Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Fuel Credit card

    Loading your search...
  • With the fluctuating prices of fuel in the world, it is necessary to save whenever possible. Many top banks and lenders in the country are offering fuel credit cards which help you save more on all your fuel purchases. The annual fee of these credit cards ranges from zero to Rs.1,000 along with an interest rate ranging from 3.25% per month to 3.40% per month. Apart from offers and benefits on your fuel expenses, these cards also provide a wide range of offers in other categories such as entertainment, dining and shopping as well.

    Some of the popular fuel credit cards in India

    More
    We found 5 Fuel Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    Reduced to 0 If annual spends > 30,000 1000
    What you'll love
    Documents
    You'll also love
    Fee Details
    0
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    Reduced to 0 If HDFC account is present 500
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    500
    What you'll love
    Documents
    You'll also love
    Fee Details

    What Is A Fuel Credit Card?

    A Fuel Credit card is being offered by banks to customers in a bid to provide them with maximum benefit while purchasing fuel. Having this card enables those who constantly buy fuel for various purposes to lower the expenditure on fuel. Apart from that, it enables the users of Fuel Credit card to use it for other benefits with regards to lifestyle.

    All About Fuel Credit Cards

    fuel credit cards

    How To Apply For A Fuel Credit Card?

    An individual can apply for a Fuel Credit card by visiting the nearest branch of the bank from which he/she wants to avail the card or apply online. The applicant needs to fill the application form and provide the documents asked for to get himself/herself the Fuel Credit card and cut down on the fuel expenses.

    Who Are Eligible To Apply For A Fuel Credit Card?

    The eligibility to apply for a fuel credit card seems to vary from bank to bank. However, some of the common eligibility norms that an applicant needs to fulfill are:

    • Need to have a good credit score.
    • Need to fulfill the minimum age and income bracket as prescribed by the bank.

    How To Choose The Best Fuel Credit Card?

    Before deciding to avail the best Fuel Credit card one needs to consider quite a few things. And with different banks and financial institutions providing fuel credit cards it is not easy in finalizing the card that best suits the purpose of the individual. Here are certain things that an individual before deciding which fuel credit card to avail:

    • Credit card payment pattern: While choosing the best fuel credit card, the most important thing is to identify the pattern of payment. The individual must look for a card that offers fuel benefits as well as best interest rates.
    • Fuel spending pattern: The individual needs analyze his/her expenses and decide on the monthly budget that would be spent on fuel. This is quite important as availing a fuel credit card without analyzing this would not serve the purpose.
    • Fees and charges: Considering the fees and charges associated with the fuel credit card that one intends to get also needs to be assessed prior to availing the card. If this is not done, the benefits and discounts that come with fuel credit cards may be negated by virtue of paying high fees and charges that are associated with the card.
    • Check the redemption process of the card: It is better to check the redemption process of the fuel credit card. It is better to get those cards which offer instant redemption of points.

    Benefits Of Fuel Credit Cards

    With many banks and financial institutions offering credit cards, the benefits that come with Fuel Credit cards differ. Apart from lowering the expenses with regards to purchasing fuel, some other benefits that come with Fuel Credit cards are as follows:

    • Get Reward Points
    • Redemption of points earned
    • Eligible for Cashback
    • Eligible for Surcharge Waiver
    • Dining offers
    • BookMyShow Offer
    • Eligible for Turbo Points
    • Waiver of Annual Fees
    • Can make utility bill payments
    • Eligible for Telecom benefits
    • Concierge Service

    Also Know Fuel credit cards with Cashback offers

    Cashback is one of the attractive and rewarding offers provided on fuel credit cards. In the time of rising petrol and diesel prices, having one fuel credit card with cashback feature is a saviour. You can receive the hiked petrol or diesel price as cashback by using a fuel credit card with cashback feature. Fuel credit cards also offer fuel surcharge waiver and accelerated reward points on fuel purchase which can be exchanged for both rewards and fuel purchases. One fuel credit card multiple savings, isn’t it sounds amazing? Of course, yes.

    Features Of Fuel Credit Cards

    Just like other credit cards, Fuel Credit cards also come with a lot of features. Some of the features that come with Fuel Credit cards which banks provide are as follows:

    Listed below are a few credit card that offer cashback on fuel credit cards.
    • HDFC Bharat Cashback Credit Card and HDFC Bharat Credit Card offer 5% cashback on fuel purchases. No minimum transaction required but the maximum cashback is capped at Rs.150 per month.
    • ICICI Bank HPCL Coral Amex credit card, ICICI Bank HPCL Coral Visa/MasterCard and ICICI Bank HPCL Platinum credit card: All these cards offer 2.5% cashback on fuel purchases made at Hindustan Petrol pumps. The minimum transaction value should be Rs.500 and maximum cashback is capped at Rs.100 per month
    • Standard Chartered Titanium credit card offers 5% cashback on fuel spends at all petrol pumps. The minimum transaction should be Rs.750 and maximum discount is capped at Rs.250 per month
    • Can enjoy Zero Fuel Surcharge: An individual who uses Fuel Credit card gets the fuel surcharge of 2.5% waived when he/she purchases fuel by using the card. Apart from this, the card offers cashback as well as enables the cardholders to make payment of utility bills.
    • Individuals can redeem points to purchase fuel: By virtue of using the Fuel Credit cards at various outlets, an individual can earn redeem points. These redeem points can be used while purchasing fuel or for other lifestyle benefits like buying tickets, dining discounts etc.

    Why Opt For A Fuel Credit Card?

    When most credit cards that are existing in the market offer fuel benefits to individuals, the question emerges as to why one should opt for a Fuel Credit card. The answer to this question is that Fuel Credit cards are specially designed to save money every time an individual refills his vehicle with fuel. With petrol and diesel prices on the rise, Fuel Credit card can enable an individual to cut down on the expenses that go into buying fuel.

    Indian Oil Citi Platinum Credit Card

    This card helps customers earn a maximum of 71 litres of free fuel. It comes with an amazing rewards program that helps customers save a lot of money on their fuel transactions.

    • Turbo Points – Cardholders receive the following amount of Turbo Points when they spend money using this card:
      • 4 Turbo Points for every Rs.150 spent on fuel at Indian Oil outlets in India.
      • 2 Turbo Points for every Rs.150 spent at supermarkets and on grocery.
      • 1 Turbo Point for every Rs.150 spent on other things such as dining, shopping, etc.
      • 4X Turbo Points on every Rs.150 spent at featured partner store.
    • Redemption – 1 Turbo Points can be redeemed for fuel worth Rs.1.
    • Annual Fee Waiver – Cardholders do not have to pay any annual fee, if they spend a minimum of Rs.30,000 annually.
    • Concierge Service – Citibank offers concierge service exclusively to all its Indian Oil Citi Platinum Credit cardholders.

    Indian Oil Citi Titanium Credit Card

    This card helps customers save more than 5% on their fuel bills and earn up to 71 litres of free fuel.

    Benefits:

    • Turbo Points – Cardholders receive the following amount of Turbo Points when they spend money using this card:
    • 4 Turbo Points for every Rs.150 spent on fuel at Indian Oil outlets in India.
    • 2 Turbo Points for every Rs.150 spent at supermarkets and on grocery.
    • 1 Turbo Point for every Rs.150 spent on other things such as dining, shopping, etc.
    • 4X Turbo Points on every Rs.150 spent at featured partner store.

    Standard Chartered Super Value Titanium Credit Card

    This card offers a cashback of 5% on the fuel transactions that you make at any petrol pump in India.

  • Redemption – 1 Turbo Points can be redeemed for fuel worth Rs.1.
  • Utility Bill Payment – Cardholders can pay their utility bills easily using this card.
  • Annual Fee Waiver – Cardholders do not have to pay any annual fee if they spend a minimum of Rs.30,000 annually.
  • Surcharge Waiver – Enjoy 2.5% fuel surcharge waiver when you spend on fuel at Indian Oil outlets.
  • Benefits:

    • Cashback Offer – Earn cashback of 5% and 2.5% on fuel spends.
    • Surcharge Waiver – Enjoy 2.5% fuel surcharge reversal on the amount you spend at any petrol pump.
    • Telecom Benefits – Earn cashback of 5% on telecom related bill payments.
    • Utility Payment – Use this card to pay utility bills and earn 5% cashback.

    Factors to Consider While Selecting the Best Fuel Credit Card:

    Some of the factors that you should consider while selecting the best fuel credit card are as follows:

    • Savings – When you look for a fuel credit card, you should see how much you will end up saving on your fuel transactions.
    • Participating Oil Companies – This is one of the most important things that you should look at when you are looking for a fuel credit card. You should check if the benefits are offered at particular petrol pumps owned by a certain Oil Company or at all the petrol pumps across the country.
    • Surcharge Waiver – Figure out if you will receive fuel surcharge waiver on your fuel spends or not.
    • Spend Limits – Make sure the spend limit to avail benefits is not very high.
    • Annual Fee – Check the annual fee of the credit card that you plan to purchase. Some cards offer you an annual fee waiver when you spend a certain amount of money using your card in a year.
    • Redemption Process – Check out the redemption process of the credit card you plan to purchase. See if it offers instant redemption or not. Most cards offer instant redemption of points at petrol pumps.

    ICICI Bank HPCL Coral VISA/MasterCard Credit Card

    This card is popular for its cashback offers, accelerated rewards points and fuel surcharge waiver. The points earned on this card can be redeemed for fuel at any HPCL petrol pump.

    Benefits:

    • Rewards Points – Get 5 PAYBACK Points for every Rs.100 that you spend on fuel at any HPCL petrol pump.
    • Redemption – Get Rs.500 worth fuel on redemption of 2,000 PAYBACK Points.
    • Cashback Offer – Earn cashback of 2.5% on fuel transactions made at HPCL petrol pumps.
    • Surcharge Waiver – Enjoy 2.5% fuel surcharge waiver at HPCL petrol pumps.
    • BookMyShow Offer – Avail discount of Rs.100 on a maximum of 2 movie tickets every month.
    • Dining Offer – Save a minimum of 15% on dining through the Culinary Treats Program.

    ICICI Bank HPCL Coral American Express Credit Card

    This card helps customers earn points on every fuel transaction that they make. It is easy to avail and cardholders can make use of the various offers that this card provides.

    Benefits:

    • Rewards Points – Get 3X or 6 PAYBACK Points for every Rs.100 that you spend on fuel at any HPCL petrol pump.
    • Redemption – Get Rs.500 worth fuel on redemption of 2,000 PAYBACK Points.
    • Cashback Offer – Earn cashback of 2.5% on fuel transactions made at HPCL petrol pumps.
    • Surcharge Waiver – Enjoy 2.5% fuel surcharge waiver at HPCL petrol pumps.
    • BookMyShow Offer – Avail discount of Rs.100 on a maximum of 2 movie tickets every month.
    • Dining Offer – Save a minimum of 15% on dining through the Culinary Treats Program.

    ICICI Bank HPCL Platinum Credit Card

    This card not only reduces the fuel bills of the customers, but also helps them save money through its annual fee waiver option.

    Benefits:

    • Rewards Points
      • Get 2.5X accelerated reward points for every Rs.100 that you spend.
      • Earn 5 PAYBACK points on fuel spends at any HPCL petrol pumps.
      • Avail 2 PAYBACK points for all other spends.
    • Redemption – Get Rs.500 worth fuel on redemption of 2,000 PAYBACK Points.
    • Annual Fee Waiver – Spend a minimum of Rs.50,000 in a year using this card and the bank will refund the annual fee for that particular year.
    • Cashback Offer – Earn cashback of up to Rs.100 on fuel transactions made at HPCL petrol pumps.
    • Surcharge Waiver – Enjoy 2.5% fuel surcharge waiver when you spend a maximum of Rs.4,000 on fuel at HPCL petrol pumps.
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Fuel Credit Cards Reviews

    • YES Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using YES bank credit card which was availed through online. I am having this card almost 3 to 4 months ,There are movie ticket offers and airport lounge access. I have not used fuel benefits so far. This was a free card and without any drawbacks got my card. I am satisfied with the overall service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 25, 2020
    • IndusInd Bank
      IndusInd Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have Indusind Bank credit card which is good to use ,The credit limit was satisfied .There are fuel benefits ,movie ticket offers and discounts for shopping as well .I have got the credit card on time and using for the past 2 months only .Everything was good to me so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 25, 2020
    • American Express Credit Card
      "Better Card"
      0.5 4.0/5 "Great!"
      I have purchased the credit card from AMEX on 3 months back,its because of the good reward point system when compared to others. No surcharges on the petrol when i use in the fuel station since they have a collaboration with the HDFC bank. I got the limit of Rs. 80000 after usage of Rs. 30000 in a first month, they are giving waiver on the annual fee.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 25, 2020
    • SBI Cards Credit Card
      "Best Card"
      0.5 5.0/5 "Blown Away!"
      SBI is a user friendly card to use and since its best in the market i have chosen the card from SBI. It is a simply save card. I'm getting fuel charges waiver and annual fee waiver if i use the card for Rs. 1 lakh in a year. I'm getting Amazon gift voucher worth of Rs. 500 based on the reward points. I hold this card about 3 years without facing any kind of issue.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 25, 2020
    • RBL Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am using RBL super credit card more than 2 years and the credit limit is really good. Customer service response is good but not necessary to contact them, every thing we can do it app itself. I am happy with the credit limit Rs. 1.25L, i am getting reward points, movie offer and fuel benefit mostly i use this card for online shopping.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 24, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am holding INDUSIND bank credit card. I use to get cash back benefits for fuel and online shopping. EMI conversion options are available. I have a credit limit of 50K which is sufficient. The customer support response is good. I use mobile app which is user friendly, I can view all offers for my card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jan 24, 2020
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I applied for Indusind credit card through online. Credit limit offered from bank is 50K which is sufficient. Fuel surcharges are not waived off but initially executive informed fuel cash back is available so only I applied for it. It is a life time free credit card. It is hard to connect with the Tamil or English customer support mostly Hindi executive are available.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 24, 2020
    • HDFC Bank Credit Card
      "Average Card"
      0.5 5.0/5 "Blown Away!"
      I called HDFC sales executive regarding to convert my purchase into EMI and he was very helpful. 3 years back, they have given me the credit card and in that i have credit limit of Rs. 1.25 lakh and cash limit is Rs. 50,000. I am getting 5% to 10% cash back and when I fill the fuel, my surcharges get waived off. When I do a purchase in Amazon, i get 10% discount. Rate of interest is high even if the payment is delay for one day, their executive come to my home to collect the payment hence I have blocked the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 24, 2020
    • Axis Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using AXIS bank credit card for very long back. I hold this card for almost 5 years and they have increased my credit limit up to Rs. 2.60 lakh. Its Flip kart credit card and i get a offer like they will waive off the fuel charges and i get some cash back on Flipkart website. Overall, I'm satisfied with their service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 24, 2020
    • Citibank Credit Card
      "Really good to have this card "
      0.5 4.0/5 "Great!"
      I got an offer because what they have given like I can get the free petrol on the fuel station i bought Indian oil CITI platinum card. It took a week to get this bank credit card. They didn't provide me any joining benefits. I got the first month bill of Rs. 2000 and its clear to understand. I'm satisfied with the credit limit to provided to me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 24, 2020
    • Citibank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      I am using CITI INDIAN OIL credit card for the past 6 months and this is a life time free card and also they given a good limit. Annually i am getting some liters fuel free for this card and also 1 reward point is equal to 1rs. Reward points can convert as a cash, customer service was good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 23, 2020
    • YES Bank Credit Card
      "User Friendly"
      0.5 5.0/5 "Blown Away!"
      Yes Bank credit card was chosen by me since there was an offer so I got at that time . I have received the card recently only. I have used for shopping, I get good discounts on E-commerce website there are fuel benefits and movie ticket offers also.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • Axis Bank Credit Card
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I have Axis Bank credit card which was taken through Bank.I am using this credit card for the past 5 years .There are 5% reward points and the credit limit was sufficient and there are fuel benefits also.Everything was good on this credit card .I am totally happy with the service.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2020
    • SBI Cards Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      I am using SBI credit card for the past 3 years only.For Rs.100 there are 3 reward points .I am satisfied with the credit limit ,There are fuel benefits and not yet faced any drawbacks ,Everything was good on this credit card .From bank end proper response and callback was there .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2020
    • Citibank Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      I have CITI Bank credit card which was a chargeable. There was fuel benefits once I got the card but later for fuel they have charged that is the issue. The credit limit was very less and I am using this card for the past 3 months. The benefits are very less. I have got the credit card on time without any delay.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2020
    • ICICI Bank Credit Card
      "Service is Good"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was taken through Bank.This was a chargeable card as well as satisfied with the credit limit,There are movie ticket offers ,benefits related to fuel purchase and also airport lounge access.There was no drawbacks faced so far on the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2020
    • IndusInd Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have chosen INDUSIND bank credit card since its life time free and have good reward points benefits. The limit of the credit card was okay. There are benefits such as movie ticket offers ,fuel and airport lounge access.once credit card bill is paid from bank end they are charging extra amount that is only an issue.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2020
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was a coral card .I am having much benefits on this card such as fuel benefits ,movie ticket offers and airport lounge access but i have not used .Everything is good on this card .I am satisfied with the credit card service so far .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 23, 2020
    • Kotak Credit Card
      "Best bank"
      0.5 4.0/5 "Great!"
      Kotak Mahindra credit card is a good to use, because its easily accessible card. Purchased this credit card almost 4 years back. I'm getting all kind of benefits like fuel surcharges, movie offer 1+1 , but i have not utilized that and also i am getting cash backs and reward points. Annual charges for this card is Rs.500 and there is no wavier.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    • SBI Cards Credit Card
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      I am using SBI simply save credit card for last 7 months. I'm getting rewards points, fuel surcharges , shopping and dining benefits. I never faced any trouble on this card since i pay the bills on time. This application is very simple to access.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 23, 2020
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.