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  • Ratnakar Personal Loan Customer Care Number

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  • Ratnakar Bank Ltd., more commonly known as RBL Bank, is one of the oldest banks in India’s private banking sector. Headquartered in Mumbai, RBL was established in August 1943 and has built its reputation over the years of being one of the fastest growing banks across multiple national and international forums. In 2017, Ratnakar Bank Ltd. has received ‘Fastest Growing Small Bank Award’ by Business Today for five times in a row and the ‘High Growth Private Sector Bank’ award at Dun & Bradstreet Banking Awards among many other awards and recognitions.

    Ratnakar Bank Ltd. currently serves over 3.54 million customers across 20 states and union territories of India, and has over 246 branches and 393 ATMs outstretched throughout the whole country. Once you are associated with RBL Bank, you can monitor your funds online, in person, or using your phone. RBL Bank offers its specialised services across multiple verticals such as personal banking, NRI banking, business banking, loans, insurances, investment services, and many more.

    Ratnakar Bank Personal Loan Customer Care

    Even though the personal loan segment of Ratnakar Bank is simple to navigate through, the bank’s customer care representatives are available to address your queries. The bank has multiple city-based customer care centres and phone numbers to address your specific issue at hand in a prompt and efficient manner.

    For all your banking-related queries, reach out to the customer care team with the below mentioned details:

    All India customer care toll free number 1800 123 8040
    City-based customer care numbers for banking queries +91 22 61156300 to 99
    Email address for banking queries customercare@rblbank.com

    In case your concerns are not addressed by the customer care team, you can also get in touch with the concerned officials for further action.

    Please see below the details of the Ratnakar Bank administrative office:

    Administrative office address RBL Bank Ltd. Mahavir, Shri Shahu Market Yard Kolhapur - 416005 Maharashtra State, India
    Administrative office phone numbers 0231 2650981 to 984
    Administrative office fax number 0231 2657386

    Check out the details of the Ratnakar Bank registered office mentioned below:

    Registered office address RBL Bank Ltd. 1st Lane, Shahupuri Kolhapur - 416001 Maharashtra State, India
    Registered office phone number 0231 6650214
    Registered office fax number 0231 2657386

    Below mentioned are the details of the Ratnakar Bank corporate office:

    Corporate office address RBL Bank Ltd. One Indiabulls Centre, Tower 2B , 6th Floor 841, Senapati Bapat Marg Lower Parel (W) Mumbai - 400013, India
    Corporate office phone number 022 43020600
    Corporate office fax number 022 43020520

    Ratnakar Bank Grievance Redressal

    Since the bank provides city-based customer service for grievance redressal, Ratnakar Bank provides the facility to check the contact details of your concerned branch online at the official website of the bank in order to get your complaint redressed. All you need to do is go to the ‘Grievances Redressal’ section of the customer care, open the online document, and click on the accompanying link to your type of grievance. Thereafter, click on the link to details of the bank branches. This will open a map locator wherein you can search your bank branch and its respective details.

    Do Not Call Registry at Ratnakar Bank

    In addition to an on-call customer care service, Ratnakar Bank also offers a Do Not Call Registry service through which one can get in touch with the customer care team. Through this facility, one has the freedom to choose whether he or she wants to receive a call back from the customer care team regarding the concern, or would prefer a reply through an email.

    In order to avail this facility, you have to go the bank’s official website and click on Do Not Call Registry under the customer care section. This will prompt a form requesting a few details namely - name, city, phone number, and email ID. Once you click ‘Submit’ in the form, the customer care team will receive a request for a call back or email. They will then connect with you using your preferred mode of contact to address your concern or question.

    Types of loans offered by Ratnakar Bank Ltd. are:

    • Loan against property
    • Overdraft against property
    • Business loan
    • Personal loan
    • Home loan
    • Loan against gold
    • Car loan
    • Working capital finance
    • Educational loan

    Ratnakar Bank Personal Loans

    A temporary financial crisis can come without a warning and can turn into debt if not abolished immediately. Personal loans are a great way to overcome such a juncture and make your life smooth as before. Ratnakar Bank offers personal loans that are targeted to help you when you have an immediate cash requirement. These flexible and easy-to-pay loans are targeted towards salaried professionals depending on multiple factors such as employment history, income level, credit score, and chances of repayment of debt of the individual.

    RBL personal loan features and conditions

    There are a number of features that set the Ratnakar Bank Personal Loan apart from the rest:

    • The loan amount can range from a minimum of Rs.1 lakh to a maximum of Rs.20 lakh
    • Flexible loan tenures are available from 12 months to 60 months
    • No collateral or security is needed
    • Documentation is hassle-free and quick
    • Rate of interest offered is favourable and easy to repay
    • Loans are sanctioned without any hassle
    • Loan disbursal process is very swift

    Eligibility criteria for RBL Personal loan

    Check out the eligibility criteria outlined by Ratnakar Bank for personal loans.

    • The candidate must be a salaried professional
    • The net monthly income of the candidate should not be less than Rs.25,000
    • The candidate must have a minimum of 3 years of work experience
    • The candidate should have at least 1-year work experience with the current employer
    • The age of the candidate should not be less than 18 years
    • The loan tenure must end before the candidate reaches 60 years or retires

    Required documents for RBL personal loan

  • Pan card of the individual
  • Proof of identity (For e.g. Voter ID, Driving licence, Passport, or Aadhar card)
  • Proof of address (For e.g. Voter ID, Driving license, Passport, Telephone bill, Electricity bill, Registered lease deed or sale agreement, or Bank Statement)
  • Proof of relationship - if required
  • Passport-sized photographs
  • Any other Central or State Government issued ID card with photo
  • Bank statements of credited salary for the last 6 months
  • Payslips of the last 2 months
  • Form 16 issued by employer
  • Income documents of salaried spouse (only needed when the income is clubbed)
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