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  • Bank Of India Personal Loan Customer Care is Rated as "Great!" by 95651 Users

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    Bank Of India Personal Loan Customer Care

    Bank of India (BOI) is a prominent bank in India that is dedicated to giving top-notch banking services. The bank provides corporate banking, MSME banking, retail banking, rural banking, and NRI banking services. It also has online services and ancillary services.

    Under the retail banking segment of the bank, you can apply for deposits, loans, MITC accounts, CASA term insurance, and lots more. A few of the loans given by the bank include personal loans, education loans, holiday loans, pensioner loans, home loans, vehicle loans, top-up loans, and many more.

    Bank of India has a well-designed customer care facility to provide support to customers for all its products. You can avail the services of this facility right from when you want to enquire about a specific BOI personal loan, when you apply for a personal loan, when your loan gets approved and disbursed, when you start repaying the loan, and even after you complete the full repayment.

    Bank of India Personal Loan Customer Care Helpline Details

    Bank of India has a special helpline section in order to address the various issues and troubles related to their banking products faced by customers. When you take a personal loan from Bank of India, you can be guaranteed that you will have someone by your side to take care of all problems associated with the loan. The bank treats its customers with high respect and is committed to offering solutions instantly. BOI makes sure that they do not delay the processing of resolutions as they understand the specific needs of customers.

    The table given below shows the specific contact details for BOI personal loans and other products:

    Customer care toll-free number on all days (24/7) 1800 220 229 91-22-40919191
    Landline (022) 40426005 40426006
    Bank of India Head Office Landline 022-66684444

    Bank of India Grievance Form

    • In case you have any complaint against any service provided by the bank, you can lodge a complaint online itself. You do not have to call the bank or visit the bank.
    • You can go to the official website of the bank and then open the online ‘Grievance Form’.
    • In the form, you will need to fill basic details such as name, address, mobile number, account number, state, city, branch, etc.
    • Next, you will have to select the category of complaint, types of products and services, nature of your complaint, and you can even write details of your complaint.
    • You will also have to key in the captcha code in the relevant field, and then click ‘Submit’.

    Bank of India Grievance Status Tracking

    • If you have any grievance regarding your BOI personal loan or any other BOI product, you can fill the grievance form online and then even check its status online! This is a very beneficial online tool.
    • In the status tracking tool, you will need to fill the grievance reference number and the captcha code seen on your screen.
    • Then you will have to click on ‘Check Now’.
    • You will now be able to see the status of your BOI grievance.

    Types of Personal Loans Offered by Bank of India

    Bank of India has primarily 2 kinds of personal loans. You can apply for any of them after comparing interest rates. You can decide your personal loan tenure and loan amount according to your requirements, repayment capacity, affordability, income, the loan interest rate etc. You can assess these factors by checking your credit score and your bank account details.

    You can take a personal loan from Bank of India for any reason. You do not have to mention the reason to the bank. Let us now take a look at the 2 types of personal loans offered by the bank:

    BOI Star Personal Loan:

    This personal loan can be utilised by you for medical treatment, surgeries, medicines, buying consumer durables, wedding arrangements, sponsoring you, your spouse, or your child’s education, etc. It can be taken as a demand loan or a term loan or an overdraft loan.

    • This loan can be taken by professionals, salaried employees, people with high net worth, pensioners, family pensioners, etc.
    • The maximum quantum for this loan is Rs.10 lakh.
    • This loan is given as an unsecured or a secured loan. You will have to pay a floating interest rate for this loan.
    • The unsecured loan will need to be repaid in 36 months and the secured loan will need to be paid in 60 months.
    Apply for Personal Loan

    BOI Star Mitra Personal Loan:

    This personal loan is given to the physically challenged. It is solely given to help out physically challenged people so that they can be financially independent and also manage credit efficiently.

    • It can be used to buy durable and advanced appliances and aids that will help them in taking care of physical and social rehabilitation.
    • It is given to any physically challenged person who is salaried or self-employed. Even a physically challenged minor can apply for this loan with the help of his or her parent or guardian. However, it does not allow any advance to a middle-man or an NGO.
    • It can be acquired as demand loan or a term loan.
    • The maximum quantum of this secured loan is Rs.1 lakh.
    • There is a margin of 10% on this loan.
    • You will need to repay this loan within 12 to 60 months.
    • The processing fee is waived for this loan.
    • The security for this loan will be hypothecation of the equipment that is bought with the help of the loan.
    • The insurance cost is waived. However, the bank recommends the loan applicant to buy insurance for the loan on his own.
    • This loan will have a fixed interest rate.
    • While applying for this personal loan, the applicant will be required to submit a doctor’s certificate to show the extent of handicap and the requirement for the equipment.

    You may also contact any BOI branch or zonal office for your personal loan queries by calling them or visiting them. You will find the contact details of each branch on the bank’s official website.

    Personal Loan Reviews

    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have been using personal loan with HDFC bank , it have been just six months only i have been applied for personal loan and there rate of interest and processing fee is nominal which they have charge me and even loan amount was sufficient to me .
      Was this review helpful? 3
      , kolkata
      Reviewed on Nov 16, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience is good by taking the personal loan with the HDFC BANK and i have been taken this loan from past 3 years, and they have charge nominal rate of interest up to 17% and even there processing fee is also nominal only, i have taken my loan amount up to 75,000 it is sufficient for me and there customer support team is good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have use bank bazaar service recently only i have applied for my credit card from their website and i came to know about this bank bazaar website from on line as i was surfing for good credit card and they provide me very good service they properly follow up with me related to card. the service is very good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan with Early Salary recently, the loan amount they have given me was not sufficient to me as for now they have given me up to 11,000 rupee as loan amount it okay and the rate of interest they have charged me 845 rupees and they have not charged any processing fee in this loan.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Yes bank,they have given me low loan amount, and even they have taken loan insurance charges as well and the rate of interest they have charged me up to 11.5% it was nominal and there processing fee was bit high they have charged.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through advertisement, they provide good services when compared to other banking websites. Customer service is good with bankbazaar and their response was prompt. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Fullerton Personal Loan
      "Need to reduce ROI"
      0.5 3.5/5 "Pretty good"
      My experience was good with Fullerton for personal loan, the process was smooth and i received my loan amount within 7-10 days. The loan amount was for Rs 1.58 lacs with high interest rate and the tenure period was for 3 years. Customer service was good with Fullerton and they responded on time.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 3-4 months, the services provided by bankbazaar is good when compared to others. Customer service was good and they responded on time. Mobile app is easy to navigate and user friendly to use.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with Early Salary for personal loan, they gave the loan amount for Rs 10000 for the tenure period of 30 days with nominal interest rate. They gave a less limit for this loan. Customer support was good and they followed up on time.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 1 year, my experience was good so far with bankbazaar. Customer services provided by bankbazaar is good and their response was prompt. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 16, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with CITI bank for personal loan, the process took 20 days to complete. The loan amount was for Rs 6 lacs with nominal interest rate and the tenure period is 5 years. Customer service was good and they followed up on time.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Nov 16, 2018
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Bajaj Finserv from long time,the loan amount which they have given me was sufficient and the rate of interest they have charged me was up to 30% it was bit higher and the processing fee was nominal, there was no hidden charges they have taken apart from that, overall service is good.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      This was my first time experience with bankbazaar and it was not up to the mark, initially the follow up was very good with bankbazaar but on later stage there was no proper follow up. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 16, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan experience with INCRED was very good, the process was smooth and i received my loan amount within 20 days. The loan amount was for Rs 1 lac with high interest rate and the tenure period is 3 years. Customer service was fine and they responded on time.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 1 year, i came to know about bank bazaar service through on line as i was surfing through on line to check my credit score and i have applied personal loan through bank bazaar recently, and i have been using mobile application it is very easy to access.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 4.5/5 "Excellent!"
      It was a very good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was prompt. Website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , raikot
      Reviewed on Nov 16, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.5/5 "Excellent!"
      My personal loan application was approved with HDFC bank and the experience was good, the process took 1 week to complete and the response from the customer support was very good. The loan amount was for Rs 2 lacs with nominal interest rate and the tenure period was 3 years.
      Was this review helpful? 2
      , raikot
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line,and i have been using mobile application of bank bazaar it was easy to access,they have suggested me a loan which bank had offered me loan and even they have help me in getting my loan amount , overall service is good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied my personal loan with Early Salary recently, the loan amount they have given me was not sufficient to me it was low and i have expected more loan amount, and the rate of interest they have charged was nominal, and there was zero processing fee , they have given me 8,700 as loan amount , and in term of service it was good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was an good experience with bankbazaar so far, i am using the services of bankbazaar from last 3-4 years. Customer support was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
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