Multiple banks. Different interest rates. Call it a "conflict of interest".
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    We found 1 Incred Personal loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    What you'll love
    Think about
    Fees & Charges
    Eligibility Criteria
    Incred Personal loan

    Incred Personal loan

    Many a times, people who require financial help the most get left out due to the traditionally outdated and inefficient ways of lending adopted by most lenders. InCred aims to remedy that by changing the complete outlook of the lending industry with its state-of-the-art technology coupled with data analysis to offer a superior borrowing experience to its customers. With a vision to make finances accessible to all, this non-banking financing company (NBFC) focuses on the specific needs of the customers while paying heed to their circumstances in order to offer a customised solution. InCred offers a plethora of financing services to its customers such as home loans, personal loans, SME business loans, and education loans. Whether you need funds to finance a wedding or to take care of your medical bills, you can avail an InCred Personal Loan to meet any type of a financial crisis.

    Features and Benefits of InCred Personal Loan

    InCred Personal Loans are a great way to deal with all kinds of financial requirements such as home renovation costs, medical expenses, wedding expenses, debt repayment, auto repair costs, etc. Learn about the benefits and features of this loan scheme listed below to find out why it is one of the best plans available in the market:

    • InCred offers personal loans with a quick and hassle-free application process.
    • This loan scheme offers flexible loan repayment methods so that borrowers can pay the debt back as per their convenience.
    • In this scheme, customers have the benefit of opting for a loan tenure ranging from 3 months to 3 years based on their requirement and repayment capacity.
    • The personal loans availed from this NBFC are customised to suit the specific requirements and unique circumstances of the customers.
    • InCred Personal Loans can be availed to withdraw an amount between Rs.50,000 and Rs.7.5 lakh to meet all kinds of needs.
    • This scheme offers instant loan approvals and quick disbursal of funds so that applicants can get quick access to credit.
    • Borrowers can apply for this loan online without having to step out of their houses.
    • The company offers top-notch customer service to its customers in order to ensure complete satisfaction.
    • The rate of interest for this loan will be determined based on the credit profile of the borrower after assessing all the documents provided by him or her. This rate will be derived using the company’s Interest Rate Model while adhering to its policies and guidelines of determining interest rates.
    • In case of a person defaults during the repayment, he or she will be charged a bounce fee along with a late-payment penalty. However, if there are chances of missing an EMI due to genuine reasons then the borrower can call in advance to get the loan restructured accordingly.

    In case you have any additional queries regarding the personal loan offered by the company or about any other product, you can get all your queries answered by getting in touch with the polite and knowledgeable staff of the company. You can give a call at 022-42117799 or email at

    Documents Required to Apply for InCred Personal Loan

    • Identity proof.
    • Address proof.
    • PAN Card.
    • Bank statement of the previous 6 months.

    If you have any doubt regarding which document you can submit as identity and address proof, you can check the company’s official website to find the list of accepted documents.

    How Can You Apply for Personal Loan through InCred?

    • You will have to visit the official website of InCred.
    • Next, click on the ‘Apply now’ button on the homepage.
    • You will be redirected to a page containing the application form.
    • You will have to fill out the form with the correct required details.
    • Click on the ‘I’m not a robot’ checkbox.
    • Then, click on the ‘Apply Now’ button to submit your application form.
    • Once the company receives your form, you will get an acknowledgement mail or text mentioning the time frame you can expect a call from one of the representatives regarding the application.
    • Next, you might have to provide the required documents to the company.
    • Using these documents, InCred will determine your eligible loan amount, interest rate, loan tenure etc.
    • Once you make an informed decision regarding your loan, you will receive a sanction letter stating the terms and conditions of your loan.
    • Then, the funds will be electronically transferred to your bank account.

    How to Apply for InCred Personal Loan Through BankBazaar?

    See the steps mentioned below to learn how you can apply for this loan scheme through BankBazaar:

    • Fill out the loan eligibility form with the required details to check your loan eligibility.
    • Then, you will be able to compare the loan options you have based on your requirement.
    • Find the best plan that suits your needs and repayment capacity and apply for a loan.
    • Next, you will receive an e-approval from BankBazaar immediately.
    • Your application will be sent to the lender for approval.

    Please note that the process of loan approval or rejection is under the sole discretion of the lender and BankBazaar has no part in it.

    What are the contact details of InCred Customer Care?

    In case of any query, complaint, feedback, or grievances, you can get in touch with the friendly, knowledgeable, and compassionate customer care representatives of Incred. You can call at 022-42117799 or send an email at You can also write at:

    VISU Leasing and Finance Private Limited

    1502 A, B Wing, The Capital

    Bandra Kurla Complex

    Mumbai, Maharashtra

    PIN - 400 051

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