ICICI Bank Titanium Credit Card is generally issued by ICICI Bank exclusively for its existing customers. This ICICI credit card offers a variety of benefits and rewards to cardholders which includes Platinum benefits from Visa. Cardholders can earn PAYBACK points through this card which they can redeem to avail attractive rewards.
All the existing card holders of ICICI bank are eligible to apply for the ICICI Bank Titanium Credit Card.
|Type of Card||Overdue rate of interest charged on extended credit||Rate of Interest that is charged on Cash advance|
|Monthly Rate of Interest||Annual Rate of Interest||Monthly Rate of Interest||Annual Rate of Interest|
|ICICI Bank Titanium Credit Card||3.4 percent||40.8 percent||3.4 percent||40.8 percent|
|Fees for Cash Advance||2.5 percent (Rs.300 minimum)|
|Redemption Handling||For redemptions based on catalogue, the fee is Rs.99 and for in- store and online redemptions at Payback partner brands online, the fee is Rs.25|
|Dial-a-draft-transaction||3 % of the draft value (Rs.300 minimum fee)|
|Over- limit Fee||2.50 percent on the over- limit sum (Rs.500 minimum)|
|Cheque Return||2 % of the total amount that is due (Rs.250 minimum)|
|Fees for Auto – Debit return||2 % of total amount that is due (Rs.250 minimum)|
|Fees for Cash Payment at branches||Rs.100 per transaction|
|Cash or Cheque pick - up||Rs.100 per pick up|
Other ICICI Bank Credit Cards
You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.
No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.
Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.
Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over – limit fee is 2.5 percent of the sum by which you exceeded the limit.
If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.
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