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  • SimplySAVE SBI Card

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  • The SimplySAVE SBI Card lets you save on your everyday spends. The first-year fee (joining fee) is Rs.499. You pay Rs.499 as the annual fee from the second year onwards. This amount is waived if you charge more than Rs.90,000 to your card in a year. The interest rate charged on any overdue amount is up to 3.35% per month or 40.2% p.a.
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    Key highlights of SBI SimplySAVE Credit Card

    SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.

    From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    • A lifestyle credit card with a minimal renewal fee.
    • Renewal fee waiver on milestone spends.
    • Accelerated reward points on day-to-day spend categories.
    • Bonus reward points within 60 days of card set-up.

    Lifestyle benefits offered by SimplySAVE Credit Card

    • 10x more reward points on everyday spends.
    Offers on Bank Bazaar

    Features and Benefits of SimplySAVE SBI Credit Card

    Welcome benefit: Earn 2,000 bonus reward points by spending Rs.2,000 within first 60 days of card issuance.

    Also, get Rs.100 cashback by withdrawing cash using your SBI SimplySAVE card within first 30 days of card issuance.

    Renewal fee waiver: Spend Rs.1 lakh or more in a membership year and get your annual fee of Rs.499 waived off. The waiver is applicable from 2nd year onwards.

    Reward point Benefits

    • Earn 1 reward point on every Rs.100 spent on the card.
    • 10 reward points on every Rs.100 spent on dining, entertainment, departmental stores and groceries.
    • 4 reward points = Re.1.
    • Redeem reward points against your card outstanding. You can also use the points to redeem gifts from SBI Rewards Catalogue.

    Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe.

    Balance transfer on EMI: You can transfer the outstanding balance on other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.

    Convert purchases into EMI: SBI Card also offers the Flexipay option using which you can convert any big-ticket purchases into easy monthly instalments.

    Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. However, the conversion must be done within 30 days of purchase.

    Free add-on credit cards: With the SimplySAVE credit card, you can take up to 3 add-on credit cards without any additional charge. Your immediate family members aged above 18 years are eligible for the add-on cards, which come with similar features as that of the primary card.

    Fuel surcharge waiver: Fuel bills no more attract additional surcharge if you use the SimplySAVE credit card to pay for your fuel.

    The fee waiver is applicable on all the transactions between Rs.500 and Rs.3,000 made at any petrol station in India. The maximum waiver per billing cycle is capped at Rs.100.

    Fees and Charges associated with SBI SimplySAVE SBI Card

    Joining fee Rs.499
    Annual fee Rs.499
    Interest rate Up to 3.35% per month
    Cash withdrawal fee
    • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs)
    • 3% or Rs.300 (International ATMs)
    Rewards redemption fee Rs.99 per request
    Late payment fee
    • Total amount due Rs.0 to Rs.200 – NIL
    • Rs.201 to Rs.500 – Rs.100
    • Rs.501 to Rs.1,000 – Rs.400
    • Rs.1,001 to Rs.10,000 – Rs.600
    • Rs.10,001 to Rs.25,000 – Rs.800
    • Rs.25,001 and above – Rs.950
    Payment dishonor fee 2% of the payment amount or Rs.450
    Statement retrieval fee Rs.100 per statement
    Over-limit fee 2.5% of the over-limit amount or Rs.500
    Foreign currency transaction fee 3.5% of the transaction amount
    Card replacement charge Rs.100

    Eligibility to apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care helpline to check your eligibility for SBI SimplySAVE Credit Card.

    Documents required to apply for SimplySAVE SBI Card

    The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photograph
    • Income proof document
    • Bank statement

    How to apply for SimplySAVE SBI Card Online?

    You can visit SBI Cards official website to apply for SimplySAVE credit card online.

    Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.

    Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
    • Click on the ‘Check Eligibility’ button on the page.
    • Fill the required details to know your eligibility to apply for the card.
    • Eligible applicant would be redirected to the online application page.
    • Fill the online application form and click on ‘Submit’.
    • Upload and submit the required documents.

    Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.

    FAQs related to SimplySAVE SBI Card

    1. What are the pros and cons of SimplySAVE SBI Card?

      SimplySAVE Credit Card provides the best benefits any other lifestyle credit card would offer. Some of the key benefits offered by the card include 2,000 bonus reward points within first 60 days of card issuance, 4 reward points on every spend and 10 reward points on most lifestyle categories and annual fee reversal. Regarding the cons of the card, the features and benefits offered on the card justify the annual fee it charges. Apparently, there are no prominent drawbacks for regular users of the card.

    2. What is the difference between SBI SimplySAVE Credit Card and SimplyCLICK Credit Card?

      While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.

    3. Can my family members use the card simultaneously?

      Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Good card but need to improve the service "
      0.5 4.0/5 "Great!"
      From SBI, i am using Simply save credit card which have applied through other channel. Almost 2 years i am using this card and it has EMI facilities. I am pretty happy with the credit limit and they given a free card and this bank has a very good application. I am using this card for all purpose, when i call customer care service not responding properly which they need to change.
      Was this review helpful? 1
      , jaipur
      Reviewed on Mar 18, 2020
    • SBI Cards
      SBI Cards Credit Card
      "Okay "
      0.5 4.0/5 "Great!"
      From SBI, i am using simply save card more than 2 months and i applied through online channel. This bank has a good customer service, whenever i do shopping, am alert messages instantly. I am using this card for all purpose and need to pay annual charges Rs. 499 without any waive off.
      Was this review helpful? 0
      , medak
      Reviewed on Mar 14, 2020
    • SBI Cards Credit Card
      "Need to increase the credit limit & to reduce the annual fee"
      0.5 3.0/5 "Satisfactory"
      I am using SBI Simply save credit card, earlier they given a less credit limit so i raised a complaint to increase but still its not happened. This card has some annual charges and i am getting some reward points which can be paid as annual charges.
      Was this review helpful? 1
      , kolkata
      Reviewed on Mar 13, 2020
    • SBI Cards Credit Card
      "Average Card"
      0.5 1.0/5 "Really Bad"
      In my first month bill itself, SBI have charged me for insurance and annual fee of around Rs. 4500. In my existing credit card, I have a limit of more than 3 lakhs and the executive that they will give more credit limit because am holding an account with them and this card would be beneficial for me. Now, they have provided only Rs. 60000 as a credit limit. Due to this low limit, I'm planning to close the card in a couple of months.
      Was this review helpful? 1
      , kanchipuram
      Reviewed on Mar 13, 2020
    • SBI Cards Credit Card
      "Low interest rate card"
      0.5 5.0/5 "Blown Away!"
      SBI card i have taken almost 5 years ago. I am having simply save credit card. In this card, I'm getting reward points once i got bulk points i can convert into money which is the benefit of the card. Interest rate also compared to other cards its low. I can make the bill payment to my other credit cards.EMI conversion facility also available on this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 12, 2020
    • SBI Cards Credit Card
      "Good local credit card"
      0.5 3.0/5 "Satisfactory"
      About 4.5 years ago, i have taken the credit card from State Bank of India. In regards to get offer and more reward points on shopping, i bought the simply save credit card. There is no annual fee on this card. In the customer care, the response is okay but when i contact with the customer they will start with English Language after that it will converse into Hindi language for a better conversion.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 10, 2020
    • SBI Cards Credit Card
      "Card which fulfill my needs"
      0.5 5.0/5 "Blown Away!"
      For paying the Electricity bills, filling fuel and shopping purpose i have purchased the credit card from State Bank of India. Card facilities are good and smooth to use. They gave me a limit of Rs. 1.36 lakhs and there is a annual fee of Rs. 400 and there is no waiver option applicable. Once i contacted their customer care number to change the pin number and the response was prompt.
      Was this review helpful? 0
      , tirupur
      Reviewed on Mar 08, 2020
    • SBI Cards Credit Card
      "Need to improve the customer care service"
      0.5 2.0/5 "Expected more"
      Using my simply save credit card from State Bank of India but there is no benefits available on the card because annual fee is high and i need to use upto Rs. 1 lakh to get zero annual fee. I'm unable to redeem the reward points because the product mentioned in the list was useless in stead of that they can provide as cash, it would be fine. Their customer care support is not good because its difficult to reach them.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 08, 2020
    • SBI Cards Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      I just want to increase the credit limit from SBI credit card because it was just Rs. 48000 but my expectation was up to Rs. 80000 which is little disappoint for me. Its because of the security purpose, I have selected this card. There is a annual fee of Rs. 3000 which I haven't paid till now and also I haven't received any welcome benefits as well.
      Was this review helpful? 0
      , rangareddy
      Reviewed on Mar 05, 2020
    • SBI Cards Credit Card
      "Not happy with the card"
      0.5 2.0/5 "Expected more"
      I got the call from the executive and they have offered me a SBI card and i accepted the same and they have provided me simply save credit card. I'm not yet used this card till now because of the annual fee and low limit. I'm not fine with the credit limit because my expectation was almost of Rs. 50K but they have provided me only Rs. 32000.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 05, 2020
    • SBI Cards Credit Card
      "Recommendable card"
      0.5 5.0/5 "Blown Away!"
      In SBI, I'm having a simply save credit card but I'm not getting much benefits. I'm getting 10% off on Amazon and Flipkart website and 5% instant discounts also. They given the limit around Rs. 30000. They are collecting me a annual fee of Rs. 500 per annum but if i use the card upto Rs. 1 lakh it get waived off. I'm not faced any issue on this card.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 05, 2020
    • SBI Cards Credit Card
      "Not interested with offer calls from bank end "
      0.5 5.0/5 "Blown Away!"
      I do hold a credit card with SBI and customer service is very disturbing because they keep on calling day by day regarding offer & card insurance getting calls from different different numbers. Credit limit is not sufficient of Rs. 80,000 and this is SBI Simply Save card.
      Was this review helpful? 2
      , meerut
      Reviewed on Mar 04, 2020
    • SBI Cards Credit Card
      "Processing time can be improved"
      0.5 3.0/5 "Satisfactory"
      Holding Simply save credit card from State Bank of India. I don't get any benefits as such. The simple thing is I can convert my purchase into EMI. They do charge me a annual fee of Rs. 500+GST when i paid the same, they have provided me a Amazon gift voucher of Rs. 500. I'm quite convenient with the credit limit. Its easy to make the payment through online.
      Was this review helpful? 0
      , vasai
      Reviewed on Mar 03, 2020
    • SBI Cards Credit Card
      "They have to take care of the customers"
      0.5 4.0/5 "Great!"
      I have done the card to card process for getting the credit card from SBI hence i have provided all the documents but they have given less credit limit to me which is Rs. 10000. I tried to call the SBI team to enhance the limit but they have asked me to use the card. This is not the way to treat the customer. For the security SBI is more guaranteed when i compared to other banks.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 03, 2020
    • SBI Cards Credit Card
      "Average Card"
      0.5 2.0/5 "Expected more"
      When i purchased the card they told me that if i use the card for Rs. 2000, they will provide Rs. 500 voucher. On 8th of March, my bill get generated in that they will add my annual fee of Rs. 499. Till now i have not got any kind of notification on my mail regarding the voucher. Provided credit limit is sufficient for me. I have received my credit card on time. Whatever the transaction made from SBI card, it takes time to update in the app.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 03, 2020
    • SBI Cards Credit Card
      "Yet to explore the card"
      0.5 4.0/5 "Great!"
      I saw some good offers and benefits in SBI card hence i prefer this card. Generally they are providing more offers when i compared to other credit cards for shopping, traveling benefits. I'm satisfied with the credit limit provided to me. They have provided the card on time. Overall, process was good.
      Was this review helpful? 2
      , chennai
      Reviewed on Feb 28, 2020
    • SBI Cards Credit Card
      "Excellent card "
      0.5 5.0/5 "Blown Away!"
      From SBI, i am using Simply save card more than 8 months. I applied this card through online and i am getting all benefits. For minimum balance also i can convert into EMI. Their customer service and response was good and the interest was normal.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 24, 2020
    • SBI Cards Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have SBI credit card which was taken through bank directly.This was a chargeable card and need to pay rs.500 on yearly basis.This was a simply save credit card .The credit limit was very less it was 35000 only.I am using this credit card for the past 6 months only.I am getting fuel benefits and there was an option of converting EMI .
      Was this review helpful? 2
      , kolkata
      Reviewed on Feb 23, 2020
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a saving account in SBI and the service has been good so that I have chosen SIMPLY SAVE card is good. I do online transaction a lot hence in this card I get 2 reward points for every Rs. 100 I spent. They provided the credit limit is Rs. 44,000 which is less when i compared to my other credit cards. They have not mentioned my name in the card properly even though i have given my ID proof.
      Was this review helpful? 2
      , bangalore
      Reviewed on Feb 23, 2020
    • SBI Cards Credit Card
      "Fine with SBI card except customer care"
      0.5 4.0/5 "Great!"
      Bought the simply save credit card from State bank of India by last month. They are having some kind of benefits by using the card on shopping, groceries and etc. I'm not satisfied with the credit limit previously i have applied the card for last year and they have rejected. Last month, they have called me to provide the prime card but they have given only simply save card. They said they will be providing Rs. 3.5 lakhs but gave me only Rs. 37000.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Feb 16, 2020
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