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To ensure that your credit card application is approved, you must meet certain eligibility requirements. Each bank or card may have different parameters. If you don’t meet the requirements set by the bank, your application may be rejected. If this happens, your credit score might take a hit.
It is vital that you go through the eligibility criteria before applying for a card. Make sure to tick off each criterion in the checklist to improve your chances of getting approved.
Besides the above-mentioned criteria, there are certain factors that also determine your eligibility:
The documents you will need to furnish with your application will differ from bank to bank. However, below is a list of some of the basic documents required you will need to submit:
If you’re self-employed, you will need to submit:
If you're applying for a student credit card, you will have to provide your student ID card along with your application form.
Step 1: Click on the link https://www.bankbazaar.com/credit-card.html
Step 2: Click on 'Salaried' from the slider
Step 3: Enter the name of your company
Step 4: Type in your net monthly salary
Step 5: Enter your PIN code
Step 6: Type in your mobile number
Step 7: Click on 'Submit'
Step 8: Enter your first name, last name, date of birth, and email ID
Step 9: Enter the OTP which you will get on the registered mobile number
Step 10: Click on 'Submit'
Step 11: Choose the banks with which you have existing credit cards
Step 12: Type in the highest credit limit of the credit cards
Step 13: Enter your address and click on ‘Save’
Step 14: You will get a list of all the credit cards suitable for you
Step 15: You can also visit the main credit cards page and apply for a credit card once the above processes are done.
Step 1: Click on the link https://www.bankbazaar.com/credit-card.html
Step 1: Click on 'Business Owners' or 'Self-Employed Professionals' from the slider
Step 2: Type in your net monthly salary
Step 3: Enter your PIN code
Step 4: Type in your mobile number
Step 5: Click on ‘Submit’
Step 6: Enter your first name, last name, date of birth, and email ID
Step 7: Enter the OTP which you will get on the registered mobile number
Step 8: Click on ‘Submit’
Step 9: Choose the banks with which you have existing credit cards
Step 10: Type in the highest credit limit of the credit cards
Step 11: Enter your address and click on ‘Save’
Step 12: You will get a list of all the credit cards suitable for you
Step 13: You can also visit the main credit cards page and apply for a credit card once the above processes are done.
Step 1: Click on the link https://www.bankbazaar.com/credit-card.html
Step 1: Click on 'Independent Workers', 'Students', 'Retired Persons' or 'Homemakers' from the slider
Step 2: Enter your PIN code
Step 3: Type in your mobile number
Step 4: Click on 'Submit'
Step 5: Enter your first name, last name, date of birth, and email ID
Step 6: Enter the OTP which you will get on the registered mobile number
Step 7: Click on ‘Submit’
Step 8: Choose the banks with which you have existing credit cards
Step 9: Type in the highest credit limit of the credit cards
Step 10: Enter your address and click on ‘Save’
Step 11: You will get a list of all the credit cards suitable for you
Step 12: You can also visit the main credit cards page and apply for a credit card once the above processes are done.
The minimum salary for a credit card varies from one bank to the other. Moreover, the minimum salary required to apply for a credit card depends on if the primary applicant is a salaried individual or self-employed.
Yes, all banks will require proof of income to verify your employment status, whether salaried or self-employed. Latest salary slips, copies of your tax returns are some of the documents which can be submitted as proof of income.
No, credit cards cannot be given on the same day as application. To process the application, verify documents, banks take up to 7 days. It takes up to 10 working days from the date of application to receive the credit card at your registered address.
Most banks take up to 10 working days from the date of application to dispatching your card. This time is required to process your application and verify your documents.
Yes, the FinBooster: YES Bank - BankBazaar Co-branded Credit Card lets you get credit fitness reports on a monthly basis.
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