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  • SimplySAVE SBI Card

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  • The SimplySAVE SBI Card lets you save on your everyday spends. The first-year fee (joining fee) is Rs.499. You pay Rs.499 as the annual fee from the second year onwards. This amount is waived if you charge more than Rs.90,000 to your card in a year. The interest rate charged on any overdue amount is up to 3.35% per month or 40.2% p.a.
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  • We found 1 SimplySAVE SBI Card
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    1st Year Fee
    Rewards
    Joining Perks
    499
    100% PAPERLESS APPROVAL
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    Fee Details

    Key highlights of SBI SimplySAVE Credit Card

    SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.

    From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    • A lifestyle credit card with a minimal renewal fee.
    • Renewal fee waiver on milestone spends.
    • Accelerated reward points on day-to-day spend categories.
    • Bonus reward points within 60 days of card set-up.

    Lifestyle benefits offered by SimplySAVE Credit Card

    • 10x more reward points on everyday spends.
    Offers on Bank Bazaar

    Features and Benefits of SimplySAVE SBI Credit Card

    Welcome benefit: Earn 2,000 bonus reward points by spending Rs.2,000 within first 60 days of card issuance.

    Also, get Rs.100 cashback by withdrawing cash using your SBI SimplySAVE card within first 30 days of card issuance.

    Renewal fee waiver: Spend Rs.1 lakh or more in a membership year and get your annual fee of Rs.499 waived off. The waiver is applicable from 2nd year onwards.

    Reward points programme

    :
    • Earn 1 reward point on every Rs.100 spent on the card
    • 10 reward points on every Rs.100 spent on dining, entertainment, departmental stores and groceries.
    • 4 reward points = Re.1
    • Redeem reward points against your card outstanding. You can also use the points to redeem gifts from SBI Rewards Catalogue.

    Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe.

    Balance transfer on EMI: You can transfer the outstanding balance on other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.

    Convert purchases into EMI: SBI Card also offers the Flexipay option using which you can convert any big-ticket purchases into easy monthly instalments.

    Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. However, the conversion must be done within 30 days of purchase.

    Free add-on credit cards: With the SimplySAVE credit card, you can take up to 3 add-on credit cards without any additional charge. Your immediate family members aged above 18 years are eligible for the add-on cards, which come with similar features as that of the primary card.

    Fuel surcharge waiver: Fuel bills no more attract additional surcharge if you use the SimplySAVE credit card to pay for your fuel.

    The fee waiver is applicable on all the transactions between Rs.500 and Rs.3,000 made at any petrol station in India. The maximum waiver per billing cycle is capped at Rs.100.

    Fees and Charges associated with SBI SimplySAVE SBI Card

    Joining fee Rs.499
    Annual fee Rs.499
    Interest rate Up to 3.35% per month
    Cash withdrawal fee
    • 2.5% of the transaction amount or Rs.300 per transaction (SBI ATMs)
    • 3% or Rs.300 (International ATMs)
    Rewards redemption fee Rs.99 per request
    Late payment fee
    • Total amount due Rs.0 to Rs.200 – NIL
    • Rs.201 to Rs.500 – Rs.100
    • Rs.501 to Rs.1,000 – Rs.400
    • Rs.1,001 to Rs.10,000 – Rs.600
    • Rs.10,001 to Rs.25,000 – Rs.800
    • Rs.25,001 and above – Rs.950
    Payment dishonor fee 2% of the payment amount or Rs.450
    Statement retrieval fee Rs.100 per statement
    Over-limit fee 2.5% of the over-limit amount or Rs.500
    Foreign currency transaction fee 3.5% of the transaction amount
    Card replacement charge Rs.100

    Eligibility to apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care helpline to check your eligibility for SBI SimplySAVE Credit Card.

    Documents required to apply for SimplySAVE SBI Card

    The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photograph
    • Income proof document
    • Bank statement

    How to apply for SimplySAVE SBI Card Online?

    You can visit SBI Cards official website to apply for SimplySAVE credit card online.

    Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.

    Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
    • Click on the ‘Check Eligibility’ button on the page.
    • Fill the required details to know your eligibility to apply for the card.
    • Eligible applicant would be redirected to the online application page.
    • Fill the online application form and click on ‘Submit’.
    • Upload and submit the required documents.

    Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.

    FAQs related to SimplySAVE SBI Card

    1. What are the pros and cons of SimplySAVE SBI Card?

      SimplySAVE Credit Card provides the best benefits any other lifestyle credit card would offer. Some of the key benefits offered by the card include 2,000 bonus reward points within first 60 days of card issuance, 4 reward points on every spend and 10 reward points on most lifestyle categories and annual fee reversal. Regarding the cons of the card, the features and benefits offered on the card justify the annual fee it charges. Apparently, there are no prominent drawbacks for regular users of the card.

    2. What is the difference between SBI SimplySAVE Credit Card and SimplyCLICK Credit Card?

      While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.

    3. Can my family members use the card simultaneously?

      Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a SBI Simply Save credit card for more than one year. I am happy with the credit limit and am using this card mostly for shopping purpose. They are charging annual fee of RS.499 plus GST. The payment mode is easy. The customer service is good. The charges are reasonable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 17, 2019
    • SBI Cards
      SBI Cards Credit Card
      "Average Moneyback card"
      0.5 3.0/5 "Satisfactory"
      Its been 15 years since i never paid any late fee and other charges since my payments are on time with all my credit cards. Simply save card from state bank of India is a average card. I can cash my rewards points and 5 rewards points is equal to Rs. 1 which is not much beneficial one.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jul 15, 2019
    • SBI Cards Credit Card
      "Not Good card"
      0.5 3.0/5 "Satisfactory"
      1 year ago, i have purchased a SBI credit card but i didnâ??t get any rewards points and the SBI customer care have not even contacted once iâ??m not sure about redeeming the rewards points if i call them also, they are not responding. They are not increased my limit as well. I have to pay the annual fee of Rs. 500.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jul 10, 2019
    • SBI Cards Credit Card
      "Not satisfactory"
      0.5 1.0/5 "Really Bad"
      I am using SBI Simply Save credit card from the past 1. 5 years. I am not happy with interest rate and the credit limit. IVR procedure is very lengthy and they are taking lot of time to answer my call. There is no benefits and they do charge annual fee of Rs.500.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jun 28, 2019
    • SBI Cards Credit Card
      "Good Balance transfer feature"
      0.5 4.0/5 "Great!"
      I can transfer the other card bills through SBI balance transfer and I can convert that money into an emi with nominal interest. I am using this service around four years, few things which we can't do it through online, for that we need to contact their customer service. But they are very knowledgeable they help over the phone call. They do have rewards system for shoppings its good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 25, 2019
    • SBI Cards Credit Card
      "Need to improve the customer care"
      0.5 4.0/5 "Great!"
      SBI customer care people are not supporting properly whenever i contact them. I get the add on card offer from SBI card and i get a flexi EMI options. I got the credit limit of Rs. 50000 which is enough for me. I need to pay the annual fee of Rs. 199 and there is no annual fee waiver option. Its easy to do make a bill payment.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 23, 2019
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I use SBI credit card and am very much satisfied with the app and they have given me a good limit. They have told me the time period in getting the card and got the same. There was no problem to contact the customer support. The annual fee is Rs.500 to 600 for Simply save credit card. Its been six months now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 19, 2019
    • SBI Cards Credit Card
      "Need to increase the limit"
      0.5 3.5/5 "Pretty good"
      I use SBI credit card for one year and they have provided me an international card. The credit limit is not sufficient. I would appreciate, if they can increase my limit. They are charging around 450 to 500 rupees as an annual fee for Simply Save card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Its a normal card which has cashback and rewards points. I can able to a transaction with hassle. The given credit limit was less and i do not get any offer notifications in my SBI card. Its easy to make the bill payment and there is a annual fee of Rs. 500 every year and if i do purchase of Rs. 30000 it will deducted automatically.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2019
    • SBI Cards Credit Card
      "Need to improve the interest rates"
      0.5 3.0/5 "Satisfactory"
      I have not done much transaction with my SBI credit card. The interest rate calculation is different between this bank to others. If there is a outstanding amount, again if i purchase any good, they are calculated both the amount for interest. I'm using the simplysave card and i have done only few transaction so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I had State Bank Of India creidt card which was taken directly through Bank itself.I have used the credit card for the past 1 year.The credit limit was very less hence closed the card .There was cash back offers and reward points as well .I am very much comfortable on using this card .
      Was this review helpful? 0
      , pune
      Reviewed on Jun 06, 2019
    • SBI Cards Credit Card
      "Very good card"
      0.5 4.0/5 "Great!"
      I hold a SBI Simply Save credit card and its almost 6+ years. I am using the credit card frequently. The best thing is they have provided an option for balance transfer which is very useful for me. I never done late payments and the interest rate is okay for EMI conversion.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 01, 2019
    • SBI Cards Credit Card
      "Need to increase the limit"
      0.5 3.0/5 "Satisfactory"
      I use SBI credit card and the services are not satisfactory. Its a Simply Save card and am using the card for past 1.5 years. The credit limit is very low and got only 10K, am trying to enhance but they are not accepting the customer request. The annual charges are applicable.
      Was this review helpful? 2
      , hyderabad
      Reviewed on May 31, 2019
    • SBI Cards Credit Card
      "Excellent but customer support has to be improved"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card and its best. I can create online account to view the statements immediately and everything, there is no requirements for separate savings account which is good. I am using Simply Save credit card for last 4months. I would request them to increase my limit. I need to pay annual fee of Rs.500. The customer service is not up to the mark.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 31, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I am using the SBI credit card. The card is secure with SBI. Even I'm unable to contact the call centre people. Till now i did not get any offers. Started using the card for almost 1 year. This is a simply save card. I have not checked about the offer notification so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 30, 2019
    • SBI Cards Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am using SBI Simply Save credit card and its okay. One day I made my payment on the due date which reflects on the next day, they have charged me more for late payments. Till now have not requested for reversal but found charges are high. I have taken an insurance incase of theft, fraudulent, card loss and its no use, am unable to reach the customer service. I have not got the refund for the insurance. The limit is only 25K and they deducted 2500 rupees for yearly card protection which was not good, it happens without intimation. At least they should send notification for the insurance renewal.
      Was this review helpful? 2
      , mumbai
      Reviewed on May 28, 2019
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have State Bank Of India credit card which was directly applied with bank ,The credit limit was good it is more than 1lakh.The credit card got sanctioned on time without any delay ,I have SBI Simply Save Card.There are good cash back offers and reward points .I am happy with the credit limit .
      Was this review helpful? 0
      , kolkata
      Reviewed on May 25, 2019
    • SBI Cards Credit Card
      "Not happy with limit"
      0.5 2.0/5 "Expected more"
      I hold SBI Simply Save credit card and am using for last 4 months. They are charging annual fee of Rs.499. They are not offering loans on the credit card and also personal loan. Also they are not enhancing the credit limit which was not good. My credit limit is average.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2019
    • SBI Cards Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Using the SBI Simply save credit card for last 3 months. I get a 5% discount on Amazon and flipkart website and the card to card transfer is there. There is a 1.75% interest rate is for transferring the money. Flexi EMI option is there to convert my purchase into EMI.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using SBI Simply Save credit card for last 4 years. The credit limit is not sufficient and it has to be enhanced. There is annual fee of Rs.499 plus GST. I am getting reward points and it can be purchased of gifts and can be payable for the credit card bill.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2019
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