Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan Reviews

    • Axis Bank Personal Loan
      "Awesome service"
      0.5 5.0/5 "Blown Away!"
      The immediate action has been taken by axis bank in regards to my personal loan application. They have disbursed my loan within 5 days of time. The requested loan amount has been disbursed and I am satisfied with it., The rate of interest is high when compared with others.
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      , visakhapatnam
      Reviewed on Aug 18, 2017
    • Axis Bank Personal Loan
      "To should be customer's friendly"
      0.5 3.0/5 "Satisfactory"
      Axis is not user friendly and their interest rate is also higher side. AXIS taken lot of papers from me and done so many verification call for the personal loan. Finally they disbursed the amount after three weeks it was long. Finally I am with done with the preclosure, I paid only outstanding amount and closed the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • Axis Bank Personal Loan
      "Good in the beginnning need to improve with the ending part"
      0.5 5.0/5 "Blown Away!"
      Axis bank Disbursed my loan in the promised time then I have paid back the loan amount . But there was no clearance certificate issued by axis, The customer service was average with Axis bank. They have disbursed my loan within a hour time. It was an instant loan which I got from Axis . The rate of interest is high when compared with others.
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      , chennai
      Reviewed on Aug 17, 2017
    • Axis Bank Personal Loan
      "Good in the beginning need to improve with the ending part "
      0.5 5.0/5 "Blown Away!"
      Axis bank Disbursed my loan in the promised time then I have paid back the loan amount . But there was no clearance certificate was issued by axis, The customer service was average with Axis bank. They have disbursed my loan within a hour time. It was an instant loan which I got from Axis . The rate of interest is high when compared with others.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • Axis Bank Personal Loan
      "Good Experience and customer friendly"
      0.5 4.5/5 "Excellent!"
      AXIS service is good, the executive who handle my personal loan they were very supportive and coordinative. Interest is also nominal, and there is no processing fee. More over I could close after the loan after two months without any charges.
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      , bangalore
      Reviewed on Aug 16, 2017
    • Axis Bank Personal Loan
      "Awesome Services"
      0.5 5.0/5 "Blown Away!"
      Axis bank is also awesome for a personal loan. Apart from having a excellent process for the loan. There are the other benefits like a preclosure and part payment facility. I can make a part payment after two months and there is no lock in period for the foreclosure.
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      , bangalore
      Reviewed on Aug 16, 2017
    • Axis Bank Personal Loan
      "Very wonderful experience with AXIS"
      0.5 5.0/5 "Blown Away!"
      I got best offers from AXIS, their customer service is also very fast and prompt., they have disbursed the loan amount within the time. Compared to other banks, AXIS gave least interest rate and there was no preclosure charges and part payment options too.
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      , hyderabad
      Reviewed on Aug 16, 2017
    • Axis Bank Personal Loan
      "Satisfactory service and need to improve"
      0.5 4.0/5 "Great!"
      Once my personal loan got approved by Axis bank there was no proper follow up was made on the credit part. They haven't informed me about how the loan amount gonna credit to my account. The rate of interest is high when compared with other banks. The required loan amount has been approved and I am satisfied with it.
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      , bangalore
      Reviewed on Aug 14, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      With Axis bank, the status of the product need to be informed to the customer, rather the service need to be transparent to the customers. I got the personal loan from axis bank, they have taken around 9to 12days for the whole personal loan process. The requested loan amount has been disbursed and I am happy with it. The terms and conditions are really good with axis bank personal loan.
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      , hyderabad
      Reviewed on Aug 14, 2017
    • Axis Bank Personal Loan
      "Smooth process"
      0.5 5.0/5 "Blown Away!"
      Axis bank has also offered me a personal loan and the process was smooth. The bank has always been satisfactory in the services they provide. The customer support has been quick in document collection and the disbursement was also as per my requirement.
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      , indore
      Reviewed on Aug 14, 2017
    • Axis Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My personal loan with AXIS bank was pretty good. It met my exception level in all aspects of service. In term of interest and process fee was very least compared to other banks. They have offered me 14.99% rate of interest for 1.44 lakh loan amount, and I hav taken this loan amount 6 months back and with in 10 days loan got disbursed.
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      , chennai
      Reviewed on Aug 13, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Axis has approved my personal loan, they gave the loan with 1.25 % processing fee. I have requested to waive off the ! % too. There is no part payment charges and no foreclosure charges, we can close the loan anytime after a month. Within 3 days of time they have disbursed my loan, The axis bank service was prompt in regards to my personal loan.
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      , bangalore
      Reviewed on Aug 12, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have received personal loan from Axis with different kind of offers, they are Firstly Low interest rate, secondly Lesser processing fee, Finally Low foreclosure charges. The customer service is really good with Axis bank. They have disbursed my loan within 2 days of time, I am happy with the loan amount.
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      , chennai
      Reviewed on Aug 12, 2017
    • Axis Bank Personal Loan
      "Best offer in the market"
      0.5 5.0/5 "Blown Away!"
      When I applied for personal loan, they said it disbursed within certain time but it got vary. But I am happy about loan facility they gave me zero pre closure, zero processing fee with lower rate of interest. Documentation process was also hassle fee but they taken some time to disburse, that part should be work it.
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      , hyderabad
      Reviewed on Aug 12, 2017
    • Axis Bank Personal Loan
      "Not happy with the service"
      0.5 2.0/5 "Expected more"
      The mistake I had done was, I went with third party agents for the personal loan. They directed me to the Axis bank. Throughout the loan process, I was informed that the interest rate would be around 13% from those agents so I accepted this loan happily and I had signed in the loan documents. At last in the final stage, I came to know that the interest rate for the personal loan is 20%. When I inquired with the bank, they told me that the interest rate is clearly mentioned in the documents where I signed across. I am very much disappointed because of this kind of service. Throughout the process, I was informed that the rate would be 13% so I did not read the entire loan papers.
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      , chennai
      Reviewed on Aug 11, 2017
    • Axis Bank Personal Loan
      "On time process"
      0.5 4.0/5 "Great!"
      The personal loan got sanctioned on time from Axis bank. It is much important that for an emergency purpose we are applying for the loan so if we got the loan on time then it would be good. Actually I took this loan about three years ago. Interest rate was something around 14%. But now it is closed.
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      , pune
      Reviewed on Aug 11, 2017
    • Axis Bank Personal Loan
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      Two and a half years ago, I had taken the personal loan from Axis bank. But my rating would be average for the bank because the only reason is, in all the banks they have loan top up kind of options. Axis bank do have this option but they kept some terms and conditions for top ups. Actually I approached the bank for top up after 9 months from the day I got the loan. they said since I have two cheque bounce they cannot provide the top up. But I had cleared all the over dues but still the bank is not supporting me to avail top ups.
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      , darjeeling
      Reviewed on Aug 11, 2017
    • Axis Bank Personal Loan
      "Good in interest rate"
      0.5 5.0/5 "Blown Away!"
      I found the Axis bank provides the loan with lesser interest rate. Actually I approached ICICI bank first for the personal loan then I switched over to Axis bank because of the good interest rate which is 9.8%. Also the bank provides a good customer service as well.
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      , udupi
      Reviewed on Aug 11, 2017
    • Axis Bank Personal Loan
      "Unhappy with the services"
      0.5 2.5/5 "Just OK"
      My personal loan is with Axis Bank and when I visited the bank for a statement they could have got online and given to me. Instead I was informed that it would take a day's time to get it and if send by courier it would take three to four days. It is not a good experience in all.
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      , gulbarga
      Reviewed on Aug 10, 2017
    • Axis Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      AXIS executive regularly called me and gave me good response on personal loan process. I am very impressed with that, according to other bank AXIS is best in rate of interest. I took the loan of 1.6 lakhs for the tenure of three years, I am very fine with that.
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      , sambalpur
      Reviewed on Aug 10, 2017
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    Axis Bank Personal Loan EMI Calculator is Rated as "Excellent!" by 1842 Users

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    Overview about Axis Bank Personal Loan

    Nearly every public and private lender offer personal loan to fulfill urgent individual expenses called as personal loans. Customers nowadays enjoy a slew of choices when it comes to personal loans or any other financial product or service. If you are thinking of applying for personal loan, the main thing to do is to research well and compare the available offers. As there are hundreds of lenders in the playground, you will surely find one at a competitive interest rate and minimal charges. Axis Bank, the third biggest lender in the country, has earned this position by customizing and fulfilling finance necessities of the customers. Axis bank’s personal loans can be availed by those with a steady income. The amount you can avail range from INR 50,000 to INR 15 lacs. You may take 1 year to 5 years to repay the loan.

    Perfect Personal Loan Deals for you

    How to use BankBazaar Axis Bank Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the most favoured online portal where all financial quest ends. Go to the BankBazaar home page. You will see the option ‘loans’ on the top. Click on it and choose ‘personal loans’ from the drop down menu. You will see a number of tabs on the pages navigated. Click on the tab ‘Get quote’ to get the best prices.

    How does Axis Bank Personal Loan EMI Calculator work

    You may need a personal loan at any given point in time. To ease your burden of paying off the loan immediately, you can opt for the EMI (Equated Monthly Instalment) facility. To know how much you need to pay per month, you can use a personal loan calculator. You can choose your tenure and the amount you are comfortable to repay every month which suits your pocket. With the Axis Personal EMI Calculator, you can also calculate the compound interest. You can know exactly how much will be the final amount that you part with including the interest.

    Features and Benefits of Axis Personal Loan EMI Calculator

    • Axis Bank personal loan calculator is a useful online tool to help you gauge how much advance you are eligible to avail from Axis Bank.
    • All you need to do is enter the loan amount needed, bank interest rate and tentative tenure to get the EMIs. You can try different figures to zero in on the most suitable EMI for you.
    • It could be used for anything from buying electrical appliances, children’s higher studies, going for a dream vacation and so on.
    • Axis Bank offers two kinds of personal loans, protected (with a collateral/ guarantee) and unsecured loans (without any kind of security).
    • Axis Bank offers the most reasonable interest rates in the country. You can also refinance an old loan availed from another bank to Axis Bank.
    • The paperwork for an Axis Bank personal loan is minimal and hassle-free.

    Axis Personal Loan Calculator FAQs

    What will be the EMI if I want to apply for a personal loan of INR 50,000 from Axis Bank?

    Enter the amount in the given column and the interest rate set by the bank. If you enter 5 years in the column for tenure, you will get Rs.1746 as your EMI.

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