When will I get my ICICI Bank Titanium Credit Card?

You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.

Can I use my credit card even after I emigrate?

No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.

Can I use my ICICI Bank Titanium Credit Card for online shopping?

Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.

Do I have to pay any fees in case I spend more than what my credit limit allows me to?

Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over - limit fee is 2.5 percent of the sum by which you exceeded the limit.

What will happen if I pay more than the amount that is due?

If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

ICICI Bank Titanium Credit Card

ICICI Bank Titanium Credit Card is generally issued by ICICI Bank exclusively for its existing customers. This ICICI credit card offers a variety of benefits and rewards to cardholders which includes Platinum benefits from Visa. Cardholders can earn PAYBACK points through this card which they can redeem to avail attractive rewards.

Features and Benefits of ICICI Titanium Credit Card

ICICI Bank Platinum Credit Card offers you a 2.5% surcharge waiver on your fuel purchases at any HPCL petrol pump. This surcharge is provided on a maximum spend of Rs.4000 on fuel
For every Rs.100 spent on fuel purchases using this card, you will avail 2 PAYBACK points. These points can be redeemed to get exciting products
You can enjoy Platinum benefits like travel, dining, hotel, shopping, etc., from Visa, if you own this card

ICICI Titanium Credit Card Fees and Charges

Type of Card	Overdue rate of interest charged on extended credit		Rate of Interest that is charged on Cash advance
Type of Card	Monthly Rate of Interest	Annual Rate of Interest	Monthly Rate of Interest	Annual Rate of Interest
ICICI Bank Titanium Credit Card	3.4 percent	40.8 percent	3.4 percent	40.8 percent

Some other charges associated with the ICICI Bank Titanium Credit Card

Type	Charges
Fees for Cash Advance	2.5 percent (Rs.300 minimum)
Redemption Handling	For redemptions based on catalogue, the fee is Rs.99 and for in- store and online redemptions at Payback partner brands online, the fee is Rs.25
Dial-a-draft-transaction	3 % of the draft value (Rs.300 minimum fee)
Over- limit Fee	2.50 percent on the over- limit sum (Rs.500 minimum)
Cheque Return	2 % of the total amount that is due (Rs.250 minimum)
Fees for Auto - Debit return	2 % of total amount that is due (Rs.250 minimum)
Fees for Cash Payment at branches	Rs.100 per transaction
Card Replacement	Rs.100
Cash or Cheque pick - up	Rs.100 per pick up

Other ICICI Bank Credit Cards

ICICI Bank Titanium Credit Card Eligibility

All the existing card holders of ICICI bank are eligible to apply for the ICICI Bank Titanium Credit Card.

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FAQs on ICICI Titanium Credit Card

When will I get my ICICI Bank Titanium Credit Card?
You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.
Can I use my credit card even after I emigrate?
No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.
Can I use my ICICI Bank Titanium Credit Card for online shopping?
Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.
Do I have to pay any fees in case I spend more than what my credit limit allows me to?
Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over - limit fee is 2.5 percent of the sum by which you exceeded the limit.
What will happen if I pay more than the amount that is due?
If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

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