Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Loading your search...
    Close

    Compare, check your eligibility and apply online instantly.

  • Ratnakar Personal Loan Customer Care is Rated as "Great!" by 94136 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Ratnakar Personal Loan Customer Care

    Ratnakar Bank Ltd., more commonly known as RBL Bank, is one of the oldest banks in India’s private banking sector. Headquartered in Mumbai, RBL was established in August 1943 and has built its reputation over the years of being one of the fastest growing banks across multiple national and international forums. In 2017, Ratnakar Bank Ltd. has received ‘Fastest Growing Small Bank Award’ by Business Today for five times in a row and the ‘High Growth Private Sector Bank’ award at Dun & Bradstreet Banking Awards among many other awards and recognitions.

    Ratnakar Bank Ltd. currently serves over 3.54 million customers across 20 states and union territories of India, and has over 246 branches and 393 ATMs outstretched throughout the whole country. Once you are associated with RBL Bank, you can monitor your funds online, in person, or using your phone. RBL Bank offers its specialised services across multiple verticals such as personal banking, NRI banking, business banking, loans, insurances, investment services, and many more.

    Ratnakar Bank Personal Loan Customer Care

    Even though the personal loan segment of Ratnakar Bank is exceedingly simple to navigate through, the bank’s customer care representatives are always on your beck and call in case you run into any trouble or have any additional queries that you want answered. The bank has multiple city-based customer care centres and phone numbers to address your specific issue at hand in a prompt and efficient manner.

    For all your banking-related queries, reach out to the customer care team with the below mentioned details:

    All India customer care toll free number 1800 123 8040
    City-based customer care numbers for banking queries +91 22 61156300 to 99
    Email address for banking queries customercare@rblbank.com

    In case your concerns are not addressed by the customer care team, you can also get in touch with the concerned officials for further action.

    Please see below the details of the Ratnakar Bank administrative office:

    Administrative office address RBL Bank Ltd. Mahavir, Shri Shahu Market Yard Kolhapur - 416005 Maharashtra State, India
    Administrative office phone numbers 0231 2650981 to 984
    Administrative office fax number 0231 2657386

    Check out the details of the Ratnakar Bank registered office mentioned below:

    Registered office address RBL Bank Ltd. 1st Lane, Shahupuri Kolhapur - 416001 Maharashtra State, India
    Registered office phone number 0231 6650214
    Registered office fax number 0231 2657386

    Below mentioned are the details of the Ratnakar Bank corporate office:

    Corporate office address RBL Bank Ltd. One Indiabulls Centre, Tower 2B , 6th Floor 841, Senapati Bapat Marg Lower Parel (W) Mumbai - 400013, India
    Corporate office phone number 022 43020600
    Corporate office fax number 022 43020520

    Ratnakar Bank Grievance Redressal

    Since the bank provides city-based customer service for grievance redressal, Ratnakar Bank provides the facility to check the contact details of your concerned branch online at the official website of the bank in order to get your complaint redressed. All you need to do is go to the ‘Grievances Redressal’ section of the customer care, open the online document, and click on the accompanying link to your type of grievance. Thereafter, click on the link to details of the bank branches. This will open a map locator wherein you can search your bank branch and its respective details.

    Do Not Call Registry at Ratnakar Bank

    In addition to an on-call customer care service, Ratnakar Bank also offers a Do Not Call Registry service through which one can get in touch with the customer care team. Through this facility, one has the freedom to choose whether he or she wants to receive a call back from the customer care team regarding the concern, or would prefer a reply through an email.

    In order to avail this facility, you have to go the bank’s official website and click on Do Not Call Registry under the customer care section. This will prompt a form requesting a few details namely - name, city, phone number, and email ID. Once you click ‘Submit’ in the form, the customer care team will receive a request for a call back or email. They will then connect with you using your preferred mode of contact to address your concern or question.

    Types of loans offered by Ratnakar Bank Ltd. are:

    • Loan against property
    • Overdraft against property
    • Business loan
    • Personal loan
    • Home loan
    • Loan against gold
    • Car loan
    • Working capital finance
    • Educational loan

    Ratnakar Bank Personal Loans

    A temporary financial crisis can come without a warning and can turn into debt if not abolished immediately. Personal loans are a great way to overcome such a juncture and make your life smooth as before. Ratnakar Bank offers personal loans that are targeted to help you when you have an immediate cash requirement. These flexible and easy-to-pay loans are targeted towards salaried professionals depending on multiple factors such as employment history, income level, credit score, and chances of repayment of debt of the individual.

    Apply for Personal Loan

    RBL personal loan features and conditions

    There are a number of features that set the Ratnakar Bank Personal Loan apart from the rest:

    • The loan amount can range from a minimum of Rs.1 lakh to a maximum of Rs.20 lakh
    • Flexible loan tenures are available from 12 months to 60 months
    • No collateral or security is needed
    • Documentation is hassle-free and quick
    • Rate of interest offered is favourable and easy to repay
    • Loans are sanctioned without any hassle
    • Loan disbursal process is very swift

    Eligibility criteria for RBL personal loan

    Check out the eligibility criteria outlined by Ratnakar Bank for personal loans.

    • The candidate must be a salaried professional
    • The net monthly income of the candidate should not be less than Rs.25,000
    • The candidate must have a minimum of 3 years of work experience
    • The candidate should have at least 1-year work experience with the current employer
    • The age of the candidate should not be less than 18 years
    • The loan tenure must end before the candidate reaches 60 years or retires

    Required documents for RBL personal loan

    • Pan card of the individual
    • Proof of identity (For e.g. Voter ID, Driving licence, Passport, or Aadhar card)
    • Proof of address (For e.g. Voter ID, Driving license, Passport, Telephone bill, Electricity bill, Registered lease deed or sale agreement, or Bank Statement)
    • Proof of relationship - if required
    • Passport-sized photographs
    • Any other Central or State Government issued ID card with photo
    • Bank statements of credited salary for the last 6 months
    • Payslips of the last 2 months
    • Form 16 issued by employer
    • Income documents of salaried spouse (only needed when the income is clubbed)

    Personal Loan Reviews

    • Bank Bazaar Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and i had recently started using the services of them. I had been using the website of them and it has been easy in using it. Their customer support also had been good as well where there has been a good response which they had made so far.
      Was this review helpful? 3
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been smooth and easy. The loan amount which they had provided had been less than i expected, but the interest rate with them had been good. There has not been any hassle faced with the services of them. Their customer support and their staff responses also had been good as well.
      Was this review helpful? 2
      , new delhi
      Reviewed on Sep 17, 2018
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a very good experience i had with this loan and the loan amount which they had provided also had been good as well, but the interest rate had been on the higher end when compared with the market rate. Their customer support also had been responsive as well and there has not been any hassle faced with them so far.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Bank Bazaar Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience i had with Bank Bazaar and i had been using the services of them for the last 4-5 months. I had been using the mobile application as well as the website of them and both had been easy in using it. Their customer support also had been good as well.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • Kotak Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan had taken almost three to four days and the process had been easy. The loan amount which they had provided has been satisfactory and the interest rate also been good as well. There has not been any charges which they had been charged also had been good when compared with the market rate.
      Was this review helpful? 1
      , new delhi
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It has been a good experience in getting this personal loan and the loan amount which they had provided also had been satisfactory. The interest rate with them has been a little higher when compared with the market rate. There has not been any charges which they had taken on processing and their customer support had been good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 17, 2018
    • HDFC Bank Personal Loan
      "Not satisfied with the service"
      0.5 1.0/5 "Really Bad"
      The experience i had with them has not been satisfactory and the process has been good in getting the loan. There has been some small issues when i was trying to close it before the tenure period where there was no option for a pre closure. The interest rate has been quite nominal with them and the loan amount was okay.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 17, 2018
    • review Personal Loan
      "Good finacial service with high rate of intrest "
      0.5 4.0/5 "Great!"
      I have taken personal loan from Bajaj fin serv , Am not satisfied with the rate of interest of 19%which is high. Where there is processing fees of Rs 8000 They took time for approval and documentation. Their customer executive explained the term and condition before taking the loan.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. It was good, I am using the mobile application it is really easy uses. Customer support is good , they helped me very well throughout the process . This was my first experience with bank bazaar and it is too good .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • IndusInd Bank Personal Loan
      "good "
      0.5 2.0/5 "Expected more"
      I got my personal loan through INDUSIND BANK , the loan process was too slow and even initially they said everything will be online but they personally visit to check the documents , it took 25days to receive the loan . They provide 300000 of loan and it is sufficient , there is no processing fee with this bank .
      Was this review helpful? 1
      , lucknow
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using BANK BAZAAR services for while , i came to know about this service through online . The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online. .
      Was this review helpful? 3
      , mumbai
      Reviewed on Sep 16, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have take my personal loan with INCRED INSTITUTION , the tenure period is 36 months and rate of interest is too high 28% so i am not happy with that . I did not face issue at the time of getting loan . The processing fee is 5000 and loan amount is 110000 and it is sufficient to me .
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. For the first time i have taken i have taken financial product through bank bazaar . The best part is the process of getting loan was to quick . Bank bazaar needs to filter the list suggested to the customers based on the requirements as per customer needs.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 16, 2018
    • HDFC Bank Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC BANK , the processing fee is 8000 and it is too high , there is no preclosere option with this bank . Rate of interest is 17.5% and it is not nominal in the market . Customer support and their response is good , i got my loan soon , there is no issue with this bank .
      Was this review helpful? 2
      , chennai
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using the Bank Bazaar services for a while. The best part is customer support there peoples are very cooperative , i receive too many calls from them just to get my work done , they are very helpful . Mobile application and website were easy to use and very user friendly .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • ICICI Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      My personal loan was taken with ICICI BANK , i have bitter experience with this bank , the customer support attitude not good with this bank . Initially they said 12.9% of interest rate but later they charge 14% so it is very disappointing part . Loan amount is 1.5 lakh and it is sufficient to me .
      Was this review helpful? 1
      , kolkata
      Reviewed on Sep 16, 2018
    • review Personal Loan
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      My personal loan was taken with BAJAJ FINANCE , the tenure period is 3year . Customer support is good they respond on time and the process of getting loan is very smooth and quick , i did not face any issues at the time of documentation . Loan amount is 60000 and it is sufficient to me .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using BANK BAZAAR for many months . The best part of this website is their representative is good and attentive , everything was explain step by step and clearly , and even their follow up is outstanding . I came to know about this website through advertisement .
      Was this review helpful? 1
      , nellore
      Reviewed on Sep 16, 2018
    • Fullerton Personal Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with FULLETRON INSTITUTION , i am happy with this bank , they provide within 15 days my loan amount . They charge 11% of interest rate and tenure period is 3year . They provide 120000 of loan but i got 99000 after deducting . I use to pay 5500 of EMI.
      Was this review helpful? 0
      , nellore
      Reviewed on Sep 16, 2018
    • Bank Bazaar Personal Loan
      "good service"
      0.5 4.0/5 "Great!"
      I've been using the Bank Bazaar services for a while. I have applied for a personal loan via Bank bazaar. The customer support follow up was also good during the application. Bank Bazaar makes it easier to compare and choose various banking products online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 16, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.