Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan Reviews

    • Tata capital Personal Loan
      "Awesome service"
      0.5 4.0/5 "Great!"
      The disbursement was done within turn around time. The service was pretty good with TATA capital. The rate of interest is high with TATA capital when compared with others. The Tata capital gave prompt response in regards to my personal loan application.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached TATA CAPITAL for my personal loan.There was no proper response from the bank end and after 10 days I have received a call from their representative which was not satisfactory so I have cancelled the application. The customer service and responses was bad .However the rate of interest was average here.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      TATA CAPITAL took around 2 weeks to disburse my loan amount, The customer service gave good response in regards to my personal loan application. The rate of interest is high with TATA CAPITAL when compare with other institutions, but I am fine with TATA.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      The TATA CAPITAL hesitate to approve the personal loan for the self employees ,so that was the reason I haven't got the personal loan from ICICI bank. The customer service gave good response. The rate of interest is nominal with TATA CAPITAL .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached TATA CAPITAL for my personal loan.There was no proper response from the bank end and after 10 days I have received a call from their representative which was not satisfactory so I have cancelled the application. The customer service and responses was bad .However the rate of interest was average here.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      TATA CAPITAL response was not good, when I approached them through the online channel. Even at the time interest was quite high high. Hence I directed approach TATA Capital, they coordinated well and gave me the better interest on personal loan.
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      , mumbai
      Reviewed on Sep 25, 2017
    • Tata capital Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      The Personal loan service is good with TATA capital . The customer service was good with Tata capital. The promises need to be fulfilled with Tata capital . They have promised me in giving the loan with an interest rate of 11.99% but they have given the loan for 12.99% they have havnt given insurance for free.
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      , pune
      Reviewed on Sep 24, 2017
    • Tata capital Personal Loan
      "Rate of interest should be compromised"
      0.5 4.0/5 "Great!"
      From TATA CAPITAL LIMITED i requested for a personal loan but the provided the amount with high rate of interest ie.11.95% nearly comes to 12%while HSBC gave me the loan with 11.25%. So i cancelled the loan application with TATA capital.
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      , bangalore
      Reviewed on Sep 24, 2017
    • Tata capital Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan with the Tata capital limited and the rate of interest is around 14%. Within ten working days of time, the loan amount got disbursed. I would like to say that the response is very nice one with them.
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      , hyderabad
      Reviewed on Sep 24, 2017
    • Tata capital Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I have no requirement for the personal loan on that time and that's why I have not taken the loan with them. Response is good one with the Tata capital limited and I would like to go ahead with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • Tata capital Personal Loan
      "Poor services"
      0.5 1.0/5 "Really Bad"
      It was a poor experience with Tata capital for the personal loan. It took them days to disburse the loan. I got the loan after three weeks. They have also not done the ECS transfer and I been paying the last two month emi through the cheques I have given them for security.
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      , bangalore
      Reviewed on Sep 23, 2017
    • Tata capital Personal Loan
      "Fast process"
      0.5 4.0/5 "Great!"
      I am happy with the services and the fast process from Tata Capital. I have taken a personal loan. The customer services are good and they were on time to collect my documents. The rate of interest was of 11.99% and the processing charges was minimal.
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      , hyderabad
      Reviewed on Sep 23, 2017
    • Tata capital Personal Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Tata capital is good overall. I have taken a personal loan and I got the loan within one week. The rate of interest is of 11% and the processing charges is normal. The customer services are good and the response is perfect and the after loan services are good.
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      , mumbai
      Reviewed on Sep 23, 2017
    • Tata capital Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have got the personal loan with the Tata capital limited and am really okay with it but they have asked so much of documents to dealt with it. Response and other things are good with the Tata capital limited. They have not told about their commitments related to the insurance charges.
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      , bangalore
      Reviewed on Sep 21, 2017
    • Tata capital Personal Loan
      "Not satisfied with the services"
      0.5 1.0/5 "Really Bad"
      It was not a very good experience with Tata capital for the personal loan. I had to follow up many times from my side, even for them to collect the documentation I had to follow up. The whole process took 12 days and finally when the papers was taken they told me that the application would be closed on that day and the next day I would get the disbursement. I still remember it was a Thursday and since the weekend was near, I was not sure if I would get it on Fri. I was promised would and finally I got it only on the following Monday or Tuesday.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2017
    • Tata capital Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with TATA CAPITAL . My experience was really good as their rate of interest was very low comparing to others bank in the market which was just 9.79% per annum for 5 lacks.I have not faced any inconvenience or issues with their service so far. I would like to rate 5 out of 5 overall
      Was this review helpful? 0
      , sonipat
      Reviewed on Sep 21, 2017
    • Tata capital Personal Loan
      "Poor response from TATA CAPITAL"
      0.5 1.0/5 "Really Bad"
      I applied for a personal loan with TATA CAPITAL LIMITED. The required loan amount was 1 lakh but i did not got proper response from the TATA CAPITAL end and later on some executive called me regarding the loan and with high rate of interest. So that time i had changed my plan of taking loan.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Satisfactory but high on ROI"
      0.5 5.0/5 "Blown Away!"
      Tata capital was prompt in the personal loan process. They contacted me on time and informed me the details and collected my documents as well. The interest rate and processing charges was high. It was around 15%. They are surely recommendable for the quick process.
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      , chennai
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Fast process and excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the process of Tata Capital. The customer services are good and they are very quick to respond. I got my personal loan within 4 days. It was a very convenient process. The interest rate was of 11.99% and the processing charges was waived off.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Tata capital Personal Loan
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      Tata Capital was good in the services. I have taken a personal loan. I received a call and within a day I got the funds through. It was a very fast process and very convenient. The rate of interest was around 12.96%, but I was informed around 12.75% initially.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 20, 2017
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    Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2606 Users

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    Tata Capital Personal Loan EMI Calculator

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

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