Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Personal Loan Reviews

    • Axis Bank Personal Loan
      "Average Service"
      0.5 4.0/5 "Great!"
      Initially, Axis bank started well on the personal loan process. Customer service and responses are fine with them. But I got delayed service on loan disbursement. I faced some communication gap while they were confirming the interest rate. In all the service rendered by them is very much average.
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      , bangalore
      Reviewed on Jul 24, 2017
    • Axis Bank Personal Loan
      "Satisfactory & hassle free"
      0.5 5.0/5 "Blown Away!"
      Axis Bank has offered me a good deal on the personal loan. The customer services and response is good and the process for the loan is also smooth. I got the rate of interest of around 13.4% and the charges are minimal. There is also a zero preclosure fee.
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      , bangalore
      Reviewed on Jul 22, 2017
    • Axis Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I have a credit with Axis bank, so based on the credit card they have offered me a personal loan . The required loan amount has been disbursed by axis. Axis bank took around 7 days to disburse my loan. The customer service and the response is good with axis bank. I am satisfied with the axis bank service.
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      , sonepat
      Reviewed on Jul 18, 2017
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The axis bank personal loan process went smooth, They gave a call and asked me about my requirement then they have checked my eligibility and they have asked for my documents process the loan. Within 2 to 3 days they have approved my loan and in the same week itself my loan got disbursed and they have sent me the loan kit after 15 days of time. The rate of interest is as per the market standards and I am happy about it. They have offered me the loan with the zero % fore closure charges and zero part payment charges as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 18, 2017
    • Axis Bank Personal Loan
      "Extremely High on ROI & charges"
      0.5 3.0/5 "Satisfactory"
      I had taken a personal loan from Axis Bank on two occasions. I received the loan on time as they contacted me and processed my details. Being an existing customer, I was not given any good deals on the interest rate and charges. So I foreclosed the loan in two years. My tenure was for a period of 4 years.
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      , chennai
      Reviewed on Jul 13, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.5/5 "Excellent!"
      Before 2 years , I had taken the personal loan from Axis bank. At that time the interest rate was around 16% which is little high, but they had sanctioned the loan on time. Now I want to take topup from Axis for which they said the interest rate would be 10.99% - 11.55%.
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      , hyderabad
      Reviewed on Jul 12, 2017
    • Axis Bank Personal Loan
      "Better Service"
      0.5 4.5/5 "Excellent!"
      I had applied for the personal loan with Axis bank. It has been one month but still I am waiting for them to complete the process. Axis is the bank where I maintain my savings and salary account but I do not why they are delaying much. I had submitted my application at Trichy branch. It would have been better, if they would have completed the work on time.
      Was this review helpful? 1
      , erode
      Reviewed on Jul 11, 2017
    • Axis Bank Personal Loan
      "Instant loan "
      0.5 4.0/5 "Great!"
      I would say the personal loan process with axis bank was quick and fast. They have disbursed the loan within 3 to 4 days. The customer service and the response is also very good with them. The required loan amount has been disbursed and I am satisfied with the loan amount. The rate of interest is average when compared with others. It has the advantage of part payment option but there are no fore closure charges too.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 11, 2017
    • Axis Bank Personal Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      Axis bank has approved My personal loan as I hold a salaried account with Axis. The customer service and the response was good with Axis bank. They have disbursed my personal loan within 8 to 10 days. The rate of interest is nominal with axis bank. The required loan amount has been given and I am satisfied with the loan amount.
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      , mumbai
      Reviewed on Jul 11, 2017
    • Axis Bank Personal Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      The whole personal loan process took 5 to 6 days of time. Within 2 days they have approved the loan then within next 2 days they have verified and disbursed the loan. The rate of interest is nominal when compared with other banks. The customer service and the response was pretty good with axis. The required loan amount has been sanctioned and I am happy about it. I am satisfied with the axis bank service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 11, 2017
    • Axis Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      Without any obstacles my personal loan was processed with AXIS bank. It took three working days for the personal loan to get disbursed with AXIS Bank. As I am very much comfortable with the bank I would also suggest their services to others they have offered rate of interest of 12.99%.
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      , vapi
      Reviewed on Jul 10, 2017
    • Axis Bank Personal Loan
      "Interest rate is high"
      0.5 4.0/5 "Great!"
      The rate of interest for the personal loan is around 13.49% with Axis bank. I availed the loan service but the interest rate is little bit higher with Axis when compared with other banks. Their customer service and their responses are pretty much good.
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      , pune
      Reviewed on Jul 07, 2017
    • Axis Bank Personal Loan
      "Interest rate should be flexible"
      0.5 3.5/5 "Pretty good"
      Axis charging high interest of 18% on personal loan but Hdfc providing only 11% of interest. But Axis is good in notification they giving proper alerts to the customer. I have taken the loan of Rs. 1.5 lakhs with the EMI of Rs.3650 for tenure of five years.
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      , madurai
      Reviewed on Jul 06, 2017
    • Axis Bank Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I applied for a loan and it was a very smooth process and got the money in just 1 day post receiving the message from Axis Bank of loan disbursal. Amazing experience. Cheers to Axis Bank! The interest rate is 10.99% plus this loan is insured i.e. if there is any mis-happening my family will not be liable to pay the loan back.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 06, 2017
    • Axis Bank Personal Loan
      "Need Improvement"
      0.5 2.0/5 "Expected more"
      I just got only 1 call in concern to my personal loan application with axis bank. They haven't gave proper response to my loan application. The rate of interest and the other charges are really high when compared with others and they haven't even informed me about the interest rate. The customer service and the response need to be improved with axis bank. I am happy about the loan amount. The service need improvement with Axis bank.
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      , new delhi
      Reviewed on Jul 05, 2017
    • Axis Bank Personal Loan
      "Personal Loan "
      0.5 0.5/5 "Unacceptable"
      The Axis bank personnel did not process the loan immediately because they claimed the passport copy provided was not good enough. However, they confirmed that the loan was approved after 4 days when I wanted to cancel the loan application. This time they approved it without me submitting a new scan of the passport copy. So I did not understand why they claimed earlier that the passport copy wasn't good enough. Also they refused to confirm in an email that I wanted to cancel the loan. I am worried since I have given all the confidential documents and the approved loan should not be misused.
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      , bangalore
      Reviewed on Jul 05, 2017
    • Axis Bank Personal Loan
      "Best offer with worst customer service"
      0.5 3.0/5 "Satisfactory"
      I took personal loan from AXIS through third party agency, they taken some charges. Initially they offered me some interest rate during the loan process they increase the interest and also they charged higher processing fee. They didn't give clear information about the charges. Customer response should be improved but interm of offer AXIS is best in the market.
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      , bangalore
      Reviewed on Jul 04, 2017
    • Axis Bank Personal Loan
      "Not Approachable"
      0.5 1.0/5 "Really Bad"
      I had applied for the personal loan with Axis bank but the bank was not helped me in getting the loan. Actually I am an existing customer of Axis bank. But they are not willing to provide the loan which I requested for. Therefore, I am very much disappointed with AXIS.
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      , burdwan
      Reviewed on Jul 03, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I got the Personal loan with AXIS Bank and I am maintain a salary account with same bank so the rate of interest offered by them was 15% and I have taken this loan 5 years back and its going to end in next four days I have availed five lakh rupees loan and there was no processing charges also documentation part was also normal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 01, 2017
    • Axis Bank Personal Loan
      "Prompt service"
      0.5 5.0/5 "Blown Away!"
      About six months ago, I had taken the personal loan from Axis bank. Interest rate is 12.5%. They processed the loan in a proper manner. I received good service for the loan process. Even the bank is very prompt while crediting the amount and it was sanctioned on time.
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      , yavatmal
      Reviewed on Jun 29, 2017
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    Axis Bank Personal Loan EMI Calculator is Rated as "Excellent!" by 1811 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about Axis Bank Personal Loan

    Nearly every public and private lender offer personal loan to fulfill urgent individual expenses called as personal loans. Customers nowadays enjoy a slew of choices when it comes to personal loans or any other financial product or service. If you are thinking of applying for personal loan, the main thing to do is to research well and compare the available offers. As there are hundreds of lenders in the playground, you will surely find one at a competitive interest rate and minimal charges. Axis Bank, the third biggest lender in the country, has earned this position by customizing and fulfilling finance necessities of the customers. Axis bank’s personal loans can be availed by those with a steady income. The amount you can avail range from INR 50,000 to INR 15 lacs. You may take 1 year to 5 years to repay the loan.

    Perfect Personal Loan Deals for you

    How to use BankBazaar Axis Bank Personal Loan Calculator to understand your Personal Loan Repayment

    BankBazaar is one of the most favoured online portal where all financial quest ends. Go to the BankBazaar home page. You will see the option ‘loans’ on the top. Click on it and choose ‘personal loans’ from the drop down menu. You will see a number of tabs on the pages navigated. Click on the tab ‘Get quote’ to get the best prices.

    How does Axis Bank Personal Loan EMI Calculator work

    You may need a personal loan at any given point in time. To ease your burden of paying off the loan immediately, you can opt for the EMI (Equated Monthly Instalment) facility. To know how much you need to pay per month, you can use a personal loan calculator. You can choose your tenure and the amount you are comfortable to repay every month which suits your pocket. With the Axis Personal EMI Calculator, you can also calculate the compound interest. You can know exactly how much will be the final amount that you part with including the interest.

    Features and Benefits of Axis Personal Loan EMI Calculator

    • Axis Bank personal loan calculator is a useful online tool to help you gauge how much advance you are eligible to avail from Axis Bank.
    • All you need to do is enter the loan amount needed, bank interest rate and tentative tenure to get the EMIs. You can try different figures to zero in on the most suitable EMI for you.
    • It could be used for anything from buying electrical appliances, children’s higher studies, going for a dream vacation and so on.
    • Axis Bank offers two kinds of personal loans, protected (with a collateral/ guarantee) and unsecured loans (without any kind of security).
    • Axis Bank offers the most reasonable interest rates in the country. You can also refinance an old loan availed from another bank to Axis Bank.
    • The paperwork for an Axis Bank personal loan is minimal and hassle-free.

    Axis Personal Loan Calculator FAQs

    What will be the EMI if I want to apply for a personal loan of INR 50,000 from Axis Bank?

    Enter the amount in the given column and the interest rate set by the bank. If you enter 5 years in the column for tenure, you will get Rs.1746 as your EMI.

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