Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank HPCL Coral Visa Credit Card Reviews

    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using coral credit card, It was very good for shopping purpose. I could convert the reward points ICICI service is really good, I download my statements online regular soft copy to check. Based on the salary account they have offered me this credit card and the limit they have offered me is 60000 approximately
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      Holding a ICICI bank Coral card for past 2 years. The benefits like movie tickets from Book my show, reward points and the cash back offers are available with this card. I am satisfied with the credit limit and happy with the ICICI bank service. The rate of interest is nominal with ICICI bank credit card.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      It has been a good experience till date on my credit card with ICICI Bank. This bank is good in responding to me and also provide me the best of offers and they are very much transparent when it comes to statement billing and the limit they have offered me is 60000 rupees and this is a life time free credit card.
      Was this review helpful? 0
      , vapi
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "Higher Fees on Missing Due Date"
      0.5 5.0/5 "Blown Away!"
      I have credit card from past one year. i pay my all dues timely but in one month i have misunderstanding that if i have maintain minimum due balance then they will auto debit that amount . i am wrong here bank need full time always if you subscribe full payment for autopay .i call to customer care and explain my query but then said that it is your falt.i said that it is my first mistake and i will never do please refund . i do due to misunderstanding and difference between full and minimum is only 100 rupee. they do not want to do anything for me.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "GOOD EXPERIENCE"
      0.5 4.0/5 "Great!"
      My experience with ICICI bank credit card was good the reason being, infact this was my first card followed by which I had taken HDFC. I am very much comfortable using this ICICI Bank credit card. There is no problem with the way my card was processed.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      ICICI gave me coral credit card, so far I didn't get offers from them. Whenever I do any transactions or any shopping I am getting reward points, but I didn't redeem it. Some time I get cash back on shoppings, especially during festival season.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      I have taken ICICI Airmiles credit card, Whenever I book any flight they gives good point, I could redeem next time. Even they are giving good reward points at mybook show for the movie tickets, I can utilize the benefits. ICICI bills are also very transparent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Nice Experience "
      0.5 5.0/5 "Blown Away!"
      ICICI Bank has also offered me a credit card and I am very much pleased in using it. The bank has offered me a limit which is more than satisfactory. The customer services are also good. They are on time to send me my statements and I get intimated of all the transactions I do.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      As of now, everything is going good with ICICI credit card. I am not happy with the bank as the credit limit is not good. But they told me that they would increase the limit in a year. I am using this card for more than a year, but still it is not increased. But then I do not have any issues with the bank in using the card.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      My ICICI credit card is basically a life time free credit card where we can purchase anything using this credit card . No issues with this card no charges or any other issues as well. I had been using this card about a couple of years. Name of the ICICI credit card is Platinum fee credit card I did not get any offers on this card till date
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      I am using ICICI bank coral credit card from the last three to four years of time. Their service aspects are just okay, but their net banking services are really good. Customer service is fine with them , the credit limit is also a lesser one. I have contacted them so many time to enhance the limit but they have not so I have opted other card with a higher limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Improve the customer service"
      0.5 2.0/5 "Expected more"
      ICICI credit card is quite trouble some because their Customer service was not that great, they were unable to understand the customer needs and they dont have patience to listen to the customer. especially when it comes to credit card . The issues were resolved but I was not aware of the bank norms it is their duty to make the customer understand about the bank norms . Anyways, I had closed the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Pretty Good to Use"
      0.5 4.5/5 "Excellent!"
      The one I hold is a life time free card. Seven months ago, I had taken a card from ICICI bank. Though I have no savings account with the bank, they offered a free credit card. I am not sure about my credit limit but then I spend 14000 in every month. The bank provides reward points.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      In the process of getting my loan through from ICICI Bank. I was told that I would received a credit card as complimentary. The executive collected my documents as well. The process has crossed ten days now and till now I have not got any card from them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      Amongst all the other credit cards I use, ICICI bank is the best. The offers on the card is perfect and I am also informed about it on a regular basis. The credit limit is perfect and the card can also be a accessed all over. The interest rate and charges are very much normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • ICICI Bank Credit Card
      "Suitable only high profile people"
      0.5 2.0/5 "Expected more"
      I took ICICI credit card based on HDFC credit card transaction, I have submitted HDFC credit card bills to get ICICI credit card. The process got delay, but they are giving pay back points and free movie tickets. However I am not satisfied with ICICI credit limit of Rs.15,000 its low.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got the ICICI bank platinum chip card 2 months ago.The reward points, cash back offers are available with this card. But I never used it so far. The rate of interest is as per the market with this card. The customer service is good with ICICI bank. I am satisfied using ICICI bank Platinum chip credit card,
      Was this review helpful? 0
      , agra
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Good overall"
      0.5 3.5/5 "Pretty good"
      I hold a credit card of ICICI Bank and it is overall good. The process is good if I would to convert my purchases to an EMI, it is very much convenient to do so. There are good offers as well and the limit is okay. I am happy that there are no hassles in banking with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Customer friendly"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank credit card is very much customer friendly it is hassle free process, I did not face any issues with them till date. I pay the amount and it will get the credited on time and there are no issues with this card. They are giving offers on online stores for example mobile online shopping they give some cash back too.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Aug 16, 2017
    • ICICI Bank Credit Card
      "Nice Experience"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is better on the credit card offers. The bank is also responsive when ever I reach out to them and they have a very decent credit limit. The deals are good online and the bank has a convenient billing system too. There a lot of other benefits too.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 16, 2017
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    ICICI Bank HPCL Coral Visa Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank HPCL Coral Visa Card Overview:

    ICICI Bank is one of the largest banks in India and offers a wide range of banking and financial products including credit cards. ICICI Bank Credit Cards offer a wide range of features, benefits and privileges that cater to the needs of customers from all walks of life. The ICICI Bank HPCL Coral VISA Credit Card is designed to help people deal with the rising cost of fuel and offer them with other benefits that will enhance their lifestyles.

    Benefits of the ICICI Bank HPCL Coral VISA Credit Card:

    • Enjoy 2.5% cashback (maximum Rs 100) when you use your card to purchase fuel at any of the HPCL petrol pumps.
    • Get a waiver of 2.5% on fuel surcharge when you use your card for fuel transactions up to Rs 4,000 at any of the HPCL petrol pumps across the country.
    • Earn PAYBACK reward points at an accelerated rate (2.5X) when you use your card for fuel transactions at HPCL petrol pumps.
    • Earn 2 PAYBACK points every time you spend Rs 100 on your card.
    • Get an annual fee waiver of Rs 199 when you spend a minimum amount of Rs 50,000 in a year on your card.
    • Get a chance to redeem reward points instantly at HPCL petrol pumps by swiping your PAYBACK card.

    Features of the ICICI Bank HPCL Coral VISA Credit Card:

    • Get a discount of Rs 100 when you book movie tickets on BookMyShow.com (maximum 2 tickets per month).
    • Enjoy minimum savings of 15% when you dine at over 800 restaurants that are part of the Culinary Treats programme of ICICI.
    • Enjoy 2 complimentary access to airport lounges every quarter when you present your credit card along with the boarding pass at any airport.
    • Enjoy round the clock banking services with Mobile Banking and Internet Banking from ICICI Bank.
    • Enjoy higher protection against fraud and counterfeiting with the help of chip & pin security.

    Eligibility and documentation:

    The eligibility criteria for the ICICI Bank HPCL Coral VISA Credit Card are as follows:
    • The applicant should be aged 23 or above to be a primary cardholder and aged 18 and above to be a secondary cardholder.
    • The applicant should earn a monthly salary of Rs 20,000 (if salaried) or have an annual income of Rs 3 lakhs as per ITR (if self-employed)
    The documents required for applying for this ICICI Bank credit card are as follows:
    • Address proof
    • Identity proof
    • PAN card
    • IT return
    • Salary slips for the last 2 months
    • 1 photograph

    Fees and charges:

    • For the 1st year, the joining fee is Rs 199 (exclusive of service tax)
    • For the 1st year, there is no annual fee.
    • From the 2nd year onwards, there is an annual fee of Rs 199, which is waived if Rs 50,000 or more was spent on the card, the previous year.
    • There is no fee for a Supplementary Card.
    How to redeem reward points?

    You can instantly redeem your PAYBACK reward points by swiping your card at HPCL petrol pumps for fuel transactions. You can also redeem the points for a wide range of products and offers on the PAYBACK website or on online partner sites of PAYBACK.

    How to Apply for the ICICI Bank HPCL Coral VISA Credit Card?

    You can apply for the card online at BankBazaar.com. Visit the website and under the credit cards section, look for ICICI Bank credit cards. After that, select this card and follow the given procedure to apply for the card online within no time.

    ICICI Bank HPCL Coral Visa Credit Card FAQs:

    1. What are the travel benefits offered with this card?

      The cardholder is offered 2 complimentary access to airport lounges every quarter as a travel benefit.

    2. What do I do if my HPCL Coral VISA Credit Card is stolen or lost?

      In case your credit card is stolen or lost, get in touch with the ICICI Bank Customer Support Team to get it blocked.

    3. How many reward points will I earn when I use my card for fuel transactions at HPCL petrol pumps?

      Every time you spend Rs 100 on you card for fuel transactions at HPCL petrol pumps, you will earn 5 PAYBACK reward points.

    4. How can I change the mailing address for my ICICI Bank credit card?

      You can update your mailing address, mobile number, email address and other personal information by visiting the nearest ICICI Bank branch.

    5. Is there any fee for making cash payments at the branch?

      Yes, there is a fee of Rs 100 for making cash payments at the branch. To avoid paying this fee, you can opt for other mode of payments such as Internet Banking.

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