Request received - loud & clear!
Returning you to where you were...
To ensure that your credit card application is approved, you must meet certain eligibility requirements. Each bank or card may have different parameters. If you don’t meet the requirements set by the bank, your application may be rejected. If this happens, your credit score might take a hit.
It is vital that you go through the eligibility criteria before applying for a card. Make sure to tick off each criterion in the checklist to improve your chances of getting approved.
Besides the above-mentioned criteria, there are certain factors that also determine your eligibility:
The documents you will need to furnish with your application will differ from bank to bank. However, below is a list of some of the basic documents required you will need to submit:
If you’re self-employed, you will need to submit:
If you’re applying for a student credit card, you will have to provide your student ID card along with your application form.
The minimum salary for a credit card varies from one bank to the other. Moreover, the minimum salary required to apply for a credit card depends on if the primary applicant is a salaried individual or self-employed.
The primary documents required to apply are:
Yes, all banks will require proof of income to verify your employment status, whether salaried or self-employed. Latest salary slips, copies of your tax returns are some of the documents which can be submitted as proof of income.
No, credit cards cannot be given on the same day as application. To process the application, verify documents, banks take up to 7 days. It takes up to 10 working days from the date of application to receive the credit card at your registered address.
Most banks take up to 10 working days from the date of application to dispatching your card. This time is required to process your application and verify your documents.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.