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  • Ratnakar Personal Loan Customer Care is Rated as "Great!" by 91556 Users

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    Ratnakar Personal Loan Customer Care

    Ratnakar Bank Ltd., more commonly known as RBL Bank, is one of the oldest banks in India’s private banking sector. Headquartered in Mumbai, RBL was established in August 1943 and has built its reputation over the years of being one of the fastest growing banks across multiple national and international forums. In 2017, Ratnakar Bank Ltd. has received ‘Fastest Growing Small Bank Award’ by Business Today for five times in a row and the ‘High Growth Private Sector Bank’ award at Dun & Bradstreet Banking Awards among many other awards and recognitions.

    Ratnakar Bank Ltd. currently serves over 3.54 million customers across 20 states and union territories of India, and has over 246 branches and 393 ATMs outstretched throughout the whole country. Once you are associated with RBL Bank, you can monitor your funds online, in person, or using your phone. RBL Bank offers its specialised services across multiple verticals such as personal banking, NRI banking, business banking, loans, insurances, investment services, and many more.

    Ratnakar Bank Personal Loan Customer Care

    Even though the personal loan segment of Ratnakar Bank is exceedingly simple to navigate through, the bank’s customer care representatives are always on your beck and call in case you run into any trouble or have any additional queries that you want answered. The bank has multiple city-based customer care centres and phone numbers to address your specific issue at hand in a prompt and efficient manner.

    For all your banking-related queries, reach out to the customer care team with the below mentioned details:

    All India customer care toll free number 1800 123 8040
    City-based customer care numbers for banking queries +91 22 61156300 to 99
    Email address for banking queries customercare@rblbank.com

    In case your concerns are not addressed by the customer care team, you can also get in touch with the concerned officials for further action.

    Please see below the details of the Ratnakar Bank administrative office:

    Administrative office address RBL Bank Ltd. Mahavir, Shri Shahu Market Yard Kolhapur - 416005 Maharashtra State, India
    Administrative office phone numbers 0231 2650981 to 984
    Administrative office fax number 0231 2657386

    Check out the details of the Ratnakar Bank registered office mentioned below:

    Registered office address RBL Bank Ltd. 1st Lane, Shahupuri Kolhapur - 416001 Maharashtra State, India
    Registered office phone number 0231 6650214
    Registered office fax number 0231 2657386

    Below mentioned are the details of the Ratnakar Bank corporate office:

    Corporate office address RBL Bank Ltd. One Indiabulls Centre, Tower 2B , 6th Floor 841, Senapati Bapat Marg Lower Parel (W) Mumbai - 400013, India
    Corporate office phone number 022 43020600
    Corporate office fax number 022 43020520

    Ratnakar Bank Grievance Redressal

    Since the bank provides city-based customer service for grievance redressal, Ratnakar Bank provides the facility to check the contact details of your concerned branch online at the official website of the bank in order to get your complaint redressed. All you need to do is go to the ‘Grievances Redressal’ section of the customer care, open the online document, and click on the accompanying link to your type of grievance. Thereafter, click on the link to details of the bank branches. This will open a map locator wherein you can search your bank branch and its respective details.

    Do Not Call Registry at Ratnakar Bank

    In addition to an on-call customer care service, Ratnakar Bank also offers a Do Not Call Registry service through which one can get in touch with the customer care team. Through this facility, one has the freedom to choose whether he or she wants to receive a call back from the customer care team regarding the concern, or would prefer a reply through an email.

    In order to avail this facility, you have to go the bank’s official website and click on Do Not Call Registry under the customer care section. This will prompt a form requesting a few details namely - name, city, phone number, and email ID. Once you click ‘Submit’ in the form, the customer care team will receive a request for a call back or email. They will then connect with you using your preferred mode of contact to address your concern or question.

    Types of loans offered by Ratnakar Bank Ltd. are:

    • Loan against property
    • Overdraft against property
    • Business loan
    • Personal loan
    • Home loan
    • Loan against gold
    • Car loan
    • Working capital finance
    • Educational loan

    Ratnakar Bank Personal Loans

    A temporary financial crisis can come without a warning and can turn into debt if not abolished immediately. Personal loans are a great way to overcome such a juncture and make your life smooth as before. Ratnakar Bank offers personal loans that are targeted to help you when you have an immediate cash requirement. These flexible and easy-to-pay loans are targeted towards salaried professionals depending on multiple factors such as employment history, income level, credit score, and chances of repayment of debt of the individual.

    Apply for Personal Loan

    RBL personal loan features and conditions

    There are a number of features that set the Ratnakar Bank Personal Loan apart from the rest:

    • The loan amount can range from a minimum of Rs.1 lakh to a maximum of Rs.20 lakh
    • Flexible loan tenures are available from 12 months to 60 months
    • No collateral or security is needed
    • Documentation is hassle-free and quick
    • Rate of interest offered is favourable and easy to repay
    • Loans are sanctioned without any hassle
    • Loan disbursal process is very swift

    Eligibility criteria for RBL personal loan

    Check out the eligibility criteria outlined by Ratnakar Bank for personal loans.

    • The candidate must be a salaried professional
    • The net monthly income of the candidate should not be less than Rs.25,000
    • The candidate must have a minimum of 3 years of work experience
    • The candidate should have at least 1-year work experience with the current employer
    • The age of the candidate should not be less than 18 years
    • The loan tenure must end before the candidate reaches 60 years or retires

    Required documents for RBL personal loan

    • Pan card of the individual
    • Proof of identity (For e.g. Voter ID, Driving licence, Passport, or Aadhar card)
    • Proof of address (For e.g. Voter ID, Driving license, Passport, Telephone bill, Electricity bill, Registered lease deed or sale agreement, or Bank Statement)
    • Proof of relationship - if required
    • Passport-sized photographs
    • Any other Central or State Government issued ID card with photo
    • Bank statements of credited salary for the last 6 months
    • Payslips of the last 2 months
    • Form 16 issued by employer
    • Income documents of salaried spouse (only needed when the income is clubbed)

    Personal Loan Reviews

    • review Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken this loan almost 3-4 years back, but the rate of interest they have been charging had been a little high. The process had been a little time consuming. I have taken this loan amount for the purchase of a car. It would have been great if it had taken less time during the process and the loan amount had been sufficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • review Personal Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken this loan almost 3-4 years, the loan amount which they had been provided had been satisfactory. They had been provided with an average service, where they need to be improved in lot parameters. I have taken this loan for the purchase of a mobile.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "A very good service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar service is quite responsive. The customer support service is excellent with the bank bazaar team. I Know bank bazaar for the past one year. I use the bank bazaar mobile application which is good to use and I am satisfied with it.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The HDFC bank was ready to approve the personal loan on time. But I haven't got the loan ,because I have postponed my plan, that was the reason I haven't got the loan from them. The rate of interest and the charges are average when compared with others.
      Was this review helpful? 0
      , paradip
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 4.0/5 "Great!"
      The bank bazaar service was good in concern to my personal loan application, I have got better response from the bank bazaar. I have got the immediate call back from the bank bazaar team after applying for the personal loan. I use the bank bazaar website while applying for the personal loan which is easy to use .
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 21, 2018
    • Fullerton Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The Fullerton finance limited was ready to approve the personal loan, but the required documents were not available to submit. The customer support service and the response was good from the Fullerton. The rate of interest and the charges were average here.
      Was this review helpful? 0
      , vijayawada
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Need to reduce charges"
      0.5 3.5/5 "Pretty good"
      My personal loan experience was good with HDFC bank, the loan amount was sufficient but the rate of interest was high when compared to other banks. Customer service was good and they followed up on time. I prelcosed this loan due to personal reason and i had to pay a penalty for it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "HDFC BANK Personal Loan"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken in few days. The loan amount was 50,000 and the interest rate was 15.75% which is too high . The tenure period was 12 months. The customer service and responses was really good. The loan was approve on time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , noida
      Reviewed on May 21, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The follow up was very good from the bazaar team and there was an executive who gave me excellent service . The requirement has been fulfilled through the bank bazaar executive. The customer support service and the response was excellent with bank bazaar.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      The personal loan process was good from the ICICI bank but the rate of interest and the charges were quite high and they haven't gave me any chance to negotiate. They took around 3 weeks time to disburse the loan amount. The rate of interest and the charges need to be reduced.
      Was this review helpful? 0
      , hosur
      Reviewed on May 21, 2018
    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a one stop solution for all the financial products . The customer service and responses was really good. The website is very user friendly and easy to navigate . The web portals accuracy and speed is good so I would like to recommend to others.,
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good.My overall experience was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached FULLERTON for my personal loan. There is no requirement for the loan as of now so i have canceled the loan process. The loan amount was 4 laksh and interest rate was 30% which is high .The customer service and responses was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with INDUSIND BANK. They have rejected the application. They have collected all the documents. The customer service and responses was very good. I was looking for 3 lakhs and the interest rate .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
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