How can I pay my SBI Credit Card Bill?

You can pay your SBI credit card bill online via the SBI portal or the app. You can also visit any SBI branch and pay the credit card bill as well.

How long will it take for the payment to reflect in my SBI Card account?

Based on the method of payment you have chosen, it will take from 3 hours to 2 days for the payment to reflect on your account.

SBI Pay is a payment app which allows you to receive or send money to and/or from any bank customer with a single app. This also allows you to pay for a lot of services like food orders, recharge, and bill payments.

How can I register my Utility Bill Payment?

You can log into the SBI Card account via the website, sbicard.com and register your Utility Bill Payments.

Can a customer make the payment through non SBI account?

Yes, you can make payment via a non-SBI account with BHIM SBI Pay. The respective bank will have to be on the UPI platform.

My payment was successful but not credited on the card?

If your bank account details have been entered correctly and you have not gotten any credit into your account, you can call the SBI customer care and ask for more details. The funds can take up to 2 working days to be credited into your account.

If I make a payment on the wrong SBI Credit Card, what should I do?

You will have to contact the SBI customer care at 1800-11-2211.

How can I track my SBI credit card payment?

You can log into the BHIM SBI Pay app and then go to transactions History from the menu.

Can I pay credit card bill through other bank UPI app?

No, the facility is available only on BHIM SBI App.

SBI Credit Card Bill Payment

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Paying SBI credit card bill on time not only reduces your debt but also saves you from paying the late payment fee and finance charges levied by credit card companies.

SBI Credit Card offers more than a couple of methods, both online and offline, to pay your credit card bill quickly and conveniently. Each method has a different payment processing time, which you need to be aware of before initiating a credit card bill payment.

SBI Credit Card Bill Payment - Online Options

Online SBI

Step 1: Log into the portal and click 'view/pay bills’ and then choose ‘Without Bills’.
Step 2: Choose SBI Card as your biller and select 'Pay’
Step 3: Select the SBI account number
Step 4: Type in your payment amount
Step 5: Choose ‘Pay Now’.
Step 6: Click on 'Submit’

NEFT

Step 1: Log into the net banking portal and add your SBI Card as the beneficiary.
Step 2: Now, enter the IFSC code SBIN00CARDS to make the SBI Card payment.
Step 3: Type your 16-digit SBI card number where the account number is asked for.
Step 4: Choose your Beneficiary Account as ‘Credit Card Payment’ or 'Savings Account’
Step 5: Enter SBI CREDIT CARD – NEFT as the bank name
Step 6: Fill in the address as PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI and click on ‘Submit’.

Paynet-Pay Online

Step 1: Go to sbicard.com and log in with your password and SBI Card online user ID.
Step 2: Choose ‘Pay now’ which is on the Dashboard.
Step 3: Choose the amount you want pay
Step 4: Now, choose the mode of payment.
Step 5: Confirm all details and you will be re-directed to the bank’s payment interface. From here you can authorise the payment and your account will be debited. You will get an online transaction confirmation with the Transaction Reference Number.

Visa Credit Card Pay

Step 1: Log into the net banking page with your user name and password
Step 2: Select ‘Third Party Funds Transfer’ and choose ‘Visa Credit Card Pay’
Step 3: Enter the details of the sender and recipient to start the process of fund transfer.
Step 4: Select ‘Confirm’ and the amount will be debited from your account.

Electronic Bill Payment (EBP)

Step 1: Log into the net banking portal of the banks where you have an account.
Step 2: Enter ‘SBI Card’ as your biller.
Step 3: Type in the details of your card like number and the payment amount and proceed to make payment.

National Automated Clearing House (NACH)

Step 1: Download the e-NACH enrolment form from https://www.sbicard.com/creditcards/app/user/login
Step 2: Log into the portal and click ‘Service’ and then ‘My Dashboard’. Choose ‘NACH’.
Step 3: Choose your payment debit type that has to be auto-debited every month

Total amount due (TAD)
Minimum amount due (MAD)

Step 4: Select ‘Proceed’ and then you will be taken to the registration page.
Step 5: After you validate the pre-filled data, enter the bank details.
Step 6: Complete this e-Mandate form and then choose either net-banking or debit card.
Step 7: A Reference No. Will be sent to you and the mandate registration confirmation will be displayed.

SBI Auto Debit

Step 1: Download the auto debit form from https://www.sbicard.com/en/forms-central.page
Step 2: Print this out and fill in the details that are required. Choose from these payment options:

Total amount due or
Minimum amount due

Step 3: The bank will verify the details on the form.
Step 4: Send the form to the address: SBI Card, Correspondence Department, DLF Infinity Towers, Tower C, 10-12 Floor, Block 2, Bldg 3, DLF Cyber City, Gurgaon – 122002, Haryana, India

Debit Card Payment

Step 1: Go to this website to make the outstanding payment: https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp
Step 2: Enter your SBI Credit Card number which you want to use for the payment.
Step 3: Choose Debit Cards and select your bank account and you will be redirected to the payment page.
Step 4: Enter your debit card number, PIN number, password, and user ID.
Step 5: Click on ‘Confirm’ and your bank account will be debited.

SBI Card Mobile App

Step 1: Download the SBI card mobile app and register. You can use your SBI card password and user ID.
Step 2: Select ‘Pay now’ on the Account Summary page.
Step 3: Type in your mobile number and email ID.
Step 4: Enter the amount you want to pay
Step 5: Choose the payment option and also select the bank name. After you confirm the details, you will be re-directed to the bank’s payment page.

UPI

Step 1: Go to the Paynet channel on SBI Card website/app.
Step 2: Type in your card number and other details like the amount you want to pay as outstanding dues and also choose the UPI option.
Step 3: A new customer UPI page will load where you can choose:

Enter your VPA
Scan QR code

Step 4: Type in your VPA handle or you can scan the QR code.
Step 5: You can now authorise the payment via the UPI App.
Step 6: The confirmation will be shown on the screen.
Step 7: After the payment has been made, this will be posted on your credit card account.

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How to Make Payment Through YONO Via SBI App

Step 1: Log into YONO by SBI App with your SBI Internet banking details or MPIN
Step 2: Select ‘My Credit Cards’ and choose the credit card you want to make payment for
Step 3: Choose the credit card details and select ‘Pay Now’.
Step 4: Choose the SBI account.
Step 5: Enter the amount and select ‘Pay Now’ and complete the transaction.

How to Make Payment Through YONO Via SBI Portal

Step 1: Log into the YONO by SBI portal with your credentials of SBI internet banking
Step 2: Select ‘My Credit Cards’ and choose the credit card you want to make payment for
Step 3: Select ‘Pay’ for the credit card.
Step 4: Choose your SBI account from which you want to make payment
Step 5: Enter the amount and select ‘Pay Now’