Multiple banks. Different interest rates. Call it a "conflict of interest".
  • loading
    We found 1 Incred
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    16% - 28% Fixed
    2% - 5%
    50K - 7.5L
    1-4 Years
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
    What you'll love
    Perks
    Think about
    Fees & Charges
    Eligibility Criteria
    Incred Personal loan is Rated as "Great!" by 114 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Many a times, people who require financial help the most get left out due to the traditionally outdated and inefficient ways of lending adopted by most lenders. InCred aims to remedy that by changing the complete outlook of the lending industry with its state-of-the-art technology coupled with data analysis to offer a superior borrowing experience to its customers. With a vision to make finances accessible to all, this non-banking financing company (NBFC) focuses on the specific needs of the customers while paying heed to their circumstances in order to offer a customised solution. InCred offers a plethora of financing services to its customers such as home loans, personal loans, SME business loans, and education loans. Whether you need funds to finance a wedding or to take care of your medical bills, you can avail an InCred Personal Loan to meet any type of a financial crisis.

    Features and Benefits of InCred Personal Loan

    InCred Personal Loans are a great way to deal with all kinds of financial requirements such as home renovation costs, medical expenses, wedding expenses, debt repayment, auto repair costs, etc. Learn about the benefits and features of this loan scheme listed below to find out why it is one of the best plans available in the market:

    • InCred offers personal loans with a quick and hassle-free application process.
    • This loan scheme offers flexible loan repayment methods so that borrowers can pay the debt back as per their convenience.
    • In this scheme, customers have the benefit of opting for a loan tenure ranging from 3 months to 3 years based on their requirement and repayment capacity.
    • The personal loans availed from this NBFC are customised to suit the specific requirements and unique circumstances of the customers.
    • InCred Personal Loans can be availed to withdraw an amount between Rs.50,000 and Rs.7.5 lakh to meet all kinds of needs.
    • This scheme offers instant loan approvals and quick disbursal of funds so that applicants can get quick access to credit.
    • Borrowers can apply for this loan online without having to step out of their houses.
    • The company offers top-notch customer service to its customers in order to ensure complete satisfaction.
    • The rate of interest for this loan will be determined based on the credit profile of the borrower after assessing all the documents provided by him or her. This rate will be derived using the company’s Interest Rate Model while adhering to its policies and guidelines of determining interest rates.
    • In case of a person defaults during the repayment, he or she will be charged a bounce fee along with a late-payment penalty. However, if there are chances of missing an EMI due to genuine reasons then the borrower can call in advance to get the loan restructured accordingly.

    In case you have any additional queries regarding the personal loan offered by the company or about any other product, you can get all your queries answered by getting in touch with the polite and knowledgeable staff of the company. You can give a call at 022-42117799 or email at visugrievance@incred.com.

    Documents Required to Apply for InCred Personal Loan

    • Identity proof.
    • Address proof.
    • PAN Card.
    • Bank statement of the previous 6 months.

    If you have any doubt regarding which document you can submit as identity and address proof, you can check the company’s official website to find the list of accepted documents.

    How Can You Apply for Personal Loan through InCred?

    • You will have to visit the official website of InCred.
    • Next, click on the ‘Apply now’ button on the homepage.
    • You will be redirected to a page containing the application form.
    • You will have to fill out the form with the correct required details.
    • Click on the ‘I’m not a robot’ checkbox.
    • Then, click on the ‘Apply Now’ button to submit your application form.
    • Once the company receives your form, you will get an acknowledgement mail or text mentioning the time frame you can expect a call from one of the representatives regarding the application.
    • Next, you might have to provide the required documents to the company.
    • Using these documents, InCred will determine your eligible loan amount, interest rate, loan tenure etc.
    • Once you make an informed decision regarding your loan, you will receive a sanction letter stating the terms and conditions of your loan.
    • Then, the funds will be electronically transferred to your bank account.

    How to Apply for InCred Personal Loan Through BankBazaar?

    See the steps mentioned below to learn how you can apply for this loan scheme through BankBazaar:

    • Fill out the loan eligibility form with the required details to check your loan eligibility.
    • Then, you will be able to compare the loan options you have based on your requirement.
    • Find the best plan that suits your needs and repayment capacity and apply for a loan.
    • Next, you will receive an e-approval from BankBazaar immediately.
    • Your application will be sent to the lender for approval.

    Please note that the process of loan approval or rejection is under the sole discretion of the lender and BankBazaar has no part in it.

    What are the contact details of InCred Customer Care?

    In case of any query, complaint, feedback, or grievances, you can get in touch with the friendly, knowledgeable, and compassionate customer care representatives of Incred. You can call at 022-42117799 or send an email at visugrievance@incred.com. You can also write at:

    VISU Leasing and Finance Private Limited

    1502 A, B Wing, The Capital

    Bandra Kurla Complex

    Mumbai, Maharashtra

    PIN - 400 051

        

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Incred Reviews

    • Incred Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I had taken my Personal loan from InCred and the process in getting the loan has been pretty simple, but the interest rate with them has been pretty much high. The processing fee and charges where almost 1% and their customer support team had been responsive and where helpful at times.
      Was this review helpful? 0
      , thane
      Reviewed on May 09, 2019
    • Incred
      Incred Personal Loan
      "Processing Fees is so higher"
      0.5 5.0/5 "Blown Away!"
      I am really thankful to the Incred bank for providing a personal loan during my emergency situation . At the same time there processing fees should come little lower . I was looking for more amount but okay what they given I am grateful to their service .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 26, 2019
    • Incred Personal Loan
      "Interest rate should be reduced"
      0.5 4.5/5 "Excellent!"
      From Incred, I have taken persona loan of Rs.1.5 lakhs for the duration of three years. The documentation process was easy within one week it got sanctioned, they took Rs.4500 from the disbursement it was minimum. They gave me 28% of interest for per annum. I feel its quite higher than others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 26, 2019
    • Incred Personal Loan
      "Need to charge low interest rate"
      0.5 3.0/5 "Satisfactory"
      The loan process was faster with Incred. The interest rate was more and they have charged me around 30% but initially have been informed as 27%. The processing fee is Rs.4400 for the loan amount of 1L. The loan tenure is 2 years. The documents are submitted online and also executive came for verification.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • Incred Personal Loan
      "Need to reduce the interest rate and processing fee"
      0.5 3.0/5 "Satisfactory"
      I have got my personal loan from Incred through online channel. I am not happy with the interest rate and the processing fee. They have charged me around 30% for the loan amount of 1L and taken Rs.7,600 as a processing fee. The loan tenure is 2 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 24, 2019
    • Incred Personal Loan
      "Average service"
      0.5 4.0/5 "Great!"
      I hold a personal loan with INCRED FINANCIAL INSTITUTION. At the time of applying i didn't had delay. The rate of interest was very high 28% they charge and processing fee was 2700 they said intailly but deducted more . Loan amount was 90000 i applied but got 85000 .
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 21, 2019
    • Incred Personal Loan
      "Interest should be economical"
      0.5 4.0/5 "Great!"
      The incred service is good, the field executive came to my place for the document collection. Then they processed the loan within 10 days of time, but I am not satisfied with the interest part they charged me high, I was looking 17% of interest, but they have charged me 28%.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 20, 2019
    • Incred Personal Loan
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have applied for incredible Personal Loan and i have faced one issues there was more documents collected since have issue with the address the document was more . The agent gave all the required information about the loan and the loan got sanctioned on time and it was not sufficient .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Incred Personal Loan
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have applied for Incredible Personal Loan ,there was delay in getting the loam amount.The loan amount was not sufficient ,The agent gave the required details .Had an issue on uploading document after that uploaded the documents.The only suggestion is need the required loan amount which a customer apply.customer needs should be full filled .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 20, 2019
    • Incred Personal Loan
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The documentation process was simple and easy for taking the personal loan with the INCRED. It is a paperless approval and i got the loan within 10 days. The loan amount was 1L, it is good, there was a processing fee but rate of interest was 30% which was higher than others.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 19, 2019
    • Incred Personal Loan
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      The documentation process was simple and easy for applying teh personal loan with the INCRED. I got the loan within 10 days. The loan amount lesser, rate of interest was 18%, which was higher than others. The duration is for 3 years to repay the loan. The customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 19, 2019
    • Incred Personal Loan
      "Interest rate should be reduced"
      0.5 5.0/5 "Blown Away!"
      Incredit customer support is very excellent for the personal loan. But the interest rate is huge around 28% for the 1.5 lakh. I need to pay the emi for 3 years of duration. It would be great if they reduce the interest rate, remaining all very excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2019
    • Incred Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied for personal loan incredible not faced any issues .The rate of interest and the processing fee was high.The loan amount received on time and the loan amount was sufficient .There was no issues faced on document submission ,even uploaded the documents as well.The agent gave clear picture of the loan process.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 16, 2019
    • Incred Personal Loan
      "Interest rate should be reasonable"
      0.5 4.0/5 "Great!"
      I took personal loan from Incred, I believe the interest rate is huge compared to others. I availed the amount of Rs. 1.5 lakhs for the duration of three years and there was some processing fee. The service is good but only concern about the interest, it would be great if they reduce it.
      Was this review helpful? 2
      , mumbai
      Reviewed on Apr 15, 2019
    • Incred Personal Loan
      "Everything was fine except one person"
      0.5 5.0/5 "Blown Away!"
      Everything was fine and alright with Incred but the executive has to be more aware of terms and conditions. Initially he said to submitted the physicals documents to me and suddenly he asked to submit through mail atlast he said to send it through courier which am not happy.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 15, 2019
    • Incred Personal Loan
      "Good loan process"
      0.5 3.0/5 "Satisfactory"
      Incred company offered me a loan to purchase my brand new Samsung mobile S10 .They offered the loan on the immediate basis with just few documents verification . I taken a loan amount of 26,000 for next 6 months . I paid my first month EMI without any interest .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 10, 2019
    • Incred Personal Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      The documentation process was simple and i got the personal loan from INCRED. The loan was sanctioned within 4 days. The loan amount was good and satisfactory. But the rate of interest was higher which was 28% and processing fee was also higher.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2019
    • Incred Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got my personal loan with INCRED INSTITUTION . Initially they said they will provide 140000 of loan but i juts got 115000 . They charge 28% rate of interest . It was a smooth experience in taking a personal loan form the INCRED INSTITUTION . .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 08, 2019
    • Incred Personal Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have applied for Personal Loan incredible .I have got the loan on time and the loan amount was sufficient .There was no issues on submitting the documents as well .There was callback and follow up as well from the agent .The Overall Service is Good and Convenient as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 08, 2019
    • Incred Personal Loan
      "Interest and charges improvement "
      0.5 3.0/5 "Satisfactory"
      I got only two calls from Incred, there was no proper response from their end, the interest rate is also higher for the personal loan. They approved the loan amount of Rs. 90,000 but they sanctioned only the amount of Rs.85,200 and they taken some processing fee its higher.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 08, 2019
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.