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    We found 1 Incred Personal loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
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    Incred Personal loan is Rated as "Great!" by 69 Users

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    Personal Loan BYTES FROM OUR KITCHEN

    Incred Personal loan

    Many a times, people who require financial help the most get left out due to the traditionally outdated and inefficient ways of lending adopted by most lenders. InCred aims to remedy that by changing the complete outlook of the lending industry with its state-of-the-art technology coupled with data analysis to offer a superior borrowing experience to its customers. With a vision to make finances accessible to all, this non-banking financing company (NBFC) focuses on the specific needs of the customers while paying heed to their circumstances in order to offer a customised solution. InCred offers a plethora of financing services to its customers such as home loans, personal loans, SME business loans, and education loans. Whether you need funds to finance a wedding or to take care of your medical bills, you can avail an InCred Personal Loan to meet any type of a financial crisis.

    Features and Benefits of InCred Personal Loan

    InCred Personal Loans are a great way to deal with all kinds of financial requirements such as home renovation costs, medical expenses, wedding expenses, debt repayment, auto repair costs, etc. Learn about the benefits and features of this loan scheme listed below to find out why it is one of the best plans available in the market:

    • InCred offers personal loans with a quick and hassle-free application process.
    • This loan scheme offers flexible loan repayment methods so that borrowers can pay the debt back as per their convenience.
    • In this scheme, customers have the benefit of opting for a loan tenure ranging from 3 months to 3 years based on their requirement and repayment capacity.
    • The personal loans availed from this NBFC are customised to suit the specific requirements and unique circumstances of the customers.
    • InCred Personal Loans can be availed to withdraw an amount between Rs.50,000 and Rs.7.5 lakh to meet all kinds of needs.
    • This scheme offers instant loan approvals and quick disbursal of funds so that applicants can get quick access to credit.
    • Borrowers can apply for this loan online without having to step out of their houses.
    • The company offers top-notch customer service to its customers in order to ensure complete satisfaction.
    • The rate of interest for this loan will be determined based on the credit profile of the borrower after assessing all the documents provided by him or her. This rate will be derived using the company’s Interest Rate Model while adhering to its policies and guidelines of determining interest rates.
    • In case of a person defaults during the repayment, he or she will be charged a bounce fee along with a late-payment penalty. However, if there are chances of missing an EMI due to genuine reasons then the borrower can call in advance to get the loan restructured accordingly.

    In case you have any additional queries regarding the personal loan offered by the company or about any other product, you can get all your queries answered by getting in touch with the polite and knowledgeable staff of the company. You can give a call at 022-42117799 or email at visugrievance@incred.com.

    Documents Required to Apply for InCred Personal Loan

    • Identity proof.
    • Address proof.
    • PAN Card.
    • Bank statement of the previous 6 months.

    If you have any doubt regarding which document you can submit as identity and address proof, you can check the company’s official website to find the list of accepted documents.

    How Can You Apply for Personal Loan through InCred?

    • You will have to visit the official website of InCred.
    • Next, click on the ‘Apply now’ button on the homepage.
    • You will be redirected to a page containing the application form.
    • You will have to fill out the form with the correct required details.
    • Click on the ‘I’m not a robot’ checkbox.
    • Then, click on the ‘Apply Now’ button to submit your application form.
    • Once the company receives your form, you will get an acknowledgement mail or text mentioning the time frame you can expect a call from one of the representatives regarding the application.
    • Next, you might have to provide the required documents to the company.
    • Using these documents, InCred will determine your eligible loan amount, interest rate, loan tenure etc.
    • Once you make an informed decision regarding your loan, you will receive a sanction letter stating the terms and conditions of your loan.
    • Then, the funds will be electronically transferred to your bank account.

    How to Apply for InCred Personal Loan Through BankBazaar?

    See the steps mentioned below to learn how you can apply for this loan scheme through BankBazaar:

    • Fill out the loan eligibility form with the required details to check your loan eligibility.
    • Then, you will be able to compare the loan options you have based on your requirement.
    • Find the best plan that suits your needs and repayment capacity and apply for a loan.
    • Next, you will receive an e-approval from BankBazaar immediately.
    • Your application will be sent to the lender for approval.

    Please note that the process of loan approval or rejection is under the sole discretion of the lender and BankBazaar has no part in it.

    What are the contact details of InCred Customer Care?

    In case of any query, complaint, feedback, or grievances, you can get in touch with the friendly, knowledgeable, and compassionate customer care representatives of Incred. You can call at 022-42117799 or send an email at visugrievance@incred.com. You can also write at:

    VISU Leasing and Finance Private Limited

    1502 A, B Wing, The Capital

    Bandra Kurla Complex

    Mumbai, Maharashtra

    PIN - 400 051

    Incred Reviews

    • Incred Personal Loan
      "Good service"
      0.5 3.5/5 "Pretty good"
      My personal loan was approved with INCRED and the experience was good, the process was quick and i received my loan amount within 3 days. I am not satisfied with the loan amount with INCRED and the rate of interest was nominal when compared to others.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 20, 2018
    • Incred Personal Loan
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      My experience was best with Incred for personal loan, the process was smooth and i received my loan amount within 1 week. Rate of interest was nominal when compared to others in the market. Customer service was good and they responded on time. Loan amount was for Rs 50000 with tenure period of 2 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • Incred Personal Loan
      "Looking for less interest rate"
      0.5 3.0/5 "Satisfactory"
      It was an average experience for me with INCRED for personal loan, i requested the loan amount for Rs 4.5 lacs but they gave Rs 2 lacs. Rate of interest of 17% is very high when compared to others. There was no proper response from then and it took 1.5 months for the loan amount to get disbursed. Tenure period for this loan is 48 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2018
    • Incred Personal Loan
      "Average experience"
      0.5 2.0/5 "Expected more"
      It was an average experience with INCRED for personal loan, i expected the loan amount for Rs 1 lac but they gave only Rs 75000 and also the rate of interest is very high when compared to others. Customer service was average and their response was delayed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 19, 2018
    • Incred Personal Loan
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INCRED for personal loan, the loan amount was for Rs 90000 with nominal interest rate when compared to others. Customer support was fine and they responded on time. The tenure period for this loan was for 2 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 19, 2018
    • Incred Personal Loan
      "Good to go"
      0.5 5.0/5 "Blown Away!"
      I have received the loan on time. I have applied the loan amount of Rs, 2 lakhs and i have received the amount of Rs. 1.06 lakhs. I'm not much happier with the interest rate because it was too high which is 12.5% other than thy have charged the processing fee of Rs. 6000. The documentation process was easier. I have sent through online and they have collected through physical also.
      Was this review helpful? 1
      , pune
      Reviewed on Nov 18, 2018
    • Incred Personal Loan
      "Good loan experience"
      0.5 3.0/5 "Satisfactory"
      I have applied the personal loan with Incred by last two months before. The loan received too late. I had applied the loan amount of Rs. 1 lakhs. There was a processing fee of around Rs. 8000 and the interest rate was near around 16%. I don't know about the partial payment and pre-closure. I have submitted the documents twice and incred team came to my place and collected my documents.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 18, 2018
    • Incred Personal Loan
      "Very Good customer service"
      0.5 5.0/5 "Blown Away!"
      They are really helping the customers. I have received the loan amount as they have promised. According to my eligibility i have applied the loan amount of Rs. 2.5 lakhs but in terms of their terms and condition they have given only 2 lakhs. I got the interest rate of 24%. I have to pay the EMI of Rs. 7429 with the tenure period of 36 months. I'm happy about the customer care services.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My personal loan experience with INCRED was very good, the process was smooth and i received my loan amount within 20 days. The loan amount was for Rs 1 lac with high interest rate and the tenure period is 3 years. Customer service was fine and they responded on time.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 16, 2018
    • Incred Personal Loan
      "Needs to improve on customer service"
      0.5 2.0/5 "Expected more"
      My experience with INCRED for personal loan was not good, they promised that the loan will be disbursed within 2-3 days but it took almost a month to complete. There was no proper follow up done by the customer support. The loan amount was for Rs 2 lacs with high interest rate and tenure period is 3 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2018
    • Incred Personal Loan
      "BETTER SERVICE"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the personal loan with the InCred but the process is easy to get the loan also the documentation process is easy it took 20 days to get the loan. The rate of interest is 28% which is very higher than others. There is a processing fee of 5k applicable. The duration is for 2 years.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 16, 2018
    • Incred Personal Loan
      "Bad service"
      0.5 2.0/5 "Expected more"
      I have been holding my personal loan with INCRED bank recently, there service is not up to the mark, they have made delay in getting my loan amount they have given loan amount in 25 days and i am not happy with there service, there rate of interest is too high and loan amount is not sufficient for me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 15, 2018
    • Incred Personal Loan
      "Good card"
      0.5 4.0/5 "Great!"
      I have been holding my personal loan with INCRED bank for recently,they have provided me sufficient loan amount up to 1,50,000 ,and the rate of interest they have charged me was little high for me and processing fee they have charged me was high ,and there was delay in getting my loan they took up to 10-15 days in getting disbursal.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 14, 2018
    • Incred Personal Loan
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      The process in getting this loan has been taken more time than usual and i was actually looking for a tenure period of 2-3 years but they had given me with a tenure period of one year which i was not happy. The interest rate with them has been on the higher end.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I took my personal loan from the INCRED INSTITUTION , the processing fee is nominal and tenure period is 3year . They provide satisfactory loan amount . Sometimes they did not response properly and even it took 4days to get loan . Apart from this everything is fine with this bank .
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 12, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 5.0/5 "Blown Away!"
      My personal loan experience with INCRED was very good, the process was smooth and i received my loan amount within 1 week. The loan amount was for Rs 2 lacs with high interest rate and the tenure period is 3 years. Customer service was fine and they responded on time.
      Was this review helpful? 2
      , pune
      Reviewed on Nov 09, 2018
    • Incred Personal Loan
      "Need to reduce ROI"
      0.5 4.0/5 "Great!"
      My experience was very good with Incred for personal loan, i received my loan amount within 10 days. The loan amount was for Rs 1.4 lacs with high interest rate when compared to others. Customer service was good and they followed up on time. The tenure period for this loan is for 3 years.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Nov 09, 2018
    • Incred Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      My experience was good with INCRED for personal loan, the process took 1 week to complete. The rate of interest was 1% higher than the nominal interest rate. The loan amount was for Rs 50000 for 4 years. Customer service was good and they followed up on time.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 09, 2018
    • Incred Personal Loan
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      The process of getting the personal loan from the InCred is delay for 45 days also added on that on the other hand the documentation process is easy and simple to apply for the personal loan. The loan amount is good which is 1lakhs also the rte of interest is nominal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 07, 2018
    • Incred Personal Loan
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The process of getting the personal loan from the InCred is delay and it took 1.5 months to get the personal loan. The customer service is very good and the loan amount is satisfactory from this bank added on that the rate of interest is 21% which is higher than others.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 07, 2018
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