Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 Personal Loan for NRI

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
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    Perks
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
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    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Perks
    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
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    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
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    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
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    Fees & Charges
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    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    Personal Loan for NRI is Rated as "Great!" by 75811 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Overview about NRI Personal Loan

    Personal loan for NRI is available from major banks in India. In general, the public sector banks offer personal loans against fixed deposits or home loans to NRI customers while private sector banks provide NRI personal loans that may be unsecured. Personal loan for NRIs is a good option to receive quick financing for your different requirements.

    Perfect Personal Loan Deals for you

    NRI personal loans are designed to help Indian citizens living abroad to avail the benefits of a Personal Loan in India. As mentioned earlier, both secured and unsecured varieties are available, with the public sector banks usually offering secured loans while the private sector banks in some cases indulge in unsecured loans.

    Rupee/foreign currency personal loans for NRIs

    Most of the banks offer rupee loans or foreign currency loans to holders of FCNR/NRE term deposit accounts. These loans are available against the amount in the FCNR/NRE account at competitive rates of interest. Loans are available up to 90% of the amount in the deposit account with each bank having its own upper limit on loan amounts.

    Features of Personal Loan for NRIs

    These loans have a wide range of features as discussed below:

    Loans available for high limits. Competitive rate of interests. Loan repayment tenures available from 12 to 60 months. Loans are available for various purposes.

    Benefits of NRI Personal Loan

    NRI personal loans offer the benefit of instant financing and lots more, such as:

    • Easy financing for personal credit requirements.
    • Can be availed from a wide range of banks.
    • Easy documentation and applying process.
    • Hassle free and quick processing of applications.
    • Available for salaried as well as self-employed people.
    Personal Loan Offers

    Documents required for NRI Personal Loan

    The documentation requirement for applying to these loans is decided on an individual basis as well as particular criteria of different banks. The following are some general documents required for NRI personal loans:

    • Copy of visa and passport.
    • Salary certificate translated to English if in any other language.
    • International and domestic bank statements.
    • Power of attorney to be attested locally if applying from India and from an Indian consulate if applying from abroad.
    • Specific employees such as those working in merchant navy, the Middle East or other specified employers may be required to furnish additional proofs such as CDC or labour card.

    Major Banks offering secured/unsecured personal loans for NRIs

    The following banks offer NRI personal loans, among others:

    • Axis Bank
    • ICICI Bank
    • State Bank of India
    • Federal Bank
    • Canara bank
    • Citibank
    • Standard Chartered
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  • Personal Loan for NRI Reviews

    • Tata capital Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      Experience was good one with Tata capital limited and the customer service was good but they have taken a much more time to dealt with the process. Rate of interest was around 13.49% for the personal loan and the processing charges were nil, which is the good one.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 21, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Experience was good one with the ICICI bank and the loan amount got disbursed within six days of ti me. Processing charges were around 6000 Rupees. Customer service was good one with them and the interest rate is a nominal one with the ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is always responding and I can say its a fast service provider, also am using it from the last three years of time. Response is really good one with the Bankbazaar.com like they have connected me with the bankers on the same day itself.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jun 21, 2017
    • ICICI Bank Personal Loan
      "Average "
      0.5 2.5/5 "Just OK"
      I have not got the personal loan with ICICI bank because of some other documentation issues. Response was okay one for me and there were okay one. Rate of interest with the ICICI bank was aware from my end, so I have not received the proposal. Customer service is okay one for me.
      Was this review helpful? 0
      , rajkot
      Reviewed on Jun 21, 2017
    • Tata capital Personal Loan
      "Its good"
      0.5 5.0/5 "Blown Away!"
      Tata Capital offered me 11.49% of interest rate for the personal loan and they processed the loan within 48 hours of time its good. I am very much happy with their service, I took the amount of Rs. 7 lakhs for six years. Processing fee of Rs.999 its very low.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I got to know about bank bazaar through my friend referral. I have applied personal loan through bank bazaar web site, which is easy to use and customer friendly. The bank bazaar web site gave knowledge about the financial products. The customer service with bank bazaar is really good and helpful.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Easy to navigate"
      0.5 5.0/5 "Blown Away!"
      Everything processed on time, only the concerned about the bank end. Previously also I have taken credit card through Bank Bazaar. I am getting satisfactory service always, whenever I reach them for any financial needs. The website is also easy to use and it has multiple option.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is really very good and I can make the comparison of all bank relating to the financial products in the single place because of them only. Response is good one with the Bankbazaar.com , also I can say Bankbazaaar.com is the best one for me.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 21, 2017
    • Citibank Personal Loan
      "Response part has to be improved"
      0.5 3.0/5 "Satisfactory"
      The bank have not contacted me on particular time, Hence I have taken loan from other institute. I waited around two days, there was no response then I got a call from CITI Bank but at the time I have processed my loan with some other financial institute.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • ICICI Bank Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      I got the personal loan from ICICI bank because of their lesser interest rate and the customer service was good like I got all the details within a day itself., There were no worries with them till now. I have quoted for 5 lakh Rupees but they have given only 1 lakh Rupees, which was the only drawback.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good"
      0.5 4.0/5 "Great!"
      Within two minutes of time, Bankbazaar.com executives have contacted me from the time of inquiry. I would like to say that they have resolved the issues as soon as possible while it comes to matter of the customer concern. Response is the major factor , which drives in good way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • ICICI Bank Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I got the personal loan with the ICICI bank but there were some delay for two weeks of time, also I have raised the reports to them. The rate of interest was around 14.75% for the personal loan , which was a kind of okay. There were no hiccups with the ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Awesome"
      0.5 5.0/5 "Blown Away!"
      I got a very good Awesome service from Bank Bazaar, I could check the credit score and their service is free of cost its good. I can integrated the bank name and what offers and I see where I am going on the process. The one place where I can compare the offers without visiting the bank its very great.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • Citibank Personal Loan
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I got a better offer from AXIS, I felt preclosure option and processing fee is not good in CITI. They are taking 2% of processing fee for the loan closure and there is no part payment in CITI. Hence I took a personal loan from AXIS bank, but I am happy about CITI service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Easy to get Personal Loan"
      0.5 4.5/5 "Excellent!"
      Fantastic experience for find suitable bankers to get Loan, credit card, etc.. Good website to step-by-step user friendly and result oriented. and customer service also very fast. Premium and ultimate service platform with one stop window.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Good Loan experiences "
      0.5 5.0/5 "Blown Away!"
      I am using Bank Bazaar site for a long term and it is good. Everything is up to the mark in Bank Bazaar with respect to service, product, website etc. I have been getting satisfactory service whenever I browse Bank Bazaar. The website to easy to use, it has efficient information about interest rates too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I have closed the personal loan with the HDFC bank and the interest rate was an average one on that time. Processing charges were also a nominal one and there was no annual charges. They have disbursed the loan amount within a month of time.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      I would like to say Bankbazaar.com is doing the process in the faster way, also the response is really great one. Customer service is good one with the Bankbazaar.com and am using it from the last six to seven months of time, also I am happy with them till now.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • HDFC Bank Personal Loan
      "Wonderful "
      0.5 5.0/5 "Blown Away!"
      Interest rate with the HDFC bank was nominal one for the personal loan. The loan amount got disbursed to my account within seven days of time. Services and other aspects are good one with the HDFC bank, also the processing charges were nominal one.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 21, 2017
    • Bank Bazaar Customer Support
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar gives very good response to their customers. It is easy to compare and choose the product with the help of bank bazaar. I have applied personal loan through bank bazaar web site, it was easy to access and customer friendly. The bank bazaar customer service helped me to get in touch with bank partners.
      Was this review helpful? 0
      , tirunelveli
      Reviewed on Jun 21, 2017
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