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  • ICICI Bank Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICICI Bank Titanium Credit Card

    ICICI Bank Titanium Credit Card is generally issued by ICICI Bank exclusively for its existing customers. This card offers a variety of benefits and rewards to cardholders which includes Platinum benefits from Visa. Cardholders can earn PAYBACK points through this card which they can redeem to avail attractive rewards.

    Features and Benefits of ICICI Titanium Credit Card:

    • ICICI Bank Platinum Credit Card offers you a 2.5% surcharge waiver on your fuel purchases at any HPCL petrol pump. This surcharge is provided on a maximum spend of Rs.4000 on fuel
    • For every Rs.100 spent on fuel purchases using this card, you will avail 2 PAYBACK points. These points can be redeemed to get exciting products
    • You can enjoy Platinum benefits like travel, dining, hotel, shopping, etc., from Visa, if you own this card

    Eligibility:

    All the existing card holders of ICICI bank are eligible to apply for the ICICI Bank Titanium Credit Card.

    Fees and Charges:

    Type of Card

    Overdue rate of interest charged on extended credit

    Rate of Interest that is charged on Cash advance

    Monthly Rate of Interest

    Annual Rate of Interest

    Monthly Rate of Interest

    Annual Rate of Interest

    ICICI Bank Titanium Credit Card

    3.4 percent

    40.8 percent

    3.4 percent

    40.8 percent

    Some other charges associated with the ICICI Bank Titanium Card:

    TypeCharges
    Fees for Cash Advance 2.5 percent (Rs.300 minimum)
    Redemption Handling For redemptions based on catalogue, the fee is Rs.99 and for in- store and online redemptions at Payback partner brands online, the fee is Rs.25
    Dial-a-draft-transaction3 % of the draft value (Rs.300 minimum fee)
    Over- limit Fee2.50 percent on the over- limit sum (Rs.500 minimum)
    Cheque Return2 % of the total amount that is due (Rs.250 minimum)
    Fees for Auto – Debit return2 % of total amount that is due (Rs.250 minimum)
    Fees for Cash Payment at branchesRs.100 per transaction
    Card ReplacementRs.100
    Cash or Cheque pick - upRs.100 per pick up
    Duplicate Statement RequestRs.100
    Chargeslip RequestRs.100 for each
    Late Payment Fee
    Total Due AmountLate payment Fee
    Below Rs.100Nil
    Rs.100 - Rs.500Rs.100
    Rs.500 - Rs.10,000Rs.500
    Rs.10,000 - Rs.20,000Rs.600
    Above Rs.20,000Rs.700

    ICICI Titanium Credit Card FAQs:

    1. When will I get my ICICI Bank Titanium Credit Card?

      You will get your ICICI Bank Titanium Credit Card in 21 working days after applying.

    2. Can I use my credit card even after I emigrate?

      No, you will not be able to use your credit card after you emigrate as this card is available for residents of India only.

    3. Can I use my ICICI Bank Titanium Credit Card for online shopping?

      Yes, you can use your ICICI Bank Titanium Credit Card for online shopping.

    4. Do I have to pay any fees in case I spend more than what my credit limit allows me to?

      Yes, you will have to pay an over-limit fee to the bank in case you spend more than your credit limit. The over – limit fee is 2.5 percent of the sum by which you exceeded the limit.

    5. What will happen if I pay more than the amount that is due?

      If you pay more than the amount that is due, the excess amount will be recorded in your monthly statement and will be adjusted against any purchases that you make in future.

    ICICI Bank Titanium Credit Card Reviews

    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I was using ICICI bank credit card for 3 years and i closed the card, again i started using this credit card from last 1 month. Initially it was a coral credit card and now i am using platinum credit card. There was no annual fee charged and payback points are good in this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using ICICI bank credit card from last 10 years, it is a Rubyx credit card where the offers are very good and useful. They did not charge any annual fee at the time of getting this credit card and the credit limit is sufficient in ICICI bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      Am using the ICICI credit card for last 1 month. They have given me a credit me a very good limit. I have received my card on time. They sending a offer notification on a regular basis. I have spoke with their customer care to change the pin number and the response was good. I have installed the mobile app and i have changed my pin number.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card, they have charged me annual fee up to 500 rupees in this card, but there is waived off option available like if annual fee will cut off if i spend certain amount , and i am happy with my credit limit in this card, they provide good offers in shopping and fuels.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I took my credit card with ICICI bank for long time,they have charged me annual fee in this card,and i have no idea about waived off option it available in this card for not, and i am happy with my credit limit they have given me in this card, they provide good offers and discount in shopping and fuels products.
      Was this review helpful? 0
      , guntakal
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card, the best thing in this card is that they provide good offers and and there service is too good, they have not charged me annual fee in this card, it is life time free credit card, and i am happy with my credit limit they have given me in this card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card for a while, and they have not charged any annual fee in this card , it is life time free card and i am okay with my credit limit which they have given me in this card and like they charge annual fee but most of time it use to get waived off so i considered as no annual fee they charge and they provide good offers and discount in this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      ICICI bank is providing not that much good service for the credit card . I have been using for last few years . There are no annual charges for the card as its life time free card . Am satisfied with the credit limit which they have offered . Customer service and response is satisfactory and not up to the mark .
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Best card"
      0.5 4.5/5 "Excellent!"
      I carry a ICICI credit card and i am using since the past one year. I never had any complaints with ICICI as till date the services are up to the mark. The limit given to me on card is good compare to my other Credit card. There are certain annual charges here but it gets waived off later.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank is good overall in the credit card services. The customer support and response is fine. There are no hassles while I use the card. The credit limit is fine and the card can be used all over. The statements are sent to me on time. Overall good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      There is a annual fee of Rs. 299 and it will get waived off. There is a offer on movie ticket booking, fuel sur charges waiver on petrol bunk. There is a 15% off on restaurants. I am using the ICICI credit card for last 1 year and i have got the credit limit of RS. 30000.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Dec 12, 2018
    • ICICI Bank Credit Card
      "Need to experience the card a lot"
      0.5 3.0/5 "Satisfactory"
      There is no proper communication from ICICI people. This month i have received the MANCHESTAR FOOTBALL credit card. I have got the credit limit of Rs. 25000. There is a offers on restaurants and booking movie tickets. If i purchase a fuel of Rs. 750, i will get a cashback of Rs. 6. They have dispatched the card on a promised time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card from past 2 years, this is my first card, and they have charged me annual fee in this card, but there is waived off option available in this card like if i spend certain amount then my annual fee will get waived off and i am happy with my credit limit they have given me in this card and they provide good offers.
      Was this review helpful? 0
      , indore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using ICICI bank credit card from long time, they have not charged annual fee in this card it is life time card, they have given me good credit limit in this card and i am happy with my limit and there offers are good they have given me offers in maximum products, overall service is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card from past 5-6 years,this is my first card, and they have not charged any annual fee in this card, it is life time free credit card and the best part is that i can convert emi option and there offers are good, they have given me very good credit limit, i need to reduce it .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using the credit card with the ICICI BANK where the service is very good and satisfactory with this where the customer service is responsive and very much good. There is a EMI option added on that the offers are sufficient also reward points were offered on this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "User friendly card"
      0.5 5.0/5 "Blown Away!"
      Since my banking experience with ICICI hence the services has been good. They have provided me a credit limit of Rs. 85000 and if i spent certain amount my annual fee will get waived off. They are giving good offers on movie tickets. If i spend nicely this month, they will provide the best offers next month. The repayment option is good and To make the payment using the app is user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good service"
      0.5 3.5/5 "Pretty good"
      I had been using this card for a while and i am not that much satisfied with the services of them. But they had been reducing some charges without any intimations and the charges has also been high. The credit limit with the card has been good and i had been using this card for all purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this card for the last one year and i am quite happy with the services which they had been providing so far. The credit limit with the card has been good and there has been some good benefits which comes with this card as well. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2018
    • ICICI Bank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I have started using the ICICI credit card for 1.5 months. They have given me a credit limit of Rs. 25000 and i cannot able to check the credit limit details in the app. There is no annual fee. I never interacted with their customer care. I have not checked any kind of offers in ICICI card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Dec 11, 2018
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