Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Union Bank of India Personal Loan Customer Care is Rated as "Great!" by 92866 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Union Bank of India Personal Loan Customer Care

    Listed on Forbes 2000, Union Bank of India (UBoI) is one of the largest government-owned banks in India and was founded on 11 November 1919. Headquartered in Mumbai, the bank has 4282 branches in India including 4 overseas branches in Dubai, Hong Kong, Sydney, and Antwerp as of 31 March 2017. With 6909 ATMs across the length and breadth of the country as of 30 September 2015, UBoI also has representative offices in Shanghai, Abu Dhabi, and Beijing.

    Union Bank of India was inaugurated by Mahatma Gandhi, and currently offers banking services in multiple sectors. With over 35,000 employees, the banks caters to its massive client base with various banking products such as Consumer banking, Corporate banking, Private banking, Investment banking, Wealth management, Mortgage loans, and Finance and insurance.

    Union Bank of India Customer Care

    With 24X7 services, the customer support team at Union Bank of India aims to answer queries and resolve issues of its customers as efficiently and promptly as possible. Whether you want a product information, are placing a service request, or wish to lodge a complaint, the courteous and knowledgeable customer support representatives of the bank can help you navigate the process.

    Once you call the customer support of Union Bank of India, you are directed by an Interactive Voice Response (IVR). With 7 regional languages, the IVR can offer you multiple banking services without having to talk to an executive. A customer can avail multiple banking services with the IVR such as account information, current balance enquiry, last 5 transaction details, debit card hotlisting, seeding of Aadhaar number, stopping payment from cheque, and more.

    If a customer wishes to speak to an executive instead of the IVR then he or she has the option to do so at any point of the call. Below mentioned are the services offered by the Union Bank of India Customer Care:

    • Banking services
    • Debit card services
    • Internet banking services
    • Mobile and SMS banking services
    • Tabulous Banking lead generation
    • Surveys and feedbacks on various banking products and services
    • Promotional campaigns

    Please see the contact details of the Union Bank of India Customer Care mentioned below:

    Pan-India Toll-Free Numbers 1800 22 22 44 OR 1800 208 2244
    Landline Number 080-25300175
    Dedicated Phone Number for NRIs +918025302510

    If you want to offer any feedback or suggestion, you can directly fill the online form or call the bank’s Contact Center. In the online form, all you need to do is enter your name, phone number, email address, city and state along with your comments.

    Alternatively, you can get in touch with your concerned Union Bank of India branch for any feedback, suggestion, query, or complaint. You can directly approach your bank branch or find the branch contact details of the bank using the online branch locator available at the official website of the bank. All you have to do is go to the ‘Branch Search’ page or click on the ‘View Branch/ATM on MAP’ link. After that, type in the location or keyword for your search and select the concerned branch name out of the list of the Union Bank of India branches available.

    Grievance Redressal at Union Bank of India

    At UBoI, the customers are given the first priority and the bank leaves no stone unturned to keep its customers happy. However, in the rare event that a customer has any grievance, he or she can fill up the grievance redressal form online available at the bank’s website and the issue will be resolved at the earliest. In case the complaint isn’t resolved within a reasonable period of time or the resolution offered by the bank isn’t satisfactory, the petitioner can escalate the issue by contacting the Chief Grievance Officer using the below mentioned details:

    Name of the Chief Grievance Officer Rekha P Nayak
    Contact Address Union Bank Bhavan Personal Banking & Operations Department 239, Vidhan Bhavan Marg Nariman Point, Mumbai - 400 021
    Phone Number 022-22896684
    Fax Number 022-22021924
    Email Address cgo@unionbankofindia.com

    Union Bank of India Personal Loans

    Depending of the type of need of the applicant, Union Bank of India offers an array of personal loans in order to help customers meet their personal credit needs.

    1. Union Personal for Salaried Individuals
    2. Union Personal for Existing Housing Loan Borrowers
    3. Union Personal Under Tie-ups With State/Central Government & Reputed Organisations
    4. Union Personal for Employees of Government Organisations, Public Sector Undertakings (PSU), or State/Central Government Undertakings
    5. Union Personal for Non-salaried Persons
    6. KVS/NVS & Ministries Personal Scheme

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 1
      , delhi
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 14, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since i was holding my salary account from the same bank. The process in getting the loan had been very easy and smooth. The loan amount which they had given had been okay and the interest rate with them had been nominal. There has not been any processing fee which they have charged. Their customer support and the staff responses had been helpful as well.
      Was this review helpful? 2
      , kochi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a too expensive loan where the interest rate with them had been on the higher end. The process in getting the loan had been simple and smooth and the loan amount of 1.25L which they had provided me has been satisfactory. There has not been any hassle faced during the whole process and i am satisfied with the services of them.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 1 years back. The loan amount was 1 lakh and the interest rate was bit high and the tnrue period was 2 years . The process was very immediate and hassle free . I have upload ll my documents through on line so i had smooth loan experience here .The processing fee was also nominal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 6 months back. The loan amount was 1,40,000 and the interest rate was very high . The tenure period was 4 years . The process was very simply and the documentation was very simple. They have provide door step service for collected documents but the processing fee was bit high.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Jul 13, 2018
    • Axis Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS Bank 6 months back. The loan amount was lakhs and the interest rate was very high but the service was amazing . The tenure period was 36 months. I had a very hassle free process and smooth documentation.There is no processing fee and the pre closure is allowed after 6 months.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 12, 2018
    • HSBC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I took a ,personal loan from the HSBC bank. The loan amount was 6 lacs, I applied for the loan via an HSBC executive. I got the loan with in 3 days, it was quick. The interest rate is higher side but they promised that there will be a revised rate soon.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Go for it"
      0.5 5.0/5 "Blown Away!"
      ICICI is extremely is good in all their products. I have purchased this personal loan 4 months back. They have provided me interest rate 14.75% which is very nominal and processing fee is Rs. 2000. I used to pay the EMI of Rs. 4850. Actually i have applied two times with ICICI due to credit score it got rejected for the first time and the second time it got approved. They are providing the excellent customer care services.
      Was this review helpful? 2
      , surat
      Reviewed on Jul 12, 2018
    • Bank of India Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and the loan amount which they had provided had been satisfactory and the interest rate with them also had been good as well. The services from the staff and their customer support also had been well and good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan from them had been good and the loan amount which they had provided had been satisfactory. The interest rate has not been too much high or too much low when compared with the market. There has not been any issues faced and their customer support also had been very good where they had been helpful at times.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
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