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Shriram City Union Finance was established in the year 1986. It is a part of the Shriram Group and it is a deposit accepting non-banking financial company. Its origin was from the need of Chit Funds customers. Chit Funds was a separate business unit which started in the year 2002.
Shriram City Union Finance offers a wide range of services such as two wheeler and three wheeler financing, four wheeler financing for both new and pre-owned cars, personal loans, Small Business loans and loan against gold. Shriram City Union Finance aims to serve the largest number of common people through the best quality non-banking financial services.
Shriram City Union Finance offers personal loans to its customers who don’t have access to banks or other similar institutions. Shriram City Union Finance funds short and medium term finance. Personal loan is offered to existing as well as old customers and to customers of other Shriram Group entities.
The applicant must meet the following eligibility criteria:
The features are as follows:
The following documents are to be submitted along with the application form:
The interest rate is decided and set based on the eligibility criteria of the applicant, loan amount and the scheme that the borrower has selected.
Note: The loan is subject to approval by Shriram City Union Financeafter all the documents are verified and after the appraisal process.
To calculate the EMI that you might be paying each month towards the loan, you can use the online EMI calculator available on the company website. You will have to fill in the gross loan amount, the rate of interest that is being offered to you and the tenure and then hit calculate EMI. You will get the resulting EMI amount which you will have to pay each month towards repaying the loan.