially. The rate of interest is around 13.5% and the processing fee was waived off.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 11, 2018
    • Tata capital Personal Loan
      "Fast process"
      0.5 5.0/5 "Blown Away!"
      It was a pretty good and fast process with Tata capital. The customer services was good and the process was completed quickly. I received the personal loan in three to four days and it was as needed. The rate of interest is around 11% and the process fee was waived off.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 10, 2018
    • Tata capital Personal Loan
      "Good services and response"
      0.5 4.5/5 "Excellent!"
      Tata Capital process my personal loan on time. It was good experience and the documentation was collected on time. I also received the loan as needed and it was disbursed on time too. The rate of interest is of 10.99% and the processing charges was zero.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 10, 2018
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with TATA CAPITAL recently . The loan amount was 6 lakhs and the interest rate was average i the market., The tenure period was 6 years . There is no issues faced with the service here. The documentation was smooth and there is no delay at all . I was not asked to the processing fee also so i would like to recommend to others.
      Was this review helpful? 4
      , mumbai
      Reviewed on Sep 08, 2018
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