ICICI Bank is one of the largest banks in India and offers a wide range of banking and financial products including credit cards. ICICI Bank Credit Cards offer a wide range of features, benefits and privileges that cater to the needs of customers from all walks of life. The ICICI Bank HPCL Coral VISA Credit Card is designed to help people deal with the rising cost of fuel and offer them with other benefits that will enhance their lifestyles.
Benefits of the ICICI Bank HPCL Coral VISA Credit Card:
Enjoy 2.5% cashback (maximum Rs 100) when you use your card to purchase fuel at any of the HPCL petrol pumps.
Get a waiver of 2.5% on fuel surcharge when you use your card for fuel transactions up to Rs 4,000 at any of the HPCL petrol pumps across the country.
Earn PAYBACK reward points at an accelerated rate (2.5X) when you use your card for fuel transactions at HPCL petrol pumps.
Earn 2 PAYBACK points every time you spend Rs 100 on your card.
Get an annual fee waiver of Rs 199 when you spend a minimum amount of Rs 50,000 in a year on your card.
Get a chance to redeem reward points instantly at HPCL petrol pumps by swiping your PAYBACK card.
Features of the ICICI Bank HPCL Coral VISA Credit Card:
Get a discount of Rs 100 when you book movie tickets on BookMyShow.com (maximum 2 tickets per month).
Enjoy minimum savings of 15% when you dine at over 800 restaurants that are part of the Culinary Treats programme of ICICI.
Enjoy 2 complimentary access to airport lounges every quarter when you present your credit card along with the boarding pass at any airport.
Enjoy round the clock banking services with Mobile Banking and Internet Banking from ICICI Bank.
Enjoy higher protection against fraud and counterfeiting with the help of chip & pin security.
Eligibility and documentation:
The eligibility criteria for the ICICI Bank HPCL Coral VISA Credit Card are as follows:
The applicant should be aged 23 or above to be a primary cardholder and aged 18 and above to be a secondary cardholder.
The applicant should earn a monthly salary of Rs 20,000 (if salaried) or have an annual income of Rs 3 lakhs as per ITR (if self-employed)
The documents required for applying for this ICICI Bank credit card are as follows:
Salary slips for the last 2 months
Fees and charges:
For the 1st year, the joining fee is Rs 199 (exclusive of service tax)
For the 1st year, there is no annual fee.
From the 2nd year onwards, there is an annual fee of Rs 199, which is waived if Rs 50,000 or more was spent on the card, the previous year.
There is no fee for a Supplementary Card.
How to redeem reward points?
You can instantly redeem your PAYBACK reward points by swiping your card at HPCL petrol pumps for fuel transactions. You can also redeem the points for a wide range of products and offers on the PAYBACK website or on online partner sites of PAYBACK.
How to Apply for the ICICI Bank HPCL Coral VISA Credit Card?
You can apply for the card online at BankBazaar.com. Visit the website and under the credit cards section, look for ICICI Bank credit cards. After that, select this card and follow the given procedure to apply for the card online within no time.
ICICI Bank HPCL Coral Visa Credit Card FAQs:
What are the travel benefits offered with this card?
The cardholder is offered 2 complimentary access to airport lounges every quarter as a travel benefit.
What do I do if my HPCL Coral VISA Credit Card is stolen or lost?
In case your credit card is stolen or lost, get in touch with the ICICI Bank Customer Support Team to get it blocked.
How many reward points will I earn when I use my card for fuel transactions at HPCL petrol pumps?
Every time you spend Rs 100 on you card for fuel transactions at HPCL petrol pumps, you will earn 5 PAYBACK reward points.
How can I change the mailing address for my ICICI Bank credit card?
You can update your mailing address, mobile number, email address and other personal information by visiting the nearest ICICI Bank branch.
Is there any fee for making cash payments at the branch?
Yes, there is a fee of Rs 100 for making cash payments at the branch. To avoid paying this fee, you can opt for other mode of payments such as Internet Banking.