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  • Standard Chartered Bank Personal Loan Status is Rated as "Great!" by 91489 Users

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    Personal Loan BYTES FROM OUR KITCHEN
    rated 4.0/5.0 by 91489 users

    Standard Chartered Bank Personal Loan Status

    Standard Chartered Bank is a prominent global bank that has its operations across several nations including India. In the country, the bank has premium banking services at great prices. With the help of the bank’s products, you can enhance your lifestyle extensively.

    The bank provides loans, deposits, mortgages, credit cards, investments, debit cards, and insurance to individuals for different purposes.

    If you are interested in taking a personal loan to take care of your personal requirements, you may choose to take a personal loan from the bank for any personal needs.

    Standard Chartered Bank Personal Loan

    You can apply for this personal loan to arrange a wedding, to pay for your or your child’s education, to buy a two-wheeler, to refurbish your home, or to take care of any other personal requirement.

    Features of Standard Chartered Bank Personal Loan

    • You can apply for this personal loan online, where you will get approval immediately.
    • When you apply for this loan, your loan amount will be disbursed to you within 4 to 7 working days after you furnish the relevant documents.
    • The rate of interest starts at 11.99% p.a. for this loan
    • The minimum loan amount is Rs.1 lakh.
    • The maximum loan amount is Rs.30 lakh.
    • The processing fee will be up to 2.25% of your personal loan amount.
    • The loan amount sanctioned to you will be determined by your income, repayment ability, and eligibility.
    • You can repay this loan within a period of 12 to 60 months. You can enjoy flexible repayment modes with this personal loan.
    • You do not have to make any arrangements for security or guarantor or collateral in order to apply for this loan.
    • You will have to pay a processing fee of up to 3% of your personal loan amount. You may also have to pay documentation charges upfront. These charges will be taken from your loan quantum when it is disbursed to you.
    • This loan can be taken by both salaried employees and self-employed individuals.
    • You may utilise the personal loan EMI calculator, which is available on the official website of the bank. You only need to enter your personal loan amount, rate of interest, and the number of years of your loan.

    Benefits of Standard Chartered Bank Personal Loan

    • If you apply for a Standard Chartered Bank personal loan online, you can enjoy zero processing fees or a discount of 50% on your processing fee. You will need to check with the bank before making your online application as there are certain terms and conditions.
    • You can also receive waivers on your last equated monthly installment (EMI) when you choose loan tenures such as 36 or 48 or 60 months OR a cashback of 2% on the EMI that you have paid. There are terms and conditions for this also. You will need to ask the bank for full details about this benefit.

    Documents Required for Standard Chartered Bank Personal Loan

    You will be required to submit certain documents mandatorily in order to get your Standard Chartered Bank personal loan disbursed:

    Proof of address:

    • Telephone bill
    • Electricity bill
    • Passport
    • Life insurance policy or Medical insurance policy
    • Ration card
    • Driving license
    • Apartment allotment letter
    • Rental agreement

    Proof of identity:

    • Aadhaar card
    • Photo PAN card
    • Voter ID card
    • Passport
    • Photo ration card
    • Driving license

    How to Apply for Standard Chartered Bank Personal Loan

    You may apply for a personal loan from Standard Chartered Bank through online methods or offline methods.

    In order to apply online, you will have to go to the personal loan segment of the bank’s website and click on ‘Apply Now’.

    • You will now see an online application form. Here, you will have to first mention if you are an existing customer or not.
    • You will have to choose the city you reside in, the type of your employment, your email address, and your mobile number.
    • You will also need to check a box to mention that you authorise the bank to get in touch with you anytime.
    • After you click ‘Proceed’, you can check the different quotes for personal loans and take your pick according to your circumstances, requirements, repayment ability, etc.
    • You can then apply online and wait for an approval from the bank.

    In order to apply offline, you will be required to visit any branch of the bank and meet an executive at the branch. You can submit hard copies of your documents to the executive directly. The executive at the branch will guide you throughout the application process diligently.

    Apply for Personal Loan

    How to Check Standard Chartered Bank Personal Loan Application Status

    After you apply for a personal loan from Standard Chartered Bank, you may check the application status on the official website of the bank. You can do it online itself without having to go all the way to a bank branch.

    Online Standard Chartered Bank Personal Loan Application Status Tracking

    • You will have to go to the Internet and search for ‘Standard Chartered Bank Online Application Status Tracking’. You will be able to find a link that will let you monitor your loan application status online.
    • In this link, you will be required to key in your application reference number (along with the ‘#’ symbol). This reference number will be provided to you once you complete your loan application.
    • Next, you will have to enter your mobile number.
    • You can click ‘Submit’ and you will be able to see the status of your personal loan application status on your screen.

    Standard Chartered Bank Personal Loan Application Status Tracking Without Reference Number

    • In case you forget your loan application reference number, you can key in your email address and your mobile number.
    • You will now be able to see your application status.

    With the help of this online tracking system, you do not have to go all the way to a branch to monitor the status of your loan. You also do not have to call the bank for knowing your status. With basic details of your personal loan application, you can track it online while sitting at home itself.

    Customer Reviews

    • HDFC Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my personal loan wit HDFC bank which was taken 1 year back. The loan amount was 3 lakhs and the interest rate was 10.99% which is average . The tenure period was 36 months. The customer service and responses was really good. The loan was approve don time and I have not faced any inconvenience with the process,.
      Was this review helpful? 0
      , thane
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan application was completely paperless. The loan amount was credited to my account quickly. Overall the whole application process was really fast and hassle free. It is so easy to apply for personal with HDFC
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      Bank bazaar is a one stop solution for all the financial products . The customer service and responses was really good. The website is very user friendly and easy to navigate . The web portals accuracy and speed is good so I would like to recommend to others.,
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan . Their interest rate was very high so I have canceled and taken with HDFC bank. I was looking for 8 lakhs and the interest rate was 15.85% which si very high . The customer service and responses was good.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • HDB Financial Services Personal Loan
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken my personal loan with HDFC bank 3 years back. The loan amount was 1,14,000 and the interest rate was 11-12% which is average . The customer service and responses was really good. The process was very good and they haves sanctioned the loan with the committed time .
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good.My overall experience was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Fullerton Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have approached FULLERTON for my personal loan. There is no requirement for the loan as of now so i have canceled the loan process. The loan amount was 4 laksh and interest rate was 30% which is high .The customer service and responses was good.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with INDUSIND BANK. They have rejected the application. They have collected all the documents. The customer service and responses was very good. I was looking for 3 lakhs and the interest rate .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • ICICI Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with ICICI bank few months back. The loan amount was 4 lakhs and the interest rate was 10.99%n which is satisfactory . The customer service and responses was very good,. The process was bit lengthy and they have take much time. They have provided door step service for collecting documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with HDFC bank few months back. The loan amount was 5 lakhs and the interest rate was 10.99% which is average . The tenure period was 5 years and the process easy very smooth. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and response was really good. The website has many good options on banks and interest rate . I have not faced any issues with the service so its recommendable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Citibank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have approached CITI bank for my personal loan but their interest rate was very high so i have canceled here and taken with ICICI bank.I was looking fir 4 lakhs and the interest rate was 12.24% which is very high . I am satisfied with the customer service and responses.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "Average"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with AXIS BANK 2 years back. The loan amount was 6 lakhs and the interest rate was 11% which is high . The tnrue period was 4 years . The process was very good and the possessing fee was 7000. My overall experience was good.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Good"
      0.5 3.5/5 "Pretty good"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The websites option was really good. The web portals accuracy is also good. I am happy with the overall service here so its recommendable.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Kotak Personal Loan
      "Average"
      0.5 2.5/5 "Just OK"
      I have approached KOTAK bank for my personal loan .They have canceled my request with out any intimations. I was looking for 6 lakhs and the interest rate was 14.99% which is very high . The customer service and responses was not good.My experience was not up to the mark.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 20, 2018
    • Bank Bazaar Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Bank bazaar is a good platform for all the financial products . The customer service and responses was really good. The website has many good options on banks and interest rate . The web portal's accuracy and speed is good so I would like it recommend to others.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • IndusInd Bank Personal Loan
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My personal loan was taken wit INDUSIND bank. The loan amount was 3 lakhs and the interest rate was 12% which is bit high . The customer service and responses was good. There is no processing fee and the tenrue period was 2 years.My experience with Indusind was not all good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
    • Bajaj Finserv Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the Bajaj Finserv for 11 Lakhs. The application process was easy and with in1 week the loan amount was Credited to account. The documentation and the application process was easy and hassle free. Overall it was a good expereince.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took a personal loan for 1 Lakh from the HDFC bank. They offered an interest rate of 16.2 % .The application process was smooth and hassle free. I got the loan amount credited to my account with in 2 days. The whole application process and documentation was quick and hassle free.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 20, 2018
    • Axis Bank Personal Loan
      "GOOD"
      0.5 3.5/5 "Pretty good"
      I have been using my PERSONAL LOAN from AXIS BANK since 30 months i am really happy to hold my loan from this bank. Because the thing is that there is no pre-closure charges applicable in this bank. But the rate of interest is very high when compared to the other banks but other than that everything is good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2018
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