Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Credit Card BYTES FROM OUR KITCHEN

    Bank of Baroda Credit Card Bill Payment

    Bank of Baroda offers a multitude of credit card bill payment options to customers, enabling them to perform transactions without any hassles. Users can choose any method of payment according to their convenience and pay outstanding bills as per the due date. The online payment modes available to Bank of Baroda customers are Payments through BillDesk, Online Payments, Visa Bill Pay, Insta Pay, Electronic Fund Transfers - NEFT and RTGS payments. Bank of Baroda credit card holders can use the following offline payment options - Cheques, Auto Debits, Drafts or Cash payments at branches.

    Different Ways of Bank of Baroda Credit Card Bill Payments

    Bank of Baroda Credit Card Bill Payment - Online modes:

    The following online payment modes can be used by Bank of Baroda credit card customers -

    • Payments through BillDesk:

      Payments through BillDesk can also be done by Bank of Baroda credit card customers. In order to make use of this facility, customers have to hold an online ID, available on the credit card bill. To pay credit card bills, users have to first register with BillDesk, free of cost. BillDesk offers this service only in select cities currently.

    • Online payments:

      Bank of Baroda customers can also make payments by logging into their net banking accounts after registering on the web portal. Customers have to use the username and password issued by the bank to access their accounts and make payments.

    • Visa Bill Pay:

      Visa Bill Pay services offer a very easy and convenient platform to make payments towards any Visa BOB credit card. Customers can make either or one-time payments or set instructions to make scheduled recurring payments towards their bills.

    • Insta Pay:

      Bank of Baroda credit card bills can be quickly repaid using the BOB Cards Insta Pay service provided through net banking. Customers can pay their bills through Insta Pay without even logging into the BOB portal. Users have multiple options to choose from as over 50 banks across India currently participate in this service.   To make a payment, customer must select Insta Pay, enter the BOB credit card number, enter the verification code, confirm the card holder’s name, enter amount, mobile number and email address. Then the preferred bank through which the payment has to be paid has to be chosen, Customers have the option of using wither Other Bank Net banking services or Bank of Baroda net banking services. Once the payment transaction has been completed successfully, customers will receive the confirmation receipt. The payment done by the customer will be available in the card account in two working days.

    • Electronic Fund Transfers – NEFT:

      Customers can also make outstanding credit card bill payments through NEFT transfers up to an amount of Rs. 1, 00,000. The details that have to be mentioned while making the transfer are as follows -

      1. IFSC Code - BARB0COLABA
      2. Payee Account Number/ Beneficiary account - 16 digit credit card number
      3. Account Number (From where the payment is being made)
      4. Bank Name - Bank of Baroda
      5. Branch - Colaba
      6. Location - Mumbai
      7. Transaction Type - NEFT
      8. Amount to be paid
    • RTGS payments:

      Bank of Baroda customer can also make RTGS payments towards their credit card bills for amount up to Rs. 1, 00,000. While performing RTGS transactions customers have to mention the IFSC code - BARB0COLABA and the sixteen digit credit card number in the beneficiary account field.

    Bank of Baroda Credit Card Bill Payment - Offline modes:

    The following offline payment modes can be used by Bank of Baroda customers -

    • Cash:

      Payments through cash can be made at any Bank of Baroda branch with the sixteen digit credit card number being mentioned in the deposit slip. Customers can also receive an acknowledgement from the bank for their payments.

    • Cheque:

      A local cheque can be deposited at any Bank of Baroda branch, with the sixteen digit credit card number being mentioned in the deposit slip.

    • Auto Debit:

      The Auto debit feature can be used by Bank of Baroda customers to make payments for their outstanding bills from their savings or current accounts. To activate the Electronic Clearing Service, customers have to submit the filled-in Auto Debit form to the nearest Bank of Baroda branch.

    Bank of Baroda Credit Card Statement:

    To receive e-statements, customers have to register their email addresses and mobile numbers with Bank of Baroda. BOB credit card holders can login to their net banking accounts and access their monthly statements online.

    Bank of Baroda Credit Card Payment FAQs:

    1. How does Bank of Baroda process scheduled Auto debit payments?

      Auto debit payments will be processed on the planned date, with the account being debited as per the standing instructions set. This will be done before the cut-off time set by the bank. In case, the scheduled date is a holiday, the account will be debited on the next working day.

    2. Can Bank of Baroda customer check the status of their payments online?

      Yes, the status of completed payments can be checked under the ‘View Payments made’ tab. Other ‘Pending’ payments can be viewed under the Bill Pay home page 'Alerts' section.

    3. Can customers generate receipts for their completed payments online?

      Yes, under the ‘Show Payments made’ section customers can view all their past payments. To generate a receipt, they have to click on the particular bill to generate an e-receipt.

    4. Does Bank of Baroda have any payment limit, when credit card bills are paid online?

      Yes, customers have to pay either the Total Amount Due or lesser or the minimum amount due as mentioned in the credit card statement.

    5. Can Bank of Baroda customers make payments for their credit card bills while they are outside India?

      Yes, Bank of Baroda credit card bill payments can be made from any location using net banking services.

    Bank of Baroda Credit Card Bill Payment Reviews

    • Bank of Baroda Credit Card
      "Reminder alert should be implement"
      0.5 3.5/5 "Pretty good"
      For the minimum amount due the interest rate is good around 14% in Bank of Baroda credit card, the customer service is good. But there was no message or calls from the bank end about the billing details. My due date 20 days, because of non reminder I just missed my payment. However the credit limit is good.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 14, 2019
    • Bank of Baroda Credit Card
      "Good in Service"
      0.5 4.0/5 "Great!"
      I hold a salary account in Bank of Baroda and its been 10-15 years i am a customer of Bank of Baroda. Customer service is good and also they respond whenever there is any kind of concern or request. The net banking and mobile banking is easy to access.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 13, 2019
    • Bank of Baroda Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am not happy with the credit card services of Bank of Baroda, there was no annual fee charged for this credit card. They assured a credit limit of Rs 1 lac but they gave very less credit limit. Customer support was not up to the mark and they misguided me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 28, 2018
    • Bank of Baroda Credit Card
      "Should come up with Mobile App"
      0.5 3.0/5 "Satisfactory"
      I am using a Credit card of Bank of Baroda. The limit given is less by them and if they extend, it will be great. I do get offers here and The only concern here is that they don't have a Mobile Banking app. Every time i need to get to the desktop version to get things done, if Bank of Baroda comes with a mobile App it will be very useful for customer to access.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 27, 2018
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am a customer of Bank of Baroda and when it comes to the public sector bank , Bank of Baroda does things the best in terms of services. I am a customer of Bank of Baroda since the last 16 years and i am happy with the services. Customer handling is very good here.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 23, 2018
    • Bank of Baroda Credit Card
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I have been using Bank of baroda for a while, i am not happy with there service, they have given me just 25,000 as an credit limit, which was very disappointed me as comparing to other credit card they have given me too low, i have not generated my password, and there service is also not up to the mark, and they have not charged any annual fee yet if they charged then i will close this bank card itself.
      Was this review helpful? 0
      , delhi
      Reviewed on Dec 07, 2018
    • Bank of Baroda Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am using Bank of Baroda card for one year, they don't have any annual fee. The credit limit is good. I didn't get any reward points, its convention to use anywhere, Its safe and secured I am getting OTP all the time for all transaction which I do.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 14, 2018
    • Bank of Baroda Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have been using the BANK OF BARODA credit card , i receive my card today i applied for this card before 3 month back but after 50 days only i got but once the application got approved then the process was good . I have my locker with the same bank and they gave decent credit limit . The charges are also economical .
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 28, 2018
    • Bank of Baroda Credit Card
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have purchased the credit card with BANK OF BARODA but i am not satisfied with the credit limit which is very lower and it is not sufficient to me. The service is good from the online as well as through the offline. It is a good and also it is a user friendly card to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2018
    • Bank of Baroda Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Bank of Baroda from last 6 months, an annual fee of Rs 499 has to be paid for this credit card,. It is a Platinum credit card where i get good offers like reward points. The credit limit is fine in this credit card and all my transactions are hassle free.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 09, 2018
    • Bank of Baroda Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I have a credit card with Bank of Baroda from last 2 months, the credit limit provided by this credit card is sufficient. I did not find any offers in this credit card so far but the services are best when compared to others. There was no annual fee charged for this credit card.
      Was this review helpful? 1
      , vadodara
      Reviewed on Sep 27, 2018
    • Bank of Baroda Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      My credit card was taken with BANK OF BARODA , i like the benefits with the card . I use this card for so many purpose like shopping , traveling , grocery , booking tickets . There is no joining fee at the time of getting the card . They offered good credit limit .
      Was this review helpful? 1
      , pune
      Reviewed on Sep 03, 2018
    • Bank of Baroda Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken my credit card with BANK OF BARODA 4 months . I hold a platinum card and the credit limit is 1 lakh which is sufficient. Their customer service and responses was good. The offers are reward point and cash back offers. Its a life time free card.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Aug 31, 2018
    • Bank of Baroda Credit Card
      "good "
      0.5 4.0/5 "Great!"
      My credit card was taken with BANK OF BARODA 1year back. They offered life time free credit card. Offers like reward point are very good in BANK OF BARODA credit card.Customer service is fine and they respond on time. Credit limit is fine in this credit card.
      Was this review helpful? 2
      , mumbai
      Reviewed on Aug 02, 2018
    • Bank of Baroda Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with BANK OF BARODA bank 1year back.The annual fee is 500rs which is satisfactory. I said to bank to increase credit limit they said they will,hope to receive soon. Mostly i use this card to do shopping but i am not aware about the reward points.Customer service response is good.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jul 23, 2018
    • Bank of Baroda Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      They are giving very less offers hence I'm not using this card much. I have to pay the annual fee of Rs. 500. I don't remember about the offers provided by this credit card. For past 6 months ago i have purchase this credit card. There are no issues with the credit card. They have offered me a credit limit of Rs. 20000.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jul 19, 2018
    • Bank of Baroda Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was take with BANK OF BARODA 15 years back. They have offered master card and there is no much benefit of holding this card here. The given credit limit was just 50,000 which is not satisfactory . The customer service and responses was up to the mark.My overall experience was not satisfactory .
      Was this review helpful? 3
      , coimbatore
      Reviewed on Jun 20, 2018
    • Bank of Baroda Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I have a credit card with Bank of Baroda from last 3 years, the credit card services are not up to the mark with this bank. Net banking services is easy to make credit card bill payments. Offers like reward points are good in this card and the credit limit is sufficient in this card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jun 11, 2018
    • Bank of Baroda Credit Card
      "Good Card"
      0.5 3.5/5 "Pretty good"
      Am using Bank of Baroda credit card for all purpose. I have low credit limit in this card than other card and am not satisfied with it. As there is no additional charges for transaction which i make . And there customer service and response is satisfactory . As there is annual charges of rs 500 it gets waived off after using certain limit Getting discounts @ amazon and cash back offers.
      Was this review helpful? 2
      , mumbai
      Reviewed on Jun 06, 2018
    • Bank of Baroda Credit Card
      "Average Service"
      0.5 1.0/5 "Really Bad"
      I have a credit card with the Bank Of Baroda. This card is also a useless card with out any commendable offers or discounts. I rarely use the card and never had any issues with their services. Overall it is a useless card for me as far as I am concerned.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 25, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.