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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2661 Users

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    Tata Capital Personal Loan EMI Calculator

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Quick disbursement process from Tata Capital"
      0.5 5.0/5 "Blown Away!"
      It was a very nice loan process, they took minimum time to disburse the amount. But documentation procedure was difficult I done lot of paper work and also interest rate was higher side compared with HDFC or ICICI but the good point they disbursed the amount on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 19, 2017
    • Tata capital Personal Loan
      "Overall good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital and the customer services are good. The communication is also proper and I had no issues about it. The interest rate was around 14.5% and the processing charges are average.They have a part payment facility and the process is online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Tata capital Personal Loan
      "Average experience"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from Tata capital. It was a neutral experience and I had requested for three lakhs and I finally got only two lakhs due to the credit norms. The documentation and process was on time and the rate of interest was of 12% and the processing charges was also average.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Tata capital Personal Loan
      "Better service "
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with Tata capital limited for an amount of 8 lakhs at the interest rate of 11.9%,Its nominal as compared to other banks in the market.customer service was satisfying on the whole they processed it very quickly within 10 days an the amount got credited on time.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • Tata capital Personal Loan
      "SATISFACTORY"
      0.5 3.0/5 "Satisfactory"
      Service of the TATA CAPITAL in the beginning was good, After submitting the documents everything, I kept following up with them instead they should do it.TATA Capital offered the interest of 12.5% it quit high and there was processing fee 2875/-. I wish TATA Capital should give proper response to the customers.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 15, 2017
    • Tata capital Personal Loan
      "Can be better"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the Tata capital limited and it was good one for me. I would like to say that the customer service was good one and the organization should be well defined, also they have to improve a lot in the aspects.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 15, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 4.5/5 "Excellent!"
      I have applied for the personal loan from Tata Capital, i am happy that my loan application was approved and the loan amount was disbursed. The customer service and response was good, they were very helpful. I an also satisfied with the rate of interest.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 15, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my personal loan with TATA CAPITAL 15 days back. The rate of interest was 11-12% which was bit higher than other banks. The customer service and responses was good so I would like to recommend to others.. The loan amount was 1.5 lakhs and I have provided door step service for the documentation collections also. I have no idea about the pre closer and part payment options. My overall experience was good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Personal loan with TATA CAPITAL"
      0.5 5.0/5 "Blown Away!"
      From TATA CAPITAL i have taken a personal loan and the disbursed loan amount was 1 lakhs 30 thousand with the rate of interest 12.75%. The monthly EMI is 3000. I am satisfied with the service and response from TATA CAPITAL. Personal loan with TATA is recommendable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      TATA CAPITAL gave good service in regards to my personal loan disbursement. They have disbursed my loan within 3days of time. The customer service is good with TATA CAPITAL . The rate of interest is high with TATA capital when compared with others. The requested loan amount has been disbursed and I am satisfied with it.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The process was good with TATA capital personal loan application, but they have taken its very long when compared with other banks. It would be great if they can disburse my loan amount within the promised time. They have disbursed my loan amount in 3weeks of time. The rate of interest is nominal when compared with market.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Very good experience"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Tata Capital and it was a on time process and the rate of interest was around 12% and the processing charges was waived off. There were no hassles in the document collection too. Overall I had no issues in the after loan services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan with the Tata capital limited and the experience was good one for me with them. Within three days of time the loan amount got disbursed from them, also I would like to say that its a happy moment.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 14, 2017
    • Tata capital Personal Loan
      "Average"
      0.5 4.0/5 "Great!"
      The experience was a long one with the Tata capital limited and the customer service was okay with them. I would like to say that the loan amount got disbursed within ten days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "Better service "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from TATA capital limited for an amount of six lakhs at the interest rate of 12.17%.Executive responded on time,It got processed within a weeks time.my only concern about interest rate because they had promised to give at 11.99%later it got processed for 12.17%.Bank should be transparent about the interest rate to the customers.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "poor service"
      0.5 1.0/5 "Really Bad"
      I had taken a personal loan of 4 lakhs with TATA CAPITAL LIMITED nominal rate of interest.The process took so long to complete I had called the executives multiple times to resolve my issues and had written so many mails no one has reverted back over all its a .poor service I would not recommend this bank to any of them.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "Smooth experience and organized "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan with Tata Capital limited and i can say that the the loan procedures and process was well planned and organized. I had my documents collected on time and was a smooth experience throughout the process. I also find the rate of interest nominal for the loan amount that i had applied for.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "Services are good. Not consistent in processing fees"
      0.5 4.5/5 "Excellent!"
      I have taken a personal loan from Tata Capital and the process was good. My paper work was collected on time and there were no hassles. I was initially informed that it is a zero processing fee but later I was charged 300. The interest rate was around 12%.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "Good experience"
      0.5 4.5/5 "Excellent!"
      I have approached TATA CAPITAL for my personal loan. The response was very good and less documentation proces. The executive explained everything clear and transaprent. The rate of interest is 11.49% and there is no processing charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2017
    • Tata capital Personal Loan
      "Need paperless process"
      0.5 4.0/5 "Great!"
      Customer service was working in good way with the Tata capital limited for the personal loan, which I have applied. Documentation process was in very hectic way and I would like to suggest that they could apply for paperless process.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2017
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