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    We found 1 Tata Capital Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
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    Tenure Range
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Customer Reviews

    Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2528 Users

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

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  • Personal Loan Reviews

    • Tata capital Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      No one from the Tata capital limited for the personal loan, which I have applied. I expected the rate of interest should not exceed 11% and I would like to suggest that they need to improve in their aspects to contact the customers.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      The response is very good in TATA Capital and I have received the payment on time, documentation process was hassle free. They provided nominal interest rate of 12% for the principal amount of Rs.2 lakhs for the tenure of three years and also they gave me pre payment option.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with TATA capital it is good in all the ways. Everything was very good. Followups were great and even cusotmer service was really good. No issues absolutely with TATA capital its simply great
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with TATA capital it is good in all the ways. Everything was very good. Followups were great and even cusotmer service was really good. No issues absolutely with TATA capital its simply great
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 18, 2017
    • Tata capital Personal Loan
      "Good overall. ROI can be reduced"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital and though the process took one and half week. I was okay with it, as I felt the team was fast enough. It was pretty convenient. The interest rate was around 11.99% and it was a bit high. The processing charges was also high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "As of now it is good"
      0.5 5.0/5 "Blown Away!"
      As of now, I do not want to reduce my ratings for Tata Capital. Because recently I had taken the personal loan from them. During the loan process, everything was good and I am happy about the interest rate which is quite satisfactory. But the drawback is, they had deducted one EMI while disbursing the amount. As I started to experience Tata capital, I would rate them again once I had enough experience with those people.
      Was this review helpful? 0
      , faridabad
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "No delays"
      0.5 5.0/5 "Blown Away!"
      I did not see any delay in the loan process. For my personal loan, Tata Capital provided a good response. There was no issues at all. The rate of interest is little high but it is manageable because when I compared with other banks, Tata capital is good in the rate of interest.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Customer's friendly service"
      0.5 4.5/5 "Excellent!"
      It was a pretty happy service with TATA CAPITAL on personal loan, they are very responsive and very cooperative on loan disbursement. TATA Capital sanctioned the loan amount within ten days. They me 12.75% of interest with zero processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Moderate Service"
      0.5 2.0/5 "Expected more"
      I had some challenges with Tata Capital when I was processing my personal loan but then it was resolved and now everything is fine. I had received a good service from them. Everything like their customer service, interest rate and other charges are ok.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Documentation process should be one time"
      0.5 4.0/5 "Great!"
      I am really satisfied with TATA Capital, they gave me best offer. But I am not fine with the documentation process, I have submitted my bank statement more than five times, they should not ask for same documents again and again. Finally they disbursed the amount remaining that other services are good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Tata capital Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      Three year ago I took a personal loan from Tata Capital and even that process was good. I got the loan without any issues and on time. The disbursement was also as required. The rate of interest was a bit higher than my current loan. It was around 14%.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      It was a good experience at Tata Capital for the personal loan. I got the loan in a week. The process was good and the interest rate was around 12% and the processing charges was waived off. The customer support was good as they were very responsive in the process.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      Everything was fine at Tata Capital for the personal loan, except that there was a slight delay due to the signature mismatch. The whole process took around four days. The customer services was good. They were responsive when I contacted them too. I am also comfortable in the interest rate and charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Approachable"
      0.5 4.0/5 "Great!"
      I did not find any variance in the rate of interest with Tata capital because they quoted a normal interest rate which is the same rate when compared with other banks. But then, they done their best for the personal loan process. When it comes to customer service, yes they are good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      The process for my personal loan was completed on time by Tata capital. I had no issues on that. They had offered me an rate of interest for about 11%. I also received the loan amount I needed and the tenure is for a period of 6 years of time and the loan got disbursed with in 1 week of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      The process at Tata Capital is good for the personal loan. The services and response is fine and I received my loan on time as well. The funds disbursed was as needed. The interest rate and processing charges was normal. I got a rate around 11.99%.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Tata capital Personal Loan
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I did not go ahead with Tata Capital for the personal loan because I got a preapproved loan from another bank. But I am satisfied with the response I got. They were quick to contact me and inform me the details. The process was good. The interest rate was around 11% which was normal.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Very good rate"
      0.5 5.0/5 "Blown Away!"
      I am very much delighted with the interest rate and processing fee charged by TATA CAPITAL . They took around10 days to provide the loan. Documentation process was very simple. I am very much comfortable with the ECS date and I had received the loan from TATA Capital on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Lengthy Process"
      0.5 4.0/5 "Great!"
      I cannot say that I had not faced any challenges with Tata capital but there was some confusions in the process. There was a lot of difference in their website and the reality. In the website it shows that there is a paperless work but I had uploaded all the documents so many times in both Tata capital and third party source web portal but then the process was so lengthy.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 14, 2017
    • Tata capital Personal Loan
      "Completely good"
      0.5 5.0/5 "Blown Away!"
      Interest rate is good for the personal loan. It is something a very important thing for the loan and I have no issues with the rate of interest. Tata capital processed my loan without any issues. The loan service from Tata was quite good and I am satisfied.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 14, 2017
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