Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SimplySAVE SBI Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    Rs.1,500 Amazon Voucher Paperless approval available
    What you'll love
    Documents
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    Fee Details
    SimplySAVE SBI Card is Rated as "Excellent!" by 596 Users
    Credit Card BYTES FROM OUR KITCHEN

    SimplySAVE SBI Card

    • Cardholders can earn 10X reward points on spending on dining, grocery, departmental stores, and movies.
    • Earn 1 Reward point for Rs.100 spent on all other categories
    • Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue
    • Cardholders can bag 2000 bonus points on spending Rs.2000 in first 60 days.
    • Cardholders can avail a fuel surcharge waiver of 1% across all petrol pumps.
    • Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card.
    • Cardholders can avail an annual fee reversal on spending Rs.90,000 in a year on their SimplySAVE SBI card.

    Journeying overseas is always high on the yearly plan of numerous Indians, never mind the financial slowdown and cash value variations. A latest survey conducted by prestigious travel portal TripAdvisor shows a whopping 21 percent escalation in Indians scheduling a foreign visit compared to the previous year. This signals that people's wanderlust and love for travel haggling has motivated them to go globetrotting all the more.

    Truly, SBI SimplySAVE Credit Card is more than capable of getting you ready for your next big adventure outside India. If you frequently travel overseas with your family, then this is the best card for you.

    Benefits of SimplySAVE SBI Card

    Welcome Gifts:

    • You earn 2000 extra cash points if you use your card to pay a minimum of INR. 2000 in the initial two months.
    • You can get an INR. 100 waiver on your very first money withdrawal after receiving your card.

    Features of SimplySAVE SBI Card

    • You can access money anytime anywhere.
    • You may easily track and control how much you spend through SMS/ Email/ Mini Statement alerts obtained after every transaction.
    • There shall be no extra charge for easy bill facility used to pay off utility bills.
    • You can opt for flexible EMI options for big purchases.
    • You can choose rewards listed in the redemption category in exchange for the points earned when you shop, dine out and so on. And you get a cash point for every INR. 100 you are spending with your card.
    • You can also use your accrued points to pay back the due amount pending on your card.
    • You can now deal with the needs of your loved ones as you can apply for add-on cards for your parents, partner, siblings or kids who are of age 18 and above.
    • You can avail 2.5 percent of the additional fuel charges if you spend at least INR. 500. You cannot get more than INR. 100 per transaction.
    • If you spend at least INR. 75000 in a year, you are exempted from paying the yearly membership fee, which is INR. 499, for the coming year.

    Eligibility Criteria & Documents Required for SimplySAVE SBI Card

    Eligibility:

    Following are the age criteria for SBI SimpySAVE credit card:

    Salaried Applicants 21 to 70 years
    Pensioners 40 to 70 years
    Self-Employed 21 to 70 years

    Documentation:

    Photo copies of ID card, income proofs and address proof should be submitted.

    How to apply for SimplySAVE SBI Card Online

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply' and type down your personal info to apply for the card right away.

    Steps against fraud:

    In spite of credit card provider's claim that magnetic stripe credit cards work everywhere, it is common to get reject card payments by overseas retailers for fear of fraud. SBI's Gold & More comes with a 'chip-and-PIN' credit card that works at stores that don't have newer and contactless payment options yet.

    SimplySAVE SBI Card Fees and Charges

    Annual Fees Rs.499
    Additional Fees Per Annum NIL
    Extended Credit NA
    Credit Period Without Interest 20 to 50 days (valid only on store purchases and if earlier months due balance is paid completely)
    Minimum Amount Due 5 percent of total balance due (at least INR. 200) + GST + EMI (in case of loans)
    Cash Advance Up to 80 percent of Credit Limit (No more than 12K per day for Gold & maximum 15K per day for Platinum and/ or Signature Cards
    Finance Charges Up to 3.35 percent per month (40.2 per annum) from the day of transaction. SBI ATMs and other domestic ATMs 2.5 percent and 3 percent for international ATMs or Rs.300 for both.
    Renewal Fee Rs.499

    SimplySAVE SBI Card FAQs

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part time. Can I apply for this credit card?
    4. If you can show proof for the specified income, then you are eligible.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Not at all. You can just mention that at the time of application.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18.

    SimplySAVE SBI Card Reviews

    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Credit limit value is around 28000 Rupees with the State Bank of India credit card and the response is very good. Customer service is fine too. I am happy with the State Bank of India credit card. Everything is perfect one with the SBI credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      Customer service with the State Bank of India credit card is good one for me and the response is fine one too. I got the credit card within a month of time and am really happy with them. Responsiveness is good one with the SBI credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I had applied for a credit card with State banks of India.They have offers a good limit of 59,000 i am happy with the limit,the card has an annual fees however i have a spend criteria applicable for this card.I pay my card bills through online.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 20, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I am having the SBI credit card and am using this credit card from the last one month of time. Customer service is okay one with them and the credit limit value could be enhanced. I am getting the credit points, which is an added advantage for the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I have recently started to use the State Bank of India credit card ad the credit limit value is around 40000 Rupees. Process of getting the State Bank of India credit card is really long one. Customer service is better one with the SBI credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have simply save credit card with Sbi. The service is good. The documents procedure was made very simple during the process. The credit limit provided on my SBI credit card department is good when compared with other credit service providers in the market.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with State bank of India.The limit on the card is 44,000,i have no annual fees to hold this card.They have given a simply save card.The card has a best features for shopping and can earn reward points for the same.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card with state bank of India.The limit on the card is 83,000 .I pay an annual fees however its waived id i show a spend of huge amount,I get offers for online as well as at offline stores.Net banking is convenient to use and can quickly make payments.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      Customer service is good one with the State Bank of India credit card and the credit limit value is lesser one with them. I have got the credit card within ten days of time. Everything is better one with the SBI credit card and am really happy with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      My credit card application was approved with SBI and the experience was average. The process was quite long and it took 1 month to receive the credit card. Initially they told, they will give a credit limit of Rs 2 lakhs but they gave only Rs 70000 and i am not happy with the credit limit in this credit card. Documents were collected door step and the customer service was good. I have not started using this credit card so i am not aware of any offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a credit card with State bank of India.The limit om the card is sufficient to transact i have to pay an annual fees of 499 to hols this card.Net banking is user friendly.They had processed the card within 15 days of time. I have raised complaint regarding my card its been one months i have not received a revert for the same.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I had applied my credit card with State Bank of India through online channel. They collected too many documents and provided a lower credit limit. I hold a SBI prime card and they charge annual fee around 2,999 rupees. I paid the first bill through net banking.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with SBI cards and the experience was good. The process was smooth and i received my credit card within 15 days. I have a credit limit of Rs 92000 which is sufficient for this credit card. An annual fee of Rs 499 has to be paid every year for this credit card. Customer service was good and they collected documents on time. I get lot of offers in this credit card and i use this card for multi purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I got a SBI Gold Card and using it for 7 years. I am satisfied with the credit card service. The credit limit was 1L which was happy. They are charging annual fee. I got the reward points and 5% cash back offers on the shopping purpose. The redemption option is very much available here.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The State bank of India executives came to my place to collect the required documents on time to process my credit card application,. They have taken around 10 days of time to disbursed the SBI simply save credit card . The expected credit limit was not approved.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Need Imrovement"
      0.5 3.0/5 "Satisfactory"
      Around a month ago I have applied for the SBI Simply save card, but I haven't got any kind of response from the State bank of India credit card department. The response part need to be improved with the State bank of India and they need to be focus on the customers requirement.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have my credit card approved with SBI cards and the experience was good. The only issue i found is, i received Elite credit card instead of simply save card. I got my credit card within 10 days and i have a credit limit of Rs 1.3 lakhs with the cash limit of Rs 36000 in this credit card. Customer service was good and they collected documents on time. I did not pay any annual fee for this credit card. I get offers like reward points and i use this card for general purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have chosen SBI Simply Save credit card. They offered a credit limit of 15K which was not satisfactory since my expectation was above 30K. The customer service and response was good. They disbursed the card on time. The annual charges are applicable.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with SBI from the year 2010, the credit card services are pretty good comparatively, This is an Elite card and i pay an annual fee of Rs 5000 for this credit card. I got 2000 reward points on spending Rs 2000. I use net banking for making payments and i have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
    • SBI Cards Credit Card
      "Good & Convenient Card"
      0.5 4.5/5 "Excellent!"
      I am using the State Bank of India credit card close to one year. The credit limit was normal. They charge annual fee. The customer service and response was good. It was more accessible and for purchasing home appliances. The payment option was easy to do the payments.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
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