Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
To maintain a good credit score and avoid high interest rates, it's crucial to pay your credit card bills on time. Standard Chartered Bank offers several payment channels to help you keep up with your dues dates and to never miss a payment. There are both offline and online modes you can opt for.
Online payment channels are convenient because you can clear your dues whenever and from wherever you are. Whether you're travelling or sitting at home, you can make payments easily.
One of the easiest ways of paying your card bill is by choosing NEFT/IBT. You will have to add your credit card as a beneficiary before proceeding with the payment. You will also have to add the IFSC code 'SCBL0036001' and bank address as 'MG Road, Mumbai'. Once you're done adding these details, you can transfer funds to your card directly from your bank account.
To use Standard Chartered Bank's online banking facility, you will have to complete registration first. Here's what you have to do:
Once you're registered, you can pay your credit card bills.
You can transfer funds from your existing Standard Chartered Bank account to any VISA credit card. You have to log in to online banking at www.standardchartered.co.in. to access this service. While there is no registration process for this facility, you will have to be a registered user of online banking.
To clear your outstanding balance, you will have to add your credit card as a beneficiary. Once that's processed, you can go ahead and make the payment.
It just takes three steps to clear the outstanding balance on your Standard Chartered credit card through BillDesk.
Once the payment is successful, you will receive confirmation and a transaction reference number. Do note that Standard Chartered only partners with select banks.
While it is convenient to make card payments online, you may prefer offline modes. That's why, Standard Chartered Bank offers four offline payment channels.
You can clear your outstanding balances by writing a cheque or with cash. Visit your nearest branch and inform them that you'd like to make a payment to your credit card account.
You will have to call the Standard Chartered phone banking helpline and request them for a transfer from your bank account to your card. Listed below are the contact numbers for different cities:
| City | Phone banking numbers |
|---|---|
| Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune | 6601 4444/3940 4444 |
| Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin/Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara | 6601 444/3940 444 |
| Gurgaon, Noida | 011 - 6601 4444/011 - 3940 4444 |
|
Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthapuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur |
1800 345 1000 (For calls within India only) |
| Siliguri | 1800 345 5000 (For calls within India only) |
With ECS, you will not have to keep up with your payment dates or worry about sending a cheque every month. Your bill amount will be automatically deducted from your savings account to save you the hassle of making manual payments. To apply, do the following:
If you have multiple Standard Chartered credit cards, this facility will help you distribute payments to ensure you have a great credit standing.
Get in touch with the Phone Banking unit or drop a mail to customer.care@sc.com if you want to distribute your credit balance to other cards.
Your Standard Chartered credit card statement includes a summary of the transactions you made using your Standard Chartered credit card during the past month. The credit card statement from Standard Chartered Bank will help you to keep track of your transactions.
You should request your bank to send you an online credit card statement through the Standard Chartered net banking portal and once the request is sent, you will not get any hard copies of the credit card statement.
Resolving Errors in Your Standard Chartered Bank Credit Card Statement
Benefits of the Standard Chartered Bank Credit Card Statement
It takes anywhere between three and four working days from the date of the request for the funds to be credited.
No. Currently, Standard Chartered Bank doesn't offer the facility of changing your payment due date. However, you can log in to your online banking or SC Mobile to check your due date.
Follow the steps below to schedule a payment:
No, you will not be charged for using this facility.
If you have made a payment to the wrong card, it's important to notify your bank immediately. You can either contact customer care or visit the nearest branch to handle this issue.
You will be charged a 3.5% transaction fee if you use the credit card overseas. The charges will include the amount paid to Visa card for converting your overseas transaction to Rupees.
The late payment fee that you will be required to pay is Rs.100 for an outstanding amount less than or equal to Rs.500, Rs.350 for an outstanding amount between Rs.501 and Rs.5,000, and Rs.700 for an outstanding amount above Rs.10,000.
In case your credit card gets stolen or lost, you must immediately call the bank’s customer care number and inform them about the loss of your card. You can also log in to the net banking portal and get the card blocked. You will then have to apply for a new credit card. In case you retrieve the lost card, you can request the bank to unblock the card.
Some of the modes of payments of your credit card bills are:
A total of 15% will be taxed of which Service Tax of 14%, Swachh Bharat Cess of 0.5%, and Krishi Kalyan Cess of 0.5%. Service Tax Registration will form the whole of your Government Service Tax
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