Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SBI Simply Save Card

    We found 1 SBI Simply Save Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free Paperless approval option available
    What you'll love
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    Fee Details

    SBI Simply Save Card is Rated as "Excellent!" by 173 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    • Earn 10X rewards on all your Dining, Movies, Grocery and Departmental Store spends
    • Earn 1 Reward point for Rs.100 spent on all other categories
    • Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue
    • 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000
    • Get 2000 Bonus points on spending Rs.2000 in first 60 days
    • Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card

    SBI Simply Save Credit Card Overview:

    Journeying overseas is always high on the yearly plan of numerous Indians, never mind the financial slowdown and cash value variations. A latest survey conducted by prestigious travel portal TripAdvisor shows a whopping 21 percent escalation in Indians scheduling a foreign visit compared to the previous year. This signals that people’s wanderlust and love for travel haggling has motivated them to go globetrotting all the more.

    Truly, SBI Simply Save Credit Card is more than capable of getting you ready for your next big adventure outside India. If you frequently travel overseas with your family, then this is the best card for you.

    Benefits of SBI Simply Save Credit Card:

    Welcome gifts:
    • You earn 2000 extra cash points if you use your card to pay a minimum of INR. 2000 in the initial two months.
    • You can get an INR. 100 waiver on your very first money withdrawal after receiving your card.

    Features of SBI Simply Save Credit Card:

    • You can access money anytime anywhere.
    • You may easily track and control how much you spend through SMS/ Email/ Mini Statement alerts obtained after every transaction.
    • There shall be no extra charge for easy bill facility used to pay off utility bills.
    • You can opt for flexible EMI options for big purchases.
    • You can choose rewards listed in the redemption category in exchange for the points earned when you shop, dine out and so on. And you get a cash point for every INR. 100 you are spending with your card.
    • You can also use your accrued points to pay back the due amount pending on your card.
    • You can now deal with the needs of your loved ones as you can apply for add-on cards for your parents, partner, siblings or kids who are of age 18 and above.
    • You can avail 2.5 percent of the additional fuel charges if you spend at least INR. 500. You cannot get more than INR. 100 per transaction.
    • If you spend at least INR. 75000 in a year, you are exempted from paying the yearly membership fee, which is INR. 499, for the coming year.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • Photo copies of ID card, income proofs and address proof should be submitted.

    How to apply:

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on “Apply” and type down your personal info to apply for the card right away.

    Steps against fraud:

    In spite of credit card provider’s claim that magnetic stripe credit cards work everywhere, it is common to get reject card payments by overseas retailers for fear of fraud. SBI’s Gold & More comes with a ‘chip-and-PIN’ credit card that works at stores that don’t have newer and contactless payment options yet.

    SBI Simply Save Card Fees and other charges:

    Fees Per Annum Up to INR. 499
    Additional Fees Per Annum Nil
    Extended Credit NA
    Credit Period Without Interest 20 to 50 days (valid only on store purchases and if earlier months due balance is paid completely)
    Least sum due 5 percent of total balance due (at least INR. 200) + GST + EMI (in case of loans)
    Cash Loan Up to 80 percent of Credit Limit (No more than 12K per day for Gold & maximum 15K per day for Platinum and/ or Signature Cards
    Finance charges Up to 3.35 percent per month (40.2 per annum) from the day of transaction
    SBI ATMs and Other Domestic ATMs 2.5 percent and 3 percent for international ATMs or INR. 300 for both.

    SBI Simply Save Card FAQs:

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part time. Can I apply for this credit card?
    4. If you can show proof for the specified income, then you are eligible.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Not at all. You can just mention that at the time of application.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18.

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  • SBI Simply Save Card Reviews

    • SBI Cards Credit Card
      "Not Happy"
      0.5 2.0/5 "Expected more"
      SBI charges five hundred rupees for the credit card as a annual fee. When it comes to offers and benefits, I receive nothing from the bank. They credit reward points but it cannot be redeemable. Finally I am not happy with State bank of India for my credit card.
      Was this review helpful? 0
      , howrah
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Average "
      0.5 2.0/5 "Expected more"
      I do have SBI credit card and am having it from the last two years of time. Its the very cool, so they don't entertain the customers much. Complaints used to taken care after seven days of time. I would like to suggest that they need to resolve the customer queries immediately.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Having SBI platinum credit card for past 2 years. I also got the reward points which has the expiry date with SBI card, the cash back and the fuel supercharge waiver offers are available with card. Overall good to use this card. I am happy with the credit limit, but now I have asked SBI to update my card with better credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good in offers"
      0.5 4.0/5 "Great!"
      State Bank of India is good in the banking services. I hold a credit card and the benefits on the card is good. I get a lot of discounts and there are many offers online for this bank. The rewards are also much on the transactions I do and in all there are no difficulties.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I got life time free credit card with State bank of India. I am satisfied with the credit limit levied by the bank. Interest rate is moderate and there is no issues with SBI for my credit card at any time. Their customer service is approachable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      Using Simply save card for about past 2 years. It has very good benefits like reward points , cash back offers and fuel surcharge waiver in this card. The best part about this card is the cash back offer which is very useful. Overall, I am happy with the credit limit. The rate of interest is nominal with this card.
      Was this review helpful? 0
      , mysore
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Awesome "
      0.5 5.0/5 "Blown Away!"
      I do hold three Bank credit cards and amongst all, SBI credit card Ranks ONE because of their interest rate, which is the least also the credit limit which is offered by them is really satisfactory. Online services are really good as I can covert the payment in to EMI option from my end itself.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I had closed down my SBI credit card at the time of redeeming the bonus points. Customer service was not good also they did not provide the proper response, also I had used it for 1.5 years of time. But I would advise them to work on their customer service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I would like to say SBI credit card is the best one and its really working hard and I am using it for some long time. Recently, I have upgraded my credit card. Customer service are not really working good and I would like to say that they need to improvise in providing good response.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use SBI Simply saved card for the past one year. I am very much happy with the reward points, cash back, offers and fuel surcharge waiver and other offers are also available on this SBI card. The rate of interest is very much nominal on my SBI credit card. I am very much happy with the credit limit which is allocated on my card. Totally I am happy to use this card.
      Was this review helpful? 0
      , lucknow
      Reviewed on May 22, 2017
    • SBI Cards Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I would like to say SBI credit card is the best one and the interest rate is lesser one , though delayed payment happens. Credit limit value is around 43000 Rupees and the customer service is good one with them and there are no worries. There is only one drawback with them is lacking of regular alerts while making purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good Bank"
      0.5 4.0/5 "Great!"
      I have platinum delight card with State bank of India. The annual fee is around 3000 rupees. I am more comfortable with this card. I used to receive reward points and cash back offers from the bank. I have more reward points, also it is easy to redeem those reward points too.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 3.5/5 "Pretty good"
      I do hold a credit card of State bank of India. they have offered me a life time free card from SBI. As it is government bank, the bank services are not up to the mark, their services are not really satisfactory. Mostly I would not use SBI card rather I prefer to use HDFC Bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      After 25 days of time from the time of inquiry, I had got the credit card from SBI. Credit limit value is around 1.4 lakh Rupees , which is very good, also they have not given it without any verification. Annual charge is around 499 Rupees on my SBI simply save credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 20, 2017
    • SBI Cards Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am using Simply save credit card from SBI, they wont charge any annual fee or other fee. I am happy with that and they gave many exciting offers on fuel surcharge, reward points etc. I could convert the purchase amount into an EMI without any charges.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 19, 2017
    • SBI Cards Credit Card
      "Needs to improve"
      0.5 2.0/5 "Expected more"
      To what I had expereinced SBI credit card did not work really well and the credit limit value is around 17000 Rupees. Annual charges are around 500 Rupees and there are no offers with them till now. Customer service and other aspects are really not good like I need to wait for thirty minutes in the line to be connected with their executives which can be worked on.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good to have SBI card"
      0.5 5.0/5 "Blown Away!"
      SBI doing fair enough job on credit card process, I have SBI gold credit card, I used to get reward points for all transaction. I never redeem those points as of now, SBI gives good cash book offers on Flipkart and Amazon, I got maximum amount of Rs.2500 of cash back
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I am using credit card with State bank of India. The charges are 500 per annul. The bank quoted good credit limit and it is very much satisfactory and useful according to my usage. Also, whenever I use this credit card, the bank promptly credits reward points and sometimes cash back offers. It is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Better Service"
      0.5 2.5/5 "Just OK"
      Recently I had taken a credit card from State bank of India. It has been six months when I availed their credit card service. As of now, I did not face any issues with them. But I could not expect good customer service from SBI as it is a nationalized bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • SBI Cards Credit Card
      "Satisfied with the services & offers"
      0.5 5.0/5 "Blown Away!"
      SBI is the best on the credit card offers, especially they offered me a very good credit limit. It is a better limit when compared to ICICI Bank. Like wise there are a lot of nice offers of rewards and cash back and a lot of offers on the eCommerce websites.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
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