Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • SimplySAVE SBI Card

    Apply for the SBI SimplySave Credit Card online through an utterly simple process and enjoy a long list of privileges and benefits. Also, experience global acceptance of the card along with other highlights like the unique rewards program.
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    We found 1 SimplySAVE SBI Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details
    SimplySAVE SBI Card is Rated as "Excellent!" by 1095 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI SimplySave Credit Card, as the name suggests, offers savings on multiple purchases or transactions that we conduct on a day-to-day basis. From accelerated reward points to spending rewards to renewal fee waivers, the credit card offers more practical benefits that enable the cardholders to save while they spend on their credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    SimplySAVE SBI Credit Card - Features and Benefits

    • Welcome benefit: By spending Rs.2,000 within first 60 days of card issuance, cardholders can get 2,000 bonus reward points. By withdrawing cash within first 30 days, they can get Rs.100 as cashback valid on first withdrawal only.
    • Renewal fee waiver: Spend Rs.1 lakh or more in the first year to avail renewal fee waiver for the second year and so on.
    • Reward points programme:
      • Earn 1 reward point on every Rs.100 spent on the card
      • 10 reward points on every Rs.100 spent on dining, movies, departmental stores and groceries.
      • Four reward points are equal to Rs.1 and the accrued reward points can be used to pay the outstanding on the card. Members can also use the point to redeem gifts from SBIs rewards catalogue.
    • Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe.
    • Balance transfer on EMI: SimplySAVE credit cardholders can transfer the outstanding balance on their other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.
    • Convert purchases into EMI: Besides the balance transfer on EMI offer, SBI Card also offers the Flexipay option using which cardholders can convert any big-ticket purchases into easy monthly instalment. Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. The conversion can be done within 30 days of purchase.
    • Add-on credit cards: The primary user of SimplySAVE credit card can take up to 3 add-on credit card for his/her family members aged above 18 years. The add-on credit card will have similar features as that of the primary card.
    • Fuel surcharge waiver: Paying for fuel using your card no more attracts surcharge if you use the SimplySAVE credit card to make the payment. For fuel transactions between Rs.500 and Rs.3,000 made at any petrol station in India, the cardholder will become eligible for the waiver. The maximum waiver per billing cycle is capped at Rs.100.

    SimplySAVE SBI Card Fees and Charges 

    Annual/renewal fees

    Rs.499

    Interest-free period

    20 to 50 days (valid only when previous months’ due is paid completely)

    Minimum amount due

    5% of the total balance due (at least Rs.200)

    Cash advance limit

    Up to 80% of the credit limit

    Finance charges

    Up to 3.35% per month.

    Cash advance fee/withdrawal fee

    SBI ATMs and other domestic ATMs - 2.5% of the transaction amount or Rs.300 per transaction

    International ATMs – 3% or Rs.300, whichever is higher

    Late payment fee

    Total amount due Rs.0 to Rs.200 – NIL

    Rs.201 to Rs.500 – Rs.100

    Rs.501 to Rs.1,000 – Rs.400

    Rs.1,001 to Rs.10,000 – Rs.600

    Rs.10,001 to Rs.25,000 – Rs.800

    Rs.25,001 and above – Rs.950

    Payment Dishonour fee

    2% of the payment amount or Rs.450

    Statement retrieval fee

    Rs.100 per statement

    Over-limit fee

    2.5% of the over-limit amount or Rs.500

    Foreign currency transaction fee

    3.5% of the transaction amount

    Rewards point redemption fee

    Rs.99 per request

    Card replacement charge

    Rs.100

    How to apply for SimplySAVE SBI Card Online

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply' and type down your personal info to apply for the card right away.

    Alternatively, you can also visit SBI Cards official website to apply for SimplySAVE credit card.

    Eligibility to apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether or not you’re eligible to apply for the card follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (https://www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care helpline to check your eligibility for SBI SImply Save Credit Card.

    Documents required to SimplySAVE SBI Card

    The documents required apply for SimplySAVE credit card vary for each customer. Below is the list of basic documents required by SBI.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photographs
    • Income proof document
    • Bank statement

    SimplySAVE SBI Card FAQs

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part-time. Can I apply for SBI credit card?
    4. If you can show proof for the specified income, then you might become eligible to apply for the card.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Please submit another proof of address that carries your current address.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18. They can avail an add-on credit card which has similar features as that of your card.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Average"
      0.5 5.0/5 "Blown Away!"
      I am using SBI Simply Save credit card for around 1.5 years. They are charging annual fee of Rs.500 and it will be waived off, If I use certain limit on the card. One time have converted the payments into EMI and charges are fine. The customer service is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold SBI Simply Save and am using the card for approx one year. I get a multiple benefits on this card. There was no hidden charges. They are charging 500 rupees as an annual fee. I make the payment through online via debit card. They need to increase the limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 13, 2019
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 3.5/5 "Pretty good"
      I hold a SBI Simply Save card and using it for last 8 months. They are charging annual fee of Rs.500 plus GST. The customer service was average. The credit limit was high. The interest rate was too high for the flexi pay. There is no benefits on the card only the limit was high.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 12, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have a SBI Simply Save credit card and using it for more than 3 years. They are giving good reward points and cash back offers. There are online discounts as well. There was no hidden charges. It has an option for flexi pay. The credit limit was sufficient for me.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 04, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 4.5/5 "Excellent!"
      I am using SBI simply save credit card. I am satisfied with the credit limit. Am using it recently for the couple of months. They do charge annual fee of 500 rupees on this card. There is an option for flexi pay but have not used it so far.I am using it for multi purpose.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 31, 2019
    • SBI Cards Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      I have a SBI credit card for more than 1.5 years and its been good. I hold a SBI Simply Save credit card. They have given a good credit limit of 50K. The customer service is also good. The rate of interest is little bit high. I did not check the annual fees till now.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 30, 2019
    • SBI Cards Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      SBI Simply save credit card service is not up to the mark. I do not see much offers and even they process bit slow compare to other bank. They have charged me annual fee in this card. But their is waived off option available in this card. And their credit limit they have charged me was less.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 30, 2019
    • SBI Cards Credit Card
      "Looking for better credit limit"
      0.5 4.0/5 "Great!"
      I have a Simply save credit card from last 2 years, they charged Rs 500 as an annual fee for this credit card. I did not look for any offers on this credit card so far. The credit limit given by SBI credit card is very less when compared to other cards.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 29, 2019
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The offers like flexi pay and balance transfer is good but interest rate is high with State Bank of India. They charge annual fee of Rs.499, If I do transaction more than 70K then annual fee will waived off. The credit limit was moderate. I have a SBI Simply Save credit card which am using for multi purpose.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card from SBI through online channel. First I got a Simply Save credit card and completed one year then they issued me a different credit card. The credit limit is 50K and then they enhanced to 65K. I think there is an annual fee. The customer service is good. I pay within a date so no problem with the charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2019
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I took the credit card with SBI bank,it is simply save card i have, they have charged me annual fee in this card,but there is minimum waived off option available , and i am happy with the credit limit they have given me in this card, they have given me up to 1,00,000 rupees which is sufficient. and i use to get good offers in E-commerce products.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2019
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Payment sector is good with SBI, other payments will take 3days due to NEFT but here it happens within 10 minutes. There is no much offers on the card. The charges are moderate. It is a Simply save card and using for more than one year. The credit limit is 18K which is low compared to my other cards.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 08, 2019
    • SBI Cards Credit Card
      "Average"
      0.5 1.0/5 "Really Bad"
      I did one transaction and it was unsuccessful. I have received the first bill in that transaction amount has been added. I have contacted the customer service said to send the documents. I have taken a SBI Simply Save credit card through online channel. There is annual charge of Rs.499.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Jan 03, 2019
    • SBI Cards Credit Card
      "Average Service"
      0.5 3.5/5 "Pretty good"
      I had been using this card for more than one year and the services of them has been quite good. The credit limit with the card has been a little less but it was okay. There has been some good benefits which comes with the card like cash backs, vouchers, and there has been offers on shopping and for dining.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 22, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been simple and quite easy. The credit limit which they had given with this card has been satisfied and there has been some good benefits with this card as well. There has been some annual fee with this card as well.
      Was this review helpful? 0
      , jamshedpur
      Reviewed on Dec 20, 2018
    • SBI Cards Credit Card
      "Good card with no offers"
      0.5 4.0/5 "Great!"
      I am using my credit card wtih SBI and the card name is Simply save card. After spending a 2000 reward points in 60 days, they used to provide a cashback of Rs. 2000. I'm not sure about the rewards points for a every single rupee i spent. I'm not happy with the offer. They have offered me a credit limit of rs. 1.90 lakhs and i'm quite happy about it. If i spend Rs. 90000 in a year, my yearly charges of Rs. 499 will get waived off.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
    • SBI Cards Credit Card
      "Fantastic card"
      0.5 5.0/5 "Blown Away!"
      There is no reason for choosing a SBI simply click card. Just for the emergency purpose i bought the credit card. This card credit limit was higher which is 1.45 lakhs and I'm very much happy about it. There is a annual fee of Rs. 500 and if i use the card for Rs. 4000 and it will get waived off.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Dec 13, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I Have chosen state bank of India for credit card in that i have taken Sbi simply click credit card based on suggestion and offer. There is no annual charges for the card which gets waived off after using certain limit . Am happy with the credit limit which they have provided overall am satisfied with the card .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 13, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am happy to using SBI credit card credit limit they provide on paper 48 k aspect-ed till 1 lak yearly usage card limit is 5 lak Annual fee is 499 /- i want to increase my limit and i need to one more cc from HDFC . SBI service is good i am already used total card limit in 1st month only rating is 4 for good service.
      Was this review helpful? 1
      , kharagpur
      Reviewed on Dec 13, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I hold a simply save credit card with SBI from last 1.5 years, there was no annual fee charged for this credit card. It is a simply save credit card where i get good reward points and it is very useful. I am happy with the credit limit provided by SBI credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 01, 2018
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