Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 SBI Simply Save Card
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    Rs.750 Amazon voucher free Paperless approval available
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    Fee Details
    SBI Simply Save Card is Rated as "Excellent!" by 228 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    SBI Simply Save Card

    • Earn 10X rewards on all your Dining, Movies, Grocery and Departmental Store spends
    • Earn 1 Reward point for Rs.100 spent on all other categories
    • Redeem your Reward points against your credit card outstanding balance or redeem against gifts from the Rewards Catalogue
    • 2.5% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000
    • Get 2000 Bonus points on spending Rs.2000 in first 60 days
    • Rs.100 off on Cash Withdrawal - Get Rs.100 Cash back on your first ATM Cash withdrawal within 30 days of receiving the card

    Journeying overseas is always high on the yearly plan of numerous Indians, never mind the financial slowdown and cash value variations. A latest survey conducted by prestigious travel portal TripAdvisor shows a whopping 21 percent escalation in Indians scheduling a foreign visit compared to the previous year. This signals that people's wanderlust and love for travel haggling has motivated them to go globetrotting all the more.

    Truly, SBI Simply Save Credit Card is more than capable of getting you ready for your next big adventure outside India. If you frequently travel overseas with your family, then this is the best card for you.

    Benefits of SBI Simply Save Credit Card:

    Welcome gifts:
    • You earn 2000 extra cash points if you use your card to pay a minimum of INR. 2000 in the initial two months.
    • You can get an INR. 100 waiver on your very first money withdrawal after receiving your card.

    Features of SBI Simply Save Credit Card:

    • You can access money anytime anywhere.
    • You may easily track and control how much you spend through SMS/ Email/ Mini Statement alerts obtained after every transaction.
    • There shall be no extra charge for easy bill facility used to pay off utility bills.
    • You can opt for flexible EMI options for big purchases.
    • You can choose rewards listed in the redemption category in exchange for the points earned when you shop, dine out and so on. And you get a cash point for every INR. 100 you are spending with your card.
    • You can also use your accrued points to pay back the due amount pending on your card.
    • You can now deal with the needs of your loved ones as you can apply for add-on cards for your parents, partner, siblings or kids who are of age 18 and above.
    • You can avail 2.5 percent of the additional fuel charges if you spend at least INR. 500. You cannot get more than INR. 100 per transaction.
    • If you spend at least INR. 75000 in a year, you are exempted from paying the yearly membership fee, which is INR. 499, for the coming year.

    Eligibility & Documentation:

    • You should be an earning individual who should be above age 21 and less than 60.
    • Photo copies of ID card, income proofs and address proof should be submitted.

    How to apply:

    Visit BankBazaar.com and browse through the credit cards page. You have the option to either explore or check your eligibility for different cards. BankBazaar will give you a list of carefully chosen credit cards as per your needs. Click on 'Apply' and type down your personal info to apply for the card right away.

    Steps against fraud:

    In spite of credit card provider's claim that magnetic stripe credit cards work everywhere, it is common to get reject card payments by overseas retailers for fear of fraud. SBI's Gold & More comes with a 'chip-and-PIN' credit card that works at stores that don't have newer and contactless payment options yet.

    SBI Simply Save Card Fees and other charges:

    Fees Per AnnumUp to INR. 499
    Additional Fees Per AnnumNil
    Extended CreditNA
    Credit Period Without Interest20 to 50 days (valid only on store purchases and if earlier months due balance is paid completely)
    Least sum due5 percent of total balance due (at least INR. 200) + GST + EMI (in case of loans)
    Cash LoanUp to 80 percent of Credit Limit (No more than 12K per day for Gold & maximum 15K per day for Platinum and/ or Signature Cards
    Finance chargesUp to 3.35 percent per month (40.2 per annum) from the day of transaction
    SBI ATMs and Other Domestic ATMs2.5 percent and 3 percent for international ATMs or INR. 300 for both.

    SBI Simply Save Card FAQs:

    1. Why are my personal documents required for credit card application?
    2. So as to take your application forward, your identity and income details should be verified.

    3. I work part time. Can I apply for this credit card?
    4. If you can show proof for the specified income, then you are eligible.

    5. My driving licence has a different address from that of my current residential address. Is that a problem?
    6. Not at all. You can just mention that at the time of application.

    7. Can my family members use the card simultaneously?
    8. Yes, they may if they are above age 18.

    SBI Simply Save Card Reviews

    • SBI Cards Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I also bank with State Bank of India for a credit card and the offers on the card is more than satisfactory. When ever I used my card there are no technical issues. There are proper rewards and the points can be redeemed too. The charges are also normal.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card from last 2 months, the services provided by SBI credit card is average when compared to other credit cards. When it comes to credit limit, it is very less. They also charged Rs. 3000 as one time processing fees at the time of getting this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "SBI is better than others"
      0.5 5.0/5 "Blown Away!"
      SBI is better than HDFC Bank in terms of points. As far as SBI is concerned, one point is equal to one rupee even when i checked HDFC Bank, the bank was charging more when compared with SBI. I do get offers some offers on shopping @ big bazaar 5% cash back.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Credit card"
      0.5 5.0/5 "Blown Away!"
      To start off, I would say my SBI credit card is a special card where if we waive the card, the card would get swiped instead of swiping the card in the EDC terminal. On my SBI credit card, I was offered a balance transfer option, depending up on my credentials, I get some offers and varies accordingly. I am holding this credit card of SBI for the past 2 months.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with State Bank of India and the offers on the card is fine. The customer services and response is good when I reach out to them for a query. The bills are clear and there are no hidden charges.The credit limit is also to my satisfaction.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "First experience was good one"
      0.5 5.0/5 "Blown Away!"
      Initially I was sait to be offered a very good Credit limit, which actually turned not that good. The amount that was credit was around Rs.42000, this is the only reason I haven't used this card often. Apart from that the I liked the offers available in this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I have been using my State Bank of India Credit Card for the past two years. I have had a very good experience with them, the card seemed like very useful. Special mention is supposed to be given to their Customer Service. Their communication has been always good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Convenient card "
      0.5 4.0/5 "Great!"
      I am holding IRCTC SBI credit card for last three yea.rs I have not been using it frequently. Hope I get good discounts in railway ticket, whenever I use my credit card to book the tickets, they give best discount. I am happy about it, overall fine to use.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the SBI credit card and am using it from the last two years of time. Customer service is also fine one for me and I have not faced any claims with them . I would like to say that they are not providing the proper services to the customers.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Looking for better feature"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is comfortable but hardly I use my credit card. But they gave me satisfactory credit limit. I am holding their SBI card around two years. There is an annual charges applicable around Rs.500, they used to give some starting voucher as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "average service"
      0.5 3.0/5 "Satisfactory"
      I rarely uses my STATE BANK OF INDIA credit card service and the limit for my STATE BANK OF INDIA credit card service is 30k also the offers I wont use the offers much and I was unable to connect STATE BANK OF INDIA credit customer service much ,I would say the service of STATE BANK OF INDIA for my credit card service is average.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I can say the service from STATE BANK OF INDIA for my credit card service is good but if there is any delay in the payment they are not accepting the late payments the charges is fine and the customer service staffs are very good ,the service of STATE BANK OF INDIA is very good still for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The service of STATE BANK OF INDIA for my credit card service is good but the process is always slow they use to delay in processing but the rate of interest which is offered from STATE BANK OF INDIA is always lowest also the online application is use friendly .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "worst service"
      0.5 1.0/5 "Really Bad"
      The service of STATE BANK OF INDIA is not as much I expected from STATE BANK OF INDIA service,there is no proper response from their staffs and the customer service is not good and they are not providing any proper information's I am very much disappointed with the service of STATE BANK OF INDIA for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have been offered a credit card from State Bank of India as I'm a very long time customer with them. I have been using this State Bank of India Visa Credit card for around 1 year and everything is fine this credit card. I use this credit card for shopping, movies, dining, fuels etc. Cash back and rewards are good. There is no annual fees applied to this credit card.
      Was this review helpful? 0
      , bikaner
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 3.0/5 "Satisfactory"
      I hold the Sbi simply save credit card for past 1 year. I use this card for shopping, online purchases, and for bill payments. I am satisfied with the credit limit. There is annual fee of Rs,499 I pay towards this card. I am happy using the SBI simply save card.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The SBI gold credit card has been used by me for more than 4 years. I use this card for shopping, household items, purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card. The rate of interest is high with SBI credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good for shopping offline and online"
      0.5 4.5/5 "Excellent!"
      SBI interest rate was very high, if some time I miss the payment they charge me very high and they have an annual charges around Rs.500 but they give coupons for that same amount. I generally get discount on big bazaar products, even they give upto 10% flat discounts.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "New card, require little more time"
      0.5 4.0/5 "Great!"
      I got SBI Platinum Card couple of months back and found the experience to be decent. Eventhough I have used the card much, I felt the process for taking the card was short and crisp. Generally I have a good impression about the State Bank of India's credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • SBI Cards Credit Card
      "Good offers "
      0.5 3.0/5 "Satisfactory"
      I hold a SBI credit card with a limit of 1.30 lakhs I have been using the card for more than two yearsIs a zero fees card.Best cash back offers are given for online shopping up to 5-10%.i got an offer to upgrade my card however am happy with the current limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
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