Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Bank of Baroda Credit Card Bill Payment

    Bank of Baroda offers a multitude of credit card bill payment options to customers, enabling them to perform transactions without any hassles. Users can choose any method of payment according to their convenience and pay outstanding bills as per the due date. The online payment modes available to Bank of Baroda credit card holders can use the following offline payment options - Cheques, Auto Debits, Drafts or Cash payments at branches.

    Bank of Baroda Credit Card Bill Payment - Online modes:

    The following online payment modes can be used by Bank of Baroda credit card customers:

    Bank of Baroda Credit Card Bill Payment - Offline modes:

    The following offline payment modes can be used by Bank of Baroda customers:

    • Cash:

      Payments through cash can be made at any Bank of Baroda branch with the sixteen digit credit card number being mentioned in the deposit slip. Customers can also receive an acknowledgement from the bank for their payments.

    • Cheque:

      A local cheque can be deposited at any Bank of Baroda branch, with the sixteen digit credit card number being mentioned in the deposit slip.

    • Auto Debit:

      The Auto debit feature can be used by Bank of Baroda customers to make payments for their outstanding bills from their savings or current accounts. To activate the Electronic Clearing Service, customers have to submit the filled-in Auto Debit form to the nearest Bank of Baroda branch.

    Bank of Baroda Credit Card Statement:

    To receive e-statements, customers have to register their email addresses and mobile numbers with Bank of Baroda. BOB credit card holders can login to their net banking accounts and access their monthly statements online.

    Bank of Baroda Credit Card Payment FAQs:

    1. How does Bank of Baroda process scheduled Auto debit payments?
    2. Auto debit payments will be processed on the planned date, with the account being debited as per the standing instructions set. This will be done before the cut-off time set by the bank. In case, the scheduled date is a holiday, the account will be debited on the next working day.

    3. Can Bank of Baroda customer check the status of their payments online?
    4. Yes, the status of completed payments can be checked under the ‘View Payments made’ tab. Other ‘Pending’ payments can be viewed under the Bill Pay home page 'Alerts' section.

    5. Can customers generate receipts for their completed payments online?
    6. Yes, under the ‘Show Payments made’ section customers can view all their past payments. To generate a receipt, they have to click on the particular bill to generate an e-receipt.

    7. Does Bank of Baroda have any payment limit, when credit card bills are paid online?
    8. Yes, customers have to pay either the Total Amount Due or lesser or the minimum amount due as mentioned in the credit card statement.

    9. Can Bank of Baroda customers make payments for their credit card bills while they are outside India?
    10. Yes, Bank of Baroda credit card bill payments can be made from any location using net banking services.

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