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    We found 1 Tata Capital Personal Loan EMI Calculator

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 21.00% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Customer Reviews

    Tata Capital Personal Loan EMI Calculator is Rated as "Great!" by 2474 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview about Tatacap Personal Loan EMI Calculator

    Tata Capital Limited is a part of Tata Sons Limited and is registered with the RBI (Reserve Bank of India). The company is customer-friendly and offers financial services at affordable charges. Tata Capital Personal Loan is one of the popular financial schemes of the country that can be used to meet your personal and financial needs. One of the main advantages of taking a personal loan from Tata Capital Limited is that you are not required to provide any security or collateral. Taking a Tata Capital personal loan is an easy and hassle-free process with minimum paper work.

    How to Use BankBazaar Tata Capital Personal Loan EMI Calculator to Understand Your Personal Loan Repayment

    The BankBazaar Personal Loan EMI Calculator is a unique and comprehensive tool available on the BankBazaar website. Using this tool, you can calculate the EMI needed to be paid every month towards Tata Capital Personal Loan, if availed. This online tool can be used to determine the monthly instalment that will be deducted from your income and helps you in planning your monthly budget.

    To calculate the EMI towards Tata Capital Personal Loan, you will be required to enter loan details such as amount borrowed, loan tenure, rate of interest charged and processing fees. Once, you have decided on the EMI that suits your budget by changing the loan amount or loan tenure. The BankBazaar Personal Loan uses amortisation table to calculate the EMI and give an instant output.

    You need to follow 7 simple steps given below to use the BankBazaar loan EMI calculator

    Apply for Personal Loan
    • Visit BankBazaar’s home page.
    • Navigate to the extreme right of the page and click on the drop down menu.
    • Select Finance Tools and then from the list, select ‘EMI Calculator’.
    • Enter all loan details such as amount to borrow, interest rate, loan tenure and processing fee.
    • Also, select the option between yes or no for pre-payments.
    • Click on ‘Calculate’.
    • The page generates the EMI amount that you will incur towards the loan.
    • The page also displays other details of the loan graphically.

    How Does The Tata Capital Personal Loan EMI Calculator Work?

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI that is required to be paid monthly

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Some calculators are also customised to consider the processing fees as well.

    Features and Benefits of Tata Capital Personal Loan EMI Calculator:

    The EMI calculator is a great tool for determining how much monthly instalment you will afford to pay towards the loan. Some of the features and benefits of the Personal Loan EMI Calculator are:

    Amortisation Table Usage:

    This comprehensive tool uses amortisation table for calculation of EMI for the entire loan tenure. Using this table, the tool can display the loan repayment progress with time, in terms of the principal amount and interest.

    Loan Specific:

    The EMI calculator tool can be used to generate the EMI for a Tata Capital Personal Loan. However, it comes with settings in such a way that it can find out the EMI towards any kind of loan and can be used universally.

    Easy To Use:

    It does not require any manual tasks except entering all loan details and following the usage of the tool stepwise.

    Accurate:

    As it is automated, the chance of error is lower than in a manual calculation of EMI. As you will have to change the figures of loan amount or loan tenure multiple times to reach an ideal EMI amount, re-calculation can lead to many errors. The EMI calculator is free of such errors.

    Speedy:

    It does not take more than a few seconds to determine the loan EMI towards any loan using this tool. This gives you the flexibility to explore all options in tenure, amount, interest rate, etc.

    Tata Capital Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator accurate for calculation of EMI amount?

      The calculations made using the loan calculators are more or less accurate as it is done using a reducing balance principal.

    2. If I am looking at pre-closing my Tata Capital personal loan, can the loan calculator be of any help?

      Yes, the loan calculator can be used to compare the change in rate of interest applied on the outstanding loan balance. This can help in deciding the pre-closure of the loan.

    3. Can calculation of EMI not be done in excel sheets rather on the loan EMI calculator?

      Excel sheets would require you to manually program the calculation, while the loan EMI calculator already has an automated formula which is ready to use.

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  • Personal Loan Reviews

    • Tata capital Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      The response time from Tata capital limited has been good. I have not taken my personal loan from them because they where not having pre payment option and the loan got approved from other resources and I have applied for loan amount of 1 lakh rupees, over all it was good experience applying loan from tata capital
      Was this review helpful? 0
      , pune
      Reviewed on Jul 26, 2017
    • Tata capital Personal Loan
      "Good Response"
      0.5 4.0/5 "Great!"
      I approached Tata capital for the personal loan. But I had received better interest rate through some other source so I did not avail the loan from Tata capital. The response wise Tata capital is good and they provided a good customer service and they were very much responsive too.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 24, 2017
    • Tata capital Personal Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      I have got the better offer rather than the Tata capital limited while it comes to matter of personal loan. Customer service and other aspects are okay , also it was really pretty like their executives have provided me with the proper response.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 24, 2017
    • Tata capital Personal Loan
      "Excellent service"
      0.5 3.0/5 "Satisfactory"
      The personal loan service with TATA CAPITAL is really good rather I would say it was excellent. They have disbursed my loan within 15 days of time. The rate of interest is very low when compared with others. The customer service and the response was good with Tata capital. I am happy and satisfied with the loan amount.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 18, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      TATA Capital service is good even they ready the process the requested amount from my end with good interest rate with good processing fee. Because I denied to process the personal reason is because of the personal reason, other than that there are no issues with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 13, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      TATA Capital service is good even they ready the process the requested amount from my end with good interest rate with good processing fee. Because I denied to process the personal reason is because of the personal reason, other than that there are no issues with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 13, 2017
    • Tata capital Personal Loan
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan got approved with TATA CAPITAL, but I haven't taken the disbursement, because I have arranged the required amount with other source, so that was the reason I haven't got the personal loan with Tata capital. The customer service and the response was good with Tata capital. The rate of interest is nominal with Tata capital. I am satisfied with the service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 11, 2017
    • Tata capital Personal Loan
      "High on ROI and charges"
      0.5 4.0/5 "Great!"
      I did not go ahead with Tata Capital for the personal loan because the rate of interest was too high. I was offered 18%. The customer services and response was good and on time. The team called in and informed me the details, but I got the funds through another source.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 10, 2017
    • Tata capital Personal Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      Rate of interest was 13% with the Tata capital limited for the personal loan.The loan amount got disbursed within four days of time. Customer service was also a good one with them and the processing charges were nil one with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 05, 2017
    • Tata capital Personal Loan
      "More than excellent"
      0.5 5.0/5 "Blown Away!"
      It was a excellent experience with Tata capital where everything was online and the process was completed on time as well. The disbursement was also as needed. The interest rate was around 11% which was a good deal. The processing charges was nil on the personal loan.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 05, 2017
    • Tata capital Personal Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      When I approached Tata Capital for the personal loan process, I had received good response from them and they processed the loan in a proper manner. I had not faced any kind of issues or problem with them during the loan process. Interest rate is good and their customer service is approachable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 05, 2017
    • Tata capital Personal Loan
      "Good process"
      0.5 4.0/5 "Great!"
      There were no challenges with Tata capital for the personal loan process. Actually I approached tata capital with the help of online source. Interest rate was somewhat ok but when compared with other banks, Tata capital is good in the rate of interest. I had received good response from them on my loan application.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 04, 2017
    • Tata capital Personal Loan
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      I did not find any challenges with Tata capital for the personal loan process. The responses are really good and there are no issues when it comes to the rate of interest. I availed this loan with the help of online source where they said that they will do the work with paperless approval but at the time of disbursement, people from tata capital reached to my place and got the signature from me on all the documents which I have uploaded on the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 04, 2017
    • Tata capital Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had taken the personal loan from Tata Capital. While processing the loan, I was promised for the certain loan amount but they did not sanction the same amount as I expected. Also I found some difference in the rate of interest. Customer service is fine but when I asked their executive to come to my place to collect the documents, they did not turn up reason being my place is far off. It would be great, if they improve their service and be more customer oriented.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 29, 2017
    • Tata capital Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The service rendered by TATA CAPITAL was good and they gave an immediate response in concern to my personal loan application. Within a week time the loan amount got disbursed with Tata capital. The rate of interest was low when compared with others. I am happy about the loan amount and with the service provided by TATA CAPITAL.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 27, 2017
    • Tata capital Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with Tata capital for the personal loan because I was not clear about the process and no one came over to collect the documents. The rate of interest and processing charges was normal and it was a good deal. I had no issues with that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • Tata capital Personal Loan
      "Needs to be quick in response"
      0.5 4.0/5 "Great!"
      I had requested for the personal loan from TATA CAPITAL at the time of emergency, but then they did not provide any proper response. I was in need of loan within 2 days , they have failed to do that and then they haven't even processed my application, so that was the reason I haven't opted for the personal loan with Tata capital. I would like to suggest Tata capital to be quick when it comes to service. The rate of interest is very much nominal when compared with others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • Tata capital Personal Loan
      "Its Good"
      0.5 4.5/5 "Excellent!"
      I am not looking for a loan right now, hence I didn't take loan from TATA Capital, they are prompt. TATA Capital called and explained about the loan process. I inform them, right now I don't have interest to proceed, I am planning to take it in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Tata capital Personal Loan
      "Dissatisfed service"
      0.5 2.0/5 "Expected more"
      TATA Capital could not processed my loan, their customer service is good. I have requested the amount of Rs.10 lakhs but they ready to sanction amount of Rs.4 lakhs, I felt its not sufficient hence I asked them to close the application, but their interest rate is nominal.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Tata capital Personal Loan
      "Be consistent in details"
      0.5 5.0/5 "Blown Away!"
      I had taken a personal loan from Tata Capital and I have no issues with the whole process to get the loan through. I was initially informed an interest rate of 11.99% and after the loan was disbursed I received the loan letter with a interest rate of 12.26%. I tried reaching the toll free number, but there is no response. I also tried sending them email, I received a response back that my ID is not registered. I also tried the sales guy who collected my papers, he says he is not the right person.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
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