Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 SBI Simply Save Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
    Documents
    You'll also love
    Fee Details

    SBI Simply Save Card is Rated as "Excellent!" by 184 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    • Earn 10X rewards on all your Dining, Movies, Grocery and Departmental Store spends
    • Earn 1 Reward point for Rs.100 spent on all other categories
    • Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue
    • 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000
    • Get 2000 Bonus points on spending Rs.2000 in first 60 days
    • Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card

    SBI Simply Save Credit Card Overview:

    Journeying overseas is always high on the yearly plan of numerous Indians, never mind the financial slowdown and cash value variations. A latest survey conducted by prestigious travel portal TripAdvisor shows a whopping 21 percent escalation in Indians scheduling a foreign visit compared to the previous year. This signals that people’s wanderlust and love for travel haggling has motivated them to go globetrotting all the more.

    Truly, SBI Simply Save Credit Card is more than capable of getting you ready for your next big adventure outside India. If you frequently travel overseas with your family, then this is the best card for you.

    Benefits of SBI Simply Save Credit Card:

    Welcome gifts:
    • You earn 2000 extra cash points if you use your card to pay a minimum of INR. 2000 in the initial two months.
    • You can get an INR. 100 waiver on your very first money withdrawal after receiving your card.

    Features of SBI Simply Save Credit Card:

    • You can access money anytime anywhere.
    • You may easily track and control how much you spend through SMS/ Email/ Mini Statement alerts obtained after every transaction.
    • There shall be no extra charge for easy bill facility used to pay off utility bills.
    • You can opt for flexible EMI options for big purchases.
    • You can choose rewards listed in the redemption category in exchange for the points earned when you shop, dine out and so on. And you get a cash point for every INR. 100 you are spending with your card.
    • You can also use your accrued points to pay back the due amount pending on your card.
    • You can now deal with the needs of your loved ones as you can apply for add-on cards for your parents, partner, siblings or kids who are of age 18 and above.
    • You can avail 2.5 percent of the additional fuel charges if you spend at least INR. 500. You cannot get more than INR. 100 per transaction.
    • If you spend at least INR. 75000 in a year, you are exempted from paying the yearly membership fee, which is INR. 499, for the coming year.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • Photo copies of ID card, income proofs and address proof should be submitted.

    How to apply:

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on “Apply” and type down your personal info to apply for the card right away.

    Steps against fraud:

    In spite of credit card provider’s claim that magnetic stripe credit cards work everywhere, it is common to get reject card payments by overseas retailers for fear of fraud. SBI’s Gold & More comes with a ‘chip-and-PIN’ credit card that works at stores that don’t have newer and contactless payment options yet.

    SBI Simply Save Card Fees and other charges:

    Fees Per Annum Up to INR. 499
    Additional Fees Per Annum Nil
    Extended Credit NA
    Credit Period Without Interest 20 to 50 days (valid only on store purchases and if earlier months due balance is paid completely)
    Least sum due 5 percent of total balance due (at least INR. 200) + GST + EMI (in case of loans)
    Cash Loan Up to 80 percent of Credit Limit (No more than 12K per day for Gold & maximum 15K per day for Platinum and/ or Signature Cards
    Finance charges Up to 3.35 percent per month (40.2 per annum) from the day of transaction
    SBI ATMs and Other Domestic ATMs 2.5 percent and 3 percent for international ATMs or INR. 300 for both.

    SBI Simply Save Card FAQs:

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part time. Can I apply for this credit card?
    4. If you can show proof for the specified income, then you are eligible.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Not at all. You can just mention that at the time of application.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18.

     Loading your search... Loading your search...
  • SBI Simply Save Card Reviews

    • SBI Cards Credit Card
      "Very Good"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one for me because they have provided me with the lot of option and benefits to the customer. Its an excellent credit card and they have provided the ccredit limit value ,which is also a good one for me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent on the credit card, there are EMI facilities which are very convenient as there are a lot of flexible options. The customer support is good and the credit limit is good on my card. My card is accepted all over online and offline.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 24, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a SBI platinum card last month and I have made a purchase of a mobile phone. The service with SBI credit card is really good. The rate of interest is nominal with this card. I am happy about the credit limit. The customer service and the response with SBI is good. I am happy to use this S BI platinum credit card.
      Was this review helpful? 2
      , chennai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      SBI simply click card has got reward points scheme, online offers and I getting a better discounts on online purchases too. Also fuel surcharge waiver is applicable on this card but I have not used it though. I am very much happy with the credit limit which was offered on this card. The turn around time taken to pay my credit card bill was around 45 days. I can also make the payment through SBI online portal. Annual fee on this card is rs 500.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Be more proactive"
      0.5 4.0/5 "Great!"
      I hold a credit card of State bank of India and there are offers on the card but they also charge me very high . I do not get any waiver on the charges as well. The are no coupons for it too. The services also need improvement, they need to be more quick too when it comes to service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • SBI Cards Credit Card
      "Scope for improvement"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one, am using from the last two years of time. Credit limit value could be get improvised like its really not beneficial for me. Whole scenario was not really made me to get satisfied about the process, also they used to take much time to resolve any issues.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I availed chargeable credit card from State bank of India. The annual charges are 500 rupees. Also the credit limit offered by the bank is pretty good and satisfactory according to the requirement. I do receive reward points and cash back offers from the bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Convenient to Use"
      0.5 5.0/5 "Blown Away!"
      The annual charges for the SBI card is 500 rupees. I use this card for shopping and entertainment. The credit limit is not much satisfactory. I never faced any issues with the bank in terms of the credit card usage. The bank is prompt in providing reward points on my card.
      Was this review helpful? 0
      , indore
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      SBI has been very much responsive after I applied for a credit card. They were calling me on time and collected my details as well. The process is on and I am happy that they value a customer and are showing interest in the application. Overall it has been a nice experience with this bank.
      Was this review helpful? 0
      , salem
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good pocket money card"
      0.5 4.0/5 "Great!"
      I got SBI simply save credit card, they have provided only Rs.21,000 as credit limit. But it is fine for basic needs and at the time of my SBI credit card activation, I got 2000 reward points its good. SBI giving some cash back offers for online shopping.
      Was this review helpful? 0
      , nagpur
      Reviewed on Jun 22, 2017
    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for past one and a half years. The credit limit offered by the bank is satisfactory. SBI offered a life time free credit card which is very comfortable for the usage. I do have reward points and cash back offers on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 4.0/5 "Great!"
      I received life time free credit card from State bank of India. When it comes to credit limit, earlier I was not happy but nowadays I hold other bank credit card so I do not have any issues with the credit limit offered by SBI. I am quite happy with the services.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 21, 2017
    • SBI Cards Credit Card
      "Looking for better service"
      0.5 3.0/5 "Satisfactory"
      SBI is not offering anything and not easy to contact their staff for any queries. All service of SBI is complicated to use. They should improve on their service part and response part. SBI credit limit is good, they offered Rs. 60,000. I am using it for two years.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card because their process is very smooth, also there is no specific hidden charges with them. I had been with them from the last five to six years of time. My payments are really on time, so I have not faced any troubles with them till date.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      State bank of India voluntarily offered credit card for me. I had received a call from SBI once and they inquired whether I have credit card with any other bank, post which they immediately offered the card based on my other bank card. The limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      For almost 7 months I am using SBI platinum card. I get benefits like reward points, cash back offers and fuel surcharge waiver but I don't redeem it. I use this card to fill the fuel and to pay for the restaurant bills. I am happy about the credit limit. I am satisfied using this SBI Platinum credit card.
      Was this review helpful? 0
      , udaipur
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      I do hold SBI platinum credit card. The annual fee is 3000 rupees. This card is very much useful for the usage and I am getting reward points and cash back offers as well. The customer service is good. If I face any issues, the bank is immediately sorting out.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card of State Bank of India and the services are good. They are doing well in the offers and the credit limit. The offers online at Ecommerce portals are the best as there are a lot of discounts to avail. The rewards are also useful.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have no account with this bank but still they have offered me the card., I got a credit card from them which is a life time free card. I have cash back offers on my card also they credit reward points often but I was not having any idea about it, it was long back right. The credit limit is satisfactory and enough according to my usage.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has been perfect in providing me with the offers on my credit card. The customer services are also good and they are responsive when I contact them over phone. There are cash back deals often and also discounts as well. I am happy using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 20, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.