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  • Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2982 Users

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    Tata Capital Personal Loan EMI Calculator

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    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

    Personal Loan Reviews

    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Got the better service from the TATA CAPITAL in regards to my personal loan application. I have got the loan amount within 2 days of time. The customer support service and the response is good from the tata capital . The rate of interest and the charges are average.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The personal loan process was very good and after the confirmation , I have got the loan amount within 3 days of time. The customer service is good from the Tata capital and they gave me better response in regards to my personal loan application. The rate of interest is low when compared with others.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 16, 2018
    • Tata capital Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      The personal loan process was with Tata Capital was completed asap. The collection of documents and disbursement was done in four days. The rate of interest is around 11.99% and I am not sure on the processing fees. I have few other loans with a interest rate of around 14 to 15% and this is the best.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 14, 2018
    • Tata capital Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      There was no intimation made or reason explained from the bank side during the closing of this loan and i would like to know the reason as well. I have tried calling them but there was no proper response made from their side. The rate of interest which they have offered was quite good.
      Was this review helpful? 0
      , noida
      Reviewed on May 11, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The tata capital branch was not available at the place where I have applied for the personal loan , so that was the reason I haven't got the personal loan from the tata capital. The customer support service and the response part is good from the tata capital.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 11, 2018
    • Tata capital Personal Loan
      "Need to Fulfill the promises"
      0.5 1.0/5 "Really Bad"
      Initially , the Tata capital has agreed to approve the loan amount of Rs,5,00,000 and after submitting the documents they told that they can release only Rs,3,00,000 , so that was the reason I haven't got the loan from the Tata capital. The promises need to be fulfilled by tata capital.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2018
    • Tata capital Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I had applied for the personal loan for some medical emergency , but the requirement has been fulfilled so that was the reason I haven;t got the personal loan. The customer support service and the response is good from the Tata capital , they were about to collect the documents but I have informed them in prior.
      Was this review helpful? 0
      , chennai
      Reviewed on May 11, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I haven't got the personal loan from the TATA capital because I have got the required amount, So I have cancelled the personal loan application from Tata capital , so that was reason I haven't got the loan from the TATA capital. The rate of interest and the charges were average with the TATA capital.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 11, 2018
    • Tata capital Personal Loan
      "Need to be more professional"
      0.5 1.0/5 "Really Bad"
      I also had applied with Tata Capital for the personal loan. I am not satisfied with the services and response and I suggest that the team can be more professional and polite while communicating to the customer. Also, the details needed of the customer should not be too personal.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 10, 2018
    • Tata capital Personal Loan
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      I have applied for the personal loan with the Tata capital, and the documents were uploaded on time. The TATA capital executives told that they will come and collect the documents manually , but they haven't gave me any response from them. The customer support service and the response part need to be improved with the Tata capital .
      Was this review helpful? 0
      , bangalore
      Reviewed on May 08, 2018
    • Tata capital Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with TATA CAPITAL. The loan amount was 4.5 lakhs and the interest rate was 12.79 % which is average . The process was really satisfactory and good. There is no processing fee at all and they haves sanctioned the loan with the committed time so I would like to recommend to others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 25, 2018
    • Tata capital Personal Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I have my personal loan with TATA CAPITAL . The loan amount was 1.15 lakhs and the interest rate was 11-12% which is average in the market . I am not satisfied with the customer service and responses since the executive said that the loan was disbursed but it was not disbursed actually . Their ground staff is good and then process was smooth .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 25, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my personal loan with TATA CAPITAL . The loan amount was 2 lakhs and the interest rate was 12% which is average . The customer service and responses was up to the mark. I had a hassle free process and documentation here. They have provided door step service for collecting documents.My experience was really good.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Apr 24, 2018
    • Tata capital Personal Loan
      "Very good"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with TATA CAPITAL . The loan amount was 65 lakhs, the interest rate was 11.9% which is satisfactory and the tenure period was 6 years . The process was quite good, but i have not received the documents yet. They have sanctioned the loan within the committed time.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 21, 2018
    • Tata capital Personal Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL. The credit limit was 3,30,000 and the interest rate was 14.25% which is bit high .The customer service and responses was good. The tenure period was 4 years . The process was good and smooth. The processing fee was nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 21, 2018
    • Tata capital Personal Loan
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      The process was very smooth with Tata capital. I have taken my personal loan. It was a on time process for the document collection and for the disbursement too. The loan was as per requirement. The rate of interest is reasonable, it is of 11.99% and the processing fees is zero.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 18, 2018
    • Tata capital Personal Loan
      "Fast service"
      0.5 5.0/5 "Blown Away!"
      My experience with TATA CAPITAL for personal loan was very good, It was a fast approval and i received my loan within 3-4 days. The loan amount was for Rs 5 lakhs for 4 years with interest rate of 13% which is nominal rate. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 16, 2018
    • Tata capital Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      The tata capital personal loan service is good, The emi options are not up to the mark with the tata capital and the ECS adaptation is not transparent. The transparency is not is not in the process. The rate of interest and the charges are high with the TATA capital when compared with others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I had a very fine experience with TATA CAPITAL for personal loan, the process was quite long and it took 2-3 weeks to disburse the loan amount. The loan amount was for Rs 3.2 lakhs for 5 years with high interest rate of 11.99%. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 14, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan experience was very good with TATA CAPITAL, the process took 5-6 days to complete. I have taken loan for Rs 1.5 lakhs with tenure period of 5 years. The rate of interest for this loan is 12.75% which is nominal rate. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 14, 2018
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