Multiple banks. Different interest rates. Call it a "conflict of interest".
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  • Axis Bank Loan Against Property Reviews

    • Axis Bank Personal Loan
      "Good Service"
      0.5 4.0/5 "Great!"
      Interest rate is 13% for the personal loan with Axis bank. I had taken this loan quite long back. The process went good without any constrains. The bank executive was so cooperative to process my loan. Their customer service is excellent as well.
      Was this review helpful? 0
      , pune
      Reviewed on May 17, 2017
    • Axis Bank Personal Loan
      "Satisfied service"
      0.5 4.0/5 "Great!"
      The axis bank customer service gave good response and follow up in concern to my car loan. The process went in a good way and the documentation process done in a processed way , The Axis bank executive came to my place and collected my documents. The rate of interest is nominal comparatively. Finally I can say it was a good service.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2017
    • Axis Bank Personal Loan
      "Average Service"
      0.5 2.0/5 "Expected more"
      Three years ago, I availed loan from Axis bank which is personal loan. I did not receive proper communication from the bank on EMI amount, date and calculations. Also they offered very high interest rate, I believe it is 14 or 17% but higher than other banks. I am disappointed on the loan service.
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      , hyderabad
      Reviewed on May 16, 2017
    • Axis Bank Personal Loan
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I have salary account with AXIS bank, hence they have provided pre approved loan. But AXIS rate of interest is higher than ICICI. My loan amount was Rs.1 lakhs with tenure of 18 months, still it is running. As of now I didn't face any issue with them.
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      , murshidabad
      Reviewed on May 12, 2017
    • Axis Bank Personal Loan
      "Charges should be competitive"
      0.5 3.5/5 "Pretty good"
      AXIS loan process is much faster than Standard chartered, documentation process was also very quick. But AXIS charged a high processing fee and interest rate for the personal loan. I had taken the loan amount around 5.5 lakhs before two years. But there is no preclosure option and they should enable it.
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      , bangalore
      Reviewed on May 12, 2017
    • Axis Bank Personal Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I had taken the personal loan during the year 2016, AXIS charged the interest rate around 13% which is the best, Bank completed the loan process on time. I had taken the loan of Rs.4 lakhs, AXIS have given the part payment or preclosure without any charges, I could close my loan at any time.
      Was this review helpful? 1
      , gurgaon
      Reviewed on May 11, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I am having the personal loan with the Axis bank and the interest rate is bit a high when compared with others.The loan amount got disbursed within five days of time The rate of interest was 16.2% The processing charges was 2500 and EMI is around 2482 and it is for 60 months
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 07, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I had applied for a personal loan with Axis bank. They contacted me on time and provided all the information regarding personal loan. Also they informed me about the required documents which is very simple and supported me a lot in processing my loan application.
      Was this review helpful? 0
      , pune
      Reviewed on May 06, 2017
    • Axis Bank Personal Loan
      "Smooth Process"
      0.5 4.0/5 "Great!"
      It got close long back, I took the personal loan with AXIS On 2011. The amount which I had taken was Rs.2 lakhs with an interest rate of 13.5% and they had taken some processing fee it was nominal. I paid the complete tenure and I had closed my loan with AXIS.
      Was this review helpful? 3
      , kolkata
      Reviewed on May 05, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 1.0/5 "Really Bad"
      I have had taken a personal loan with AXIS before 3 months. Interest rate charged by AXIS bank is way too high. The time scales taken to complete the task was 7 days. I pay for this loan through ECS mode. Also, I am very much happy with the customer service provided by AXIS.
      Was this review helpful? 2
      , bankura
      Reviewed on May 04, 2017
    • Axis Bank Personal Loan
      "Best Loan Process in AXIS"
      0.5 5.0/5 "Blown Away!"
      Axis personal loan service was very convenient, I have top up my existing loan with the same rate of interest of 15.5% it was nominal and there was no preclosure charges but they have charged extra processing fee of Rs.2000 , I am looking out for a refund from them besides that everything else is fine.
      Was this review helpful? 0
      , pollachi
      Reviewed on May 04, 2017
    • Axis Bank Personal Loan
      "Nice experience"
      0.5 4.0/5 "Great!"
      The process for the personal loan is good at Axis Bank as I got the loan with ease. The documents was collected at the said time and the verification and disbursement was also done on time. They are on the higher side on the interest rate and processing charges.
      Was this review helpful? 1
      , giridih
      Reviewed on May 03, 2017
    • Axis Bank Personal Loan
      "Good "
      0.5 3.0/5 "Satisfactory"
      I got the personal loan with the Axis bank for an interest rate is around 20% and the response is also good one with them. Amount got credited to my account within fifteen days of time and they have deducted some nominal amount from principal as processing charge.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 02, 2017
    • Axis Bank Personal Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I applied for a personal loan at Axis Bank they have their own rules They were basically very quick and the verification procedure was not too long I took a personal loan of Rs.1.5 Lakhs in 2016 I got a rate of 13.5% and the charges was normal.1.5% EMI is 5200 for 3 years after applying with in 10 days of time loan amount got disbursed.
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 28, 2017
    • Axis Bank Personal Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      Axis response was very good and their follow up was also very helpful. The rate of interest gave was nominal with Axis, I got the loan for 9% of interest rates, Which is nominal. Axis took around 20days to disburse my car loan. The documentation process was also good with axis bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 28, 2017
    • Axis Bank Personal Loan
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      Last Nov'16 I had taken a personal loan from Axis bank. Interest rate is 17.8% which is normal like other banks. They had done with the loan process on time and they disbursed it, the entire time taken for the loan process is one week. Documentation part was so simple and their executives have come and collected.
      Was this review helpful? 0
      , erode
      Reviewed on Apr 27, 2017
    • Axis Bank Personal Loan
      "Needs Improvement"
      0.5 5.0/5 "Blown Away!"
      Axis bank has approved my personal loan about 2 years ago. They took around one week of time to disburse my loan. The interest rates and other charges are very high with axis. It would be great if axis bank decrease the interest rates and the other charges for the existing customers. I got this loan with the tenure of 4 years. They can increase the loan amount based on the customer profile. There documentation process need to be improved a lot with existing customer.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 27, 2017
    • Axis Bank Personal Loan
      "Need to stick with the promised Rate of interest"
      0.5 3.0/5 "Satisfactory"
      Axis bank following their customers in very god way but in between they are losing their customers. They have also collected my documents for my personal loan application. They have told my profile haven't met their eligibility. There Rate of Interest is getting differed from place to place. Got a call from Mumbai they gave me 12 % of Interest rate but here in local place they are telling 18 % as an interest rate and they are giving the reason as my company is not under their eligibility criteria. Axis bank also told that offered period has been expired so can't give lesser interest rates. The service is very good with Axis.
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      , coimbatore
      Reviewed on Apr 25, 2017
    • Axis Bank Personal Loan
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      Axis bank came voluntary to my office and offered personal loan for a few people. I got the loan amount of Rs. 2.50 lakhs within five days, as of now nothing due nor nothing is pending from my end. I am very much happy about AXIS Service, interest rate is bit high but I am fine with that.
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      , kanchipuram
      Reviewed on Apr 25, 2017
    • Axis Bank Personal Loan
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      I had taken a personal loan with AXIS before eight months. My principal amount was Rs.5 lakhs, Axis charged high interest rate of 20% it was extremely high compared to other banks. But I have taken the loan with high interest because of my situation but now its is fine and they gave me part payment and pre closure options too.
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      , karimnagar
      Reviewed on Apr 25, 2017
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    Axis Bank Loan Against Property is Rated as "Excellent!" by 1729 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Personal Loan BYTES FROM OUR KITCHEN

    Axis Bank Loan Against Property

    Axis Bank

    Axis bank allows you to avail loan against your properties. Availing loans against property is the best way to monetize on your property. The loan provided against property by Axis bank is applicable for both residential and commercial properties. The loan comes at a competitive rate of interest and allows refinancing with a takeover of an existing loan.

    Features of Axis Bank Loan against Property (Mortgage Loan)

    Listed below are the features of Axis Bank loan against property

    • The loan comes at an attractive rate of interest
    • Available for both residential and commercial properties
    • Loans granted for purchase of commercial property under the scheme
    • Take-over of existing loans along with the option of refinancing
    • Flexible tenure period
    • Lease rental discounting available
    • Offers edge loyalty points on the loan
    • Minimal documentation
    • Doorstep service
    • Easy and hassle free application process
    • Can be applied for online

    Benefits of Axis Bank Loan against Property

    Listed below are the benefits of Axis Bank loan against property.

    • Take-over of existing loan- The loan allows the take-over of an existing loan along with the option of refinancing if needed.
    • Loyalty points- Loyalty points are awarded on loans depending on the disbursal amount.

    Eligibility criteria for Axis Bank Loan against Property

    Listed below is the eligibility criteria for Axis Bank loan against property (Mortgage Loan).

    • The loan is available for salaried individuals, professionals and self-employed individuals.
    • Minimum age is 24 years
    • Maximum age at the time of maturity is 65 years

    Fees and charges applicable on Axis Bank Loan against Property

    Listed below are the fees and charges applicable on Axis Bank loan against property.

    • Processing charges- 1% plus service tax
    • Pre-payment charges- 2%

    Interest rate for Axis Bank Loan against Property

    The current rate of interest on Axis Bank loan against property is as follows.

    • Interest rate on loan against self-occupied residential property- 11.75%
    • Interest rate on loan against residential and commercial property- 12.75%

     

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