Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Standard Chartered Bank Personal Loan Status is Rated as "Great!" by 98245 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Standard Chartered Bank Personal Loan Status

    Standard Chartered Bank is a prominent global bank that has its operations across several nations including India. In the country, the bank has premium banking services at great prices. With the help of the bank’s products, you can enhance your lifestyle extensively.

    The bank provides loans, deposits, mortgages, credit cards, investments, debit cards, and insurance to individuals for different purposes.

    If you are interested in taking a personal loan to take care of your personal requirements, you may choose to take a personal loan from the bank for any personal needs.

    Standard Chartered Bank Personal Loan

    You can apply for this personal loan to arrange a wedding, to pay for your or your child’s education, to buy a two-wheeler, to refurbish your home, or to take care of any other personal requirement.

    Features of Standard Chartered Bank Personal Loan

    • You can apply for this personal loan online, where you will get approval immediately.
    • When you apply for this loan, your loan amount will be disbursed to you within 4 to 7 working days after you furnish the relevant documents.
    • The rate of interest starts at 11.99% p.a. for this loan
    • The minimum loan amount is Rs.1 lakh.
    • The maximum loan amount is Rs.30 lakh.
    • The processing fee will be up to 2.25% of your personal loan amount.
    • The loan amount sanctioned to you will be determined by your income, repayment ability, and eligibility.
    • You can repay this loan within a period of 12 to 60 months. You can enjoy flexible repayment modes with this personal loan.
    • You do not have to make any arrangements for security or guarantor or collateral in order to apply for this loan.
    • You will have to pay a processing fee of up to 3% of your personal loan amount. You may also have to pay documentation charges upfront. These charges will be taken from your loan quantum when it is disbursed to you.
    • This loan can be taken by both salaried employees and self-employed individuals.
    • You may utilise the personal loan EMI calculator, which is available on the official website of the bank. You only need to enter your personal loan amount, rate of interest, and the number of years of your loan.

    Benefits of Standard Chartered Bank Personal Loan

    • If you apply for a Standard Chartered Bank personal loan online, you can enjoy zero processing fees or a discount of 50% on your processing fee. You will need to check with the bank before making your online application as there are certain terms and conditions.
    • You can also receive waivers on your last equated monthly installment (EMI) when you choose loan tenures such as 36 or 48 or 60 months OR a cashback of 2% on the EMI that you have paid. There are terms and conditions for this also. You will need to ask the bank for full details about this benefit.

    Documents Required for Standard Chartered Bank Personal Loan

    You will be required to submit certain documents mandatorily in order to get your Standard Chartered Bank personal loan disbursed:

    Proof of address:

    • Telephone bill
    • Electricity bill
    • Passport
    • Life insurance policy or Medical insurance policy
    • Ration card
    • Driving license
    • Apartment allotment letter
    • Rental agreement

    Proof of identity:

    • Aadhaar card
    • Photo PAN card
    • Voter ID card
    • Passport
    • Photo ration card
    • Driving license

    How to Apply for Standard Chartered Bank Personal Loan

    You may apply for a personal loan from Standard Chartered Bank through online methods or offline methods.

    In order to apply online, you will have to go to the personal loan segment of the bank’s website and click on ‘Apply Now’.

    • You will now see an online application form. Here, you will have to first mention if you are an existing customer or not.
    • You will have to choose the city you reside in, the type of your employment, your email address, and your mobile number.
    • You will also need to check a box to mention that you authorise the bank to get in touch with you anytime.
    • After you click ‘Proceed’, you can check the different quotes for personal loans and take your pick according to your circumstances, requirements, repayment ability, etc.
    • You can then apply online and wait for an approval from the bank.

    In order to apply offline, you will be required to visit any branch of the bank and meet an executive at the branch. You can submit hard copies of your documents to the executive directly. The executive at the branch will guide you throughout the application process diligently.

    How to Check Standard Chartered Bank Personal Loan Application Status

    After you apply for a personal loan from Standard Chartered Bank, you may check the application status on the official website of the bank. You can do it online itself without having to go all the way to a bank branch.

    Online Standard Chartered Bank Personal Loan Application Status Tracking

    • You will have to go to the Internet and search for ‘Standard Chartered Bank Online Application Status Tracking’. You will be able to find a link that will let you monitor your loan application status online.
    • In this link, you will be required to key in your application reference number (along with the ‘#’ symbol). This reference number will be provided to you once you complete your loan application.
    • Next, you will have to enter your mobile number.
    • You can click ‘Submit’ and you will be able to see the status of your personal loan application status on your screen.

    Standard Chartered Bank Personal Loan Application Status Tracking Without Reference Number

    • In case you forget your loan application reference number, you can key in your email address and your mobile number.
    • You will now be able to see your application status.

    With the help of this online tracking system, you do not have to go all the way to a branch to monitor the status of your loan. You also do not have to call the bank for knowing your status. With basic details of your personal loan application, you can track it online while sitting at home itself.

    Customer Reviews

    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The helpline number was not easily approachable whenever I call the bank bazaar customer service, it does not connect with the representative. I have been using it for 6months. Earlier I took my credit, the process was simple. The mobile app is convenient to check the credit score and have no issues.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Better"
      0.5 4.5/5 "Excellent!"
      There was delay in the loan process and HDFC have taken around one month. The rate of interest and charges are little bit high compared to others. I have submitted the documents online and also to the executive. I can do pre closure with extra charges and part payment can be done after one year. The loan duration is 2 years.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Its Good"
      0.5 4.0/5 "Great!"
      I approached ICICI personal loan through online channel, ICICI taken care and disbursed the amount within two to three weeks of time, But I felt interest rate is good in Tata capital as compared to ICICI. But still I recommend ICICI bank its good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan some time back and i had foreclosed this loan a long time back. The overall experience with them has been quite good where the interest rate with them has been nominal when compared with the market rate and there has not been any foreclosure charges with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been quite a good experience i had with this loan and the loan amount which they had provided has been sufficient as well. The interest rate which they where offering has been nominal with the market rate, and there is some pre closure charges with them and there has also been some processing fee with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Quick Wind for the financial products"
      0.5 5.0/5 "Blown Away!"
      I never seen such kind of support any where like Bank Bazaar, whenever I update any request I get reply through msg or mail. Its a right path or helping source for the people to take the banking products on the time schedule. The customer support is very nice and helpful.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good Professional Service"
      0.5 5.0/5 "Blown Away!"
      When I browsed the online channel, Tata capital is the one having less interest with zero processing fee. That is the reason I took this personal loan from them. The loan process was quite good, the processing time is less. The interaction between me and executive was professional.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Better"
      0.5 4.0/5 "Great!"
      Although I am not a frequent user of the site, Whenever I need any loans or card that time have visit their website. The website is fine enough. The customer service and response was better. Am using it approx for 6 months. Once have checked the credit score and loan process was simple.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan from Early Salary through online portal. Everything was fine but executive said will come and collect the documents but nobody turned up . They said if I have refer my friend and will get discount but have not got any discounts. The rate of interest and charges are nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 18, 2019
    • HSBC Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with HSBC bank, ,they have given me sufficient loan amount was sufficient for me, and the rate of interest is very nominal compare to other in the market . There are no hidden charges they have charged me apart from EMI.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 18, 2019
    • Kotak Personal Loan
      "Average"
      0.5 1.0/5 "Really Bad"
      I have taken a personal loan from Kotak Mahindra Bank and it was closed in the year of 2018. My experience is not good, have not received NOC on time. They need to improve the customer service. The rate of interest is more compared to others. The documentation process was easy but foreclosure is very difficult.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      The customer service and response was good. I have been using bankbazaar.com for the first time and it was recommended by friend. The process was simple and faster. The mobile application is convenient and easy to compare with the banks. I have checked the credit score.
      Was this review helpful? 2
      , pune
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied my personal loan in Tata Capital through online. The rate of interest and charges are nominal. I have received 2.7L excluding processing fee. The loan duration is 5 years. The documents are collected by executive as well as submitted online. They took max 8 to 9 days to deliver the loan.
      Was this review helpful? 1
      , pune
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Its Convenient"
      0.5 5.0/5 "Blown Away!"
      Its a good experience I had with Bank Bazaar, the entire loan process was smooth I don't want to anywhere. I got the door step service from the bank, the customer support guided well and helped me out through the process. The information is useful to compare the products.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 18, 2019
    • Tata capital Personal Loan
      "Good Experience with Tata Capital"
      0.5 5.0/5 "Blown Away!"
      I got best deal from Tata Capital, the customer support is proactive to process the loan application. But the loan disbursement got delay it should be faster. I got the better interest rate and its zero processing fee from the Tata Capital disbursement.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 18, 2019
    • HDFC Bank Personal Loan
      "Interest rate should be standard"
      0.5 4.0/5 "Great!"
      I am not happy with HDFC, comparatively the rates are bit high. Its okay for me, the processing fee is also higher in HDFC, They told some interest but I got some other interest rate. I want to discuss with them and after august it will be one year then I close it.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • ICICI Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      That was better experience, interms of rate of interest. ICICI bank agents are proactive they came to my place and collected the documents and done the process. Then I didn't interact with them. I got the better deal from ICICI on the personal loan.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • Bank Bazaar Personal Loan
      "Good customer support and satisfactory"
      0.5 5.0/5 "Blown Away!"
      The quick on their work, whatever I approached they helped me out. I could check all the information based on the requirement. Its a good customer support I can view all the banking options. I am getting promotional mails through the link I have raised the request for the credit card.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 18, 2019
    • Citibank Personal Loan
      "Rate of interest should be reduced"
      0.5 4.0/5 "Great!"
      Citi bank rate of interest is too high for the amount of Rs. 3 lakhs, they have taken some processing fee from the disbursement but it was quite nominal. The documentation process was smooth, on the expected time I got the loan amount from the bank.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 18, 2019
    • Early Salary Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The rate of interest and charges are nominal. I like the process which was much easier to proceed the personal loan. They did not required any documents and executive came for verification then loan amount was processed. I took 10K and it was paid through online.
      Was this review helpful? 2
      , chennai
      Reviewed on Jan 18, 2019
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