Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Yes Bank Personal Loan EMI Calculator is Rated as "Excellent!" by 54 Users

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    Yes Bank Personal Loan EMI Calculator

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    Overview about Yes Bank Personal Loan Calculator

    Yes Bank is the country’s fastest growing bank which believes in providing trustworthy and efficient banking services. Headquartered in Mumbai, Yes Bank has over 900 branches. The bank offers services such as personal loan, home loan, car loan, commercial vehicle loan, etc. Yes Bank provides personal loan of amounts between Rs.1 lakh to Rs.20 lakh. With flexible repayment options, you can avail a personal loan without any collateral or guarantor. Minimal documentation and hassle-free process makes it preferable for most customers.

    Understanding Your Personal Loan Repayment

    When you take a personal loan from Yes Bank, you can repay it in Equated Monthly Installments (EMIs). The monthly EMI comprises of the principal amount and the interest charges as per the bank. You should know the exact EMI amount that you will be required to pay each month, as well as the breakup of that amount. As loan repayment is done over a period of time, knowing this amount is important for your financial planning.

    Sometimes, the EMI amount also includes the processing fees towards the loan. Calculation of your loan EMI manually is a cumbersome process as you have to compute the ideal EMI amount that is suitable for you by trying various combinations for the chosen loan amount. You will either have to adjust the loan amount or the loan tenure if you want to reduce the EMI to the amount that is ideal for you.

    Personal Loan EMI Calculator by BankBazaar

    BankBazaar has a personal loan EMI calculator on its website which helps you calculate your loan EMI in seconds. It is a comprehensive tool that also gives a detailed breakup of charges towards the loan, apart from the installment amount. An amortisation table is used to generate instant output.

    To use the BankBazaar loan EMI calculator, you can follow 9 easy steps given below:

    • Visit the homepage of BankBazaar.
    • On the extreme right of the page, you will find a drop down menu.
    • Click on the menu and then on ‘Finance Tools’.
    • Under Finance Tools, select ‘EMI Calculator’ from the list.
    • Then, enter loan details such as loan amount, rate of interest, loan tenure, and processing fees if any.
    • Select the option between yes or no, for pre-payments.
    • Click on ‘Calculate’.
    • The page displays the EMI amount in seconds.
    • The website also presents a graphical display of other loan details including all its charges.

    How Does The Personal Loan EMI Calculator Work For The Calculation Of EMI Towards Yes Bank Personal Loan?

    The calculator requires basic details of the loan such as the principal amount, interest rate, loan tenure, etc. to calculate monthly installment.

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Processing fee is also included in the calculation sometimes depending on the bank.

    Features and Benefits of Yes Bank Personal Loan EMI Calculator

    The personal loan EMI calculator can be used to calculate the EMI that you will have to pay towards a personal loan from Yes Bank. The loan calculator has many benefits such as:

    Quick Calculation:

    Manual calculation of EMI towards personal loan can take a long time, whereas this online calculator takes a few seconds. It allows you the freedom to explore various tenure options, loan amounts and different interest rates offering, helping you choose the ideal combination for a suitable EMI that fits your budget.

    Accurate Calculation:

    Manual calculation always carries a risk of errors every time you vary the amount to be borrowed, or interest rate, or loan tenure. When there is a comparison between banks, the chance of mistakes, further increases. The calculator on the other hand is accurate and free of such errors, no matter how many times the data is varied.

    Convenience:

    The calculator is found online and is very easy to use. Using this tool, you can decide the best loan for yourself in seconds. EMI calculation is the most important criteria in selecting a personal loan and this loan EMI calculator does the job with ease.

    Graphic Representation of Loan Details:

    The personal loan EMI calculator also displays the monthly payment and charges in a graphic form such as a pie diagram. The diagram displays the total amount that would be repaid towards the loan when the entire loan is complete.

    Use of Amortisation Table:

    Amortisation table is used in the calculation of EMI as it helps in knowing the loan’s progress with time. The table determines how much loan amount you have repaid each year, in terms of principal and interest.

    Yes Bank Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator easier to use than excel sheets?

      Yes, the personal loan EMI calculator is easier to use than excel sheets as the latter requires you to program the calculator before using it, whereas the online calculator already has an inbuilt formula.

    2. Can I use the same loan EMI calculator to calculate EMIs for personal loans from other banks?

      Yes, this is a universal loan EMI calculator and can be applied to any bank, provided you change the details of the loan, accordingly.

    3. How different are loan calculators on the bank’s website from BankBazaar’s personal loan EMI calculator?

      The loan EMI calculators are not so different from the one on BankBazaar, however the latter provides a detailed analysis of your personal loan and helps you understand your repayment better.

    Personal Loan Reviews

    • YES Bank Personal Loan
      "Better"
      0.5 5.0/5 "Blown Away!"
      I am having the personal loan with the Yes bank and the rate of interest is around 13.29%, also the response is very good. The loan amount got disbursed within four days of time and there are not much hassle with them.
      Was this review helpful? 0
      , indore
      Reviewed on Dec 05, 2017
    • YES Bank Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good experience i had with YES Bank for the Personal loan i availed for . I got a full approval for the amount i asked for from the bank side . The Rate of interest was 10.99% and the processing fee was zero that was really good . The amount got Disbursed within 4 days . The bank did not give me option of pre closure . It was a good service i received from the bank side .
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 29, 2017
    • YES Bank Personal Loan
      "Go head with YES loan product"
      0.5 5.0/5 "Blown Away!"
      YES Bank personal process was very quick, within three working days they sanctioned the loan amount, even the interest rate was also reasonable. I availed the loan for Rs. 3 lakhs for the tenure period around 36 months, they do have part payment and foreclosure option.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with YES bank 2 months back. The loan amount was 24 lakhs and the interest rate was 11.5% which was satisfactory . I had a very smooth and hassle free loan process here and they have taken 2 -3 days of time since the loan amount was high . The processing fee was 2000 here. The customer service and responses was up to the mark. My overall experience was good and Its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had received a good service from YES bank for my personal loan service. I got the loan amount of 3.8k interest what they offered is low when compared to others in the market which is 11.99% it was about twelve months I have taken the loan service from YES bank but they wont negotiate with their interest rate it was totally a good experience with YES bank on my personal loan service.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Nov 06, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      The customer support is average with YES bank. Yes bank has disbursed my personal loan amount in 3 weeks time. They took longer than normal time. The rate of interest and the additional charges are high with yes bank. The service is good from YES bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 28, 2017
    • YES Bank Personal Loan
      "Smooth all the way"
      0.5 5.0/5 "Blown Away!"
      I found the procedures in YES bank to be very smooth. All the process for the Personal Loan got over within 7 days, and had my money in the account. This too happened only because the local branch is some 20 km away, otherwise the whole process would have got over within 2-3 days. The Bank executive were the one who came in to house for all the check ups. This felt they were very professional to me.
      Was this review helpful? 0
      , ponda
      Reviewed on Oct 10, 2017
    • YES Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I am a employee of YES bank, I directly process with them for the personal loan. They give some benefits for their staff. Interest rate is not much attractive because other banks is offering less interest than YES Bank. But I am fine with their service.
      Was this review helpful? 0
      , nagpur
      Reviewed on Oct 05, 2017
    • YES Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I took this personal loan from the YES BANK in the year 2007 . The amount was of rupees 50,000 . It was for four years the loan period , and the rate of interest was 11% the processing fee was there I don't remember how much . The customer service was really good from the bank side . I liked the experience fully .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 04, 2017
    • YES Bank Personal Loan
      "Process is good"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with YES Bank and the interest rate was excellent than all the other banks. I have got a rate of around 10.89% and the processing charges is normal. The customer services are also good and the team was very much responsive in the process.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 26, 2017
    • YES Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      YES Bank has also done a good job for me when I had applied for a personal loan. There were a number of calls and after checking my information I was told that due to the salary norms they could not proceed ahead. The response and services was on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 25, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The Yes bank took around 20days to disburse my personal loan amount. The customer service is good with Yes bank. The required loan amount was not disbursed I have just asked for Rs.1lakh . The rate of interest is nominal with YES bank but I am not satisfied with the loan amount.
      Was this review helpful? 0
      , kanpur
      Reviewed on Sep 20, 2017
    • YES Bank Personal Loan
      "Good Manner"
      0.5 5.0/5 "Blown Away!"
      In the month of January, I got the personal loan from Yes bank. I do not have any kind of banking relationship with the bank but then they provided the loan. They quoted the interest rate of 14.5% and I have no idea whether it is nominal or higher than the other banks. But they done with the loan process in a good manner.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 23, 2017
    • YES Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My personal loan process just took 48 hours. They have disbursed the loan within 48 hours of time. The customer service is very good with Yes bank,. The service which was given by Yes bank was very good. The rate of interest was nominal with Yes bank.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Aug 22, 2017
    • YES Bank Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I got an fine deal with YES bank. They offered me 13.35% rate of interest for the personal loan. Processing charges charged by them for one time and the process took within a week the loan amount I have opted for 4.95 lakhs I have taken this loan in 2016 and the tenured is for 5 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 13, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I got a very good deal from YES bank. They offered me 13.25% rate of interest for the personal loan. I totally value YES Bank because of its brand name, and its only because of which I told say yes for personal loan, I was offered a good interest when I was in requirement. So, I would like to recommend Yes bank to every one for their financial need my loan got approved on time when required overall it was a great experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 30, 2017
    • YES Bank Personal Loan
      "Overall good. High on ROI"
      0.5 5.0/5 "Blown Away!"
      The process was good at YES Bank. The customer services and response was on time and they collected the paper work too. The rate on interest was on the higher side. I got a rate around 15.49% and the processing charges was high too. Else I got the personal loan on time and as needed.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Jun 25, 2017
    • YES Bank Personal Loan
      "Say Yes for credit "
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the Yes bank and the interest rate is around 11.4% and the loan amount got disbursed to my account with in three days of time. Processing charges are nil with them and partial payment can be done after six months of time.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2017
    • YES Bank Personal Loan
      "Good Experience "
      0.5 4.5/5 "Excellent!"
      Yes Bank totally value his name and say yes for personal loan on good interest when I was in requirement so I would like to recommend Yes bank to every one for their financial need staff person are very helpful and very supportive and the service timings are also very less so overall it was great experience
      Was this review helpful? 0
      , surat
      Reviewed on Apr 13, 2017
    • YES Bank Personal Loan
      "Best Interest Rate"
      0.5 2.0/5 "Expected more"
      I had taken many loans from other banks they complete their process within two days, But YES Bank had taken 10 days to collect the documents, now the disbursement is underprocess. Their loan process is not upto the mark, I accept this loan because of the interest rate, as they had offered me the best interest rate of 11.29% and with a very less processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2017
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