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Bank of Baroda Credit Card Bill Payment

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Bank of Baroda offers a multitude of credit card bill payment options to customers, enabling them to perform transactions without any hassles. Users can choose any method of payment according to their convenience and pay outstanding bills as per the due date. The online payment modes available to Bank of Baroda customers are Payments through BillDesk, Online Payments, Visa Bill Pay, Insta Pay, Electronic Fund Transfers - NEFT and RTGS payments. Bank of Baroda credit card holders can use the following offline payment options - Cheques, Auto Debits, Drafts or Cash payments at branches.

Different Ways of Bank of Baroda Credit Card Bill Payments

Bank of Baroda Credit Card Bill Payment - Online modes:

The following online payment modes can be used by Bank of Baroda credit card customers -

  • Payments through BillDesk:

    Payments through BillDesk can also be done by Bank of Baroda credit card customers. In order to make use of this facility, customers have to hold an online ID, available on the credit card bill. To pay credit card bills, users have to first register with BillDesk, free of cost. BillDesk offers this service only in select cities currently.

  • Online payments:

    Bank of Baroda customers can also make payments by logging into their net banking accounts after registering on the web portal. Customers have to use the username and password issued by the bank to access their accounts and make payments.

  • Visa Bill Pay:

    Visa Bill Pay services offer a very easy and convenient platform to make payments towards any Visa BOB credit card. Customers can make either or one-time payments or set instructions to make scheduled recurring payments towards their bills.

  • Insta Pay:

    Bank of Baroda credit card bills can be quickly repaid using the BOB Cards Insta Pay service provided through net banking. Customers can pay their bills through Insta Pay without even logging into the BOB portal. Users have multiple options to choose from as over 50 banks across India currently participate in this service.   To make a payment, customer must select Insta Pay, enter the BOB credit card number, enter the verification code, confirm the card holder’s name, enter amount, mobile number and email address. Then the preferred bank through which the payment has to be paid has to be chosen, Customers have the option of using wither Other Bank Net banking services or Bank of Baroda net banking services. Once the payment transaction has been completed successfully, customers will receive the confirmation receipt. The payment done by the customer will be available in the card account in two working days.

  • Electronic Fund Transfers – NEFT:

    Customers can also make outstanding credit card bill payments through NEFT transfers up to an amount of Rs. 1, 00,000. The details that have to be mentioned while making the transfer are as follows -

    1. IFSC Code - BARB0COLABA
    2. Payee Account Number/ Beneficiary account - 16 digit credit card number
    3. Account Number (From where the payment is being made)
    4. Bank Name - Bank of Baroda
    5. Branch - Colaba
    6. Location - Mumbai
    7. Transaction Type - NEFT
    8. Amount to be paid
  • RTGS payments:

    Bank of Baroda customer can also make RTGS payments towards their credit card bills for amount up to Rs. 1, 00,000. While performing RTGS transactions customers have to mention the IFSC code - BARB0COLABA and the sixteen digit credit card number in the beneficiary account field.

Bank of Baroda Credit Card Bill Payment - Offline modes:

The following offline payment modes can be used by Bank of Baroda customers -

  • Cash:

    Payments through cash can be made at any Bank of Baroda branch with the sixteen digit credit card number being mentioned in the deposit slip. Customers can also receive an acknowledgement from the bank for their payments.

  • Cheque:

    A local cheque can be deposited at any Bank of Baroda branch, with the sixteen digit credit card number being mentioned in the deposit slip.

  • Auto Debit:

    The Auto debit feature can be used by Bank of Baroda customers to make payments for their outstanding bills from their savings or current accounts. To activate the Electronic Clearing Service, customers have to submit the filled-in Auto Debit form to the nearest Bank of Baroda branch.

Bank of Baroda Credit Card Statement:

To receive e-statements, customers have to register their email addresses and mobile numbers with Bank of Baroda. BOB credit card holders can login to their net banking accounts and access their monthly statements online.

Bank of Baroda Credit Card Payment FAQs:

  1. How does Bank of Baroda process scheduled Auto debit payments?
  2. Auto debit payments will be processed on the planned date, with the account being debited as per the standing instructions set. This will be done before the cut-off time set by the bank. In case, the scheduled date is a holiday, the account will be debited on the next working day.

  3. Can Bank of Baroda customer check the status of their payments online?
  4. Yes, the status of completed payments can be checked under the ‘View Payments made’ tab. Other ‘Pending’ payments can be viewed under the Bill Pay home page 'Alerts' section.

  5. Can customers generate receipts for their completed payments online?
  6. Yes, under the ‘Show Payments made’ section customers can view all their past payments. To generate a receipt, they have to click on the particular bill to generate an e-receipt.

  7. Does Bank of Baroda have any payment limit, when credit card bills are paid online?
  8. Yes, customers have to pay either the Total Amount Due or lesser or the minimum amount due as mentioned in the credit card statement.

  9. Can Bank of Baroda customers make payments for their credit card bills while they are outside India?
  10. Yes, Bank of Baroda credit card bill payments can be made from any location using net banking services.

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Bank of Baroda Credit Card Bill Payment Reviews

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  • Bank of Baroda Credit Card
    "EXCELLENT"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    The best feature with the BANK OF BARODA is that they are offering with the good offers along with that there are good benefits also available with this credit card. The server is slow but it is easy to do the payment through the online, overall the service is good.
    Was this review helpful? 1
    , hyderabad
    Reviewed on May 27, 2019
  • Bank of Baroda
    Bank of Baroda Credit Card
    "Need scope of improvement"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    Last one year Bank of Baroda and the service offered by them has improved, I am holding platinum card its a life time free one. Generally I use this card for purchase and they send e mail statement to my mail id. I used to go to the bank for making cheque payment and it get clear on the same day.
    Was this review helpful? 0
    , chennai
    Reviewed on May 14, 2019
  • Bank of Baroda Credit Card
    "A normal credit card"
    BANK OF BARODA
    0.5 1.0/5 "Really Bad"
    I don't have that much good relationship with Bank of Baroda credit card . Really , I am not impressed with the customer service . For name sake , I just use this card and pay my bill on time to them .Apart from that , I don't see their offers in my mail id .
    Was this review helpful? 1
    , new delhi
    Reviewed on Apr 16, 2019
  • Bank of Baroda Credit Card
    "Dissatisfactory"
    BANK OF BARODA
    0.5 1.0/5 "Really Bad"
    Bank of Baroda is taking three days for the payment reflection, they need work on that part. I am using it past two months its not convenient, it does not have any mobile application. Processing is easy but while using the card it has some issue, I am unable to change individual pin, I need to use what bank have provided.
    Was this review helpful? 2
    , chennai
    Reviewed on Feb 19, 2019
  • Bank of Baroda Credit Card
    "Excellent"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    I have just started using a credit card with Bank of Baroda. All things are okay and they have a good credit limit. There was no annual fee. The online app is very convenient to do the payment. I use an international credit card and its easily accessible everywhere. The branch is nearby my home and I can visit them anytime for queries.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 15, 2019
  • Bank of Baroda Credit Card
    "Reminder alert should be implement"
    BANK OF BARODA
    0.5 3.5/5 "Pretty good"
    For the minimum amount due the interest rate is good around 14% in Bank of Baroda credit card, the customer service is good. But there was no message or calls from the bank end about the billing details. My due date 20 days, because of non reminder I just missed my payment. However the credit limit is good.
    Was this review helpful? 2
    , mumbai
    Reviewed on Jan 14, 2019
  • Bank of Baroda Credit Card
    "Average Card"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    They are giving very less offers hence I'm not using this card much. I have to pay the annual fee of Rs. 500. I don't remember about the offers provided by this credit card. For past 6 months ago i have purchase this credit card. There are no issues with the credit card. They have offered me a credit limit of Rs. 20000.
    Was this review helpful? 3
    , hyderabad
    Reviewed on Jul 19, 2018
  • Bank of Baroda Credit Card
    "Best service"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    I have Bank of Baroda credit card with a limit of 35,000.i get best offers for shopping online,i earn good reward points for the same.i pay my card bills through online.I have no annual fees to hold this card,the card was with me for last 2-3 years of time.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Feb 23, 2018
  • Bank of Baroda Credit Card
    "Less than Average"
    BANK OF BARODA
    0.5 2.5/5 "Just OK"
    I am not happy with Bank of Baroda Service. I got a BOB platinum visa credit card for 8 months. There is no EMI facilities and no partial payment option, I can pay either minimum amount or full amount. The credit limit was average, they have offered 75K. If I use spend more than 2L then annual fee will be waived off.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 02, 2017
  • Bank of Baroda Credit Card
    "Good card to use"
    BANK OF BARODA
    0.5 3.0/5 "Satisfactory"
    Bank of Baroda provides good services on credit card when compared to all other credit cards. I am using this credit card from last 4-5 years. I pay an annual fee which has to be paid every year. I get good offers like cash back and reward points. I use this credit card for shopping and recharge, i am also satisfied with the credit limit.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Nov 25, 2017
  • Bank of Baroda Credit Card
    "Good Service"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    The manager from Bank of Baroda called me once and offered the credit card. He himself filled the form and provided the card for me and my wife. The card which they provided is a life time free card and the credit limit is quite satisfactory. And I am making prompt payment till date.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 20, 2017
  • Bank of Baroda Credit Card
    "Recommendable product"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    I had salary account with Bank of Baroda, hence I applied Bank of Baroda credit card through online, I am very much glad to use their credit card service. BOB mobile application is convenient to make credit card payment. Also I am getting very good reward points and cash backs from them.
    Was this review helpful? 1
    , vizianagaram
    Reviewed on Jun 03, 2017
  • Bank of Baroda Credit Card
    "Need more options!"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    I would suggest the Bank of Baroda to enhance the EMI options against higher transactions. In the past 4 years of having the Platinum Visa card, I never faced any issues with them. Credit card payment are made through the bank of baroda website.
    Was this review helpful? 1
    , chennai
    Reviewed on Feb 29, 2016
  • Bank of Baroda Credit Card
    "Good"
    BANK OF BARODA
    0.5 5.0/5 "Blown Away!"
    I am holding a bank of baroda credit card. This is the first and the best as well. I was offered a limit of 30000. Now they have increased my limit to 50000. Payment options are good and I normally make the payment through cash and now I have started to pay online. Number was changed they took a lot of time to update my number in their records
    Was this review helpful? 3
    , lucknow
    Reviewed on Apr 28, 2015
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