Citibank is a global bank that has its operations across multiple nations in the world, including India. The bank offers internationally acclaimed and advanced banking products and services. You can rely on the bank to provide you with first-class and knowledgeable service promptly.
The bank is famous for its outstanding financial products such as loans, credit cards, debit cards, insurance, wealth management, etc. If you are planning to take a personal loan for any of your needs, you can check out the personal loan product offered by Citibank India.
The bank has excellent user-friendly mobile banking, internet banking, tablet banking, e-mail statements, and world-class online security to ensure that you receive the best treatment.
Apart from these facilities and features, the bank also has a simple personal loan application process.
How to Check Your Citibank Personal Loan Application Status
When you finish your Citibank Personal Loan application process, you will receive a personal loan application number or form number. This number is different for each loan applicant. This will have to be used for tracking your status.
Citibank Personal Loan Status Check Using Loan Form Number or Application Number
- For knowing your loan status with your loan application number or form number, you will need to make use of 24/7 CitiPhone helpline. This feature is very helpful for every Citibank customer.
- You will first have to dial 1860 210 2484 for the 24/7 CitiPhone helpline.
- Next, you will have to quote your Citibank Personal Loan application number or form number.
- You will now get the status of your personal loan application. You can call this number regularly to track your application thoroughly.
- If you are calling Citibank India from any foreign country, you can dial +91 22 4955 2484.
- Both these above-mentioned numbers are operational from 9:00 a.m. to 7:00 p.m. from Monday to Saturday, except on national holidays. When you dial these numbers, you will get your loan application status with the help of the Interactive Voice Response.
Citibank Personal Loan Status Check using Citibank Online
- Citibank has an online platform known as ‘Citibank Online’. If you are a first-time user, you will need to make a User ID and an IPIN. This can be done fully online.
- When you go to do this, you will have to first select ‘Personal Loan’ from the Account Information drop-down options.
- Next, you have to enter your 16-digit personal loan ID or Customer ID.
- Next, you will have to key in the precise EMI amount in Rs.
- For personal information, you will have to enter your date of birth.
- Then, you have to mention the account from which you will be making your loan repayment.
- Lastly, you will have to click on the box that states that you agree to the bank’s terms and conditions in order to receive your one-time password (OTP).
- You will have to click ‘Proceed’ and then you will get your OTP on your registered mobile number that is stored in the records of Citibank.
- You can then login to Citibank Online by keying in your User ID and your password.
- After you complete logging in, you will have to click ‘Quick Links’ and then click ‘Your Queries’.
- You will arrive at ‘Compose Mail’ and then you can ask the bank about your personal loan application status. The bank’s team will respond to your query in some time.
Features of Citibank Personal Loan
- With this loan product, you can get a loan amount up to Rs.30 lakh.
- The bank charges a fixed interest rate and you can repay your personal loan through EMIs.
- Your Citibank Personal Loan will get disbursed to you within 48 hours.
- The bank also allows you to consolidate your personal loan outstanding balances through the balance consolidation facility.
- You can also enjoy the part pre-payment feature offered by the bank.
- The interest rate for this product will be fixed when you sign the loan agreement.
- The bank does not ask for proof of income and proof of address for eligibility.
- The bank provides your loan eligibility information within just 4 hours!
- Once you know if you are eligible for a personal loan from Citibank, you can apply for the loan in a jiffy. After you complete the full application process effectively, you need not spend time wondering your loan application will get processed or not.
- The bank has a specific method for you to check your personal loan application status.
With these online facilities offered by Citibank, you can simply relax at home sweet home and track your loan application status accurately. You can enjoy your home’s comfort and not worry about stepping out to visit the bank branch for enquiring about your loan status.
You can use these services even from your workplace when you are caught up with back-to-back meetings or a tight work schedule. All you need to do is, utilize the bank’s phone helpline or online query portal and learn where your loan application has arrived.