Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Bank Of India Personal Loan Customer Care is Rated as "Great!" by 92905 Users

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    Bank Of India Personal Loan Customer Care

    Bank of India (BOI) is a prominent bank in India that is dedicated to giving top-notch banking services. The bank provides corporate banking, MSME banking, retail banking, rural banking, and NRI banking services. It also has online services and ancillary services.

    Under the retail banking segment of the bank, you can apply for deposits, loans, MITC accounts, CASA term insurance, and lots more. A few of the loans given by the bank include personal loans, education loans, holiday loans, pensioner loans, home loans, vehicle loans, top-up loans, and many more.

    Bank of India has a well-designed customer care facility to provide support to customers for all its products. You can avail the services of this facility right from when you want to enquire about a specific BOI personal loan, when you apply for a personal loan, when your loan gets approved and disbursed, when you start repaying the loan, and even after you complete the full repayment.

    Bank of India Personal Loan Customer Care Helpline Details

    Bank of India has a special helpline section in order to address the various issues and troubles related to their banking products faced by customers. When you take a personal loan from Bank of India, you can be guaranteed that you will have someone by your side to take care of all problems associated with the loan. The bank treats its customers with high respect and is committed to offering solutions instantly. BOI makes sure that they do not delay the processing of resolutions as they understand the specific needs of customers.

    The table given below shows the specific contact details for BOI personal loans and other products:

    Customer care toll-free number on all days (24/7) 1800 220 229 91-22-40919191
    Landline (022) 40426005 40426006
    Bank of India Head Office Landline 022-66684444

    Bank of India Grievance Form

    • In case you have any complaint against any service provided by the bank, you can lodge a complaint online itself. You do not have to call the bank or visit the bank.
    • You can go to the official website of the bank and then open the online ‘Grievance Form’.
    • In the form, you will need to fill basic details such as name, address, mobile number, account number, state, city, branch, etc.
    • Next, you will have to select the category of complaint, types of products and services, nature of your complaint, and you can even write details of your complaint.
    • You will also have to key in the captcha code in the relevant field, and then click ‘Submit’.

    Bank of India Grievance Status Tracking

    • If you have any grievance regarding your BOI personal loan or any other BOI product, you can fill the grievance form online and then even check its status online! This is a very beneficial online tool.
    • In the status tracking tool, you will need to fill the grievance reference number and the captcha code seen on your screen.
    • Then you will have to click on ‘Check Now’.
    • You will now be able to see the status of your BOI grievance.

    Types of Personal Loans Offered by Bank of India

    Bank of India has primarily 2 kinds of personal loans. You can apply for any of them after comparing interest rates. You can decide your personal loan tenure and loan amount according to your requirements, repayment capacity, affordability, income, the loan interest rate etc. You can assess these factors by checking your credit score and your bank account details.

    You can take a personal loan from Bank of India for any reason. You do not have to mention the reason to the bank. Let us now take a look at the 2 types of personal loans offered by the bank:

    BOI Star Personal Loan:

    This personal loan can be utilised by you for medical treatment, surgeries, medicines, buying consumer durables, wedding arrangements, sponsoring you, your spouse, or your child’s education, etc. It can be taken as a demand loan or a term loan or an overdraft loan.

    • This loan can be taken by professionals, salaried employees, people with high net worth, pensioners, family pensioners, etc.
    • The maximum quantum for this loan is Rs.10 lakh.
    • This loan is given as an unsecured or a secured loan. You will have to pay a floating interest rate for this loan.
    • The unsecured loan will need to be repaid in 36 months and the secured loan will need to be paid in 60 months.
    Apply for Personal Loan

    BOI Star Mitra Personal Loan:

    This personal loan is given to the physically challenged. It is solely given to help out physically challenged people so that they can be financially independent and also manage credit efficiently.

    • It can be used to buy durable and advanced appliances and aids that will help them in taking care of physical and social rehabilitation.
    • It is given to any physically challenged person who is salaried or self-employed. Even a physically challenged minor can apply for this loan with the help of his or her parent or guardian. However, it does not allow any advance to a middle-man or an NGO.
    • It can be acquired as demand loan or a term loan.
    • The maximum quantum of this secured loan is Rs.1 lakh.
    • There is a margin of 10% on this loan.
    • You will need to repay this loan within 12 to 60 months.
    • The processing fee is waived for this loan.
    • The security for this loan will be hypothecation of the equipment that is bought with the help of the loan.
    • The insurance cost is waived. However, the bank recommends the loan applicant to buy insurance for the loan on his own.
    • This loan will have a fixed interest rate.
    • While applying for this personal loan, the applicant will be required to submit a doctor’s certificate to show the extent of handicap and the requirement for the equipment.

    You may also contact any BOI branch or zonal office for your personal loan queries by calling them or visiting them. You will find the contact details of each branch on the bank’s official website.

    Personal Loan Reviews

    • Citibank Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have taken my personal loan with CITI bank 10 years back. I have a faced a major issues with EMI deductions and i have even raised a complaint also then the step was taken but i have went through a lot of issues due to that . My Credit score was also affected which was very disappointing . I have taken 50,000 and the interest rate was satisfactory .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 20, 2018
    • Kotak Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting the loan had been very good and verification process had been very simple and easy. The loan amount which they had provided had been satisfactory which was about 2,20,000 and the interest rate with them also had been okay which was 18%. Overall it had been a good experience.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My experience was quite satisfactory with bank bazaar . This is my first experience and there are no complaints.The website is very user friendly and easy to navigate . The web portal's accuracy and speed is good therefore I would recommend this site to all.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It had been a very good experience with this Personal loan and the process in getting this loan had been smooth and easy. The loan amount which they had provided had been satisfactory and the interest rate with them had been nominal when compared with the market rate. The customer support of them and their staff responses had been good while the processing of the loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC Bank. The loan amount was 3 lakhs and the interest rate was stayfscatory . The process was very smooth and there is no processing fee here. I completely satisfied with the service here and i liked the coordination also., The loan was approved on time so I would like tor recommend to others.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Awesome Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I never faced any issues with their services. I've applied for a personal loan via Bankbazaar and the whole application and the documentation process was smooth and hassle free.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 20, 2018
    • Citibank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Citi bank for Rs. 5.7L for 4 years. It was very good, The interest was normal. I got the loan amount with in a week. There was a bank strike other than that there were no issues during the loan application.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar platform for a while. I applied for a ,personal loan via BankBazaar. It was very good, the customer support follow up was also very good. BankBazaar is a convenient platform to apply for various financial products online. I even recommended BankBazaar to some of my friends.
      Was this review helpful? 1
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC Rs. 3.6 Lacs for 5 years. It was amazing, I applied directly but rejected the application. When I applied online I got the loan amount with in 5 days. The interest rate is normal when comparing with the other banks
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan had been smooth and easy, where the loan amount which they had provided also had been satisfactory as well. The interest rate which they where charging had been nominal and there has not been any processing fee or any sort of extra charges which they had charged so far. Overall it had been a good experience with them.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a personal loan from the HDFC bank for 2.5 lacs, it was a good experience, the interest was lower. I got the loan amount2-3 days. There were some issues with the address verification. Overall it has been a very good experience in taking a personal from the HDFC bank.
      Was this review helpful? 0
      , kurnool
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the BankBazaar services for a while. They offered Excellent service, I got the loan with in 2 days. The customer support follow up was also good during the application. I never faced any issues during the application.
      Was this review helpful? 2
      , kurnool
      Reviewed on Jul 20, 2018
    • Fullerton Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      I took a ,personal loan from the Fullerton Rs. 2Lacs for 5 years. The loan experience was good, rate of interest is high. The whole application and the documentation process was smooth and hassle free. I got the loan amount quickly.
      Was this review helpful? 1
      , kurnool
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank for 2 lacs, I applied at the branch and it was also pre-approved . There were no hassles during the application and documentation. It was a smooth personal loan experience. The interest rate was also nominal.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the BankBazaar platform for a while. The response was good. The customer support follow up was also good during the application process. I never faced any issues during the application and the documentation. BankBazaar is a convenient platform to compare and choose various banking products.
      Was this review helpful? 0
      , haridwar
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken my personal loan via BANK BAZAAR . The customer service and responses was up to the mark. The website is very user friendly and easy to understand but few information which is given on the website is not consistent which can be worked on .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2018
    • HDB Financial Services Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDB FINANCE. The loan amount was 3,30,000 and the interest rate was satisfactory and the tnrue period was 3 years,. I had a very smooth process here but the documentation was but tedious sine they requested lot of documents to submit but the process was very nominal. They have sanctioned the loan with the committed time.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Normal service"
      0.5 4.0/5 "Great!"
      The process in getting this personal loan had been a little slow and the process has took some delay. The loan amount which they had provided had been satisfactory but the interest rate has been a little high when compared with the market rate. I have taken this loan for the Home Renovation.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 20, 2018
    • HDFC Bank Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I took a personal loan from the HDFC bank for 2.3 lacs, the experience is good, The interest rate was normal. I got the loan amount with in 7 working days, the customer support follow up was also very good. it was a hassle free loan experience with the HDFC bank.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 20, 2018
    • Bank Bazaar Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the BankBazaar platform for a while. The service was good, customer support was good. I got the loan pretty soon. BankBazaar is a convenient marketplace to apply for for various financial products online.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 20, 2018
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