SBI Cards offer an extensive variety of credit cards that are designed to suit multiple lifestyle categories. From shopping to travel, professional to student, SBI offers a credit card for every individual.
The State Bank of India provides credit cards to both, salaried employees as well as students. To enjoy the benefits offered by SBI Credit Cards, one can apply if they meet the bank’s eligibility criteria.
SBI has a varied range of cards that are provided keeping in mind the need of an individual with a steady source of income as well as for students applying for higher studies/education loans. The eligibility criteria for a salaried employee and that of a student with no fixed mode of income are mentioned below.
The salaried employees can apply for an SBI credit when
The State Bank of India also offers a varied range of credit cards with great benefits even for students. A student can avail an SBI student credit card when
SBI requires you to meet a list of criteria for you to be able to apply for the card. These requirements usually vary for the type of card you are applying for. For instance, to apply for the Platinum Cards, you will need to be from a higher income bracket. However, the basic criteria to meet are same for all the cards.
To begin with, you will need to be a salaried or self-employed individual with ages ranges from 21 to 60 and should have a steady flow of income.
SBI has an extensive portfolio of credit cards on offer, which cater to a varied group of individuals. From minimum income people to business executives and students, SBI has a card specifically designed for each of them. Below is a list of categories under which SBI offers its credit cards:
The bank currently offers a total of 72 credit cards that help a varied demographic meet their regular expenses. All these cards come with a set of benefits independent to each of them. For instance, the Lifestyle Credit Cards offer rewards points up to Rs.12,500 per year and provides free movie tickets every year. On the other hand, the reward credit cards offer rewards and cashback for every transaction you make in any number of partner stores.
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Applying for an SBI Credit Card is quite simple and the whole process can be initiated by logging on to the SBI Card website. Once there, you can choose from all the different cards they have on offer and pick the one you want to own.
When you click on the ‘Apply’ button, you will be led to an application form, wherein you have to fill all the information - including your name, occupation, annual income, PAN number, and mobile number. After you fill the form, you will receive an OTP on your mobile number, which you have to type in order to ratify the transaction. The next step involves you receiving a call from a representative who will require you to provide the necessary documentation.
SBI offers you the option to track your SBI credit card status - whether it is approved or declined. You will have to type in your application number to check the status of your application.
There are plenty of reasons why you should own a SBI Credit Card. Here are a few of them:
Bottom-line, any individual with a steady income can opt for a SBI Card, which are known to offer unlimited access to the cardholder and helps make maintaining their lifestyles a lot easier.
You visit the SBI credit card page on BankBazaar and check your eligibility.
The State Bank of India offers many credit cards and there are minimum income criteria for the cards. However, it is advised that you contact the customer care of the bank to know more.
Yes, the State Bank of India does offer a contactless credit card which is the SBI Visa Contactless Credit Card.
You can apply for a State Bank of India credit card either directly from the bank website or through BankBazaar.
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