Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • ICICI Bank Titanium Credit Card Reviews

    • ICICI Bank Credit Card
      "Convenient for shopping"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI Ferrari credit card, there was no charges for it. I used to get discounts on movie ticket, fuel surcharges etc. I have accumulated 5000 reward points, I could convert those points into voucher and do the shopping its really good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from ICICI bank which is free from annual fees. I used to receive reward points and cash back offers from the bank regularly. I did not face any issues for my credit card till date. The customer service is good with ICICI.
      Was this review helpful? 0
      , meerut
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Fast Service"
      0.5 5.0/5 "Blown Away!"
      I applied for the credit card online with ICICI bank. But I did not receive the card as they rejected my application due to certain norms. But the response was good from the bank. The executives of ICICI bank are so fast in providing the services to the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Need improvement on the payment method"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with ICICI bank and the major drawback is they do not have an option online where I am unable to make my payments from another bank debit card. If I got to the branch to pay by cash, I am charged 100 to 200 more. If I pay by cheque the payments reflects only after three to four days.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Need to be customer centric"
      0.5 1.0/5 "Really Bad"
      The time I have approached for the ICICI bank Rubyx credit card , the executive came and collected the documents and after 20days the card has disbursed but I have recieved ICICI Coral visa card. Then again I have reached customer service and returned the coral card. ICICI need to give proper service to the customers . They have charged me for the joining fee and the annual fee with this card but later on they have waived off all the charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Holding an ICICI Bank coral Visa Credit card for past 2 years, this card has the benefits like reward points, cash back offers and fuel surcharge waiver with this card. I am happy with the ICICI credit limit. I pay the credit bill through the mobile application which is very easy to do.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Wonderful "
      0.5 4.0/5 "Great!"
      I am having the ICICI bank credit card and am using it from the last five years of time. Customer service is good one with them and the offers are kind of nominal only, also there were nil offers sometimes. Bills and the payments are clear with the ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Think twice before you get"
      0.5 3.0/5 "Satisfactory"
      From the last five years of time, I do have ICICI bank credit card and the services are not bad with them. Offers are nil with them and the annual charges are free of cost. I would like to suggest that they can make the bookings to be get in vast order to satisfy the order as per the commitment as Buy one Get one in Bookmyshow.com.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "High Charges"
      0.5 4.0/5 "Great!"
      Actually I closed ICICI credit card recently. When I was using the credit card I felt that they were charging more unnecessarily. They used to collect double the charges on cheque bounce and late payment. So I am not comfortable with ICICI.
      Was this review helpful? 0
      , salem
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      The credit card of ICICI Bank has all the basic features and offers like other banks. The customer services are excellent as they do not delay in giving me any information either through email or on phone as well. Even I am also getting the statements for my card on time and it is very much satisfactory.
      Was this review helpful? 0
      , jalgaon
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Initially I was holding Platinum card and recently they upgraded as Coral card bank executives said that this card has good offer and movie tickets free and rewards points as well its char able card 499 and if i spend 1.50 lakhs annually no need to pay the annual charges of the card.
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I use three credit cards with three different banks. For me ICICI bank is the best for credit card usage because they provide good offers more often and good service as well. Importantly their online facilities are too good. Credit limit is quite good and I got life time free card.
      Was this review helpful? 0
      , mysore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I am using ICICI bank credit card for more than two years of time. Customer service is not much good for me like even in banking process itself they are not really working in a good way. Online services are fine one for me.
      Was this review helpful? 0
      , pondicherry
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is too good in providing credit card services. It is a life time free card and the offers provided by them was also good. I earn a lot of points and the points can be converted to cash and for shopping online as well. The statements are clear and it was sent to me on time.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I had received a life time free credit card from ICICI with a one time charge . They offered very good credit limit and also I have a lot of benefits on my credit card. ICICI bank has good customer support, they always used to provide good service to the customers.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 24, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      EMI option cant be make with the ICICI bank credit card online service, also net banking services are not really working good. I am holding ICICI bank credit card from the last 1.5 years of time, also their customer service is working in a good way.
      Was this review helpful? 0
      , siliguri
      Reviewed on May 23, 2017
    • ICICI Bank Credit Card
      "Not Responsive"
      0.5 1.0/5 "Really Bad"
      Recently, I applied for the credit card with ICICI bank. Though my credit score is pretty good, I was waiting to get response from the bank. But I did not hear anything from the bank but finally I came to know that the application has been rejected. When I inquired about the reason for the rejection, they are not ready to disclose anything but simply told me that its because of internal policy. Whatever the internal policy, they should provide the reason to the applicant properly because I preferred ICICI bank for the card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • ICICI Bank Credit Card
      "Excellent "
      0.5 4.5/5 "Excellent!"
      I hold a ICICI bank credit card and I am very much comfortable using that card, because I do have a bank account with them. Customer service is good one with the ICICI bank credit card , also its an excellent one. Response is an immediate one on my ICICI bank credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2017
    • ICICI Bank Credit Card
      "Recommendable Bank"
      0.5 4.5/5 "Excellent!"
      I would recommend ICICI bank for credit card services. Because they have a very good systems to be followed. The bank is good in terms of providing financial service to the people. They do have 24/7 customer service and very good online banking facilities.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2017
    • ICICI Bank Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      ICICI credit card services are good. I use credit card of ICICI bank for a long time. I did not face any trouble because of the card, also there are no hidden charges. Interest rate is very normal and credit limit offered by the bank is very much satisfactory,
      Was this review helpful? 0
      , jamnagar
      Reviewed on May 22, 2017
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    ICICI Bank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    ICICI Bank Titanium Credit Card is generally issued by ICICI Bank exclusively for its existing customers. This card offers a variety of benefits and rewards to cardholders which includes Platinum benefits from Visa. Cardholders can earn PAYBACK points through this card which they can redeem to avail attractive rewards.

    Features and Benefits of ICICI Titanium Credit Card:

    • ICICI Bank Platinum Credit Card offers you a 2.5% surcharge waiver on your fuel purchases at any HPCL petrol pump. This surcharge is provided on a maximum spend of Rs.4000 on fuel
    • For every Rs.100 spent on fuel purchases using this card, you will avail 2 PAYBACK points. These points can be redeemed to get exciting products
    • You can enjoy Platinum benefits like travel, dining, hotel, shopping, etc., from Visa, if you own this card

    Eligibility:

    All the existing card holders of ICICI bank are eligible to apply for the ICICI Bank Titanium Credit Card.

    Fees and Charges:

    Type of Card

    Overdue rate of interest charged on extended credit

    Rate of Interest that is charged on Cash advance

    Monthly Rate of Interest

    Annual Rate of Interest

    Monthly Rate of Interest

    Annual Rate of Interest

    ICICI Bank Titanium Credit Card

    3.4 percent

    40.8 percent

    3.4 percent

    40.8 percent

    Some other charges associated with the ICICI Bank Titanium Card:

    TypeCharges
    Fees for Cash Advance 2.5 percent (Rs.300 minimum)
    Redemption Handling For redemptions based on catalogue, the fee is Rs.99 and for in- store and online redemptions at Payback partner brands online, the fee is Rs.25
    Dial-a-draft-transaction3 % of the draft value (Rs.300 minimum fee)
    Over- limit Fee2.50 percent on the over- limit sum (Rs.500 minimum)
    Cheque Return2 % of the total amount that is due (Rs.250 minimum)
    Fees for Auto – Debit return2 % of total amount that is due (Rs.250 minimum)
    Fees for Cash Payment at branchesRs.100 per transaction
    Card ReplacementRs.100
    Cash or Cheque pick - upRs.100 per pick up
    Duplicate Statement RequestRs.100
    Chargeslip RequestRs.100 for each
    Late Payment Fee
    Total Due AmountLate payment Fee
    Below Rs.100Nil
    Rs.100 - Rs.500Rs.100
    Rs.500 - Rs.10,000Rs.500
    Rs.10,000 - Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Titanium Credit Card FAQs:

    1. When will I get my ICICI Bank Titanium Credit Card?

      You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.

    2. Can I use my credit card even after I emigrate?

      No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.

    3. Can I use my ICICI Bank Titanium Credit Card for online shopping?

      Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.

    4. Do I have to pay any fees in case I spend more than what my credit limit allows me to?

      Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over – limit fee is 2.5 percent of the sum by which you exceeded the limit.

    5. What will happen if I pay more than the amount that is due?

      If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

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