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  • SimplySAVE SBI Card

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  • The SimplySAVE SBI Card lets you save on your everyday spends. The first-year fee (joining fee) is Rs.499. You pay Rs.499 as the annual fee from the second year onwards. This amount is waived if you charge more than Rs.90,000 to your card in a year. The interest rate charged on any overdue amount is up to 3.35% per month or 40.2% p.a.
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    Key highlights of SBI SimplySAVE Credit Card

    SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.

    From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    • A lifestyle credit card with a minimal renewal fee.
    • Renewal fee waiver on milestone spends.
    • Accelerated reward points on day-to-day spend categories.
    • Bonus reward points within 60 days of card set-up.

    Lifestyle benefits offered by SimplySAVE Credit Card

    • 10x more reward points on everyday spends.
    Offers on Bank Bazaar

    Features and Benefits of SimplySAVE SBI Credit Card

    Welcome benefit: Earn 2,000 bonus reward points by spending Rs.2,000 within first 60 days of card issuance.

    Also, get Rs.100 cashback by withdrawing cash using your SBI SimplySAVE card within first 30 days of card issuance.

    Renewal fee waiver: Spend Rs.1 lakh or more in a membership year and get your annual fee of Rs.499 waived off. The waiver is applicable from 2nd year onwards.

    Reward point Benefits

    • Earn 1 reward point on every Rs.100 spent on the card.
    • 10 reward points on every Rs.100 spent on dining, entertainment, departmental stores and groceries.
    • 4 reward points = Re.1.
    • Redeem reward points against your card outstanding. You can also use the points to redeem gifts from SBI Rewards Catalogue.

    Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe.

    Balance transfer on EMI: You can transfer the outstanding balance on other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.

    Convert purchases into EMI: SBI Card also offers the Flexipay option using which you can convert any big-ticket purchases into easy monthly instalments.

    Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. However, the conversion must be done within 30 days of purchase.

    Free add-on credit cards: With the SimplySAVE credit card, you can take up to 3 add-on credit cards without any additional charge. Your immediate family members aged above 18 years are eligible for the add-on cards, which come with similar features as that of the primary card.

    Fuel surcharge waiver: Fuel bills no more attract additional surcharge if you use the SimplySAVE credit card to pay for your fuel.

    The fee waiver is applicable on all the transactions between Rs.500 and Rs.3,000 made at any petrol station in India. The maximum waiver per billing cycle is capped at Rs.100.

    Fees and Charges associated with SBI SimplySAVE SBI Card

    Joining fee Rs.499
    Annual fee Rs.499
    Interest rate Up to 3.35% per month
    Cash withdrawal fee
    • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs)
    • 3% or Rs.300 (International ATMs)
    Rewards redemption fee Rs.99 per request
    Late payment fee
    • Total amount due Rs.0 to Rs.200 – NIL
    • Rs.201 to Rs.500 – Rs.100
    • Rs.501 to Rs.1,000 – Rs.400
    • Rs.1,001 to Rs.10,000 – Rs.600
    • Rs.10,001 to Rs.25,000 – Rs.800
    • Rs.25,001 and above – Rs.950
    Payment dishonor fee 2% of the payment amount or Rs.450
    Statement retrieval fee Rs.100 per statement
    Over-limit fee 2.5% of the over-limit amount or Rs.500
    Foreign currency transaction fee 3.5% of the transaction amount
    Card replacement charge Rs.100

    Eligibility to apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care helpline to check your eligibility for SBI SimplySAVE Credit Card.

    Documents required to apply for SimplySAVE SBI Card

    The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photograph
    • Income proof document
    • Bank statement

    How to apply for SimplySAVE SBI Card Online?

    You can visit SBI Cards official website to apply for SimplySAVE credit card online.

    Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.

    Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
    • Click on the ‘Check Eligibility’ button on the page.
    • Fill the required details to know your eligibility to apply for the card.
    • Eligible applicant would be redirected to the online application page.
    • Fill the online application form and click on ‘Submit’.
    • Upload and submit the required documents.

    Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.

    FAQs related to SimplySAVE SBI Card

    1. What are the pros and cons of SimplySAVE SBI Card?

      SimplySAVE Credit Card provides the best benefits any other lifestyle credit card would offer. Some of the key benefits offered by the card include 2,000 bonus reward points within first 60 days of card issuance, 4 reward points on every spend and 10 reward points on most lifestyle categories and annual fee reversal. Regarding the cons of the card, the features and benefits offered on the card justify the annual fee it charges. Apparently, there are no prominent drawbacks for regular users of the card.

    2. What is the difference between SBI SimplySAVE Credit Card and SimplyCLICK Credit Card?

      While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.

    3. Can my family members use the card simultaneously?

      Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Simply Awesome card"
      0.5 5.0/5 "Blown Away!"
      I'm not facing any problem with SBI credit card. I recently purchased this card. It has access through out India and they have a good customer care service. I'm having a simply save card and I'm not remembering about the benefits. They have dispatched the card as per promised time. There is a annual fee of Rs. 400 approximately.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2019
    • SBI Cards
      SBI Cards Credit Card
      "Easy for shopping "
      0.5 4.0/5 "Great!"
      I have been using SBI simply save credit card past one year. I applied this card through an agent and i submitted all my documents through whatsapp. I got the card in 1.5weeks. Annual charges for this card is Rs. 500 and i received a welcome kit too.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 11, 2019
    • SBI Cards Credit Card
      "Preferred "
      0.5 4.0/5 "Great!"
      I am using SBI simply save card ,starting they charged Rs.500. I redeemed that amount, after that there is no charges. Still i have not contacted SBI customer service and this is a shopping card i am doing some online shopping and for every thing.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 11, 2019
    • SBI Cards Credit Card
      "Okay Card"
      0.5 4.0/5 "Great!"
      Annual fee is Rs. 2,000 which is higher in SBI card when I compared to other my credit card doesn't have any charges. SBI card is better but due to the annual fee, I'm thinking to return the credit card. They have provided limit of Rs. 75,000 enough for me.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 28, 2019
    • SBI Cards Credit Card
      "Card is not secure"
      0.5 1.0/5 "Really Bad"
      I have been using SBI card past one month. I have faced some problem in this credit card because automatically the amount of Rs. 51,000 has been deducted from my account for that I have raised a complaint in the customer care and they have provided me a new card, they said they will credit in future. Always I use to make the payment before the due date.
      Was this review helpful? 1
      , kanchipuram
      Reviewed on Nov 28, 2019
    • SBI Cards Credit Card
      "Very easy EMI conversion"
      0.5 4.0/5 "Great!"
      I'm getting some additional discounts on online website like Flipkar and Amazon website. I can convert my purchase into EMI so that i have purchased the credit card from SBI. I get 10% cashback on online. They have a rewards points system and i have received 2000 rewards points recently which i can redeem through e-voucher.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Nov 26, 2019
    • SBI Cards Credit Card
      "Useful card"
      0.5 5.0/5 "Blown Away!"
      I got the offer from the App, since its a government bank i have taken the credit card from SBI. If i purchase in online, i get a special discounts. They are sending reminders regarding the easy EMI conversion hence i can do it by myself. EMI conversion charges are similar like other banks. Its been since 2 months since i use the card. I have problem in paying the amount because whenever i try to make the payment, it shows error regarding for this issue I contact the customer care, they have sent a link even though its tough to do pay.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 26, 2019
    • SBI Cards Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have SBI credit card which was taken through Online .This card was dispatched on time and the credit limit was very less it was 1.3lakhs only .This is a chargeable card need to pay Rs.499 per annum .This was a simply save card i have chosen this card since have offers and discounts of 10% on every purchase.
      Was this review helpful? 0
      , tirupur
      Reviewed on Nov 26, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.5/5 "Excellent!"
      Bought the simply save credit card from State bank of India. I have got an offer from SBI so i purchased it. I hold this card for around 6 months. I am not sure about the rewards points system. They have provided me a satisfied credit limit and there is a annual fee of Rs. 500. Its a developed bank hence their app is comfortable to use and if they improved, it would be better.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 26, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I have got the offer from SBI and its a best bank in India because SBI is located everywhere in India hence its my privilege to use this card. Till this time i have not got any offers. I'm satisfied with my credit limit and the annual fee is very high because its Rs. 2999 but it won't get waived off. I have got some email regarding the voucher against my annual fee.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 26, 2019
    • SBI Cards Credit Card
      "Not prefer anyone to buy"
      0.5 3.0/5 "Satisfactory"
      For the purchase purpose, i have chosen the credit card from SBI. There are some benefits but still i didn't go through it. The provided credit limit is better and they have charged me a annual fee of Rs. 2999+ GST charges for that they said i will receiving some coupon from SBI bank and the fee won't get waived off. They are charging lots of hidden charges and interest rate. Its not preferred to buy SBI card.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Good and nice card"
      0.5 5.0/5 "Blown Away!"
      I am having a simplysave credit card from SBI. I'm receiving the same benefit provided by other bank and there is no special benefit available on this card. I am having this card for almost 2 months and i have tried their balance transfer facility and its good. I have not faced any troubles till now. There is a annual fee of Rs. 500 per annum and if we can spent more than our limit, they will waive off for next year annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      For SBI, interest rate is more. SBI card is better to purchase all the things and it gives me a very good discounts. I don't get any benefits like discounts or cashbacks. They have provided me a limit of Rs. 70000. I have received my first month bill but they have entered my mail id wrongly now i have changed the same.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Friendly Card"
      0.5 4.0/5 "Great!"
      I have bought the credit card from State bank of India but still now i have not yet use any transaction on this card. They have sent me a credit card on time as per their promise. The benefits are similar like other cards. They have offered me a credit limit of Rs. 4 lakhs and the annual fee Rs. 500 and it will get waived off if I use the card for Rs. 1 lakh.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have good experience with SBI credit card, I am happy with the limit provided, mostly in online shopping I get instant discount, I also have cash withdrawal options and its limit is Rs.20,000. Annual charge is Rs.500, which they provided as rewards points or gift vouchers.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Best Card"
      0.5 5.0/5 "Blown Away!"
      SBI is a good bank and they will provide best service so that I had chosen this card. I'm getting lots of benefits on this card like bonus points. To book the tickets and the card transaction is smooth and I can easily convert purchase into EMI and the interest rate is less of 13%
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Need to be response on time"
      0.5 2.0/5 "Expected more"
      To experience the SBI card features, I have purchased this card. Frequently I'm receiving fraudulent calls whenever I do the purchase and they are saying I have 5000 rewards points which I can use and they are asking me to provide the card number and expiry date details. Regarding this, I have raised a complaint to customer service, but there is no proper response from their end. Due to this issue, I'm planning to close. This card is not that much safety and secure to use.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 25, 2019
    • SBI Cards Credit Card
      "Best Service"
      0.5 4.0/5 "Great!"
      I have State Bank Of India credit card which was taken through Bank directly .This was a simply save card it is very good on using .All the details about the card was shared by the agent ,This was a chargeable card need to pay Rs.299on yearly basis .The credit limit was 86000 and it was sufficient to me .
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 23, 2019
    • SBI Cards Credit Card
      "Great Card"
      0.5 5.0/5 "Blown Away!"
      SBI has wide range of cards in that I am using simply save credit card. If we didn't select the proper card hence we won't get proper benefits. I'm getting Amazon voucher and can redeem the points. The annual fee will get waiver off if I use the card for certain limit. Depends on the usage, they will increase the limit as well. App is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 22, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have State Bank Of India credit card which was taken through bank directly.I am using this credit card for the past 1 year and this was a simply save card .This card is veryuseful on each and every situation while using it .I am really comfortable with the service so far .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2019
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