Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Simply Save Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
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    Fee Details

    SBI Simply Save Card is Rated as "Excellent!" by 193 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    • Earn 10X rewards on all your Dining, Movies, Grocery and Departmental Store spends
    • Earn 1 Reward point for Rs.100 spent on all other categories
    • Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue
    • 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000
    • Get 2000 Bonus points on spending Rs.2000 in first 60 days
    • Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card

    SBI Simply Save Credit Card Overview:

    Journeying overseas is always high on the yearly plan of numerous Indians, never mind the financial slowdown and cash value variations. A latest survey conducted by prestigious travel portal TripAdvisor shows a whopping 21 percent escalation in Indians scheduling a foreign visit compared to the previous year. This signals that people's wanderlust and love for travel haggling has motivated them to go globetrotting all the more.

    Truly, SBI Simply Save Credit Card is more than capable of getting you ready for your next big adventure outside India. If you frequently travel overseas with your family, then this is the best card for you.

    Benefits of SBI Simply Save Credit Card:

    Welcome gifts:
    • You earn 2000 extra cash points if you use your card to pay a minimum of INR. 2000 in the initial two months.
    • You can get an INR. 100 waiver on your very first money withdrawal after receiving your card.

    Features of SBI Simply Save Credit Card:

    • You can access money anytime anywhere.
    • You may easily track and control how much you spend through SMS/ Email/ Mini Statement alerts obtained after every transaction.
    • There shall be no extra charge for easy bill facility used to pay off utility bills.
    • You can opt for flexible EMI options for big purchases.
    • You can choose rewards listed in the redemption category in exchange for the points earned when you shop, dine out and so on. And you get a cash point for every INR. 100 you are spending with your card.
    • You can also use your accrued points to pay back the due amount pending on your card.
    • You can now deal with the needs of your loved ones as you can apply for add-on cards for your parents, partner, siblings or kids who are of age 18 and above.
    • You can avail 2.5 percent of the additional fuel charges if you spend at least INR. 500. You cannot get more than INR. 100 per transaction.
    • If you spend at least INR. 75000 in a year, you are exempted from paying the yearly membership fee, which is INR. 499, for the coming year.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • Photo copies of ID card, income proofs and address proof should be submitted.

    How to apply:

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply' and type down your personal info to apply for the card right away.

    Steps against fraud:

    In spite of credit card provider's claim that magnetic stripe credit cards work everywhere, it is common to get reject card payments by overseas retailers for fear of fraud. SBI's Gold & More comes with a 'chip-and-PIN' credit card that works at stores that don't have newer and contactless payment options yet.

    SBI Simply Save Card Fees and other charges:

    Fees Per AnnumUp to INR. 499
    Additional Fees Per AnnumNil
    Extended CreditNA
    Credit Period Without Interest20 to 50 days (valid only on store purchases and if earlier months due balance is paid completely)
    Least sum due5 percent of total balance due (at least INR. 200) + GST + EMI (in case of loans)
    Cash LoanUp to 80 percent of Credit Limit (No more than 12K per day for Gold & maximum 15K per day for Platinum and/ or Signature Cards
    Finance chargesUp to 3.35 percent per month (40.2 per annum) from the day of transaction
    SBI ATMs and Other Domestic ATMs2.5 percent and 3 percent for international ATMs or INR. 300 for both.

    SBI Simply Save Card FAQs:

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part time. Can I apply for this credit card?
    4. If you can show proof for the specified income, then you are eligible.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Not at all. You can just mention that at the time of application.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18.

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  • SBI Simply Save Card Reviews

    • SBI Cards Credit Card
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      The credit card offers are good at SBI. The best about the card is I can use it anywhere and all my transactions goes through without any issues. There are discounts and cash back offers and there are no charges taken for the card as well. The customer services are also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have closed the SBI gold credit card. If I use this card and spent Rs.70,000 in a year , the annual fee of Rs.500 will get waived . I was using this card from around 4 to 5 years. The customer service is Average with this card. They haven't gave any offer with SBI gold card. I was happy with the credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I am holding a SBI Credit card for two months now they have offered me the credit limit of around 62000 rupees , and the annual charges of this card is around 3000 rupees and the annual charges can be waived off if spending around three lakhs this was not informed to me earlier after receiving all this details are getting displayed
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Could provide more offers"
      0.5 4.0/5 "Great!"
      SBI has offered me a credit card as well and from my personal experience there could be more offers and a better credit limit on the card. The customer services and response is good and the statements has always been transparent and on time to me.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Need improvement"
      0.5 3.0/5 "Satisfactory"
      Credit card offer wise SBI is good, they are giving good feature on the card. But their service is not upto the mark, because they wont response properly. Whenever I call their customer service, IVR system takes time to connect with the executive and then also won't get sufficient service. SBI needs to improve the response and communicate part.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card as well and the limit the bank has offered me is excellent. Though I have not explored on the card much. I am happy with the process . I got the card on time after me applying for it and they have also offered me good deals too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is with State Bank of India. I am more than satisfied with the deals I get on the credit card and it has been perfect till date. The credit limit is also good and the bank has always been on time to send me the details and the billing dates is also convenient for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      To reach the customer service with State bank we need to talk to IVR for a long time and it takes minimum 15 minutes time to reach the executive and After all this struggle once we reach the executive they will keep our call on hold. The customer support need to improved with SBI. I use the SBI simply save card for past 3 years. I pay the annual fee of Rs.500. I am satisfied with the credit limit but not with the service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      Recently I have received Sbi simply click credit card. The response with Sbi credit card is good. They have disbursed the card within 7 days of time. This card has the annual fee Rs,500. I am not satisfied with the credit limit, still they can increase the credit limit with this SBI simply click card. The reward points , cash back offers are available with this card then I can redeem the reward points as cash.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Needs improvement"
      0.5 5.0/5 "Blown Away!"
      I am kind of okay with SBI but, I am dis -satisfied with the credit limit which is 18k which is too less because the other banks are offering a very good or a better limit. I did not ask them to increase the limit as I am expecting minimum of 30k as I am drawing about 42k
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Good Customer Service"
      0.5 4.0/5 "Great!"
      I use future bazaar credit card with State bank of India. This card is really useful and It is quite comfortable. Even SBI provides a good credit card services than the other services. I do not have any experience in loan services but as per my experience in cards and savings account, credit card service is far better than other service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I use gold card with State bank of India. When it comes to credit card, SBI is quite good. Because whenever I reach out to their customer support, they are really helpful and there is no need to visit the bank for the resolution. In that way, SBI is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • SBI Cards Credit Card
      "Not ok for the usage"
      0.5 3.0/5 "Satisfactory"
      I had closed my credit card recently. I faced some issues with State bank of India where I had taken a credit card. And I used the card for sometimes. Then I was keep on facing many issues with the bank so I decided not to use the card henceforth and closed it.
      Was this review helpful? 0
      , bhopal
      Reviewed on Aug 12, 2017
    • SBI Cards Credit Card
      "Hassles free service"
      0.5 4.0/5 "Great!"
      I think I use credit card for two years. I had taken a credit card from State bank of India. Still I am using the card which means I did not face any issues with the bank for the card. So I am happy and I do not have any fear or issues in hidden charges or some other things.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 12, 2017
    • SBI Cards Credit Card
      "Privilege credit card"
      0.5 4.0/5 "Great!"
      I have premium black card, I get air lounge, additional discount in big bazaar, pantaloons and much more brands. Credit limit is also good, they charge some annual fee but however they will provide same money of voucher. I am really satisfied with this card.
      Was this review helpful? 0
      , mundra
      Reviewed on Aug 12, 2017
    • SBI Cards Credit Card
      "Not Supportive"
      0.5 2.0/5 "Expected more"
      I was in requirement of credit card so I thought to get the card from my existing bank which is SBI. I do hold savings account over there so I applied for the card. When I applied for the card, they had done some inquiry and told me that it is not possible to provide a card for me. Because earlier I was staying in Trivandrum but now I am in Cochin branch so they did not approve it. They can consider my tenurity and my payment history but they did not.
      Was this review helpful? 0
      , thrissur
      Reviewed on Aug 12, 2017
    • SBI Cards Credit Card
      "Convenient credit card"
      0.5 5.0/5 "Blown Away!"
      I am having SBI credit card, their chargers are less and moreover there are no hidden charges, but customer service is not upto the mark they should work on that part. I am using SBI gold and more card, it is good in credit limit and offers, I am fine with that.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • SBI Cards Credit Card
      "Its Better"
      0.5 4.0/5 "Great!"
      There is no much offers available in SBI website, but mostly I get discounts in e commerce website, especially in Amazon. I get good cash back for SBI credit card, their customer service is also not upto the mark and they charge high interest rate.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 11, 2017
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I am having the SBI credit card from the last two yeasr of time. The response is fine one, also its up to the mark. Credit limit value is also fine one but the charges are really huge while it comes to the matter of payment feasibility.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • SBI Cards Credit Card
      "Offers are the best"
      0.5 5.0/5 "Blown Away!"
      SBI offers are the best when it comes to shopping, it is very easy to earn some rewards points here. I do get some reward points here at many outlets and the features are really good too. I am holding this credit card for about 3 to 4 months and it is really good too.
      Was this review helpful? 0
      , kozhikode
      Reviewed on Aug 11, 2017
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