Bank of India (BOI) is a prominent bank in India that is dedicated to giving top-notch banking services. The bank provides corporate banking, MSME banking, retail banking, rural banking, and NRI banking services. It also has online services and ancillary services.
Under the retail banking segment of the bank, you can apply for deposits, loans, MITC accounts, CASA term insurance, and lots more. A few of the loans given by the bank include personal loans, education loans, holiday loans, pensioner loans, home loans, vehicle loans, top-up loans, and many more.
Bank of India has an easily accessible customer care facility to provide support to customers for all its products. This facility is available for all your queries, right from the loan application process to the repayment your loan dues.
Bank of India has a dedicated helpline section to address various issues and troubles you may face in relation to their banking products. BOI treats its customers with respect and is committed to offering solutions instantly. They make sure there are no delays in terms of offering resolutions.
The table given below shows the specific contact details for BOI personal loans and other products:
|Toll-free number||1800 220 229|
|Toll-free number (24/7)||1800 103 1906|
|Telephone number (chargeable)||(022) – 40919191|
|Head office number||022-66684444|
Bank of India has primarily 2 kinds of personal loans. You can apply for any of them after comparing interest rates. You can decide your personal loan tenure and loan amount according to your requirements, repayment capacity, affordability, income, the loan interest rate etc. You can assess these factors by checking your credit score and your bank account details.
You can take a personal loan from Bank of India for any reason. You do not have to mention the reason to the bank. Let us now take a look at the 2 types of personal loans offered by the bank:
This personal loan can be utilised by you for medical treatment, surgeries, medicines, buying consumer durables, wedding arrangements, sponsoring you, your spouse, or your child’s education, etc. It can be taken as a demand loan or a term loan or an overdraft loan.
This personal loan is given to the physically challenged. It is solely given to help out physically challenged people so that they can be financially independent and also manage credit efficiently.
You may also contact any BOI branch or zonal office for your personal loan queries by calling them or visiting them. You will find the contact details of each branch on the bank’s official website.
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