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  • ICCI Bank British Airways Premium Credit Card Account

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  • Two cards in one, the ICICI Bank British Airways Premium Credit Card comes with unique benefits to make you a happy customer. The benefits from American Express and Mastercard double the joy as you earn miles and enjoy multiple spending options. For the frequent traveller, opportunities to earn free flight tickets and upgrades are plenty! Plus you can enjoy exclusive privileges while you travel.

    Welcome offer:
    • The first time you use your ICICI Bank British Airways Premium Credit Card, you will earn 8000 Avios, the air-mile currency of British Airways.
    • If you book a return ticket from India to London within the first three months of the card issuance, you will be rewarded with 25,000 Avios. That much Avios is worth a complimentary one-way journey to London, or you could avail of an upgrade to Business Class.

    Benefits:

    Enjoy two credit cards in one:

    A unique offer for ICICI Bank customers, you can manage two credit cards in one account: ICICI Bank British Airways American Express Credit Card and the ICICI Bank British Airways MasterCard Credit Card. With American Express, you can accelerate your Avios, while the Mastercard gives you a variety of spending options.

    Earn miles:

    For every Rs. 100 spent on the ICICI Bank British Airways Premium American Express Credit Card, you can earn up to 9 Avios. Under this scheme, you can convert your purchases into miles and redeem them for free flight tickets or upgrades on British Airways.

    More travel:

    With a choice of 125 destinations, you can redeem your Avios for flight tickets to some of your favourite places and dream destinations.

    Fuel Surcharge waiver:

    Get a 2.5% fuel surcharge waiver every time you refuel at any petrol station.

    Travel privileges:

    Make your travels more comfortable with the ICICI Bank British Airways Premium Credit Card. Enjoy being a member of the British Airways Executive Club. Earn and redeem Avios on British Airways and all the oneworld alliance partners.

    Culinary Treats Program:

    Save 15% and more on your dining bills at more than 800 participating restaurants. For details, you can visit the culinary treats program website or download the app from the Google Play Store or the App Store.

    i-Assist:

    At your service, a 24/7 personal concierge to look after your every need including restaurant reservations, travel bookings, car rentals, emergency auto assistance and even delivery of gifts and flowers.

    Features:

    Interest-free period:

    When you spend on your ICICI Bank British Airways Premium Credit Card, you can get a credit period of 18 to 48 days on your purchases. This means you can pay for your purchases 18-48 days later. This is applicable if the last statement has been cleared in full.

    Microchip embedded:

    The ICICI Bank British Airways Premium Credit Card is embedded with a microchip. This provides extra security and prevents counterfeiting and duplication. With an additional layer of security of the PIN (Personal Identification Number), the card has enhanced protection. To use your card at merchant outlets, you need to enter your PIN to complete the transaction. For online transactions, the PIN is not required. Please sign up for 3D Secure (MasterCode SecureCode or American Express Safekey for online transaction security.

    Attractive interest rates:

    Interest rates on your credit card can be as low as 1.25% per month. Your purchase and credit history, bank relationship and loyalty can factor into your interest rates. The highest rate of interest you can incur is 3.50% per month.

    Internet Banking:

    Manage your credit card, view statements, pay bills and more easily online with the ICICI Internet Banking services. ICICI offers more than 250 services online.

    Mobile Banking:

    Enjoy banking on-the-go with the ICICI mobile banking app. Download the app to carry your bank with you anytime and anywhere. Use services like funds transfer, account summaries, bill payments, ATM locators and more on your mobile. You can also use the SMS service through your mobile to carry out banking transactions.

    Important Fees and Charges:

    ChargeAmount
    Joining FeeNil
    Annual FeeRs. 7,000
    Supplementary CardNil
    Interest 1.25%-3.50% per month (15-42% p.a.)
    Interest on overdue cash advance and extended credit 3.40% per month (40.80% annualized).

    Other Fees and Charges:

    Charge Amount
    Cash advance transaction fee A charge of 2.5% on the transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 is levied for handling and courier on reward redemption requests.
    Dial a loan transaction fee 3% of the loan amount, or a minimum of Rs. 300.
    Overlimit 2.5% of the overlimit amount, or a minimum of Rs. 500.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, or a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, or Rs. 250, whichever is higher.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, or Rs. 100, whichever is higher.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for bookings made online. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.
    Service tax Service tax is charged at 12.36%. Applicable on interest, fees, surcharge and other fees.

    Late Payment Charges:

    Total Amount DueCharges
    Up to Rs. 99Nil
    Rs. 100 - Rs. 500Rs. 100
    Rs. 500 - Rs. 10000Rs. 500
    Rs. 10000 - Rs. 20000Rs. 600
    Above Rs. 20000Rs. 700

    ICCI British Airways Premium Credit Card FAQs:

    1. How long will it take to process my credit card application?

      Once ICICI has received all required documentation, it can take up to 21 working days to process. This period can be extended in case documentation was missed or further documentation is required.

    2. What are the options for credit card bill payment?

      With ICICI Bank, you have a number of options to make payments towards your credit card.

      • You can visit any ICICI ATM or bank branch and drop a cheque made in favour of your credit card number.
      • You can also pay cash at any ICICI bank branch. Rs. 100 will be charged for this service.
      • ICICI account holders can use the auto-debit facility which automatically debits the credit card bill amount from your bank account upon your instructions.
      • You can set standing instructions from your ICICI bank account to pay the minimum due or make full payments by the due date towards your ICICI credit card.
      • You can schedule payments through the customer care helpline.
      • Cardholders who do not have an ICICI bank account can pay online from another bank using the “Click to Pay” option.
    3. What if I miss a credit card payment for one month?

      Missing a credit card payment will attract a penalty and higher interest rates. You are advised to pay at least the minimum due. Defaulting on credit card payments can result in you being reported to CIBIL and being blacklisted depending on the severity of your default. This will affect your credit score negatively and hamper future credit card and loan options.

    4. My card is not working, how do I get a new one?

      If your card is damaged or even lost, report it to the customer care of ICICI Bank. Your current card will be blocked and a new card will be issued. The card should reach you within 7 working days.

    5. What is Avios?

      Avios is the air mile currency of British Airways. It’s a term used to describe the miles earned on your ICICI Bank British Airways Premium Credit Card.

    6. Can I use Avios to redeem flight tickets on any airline?

      No, Avios is specifically British Airways air mile currency. You can redeem the air mile currency you earned on your purchases for tickets on British Airways. You can also redeem them for upgrades to Business or First Class.

      

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    ICCI Bank British Airways Premium Credit Card Account Reviews

    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI BANK credit card recently and its good. The credit limit is very very less only and it would be appreciable if they can increase my limit so that I can use this card frequently. The annual fee is not applicable. There is no hidden charges and the payment mode is easier.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Need to provide more offers "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI platinum credit card for more than a year which was processed through a bank directly. It is a life time free credit card. The credit limit is sufficient before, easy to do pay for an online usage and EMI option was applicable. I use for shopping, movie purposes. In this card there is no much offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding ICICI bank coral credit card for more than 2 years where they given for a low limit of 35 thousands till not enhanced for further. It is a life time free credit card. EMI option was applicable and charges are nominal. I use for fuel and shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Very Friendly card"
      0.5 4.0/5 "Great!"
      ICICI bank credit card is linked with my salary account hence they have provided me a zero annual fee credit card. I am getting the benefits of ticket booking, cashbacks and others. They have a rewards points system of paybcks which i can convert into cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank customer service is available on 24/7 days, I am using this ICICI bank credit card from past three years, EMI option are available its an life time free credit card, credit limit is good, cash back offer and movie ticket offers are good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 13, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using ICICI Bank credit card which was directly taken through Bank .I am using this credit card for the past 3 years .I have got a very good credit limit and got all the required information about the card process This was a free card .I have not used and checked cash back offers and reward points .
      Was this review helpful? 2
      , surat
      Reviewed on Sep 13, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having ICICI Amazon credit card where there are cash back offers based on my purchase amount in Amazon website they are giving 3% of cash back from my purchase amount and if I am a prime member then I get flat 5% cash back on amazon pay but for the EMI options there are no cash back and reward points applicable.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      I am holding ICICI credit card where the I was given good limit, offers are available, using Bank bazaar service from past 3 years, EMI options are available by calling customer care and they have charging processing fee of 2% and flat interest rate of 13%
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Best card in the market"
      0.5 4.0/5 "Great!"
      I am having Coral on American express card from ICICI bank. I used the credit card for mostly on online website. I need to pay the annual fee on this card but the card features are really good. i am holding this credit card for a while and i'm satisfied with the services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Good in the market"
      0.5 4.0/5 "Great!"
      I get offer on flight tickets booking, movie tickets booking and on petrol 1% sur charges waiver, makemytrip offers. I am holding the ICICI credit card for last 1 month and the provided limit is better than other credit card. Its a life time free credit card and i am not yet received a first month bill and they have dispatched the card as per their promised time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Worst service"
      0.5 2.0/5 "Expected more"
      I have a credit card from ICICI. Every day i receive a call from customer care and they will inform about the offers. I'm receiving a messages also regarding that. When i apply those offer in online, it will show that "its not applicable or else i do not have any offer". More than 2 years, i am utilizing the card benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Need to prrovide reward points and cash back"
      0.5 4.0/5 "Great!"
      I am using ICICI bank coral credit card for more than 3 years which was applied directly to bank. It is a life time free credit card but the limit which was given for a low of 30 thousands only not yet enhanced. EMI options are nominal for this card. It is useful book my show so I get one free ticket based on the usage I have not get points yet.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have ICICI Bank credit card which was directly taken through Bank .I am using this credit card for the past 2 years .This is a free card and i have got the credit card on time without any hassle .The credit limit was really good and satisfied according to me .There are good reward points as well as cash back offers .This card is very comfortable to use and easy to access .
      Was this review helpful? 0
      , indore
      Reviewed on Sep 11, 2019
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have taken ICICI bank make my trip credit card for more than 8 months which was processed through bank directly. On time I received a card and it was a life time card and the credit limit is sufficient, for this card some charges are applicable and it is nominal. I use this card for travel purposes.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2019
    • ICICI Bank Credit Card
      "Need overall improvement"
      0.5 2.0/5 "Expected more"
      I have coral card its not that much worthy, we won't get any offers from their end but initially they told many things but after received my card it took 2 weeks to activate, the customer care is also not upto the mark finally I went to the bank and the charges are more on the daily basis for credit transactions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 10, 2019
    • ICICI Bank Credit Card
      "Professional banker"
      0.5 5.0/5 "Blown Away!"
      I'm customer of SBI for past 16 years. Since 2006, i am having a credit card from ICICI bank. They have provided me a credit limit of Rs. 40000 and they have called me to increase the same but i have declined. I don't look into the benefits. There was a solution given by bank even though if i face any issues. They handled the issue very professionally.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 10, 2019
    • ICICI Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      For the past one year I am using ICICI bank coral credit card which was processed through an online. It was a life time free credit card. They have given for a credit limit for more than one lakh. I use this card mostly for shopping, flight ticket, movie and travel purposes.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 10, 2019
    • ICICI Bank Credit Card
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was offered by Bank directly .I am using this credit card for the past 2 years .This was a free card and this was a paperless approval .The credit limit was really good and there are good cash back offers and reward points .I am really satisfied on using this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 10, 2019
    • ICICI Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have ICICI Bank credit card which was taken through Bank .I am using this credit card for the past 2 months .This was a chargeable card .Customer service is also good and there are good reward points as well as cash back offers.The credit limit was really good and there was no difficulties faced so far.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 09, 2019
    • ICICI Bank Credit Card
      "Low documentation card"
      0.5 4.0/5 "Great!"
      1 month ago, i bought the credit card from ICICI bank. There is no reason for choosing ICICI but one of my friend is suggesting me to purchase this card. The benefits are similar like other credit card. There is no joining fee for this card. The documentation process is smooth and the entire is over in 10 days. They have sent a card without any delay.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 07, 2019
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