Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Standard Chartered Credit Card Bill Payment

To maintain a good credit score and avoid high interest rates, it's crucial to pay your credit card bills on time. Standard Chartered Bank offers several payment channels to help you keep up with your dues dates and to never miss a payment. There are both offline and online modes you can opt for.

Standard Chartered Credit Card Bill Payment Online

  • Online banking
  • VISA credit card payment
  • BillDesk

Standard Chartered Credit Card Bill Payment Offline

  • Cheque and cash payment
  • Phone banking
  • Electronic Clearing System (ECS)
  • Payment Apportionment
Ways to pay your card bill online

Online payment channels are convenient because you can clear your dues whenever and from wherever you are. Whether you're travelling or sitting at home, you can make payments easily.


One of the easiest ways of paying your card bill is by choosing NEFT/IBT. You will have to add your credit card as a beneficiary before proceeding with the payment. You will also have to add the IFSC code 'SCBL0036001' and bank address as 'MG Road, Mumbai'. Once you're done adding these details, you can transfer funds to your card directly from your bank account.

Online banking

To use Standard Chartered Bank's online banking facility, you will have to complete registration first. Here's what you have to do:

  • Visit the Standard Chartered online banking portal.
  • Choose 'Online Banking' from the navigation menu on the left-hand side.
  • Select 'Signup for Online Banking'.
  • Select 'I have read and agreed to the Terms and Conditions'.
  • Select 'Accept'.
  • Enter your debit card number and PIN.
  • Then select 'Next'.
  • Once you choose 'Confirm', a One Time Password (OTP) will be sent to your mobile phone.
  • Enter your OTP and select 'Next'.
  • Set up your username and password.
  • Select 'Next'.
  • Enter your registered username and password to log in.

Once you're registered, you can pay your credit card bills.

Visa Credit Card Payment

You can transfer funds from your existing Standard Chartered Bank account to any VISA credit card. You have to log in to online banking at to access this service. While there is no registration process for this facility, you will have to be a registered user of online banking.

To clear your outstanding balance, you will have to add your credit card as a beneficiary. Once that's processed, you can go ahead and make the payment. Do note that you cannot pay your Mastercard credit card bill with this service.


It just takes three steps to clear the outstanding balance on your Standard Chartered credit card through BillDesk.

  • Go to the BillDesk portal.
  • Add your 16-digit Standard Chartered card number.
  • Enter the amount you wish to pay.
  • Choose the bank account from which the amount will get debited.
  • You will be directed to the chosen bank's payment interface.
  • Add your authentication details like your net banking ID and password.
  • Approve the payment amount.
  • The amount will get debited from your bank account instantly.

Once the payment is successful, you will receive confirmation and a transaction reference number. Do note that Standard Chartered only partners with select banks.

Ways To Pay Your Card Bill Offline

While it is convenient to make card payments online, you may prefer offline modes. That's why, Standard Chartered Bank offers four offline payment channels.

Cheque And Cash Payment

You can clear your outstanding balances by writing a cheque or with cash. Visit your nearest branch and inform them that you'd like to make a payment to your credit card account.

Phone Banking

You will have to call the Standard Chartered phone banking helpline and request them for a transfer from your bank account to your card. Listed below are the contact numbers for different cities:

City Phone banking numbers

Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune

6601 4444/3940 4444

Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin/Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara

6601 444/3940 444

Gurgaon, Noida

011 - 6601 4444/011 - 3940 4444

Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthapuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur

1800 345 1000

(For calls within India only)


1800 345 5000

(For calls within India only)

Electronic Clearing System (ECS)

With ECS, you will not have to keep up with your payment dates or worry about sending a cheque every month. Your bill amount will be automatically deducted from your savings account to save you the hassle of making manual payments. To apply, do the following:

  • Download all the required forms, Form A, Form B, and Form C.
  • Fill these forms with all the required details.
  • Submit Form A to your bank, where you have an account.
  • Send Form B and Form C to Standard Chartered Bank.
  • The above-mentioned forms can be put in a cheque drop-off box or you can mail it to the addressed written on the form.
  • Add a photocopy of a blank, cancelled cheque issued by your bank when you're sending Form B and Form C.

Payment Apportionment

If you have multiple Standard Chartered credit cards, this facility will help you distribute payments to ensure you have a great credit standing.

Get in touch with the Phone Banking unit or drop a mail to if you want to distribute your credit balance to other cards.


  1. How long does it take for funds transfer with the VISA credit card payment mode?
  2. It takes anywhere between three and four working days from the date of the request for the funds to be credited.

  3. Can I change my Standard Chartered credit card due date?
  4. No. Currently, Standard Chartered Bank doesn't offer the facility of changing your payment due date. However, you can log in to your online banking or SC Mobile to check your due date.

  5. How can I schedule a card payment through online banking?
  6. Follow the steps below to schedule a payment:

    • Log in to online banking.
    • Click 'Payments'.
    • Go to 'Credit Card Payments'.
    • Choose the account the amount has to be debited from, the account the money has to go to, and the amount that has to be paid.
    • Click 'Do you want to repeat this payment'.
    • Go through the instructions on the screen to finish scheduling the payment.
  7. Will I be charged for using the VISA credit card payment facility?
  8. No, you will not be charged for using this facility.

  9. What should I do if I have made the payment to the wrong credit card?
  10. If you have made a payment to the wrong card, it's important to notify your bank immediately. You can either contact customer care or visit the nearest branch to handle this issue.

News About Standard Chartered Credit Card Bill Payment

  • Inflated Credit Card Bills Lands Standard Chartered Bank Into Trouble

    Standard Chartered Bank has been penalised by a local court in Chandigarh for issuing a credit card bill worth Rs.3.15 lakh to a resident of the city on the basis of surcharge and interest. The court has ordered the bank to pay a penalty of Rs.40,000 for sending an inflated bill to the customer.

    Rajesh Sharma, a resident of Sector 38, has complained that in 2009, the credit card wing of the Standard Chartered Bank offered him a credit card for free quoting that the card doesn't carry a joining fee or an annual fee. Sharma says that he found the offer reasonable and hence, took it. When he started using it, he made sure that the payments were made regularly on time. But a year later, he was charged Rs.1,500 by the bank as annual fee. When he approached the bank authorities, they waived the fee but imposed Rs.1,999 as annual fee again. He spoke to the bank authorities again and was assured by the senior manager of the credit card department that it was a one-time fee. But, the bank continued to charge the "one-time fee" of Rs.1,999 and kept imposing an interest too. Sharma lodged a complaint with the Reserve Bank of India (RBI) in July and demanded a report from the officials of the bank with details regarding the Rs.3.15 lakh bill.

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