Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 31 SIDBI

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    11.49% - 15.99% Fixed
    0.5%
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.99% - 14.49% Fixed
    0
    30L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Ad
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    12% - 18% Fixed
    Up to 1.5% One time fee
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free INSTANT DECISION
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    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19.50% Fixed
    0 One time fee
    20L Max
    1-6 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    13.99% - 16.99% Fixed
    1% - 2% One time fee
    20L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless Approval Option Available
    What you'll love
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    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.00% - 17.99% Fixed
    2.25% (min. ₹1149) One time fee
    20L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    10.85% - 11.85% Floating
    0.5% One time fee
    50 K - 10 L
    1-5 Years
    Response Time Within 30 minutes
    Guarantor Required Paperless approval option available
    What you'll love
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    Perks
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    Fees & Charges
    Good to Know
    Eligibility Criteria
    10.99% - 19.8% Fixed
    Up to 2.5% One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.99% - 19% Fixed
    Up to ₹3000 One time fee
    25L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    17.25% - 37% Fixed
    1.5% to 6.0% One time fee
    15L Max
    1-4 Years
    Response Time Within 30 minutes
    Paperless approval option available
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    11.49% - 20.15% Fixed
    Up to 2%
    15L Max
    1-5 years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Customer Reviews
    11.5% - 13.25% Fixed
    0 One time fee
    30L Max
    1-5 Years
    Response Time Within 30 minutes
    Rs.1,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    SIDBI is Rated as "Great!" by 76020 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Overview about SIDBI

    The Small Industries Development Bank of India (SIDBI) focusses primarily on the development of the MSME sector and promotes energy efficiency and cleaner production. The bank has contributed significantly in making India greener and cleaner. The bank helps micro, small and medium enterprises acquire the funds they need in order to grow, develop, market and commercialize their innovative products and technologies. The bank offers varied schemes and also tailors financial products and services to meet the individual's needs of different businesses.

    Benefits of SIDBI

    Tailor-made - SIDBI designs loans according to the needs of your enterprise. If your needs do not fall into the usual and ordinary category, SIDBI will help fund you in the right way.

    Specialised Size - Loans are altered according to the size of the enterprise. So micro, small and medium enterprises can get different loans tailored to suit their business.

    Attractive Rates - SIDBI has a tie-up with many banks and international financial institutions and can get concessional rates of interest. The tie-ups include KfW, World Bank and Japan International Cooperation Agency.

    Assistance - SIDBI doesn’t just give you a loan, it also gives your assistance and much needed advice. Relationship managers help entrepreneurs make the right decisions and provide assistance till the end of the loan process.

    Collateral Free - Entrepreneurs can get up to Rs. 100 lakhs without offering collateral. This is done through the establishment of a Trust called Fund Trust for Micro and Small Enterprises (CGTMSE).

    Risk and Growth Capital - Without diluting the ownership of the company, entrepreneurs can acquire sufficient capital to meet growth requirements.

    Venture and Equity Funding - SIDBI has a wholly owned subsidiary called SIDBI Venture Capital Limited that can provide growth capital in the form of equity through venture capital funds that are focussed on MSMEs.

    Government Subsidies - Take advantage of various schemes that have concessional rates and relaxed terms offered by the Government. SIDBI has a wider understanding and in-depth knowledge of loans and schemes available and can help you make the best decision for your company.

    Transparency - The process and rate structure is transparent. There are no hidden charges.

    Loan Facilitation by SIDBI

    SIDBI offers a loan facilitation and syndication service through partnerships with banks, accredited consultants and rating agencies. SIDBI helps existing manufacturing and service sector units get loans from banks through a structured mechanism. The process is transparent and strives for timely loan sanction or consideration of these loan applications. This initiative helps business avoid delays in the loan application process. It enhances the flow of financial assistance to the MSME sector.

    • SIDBI assists enterprises in securing a loan by generating complete and accurate applications, furnishing all documents necessary to sanction the loan.
    • A second check is provided through an independent validation by the accredited consultants (ACs) of the information furnished by MSMEs in the loan applications. This makes the information more reliable so the banks feel more comfortable accepting the loan application.
    • An optional step is the rating of the loan proposal. Ratings are done by rating agencies who will provide an independent opinion as and when needed. This helps banks consider the loan applications promptly.

    Accredited Consultants

    The accredited consultants provide a number of useful services for the purpose of loans.

    • The ACs provide guidance to existing and new entrepreneurs.
    • They make the entrepreneurs aware of the different schemes available from SIDBI and commercial banks.
    • They also educate MSMEs on the benefits and subsidies under Government schemes.
    • They provide debt counselling for loan applicants.
    • They prepare the Basic Information Memorandum (BIM).
    • They help in responding to queries raised by banks.

    Process of Loan Application through SIDBI

    To process a loan through SIDBI, the entrepreneur will have to go through the following process.

    Step 1: Accredited consultants empanelled with SIDBI will prepare the documents required. Based on the information and requirements indicated by the MSMEs, the ACs will draft a Basic Information Memorandum (BIM). This document will contain all information relevant to the banks and rating agencies.

    Step 2: The BIM is approved by the MSME entrepreneur. The ACs will then submit the BIM to SIDBI.

    Step 3: If needed, the proposal will be rated by a rating agency approved by the RBI.

    Step 4: SIDBI will directly handle the following cases:

    • SIDBI will provide equity or quasi-equity to existing units who are growth oriented.
    • The bank will finance units in the service sector.
    • It will provide credit to MSMEs for Energy Efficient and Cleaner Production Processes.

    Step 5: For any other case, the loan application will be submitted to Public Sector Banks. SIDBI has a memorandum of understanding (MOU) with public sector banks for the purpose of loans.

    SIDBI will assist the entrepreneur through every stage till the loan is processed. MSMEs have a much better chance of getting their loan sanctioned in time and can avoid unnecessary delays.

    Finance Schemes for Sustainable Development including Energy Efficiency and Cleaner Production in MSMEs

    These schemes are aimed at helping companies and manufacturers who deal with saving energy, facilitating cleaner production and the like. These schemes strive to provide attractive rates of interest to encourage energy saving projects. Companies can reduce their energy costs and enhance their profit. The schemes help achieve waste reduction, control pollution, recover valuable by-products during production and participate in sustainable growth.

    Purpose

    • To promote energy efficient enterprises in the MSME sector.
    • Contribute to reducing the severity of climate change by reducing greenhouse gas emission especially Carbon Dioxide.
    • Use financial products to help reduce pollution and emissions.
    • Provide support for MSMEs who want to increase their scale, and invest in the development and commercialization of projects based on innovative technology.

    Funding

    The schemes are funded in the following ways:

    • Direct funding by SIDBI
    • Refinance to Primary Lending Institutions (PLIs)
    • Refinance to Non-Banking Financial Companies (NBFCs)

    Usage

    The financing received through these schemes are intended for the following use:

    • Existing energy-saving equipment that involves acquisition, installation, upgrading and remodelling.
    • Wind Energy (Windmills)
    • Solar Energy (Photovoltaic & Thermal)
    • Micro Hydro Energy
    • Biomass and Bagasse (Gasifier/Cogeneration)
    • Municipal Solid Waste based power generation
    • Equipment which can reduce Greenhouse Emission
    • Installation of building envelopes, heating systems, equipment, lighting, other equipment, electrical power and motors that comply with the energy performance standard according to the Energy Conservation Building Code (ECBC) GRIHA, LEED and IGBC.
    • Effluent and Waste Treatment
    • Recycling
    • Activities that promote cleaner technology
    • Activities related to Energy Efficiency or Clean technologies such as pollution control and management consultancy services, environmental compliance audit, energy audit, ratings, certification, and so on
    • Energy Service Companies (ESCOs)

    Eligibility

    • Micro, Small and Medium Enterprises (MSMEs) that are interested in investing in Energy Efficiency and Cleaner Production. For all investments in machinery, plants and production processes that could help save energy, reduce the carbon footprint and increase profitability, SIDBI offers these schemes to help these enterprises financially.
    • Original Equipment Manufacturers (OEMs) who deal with manufacturing equipment that is more green, energy efficient and enhances cleaner production.
    • Energy Service Companies (ESCOs) that provide renewable energy solutions, energy efficiency and cleaner production.

    Schemes

    • JICA Phase 3 - Scheme for Energy Saving Projects in MSME Sector
    • Sustainable finance Scheme (SFS)
    • Financing End to End Energy Efficiency Investments in MSMEs (4E Financing Scheme)
    • Green Loan Scheme (GLS)

    Performance Linked Grant (PLG) Scheme

    The aim of this project is to encourage and improve energy efficiency through commercial investments. The target of this scheme is the small and medium enterprises that invest and deal with energy efficiency goods and services that help reduce greenhouse gases. MSMEs can apply for finance under such grants by submitting an application to SIDBI with a brief about the business and requirements.

    World Bank – GEF Project - Financing Energy Efficiency at MSMEs

    Under this initiative, World Bank and Global Environment Facility (GEF) are helping MSME clusters in India through SIDBI and the Bureau of Energy Efficiency (BEE) to reduce greenhouse gases and improve energy efficiency through better financing. On September 13th, 2010, the grant agreement was signed and was effected on 28th October, 2010. SIDBI was granted $9.05 million under this grant to be utilized over a period of four years. GEF also granted $2.25 million to BEE to be utilized for the implementation of energy efficiency in MSMEs in India.

    Project Management

    SIDBI set up a Project Management Unit at New Delhi to coordinate the disbursement of the grant to the target group which consists of five energy intensive clusters.

    • Foundry cluster at Kolhapur
    • Forging at Pune
    • Limekilns at Tirunelveli
    • Chemical at Ankleshwar
    • Mixed at Faridabad

    Activities under the grant

    • Activities to increase investments in energy efficiency in MSMEs
    • Activities to build capacity and awareness for energy efficiency in MSMEs
    • Project management
    • Programme knowledge management

    SIDBI’s Role

    SIDBI played a major role in this project providing the following services.

    • Assistance for completing Energy Audits
    • Preparation of DPRs
    • Providing support in acquiring financing from the Indian local banks to ensure the implementation of the EE measures
    • Support to BEE for energy efficiency implementation in additional 25 clusters

    Growth Capital & Equity Assistance

    SIDBI helps existing small and medium business meet their needs for capital in order to grow.

    Under this scheme, SIDBI provides assistance in form of mezzanine or convertible instruments, subordinated debt and equity to deserving enterprises.

    Objectives

    • To ensure the business has adequate capital to promote growth and meet aspirations without diluting ownership.
    • To fund investments in brand building, marketing, research and development, creation of distribution network, purchasing software and so on.
    • To help businesses with funds with a longer initial moratorium period so that the chances of success of the venture are higher.
    • SIDBI provides loans to businesses who want funding based on the strength of the business backed by cash flows rather than collateral and assets.

    Benefits

    • SIDBI offers a higher moratorium period to repay the loan so that companies have a higher chance for success on their investment.
    • Loan applicants have access to flexible structuring of the loan to suit individual business needs.
    • Companies can avail of long-term structured assistance especially in cases where the investment is directed to intangible assets.
    • SIDBI provides finance to meet needs rising out of modernization, expansion and upscaling.
    • MSMEs can get assistance with leverage equity and sub debt assistance to raise higher debt funds.
    • Under this scheme, enterprises can avoid the issues of enterprise valuation, exit of investors and other complexities that are associated with equity investments.

    Security

    For debt-based instruments, SIDBI requires the following security to be provided when applying for finance under this scheme.

    • Personal guarantee of the promoters
    • Charge on assets available in the unit of the beneficiary
    • Charge on assets to be created out of SIDBI’s assistance
    • CGTMSE Coverage in cases where it is applicable

    Eligibility

    • MSMEs that fall under the definition of Government of India (MSMED Act).
    • Existing customers of SIDBI who meet the criteria of internal rating.
    • Enterprises that have been profitable for the past three years. It must have two years of satisfactory conduct related to banking credit history. The enterprise must either meet the internal rating criteria or submit external ratings from ICRA, D&B, SMERA or CRISIL.

    Receivable Finance Scheme

    Many MSMEs face the problem of delayed payments for the credit sales made to larger purchaser companies. SIDBI recognises the problems that can arise out of this situation for the MSME and how it can significantly affect the financial health of the company. Therefore, it devised a scheme under which these companies can acquire finance against the bills or invoices that the MSME holds against the credit purchase made by the purchaser company.

    Objectives

    To help MSMEs maintain their financial health which depends greatly on how quickly their receivables are realised. This scheme helps reduce the issues suppliers face with receivables belonging to MSMEs. It aims to help them improve their liquidity and cash flow. The scheme’s objectives are to help the MSMEs in the following activities.

    • Efficient Cash Management
    • Discounting at competitive rates
    • Quicker realization of receivables

    Usage of Funds

    • The finance covers discounting of bills of exchange and invoices that arise out of sale of indigenous components, accessories, parts, sub-assemblies, intermediates by an MSME.
    • The finance also covers the services provided by an MSME in the services sector to a Purchaser Company.

    Eligibility

    • The seller or the purchaser must qualify to be an MSME in the manufacturing or service sector.
    • MSMEs that are engaged in undertaking or manufacturing related to the sale of components, accessories, parts, sub-assemblies, intermediates and services to large and medium scale units.
    • Large Corporates that procure raw materials from MSMEs.

    Finance for Upgradation / Modernisation

    There is a need for constant upgrading when dealing with technology. Companies need to modernize and upgrade their technological processes to stay on par with the current conditions. Companies also need to expand their capacity every now and then. SIDBI plays an important role in these situations to help companies meet their financial needs. SIDBI has been marked as a Nodal Agency to help in assisting and monitoring the interface and coordination with banks, financial institutions and the Government.

    Schemes

    • Technology and Quality Upgradation Support to Micro, Small and Medium Enterprises
    • Credit Linked Capital Subsidy Scheme (CLCSS)
    • FPTUFS – Scheme for Food Processing Industries
    • Integrated Development of Leather Sector Scheme (IDLSS)

    TIFAC- SIDBI Revolving Fund for Technology Innovation

    Under this scheme, SIDBI provides financial assistance to MSMEs who want to invest in development and upscaling. It also helps out in the demonstration of innovative technology based projects and the need for commercialization.

    Funding

    SIDBI provides assistance in the form of early stage “debt” funding. The terms are relaxed to help the MSME in developing, demonstrating and commercializing new innovations. The scheme supports emerging technology, new products, unproven technology and new processes that have not been commercialized yet. Assistance granted is usually 80% of the cost of the project. The maximum funding granted per project is Rs. 100 lakhs. It could exceed this limit in special cases based on the innovative factor of the project.

    Process

    • Once a proposal for finance is submitted, it will be subjected to a technical evaluation by TIFAC.
    • The proposal will have to be evaluated for financial viability by SIDBI.
    • The Project Approval Committee (PAC) consisting of officials of SIDBI and TIFAC will ten approve the assistance?

    Usage of funds

    • Capital expenditure which includes factory shed or industrial housing, and plants. It also includes machinery, equipment, utilities, quality control and testing equipment.
    • Working capital margin
    • Cost of manpower
    • Pre-operative expenses
    • Intangible asset expenses such as copyrights, patents, technology transfer fees, marketing, licensing, research and development, and branding.
    • Contingencies
    • Any other overheads that are required for the project

    Interest Rate

    The Project Approval Committee is in charge of approving the interest rate granted under this scheme. The interest rate offered does not exceed 5% per annum.

    Other Charges

    An upfront fee of 0.5% of the sanctioned amount + taxes is charged.

    Repayment

    The loan should be repaid within 6 years from the date of project completion. This 6-year period includes the moratorium period granted. In special cases, this period can be extended.

    Security

    • Personal guarantee of the promoters
    • First charge on moveable and immoveable assets created out of the project.
    • First or second charge on other assets of the unit to be created. This depends on if the prior charge is insufficient.

    Eligibility

    New and existing MSME units are eligible to apply for finance under this scheme.

    SIDBI has a lot to offer to MSMEs and has been identified as a Nodal Agency when it comes to Government Schemes for this sector. Enterprises can secure finance more conveniently. SIDBI will provide assistance to go about it the right way and get the most which will benefit the company and ultimately benefit the country. 

    News about Personal Loan SIDBI

    • SIDBI Now Offers Loans To Small And Medium Business Enterprises

      by BankBazaar posted on 29th August 2016

      “Make in India Soft Loan Fund” was recently launched by the Small Industries Development Bank of India to help micro business units to take part in “Make in India” initiative. Anil Kulkarni, General Manager of SIDBI, stated that going forward entrepreneurs will be provided with loans in nature of term loan and quasi equity, encouraging them to set up new units. This initiative also provide funds for existing units for technical upgradation and expansion purposes. Reserve Bank of India has come up with a corpus of Rs. 10, 000 crore that will be distributed as soft loans. A presentation on interest rates on the loan was presented by PK Nath, Deputy General Manager of SIDBI, stated that the interest rate for the soft loans will range from 9.15% to 9.35% and the interest rate for term loan varies from 9.45% to 9.95%.

      BankBazaar News About Loan
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  • SIDBI Reviews

    • Bank Bazaar Customer Support
      "Love to Use Bank Bazaar website"
      0.5 4.0/5 "Great!"
      I am happy with Bank Bazaar, whatever the coordination which they gave is great. I love Bank Bazaar website always to use. Its very convenient to use and access. It has all options to check on financial needs. But I would like to suggest, Bank Bazaar executives should be more clear with their process.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Response part has to be improved"
      0.5 2.0/5 "Expected more"
      Due to improper coordination from ICICI, the loan application got closed. From Bank end there was no response on right time. They reached me after three days of my request and collected the documents finally it got closed without any intimation.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Instant loan "
      0.5 4.0/5 "Great!"
      They have started a new process with the HDFC personal loan. We can apply the Personal Loan through net banking and we just need to apply the documents in the portal and within 15 hours they have provided me a credentials id & password where I have tracked my personal loan application . The loan got approved within 24 hours of time. The banking service is really good and giving instant service to the customers. I am happy about the loan amount. The required amount has been given by HDFC bank. The Value added service like vouchers and online purchasing offers were given. The rate of interest is nominal with HDFC bank.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Customer oriented service"
      0.5 5.0/5 "Blown Away!"
      The bank bazaar gives a prompt response and the regular follow to their customers. I really appreciate the bank bazaar effort which was given to the customer in terms the service, follow up in any case. The customer service and the response is really good with bank bazaar. The bank bazaar web site is easy to use and user friendly.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "They be clear about the percentage"
      0.5 4.0/5 "Great!"
      HDFC charged me 14.75% of interest for the amount of Rs.5 lakhs it is higher side compared to other competitor. But Initially they committed they were providing around 11% but finally it was processed it for 14.75%, But I am happy with their service, they done fast loan. process. I would like to suggest them, to clear information about the interest rates.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Overall good"
      0.5 4.0/5 "Great!"
      The customer services are good and very much satisfactory at Bankbazaar. I was contacted instantly and the process is smooth. The website is overall good, it would be better if there are more options of banks on the portal to choose from with a lesser rate of interest.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Below average service"
      0.5 1.0/5 "Really Bad"
      I haven't got any kind of response from the ICICI bank . It was me who took initiative and made a follow up with the ICICI bank executives to get the personal loan but still no one gave proper responsefrom ICICI bank, that was the reason I haven't proceed my personal loan application with ICICI bank. The rate of interest is bit high , when compared with others. I would say it was a below average service.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "High on ROI & charges"
      0.5 3.0/5 "Satisfactory"
      I did not go ahead with ICICI Bank because I was offered a high rate of interest. I got a rate of around 15% where as I was getting lesser rates from other banks for the personal loan. The services and response was on time and there were couple of follow up calls too.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Userfriendly website"
      0.5 4.0/5 "Great!"
      As per the loan application status, Bank Bazaar gave me good follow up and I got good response from Bank Bazaar. I am using Bank Bazaar website is good to compare the interest rate. I would like to suggest Bank Bazaar should give multiple option, so the customer will have a choice to chose an another bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Loan process should be fleixible"
      0.5 2.0/5 "Expected more"
      ICICI was looking for last six bank transactions, I have an account with SBI but I have a transaction around five years. Hence ICICI have rejected my personal loan application. I have submitted all of my documents, they have check my credit score as well finally they rejected it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Good service"
      0.5 5.0/5 "Blown Away!"
      Excellent very very good service provided by bank bazaar .com and very very happy for simple loan apply process and sanction your amount and fast service and any executive service and fast information & loan section and comfortable with any language.
      Was this review helpful? 1
      , patna
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "The best"
      0.5 5.0/5 "Blown Away!"
      The services at Bankbazaar has been great and the process is smooth. They are very professional and they are the best in handling a customer. The follow up calls was much and they showed interest and they valued the customer. The website is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is an excellent service provider, I am getting good and satisfactory service. Whenever I looks for any financial products through Bank Bazaar. I am happy about that, I came to know Bank Bazaar through google search. I have been using it for three years its good.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Perfect service"
      0.5 5.0/5 "Blown Away!"
      My friend has referred me to go with bank bazaar to get an credit card and I have downloaded bank bazaar mobile application and I have started applying for credit cards and personal loan. The bank bazaar mobile application is easy to use and user friendly rather I would say it is also useful for the financial management,. The customer service with bank bazaar is very good and supportive to the customers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • ICICI Bank Personal Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      The ICICI bank gave a call and asked me from which company I am receiving the salary and I told my company name but I am receiving the salary from 2 different company names , so very next day I got a text from ICICI bank saying that My personal loan application got cancelled. The customer service and the response was good with ICICI bank. The rate of interest is nominal with ICICI bank. I would say it was an average service from ICICI bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered customer service is good, when I applied for the personal loan they called and collected my documents. They done a verification process over the phone call but they have not visited my place to verification. Loan process got delay, Then I almost waited for two weeks, the time which they committed to disbursed the amount, I did not receive it and finally my application got closed.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Very Good service"
      0.5 4.0/5 "Great!"
      Looks like the site is loaded with full of information. I am expecting bankbazaar to bring in more partner banks. I got to know about bankbazaar through advertisements. I am with bankbazaar for a long time. I had applied for a personal loan through this channel the site is very much easy to use and user friendly.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Satisfactory service"
      0.5 4.0/5 "Great!"
      SCB took around a week's time to disburse my personal loan. Both customer service and response e was really good with SCB. I initially approached online and later changed the channel and I got the loan through some other channel. Rate of interest is very much nominal with SCB. The required loan amount was disbursed by SCB and I am very much happy about it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 23, 2017
    • HDFC Bank Personal Loan
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      My personal loan is from HDFC Bank and the I got the loan in a jiffy. The bank has offered me a good deal on the interest rate and they were decent in the charges as well. The paper work is simple and overall I have no issues even for the after loan services.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Personal Loan
      "Dissatisfied service"
      0.5 1.0/5 "Really Bad"
      First time I received a call from Standard chartered and they visited took my document from me. Then there was no response from Standard chartered end, their customer service is very bad, after getting my documents they didn't communicate anything about the application status.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 23, 2017
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