Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Union Bank of India Personal Loan Customer Care is Rated as "Great!" by 98245 Users

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    Promised Interest Rate

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    Personal Loan BYTES FROM OUR KITCHEN

    Union Bank of India Personal Loan Customer Care

    Listed on Forbes 2000, Union Bank of India (UBoI) is one of the largest government-owned banks in India and was founded on 11 November 1919. Headquartered in Mumbai, the bank has 4282 branches in India including 4 overseas branches in Dubai, Hong Kong, Sydney, and Antwerp as of 31 March 2017. With 6909 ATMs across the length and breadth of the country as of 30 September 2015, UBoI also has representative offices in Shanghai, Abu Dhabi, and Beijing.

    Union Bank of India was inaugurated by Mahatma Gandhi, and currently offers banking services in multiple sectors. With over 35,000 employees, the banks caters to its massive client base with various banking products such as Consumer banking, Corporate banking, Private banking, Investment banking, Wealth management, Mortgage loans, and Finance and insurance.

    Union Bank of India Customer Care

    With 24X7 services, the customer support team at Union Bank of India aims to answer queries and resolve issues of its customers as efficiently and promptly as possible. Whether you want a product information, are placing a service request, or wish to lodge a complaint, the courteous and knowledgeable customer support representatives of the bank can help you navigate the process.

    Once you call the customer support of Union Bank of India, you are directed by an Interactive Voice Response (IVR). With 7 regional languages, the IVR can offer you multiple banking services without having to talk to an executive. A customer can avail multiple banking services with the IVR such as account information, current balance enquiry, last 5 transaction details, debit card hotlisting, seeding of Aadhaar number, stopping payment from cheque, and more.

    If a customer wishes to speak to an executive instead of the IVR then he or she has the option to do so at any point of the call. Below mentioned are the services offered by the Union Bank of India Customer Care:

    • Banking services
    • Debit card services
    • Internet banking services
    • Mobile and SMS banking services
    • Tabulous Banking lead generation
    • Surveys and feedbacks on various banking products and services
    • Promotional campaigns

    Please see the contact details of the Union Bank of India Customer Care mentioned below:

    Pan-India Toll-Free Numbers 1800 22 22 44 OR 1800 208 2244
    Landline Number 080-25300175
    Dedicated Phone Number for NRIs +918025302510

    If you want to offer any feedback or suggestion, you can directly fill the online form or call the bank’s Contact Center. In the online form, all you need to do is enter your name, phone number, email address, city and state along with your comments.

    Alternatively, you can get in touch with your concerned Union Bank of India branch for any feedback, suggestion, query, or complaint. You can directly approach your bank branch or find the branch contact details of the bank using the online branch locator available at the official website of the bank. All you have to do is go to the ‘Branch Search’ page or click on the ‘View Branch/ATM on MAP’ link. After that, type in the location or keyword for your search and select the concerned branch name out of the list of the Union Bank of India branches available.

    Grievance Redressal at Union Bank of India

    At UBoI, the customers are given the first priority and the bank leaves no stone unturned to keep its customers happy. However, in the rare event that a customer has any grievance, he or she can fill up the grievance redressal form online available at the bank’s website and the issue will be resolved at the earliest. In case the complaint isn’t resolved within a reasonable period of time or the resolution offered by the bank isn’t satisfactory, the petitioner can escalate the issue by contacting the Chief Grievance Officer using the below mentioned details:

    Name of the Chief Grievance Officer Rekha P Nayak
    Contact Address Union Bank Bhavan Personal Banking & Operations Department 239, Vidhan Bhavan Marg Nariman Point, Mumbai - 400 021
    Phone Number 022-22896684
    Fax Number 022-22021924
    Email Address cgo@unionbankofindia.com

    Union Bank of India Personal Loans

    Depending of the type of need of the applicant, Union Bank of India offers an array of personal loans in order to help customers meet their personal credit needs.

    1. Union Personal for Salaried Individuals
    2. Union Personal for Existing Housing Loan Borrowers
    3. Union Personal Under Tie-ups With State/Central Government & Reputed Organisations
    4. Union Personal for Employees of Government Organisations, Public Sector Undertakings (PSU), or State/Central Government Undertakings
    5. Union Personal for Non-salaried Persons
    6. KVS/NVS & Ministries Personal Scheme

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The helpline number was not easily approachable whenever I call the bank bazaar customer service, it does not connect with the representative. I have been using it for 6months. Earlier I took my credit, the process was simple. The mobile app is convenient to check the credit score and have no issues.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Better"
      0.5 4.5/5 "Excellent!"
      There was delay in the loan process and HDFC have taken around one month. The rate of interest and charges are little bit high compared to others. I have submitted the documents online and also to the executive. I can do pre closure with extra charges and part payment can be done after one year. The loan duration is 2 years.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I approached ICICI personal loan through online channel, ICICI taken care and disbursed the amount within two to three weeks of time, But I felt interest rate is good in Tata capital as compared to ICICI. But still I recommend ICICI bank its good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan some time back and i had foreclosed this loan a long time back. The overall experience with them has been quite good where the interest rate with them has been nominal when compared with the market rate and there has not been any foreclosure charges with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been quite a good experience i had with this loan and the loan amount which they had provided has been sufficient as well. The interest rate which they where offering has been nominal with the market rate, and there is some pre closure charges with them and there has also been some processing fee with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Quick Wind for the financial products"
      0.5 5.0/5 "Blown Away!"
      I never seen such kind of support any where like Bank Bazaar, whenever I update any request I get reply through msg or mail. Its a right path or helping source for the people to take the banking products on the time schedule. The customer support is very nice and helpful.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good Professional Service"
      0.5 5.0/5 "Blown Away!"
      When I browsed the online channel, Tata capital is the one having less interest with zero processing fee. That is the reason I took this personal loan from them. The loan process was quite good, the processing time is less. The interaction between me and executive was professional.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      Although I am not a frequent user of the site, Whenever I need any loans or card that time have visit their website. The website is fine enough. The customer service and response was better. Am using it approx for 6 months. Once have checked the credit score and loan process was simple.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan from Early Salary through online portal. Everything was fine but executive said will come and collect the documents but nobody turned up . They said if I have refer my friend and will get discount but have not got any discounts. The rate of interest and charges are nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 18, 2019
    • HSBC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HSBC bank, ,they have given me sufficient loan amount was sufficient for me, and the rate of interest is very nominal compare to other in the market . There are no hidden charges they have charged me apart from EMI.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Kotak Mahindra Bank and it was closed in the year of 2018. My experience is not good, have not received NOC on time. They need to improve the customer service. The rate of interest is more compared to others. The documentation process was easy but foreclosure is very difficult.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. I have been using bankbazaar.com for the first time and it was recommended by friend. The process was simple and faster. The mobile application is convenient and easy to compare with the banks. I have checked the credit score.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan in Tata Capital through online. The rate of interest and charges are nominal. I have received 2.7L excluding processing fee. The loan duration is 5 years. The documents are collected by executive as well as submitted online. They took max 8 to 9 days to deliver the loan.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      Its a good experience I had with Bank Bazaar, the entire loan process was smooth I don't want to anywhere. I got the door step service from the bank, the customer support guided well and helped me out through the process. The information is useful to compare the products.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good Experience with Tata Capital"
      0.5 5.0/5 "Blown Away!"
      I got best deal from Tata Capital, the customer support is proactive to process the loan application. But the loan disbursement got delay it should be faster. I got the better interest rate and its zero processing fee from the Tata Capital disbursement.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Interest rate should be standard"
      0.5 4.0/5 "Great!"
      I am not happy with HDFC, comparatively the rates are bit high. Its okay for me, the processing fee is also higher in HDFC, They told some interest but I got some other interest rate. I want to discuss with them and after august it will be one year then I close it.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      That was better experience, interms of rate of interest. ICICI bank agents are proactive they came to my place and collected the documents and done the process. Then I didn't interact with them. I got the better deal from ICICI on the personal loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Good customer support and satisfactory"
      0.5 5.0/5 "Blown Away!"
      The quick on their work, whatever I approached they helped me out. I could check all the information based on the requirement. Its a good customer support I can view all the banking options. I am getting promotional mails through the link I have raised the request for the credit card.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • Citibank Personal Loan
      "Rate of interest should be reduced"
      0.5 4.0/5 "Great!"
      Citi bank rate of interest is too high for the amount of Rs. 3 lakhs, they have taken some processing fee from the disbursement but it was quite nominal. The documentation process was smooth, on the expected time I got the loan amount from the bank.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and charges are nominal. I like the process which was much easier to proceed the personal loan. They did not required any documents and executive came for verification then loan amount was processed. I took 10K and it was paid through online.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 18, 2019
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