Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • ICICI Bank Titanium Credit Card

    Responsiveness

    Fees & Charges

    Customer Service

    Promised Interest Rate

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Titanium Credit Card

    ICICI Bank Titanium Credit Card is generally issued by ICICI Bank exclusively for its existing customers. This card offers a variety of benefits and rewards to cardholders which includes Platinum benefits from Visa. Cardholders can earn PAYBACK points through this card which they can redeem to avail attractive rewards.

    Features and Benefits of ICICI Titanium Credit Card:

    • ICICI Bank Platinum Credit Card offers you a 2.5% surcharge waiver on your fuel purchases at any HPCL petrol pump. This surcharge is provided on a maximum spend of Rs.4000 on fuel
    • For every Rs.100 spent on fuel purchases using this card, you will avail 2 PAYBACK points. These points can be redeemed to get exciting products
    • You can enjoy Platinum benefits like travel, dining, hotel, shopping, etc., from Visa, if you own this card

    Eligibility:

    All the existing card holders of ICICI bank are eligible to apply for the ICICI Bank Titanium Credit Card.

    Fees and Charges:

    Type of Card

    Overdue rate of interest charged on extended credit

    Rate of Interest that is charged on Cash advance

    Monthly Rate of Interest

    Annual Rate of Interest

    Monthly Rate of Interest

    Annual Rate of Interest

    ICICI Bank Titanium Credit Card

    3.4 percent

    40.8 percent

    3.4 percent

    40.8 percent

    Some other charges associated with the ICICI Bank Titanium Card:

    TypeCharges
    Fees for Cash Advance 2.5 percent (Rs.300 minimum)
    Redemption Handling For redemptions based on catalogue, the fee is Rs.99 and for in- store and online redemptions at Payback partner brands online, the fee is Rs.25
    Dial-a-draft-transaction3 % of the draft value (Rs.300 minimum fee)
    Over- limit Fee2.50 percent on the over- limit sum (Rs.500 minimum)
    Cheque Return2 % of the total amount that is due (Rs.250 minimum)
    Fees for Auto – Debit return2 % of total amount that is due (Rs.250 minimum)
    Fees for Cash Payment at branchesRs.100 per transaction
    Card ReplacementRs.100
    Cash or Cheque pick - upRs.100 per pick up
    Duplicate Statement RequestRs.100
    Chargeslip RequestRs.100 for each
    Late Payment Fee
    Total Due AmountLate payment Fee
    Below Rs.100Nil
    Rs.100 - Rs.500Rs.100
    Rs.500 - Rs.10,000Rs.500
    Rs.10,000 - Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Titanium Credit Card FAQs:

    1. When will I get my ICICI Bank Titanium Credit Card?

      You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.

    2. Can I use my credit card even after I emigrate?

      No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.

    3. Can I use my ICICI Bank Titanium Credit Card for online shopping?

      Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.

    4. Do I have to pay any fees in case I spend more than what my credit limit allows me to?

      Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over – limit fee is 2.5 percent of the sum by which you exceeded the limit.

    5. What will happen if I pay more than the amount that is due?

      If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

    ICICI Bank Titanium Credit Card Reviews

    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this card almost a year back and it was closed recently. The services which they had provided so far has been pretty good. The credit limit with the card has been good and there was a one time fee of 500 with the card as well. I had closed this card since because of some personal reasons.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      Fantastic is the word i would love to give it to ICICI BANK credit Card. All my transaction till date were smooth enough and never had any issue. The best part about this card is its terms and conditions are crystal clear compare to other banks. Credit limit is more satisfactory and there is no annual charges on it. Free Life time card, what else you need.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I was looking for a card which got good offers and i found ICICI BANK suitable for it. Its a not Life-time free card and there are annual charges here.Credit limit is fine and the interest rates seems reasonable. Have started using it and loving it. Interface of mobile and net-banking are user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my saving and salary account with ICICI bank for long time,Their service is good they use to update me time to time about my transaction or any offers which are running currently and the minimum balance in my account and the overall service rendered by them was so far so good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been holding ICICI credit card for long time,They have charged me annual fee in this card,but waived off option is available in this card,like if i spend certain amount then my annual fee will get waived off, and i am happy with the credit limit which they have given me in this card.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Mar 17, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am satisfied with this credit limit and their customer service provided is good and response at a time last one and half years I am using Icici bank credit card this is life time free card and rewards point offer is available here and I am happy with Icici bank .
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Need improvement on the helpdesk"
      0.5 4.0/5 "Great!"
      ICICI Ferrari platinum is a life free credit card, I am using it for several year its nice in terms of the customer support, the helpdesk is not convenient, they direct me to the IVR response. They need to improve their customer care aspects remaining all are fine.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "My First Credit card"
      0.5 5.0/5 "Blown Away!"
      ICICI is my first credit card for more than 15 years , I am using this card with good shopping offers in on-line . ICICI always good dining offers , Clothing offers , Journey ticket booking offers . Every time I make my payment in on time . Till now there is no extra charges to me .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am happy with icici bank , I am satisfied with this credit limit and their customer service provided is good and response at a time, and this card is first year is rs-500 hundred chargeable then the card is life time free card and cash back offer in this card last one years I am using this card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Very Good Credit card"
      0.5 5.0/5 "Blown Away!"
      I got this ICICI credit card very recently after applying in on-line . Within 10 days of time , they delivered my credit card . Documents has been collected in off-line . No annual fees for this card .ICICI offered me a credit limit according to my existing cards .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I got a Coral credit card from ICICI BANK and its been 2 months. I am happy with the high credit limit. The annual charge is reasonable which is Rs.200. My experience was very good and satisfactory. I use this card for shopping, fuel, etc. Am getting 5-10% cash back offer for fuel filling and also discounts restaurants and movie ticket booking.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      Recently have taken a credit card from ICICI BANK and its been 2 months. They have provided me a low limit of 18K. I have a Titanium card and there is no annual fee. The payment mode is convenient and the charges are standard for late payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      For credit card payments, ICICI accepts only Visa payment not through the master card. If they could provide this option which will be better. I have a coral card for past 3 months. The credit limit is average but it has good benefits. There was no annual fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      The process took few days to complete for ICICI bank credit card application, there was no annual fee charged for this credit card and the credit limit is fine in this card. I use this credit card for multipurpose and the customer service was very good. Offer is good .
      Was this review helpful? 2
      , indore
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with ICICI bank credit card, the process took few weeks to complete. They offered satisfactory credit limit with this credit card . Customer service was good and they followed up on time. There is no joining fee at the time of getting this card .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Very Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been a very long time since i am using this credit card and the services which they had been providing so far has been pretty good. There has been some annual charges with this card and i use the card when there is some good offers and also depending up on the purchase amount. I am satisfied with the credit limit with this card as well.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      There is no specific reason for choosing this credit card with ICICI BANK . Did not faced an issue while making a payment and i hope Bank will take this into consideration. Often visit on-line portals for shopping. The card is chargeable . I am aware of the interest rates on this card and just used it once.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      All the benefits of ICICI credit card is linked with my salary account which was convenient. I am using the Platinum card for 4 year without annual charges. Every year they are increasing the limit. Flexi pay option is given and the charges are reasonable.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I am using this credit card for the last two and a half years and the services which they where providing so far has been better. But there has not been much offers which used to get and the credit limit with the card was above 1,00,000. It does not have any annual charges as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 15, 2019
    • ICICI Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using ICICI bank credit card for long time.I am not happy with the limit which they have given me in this card,it is too less as per my expectation, and even i am not happy with their offers which they have given me in this card, and they have charged me annual fee in this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 15, 2019
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