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  • Bank Of India Personal Loan Customer Care is Rated as "Great!" by 91489 Users

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    Bank Of India Personal Loan Customer Care

    Bank of India (BOI) is a prominent bank in India that is dedicated to giving top-notch banking services. The bank provides corporate banking, MSME banking, retail banking, rural banking, and NRI banking services. It also has online services and ancillary services.

    Under the retail banking segment of the bank, you can apply for deposits, loans, MITC accounts, CASA term insurance, and lots more. A few of the loans given by the bank include personal loans, education loans, holiday loans, pensioner loans, home loans, vehicle loans, top-up loans, and many more.

    Bank of India has a well-designed customer care facility to provide support to customers for all its products. You can avail the services of this facility right from when you want to enquire about a specific BOI personal loan, when you apply for a personal loan, when your loan gets approved and disbursed, when you start repaying the loan, and even after you complete the full repayment.

    Bank of India Personal Loan Customer Care Helpline Details

    Bank of India has a special helpline section in order to address the various issues and troubles related to their banking products faced by customers. When you take a personal loan from Bank of India, you can be guaranteed that you will have someone by your side to take care of all problems associated with the loan. The bank treats its customers with high respect and is committed to offering solutions instantly. BOI makes sure that they do not delay the processing of resolutions as they understand the specific needs of customers.

    The table given below shows the specific contact details for BOI personal loans and other products:

    Customer care toll-free number on all days (24/7) 1800 220 229 91-22-40919191
    Landline (022) 40426005 40426006
    Bank of India Head Office Landline 022-66684444

    Bank of India Grievance Form

    • In case you have any complaint against any service provided by the bank, you can lodge a complaint online itself. You do not have to call the bank or visit the bank.
    • You can go to the official website of the bank and then open the online ‘Grievance Form’.
    • In the form, you will need to fill basic details such as name, address, mobile number, account number, state, city, branch, etc.
    • Next, you will have to select the category of complaint, types of products and services, nature of your complaint, and you can even write details of your complaint.
    • You will also have to key in the captcha code in the relevant field, and then click ‘Submit’.

    Bank of India Grievance Status Tracking

    • If you have any grievance regarding your BOI personal loan or any other BOI product, you can fill the grievance form online and then even check its status online! This is a very beneficial online tool.
    • In the status tracking tool, you will need to fill the grievance reference number and the captcha code seen on your screen.
    • Then you will have to click on ‘Check Now’.
    • You will now be able to see the status of your BOI grievance.

    Types of Personal Loans Offered by Bank of India

    Bank of India has primarily 2 kinds of personal loans. You can apply for any of them after comparing interest rates. You can decide your personal loan tenure and loan amount according to your requirements, repayment capacity, affordability, income, the loan interest rate etc. You can assess these factors by checking your credit score and your bank account details.

    You can take a personal loan from Bank of India for any reason. You do not have to mention the reason to the bank. Let us now take a look at the 2 types of personal loans offered by the bank:

    BOI Star Personal Loan:

    This personal loan can be utilised by you for medical treatment, surgeries, medicines, buying consumer durables, wedding arrangements, sponsoring you, your spouse, or your child’s education, etc. It can be taken as a demand loan or a term loan or an overdraft loan.

    • This loan can be taken by professionals, salaried employees, people with high net worth, pensioners, family pensioners, etc.
    • The maximum quantum for this loan is Rs.10 lakh.
    • This loan is given as an unsecured or a secured loan. You will have to pay a floating interest rate for this loan.
    • The unsecured loan will need to be repaid in 36 months and the secured loan will need to be paid in 60 months.
    Apply for Personal Loan

    BOI Star Mitra Personal Loan:

    This personal loan is given to the physically challenged. It is solely given to help out physically challenged people so that they can be financially independent and also manage credit efficiently.

    • It can be used to buy durable and advanced appliances and aids that will help them in taking care of physical and social rehabilitation.
    • It is given to any physically challenged person who is salaried or self-employed. Even a physically challenged minor can apply for this loan with the help of his or her parent or guardian. However, it does not allow any advance to a middle-man or an NGO.
    • It can be acquired as demand loan or a term loan.
    • The maximum quantum of this secured loan is Rs.1 lakh.
    • There is a margin of 10% on this loan.
    • You will need to repay this loan within 12 to 60 months.
    • The processing fee is waived for this loan.
    • The security for this loan will be hypothecation of the equipment that is bought with the help of the loan.
    • The insurance cost is waived. However, the bank recommends the loan applicant to buy insurance for the loan on his own.
    • This loan will have a fixed interest rate.
    • While applying for this personal loan, the applicant will be required to submit a doctor’s certificate to show the extent of handicap and the requirement for the equipment.

    You may also contact any BOI branch or zonal office for your personal loan queries by calling them or visiting them. You will find the contact details of each branch on the bank’s official website.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a one stop solution for all the financial products . The customer service and responses was really good. The website is very user friendly and easy to navigate . The web portals accuracy and speed is good so I would like to recommend to others.,
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good.My overall experience was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached FULLERTON for my personal loan. There is no requirement for the loan as of now so i have canceled the loan process. The loan amount was 4 laksh and interest rate was 30% which is high .The customer service and responses was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with INDUSIND BANK. They have rejected the application. They have collected all the documents. The customer service and responses was very good. I was looking for 3 lakhs and the interest rate .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and response was really good. The website has many good options on banks and interest rate . I have not faced any issues with the service so its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan but their interest rate was very high so i have canceled here and taken with ICICI bank.I was looking fir 4 lakhs and the interest rate was 12.24% which is very high . I am satisfied with the customer service and responses.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with AXIS BANK 2 years back. The loan amount was 6 lakhs and the interest rate was 11% which is high . The tnrue period was 4 years . The process was very good and the possessing fee was 7000. My overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The websites option was really good. The web portals accuracy is also good. I am happy with the overall service here so its recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Kotak Personal Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I have approached KOTAK bank for my personal loan .They have canceled my request with out any intimations. I was looking for 6 lakhs and the interest rate was 14.99% which is very high . The customer service and responses was not good.My experience was not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good so I would like it recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken wit INDUSIND bank. The loan amount was 3 lakhs and the interest rate was 12% which is bit high . The customer service and responses was good. There is no processing fee and the tenrue period was 2 years.My experience with Indusind was not all good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Bajaj Finserv for 11 Lakhs. The application process was easy and with in1 week the loan amount was Credited to account. The documentation and the application process was easy and hassle free. Overall it was a good expereince.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a personal loan for 1 Lakh from the HDFC bank. They offered an interest rate of 16.2 % .The application process was smooth and hassle free. I got the loan amount credited to my account with in 2 days. The whole application process and documentation was quick and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "GOOD"
      0.5 3.5/5 "Pretty good"
      I have been using my PERSONAL LOAN from AXIS BANK since 30 months i am really happy to hold my loan from this bank. Because the thing is that there is no pre-closure charges applicable in this bank. But the rate of interest is very high when compared to the other banks but other than that everything is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
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