Standard Chartered Bank offers a wide range of credit cards with competitive interest rates in the market. You can choose from an array of credit cards catering to travel, cashback, rewards or lifestyle. If you’re looking to apply for a Standard Chartered credit card, you’ll have to meet certain eligibility criteria. The bank has set certain guidelines for the age of the applicant, minimum income, etc.
The below are the basic eligibility criteria to apply for Standard Chartered credit card
|Card Name||Age Requirement||Minimum Income Required|
|Standard Chartered Manhattan Platinum Rewards Credit Card||Between 21 and 65 years||Applicant should have a stable monthly income|
|Standard Chartered DigiSmart Credit Card||Between 21 and 65 years||Applicant should have a stable monthly income|
|Standard Chartered Platinum Rewards Credit Card||Between 21 and 65 years||Applicant should have a stable monthly income|
Use the below checklist of documents required to be submitted for availing a credit card from Standard Chartered Bank.
When you apply for a credit card, there are many factors that affect your eligibility. Some of the factors that play a major role when you apply for a Standard Chartered Bank credit card are:
There are many other factors that affect your credit card eligibility. Some of them are:
If you like to apply for a particular credit card and notice that you are not eligible to apply, or if the bank rejects your application, you can always apply again after improving your credit card eligibility. There are many ways you can improve your eligibility. Some of the ways are:
Some other ways you can improve your credit card eligibility are as follows:
Yes, you can withdraw money using your credit card from Standard Chartered Bank. However, you must keep in mind that when you withdraw cash using your credit card cash, you will be charged a fee. Try to withdraw money using your credit card only during a crisis.
You can find out the credit limit of the credit card via the net banking portal. You can also know the same from your credit card statement. The welcome kit will also have the credit limit mentioned.
Yes, you can use your Standard Chartered credit card for Visa and Mastercard payment networks across the world. However, you will have to activate the credit card in order to use it internationally.
When you improve your credit score, it will help you in increasing your credit card eligibility as well. Your credit score has a huge impact and is an important factor on the eligibility of getting a credit card.
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