Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • Ratnakar Personal Loan Customer Care is Rated as "Great!" by 95377 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ratnakar Personal Loan Customer Care

    Ratnakar Bank Ltd., more commonly known as RBL Bank, is one of the oldest banks in India’s private banking sector. Headquartered in Mumbai, RBL was established in August 1943 and has built its reputation over the years of being one of the fastest growing banks across multiple national and international forums. In 2017, Ratnakar Bank Ltd. has received ‘Fastest Growing Small Bank Award’ by Business Today for five times in a row and the ‘High Growth Private Sector Bank’ award at Dun & Bradstreet Banking Awards among many other awards and recognitions.

    Ratnakar Bank Ltd. currently serves over 3.54 million customers across 20 states and union territories of India, and has over 246 branches and 393 ATMs outstretched throughout the whole country. Once you are associated with RBL Bank, you can monitor your funds online, in person, or using your phone. RBL Bank offers its specialised services across multiple verticals such as personal banking, NRI banking, business banking, loans, insurances, investment services, and many more.

    Ratnakar Bank Personal Loan Customer Care

    Even though the personal loan segment of Ratnakar Bank is exceedingly simple to navigate through, the bank’s customer care representatives are always on your beck and call in case you run into any trouble or have any additional queries that you want answered. The bank has multiple city-based customer care centres and phone numbers to address your specific issue at hand in a prompt and efficient manner.

    For all your banking-related queries, reach out to the customer care team with the below mentioned details:

    All India customer care toll free number 1800 123 8040
    City-based customer care numbers for banking queries +91 22 61156300 to 99
    Email address for banking queries customercare@rblbank.com

    In case your concerns are not addressed by the customer care team, you can also get in touch with the concerned officials for further action.

    Please see below the details of the Ratnakar Bank administrative office:

    Administrative office address RBL Bank Ltd. Mahavir, Shri Shahu Market Yard Kolhapur - 416005 Maharashtra State, India
    Administrative office phone numbers 0231 2650981 to 984
    Administrative office fax number 0231 2657386

    Check out the details of the Ratnakar Bank registered office mentioned below:

    Registered office address RBL Bank Ltd. 1st Lane, Shahupuri Kolhapur - 416001 Maharashtra State, India
    Registered office phone number 0231 6650214
    Registered office fax number 0231 2657386

    Below mentioned are the details of the Ratnakar Bank corporate office:

    Corporate office address RBL Bank Ltd. One Indiabulls Centre, Tower 2B , 6th Floor 841, Senapati Bapat Marg Lower Parel (W) Mumbai - 400013, India
    Corporate office phone number 022 43020600
    Corporate office fax number 022 43020520

    Ratnakar Bank Grievance Redressal

    Since the bank provides city-based customer service for grievance redressal, Ratnakar Bank provides the facility to check the contact details of your concerned branch online at the official website of the bank in order to get your complaint redressed. All you need to do is go to the ‘Grievances Redressal’ section of the customer care, open the online document, and click on the accompanying link to your type of grievance. Thereafter, click on the link to details of the bank branches. This will open a map locator wherein you can search your bank branch and its respective details.

    Do Not Call Registry at Ratnakar Bank

    In addition to an on-call customer care service, Ratnakar Bank also offers a Do Not Call Registry service through which one can get in touch with the customer care team. Through this facility, one has the freedom to choose whether he or she wants to receive a call back from the customer care team regarding the concern, or would prefer a reply through an email.

    In order to avail this facility, you have to go the bank’s official website and click on Do Not Call Registry under the customer care section. This will prompt a form requesting a few details namely - name, city, phone number, and email ID. Once you click ‘Submit’ in the form, the customer care team will receive a request for a call back or email. They will then connect with you using your preferred mode of contact to address your concern or question.

    Types of loans offered by Ratnakar Bank Ltd. are:

    • Loan against property
    • Overdraft against property
    • Business loan
    • Personal loan
    • Home loan
    • Loan against gold
    • Car loan
    • Working capital finance
    • Educational loan

    Ratnakar Bank Personal Loans

    A temporary financial crisis can come without a warning and can turn into debt if not abolished immediately. Personal loans are a great way to overcome such a juncture and make your life smooth as before. Ratnakar Bank offers personal loans that are targeted to help you when you have an immediate cash requirement. These flexible and easy-to-pay loans are targeted towards salaried professionals depending on multiple factors such as employment history, income level, credit score, and chances of repayment of debt of the individual.

    Apply for Personal Loan

    RBL personal loan features and conditions

    There are a number of features that set the Ratnakar Bank Personal Loan apart from the rest:

    • The loan amount can range from a minimum of Rs.1 lakh to a maximum of Rs.20 lakh
    • Flexible loan tenures are available from 12 months to 60 months
    • No collateral or security is needed
    • Documentation is hassle-free and quick
    • Rate of interest offered is favourable and easy to repay
    • Loans are sanctioned without any hassle
    • Loan disbursal process is very swift

    Eligibility criteria for RBL personal loan

    Check out the eligibility criteria outlined by Ratnakar Bank for personal loans.

    • The candidate must be a salaried professional
    • The net monthly income of the candidate should not be less than Rs.25,000
    • The candidate must have a minimum of 3 years of work experience
    • The candidate should have at least 1-year work experience with the current employer
    • The age of the candidate should not be less than 18 years
    • The loan tenure must end before the candidate reaches 60 years or retires

    Required documents for RBL personal loan

    • Pan card of the individual
    • Proof of identity (For e.g. Voter ID, Driving licence, Passport, or Aadhar card)
    • Proof of address (For e.g. Voter ID, Driving license, Passport, Telephone bill, Electricity bill, Registered lease deed or sale agreement, or Bank Statement)
    • Proof of relationship - if required
    • Passport-sized photographs
    • Any other Central or State Government issued ID card with photo
    • Bank statements of credited salary for the last 6 months
    • Payslips of the last 2 months
    • Form 16 issued by employer
    • Income documents of salaried spouse (only needed when the income is clubbed)

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using the Bank Bazaar platform for a while. The experience was good, everything was good. I never faced any problems with their services, the website is user friendly, it is easy to access. And the whole application process was easy and hassle free. Overall it has been a smooth experience with the Bank Bazaar platform.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was less i had expected more, and the rate of interest they have charged me was up to 600 and they have not charged any processing fee ,till now i did not face any difficulty.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best card"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time,i came to know about bank bazaar service through on line, i have been using website it is easy to access,there customer service where prompt they explained me about the loan which i have applied recently.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient, the rate of interest they have charged me was nominal and the processing fee they have charge me was nominal too, and there was no issue till now i had been faced.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan with the help of bank bazaar. This is my first time and came to know about the website through online. The customer service and response was good. The process is excellent and it was easy to do comparison. I have used the website, its user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The service is good but the loan value is very less which needs to be increased. The rate of interest is good with Early Salary. I have taken only 9K and they didn't charge anything. It was quick and immediate service. I have submitted the documents online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through my friend as he had referred me about this service,have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount was sufficient for me, they have give me loan amount by calculating my salary, the rate of interest was nominal they have charged like if i clear today then my rate of interest will be less tomorrow, they have not charged processing fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good and faster experience"
      0.5 5.0/5 "Blown Away!"
      Best about the bankbazaar providing the services on time to the customer. Customer care service of bankbazaar is really fine. From last 3 months i'm utilizing the services and i have come to know about this website through Internet. The waiting time has to be improved in the customer care services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, and there service is accurate and clear and there customer service where prompt they explained me about the loan which i have applied recently, i have been using website it is easy to access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Early salary recently,the loan amount they have given me was sufficient they have given up to 12,000, and the rate of interest they have showed 850 but while time of payment they have cut 12,400 and 350 rupees balance left,so it was kind of confusion i have got, apart from that i did not face any issue in delay in loan or in documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with the services of them. The loan amount which they had provided has been satisfactory and the interest rate with them has been nominal when compared with the market rate. There has been some charges which they had made initially for the processing fees.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 15, 2018
    • HDFC Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have holding my personal loan with HDFC bank for long time, the rate of interest they have charged me was nominal and processing fee was also nominal and i have not that much communicated with there support team , they provide less loan amount , overall service was average.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with ICICI bank, they have provided Excellent service, like i did not face any difficulty in documentation part they have given me loan amount up to 45,000, and they have charged rate of interest up to 14% it is nominal for me and they have charged processing fee up nominal even they said took charges for insurance from loan up to 5000, there service was good.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for while .Customer service was good and their response was on time. The website of bank bazaar is user friendly to use and is easy to navigate. The services provided by bank bazaar is good when compared to others in the market.
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i got preclosere option with this bank , I ma not happy with the process it took much time to dispose the loan . They gave 5year of tenure period . They charge nominal interest rate but processing was too high with this bank .
      Was this review helpful? 0
      , hosur
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR for while .The customer support response was very prompt . I bought a credit card from Bank Bazaar. The whole application process was easy and hassle free. BANK BAZAAR has been having a good user interface. I am very much happy with the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Tata capital Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with TATA CAPITAL , there were no hidden charges with this bank . They did not charge any processing fee and i got my loan on time . The loan amount which i got through this bank is satisfactory .I did not got nay paper work they said they will send on mail but not yet receive .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 15, 2018
    • Bank Bazaar Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line, have been using website for applying my personal loan and after that i had downloaded mobile application for tracking my details.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.