Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Paying SBI credit card bill on time not only reduces your debt but also saves you from paying the late payment fee and finance charges levied by credit card companies.
SBI Credit Card offers more than a couple of methods, both online and offline, to pay your credit card bill quickly and conveniently. Each method has a different payment processing time, which you need to be awareof before initiating a credit card bill payment.
SBI account holders can pay SBI credit card bills through any of the following online methods.
You can use the Paynet-Pay Online facility through both your SBI net banking account and without it.
If you have your SBI credit card registered on your SBI mobile banking facility you can pay the credit card bill through it.
SBI Card, Correspondence Department,
DLF Infinity Towers; Tower - C,
10-12 Floor, Block - 2, Building 3,
DLF Cyber City, Gurgaon - 122002, Haryana, India
By availing the services of National Automated Clearing House (NACH), you can authorize SBI to deduct the credit card outstanding amount directly from your bank account.
SBI Card and Payment Services Pvt. Ltd.
P.O. Bag No.28, GPO,
New Delhi - 110001
To use this facility, you must download the YONO app and link your credit card to it.
To pay your SBI credit card dues through Paytm, follow these steps:
SBI account holders can pay SBI credit card bills through any of the following offline methods.
You can also visit any SBI ATM and use your SBI debit card to pay for your SBI credit card.
Visit any SBI branch and pay your SBI credit card bill through NEFT by using the IFSC code SBIN00CARDS.
Non-SBI account holders can pay SBI credit card bills through any of the following online methods.
To pay your SBI credit card dues through Paytm, follow these steps:
Non-SBI account holders can pay SBI credit card bills through any of the following offline methods.
Visit any SBI branch and pay your SBI credit card bill through NEFT by using the IFSC code SBIN00CARDS.
Autopay of SBI credit card bill| Payment method | Processing time |
|---|---|
| Paynet-Pay Online | Instant |
| Online SBI | Instant |
| National Automated Clearing House | Payment gets credited on the payment due date |
| Mobile Banking | Instant |
| SBI Debit card | Instant |
| Electronic bill payment | Within 3 working days |
| SBI Auto debit | Payment gets credited on the payment due date |
| NEFT | 3 banking hours |
| UPI | Instantly |
| Over the counter payment | 2 working days |
| Electronic Drop Box | 4 working days |
| Manual Drop Box | 4 working days |
| ATM funds transfer | 2 working days |
| Visa Credit Card Pay | 3 working days |
| Net banking | Instant |
| Paytm | 3 working days |
The other bank debit cards that the Auto Debit Card payment option supports are Bank of India, Bank of Maharashtra, Citibank, Indian Overseas Bank, IDFC First Bank, Kerala Gramin Bank, Pragathi Krishna Gramin Bank, Shivalik Bank, and Bank of Baroda.
For cash payments made over the counter, you would be charged Rs.100 plus the applicable service tax. Also, the maximum cash amount that you can deposit per transaction is Rs.49,999. For cheque payments or payments through funds transfer, there are no charges.
The term 'Without bills' means that when the statement of your SBI card is generated, the details are not linked automatically to your SBI bank account. You need to check your outstanding balance on sbicard.com. Then you must enter the amount manually on the OnlineSBI website every time when authorising the payment.
In such cases, share the bank certificate that has been issued by your bank after confirming the transaction. Send it to the following address:
SBI Card & Payment Services Private Limited
IP.O. Bag No.28, GPO, New Delhi - 110001
You can also contact SBI Credit Card Customer Care.
Yes, you would be charged Rs.100 for payments made through cheque for an amount that is equal to or less than Rs.10,000. For payments that are greater than Rs.10,000, no fee would be charged.
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