Home credit loans lets you access funds in an easy and fast way. They come in handy when you are in need money to meet certain financial requirements. You can avail a loan of up to Rs.2 lakh at affordable interest rates. The interest charged on the loan is in the range of 13% to 30% depending on the repayment tenure. You can repay the loan within 4 years. Apart from low interest rates, there is no processing fee and pre-closure fee. You can choose to pre close the loan after successfully paying EMIs for 6 months.
Similar to Home credit loans we can opt personal loan
|Interest Rate||Processing Fee||Max Tenure|
|13% to 30% p.a.||Zero Processing Fee||Up to 48 months|
Home Credit loans offer fast, easy, and secure access to funds. All you need to do is register online using your mobile number and email address or download the mobile app and fill up the application form and get instant approval.
See the several key features and advantages of Home Credit Cash Loans in the list mentioned below to find out whether this scheme is the right fit for you based on your specific requirement, unique situation, and repayment capacity.
While this scheme does not mandate that the individual applying for this scheme should be an existing customer, there are certain requirements that should be met in order to be eligible for a Home Credit Cash Loan. Learn about the factors that will be considered if you choose to apply for this loan, by checking out the list mentioned below:
If you have decided to apply for this loan based on your specific credit requirements, you can follow the steps mentioned below to learn how you can get the funds that you need to meet your financial needs:
Step 1: You will have to go to the official website of Home Credit at https://www.homecredit.co.in/cash-loan.
Step 2: Click on the ‘Cash loan’ button available on the homepage
Step 3: A small section containing the details about the loan will pop up.
Step 4: Click on the ‘Apply Now’ button present at the bottom of the pop up.
Step 5: A new window for the loan application will open.
Step 6: Next, click on ‘Want to Apply’ button available on the page.
Step 7: This will open a small form requesting your name, email ID, and mobile number.
Step 8: Fill out the correct details and click on ‘Continue’.
Step 9: Once the team at Home Credit receives this request form, a representative of the company will get in touch with you with a personalised quote.
Step 10: Then, you can select the right plan and process your loan application.
Step 11: As soon as your loan is approved, the funds will be disbursed to your bank account in no time.
In case of any query, suggestion, or concern, you can get in touch with the professional and knowledgeable staff of Home Credit. You can be assured that your issue will be addressed efficiently and effectively. You can call the customer service team of the company at 1800 121 6660. You can also email the customer care representatives of the company at firstname.lastname@example.org regarding your concern.
|Business Name||Home Credit Cash Loans|
|Phone Number||91 - 124 - 662 – 8811|
|Official Mail Idemail@example.com|
|Head Office||Home Credit India Finance Private Limited Third Floor, Tower C, DLF Infinity Towers, DLF Cyber City, Phase-II, Gurgaon, Haryana- 122002|
You can apply for a home credit cash loan by either visiting the Home Credit website or downloading the mobile app. You will have to fill a form where all the relevant details are required to be provided. Once you have done that, submit the documents. If your form gets approved you can visit the nearest Home Credit office and submit the relevant documents. You can then sign the application online or on the mobile app and the loan amount will be disbursed to your bank account.
You can repay your loan by either of visiting the Home Credit website, through Home Credit mobile app, or offline by visiting the nearest Home Credit office. You can also visit the nearest branches of either of Axis Bank, ICICI Bank, India Post, or Vodafone Stores to pay your loan via bill. You can also pay through Paytm, PayU, or by Vodafone MPesa. You can pay using either of your credit card, debit card, UPI, net banking, or through e-wallets.
Yes, you have the option of repaying your loan six months after the loan has been availed by you.
In case you haven’t got your loan documents despite your loan getting approved send a mail to firstname.lastname@example.org. A representative from the company will get in touch with you and will help you with your query.
In case there is no Home Credit point of sales near you, get in touch with a customer care executive who will direct you the nearest Home Credit point of sales.
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