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    We found 1 Central Bank of India Personal Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.3% Floating
    500 + applicable tax One time fee
    10L
    4 Years
    Response Time : Within 30 minutes
    Documents
    Perks
    Think about
    Eligibility Criteria
    Central Bank of India Personal Loan is Rated as "Excellent!" by 20 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Central Bank of India Personal Loan

    Central Bank of India, a government-owned bank, is one of the oldest and largest commercial banks in India. Bank is based in Mumbai. The bank has 4100 branches and 0 extension counters across Indian states and three Union Territories. A number of innovative and unique banking activities have been launched by Central Bank of India. Central Bank of India offers personal loan for domestic need to corporate and non corporate individuals. To know more, follow some simple steps given below to get attractive deals.

    Perfect Personal Loan Deals for you


    You're probably eligible for an Central Bank of India Personal Loan if you are

    01
    02
    03
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    Central Bank of India Personal Loan Minimum Age

    At least 21 years old

    Central Bank of India Personal Loan Maximum Age

    Less than 58 years old

    Central Bank of India Personal Loan Eligible Employment Type

    Salaried / Self Employed
    with regular income

    Central Bank of India Personal Loan Minimum Income

    Earn more than the minimum
    income required


    Your Central Bank of India Personal Loan amount eligibility is based on these factors

    01
    02
    03
    Central Bank of India Personal Loan Minimum Salary

    Minimum income required
    40% of gross salary

    Central Bank of India Personal Loan Maximum Loan Funded

    Maximum allowed personal loan is Rs. 10 lakhs

    Central Bank of India Personal Loan EMI

    EMIs of other loans lower
    your eligibility


    Increase your eligible Central Bank of India Personal Loan amount by these steps

    01
    02
    Central Bank of India Personal Loan Payoff Outstanding Credit Card Bills

    Pay off your Credit Card bills

    Central

    Choose longer tenure loan up to 48 months


    Documentation needed to apply for an Central Bank of India Personal Loan

    • 1. Signed application form with photograph
    • 2. Copy of passport/voter ID card/driving license
    • 3. Processing fee cheque
    • 4. Last 3 months bank statement/6 months bank passbook
    • 5. Documentation for salaried applicants:
      • Latest salary slip
      • Current dated salary certificate with the latest Form 16
    • 6. Documentation for self-employed applicants:

      • Latest Bank statement
      • Latest ITR or Form 16

    Central Bank of India Personal Loan Interest RatesUpdated on 23 May 2018

    Central Bank of India Personal Loan Details
    Interest Rate 11%
    Processing Fees Min Rs. 500/- + applicable tax
    Loan Tenure 48 months

    Fees and Charges for Central Bank of India Personal Loan

    Rate of interest MCLR + Up to 4.00%
    Repayment Up to 48 equated monthly installments
    Processing fee Rs.500.00 + service tax
    Loan quantum 20 times of gross salary with a minimum net take-home pay of 40% of gross salary and a maximum of Rs.10 lakh

    Central Bank of India offers a variety of personal loans to cater to the unique needs of different customers. Customised Central Bank of India Personal Loans promise to fulfil all the diverse requirements of their customers.

    Kinds of Central Bank Personal Loans

    Central Bank of India offers the following types of personal loans:

    • Personal Loan Scheme (Corporate)
    • Personal Loan Scheme (Non-corporate)
    • Cent Ratna Scheme
    • Cent Personal Gold Loan
    • Personal Loan to Pensioners
    • Cent Teacher
    • Cent Suvidha
    • Cent Kalyani
    • Cent Liquid Scheme (Loan against shares)
    • Cent Doctor

    Why choose Central Bank of India Personal Loan?

    In 102 years of its existence, Central Bank of India has managed to earn the well-deserved title of ‘All India bank’ beating other public sector banks to the punch.

    With 4336 branches spread across India, 9 Asset Recovery branches (ARB), 15 Retail Asset Branches (RAB) and 26 Extension counters, Central Bank of India boasts of weathering storms with great panache.

    Satellite branches at centres along the length and breadth of India, make Central Bank of India one of the pioneers in a multitude of banking fields.

    This bank has carved its niche in the banking world by greatly contributing to encouragement of self-employment in the country. Central Bank of India is well known for its support of small and medium scale industries as well as individual entrepreneurs.

    Central Bank of India’s major corporate clients include, HDFC, IDBI, UTI, ICICI, LIC and many more.

    Central Bank Personal Loan Scheme (Corporate):

    This personal loan is granted to permanent employees of large corporations who are clients of Central Bank of India. It is also given to employees working in other corporate organisations who do not have any credit facility with the bank. The bank offers a demand loan.

    Features of Central Bank Personal Loan Scheme (Corporate)

    • The bank offers a demand loan facility for this product.
    • Your salary account will need to be maintained with the bank.
    • You will need to provide an undertaking which cannot be revoked, stating that you will not move your salary account to any other bank.
    • You can repay this loan within 36 months through EMIs.
    • The interest rate for this product is MCLR +3.50%.
    • The processing fee is Rs.500 for each proposal.

    Central Bank Personal Loan Scheme (Non-corporate):

    This personal loan is granted for the domestic needs of permanent employees of Railways, Government institutions (central and state governments), schools, hospitals, etc. who have completed at least 1 year of service. You could also be a permanent or confirmed employee at an Indian or multinational company with at least 3 years of service.

    Features of Central Bank Personal Loan Scheme (Non-corporate)

    • You can repay this loan within 48 months through EMIs.
    • The interest rate for this product is MCLR (12 months) + 3.00%.
    • The processing fee is Rs.500 for each proposal.

    Cent Ratna Scheme:

    This loan is granted to permanent employees of Navratna or Maharatna or any major PSU. The main condition for availing this loan is that it is not granted for speculative purposes.

    Features of Cent Ratna Scheme

    • The loan amount for this product is 20 times of your gross salary with a maximum of Rs.60 lakh for each employee.
    • For a guarantee, the bank requires a personal guarantee of 1 of your co-employees, which is at least equivalent to your loan amount.
    • You can repay this loan through EMIs within 60 equated monthly installments.
    • The interest rate for this product is MCLR + 3.50%. If your salary account is maintained with the bank, you will receive 50 basis points in interest concession.

    Cent Personal Gold Loan:

    This loan can be procured for handling emergency personal expenses such as medical, wedding, educational requirements, except for agricultural needs.

    Features of Cent Personal Gold Loan

    • This loan is offered as a demand loan facility wherein you will have to pledge gold coins or gold ornaments of 22 Carat purity (with a maximum of 50 gram per person) sold by Central Bank of India.
    • The margin for this loan product is 30% of the value when the loan is sanctioned.
    • The loan should be repaid within 12 months.
    • The interest rate for this product is MCLR (for 12 months) +2.00 % p.a. (floating rate).

    Cent Teacher Loan

    This loan is provided for taking care of domestic or personal expenses.

    This loan is offered to the following class of people whose salary is credited to a savings account of Central Bank of India:

    • Permanent teachers
    • Permanent employees of schools
    • Permanent employees of colleges
    • Permanent employees of universities
    • Permanent employees of educational institutes
    • Permanent employees of research institutes

    Features of Cent Teacher Loan

    • The loan is offered via a demand loan facility.
    • The bank needs a personal guarantee from a co-employee of worth which is at least equivalent to the loan amount.
    • The interest rate is MCLR+2.75%.
    • You can repay this loan product through 48 EMIs.
    • The processing fee is Rs.500 for each proposal.

    Cent Suvidha

    This loan can be availed by salaried employees whose salary is routed through one of the branches of Central Bank of India in order to fulfil any of your personal necessities.

    Features of Cent Suvidha

    • This loan can be renewed on an annual basis.
    • The rate of interest for this loan is MCLR + 4.00%.
    • For security purposes, you will have to get an undertaking from your employer to get your monthly salary credited.
    • Under this loan product, you can get an overdraft of up to Rs.1 lakh or the net salary for 1 month, whichever is lesser.

    Cent Liquid Scheme

    This scheme offers financing against shares and debentures. If you are a bonafide owner of debentures or shares, and if you have a DEMAT account with a depository participant, you can apply for this loan.

    Features of Cent Liquid Scheme

    • This loan is offered via a demand loan or an overdraft.
    • The maximum loan amount is Rs.20 lakh.
    • For the purpose of security, shares will have to be submitted and these shares will have to be in dematerialised form. The lien with the depository participant will need to be made in favour of the bank.
    • The margin for this loan is 50% on the value of the shares that you provide to the bank as security.
    • The loan can be repaid within 12 months or on demand, whichever is earlier.
    • The rate of interest for this loan is MCLR + 4.00%.

    Cent Doctor Scheme

    This loan offered by Central Bank of India can be taken for buying equipment, setting up X-ray labs, nursing home, pathological laboratory, poly clinics, clinic-cum-residence, and for renovating, expanding, and modernising present premises. It can also be used for stocking medicines or disposables as a working capital requirement. You can also buy vehicles, computers, and ambulance for medical practice with this loan.

    Features of Cent Doctor Scheme

    • This loan can be taken by partnerships, trusts, individuals, and companies.
    • The loan applicant will need to have a qualification in medical science such as BAMS, MBBS, BDS, or BHMS. If a partnership or a company is applying for the loan, at least 50% of the team should be qualified in medical science.
    • The minimum loan amount is Rs.1 lakh.
    • The maximum loan amount is Rs.500 lakh. In rural or semi-urban areas, the maximum loan quantum is Rs.50 lakh.
    • You will get a working capital limit of up to Rs.5 lakh.
    • The margin for this product is 15% against equipment and 25% against the making of a clinic.
    • For loans of up to Rs.100 lakh, you do not have to give any guarantee or collateral.
    • The primary security for such loans is hypothecation of assets that are taken out of bank finance.
    • The rate of interest is MCLR+2.25 % for purchase of equipment, working capital, etc. For constructing clinics, nursing homes, and clinic-cum-residence, the interest rate is MCLR+2.50%.
    • The processing fee for this loan is 0.5% of loan amount with a maximum Rs.10,000.
    • With this loan, you will get extensive insurance for your assets via Bancassurance.

    Central Bank of India Personal Loan to Pensioners

    Are you a pensioner? If yes, and if you are looking for a good personal loan product, you can check out Central Bank of India Personal Loan to Pensioners. In order to be eligible for this loan, one should be a pensioner or a family pensioner. You can apply for this loan as an overdraft or as a term loan. The rate of interest for this product is 11.70% p.a. The maximum amount offered by this loan ranges from Rs.2 lakh to Rs.5 lakh.

    Central Bank of India (CBI) Mortgage Loan

    Looking for an affordable and reliable loan to meet your different financial contingencies? Why don’t you check out the Central Bank of India (CBI) Mortgage Loan? This can be utilised for personal needs as well as business needs. This loan can be procured by individuals, businessmen, proprietary firms, NRIs, single or joint individuals, partnership firms, etc. The loan quantum ranges from Rs.1 lakh to Rs.10 lakh. The processing fee for both term loan and overdraft facility is 0.50% of your loan amount. The loan comes with an attractive rate of interest at 13.75% p.a. Click here to learn more about this product.

    Interest Rates for Central Bank of India Personal Loan Schemes

    Central Bank Personal Loan Scheme (Corporate) MCLR + 3.50%
    Central Bank Personal Loan Scheme (Non-corporate) MCLR (12 months) + 3.00%.
    Cent Ratna Scheme MCLR + 3.50%
    Cent Personal Gold Loan MCLR (for 12 months) + 2.00 % p.a. (floating rate).
    Cent Teacher Loan MCLR + 2.75%
    Cent Suvidha MCLR + 4.00%
    Cent Liquid Scheme MCLR + 4.00%
    Cent Doctor Scheme MCLR+2.25 %

    MCLR for different loan tenures effective from 1 October 2017

    Tenure MCLR
    Overnight 7.80%
    1 month 8.10%
    3 month 8.20%
    6 month 8.25%
    1 year 8.30%

    The base rate with effect from 8 October 2015 is 9.70%.

    Eligibility criteria for Central Bank of India Personal Loan Schemes

    Personal Loan Scheme Eligibility
    Personal Loan Scheme (Corporate) Permanent employees of Corporates Corporate should be client of Central Bank of India
    Personal Loan Scheme (Non-Corporate) Permanent employees of Railways, Government institutions (central and state governments), schools, hospitals, etc. who have completed at least 1 year of service. You could also be a permanent or confirmed employee at an Indian or multinational company with at least 3 years of service.
    Cent Ratna Scheme Permanent employees of: Navratna Maharatna Major PSUs
    Cent Personal Gold Loan 22 carat gold Gold coins sold by Central Bank of India
    Personal Loan to Pensioners Pensioners drawing pension through Central Bank of India Family of pensioners routing pensions through Central Bank of India branches Pensioners getting pension dispensed through Treasury/DPDO (Defence Pension Disbursing Office) Pensioners/family of pensioners of Central Bank of India
    Cent Suvidha Salaried employees of Corporate Clients/Schools/Colleges/Universities/ Other Organization Salary routed through Central Bank of India for a minimum of 1 year Salary routed through Central Bank of India for a minimum of 1 year Account must show frequent access Other loan accounts of candidate must show satisfactory transactions
    Cent Kalyani Woman Entrepreneurs 18 years and above No income ceiling for assistance

    How to calculate EMIs on Central Bank of India Personal Loan

    You can calculate your EMIs for your Central Bank of India Bank personal loan by using any third-party financial website or with the EMI calculator available on the official website of Central Bank of India Bank. You can check out the EMI calculator provided by BankBazaar.com which is very user-friendly. You do not need any technical knowledge to use this. You only need your personal loan details such as tenure, amount, and interest rate.

    First, you will have to go to the BankBazaar website and then click on ‘Finance Tools’ on the primary drop-down menu. Here, you will need to choose ‘EMI Calculator’ from the drop-down options.

    Now, you will have to select your Central Bank of India Bank personal loan amount by moving the slider. Next, you will need to select the tenure for your personal loan by moving the slider. In the interest rate segment, you will have to key in the rate in percentage. Next, key in your processing fee which is generally a percentage of your loan amount. Next, you will need to choose ‘yes’ or ‘no’ if you want to make a pre-payment or not. If you select ‘yes’, you will have to mention the pre-payment frequency, pre-payment fee, pre-payment amount, and what the pre-payment applies to. You will need to choose ‘sum of each pre-payment’, ‘final pre-payment made’, and ‘sum of each pre-payment made during the last year of the loan’.

    You will now get your result which will show the EMI amount for your Central Bank of India personal loan. To clearly understand the breakup of principal and interest, you can view the amortisation details. You can also take a look at the pie chart and bar diagram for a proper understanding of your EMIs.

    Example

    We will now view the table given below to comprehend how EMIs are calculated through the BankBazaar calculator. In the following example, we have assumed that the interest rate is 9.95% p.a. We have also presumed that the processing fee is 2% for this example and that you do not want to make any pre-payment. The following table shows EMIs for different loan amounts and various loan tenures.

    Loan amount (Rs.) Processing Fee Interest rate (p.a.) EMI for 2 years (Rs.) EMI for 3 years (Rs.) EMI for 4 years (Rs.) EMI for 5 years (Rs.) EMI for 6 years (Rs.) EMI for 7 years (Rs.)
    10 Lakh 2% 9.95% 46,122 32,244 25,339 21,222 18,501 16,575
    15 Lakh 2% 9.95% 69,183 48,366 38,008 31,834 27,751 24,863
    20 Lakh 2% 9.95% 92,244 64,487 50,677 42,445 37,001 33,151
    25 Lakh 2% 9.95% 1,15,305 80,609 63,346 53,056 46,252 41,438
    30 Lakh 2% 9.95% 1,38,366 96,731 76,016 63,667 55,502 49,726
    35 Lakh 2% 9.95% 1,61,426 1,12,853 88,685 74,279 64,752 58,014
    40 Lakh 2% 9.95% 1,84,487 1,28,975 1,01,354 84,890 74,003 66,301

    Central Bank of India Personal Loan Customer Care

    Have a doubt about your personal loan from Central Bank of India? You can get clarity instantly by using the trustworthy customer care facility of the bank. The bank has a toll-free number, which can be accessed from anywhere in the country. You may also call the other numbers of the bank or even send an email to the bank’s official email ID to ask a query or to file a complaint against the bank’s service. You may also go to any branch of the bank and meet a customer care representative to get support.

    Central Bank of India Personal Loan FAQs

    I am looking to apply for the Cent Personal Gold Loan scheme offered by Central Bank of India. What is the maximum loan amount I can get per gram?

    Following is listed the maximum limit of loan amount you can apply for per gram-

    For Gold Ornaments-

    1. Rs. 2000 per gram of gold
    2. 70% of current market value of 22 carat gold

    For Gold Coins Sold by Central Bank of India-

    1. Rs.2100 per gram of gold
    2. 70% of current market value of 24 carat gold

    The weight of the coin that is offered as guarantee should not exceed 50 grams per borrower.

    I want to apply for Central Bank of India’s Cent Ratna scheme. Are there any concessions offered on the interest rates?

    Yes, Central Bank of India offers concession of 50 basis points on the rate of interest to loan applicants who maintain and operate salary accounts at their branches.

    My husband is drawing family pension through Central Bank of India. Do I get any kind of concession on the interest rate if I borrow under the Personal Loan to Pensioners scheme?

    Yes, Central Bank of India offers interest concession of 50 basis points to spouses of pensioners drawing family pension through any of its branches.

    I am teacher with a post office issued National Savings Certificate VIII Issue. Will the NSC help in getting a deduction on the rate of interest for a personal loan at Central Bank of India?

    Central Bank of India offers a personal loan called Cent Teacher which is offered to teachers based on certain terms and conditions.

    Under the Cent Teacher personal loan scheme, a concession of 1% is offered on the rate of interest if liquid security such as National Savings Certificate, Kisan Vikas Patra or Fixed Deposit is available to cover for the personal loan.

    I am thinking of applying for the personal loan scheme from Central Bank of India called ‘Cent Kalyani’. What is the maximum loan amount offered under this scheme?

    The maximum loan amount offered under Central Bank of India’s Personal Loan scheme, Cent Kalyani, is Rs.100,00,000.

    For the Cent Personal Gold Loan scheme offered, what is the loan amount I will get?

    The minimum amount of loan will be Rs. 10,000 and the maximum amount offered will be Rs. 20,00,000. The amount will be either on the pledging of gold ornaments made of either 22 carat or 24 carat purity or even gold coins which are sold by Central Bank.

    Are there any concessions on interest rates for the Cent Ratna scheme?

    If the applicant of the loan maintains and operate their salary account with Central Bank, they will be provided a 50 basis points of interest concession from the actual interest rate.

    Is a pensioner eligible for a personal loan? If yes, what is the maximum loan amount?

    Yes, pensioners are eligible for personal loans from Central Bank of India. If the pensioner is up to the age of 75 years then, he/she is eligible for an amount of either 18 months of pension or Rs. 5,00,00. If the pensioner is above the age of 75 years then, he/she is eligible for an amount of either 12 months of pension or Rs. 2,00,000.

    I would like to apply for the Cent Kalyani scheme, what is the maximum loan amount offered as per this scheme?

    The maximum loan amount offered under the Cent Kalyani scheme is a maximum of Rs. 100,00,000.

    What are the eligibility conditions for the Cent Kalyani scheme?

    Any woman above the age of 18 years can apply for this loan from Central Bank of India, there will be no income ceiling for assistance.

    Can a student avail a personal loan from Central Bank of India?

    No. Students arent eligible for Central Bank personal loan.

    If apply for a personal loan, should I provide any security in order to obtain the loan?

    Yes, when applying for the Personal loan from Central Bank, the applicant has to provide a security.

    1. The applicant must have their salary routed through an account that is maintained by Central Bank. And must also provide an undertaking stating the loan amount can be debited from their salary.
    2. In case the loan is applied as per the Cent Personal Gold loan then, the pledged ornaments and coins will act as security.
    3. If the loan is applied as per the Cent Ratna Scheme then, an employee or co-worker must stand as guarantor, and should have the ability to cover the loan amount.
    4. If the applicant is applying for the loan as per the Cent Suvidha loan an undertaking will need to be provided from the employer to credit the salary in an account maintained by Central Bank.

    Central Bank of India Personal Loan Reviews

    • Central Bank of India Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with CBI 4 years ago. The loan amount was 70,000. The interest rate was satisfactory and the tenure period was 36months. Here there is no processing fee and the loan process was very easy. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 04, 2018
    • Central Bank of India Personal Loan
      "Personal loan with Central bank"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Central bank of India. the approved loan amount was1 lakhs. i am not sure about the rate of interest. I have closed this loan. The interest is very low. I have taken for a tenure of 3 years. The monthly EMI is 3460.
      Was this review helpful? 6
      , chennai
      Reviewed on Dec 22, 2017
    • Central Bank of India Personal Loan
      "Very low interest"
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from Central bank of India. The approved loan amount was 3 lakhs. Just one month back i have taken this card. All the details will be know only after the week. But the experience was really good and the interest is very low.
      Was this review helpful? 7
      , chennai
      Reviewed on Dec 22, 2017
    • Central Bank of India Personal Loan
      "Personal loan from Central bank"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Central bank of India. The approved loan amount was 45000. The monthly EMI is 2035 with a tenure of 24 months. No documentation was needed. Since i hold my salary account there. It s just took 3 days for approval.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 29, 2017
    • Central Bank of India Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The rate of interest offered from CENTRAL BANK for my personal loan service was 11 % which is very low compare to others in the market the documents have been collected from my door step and the payments where deducted from my savings account ,overall it was a very good experience from CENTRAL bank for my personal loan service.
      Was this review helpful? 0
      , raipur
      Reviewed on Oct 29, 2017
    • Central Bank of India Personal Loan
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      I have got the personal loan from central bank of India around 6months ago,They have disbursed my loan amount within 2days of time. They have me more than the required loan amount. The rate of interest is low with central bank of India when compared with other banks.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 10, 2017
    • Central Bank of India Personal Loan
      "Fast loan process"
      0.5 3.5/5 "Pretty good"
      I am fine with Central Bank, documentation process was good, they done the formalities on time and done the personal loan disbursement within two days of time. Service of centralized bank is not upto the mark like HDFC, they should work on it, other than that interest rate was excellent.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 22, 2017
    • Central Bank of India Personal Loan
      "Good service but need to decrease the interest rate"
      0.5 3.0/5 "Satisfactory"
      The rate of interest offered by central bank was high , even though I have submitted the IT certificates. Central bank of India took a week time to disburse my personal loan. The documentation process was very good with Central bank. I am happy about the loan amount . This loan has the tenure of 8 years. I am satisfied with the central bank of India service.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Jun 13, 2017
    • Central Bank of India Personal Loan
      "Very fast"
      0.5 5.0/5 "Blown Away!"
      The loan processing is very fast and quick with Central bank. As I had taken loan from Central bank before 5 years. Its still an ongoing loan and I am left with 15K to clear the loan completely. All is good with Central bank be it service or processing and everything is absolutely fine with them.
      Was this review helpful? 2
      , tirupur
      Reviewed on Nov 28, 2016
    • Central Bank of India Personal Loan
      "Less rates applied "
      0.5 2.0/5 "Expected more"
      Central Bank of India has offered the best quote for the loan along with the charges . It was average service provided by Central bank of India related to the personal loan application.Their branch is situated in our office campus.Their service differ from person to person.For some they process it within 4days, but for other it will take even 1month to complete the loan process.
      Was this review helpful? 2
      , vijayawada
      Reviewed on Jun 14, 2016
    • Central Bank of India Personal Loan
      "Easy process "
      0.5 5.0/5 "Blown Away!"
      The loan process was not good with Central bank related to the personal loan process.The application was processed through the company.The documetns requried very simple documents.The interest rate applied was very less.They are updating about the loan process in a clear manner.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 05, 2016
    • Central Bank of India Personal Loan
      "Nice bank to avail loan "
      0.5 5.0/5 "Blown Away!"
      The service provided was very nice with Central bank of India related to personal loan.Once I provided the document they are processing the loan in easy manner.The interest rate applied was very good.They have not applied any additional charges in the account.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 25, 2016
    • Central Bank of India Personal Loan
      "Best interest ...."
      0.5 3.5/5 "Pretty good"
      Last 2 years back I got personal loan from Central bank of India. Interest rate offered by them was 12% which is very less compare to HDFC bank. They have collected simple documents from my end. Being a account holder they did not charged processing fees.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 26, 2015
    • Central Bank of India Personal Loan
      "Good ROI"
      0.5 4.0/5 "Great!"
      One year has been completed now after taking the personal loan from CENTRAL BANK OF INDIA. It is my salary account so I personally approached the bank manger. I got 14% as the rate of interest. They are following the customers very well. They came to me for my verification at the right time. It find little difficult in submitting my salary certificate with them.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Oct 26, 2015
    • Central Bank of India Personal Loan
      "Charge is nil and rate is very less..."
      0.5 5.0/5 "Blown Away!"
      No processing charge in Central Bank of India and the interest rate for personal loan is only 12%. I am holding an account but still I submitted number of documents to get processed the loan. According to me the bank is not collecting relevant and required documents.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2015
    • Central Bank of India Personal Loan
      "Got A Loan..."
      0.5 4.0/5 "Great!"
      Central bank of India provided me a personal loan. The response was immediate. I got my loan sanctioned with 4 to 5 days. The documentation part was very easy. The customer service was good. They are also allow part payments and fore closure.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 14, 2015
    • Central Bank of India Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The whole experience was good with Central bank of India for my home loan. The process was really good and fast and its almost been a year I am banking with them. I am even planning to close my loan this year. The response was always prompt from them.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jun 18, 2015
    • Central Bank of India Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Personal loan from Central Bank Of India before 2 years for my daughters marriage and its been 23 years completed and I have no issues with them and I also hold my salary account with this bank. The customer service executives response is good if I approach the bank directly. The best part about the bank is the rate of interest charged is less and there is no processing fees as well.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 11, 2015
    • Central Bank of India Personal Loan
      "Best bank"
      0.5 4.0/5 "Great!"
      When I applied personal loan from central bank of india response was quite good. Within 3 - 4 days the loan got disbursed. I got very good interest rates which was comparatively less than other banks. ATM and branch facilities are really good
      Was this review helpful? 7
      , chennai
      Reviewed on Oct 03, 2014
    • Central Bank of India Personal Loan
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      It was a wonderful experience of availing a personal loan from Central bank of India in the month of Apr'2014. Bank people was very co-operative in making my loan disbursed within just 7 days. Everything was simple and the process was much faster. Rate of interest & processing fees are pretty good.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jul 08, 2014
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