Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Yes Bank Personal Loan EMI Calculator

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    14% Fixed
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    20L Max
    1-5 Years
    Response Time Within 30 minutes
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    Yes Bank Personal Loan EMI Calculator is Rated as "Great!" by 37 Users

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    Overview about Yes Bank Personal Loan Calculator

    Yes Bank is the country’s fastest growing bank which believes in providing trustworthy and efficient banking services. Headquartered in Mumbai, Yes Bank has over 900 branches. The bank offers services such as personal loan, home loan, car loan, commercial vehicle loan, etc. Yes Bank provides personal loan of amounts between Rs.1 lakh to Rs.20 lakh. With flexible repayment options, you can avail a personal loan without any collateral or guarantor. Minimal documentation and hassle-free process makes it preferable for most customers.

    Understanding Your Personal Loan Repayment

    When you take a personal loan from Yes Bank, you can repay it in Equated Monthly Installments (EMIs). The monthly EMI comprises of the principal amount and the interest charges as per the bank. You should know the exact EMI amount that you will be required to pay each month, as well as the breakup of that amount. As loan repayment is done over a period of time, knowing this amount is important for your financial planning.

    Sometimes, the EMI amount also includes the processing fees towards the loan. Calculation of your loan EMI manually is a cumbersome process as you have to compute the ideal EMI amount that is suitable for you by trying various combinations for the chosen loan amount. You will either have to adjust the loan amount or the loan tenure if you want to reduce the EMI to the amount that is ideal for you.

    Personal Loan EMI Calculator by BankBazaar

    BankBazaar has a personal loan EMI calculator on its website which helps you calculate your loan EMI in seconds. It is a comprehensive tool that also gives a detailed breakup of charges towards the loan, apart from the installment amount. An amortisation table is used to generate instant output.

    To use the BankBazaar loan EMI calculator, you can follow 9 easy steps given below:

    • Visit the homepage of BankBazaar.
    • On the extreme right of the page, you will find a drop down menu.
    • Click on the menu and then on ‘Finance Tools’.
    • Under Finance Tools, select ‘EMI Calculator’ from the list.
    • Then, enter loan details such as loan amount, rate of interest, loan tenure, and processing fees if any.
    • Select the option between yes or no, for pre-payments.
    • Click on ‘Calculate’.
    • The page displays the EMI amount in seconds.
    • The website also presents a graphical display of other loan details including all its charges.

    How Does The Personal Loan EMI Calculator Work For The Calculation Of EMI Towards Yes Bank Personal Loan?

    The calculator requires basic details of the loan such as the principal amount, interest rate, loan tenure, etc. to calculate monthly installment.

    The online loan EMI calculator uses the following formula:

    E = P x R x (1+R)^n/[(1+R)^n-1]

    Where, E is the EMI

    P is the amount to be borrowed

    R is the interest rate on a monthly basis

    n is the loan tenure in months

    Processing fee is also included in the calculation sometimes depending on the bank.

    Features and Benefits of Yes Bank Personal Loan EMI Calculator

    The personal loan EMI calculator can be used to calculate the EMI that you will have to pay towards a personal loan from Yes Bank. The loan calculator has many benefits such as:

    Quick Calculation:

    Manual calculation of EMI towards personal loan can take a long time, whereas this online calculator takes a few seconds. It allows you the freedom to explore various tenure options, loan amounts and different interest rates offering, helping you choose the ideal combination for a suitable EMI that fits your budget.

    Accurate Calculation:

    Manual calculation always carries a risk of errors every time you vary the amount to be borrowed, or interest rate, or loan tenure. When there is a comparison between banks, the chance of mistakes, further increases. The calculator on the other hand is accurate and free of such errors, no matter how many times the data is varied.

    Convenience:

    The calculator is found online and is very easy to use. Using this tool, you can decide the best loan for yourself in seconds. EMI calculation is the most important criteria in selecting a personal loan and this loan EMI calculator does the job with ease.

    Graphic Representation of Loan Details:

    The personal loan EMI calculator also displays the monthly payment and charges in a graphic form such as a pie diagram. The diagram displays the total amount that would be repaid towards the loan when the entire loan is complete.

    Use of Amortisation Table:

    Amortisation table is used in the calculation of EMI as it helps in knowing the loan’s progress with time. The table determines how much loan amount you have repaid each year, in terms of principal and interest.

    Yes Bank Personal Loan EMI Calculator FAQs

    1. Is the Personal Loan EMI Calculator easier to use than excel sheets?

      Yes, the personal loan EMI calculator is easier to use than excel sheets as the latter requires you to program the calculator before using it, whereas the online calculator already has an inbuilt formula.

    2. Can I use the same loan EMI calculator to calculate EMIs for personal loans from other banks?

      Yes, this is a universal loan EMI calculator and can be applied to any bank, provided you change the details of the loan, accordingly.

    3. How different are loan calculators on the bank’s website from BankBazaar’s personal loan EMI calculator?

      The loan EMI calculators are not so different from the one on BankBazaar, however the latter provides a detailed analysis of your personal loan and helps you understand your repayment better.

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  • Personal Loan Reviews

    • YES Bank Personal Loan
      "Say Yes for credit "
      0.5 5.0/5 "Blown Away!"
      I got the personal loan with the Yes bank and the interest rate is around 11.4% and the loan amount got disbursed to my account with in three days of time. Processing charges are nil with them and partial payment can be done after six months of time.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2017
    • YES Bank Personal Loan
      "Good Experience "
      0.5 4.5/5 "Excellent!"
      Yes Bank totally value his name and say yes for personal loan on good interest when I was in requirement so I would like to recommend Yes bank to every one for their financial need staff person are very helpful and very supportive and the service timings are also very less so overall it was great experience
      Was this review helpful? 0
      , surat
      Reviewed on Apr 13, 2017
    • YES Bank Personal Loan
      "Best Interest Rate"
      0.5 2.0/5 "Expected more"
      I had taken many loans from other banks they complete their process within two days, But YES Bank had taken 10 days to collect the documents, now the disbursement is underprocess. Their loan process is not upto the mark, I accept this loan because of the interest rate, as they had offered me the best interest rate of 11.29% and with a very less processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 24, 2017
    • YES Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      YES Bank was good not excellent. I had taken my personal loan from them and the process was overall good. The services and response was good and and time. They were also normal on the rate of interest and processing charges and even after loan services is smooth.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2017
    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Its been 8 months when I have taken a personal loan with the YES bank. They have processed my request in a good manner. They have taken around 10 days for my loan disbursement. The common rate of interest was 17.99% but they offered 16.99% for corporate employees. After the disbursement they have given prompt followup for my EMI due dates. They are giving proper reminders on EMI before the due dates.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 17, 2017
    • YES Bank Personal Loan
      "Everthing is fine"
      0.5 4.0/5 "Great!"
      Everything is perfect when it comes to YES bank personal loan., Interest rate offered by YES Bank was on the higher side this was taken some time back . Customer service offered by them was good. I am allowed to do partial payments when ever I want and its an ongoing loan.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 06, 2017
    • YES Bank Personal Loan
      "Bank deserves all praise"
      0.5 5.0/5 "Blown Away!"
      YES bank deserves all praise, as they had offered what I was in need of. I was promised that they would be providing loan for an interest rate of 14.5% but they have charged only 14.2%. On the same lines, other banks were struggling to offer 15% but YES bank was too good in offering an interest rate of 14.2% . The second best thing about YES Bank is, the actual processing fee is 2% however they were offering only 0.5% and finally they have not added insurance to the loan.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Dec 03, 2016
    • YES Bank Personal Loan
      "It is great"
      0.5 3.5/5 "Pretty good"
      This is the best offer ever! I was offered a zero percent foreclosure charges, no processing fee etc. More than all the interest rate offered by them was 12.25% it is that good. This offer was provided by the company therefore I had opted for it.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 19, 2016
    • YES Bank Personal Loan
      "More than Excellent service"
      0.5 5.0/5 "Blown Away!"
      My personal loan with YES bank was pretty good. It met my exception level in all aspects of service. In term of interest and process fee was very least compared to other banks. It had considered my oldest transaction on my salary account and they disbursed the amount on time.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 17, 2016
    • YES Bank Personal Loan
      "Rate and customer service is very good"
      0.5 4.0/5 "Great!"
      Rate of offered by YES bank is 11.49% however the other bank was offering rs 16.25% which is way to high . The executive who was in touch with me was providing regular updates on a daily basis. No issues till date with YES and the interest rate offered by YES Bank is very good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2016
    • YES Bank Personal Loan
      "Good services"
      0.5 4.0/5 "Great!"
      I got a personal loan from YES Bank and it was a hassle free experience and process. The services from them has been really good and on time. They were quite normal on the rate of interest and the processing charges was also nominal. They were approachable and supportive as well for a query.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2016
    • YES Bank Personal Loan
      "Could be more quicker"
      0.5 4.0/5 "Great!"
      YES Bank was good on the personal loan process, but they did take some time to process the loan. They took more than a week. The delay was from the bank end. The rate of interest was around 12% and they were pretty much affordable with the processing charges as well.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2016
    • YES Bank Personal Loan
      "Everything is financial for a common man"
      0.5 3.0/5 "Satisfactory"
      The first and the best factor about YES bank personal loan was the processing time as they took a very less time to process the loan. The guy who was interacting with me was really helpful and supportive. On the other hand, the Branch person was not responsive and it would have been better if they would have reduced the processing fee a bit.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 08, 2016
    • YES Bank Personal Loan
      "Useless/inexperienced Processing "
      0.5 1.0/5 "Really Bad"
      Overall inexperienced and ineffective work force atleast the Pune Branch. 1. Very Long Processing Timeline (Sep 28 - Oct 29) - Nearly one month on outlook - It means they work only on Month end to meet the targets. 2. No Proper documents collection . 3. No proper channel to deliver the Balance Tranfer (BT ) cheques. 10 days after processing cheque not yet received. 4. Customer Care do not have direct link to Personal Loan Dept. So You can talk to no one. 5. They use lots of middle Man (agents ) throwing away unnecessary promises .They dont have any way to tackle them.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 08, 2016
    • YES Bank Personal Loan
      "Good customer service"
      0.5 5.0/5 "Blown Away!"
      I would like to give 5 stars for all parameters for my YES Personal loan. The contact person was really good and he had provided some extended service. Sriniviasan his boss was very responsive. He was very much helpful and I got the money from them on time. Interest rate offered by YES bank was okay and it was line with other bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 04, 2016
    • YES Bank Personal Loan
      "Quick and flexible "
      0.5 5.0/5 "Blown Away!"
      The process was very quick and flexible with YES Bank. I never though that I would receive the personal loan within ten days. I thought it would drag as there were many other banks who declined my application with a reason of my company not being listed. But this bank was excellent. The rate of interest was of 16% and processing charges normal too.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 31, 2016
    • YES Bank Personal Loan
      "Very lengthy process"
      0.5 3.0/5 "Satisfactory"
      The document process is too much and the process was too lengthy with YES bank. There was a lot of verification done at my home couple of times and at my work place too. When I had to open a savings account, they verified my details earlier and they done the same again for the personal loan which was not required. It was a hectic process overall.
      Was this review helpful? 2
      , mumbai
      Reviewed on Oct 25, 2016
    • YES Bank Personal Loan
      "ECS not actioned"
      0.5 4.0/5 "Great!"
      Unfortunately, my ECS has got rejected due to signature mismatch. Friday, I spoke with the customer care of YES bank. They advised me to visit the branch and they advised me to pay cash. As advised, I had make the payment via cash at Kilpauk Branch however I am yet to receive a notification from them.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 24, 2016
    • YES Bank Personal Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      Good services from YES Bank for the personal loan. Secondly they were very customer friendly. Being a corporate customer they have given me a good rate of interest of 13.75%. It would have been better of the processing charges was waived off. The process was on time and i am happy with them.
      Was this review helpful? 2
      , thane
      Reviewed on Oct 22, 2016
    • YES Bank Personal Loan
      "Good ROI and charges. But delayed process"
      0.5 4.0/5 "Great!"
      I had taken a personal loan from YES Bank. The process was pretty lengthy, but I would say at the end it was a good experience. It was a challenge in getting connected with the customer support to get a status on the disbursement. I finally got the loan amount as require after 22 days.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2016
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