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  • Bank Of India Personal Loan Customer Care is Rated as "Great!" by 94195 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Bank Of India Personal Loan Customer Care

    Bank of India (BOI) is a prominent bank in India that is dedicated to giving top-notch banking services. The bank provides corporate banking, MSME banking, retail banking, rural banking, and NRI banking services. It also has online services and ancillary services.

    Under the retail banking segment of the bank, you can apply for deposits, loans, MITC accounts, CASA term insurance, and lots more. A few of the loans given by the bank include personal loans, education loans, holiday loans, pensioner loans, home loans, vehicle loans, top-up loans, and many more.

    Bank of India has a well-designed customer care facility to provide support to customers for all its products. You can avail the services of this facility right from when you want to enquire about a specific BOI personal loan, when you apply for a personal loan, when your loan gets approved and disbursed, when you start repaying the loan, and even after you complete the full repayment.

    Bank of India Personal Loan Customer Care Helpline Details

    Bank of India has a special helpline section in order to address the various issues and troubles related to their banking products faced by customers. When you take a personal loan from Bank of India, you can be guaranteed that you will have someone by your side to take care of all problems associated with the loan. The bank treats its customers with high respect and is committed to offering solutions instantly. BOI makes sure that they do not delay the processing of resolutions as they understand the specific needs of customers.

    The table given below shows the specific contact details for BOI personal loans and other products:

    Customer care toll-free number on all days (24/7) 1800 220 229 91-22-40919191
    Landline (022) 40426005 40426006
    Bank of India Head Office Landline 022-66684444

    Bank of India Grievance Form

    • In case you have any complaint against any service provided by the bank, you can lodge a complaint online itself. You do not have to call the bank or visit the bank.
    • You can go to the official website of the bank and then open the online ‘Grievance Form’.
    • In the form, you will need to fill basic details such as name, address, mobile number, account number, state, city, branch, etc.
    • Next, you will have to select the category of complaint, types of products and services, nature of your complaint, and you can even write details of your complaint.
    • You will also have to key in the captcha code in the relevant field, and then click ‘Submit’.

    Bank of India Grievance Status Tracking

    • If you have any grievance regarding your BOI personal loan or any other BOI product, you can fill the grievance form online and then even check its status online! This is a very beneficial online tool.
    • In the status tracking tool, you will need to fill the grievance reference number and the captcha code seen on your screen.
    • Then you will have to click on ‘Check Now’.
    • You will now be able to see the status of your BOI grievance.

    Types of Personal Loans Offered by Bank of India

    Bank of India has primarily 2 kinds of personal loans. You can apply for any of them after comparing interest rates. You can decide your personal loan tenure and loan amount according to your requirements, repayment capacity, affordability, income, the loan interest rate etc. You can assess these factors by checking your credit score and your bank account details.

    You can take a personal loan from Bank of India for any reason. You do not have to mention the reason to the bank. Let us now take a look at the 2 types of personal loans offered by the bank:

    BOI Star Personal Loan:

    This personal loan can be utilised by you for medical treatment, surgeries, medicines, buying consumer durables, wedding arrangements, sponsoring you, your spouse, or your child’s education, etc. It can be taken as a demand loan or a term loan or an overdraft loan.

    • This loan can be taken by professionals, salaried employees, people with high net worth, pensioners, family pensioners, etc.
    • The maximum quantum for this loan is Rs.10 lakh.
    • This loan is given as an unsecured or a secured loan. You will have to pay a floating interest rate for this loan.
    • The unsecured loan will need to be repaid in 36 months and the secured loan will need to be paid in 60 months.
    Apply for Personal Loan

    BOI Star Mitra Personal Loan:

    This personal loan is given to the physically challenged. It is solely given to help out physically challenged people so that they can be financially independent and also manage credit efficiently.

    • It can be used to buy durable and advanced appliances and aids that will help them in taking care of physical and social rehabilitation.
    • It is given to any physically challenged person who is salaried or self-employed. Even a physically challenged minor can apply for this loan with the help of his or her parent or guardian. However, it does not allow any advance to a middle-man or an NGO.
    • It can be acquired as demand loan or a term loan.
    • The maximum quantum of this secured loan is Rs.1 lakh.
    • There is a margin of 10% on this loan.
    • You will need to repay this loan within 12 to 60 months.
    • The processing fee is waived for this loan.
    • The security for this loan will be hypothecation of the equipment that is bought with the help of the loan.
    • The insurance cost is waived. However, the bank recommends the loan applicant to buy insurance for the loan on his own.
    • This loan will have a fixed interest rate.
    • While applying for this personal loan, the applicant will be required to submit a doctor’s certificate to show the extent of handicap and the requirement for the equipment.

    You may also contact any BOI branch or zonal office for your personal loan queries by calling them or visiting them. You will find the contact details of each branch on the bank’s official website.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken my personal loan was taken with HDFC Bank 2.5 years back. The loan amount was 1 lakh.The interest rate was quite satisfactory and the tenure period was 2 years .I am happy with the service and responses . There is no inconvenience faced and the pre closure is after 2 years .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 21, 2018
    • HDFC Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC Bank and the process of documentation process was very good. I got the loan on time and the rate of interest and processing charges is nominal and in all there are no issues to get the loan. A smooth process in all.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2018
    • ICICI Bank Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI bank 1 year back. I have taken 2.8 lakhs and the interest rate was very high . The tenure period was 4 years but i did pre closure . The chargers re very high for pre closuring the loan here but i had a smooth loan process . The documentation was quite smooth and hassle free.
      Was this review helpful? 2
      , bangalore
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken my personal loan with HDFC bank 1 year ba4ck. The loan amount was 4,25,000 and the interest rate was average The tenure period was 2 years . I had a good satisfactory experience . They have sanctioned the loan with the committed time also. There are no difficulties faced .
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Process is nice"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a personal loan. The customer services and response is good and there are no hassles in the process. They also offered me a good rate of interest and the processing charges are nominal too. The after loan services are good too.
      Was this review helpful? 1
      , jaipur
      Reviewed on Sep 20, 2018
    • Capital First Personal Loan
      "Hassle free process"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Capital first. The customer services and response is good. The process to get the loan is good and the rate of interest and processing charges is normal too. The after loan services are also satisfactory. Good overall.
      Was this review helpful? 1
      , greater noida
      Reviewed on Sep 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank 1 year back. I have taken 2.5 lakhs and the interest rate was satisfactory . I am happy with the customer service and responses. There is no inconvenience faced and the process was completely hassle free.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 20, 2018
    • Citibank Personal Loan
      "Satisfactory"
      0.5 3.5/5 "Pretty good"
      My personal loan was taken with CITI bank 4 months back. The loan amount was 1,20,000 and the interest rate was very high . The customer service and responses was good. I have faced some difficult and they even detected some amount also. The processing fee was nominal.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 20, 2018
    • ICICI Bank Personal Loan
      "Very bad experience and still sufferring"
      0.5 0.5/5 "Unacceptable"
      Took BT and top up loan from icici in July 2018 but received DD for balance transfer in third week of August. When submitted the DD to the other bank it got rejected as authorised signature is missing on it. The sales manager is not answering my call. I have already raised the complaint with customer care after which I received the DD.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , the tenure period is 2year . They charge 15% of interest rate and it is too high. There is no processing fee with this bank and the best part they gave preclosere option . The service and process was good and smooth with this bank .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Normal Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. I have applied for a short term loan via BankBazaar. It was good, customer support support was good. BankBazaar is a convenient platform for comparing and choosing various financial products online.
      Was this review helpful? 1
      , faridabad
      Reviewed on Sep 19, 2018
    • Cashe Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I have taken a short term loan from the CashE. It was awesome, I got the loan on the same day with in hours. It was a very good experience and they processed the application very quick. It is a very good service for emergency financial aid.
      Was this review helpful? 1
      , faridabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      My jumbo loan was taken with HDFC BANK , their tenure period is 4year . The best part is processing fee is free with this bank and rate of interest is 1.3% which is nominal in the market . There is option preclosere with 3% on principal amount . Overall it is good to have HDFC BANK.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 19, 2018
    • Aditya Birla Finance Personal Loan
      "Very Bad Experience with ABFL"
      0.5 0.5/5 "Unacceptable"
      1. Fake commitment of 30 min. disb. 2. Irritate by sending lots of sms and emails of remainder. 3. Breaks privacy by sending bank details in sms and email. 4. No reply from customer care email. 5. After regular payment we will get an overdue emi sms.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 19, 2018
    • SBI Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with SBI and my loan experience was very good. The process was smooth and i received my loan amount on time. Customer service is good and they responded on time. The tenure period for this personal loan is 5 years.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with HDFC bank and my experience was good, the loan amount was for Rs 1 lacs with nominal interest rate of 11.5%. Customer service was good with this bank and they followed up on time and the tenure period for this loan is 2 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 19, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with this personal loan and the loan amount which they had provided also had been satisfactory as well. The interest rate with them has been nominal when compared with the market rate. Their customer support also had been responsive where they had been helpful at times.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 19, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with Bank Bazaar and i had been using it for checking about the credit scores and the interest rate as well. I had been using the website of them and it has been easy in using it. Their customer support also had been responsive where there has been good follow up during the process of my personal loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 19, 2018
    • ICICI Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to go with them since one of my friend had suggested me about them. The process in getting this loan has been smooth and easy and the loan amount which they had provided also had been satisfactory. The interest rate with them has been nominal when compared with the market rate. Their customer support with them also had been responsive.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 19, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The experience i had in getting this personal loan has been okay, where the loan amount which they had provided had been sufficient and the interest rate with them also had been nominal. Their customer support also had been helpful at times and has been responsive. There has not been any hassle faced with them so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 19, 2018
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