Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    SimplySAVE SBI Card

    Apply for the SBI SimplySave Credit Card online through an utterly simple process and enjoy a long list of privileges and benefits. Also, experience global acceptance of the card along with other highlights like the unique rewards program.

    We found 1 SimplySAVE SBI Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    100% PAPERLESS APPROVAL
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    Fee Details
    SimplySAVE SBI Card is Rated as "Excellent!" by 1076 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI SimplySave Credit Card, as the name suggests, offers savings on multiple purchases or transactions that we conduct on a day-to-day basis. From accelerated reward points to spending rewards to renewal fee waivers, the credit card offers more practical benefits that enable the cardholders to save while they spend on their credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    SimplySAVE SBI Credit Card - Features and Benefits

    • Welcome benefit: By spending Rs.2,000 within first 60 days of card issuance, cardholders can get 2,000 bonus reward points. By withdrawing cash within first 30 days, they can get Rs.100 as cashback valid on first withdrawal only.
    • Renewal fee waiver: Spend Rs.1 lakh or more in the first year to avail renewal fee waiver for the second year and so on.
    • Reward points programme:
      • Earn 1 reward point on every Rs.100 spent on the card
      • 10 reward points on every Rs.100 spent on dining, movies, departmental stores and groceries.
      • Four reward points are equal to Rs.1 and the accrued reward points can be used to pay the outstanding on the card. Members can also use the point to redeem gifts from SBIs rewards catalogue.
    • Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe.
    • Balance transfer on EMI: SimplySAVE credit cardholders can transfer the outstanding balance on their other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee.
    • Convert purchases into EMI: Besides the balance transfer on EMI offer, SBI Card also offers the Flexipay option using which cardholders can convert any big-ticket purchases into easy monthly instalment. Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. The conversion can be done within 30 days of purchase.
    • Add-on credit cards: The primary user of SimplySAVE credit card can take up to 3 add-on credit card for his/her family members aged above 18 years. The add-on credit card will have similar features as that of the primary card.
    • Fuel surcharge waiver: Paying for fuel using your card no more attracts surcharge if you use the SimplySAVE credit card to make the payment. For fuel transactions between Rs.500 and Rs.3,000 made at any petrol station in India, the cardholder will become eligible for the waiver. The maximum waiver per billing cycle is capped at Rs.100.

    SimplySAVE SBI Card Fees and Charges 

    Annual/renewal fees

    Rs.499

    Interest-free period

    20 to 50 days (valid only when previous months’ due is paid completely)

    Minimum amount due

    5% of the total balance due (at least Rs.200)

    Cash advance limit

    Up to 80% of the credit limit

    Finance charges

    Up to 3.35% per month.

    Cash advance fee/withdrawal fee

    SBI ATMs and other domestic ATMs - 2.5% of the transaction amount or Rs.300 per transaction

    International ATMs – 3% or Rs.300, whichever is higher

    Late payment fee

    Total amount due Rs.0 to Rs.200 – NIL

    Rs.201 to Rs.500 – Rs.100

    Rs.501 to Rs.1,000 – Rs.400

    Rs.1,001 to Rs.10,000 – Rs.600

    Rs.10,001 to Rs.25,000 – Rs.800

    Rs.25,001 and above – Rs.950

    Payment Dishonour fee

    2% of the payment amount or Rs.450

    Statement retrieval fee

    Rs.100 per statement

    Over-limit fee

    2.5% of the over-limit amount or Rs.500

    Foreign currency transaction fee

    3.5% of the transaction amount

    Rewards point redemption fee

    Rs.99 per request

    Card replacement charge

    Rs.100

    How to apply for SimplySAVE SBI Card Online

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply' and type down your personal info to apply for the card right away.

    Alternatively, you can also visit SBI Cards official website to apply for SimplySAVE credit card.

    Eligibility to apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether or not you’re eligible to apply for the card follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (https://www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care helpline to check your eligibility for SBI SImply Save Credit Card.

    Documents required to SimplySAVE SBI Card

    The documents required apply for SimplySAVE credit card vary for each customer. Below is the list of basic documents required by SBI.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photographs
    • Income proof document
    • Bank statement

    SimplySAVE SBI Card FAQs

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part-time. Can I apply for SBI credit card?
    4. If you can show proof for the specified income, then you might become eligible to apply for the card.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Please submit another proof of address that carries your current address.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18. They can avail an add-on credit card which has similar features as that of your card.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      I hold a simply save credit card with SBI from last 1.5 years, there was no annual fee charged for this credit card. It is a simply save credit card where i get good reward points and it is very useful. I am happy with the credit limit provided by SBI credit card.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 01, 2018
    • SBI Cards Credit Card
      "Better card"
      0.5 4.0/5 "Great!"
      I have a SBI Simply Save credit card and am using it for last 2 years. I am using the card for all purpose. The customer service is very good. The charges are nominal. They have offered a good credit limit. There is no annual fee for the first year.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 01, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have taken a SBI Simply Save credit card through online channel. The credit limit is okay and there is an annual charge for 499 rupees. I am using the card for ticket booking in red bus, shopping its been one month. The customer service and response was average.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 01, 2018
    • SBI Cards Credit Card
      "Very Good card"
      0.5 5.0/5 "Blown Away!"
      Since its a nationalized bank credit card, i have opted for this credit card. They have provided me a credit limit of Rs. 80000 and I'm glad about it. I'm not happy about the annual fee which is Rs. 450 and I'm not sure about waive off charges. There are some offers are available in online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2018
    • SBI Cards Credit Card
      "Books your blood till you get stroke"
      0.5 0.5/5 "Unacceptable"
      Service is very poor n we can't even pay interest rather than principle amount of your card limit is in 50000/- if your outstanding is 40000/& then immediately they will make you outstanding 50000/- n they will straight away debit 10000/- n ask about interest amount more than 3000/- so friends don't take this SBI card
      Was this review helpful? 3
      , hyderabad
      Reviewed on Nov 20, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using a SBI Simply Save credit card for more than 3 years. The credit limit is 1.26L which am satisfied. I pay the payment through net banking. There is an option to convert the payment into EMI. They are charging 500 rupees annually. The customer service is better.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 17, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since there has been some good offers available with this card. The process in getting this card has been fine but there has been a little lag in getting the card, there has also been a mistake made in filling my date of birth. The credit limit which they had given with the card has been satisfactory and there has been some good benefits with the card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • SBI Cards Credit Card
      "Not satisfied with Customer Service"
      0.5 1.0/5 "Really Bad"
      I have taken sbi simply save card based on the offers and there is no annual charges for the card for the first year. But actually they have charges annual fees for the first year itself . Am not satisfied with the customer service as they as they have given low credit limit of Rs 13000 which is too low compared to all the banks.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 10, 2018
    • SBI Cards Credit Card
      "Better card"
      0.5 2.0/5 "Expected more"
      I had chosen to go with this card since the card has an offer on online purchases of 10% cash back on the purchases as well as it is a good bank where i had previous loan experiences with them. The credit limit with the card has been okay but i was expecting more limit. There has not been any annual charges for this card.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Nov 09, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      SBI has charging 499 rupees for annual fee. I have taken SBI simply save credit card through online. The reward points and discounts are good. The credit limit was fine. The process was faster and got the card on the specified time. The documents are collected at doorstep.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 08, 2018
    • SBI Cards Credit Card
      "Average card"
      0.5 4.0/5 "Great!"
      I got my sbi simply save credit card . Am satisfied with the credit limit which they have offered . There is annual charges for the first years of rs 500 which gets waived off after spending Rs 2000 in first 50 days and also receive the cash back points of 2000 points .
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 04, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI Simply Save card for past 1.5 years. The credit limit is 50K which am happy. I am paying annual fee of 500 rupees. Am getting reward points and cash back offers. I am using the card for shopping and gold purchasing, There is no any hidden charges. The payment was paid to SBI builders.
      Was this review helpful? 0
      , guntur
      Reviewed on Nov 03, 2018
    • SBI Cards Credit Card
      "Better"
      0.5 2.5/5 "Just OK"
      The charges are high in SBI compared to other banks, If I pay my payment after the due date. I got a Simply Save credit card and using it for 3 to 4 years. The credit limit is 94,000 rupees. The helpline number was provided to reach the customer support. They charge annual fee around 2000 rupees.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 31, 2018
    • SBI Cards Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      I had chosen to go with them since the annual charges with the card has been less than the other cards. The process in getting this card has been simple and easy and there has not been any delay in getting the card as well. I am happy with the card benefits and features which have been explained and i have started using the card as well.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 30, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Got my sbi simply save card and started using it . Am satisfied with the credit limit which they have provided .Am using this card for all purpose .There is annual charge for the card which gets waived off after using certain limit. There is no additional charges for the transaction which i make .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 29, 2018
    • SBI Cards Credit Card
      "credit limit should be increased"
      0.5 4.0/5 "Great!"
      I am happy with the SBI credit card service but they have given a lower limit of 17K where other bankers given more. I have requested to increase my limit but they didn't. They charge annual fee of 499 rupees plus GST charges. I got SBI SIMPLY SAVE CARD.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 24, 2018
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had chosen to with SBI SIMPLY SAVE CARD since there has been good offers available with the card. The process in getting this card has been good where it has taken very less time in getting the card and it was paperless documentation. The credit limit with the card has been satisfactory and the annual fee with the card has been around 499 where the first year it was free.
      Was this review helpful? 2
      , new delhi
      Reviewed on Oct 09, 2018
    • SBI Cards Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      State bank of India giving good service for the credit card , I have been using this card from Oct . Where i have called their customer service for increase of credit limit where they have given quiet low credit limit . There is annual charges for the card . This card hold benefits of good cash back offers and redeem points .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 07, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 1.0/5 "Really Bad"
      The process in getting SBI SIMPLY SAVE CARD has been simple and the card has reached on the right time. The credit limit of 40,000 which they had given with the card has been less than expected and there has not been any cash limit as well. There has not been much benefits with the card as i expected and i am yet to explore it more.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Oct 01, 2018
    • SBI Cards Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      There is no particular reason to choose the SBI SIMPLY SAVE CARD online. The limit is very low. I have used the card, the service is okay. I am getting reward points. I haven't used the card much so it is too early to comment on their services.
      Was this review helpful? 2
      , udaipur
      Reviewed on Sep 11, 2018
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