Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Axis Bank Loan Against Property is Rated as "Excellent!" by 2023 Users

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    Axis Bank Loan Against Property

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    Axis Bank

    Axis bank allows you to avail loan against your properties. Availing loans against property is the best way to monetize on your property. The loan provided against property by Axis bank is applicable for both residential and commercial properties. The loan comes at a competitive rate of interest and allows refinancing with a takeover of an existing loan.

    Features of Axis Bank Loan against Property (Mortgage Loan)

    Listed below are the features of Axis Bank loan against property

    • The loan comes at an attractive rate of interest
    • Available for both residential and commercial properties
    • Loans granted for purchase of commercial property under the scheme
    • Take-over of existing loans along with the option of refinancing
    • Flexible tenure period
    • Lease rental discounting available
    • Offers edge loyalty points on the loan
    • Minimal documentation
    • Doorstep service
    • Easy and hassle free application process
    • Can be applied for online

    Benefits of Axis Bank Loan against Property

    Listed below are the benefits of Axis Bank loan against property.

    • Take-over of existing loan- The loan allows the take-over of an existing loan along with the option of refinancing if needed.
    • Loyalty points- Loyalty points are awarded on loans depending on the disbursal amount.

    Eligibility criteria for Axis Bank Loan against Property

    Listed below is the eligibility criteria for Axis Bank loan against property (Mortgage Loan).

    • The loan is available for salaried individuals, professionals and self-employed individuals.
    • Minimum age is 24 years
    • Maximum age at the time of maturity is 65 years

    Fees and charges applicable on Axis Bank Loan against Property

    Listed below are the fees and charges applicable on Axis Bank loan against property.

    • Processing charges- 1% plus service tax
    • Pre-payment charges- 2%

    Interest rate for Axis Bank Loan against Property

    The current rate of interest on Axis Bank loan against property is as follows.

    • Interest rate on loan against self-occupied residential property- 11.75%
    • Interest rate on loan against residential and commercial property- 12.75%

     

    Axis Bank Loan Against Property Reviews

    • Axis Bank Personal Loan
      "Moduled and prompt service "
      0.5 5.0/5 "Blown Away!"
      I have taken a personal loan from AXIS bank. The approved loan amount was 3 lakhs. The approved rate of interest was 14.99% and it is floating. I can close the loan at any time with no fore closure charges. The monthly EMI is 7000 with a tenure of 5 years with 0.5% of the principal amount as processing fee.
      Was this review helpful? 0
      , patna
      Reviewed on Nov 18, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I had availed a personal loan with Axis bank. It is a good service actually this year the personal loan is going to be over and I thought of getting the personal loan again from Axis bank itself but there was a balance of Rs. 13000 left so I had to take it in ICICI bank and RATNAKAR BANK. It is a good service overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Axis Bank Personal Loan
      "Interest rate to be reduced"
      0.5 3.0/5 "Satisfactory"
      My personal loan was taken with Axis Bank by last year. They offered me 1.10L, I pay monthly premium of 3260 rupees through ECS. They provided a proper service and disbursement was also on time. The rate of interest is very high. They provided a doorstep service for documentation.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Axis Bank Personal Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I am planning to take a personal loan from Axis bank after 2 months, i find Axis bank is more convenient to me so that is the reason i am applying from Axis bank. I have availed the customer service from Axis bank and it is good, their response is quick. The loan amount is for Rs 10 lakhs with the rate of interest of 10.99% which is the best rate in the market.
      Was this review helpful? 0
      , tirupati
      Reviewed on Nov 17, 2017
    • Axis Bank Personal Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from Axis bank around TWO years ago. The customer support is good with the axis bank. I got the loan amount within a week time from axis bank. The required loan amount has been disbursed and I am satisfied with it. I would say I got good service from Axis bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • Axis Bank Personal Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The customer service was good from the AXIS Bank side as i applied for a personal loan in that bank . The bank gave me a full approval and the amount was disbursed in a week to my account . The rate of interest given to me was 14% minimal and the processing fee was zero there were option of pre closure and part payment .
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 4.5/5 "Excellent!"
      I have got a instant loan from AXIS the process was very fast compare to others within five minutes the loan have been approved the payments will be auto deducted from my savings account it was a excellent experience with AXIS for my personal loans service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 14, 2017
    • Axis Bank Personal Loan
      "Good and quick service"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Axis Bank and it has been a good experience with them as i am an existing customer with them. It was a smooth and quick process with them with proper response and service. I have a 14.5% rate of interest on my loan which i am okay with.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with AXIS for my personal loan service and the interest rate they offered was 14 % which was high compare to others the customer service was good and the documents have been collected from my door step it was a good experience with AXIS for my personal loan service.
      Was this review helpful? 0
      , bahadurgarh
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 5.0/5 "Blown Away!"
      I got the personal loan from Axis bank . They have disbursed the loan within 3 days of time. The customer support is good with Axis bank. They have given me good support in approving the required loan amount. The rate of interest and the charges are average with Axis bank when compared with others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2017
    • Axis Bank Personal Loan
      "Good experience but rate of ineterst is high"
      0.5 4.0/5 "Great!"
      I have a personal loan with Axis bank and the experience with them has been good with regards to the approval and the process and procedures as i had no issues with that. I however only suggest that the rate of interest could be more flexible as my rate now is 13%.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Good approach"
      0.5 4.0/5 "Great!"
      I have taken a personal loan with Axis bank and i would say that they have a good approach with the customer as i had a good experience with them from the initial staged till the end. I however have a rate of interest of 11.5% and would suggest a more flexible rate could be considered.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Overall good"
      0.5 4.5/5 "Excellent!"
      Axis Bank is good overall in the personal loan experience. The process was on time and I got the loan as expected. The rate of interest and processing charges is on the higher side. I got the rate of around 16%. The after loan process is smooth and easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 11, 2017
    • Axis Bank Personal Loan
      "Delayed process"
      0.5 2.0/5 "Expected more"
      Axis Bank is not up to the mark for the personal loan. After they contacted me they took five days to collect the documents. It was not a satisfactory process. The interest rate and processing charges is also on the average side. When compared to the other banks they need to be more proactive.
      Was this review helpful? 0
      , aligarh
      Reviewed on Nov 10, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 4.0/5 "Great!"
      I have chosen Axis bank for my personal loan. They provided interest rate of 11.99%, there is no pre closure charges and no part payment fee. I can pay whenever I like. Even I can close my loan within 2 months. But I was looking for lesser interest rate than 11.99%. My payment made through online. Documentation process is easier.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • Axis Bank Personal Loan
      "Faster process"
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with Axis 1 year back. I have taken 1,25,000 rupees. I pay Rs.3080 through ECS. The customer and response was satisfactory. The documentation process is easier. As soon as I submitted my documents on a same day, they approved my application and got the message from them.
      Was this review helpful? 0
      , dindigul
      Reviewed on Nov 10, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have chosen AXIS Bank because of the interest rate and there is no foreclosure fee. I have taken 3.5L as a personal loan. The customer service and response is good with Axis Bank. The documentation process is simple. The part payment and pre closure option is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 09, 2017
    • Axis Bank Personal Loan
      "Average service"
      0.5 1.0/5 "Really Bad"
      The service is very poor with Axis bank personal loan process. The rate of interest and the charges are very high with Axis bank when compared with other banks. The customer support haven't gave proper response in regards my personal loan application.
      Was this review helpful? 0
      , goa
      Reviewed on Nov 09, 2017
    • Axis Bank Personal Loan
      "Approachable Bank"
      0.5 3.0/5 "Satisfactory"
      I have taken a personal loan from AXIS BANK.The approved loan amount was 6 lakhs. The rate of interest with the bank was about 14 percentage. The tenure was for 5 years. The monthly EMI comes around 13938. It just taken 1 week to process the loan amount.
      Was this review helpful? 0
      , sedam
      Reviewed on Nov 08, 2017
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a fast response from AXIS for my personal loan, service the documents part was easy they collected all from my door step ,even the customer service was good with AXIS ,it was wonderful experience with AXIS for my personal loan service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 08, 2017
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