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    We found 1 Tata Capital Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Customer Reviews

    Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2457 Users

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    Tata Capital Personal Loan Offers
    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

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  • Personal Loan Reviews

    • Tata capital Personal Loan
      "Its Good"
      0.5 4.5/5 "Excellent!"
      I am not looking for a loan right now, hence I didn't take loan from TATA Capital, they are prompt. TATA Capital called and explained about the loan process. I inform them, right now I don't have interest to proceed, I am planning to take it in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Tata capital Personal Loan
      "Dissatisfed service"
      0.5 2.0/5 "Expected more"
      TATA Capital could not processed my loan, their customer service is good. I have requested the amount of Rs.10 lakhs but they ready to sanction amount of Rs.4 lakhs, I felt its not sufficient hence I asked them to close the application, but their interest rate is nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Be consistent in details"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan from Tata Capital and I have no issues with the whole process to get the loan through. I was initially informed an interest rate of 11.99% and after the loan was disbursed I received the loan letter with a interest rate of 12.26%. I tried reaching the toll free number, but there is no response. I also tried sending them email, I received a response back that my ID is not registered. I also tried the sales guy who collected my papers, he says he is not the right person.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Good Experience"
      0.5 4.5/5 "Excellent!"
      I got a proper response from TATA Capital, within short span of time they had completed the loan process and helped me to get the disbursement on time. I took the amount of Rs.1.5 lakhs, this is for a tenure of three years, they gave me 11.49% of interest and they taken some processing fee of around Rs.2000 from disbursement.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Experience was good one with Tata capital limited and the customer service was good but they have taken a much more time to dealt with the process. Rate of interest was around 13.49% for the personal loan and the processing charges were nil, which is the good one.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Its good"
      0.5 5.0/5 "Blown Away!"
      Tata Capital offered me 11.49% of interest rate for the personal loan and they processed the loan within 48 hours of time its good. I am very much happy with their service, I took the amount of Rs. 7 lakhs for six years. Processing fee of Rs.999 its very low.
      Was this review helpful? 1
      , chennai
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      Rate of interest was around 11.99% for the personal loan with the Tata capital limited and the response was pretty quick one, also the support was really prompt. The loan amount got disbursed to my account within twelve days of time from the time , I have made the inquiry.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      A very good process with Tata Capital for the personal loan. The process was very much satisfactory as it was on time. I got a interest rate of around 12% and the processing charges was waived of. The after loan services is also good and there are no issues overall.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      Interest rate was nominal one for me with the Tata capital limited and the loan amount got disbursed within seven to eight days of time. Services and other aspects are good one with them, also I have not faced any specific challenges with the Tata capital limited.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Not bothered to respond back"
      0.5 1.0/5 "Really Bad"
      I did not receive any response from Tata Capital on my personal loan application. Not even a single call they provided for the loan request. I have tried to contact them but I did not receive proper response from local executives. Since I never received anything from Tata capital I just moved to HDFC bank and I got the loan as well.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Okay "
      0.5 4.0/5 "Great!"
      I have got the personal loan with the Tata capital limited for the interest rate as 10.99% . The loan amount got disbursed to my account after a week of time. Customer service and other things are really good, also I have not faced any issues with them. Processing charges were also nil with them but they have incurred 2000 Rupees for insurance charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The processING timE taken was more than 7 days BY TATA CAPITAL. The disbursement took place within 7 days of time. The documents were collected from the TATA CAPITAL executive on the assigned date and time. They came to my place and collected the required documents. I am happy about the loan amount. The rate of interest is nominal with TATA CAPITAL. I am very much satisfied with Tata capital service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Not Responsive"
      0.5 3.0/5 "Satisfactory"
      Tata Capital provided delayed response by one or two days. Hence I managed my requirements through other source. I cancelled my loan application with them. If the customer applied for the loan, the bank should be more responsible and they should have responded immediately but here no such response.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Good deal on the ROI"
      0.5 4.0/5 "Great!"
      The services that I received from Tata capital was really good as they processed my details immediately and I did not see a delay in the process. I had taken my personal loan from Tata Capital and the interest rate was an excellent deal, it was around 11% change and it was with zero processing fee.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • Tata capital Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I am extremely happy with Tata Capital for the personal loan process. I got the loan within five days. The loan amount was also as per my request. The interest rate was around 12% and the processing charges was as promised around 200 and I was informed about this in the beginning.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Commuication gap should be eliminated"
      0.5 4.0/5 "Great!"
      TATA Capital taken long time to disburse the amount and no body called to keep me updated. I kept on following with their people and I was confirming the status with every one. I applied the personal loan on 11th of may finally the loan got disbursed around 19th of may. My loan amount 12.5 lakhs for the tenure of five years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      TATA Capital experience is good, they gave door step service, I have taken the loan amount 4.70 lakhs with the interest rate of 13% it is bit high compared to other banks. But processing fee is zero its great. It would be better if they reduce the interest rate as per the market.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a fair experience with TATA Capital for the personal loan, they gave door step service, I had taken the loan amount 4.70 lakhs with an interest rate of 13% it is bit high compared to other banks. But processing fee is zero its great. It would be better if they reduce the interest rate and it should be in line with the market rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Transparent process"
      0.5 5.0/5 "Blown Away!"
      Procedure is very transparent and quick with the Tata capital limited for the personal loan. It took two to three days of time for the loan amount to get disbursed and the service aspects were also really good. Processing charges were nil with them with regards to the personal loan , also the documentation procedures very minimum because they have checked all my records internally. Rate of interest is really high with them with respect to the personal loan, when compared with other banks.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 19, 2017
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      TATA capital service was on time with respect to my personal loan application. The turn around time was good. TATA Capital approved the loan amount it was as per the requirement, also I am very much happy with the loan amount. The rate of interest I have no Idea about it. Also,loan got disbursed with a weeks time and over all it was smooth process.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 18, 2017
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