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  • Standard Chartered Bank Personal Loan Status is Rated as "Great!" by 92866 Users

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    Personal Loan BYTES FROM OUR KITCHEN
    rated 4.0/5.0 by 92866 users

    Standard Chartered Bank Personal Loan Status

    Standard Chartered Bank is a prominent global bank that has its operations across several nations including India. In the country, the bank has premium banking services at great prices. With the help of the bank’s products, you can enhance your lifestyle extensively.

    The bank provides loans, deposits, mortgages, credit cards, investments, debit cards, and insurance to individuals for different purposes.

    If you are interested in taking a personal loan to take care of your personal requirements, you may choose to take a personal loan from the bank for any personal needs.

    Standard Chartered Bank Personal Loan

    You can apply for this personal loan to arrange a wedding, to pay for your or your child’s education, to buy a two-wheeler, to refurbish your home, or to take care of any other personal requirement.

    Features of Standard Chartered Bank Personal Loan

    • You can apply for this personal loan online, where you will get approval immediately.
    • When you apply for this loan, your loan amount will be disbursed to you within 4 to 7 working days after you furnish the relevant documents.
    • The rate of interest starts at 11.99% p.a. for this loan
    • The minimum loan amount is Rs.1 lakh.
    • The maximum loan amount is Rs.30 lakh.
    • The processing fee will be up to 2.25% of your personal loan amount.
    • The loan amount sanctioned to you will be determined by your income, repayment ability, and eligibility.
    • You can repay this loan within a period of 12 to 60 months. You can enjoy flexible repayment modes with this personal loan.
    • You do not have to make any arrangements for security or guarantor or collateral in order to apply for this loan.
    • You will have to pay a processing fee of up to 3% of your personal loan amount. You may also have to pay documentation charges upfront. These charges will be taken from your loan quantum when it is disbursed to you.
    • This loan can be taken by both salaried employees and self-employed individuals.
    • You may utilise the personal loan EMI calculator, which is available on the official website of the bank. You only need to enter your personal loan amount, rate of interest, and the number of years of your loan.

    Benefits of Standard Chartered Bank Personal Loan

    • If you apply for a Standard Chartered Bank personal loan online, you can enjoy zero processing fees or a discount of 50% on your processing fee. You will need to check with the bank before making your online application as there are certain terms and conditions.
    • You can also receive waivers on your last equated monthly installment (EMI) when you choose loan tenures such as 36 or 48 or 60 months OR a cashback of 2% on the EMI that you have paid. There are terms and conditions for this also. You will need to ask the bank for full details about this benefit.

    Documents Required for Standard Chartered Bank Personal Loan

    You will be required to submit certain documents mandatorily in order to get your Standard Chartered Bank personal loan disbursed:

    Proof of address:

    • Telephone bill
    • Electricity bill
    • Passport
    • Life insurance policy or Medical insurance policy
    • Ration card
    • Driving license
    • Apartment allotment letter
    • Rental agreement

    Proof of identity:

    • Aadhaar card
    • Photo PAN card
    • Voter ID card
    • Passport
    • Photo ration card
    • Driving license

    How to Apply for Standard Chartered Bank Personal Loan

    You may apply for a personal loan from Standard Chartered Bank through online methods or offline methods.

    In order to apply online, you will have to go to the personal loan segment of the bank’s website and click on ‘Apply Now’.

    • You will now see an online application form. Here, you will have to first mention if you are an existing customer or not.
    • You will have to choose the city you reside in, the type of your employment, your email address, and your mobile number.
    • You will also need to check a box to mention that you authorise the bank to get in touch with you anytime.
    • After you click ‘Proceed’, you can check the different quotes for personal loans and take your pick according to your circumstances, requirements, repayment ability, etc.
    • You can then apply online and wait for an approval from the bank.

    In order to apply offline, you will be required to visit any branch of the bank and meet an executive at the branch. You can submit hard copies of your documents to the executive directly. The executive at the branch will guide you throughout the application process diligently.

    Apply for Personal Loan

    How to Check Standard Chartered Bank Personal Loan Application Status

    After you apply for a personal loan from Standard Chartered Bank, you may check the application status on the official website of the bank. You can do it online itself without having to go all the way to a bank branch.

    Online Standard Chartered Bank Personal Loan Application Status Tracking

    • You will have to go to the Internet and search for ‘Standard Chartered Bank Online Application Status Tracking’. You will be able to find a link that will let you monitor your loan application status online.
    • In this link, you will be required to key in your application reference number (along with the ‘#’ symbol). This reference number will be provided to you once you complete your loan application.
    • Next, you will have to enter your mobile number.
    • You can click ‘Submit’ and you will be able to see the status of your personal loan application status on your screen.

    Standard Chartered Bank Personal Loan Application Status Tracking Without Reference Number

    • In case you forget your loan application reference number, you can key in your email address and your mobile number.
    • You will now be able to see your application status.

    With the help of this online tracking system, you do not have to go all the way to a branch to monitor the status of your loan. You also do not have to call the bank for knowing your status. With basic details of your personal loan application, you can track it online while sitting at home itself.

    Customer Reviews

    • YES Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I've take a personal loan from the Yes bank for 2 lakhs. It was not good, the associate told me 13.29% but the bank is charging 14 %. I am paying an EMI of 9803 for 24 Months. There were also hidden charges too when it comes to the YES bank with respect to personal loan.
      Was this review helpful? 1
      , delhi
      Reviewed on Jul 14, 2018
    • Kotak Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've taken a personal loan from the Kotak Mahindra bank. I have taken 1 lac, I got the loan with in 2 days. I applied online banking. The interest rate is low. It was a very fast personal loan experience with the bank and their services.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 14, 2018
    • HDFC Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with HDFC bank 1 year back. The loan amount was 5 lakhs and the interest rate was satisfactory . The tenure period was 5 years . The process was very quick and satisfactory . I have got the loan with in a day. Here pre closure is after 3 months and the processing fee was bit high . My overall experience was good.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 14, 2018
    • SBI Personal Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      My personal loan was taken with SBI 2 years back.The loan amount was 2 lakhs and the interest rate as very high . The EMI period was 5 years .The process was very slow and they have delayed processing it .The documentation was smooth .hey did not sanction the loan within the committed time. Their processing fee was average in the market.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 14, 2018
    • Tata capital Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      I took loan personal loan from the Tata Capital for 4.25 lacs. I got the loan amount with in 15 days cheque. The interest rate was 14% initially and they reduced the interest rate to 13.5% Overall it has been a good experience so far. They need to lower the interest rates.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • SBI Personal Loan
      "Very Good Service"
      0.5 4.5/5 "Excellent!"
      I had chosen to go with them since i was holding my salary account from the same bank. The process in getting the loan had been very easy and smooth. The loan amount which they had given had been okay and the interest rate with them had been nominal. There has not been any processing fee which they have charged. Their customer support and the staff responses had been helpful as well.
      Was this review helpful? 2
      , kochi
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting the loan had been very smooth and easy and the loan amount which they had provided had been satisfactory. The interest rate with them had been average and there has not been any hassles faced during the process and with the staff responses. I have taken totally two loans from them.
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a too expensive loan where the interest rate with them had been on the higher end. The process in getting the loan had been simple and smooth and the loan amount of 1.25L which they had provided me has been satisfactory. There has not been any hassle faced during the whole process and i am satisfied with the services of them.
      Was this review helpful? 2
      , chennai
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 1 years back. The loan amount was 1 lakh and the interest rate was bit high and the tnrue period was 2 years . The process was very immediate and hassle free . I have upload ll my documents through on line so i had smooth loan experience here .The processing fee was also nominal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 13, 2018
    • Bajaj Finserv Personal Loan
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My personal loan was taken with BAJAJ 6 months back. The loan amount was 1,40,000 and the interest rate was very high . The tenure period was 4 years . The process was very simply and the documentation was very simple. They have provide door step service for collected documents but the processing fee was bit high.
      Was this review helpful? 2
      , secunderabad
      Reviewed on Jul 13, 2018
    • Axis Bank Personal Loan
      "Very good"
      0.5 4.0/5 "Great!"
      My personal loan was taken with AXIS Bank 6 months back. The loan amount was lakhs and the interest rate was very high but the service was amazing . The tenure period was 36 months. I had a very hassle free process and smooth documentation.There is no processing fee and the pre closure is allowed after 6 months.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 13, 2018
    • HDFC Bank Personal Loan
      "Better service"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with HDFC Bank 1 month back. The loan amount was 1,90,000 and the interest rate was very satisfactory . The customer service and responses was good. The tenure period was 3 years .The staffs were very supportive and guided well. The processing fee was very nominal.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 12, 2018
    • HSBC Bank Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I took a ,personal loan from the HSBC bank. The loan amount was 6 lacs, I applied for the loan via an HSBC executive. I got the loan with in 3 days, it was quick. The interest rate is higher side but they promised that there will be a revised rate soon.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jul 12, 2018
    • HDFC Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I took a personal loan from the HDFC bank. The loan amount was 15 lacs, it was quite fast and the processing was very fast. The interest rate was low when comparing to other banks. Overall it has been a very good loan experience with the HDFC bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It had been a very good experience i had with them in taking this personal loan where the process in getting the loan had been easy and smooth where the loan amount also had been satisfactory. The interest rate had been good with them where it was not much higher. There has not been any hassle so far.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with ICICI bank and my loan experience was good, the loan amount was for Rs 2 lakhs with nominal interest rate when compared to other banks. I received my loan amount on time and there are no preclosure charges. The tenure period for this loan is 2 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Jul 12, 2018
    • Citibank Personal Loan
      "Very Good Service"
      0.5 3.5/5 "Pretty good"
      I had taken this loan almost a year back and it had been a very good experience with them. The loan amount which they where providing had been satisfactory and the interest rate with them has been okay and it was not that high. There has not been any issues faced with the services of them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Go for it"
      0.5 5.0/5 "Blown Away!"
      ICICI is extremely is good in all their products. I have purchased this personal loan 4 months back. They have provided me interest rate 14.75% which is very nominal and processing fee is Rs. 2000. I used to pay the EMI of Rs. 4850. Actually i have applied two times with ICICI due to credit score it got rejected for the first time and the second time it got approved. They are providing the excellent customer care services.
      Was this review helpful? 2
      , surat
      Reviewed on Jul 12, 2018
    • Bank of India Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very good experience i had with them and the loan amount which they had provided had been satisfactory and the interest rate with them also had been good as well. The services from the staff and their customer support also had been well and good.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jul 12, 2018
    • ICICI Bank Personal Loan
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      The process in getting this loan from them had been good and the loan amount which they had provided had been satisfactory. The interest rate has not been too much high or too much low when compared with the market. There has not been any issues faced and their customer support also had been very good where they had been helpful at times.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 12, 2018
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