Multiple banks. Different interest rates. Call it a "conflict of interest".
Shriram City Union Finance offers personal loans to its existing customers and other customers of Shriram Group. The applicable rate of interest is decided on the basis of the scheme that a borrower selects. If you have applied for a loan from Shriram Finance, you might also want to know the status of your loan application.
Once you have successfully applied for a personal loan Shriram Finance, you will receive a reference number or application number from Shriram Finance. This number will be sent to you through your preferred mode of communication. Usually, this information is sent to you through the registered email ID and phone number.
This number would be required at the time of checking the status of your personal loan application.
To check the status of your personal loan application through the website, you will be required to follow the steps mentioned below:
Shriram City Union Finance Ltd. has a mobile application – the ShriCity app which can be downloaded for free for your Android device from the Google Play Store. Once you have downloaded the app, use your login credentials to log in to the application. From the main menu of the app, you can select the relevant option to check the status of your personal loan.
If you have taken a personal loan from Shriram Finance, you can check the status of the loan using both online and offline modes.
You can check the status of your personal loan application with Shriram Finance by visiting their nearest branch office. You will be required to provide your reference no. or application no. to know the status of the loan.
You can also get in touch with Shriram City Union Finance over the telephone. For any complaints, queries, and/or grievances regarding personal loans, you can call the following number - +91 2464 2733. You can also write an email to the following email ID – grievance@shriramcity.com.
1) Do I have to be an existing customer of Shriram City Union Finance to get a personal loan?
Ans: As per its policies, Shriram City Union Finance offers personal loans to its existing customers only. In addition to that, it also offers loans to customers who belong to any other Shriram entity. Thus, you will not be able to get a personal loan through Shriram Finance, if you are not an existing customer.
2) Why is my loan status displayed as ‘Rejected’?
Ans: Your personal loan application might be rejected for a number of reasons. Some of the most common factors which affect the approval or rejection of a personal loan application are – the applicant’s credit score, his or her credit history, loan repayment history (if applicable), age, income range, employment status, and so on. The eligibility criteria also differ from lender to lender. So, if your Shriram Finance personal loan application has been rejected, there are chances that you might not have met all the eligibility criteria of the company.
3) Why should I opt for Shriram Finance personal loan?
Ans: There are a number of reasons to opt for Shriram Finance personal loan. Some of the most important reasons are listed below:
4) Where can I read the loan agreement for Shriram Finance personal loan?
Ans: You can read the loan agreement on the official website of Shriram Finance personal loan. On the personal loan main page, scroll down to the end of the list and click on the ‘Draft Agreement’ option. Under the option, you can click on the ‘Click here’ option. This will redirect you to the loan agreement PDF.
5) What are the documents required to apply for a personal loan through Shriram Finance?
Ans: The customer will be required to provide documents for the following:
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