Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Ratnakar Personal Loan Customer Care is Rated as "Great!" by 98041 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ratnakar Personal Loan Customer Care

    Ratnakar Bank Ltd., more commonly known as RBL Bank, is one of the oldest banks in India’s private banking sector. Headquartered in Mumbai, RBL was established in August 1943 and has built its reputation over the years of being one of the fastest growing banks across multiple national and international forums. In 2017, Ratnakar Bank Ltd. has received ‘Fastest Growing Small Bank Award’ by Business Today for five times in a row and the ‘High Growth Private Sector Bank’ award at Dun & Bradstreet Banking Awards among many other awards and recognitions.

    Ratnakar Bank Ltd. currently serves over 3.54 million customers across 20 states and union territories of India, and has over 246 branches and 393 ATMs outstretched throughout the whole country. Once you are associated with RBL Bank, you can monitor your funds online, in person, or using your phone. RBL Bank offers its specialised services across multiple verticals such as personal banking, NRI banking, business banking, loans, insurances, investment services, and many more.

    Ratnakar Bank Personal Loan Customer Care

    Even though the personal loan segment of Ratnakar Bank is exceedingly simple to navigate through, the bank’s customer care representatives are always on your beck and call in case you run into any trouble or have any additional queries that you want answered. The bank has multiple city-based customer care centres and phone numbers to address your specific issue at hand in a prompt and efficient manner.

    For all your banking-related queries, reach out to the customer care team with the below mentioned details:

    All India customer care toll free number 1800 123 8040
    City-based customer care numbers for banking queries +91 22 61156300 to 99
    Email address for banking queries customercare@rblbank.com

    In case your concerns are not addressed by the customer care team, you can also get in touch with the concerned officials for further action.

    Please see below the details of the Ratnakar Bank administrative office:

    Administrative office address RBL Bank Ltd. Mahavir, Shri Shahu Market Yard Kolhapur - 416005 Maharashtra State, India
    Administrative office phone numbers 0231 2650981 to 984
    Administrative office fax number 0231 2657386

    Check out the details of the Ratnakar Bank registered office mentioned below:

    Registered office address RBL Bank Ltd. 1st Lane, Shahupuri Kolhapur - 416001 Maharashtra State, India
    Registered office phone number 0231 6650214
    Registered office fax number 0231 2657386

    Below mentioned are the details of the Ratnakar Bank corporate office:

    Corporate office address RBL Bank Ltd. One Indiabulls Centre, Tower 2B , 6th Floor 841, Senapati Bapat Marg Lower Parel (W) Mumbai - 400013, India
    Corporate office phone number 022 43020600
    Corporate office fax number 022 43020520

    Ratnakar Bank Grievance Redressal

    Since the bank provides city-based customer service for grievance redressal, Ratnakar Bank provides the facility to check the contact details of your concerned branch online at the official website of the bank in order to get your complaint redressed. All you need to do is go to the ‘Grievances Redressal’ section of the customer care, open the online document, and click on the accompanying link to your type of grievance. Thereafter, click on the link to details of the bank branches. This will open a map locator wherein you can search your bank branch and its respective details.

    Do Not Call Registry at Ratnakar Bank

    In addition to an on-call customer care service, Ratnakar Bank also offers a Do Not Call Registry service through which one can get in touch with the customer care team. Through this facility, one has the freedom to choose whether he or she wants to receive a call back from the customer care team regarding the concern, or would prefer a reply through an email.

    In order to avail this facility, you have to go the bank’s official website and click on Do Not Call Registry under the customer care section. This will prompt a form requesting a few details namely - name, city, phone number, and email ID. Once you click ‘Submit’ in the form, the customer care team will receive a request for a call back or email. They will then connect with you using your preferred mode of contact to address your concern or question.

    Types of loans offered by Ratnakar Bank Ltd. are:

    • Loan against property
    • Overdraft against property
    • Business loan
    • Personal loan
    • Home loan
    • Loan against gold
    • Car loan
    • Working capital finance
    • Educational loan

    Ratnakar Bank Personal Loans

    A temporary financial crisis can come without a warning and can turn into debt if not abolished immediately. Personal loans are a great way to overcome such a juncture and make your life smooth as before. Ratnakar Bank offers personal loans that are targeted to help you when you have an immediate cash requirement. These flexible and easy-to-pay loans are targeted towards salaried professionals depending on multiple factors such as employment history, income level, credit score, and chances of repayment of debt of the individual.

    RBL personal loan features and conditions

    There are a number of features that set the Ratnakar Bank Personal Loan apart from the rest:

    • The loan amount can range from a minimum of Rs.1 lakh to a maximum of Rs.20 lakh
    • Flexible loan tenures are available from 12 months to 60 months
    • No collateral or security is needed
    • Documentation is hassle-free and quick
    • Rate of interest offered is favourable and easy to repay
    • Loans are sanctioned without any hassle
    • Loan disbursal process is very swift

    Eligibility criteria for RBL personal loan

    Check out the eligibility criteria outlined by Ratnakar Bank for personal loans.

    • The candidate must be a salaried professional
    • The net monthly income of the candidate should not be less than Rs.25,000
    • The candidate must have a minimum of 3 years of work experience
    • The candidate should have at least 1-year work experience with the current employer
    • The age of the candidate should not be less than 18 years
    • The loan tenure must end before the candidate reaches 60 years or retires

    Required documents for RBL personal loan

    • Pan card of the individual
    • Proof of identity (For e.g. Voter ID, Driving licence, Passport, or Aadhar card)
    • Proof of address (For e.g. Voter ID, Driving license, Passport, Telephone bill, Electricity bill, Registered lease deed or sale agreement, or Bank Statement)
    • Proof of relationship - if required
    • Passport-sized photographs
    • Any other Central or State Government issued ID card with photo
    • Bank statements of credited salary for the last 6 months
    • Payslips of the last 2 months
    • Form 16 issued by employer
    • Income documents of salaried spouse (only needed when the income is clubbed)

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Awesome one stop shop "
      0.5 5.0/5 "Blown Away!"
      Various option available in Bank Bazaar, rather going to direct financier. here we can analyze the real information in website without going anywhere. I am using the site for past 2 months, the portal is good to post the request. The customer support team gave me the proper information.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Satisfactory Experience"
      0.5 4.0/5 "Great!"
      I am satisfied with Tata Capital documentation part and they have fulfilled the commitment on my personal loan. The interest rate is quite nominal they gave me the same thing which provided by other banks. Even the door step documentation process is good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • Axis Bank Personal Loan
      "Reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan in Axis Bank before 4.5 years back and its been completed before 5 to 6 months have taken top-up loan. The customer service is very good. The charges are more compared to other banks. The loan duration is 5 years. Monthly installment is 5600 rupees through net banking.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was better. I have been using the bank bazaar website for past 2 years, It was helpful to take credit card,loans and to check the credit score. Am comfortable with the mobile app. Most I like the responsibility is very good and process was simple.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan from Early Salary through online channel. The customer service is good and the response was proper. The interest rate is better, I have taken 18K from the Early Salary and have completed one EMI and two more is pending. The documents are collected by the executive.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. This is the first time with bank bazaar and it was recommended by my friend. The response was very quick from the bank bazaar, It is easy to compare and take the loan. Am comfortable with the mobile application.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The executive did not came to collect my documents and have tried to contact him, does not respond to me. The rate of interest is nominal. The process was easy in Early Salary to take the personal loan. The processing fee is okay. I have taken a loan for 35K which will be paid at single payment. I have request to extend my loan amount.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      This is the first time I have logged in bank bazaar for the personal loan which has been recommended by some one. Its pretty good and feasible. I am able to compare with the multiple banks at one platform. I have used the website,I don't prefer mobile application.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Citibank Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      I have taken my personal loan from Citi Bank through online channel. I think the interest rate which can be lower compare to other banks. I believe they have charged the processing fee which is minor amount because have not received the whole amount on my loan. They took 3 to 4 days for the disbursement. My documents are collected by the executive.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I am happy with the bank bazaar and it was mentioned as paper less but at last they have requested for cheque leaf and other hard copy, this is to be informed to the customer in prior. The customer service is good, they were not very clear about the documentation alone. I used the website.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      I guess the rate of interest is best which was given by Tata Capital where others are given more percentage. I opted for 3 years, I don't know about the terms and conditions for foreclosure. The executive came to my office and took some documents. The process was immediate and not has lengthy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.0/5 "Great!"
      Bank Bazaar is good and sometimes the requirements are not fulfilled interms of rate of interest on the personal loan. There was no issues with the customer service and i would say its good. I am using the site for more than 2 to 3 years and have checked the credit score and showing some closed loans.
      Was this review helpful? 1
      , mohali
      Reviewed on Jan 14, 2019
    • IndusInd Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      They have given me a good service. I am satisfied with the Induslnd Bank. They have taken bit longer time to collect the documents. The rate of interest was prompt and there was no processing fee. They took a week to deliver the loan amount. I can do partial payment and foreclosure anytime without charges.
      Was this review helpful? 1
      , mohali
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have applied for the personal loan in bank bazaar, the representative was very co-operative. probably am using it for 3 to 4months and have known it through online. Everything was fine and used the mobile app which was easy to compare and hassle free.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 14, 2019
    • Early Salary Personal Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      I have no issues with the Early Salary and there is no need for me to contact their customer service. Only one thing is the rate of interest and charges are high compared to others. I have taken the loan of 20, 000 rupees. The documentation procedure was perfectly fine.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have to be a mediator for the bank and bank bazaar and need to followup every day. After disbursing They said will get Amazon gift voucher which I yet to receive. Its my first time and known through online Google search and TV advertisement. Their mobile app was simple and handy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Need to improve the service"
      0.5 2.0/5 "Expected more"
      HDFC have delayed too much in disbursing the loan. The rate of intersect and charges are good. The document are submitted online, I opted for 4 years. The partial payment can be done after one year and they charge 4% for foreclosure. The customer service and response was not up to the mark.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have dealt with bankbazaar.com for the first time to apply the personal loan. Initially I used to check my credit score and later have tried for the loans. The process was very good and it was done without any hassle. Am comfortable with the website than my phone. I like the service very much.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 14, 2019
    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The process was very faster and the response was on time. They have delivered the loan within a week. The documentation procedure was easy and have submitted online and as well as to the executive. I think the rate of interest was little bit high suggest them to reduce the charges. The loan tenure is 5 years and its a fixed interest rate.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 14, 2019
    • Bank Bazaar Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan through bankbazaar.com and it was my first time experience. I have used the website on my mobile phone which was simple to access. I have received the promotional message. I have checked my credit score and have checked personally with HDFC, both are not matching.
      Was this review helpful? 1
      , nellore
      Reviewed on Jan 14, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.