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  • Standard Chartered Bank Personal Loan Status is Rated as "Great!" by 95651 Users

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    Standard Chartered Bank Personal Loan Status

    Standard Chartered Bank is a prominent global bank that has its operations across several nations including India. In the country, the bank has premium banking services at great prices. With the help of the bank’s products, you can enhance your lifestyle extensively.

    The bank provides loans, deposits, mortgages, credit cards, investments, debit cards, and insurance to individuals for different purposes.

    If you are interested in taking a personal loan to take care of your personal requirements, you may choose to take a personal loan from the bank for any personal needs.

    Standard Chartered Bank Personal Loan

    You can apply for this personal loan to arrange a wedding, to pay for your or your child’s education, to buy a two-wheeler, to refurbish your home, or to take care of any other personal requirement.

    Features of Standard Chartered Bank Personal Loan

    • You can apply for this personal loan online, where you will get approval immediately.
    • When you apply for this loan, your loan amount will be disbursed to you within 4 to 7 working days after you furnish the relevant documents.
    • The rate of interest starts at 11.99% p.a. for this loan
    • The minimum loan amount is Rs.1 lakh.
    • The maximum loan amount is Rs.30 lakh.
    • The processing fee will be up to 2.25% of your personal loan amount.
    • The loan amount sanctioned to you will be determined by your income, repayment ability, and eligibility.
    • You can repay this loan within a period of 12 to 60 months. You can enjoy flexible repayment modes with this personal loan.
    • You do not have to make any arrangements for security or guarantor or collateral in order to apply for this loan.
    • You will have to pay a processing fee of up to 3% of your personal loan amount. You may also have to pay documentation charges upfront. These charges will be taken from your loan quantum when it is disbursed to you.
    • This loan can be taken by both salaried employees and self-employed individuals.
    • You may utilise the personal loan EMI calculator, which is available on the official website of the bank. You only need to enter your personal loan amount, rate of interest, and the number of years of your loan.

    Benefits of Standard Chartered Bank Personal Loan

    • If you apply for a Standard Chartered Bank personal loan online, you can enjoy zero processing fees or a discount of 50% on your processing fee. You will need to check with the bank before making your online application as there are certain terms and conditions.
    • You can also receive waivers on your last equated monthly installment (EMI) when you choose loan tenures such as 36 or 48 or 60 months OR a cashback of 2% on the EMI that you have paid. There are terms and conditions for this also. You will need to ask the bank for full details about this benefit.

    Documents Required for Standard Chartered Bank Personal Loan

    You will be required to submit certain documents mandatorily in order to get your Standard Chartered Bank personal loan disbursed:

    Proof of address:

    • Telephone bill
    • Electricity bill
    • Passport
    • Life insurance policy or Medical insurance policy
    • Ration card
    • Driving license
    • Apartment allotment letter
    • Rental agreement

    Proof of identity:

    • Aadhaar card
    • Photo PAN card
    • Voter ID card
    • Passport
    • Photo ration card
    • Driving license

    How to Apply for Standard Chartered Bank Personal Loan

    You may apply for a personal loan from Standard Chartered Bank through online methods or offline methods.

    In order to apply online, you will have to go to the personal loan segment of the bank’s website and click on ‘Apply Now’.

    • You will now see an online application form. Here, you will have to first mention if you are an existing customer or not.
    • You will have to choose the city you reside in, the type of your employment, your email address, and your mobile number.
    • You will also need to check a box to mention that you authorise the bank to get in touch with you anytime.
    • After you click ‘Proceed’, you can check the different quotes for personal loans and take your pick according to your circumstances, requirements, repayment ability, etc.
    • You can then apply online and wait for an approval from the bank.

    In order to apply offline, you will be required to visit any branch of the bank and meet an executive at the branch. You can submit hard copies of your documents to the executive directly. The executive at the branch will guide you throughout the application process diligently.

    Apply for Personal Loan

    How to Check Standard Chartered Bank Personal Loan Application Status

    After you apply for a personal loan from Standard Chartered Bank, you may check the application status on the official website of the bank. You can do it online itself without having to go all the way to a bank branch.

    Online Standard Chartered Bank Personal Loan Application Status Tracking

    • You will have to go to the Internet and search for ‘Standard Chartered Bank Online Application Status Tracking’. You will be able to find a link that will let you monitor your loan application status online.
    • In this link, you will be required to key in your application reference number (along with the ‘#’ symbol). This reference number will be provided to you once you complete your loan application.
    • Next, you will have to enter your mobile number.
    • You can click ‘Submit’ and you will be able to see the status of your personal loan application status on your screen.

    Standard Chartered Bank Personal Loan Application Status Tracking Without Reference Number

    • In case you forget your loan application reference number, you can key in your email address and your mobile number.
    • You will now be able to see your application status.

    With the help of this online tracking system, you do not have to go all the way to a branch to monitor the status of your loan. You also do not have to call the bank for knowing your status. With basic details of your personal loan application, you can track it online while sitting at home itself.

    Customer Reviews

    • HDFC Bank Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have been using personal loan with HDFC bank , it have been just six months only i have been applied for personal loan and there rate of interest and processing fee is nominal which they have charge me and even loan amount was sufficient to me .
      Was this review helpful? 3
      , kolkata
      Reviewed on Nov 16, 2018
    • HDFC Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      My experience is good by taking the personal loan with the HDFC BANK and i have been taken this loan from past 3 years, and they have charge nominal rate of interest up to 17% and even there processing fee is also nominal only, i have taken my loan amount up to 75,000 it is sufficient for me and there customer support team is good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have use bank bazaar service recently only i have applied for my credit card from their website and i came to know about this bank bazaar website from on line as i was surfing for good credit card and they provide me very good service they properly follow up with me related to card. the service is very good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan with Early Salary recently, the loan amount they have given me was not sufficient to me as for now they have given me up to 11,000 rupee as loan amount it okay and the rate of interest they have charged me 845 rupees and they have not charged any processing fee in this loan.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • YES Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with Yes bank,they have given me low loan amount, and even they have taken loan insurance charges as well and the rate of interest they have charged me up to 11.5% it was nominal and there processing fee was bit high they have charged.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about bankbazaar through advertisement, they provide good services when compared to other banking websites. Customer service is good with bankbazaar and their response was prompt. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Fullerton Personal Loan
      "Need to reduce ROI"
      0.5 3.5/5 "Pretty good"
      My experience was good with Fullerton for personal loan, the process was smooth and i received my loan amount within 7-10 days. The loan amount was for Rs 1.58 lacs with high interest rate and the tenure period was for 3 years. Customer service was good with Fullerton and they responded on time.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I am using the services of bankbazaar from last 3-4 months, the services provided by bankbazaar is good when compared to others. Customer service was good and they responded on time. Mobile app is easy to navigate and user friendly to use.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      My experience was good with Early Salary for personal loan, they gave the loan amount for Rs 10000 for the tenure period of 30 days with nominal interest rate. They gave a less limit for this loan. Customer support was good and they followed up on time.
      Was this review helpful? 1
      , thane
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I know bankbazaar.com from last 1 year, my experience was good so far with bankbazaar. Customer services provided by bankbazaar is good and their response was prompt. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 16, 2018
    • Citibank Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      It was a nice experience with CITI bank for personal loan, the process took 20 days to complete. The loan amount was for Rs 6 lacs with nominal interest rate and the tenure period is 5 years. Customer service was good and they followed up on time.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Nov 16, 2018
    • Bajaj Finserv Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my personal loan with Bajaj Finserv from long time,the loan amount which they have given me was sufficient and the rate of interest they have charged me was up to 30% it was bit higher and the processing fee was nominal, there was no hidden charges they have taken apart from that, overall service is good.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      This was my first time experience with bankbazaar and it was not up to the mark, initially the follow up was very good with bankbazaar but on later stage there was no proper follow up. The mobile app of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 16, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan experience with INCRED was very good, the process was smooth and i received my loan amount within 20 days. The loan amount was for Rs 1 lac with high interest rate and the tenure period is 3 years. Customer service was fine and they responded on time.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using bank bazaar service from past 1 year, i came to know about bank bazaar service through on line as i was surfing through on line to check my credit score and i have applied personal loan through bank bazaar recently, and i have been using mobile application it is very easy to access.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Very good service"
      0.5 4.5/5 "Excellent!"
      It was a very good experience so far with bankbazaar, they provide good services when compared to others in the market. Customer service was good with bankbazaar and their response was prompt. Website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 0
      , raikot
      Reviewed on Nov 16, 2018
    • HDFC Bank Personal Loan
      "Very good service"
      0.5 4.5/5 "Excellent!"
      My personal loan application was approved with HDFC bank and the experience was good, the process took 1 week to complete and the response from the customer support was very good. The loan amount was for Rs 2 lacs with nominal interest rate and the tenure period was 3 years.
      Was this review helpful? 2
      , raikot
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using bank bazaar service for first time, i came to know about bank bazaar service through on line,and i have been using mobile application of bank bazaar it was easy to access,they have suggested me a loan which bank had offered me loan and even they have help me in getting my loan amount , overall service is good.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 16, 2018
    • Early Salary Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied my personal loan with Early Salary recently, the loan amount they have given me was not sufficient to me it was low and i have expected more loan amount, and the rate of interest they have charged was nominal, and there was zero processing fee , they have given me 8,700 as loan amount , and in term of service it was good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 16, 2018
    • Bank Bazaar Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      It was an good experience with bankbazaar so far, i am using the services of bankbazaar from last 3-4 years. Customer support was good with bankbazaar and they responded on time. The website of bankbazaar is easy to use and is user friendly.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
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