Multiple banks. Different interest rates. Call it a "conflict of interest".
  • Axis Bank Loan Against Property is Rated as "Excellent!" by 2410 Users

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    Promised Interest Rate

    Customer Service

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    Personal Loan BYTES FROM OUR KITCHEN

    Axis Bank Loan Against Property

    Axis bank allows you to avail loan against your properties. Availing loans against property is the best way to monetize on your property. The loan provided against property by Axis bank is applicable for both residential and commercial properties. The loan comes at a competitive rate of interest and allows refinancing with a takeover of an existing loan.

    Features of Axis Bank Loan against Property (Mortgage Loan)

    Listed below are the features of Axis Bank loan against property

    • The loan comes at an attractive rate of interest
    • Available for both residential and commercial properties
    • Loans granted for purchase of commercial property under the scheme
    • Take-over of existing loans along with the option of refinancing
    • Flexible tenure period
    • Lease rental discounting available
    • Offers edge loyalty points on the loan
    • Minimal documentation
    • Doorstep service
    • Easy and hassle free application process
    • Can be applied for online

    Benefits of Axis Bank Loan against Property

    Listed below are the benefits of Axis Bank loan against property.

    • Take-over of existing loan- The loan allows the take-over of an existing loan along with the option of refinancing if needed.
    • Loyalty points- Loyalty points are awarded on loans depending on the disbursal amount.

    Eligibility criteria for Axis Bank Loan against Property

    Listed below is the eligibility criteria for Axis Bank loan against property (Mortgage Loan).

    • The loan is available for salaried individuals, professionals and self-employed individuals.
    • Minimum age is 24 years
    • Maximum age at the time of maturity is 65 years

    Fees and charges applicable on Axis Bank Loan against Property

    Listed below are the fees and charges applicable on Axis Bank loan against property.

    • Processing charges- 1% plus service tax
    • Pre-payment charges- 2%

    Interest rate for Axis Bank Loan against Property

    The current rate of interest on Axis Bank loan against property is as follows.

    • Interest rate on loan against self-occupied residential property- 11.75%
    • Interest rate on loan against residential and commercial property- 12.75%

    Axis Bank Loan Against Property Reviews

    • Axis Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using Axis bank personal loan long time. The loan amount they have given me was sufficient, and the rate of interest they have charged me was bit high they have charged me up to 13.5% , which was high comparing to market rate. The processing fee they have charged me it was nominal . Their overall service is Average.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 23, 2019
    • Axis Bank Personal Loan
      "Time being very helpful loan"
      0.5 5.0/5 "Blown Away!"
      I have purchased a personal loan from Axis bank 2 years ago. From the offer they have ready to give the immediately hence i chosen them. They have sanctioned the loan in 3 days. They have offered me a interested in 17% and they have offered me a tenure period of 36 months. I can do the pre-closure any month after 3EMIs.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I had taken this loan a long time back and it was closed recently. The process in getting this card has been smooth and simple where it had taken just two to three days in getting this loan. The loan amount which they had provided has been sufficient and the interest rate was nominal, the charges has also not been high.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been using Axis bank personal loan . They have given me sufficient loan amount ,and i am happy with loan amount, and the rate of interest they have charged me was nominal, like they have charged me up to 12% which is nominal compare to the market value . And the processing fee they have charged me was nominal . There was no hidden charges ,overall service is good. Still my loan is running.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this loan has been quite easy and simple, where it was a pre approved loan. The loan amount which they had provided has been sufficient and the interest rate with them has been nominal as well. There has not been any extra charges made by them.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 19, 2019
    • Axis Bank Personal Loan
      "Best in Need"
      0.5 4.0/5 "Great!"
      I had applied for a personal loan with Axis bank at the time i was in need. My loan application was taken care and it was processed quick. I was impressed by the quick processing and even the fine charges that axis charge is very nominal . The interest rates for the personal loan is bit high, it is 15%.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 19, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this loan some time back and i had foreclosed this loan a long time back. The overall experience with them has been quite good where the interest rate with them has been nominal when compared with the market rate and there has not been any foreclosure charges with them.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Interest rate should be reduced"
      0.5 4.0/5 "Great!"
      I took 10 lakhs rupees of personal loan from AXIS, I paid almost Rs. 5 lakhs remaining amount is there. I thought to do balance transfer because they have higher rate of interest. The service is good but need to reduce the interest. Based on the customers demand they are increasing the rate of interest because initially Axis bank executive told the interest rate was 13% finally they processed it for 16% its huge.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 18, 2019
    • Axis Bank Personal Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      MY personal loan was taken with AXIS BANK . The rate of interest is too high it is 13.5% compare to other even processing fee was too high here . They should keep their interest rate in par with other banks in the market. Overall it has been a good experience with the AXIS BANK .
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Best service "
      0.5 5.0/5 "Blown Away!"
      My personal loan was taken with AXIS BANK . The rate of interest and processing fee was too high it is 13.5% . I did not had any problems and uploaded the documents online. I got the loan easily. Its happened within few days . It is paperless approval which is the best of this loan . 
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Very Good Service"
      0.5 4.0/5 "Great!"
      It was a very good experience i had with this personal loan and the disbursement happened within no time. There is no pre closing charges with this loan and the interest rate with them has been nominal when compared with the market rate and there was no extra charges which was made by them.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      The experience with this Personal loan has been quite okay and the loan amount which they had provided has been sufficient. The interest rate with them has been quite nominal when compared with the market rate and there has not been any hidden charges which they had made so far.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using my personal loan with Axis bank,they have given me sufficient loan amount,and the rate of interest they have charged me up to 13% it is not fixed,it varies according to market rate, and they have not charged me processing fee as it is zero processing fee, and the loan is still running,overall service is good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Great Service"
      0.5 5.0/5 "Blown Away!"
      Before five years I had closed my personal loan with AXIS, at the time I need to fill lots of documents for loan approval. Now a days everything comes online. As a customer now I could see the differentiate interest rate but its higher side anyway I don't have other go.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using my personal loan with Axis bank for long time,they have given me sufficient loan amount, that time i need of money, so that time i got sufficient as per my requirement i got loan, and the rate of interest they have charged me was too high they have charged me up to 20% and the processing fee they have charged me was nominal,and still this loan is running,there is no hidden charged they have taken from me yet.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 17, 2019
    • Axis Bank Personal Loan
      "Reduce the charges"
      0.5 5.0/5 "Blown Away!"
      I took my personal loan in Axis Bank before 4.5 years back and its been completed before 5 to 6 months have taken top-up loan. The customer service is very good. The charges are more compared to other banks. The loan duration is 5 years. Monthly installment is 5600 rupees through net banking.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 14, 2019
    • Axis Bank Personal Loan
      "More than satisfactory"
      0.5 4.0/5 "Great!"
      I have taken a personal loan from Axis Bank. The process was good to close the loan. I went to the bank to close the loan and within ten minutes it got closed. It was a very fast process. They said that I will receive the NOC within seven days but I got it on the sixth day itself.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 12, 2019
    • Axis Bank Personal Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      There was some difficulty which i had faced to change the ECS date and i had requested to change it. The process in getting this loan has been quite good and the interest rate with them was around 11.5% and there has not been any sort of additional charges which they had made so far.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "Good in Need"
      0.5 5.0/5 "Blown Away!"
      I was looking for a personal loan and and thats when i applied with Axis bank. The interest rates that i had on my personal loan was reasonable. Services were satisfactory in Axis and i am happy about it. I have completed the loan tenure successfully.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jan 11, 2019
    • Axis Bank Personal Loan
      "High Interest Charges"
      0.5 3.0/5 "Satisfactory"
      At the time when i was planing for a personal loan i had applied with Axis Bank.. There was a delay in the procedure and later it got approved.. The interest rates on my personal loan were too high, it was 18% and also it was a fixed interest rate..
      Was this review helpful? 3
      , chennai
      Reviewed on Jan 11, 2019
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