Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
To maintain a stellar credit score and avoid late payment fees, it's important to pay your credit card bill on time. IndusInd Bank has several payment modes to make the process of credit card bill payment easier.
Below you'll find a step-by-step guide on how to pay your bill online.
You can clear your card bill through a third-party site like BillDesk. Follow the below steps to conduct a transaction:
With VMT, you can transfer funds from other bank accounts and pay your bill. Listed below are the banks that provide VMT services:
| Axis Bank | HSBC Bank |
| Barclays Bank | ICICI Bank |
| Canara Bank | IDBI Bank |
| Catholic Syrian Bank | IndusInd Bank |
| Corporation Bank | Kotak Bank |
| Development Credit Bank | State Bank of India |
| HDFC Bank | Standard Chartered Bank |
To initiate a NEFT/IMPS/RTGS transaction, you will have to add your IndusInd Bank credit card as a beneficiary. Here's how you can do that:
Once you're done with this process, you can go ahead and start a NEFT/IMPS/RTGS transaction in the following ways:
Do note that IMPS is only available for IMPS live member banks. You also have to make your credit card payment 2 days prior to your due date.
There are several ways you can pay your card bill offline as well. Check out how you can do this below:
NACH, also known as National Automated Clearing House, is a facility that lets you transfer funds electronically from your bank account to your card account. It automatically deducts the amount from your bank account and directs it towards your credit card bill payment. Here's how you opt for the NACH facility:
To ensure your card bill is paid on time, you need to clear the dues three days before the due date. The savings account you choose should either be your sole or joint account with any signing mandate.
The Auto Debit facility is convenient feature offered by IndusInd Bank and to use this facility, you can follow these steps:
Make sure the account you nominate is either your sole or joint account with any signing mandate.
You can send a wire transfer from any local branch abroad to pay the outstanding dues on your credit card. IndusInd Bank is part of the SWIFT Organisation (Society for Worldwide Interbank Financial Telecommunication) and works with more than 250 of the world's top banks.
To initiate a SWIFT transfer, follow the steps below:
This process may take 24 to 48 hours from the time you have sent the request. Do note that your local bank may charge for a wire transfer.
You also have the option to pay your IndusInd Bank credit card bill with a cheque or a draft.
Once you have done this, you can drop the cheque/draft at any of the IndusInd Bank ATMs. Do not deposit post-dated cheques and make sure you submit them 4 days before the due date.
You can make your credit card bill payment with cash at any of the IndusInd Bank branches. All you have to do is quote your 16-digit card number and pay a fee of Rs.100. Check out the list of cities that offer card payments at the branch:
| Aurangabad | Noida |
| Kolhapur | Ghaziabad |
| Bengaluru | Pune |
| Kolkata | Gurgaon |
| Chennai | Hyderabad |
| Mumbai | Ahmedabad |
| Delhi | Jaipur |
The payment processing time for the various methods of bill payment for IndusInd Bank credit cards are as follows:
| Payment Method | Processing Time |
|---|---|
| Standing instructions | stant credit|
