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Credit cards provide short-term credit to meet a variety of expenses, usually relating to shopping, dining, travel etc.
The eligibility varies greatly not only across lenders but also for every card offered by a each lender. Each card offering is designed to suit certain spending needs of different categories of customers. Some basic eligibility requirements to be met are given below:
|Income (Minimum)||Rs.75,000 upwards|
|Age||Between 18 yrs. and 70 yrs.|
|Area of residence||Urban / Non-urban|
|Employment Status||Salaried /Self-Employed|
|Employment Tenure||At least 1 yr.|
|Credit history||Good; no defaults|
Minimal documentation is required to apply for a credit card. It depends on the lenders norms. The following are among the commonly needed documents:
The sheer volume of cards on offer is daunting to any person wishing to choose a credit card suited to their needs.
Given that every card can differ in its eligibility requirements, Bank Bazaar has provided a convenient way to determine the card that one is eligible for. By inputting key details on their background, users get quotes on suitable cards instantly and at no cost.
They can then compare the cards they are eligible for and choose the one most apt for their spending needs. Once decided, they can apply for the card at Bank Bazaar’s site availing of great deals offered exclusively in collaboration with partner card issuers.