Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • ICCI Bank British Airways Premium Credit Card Account

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    ICCI Bank British Airways Premium Credit Card Account

    Two cards in one, the ICICI Bank British Airways Premium Credit Card comes with unique benefits to make you a happy customer. The benefits from American Express and Mastercard double the joy as you earn miles and enjoy multiple spending options. For the frequent traveller, opportunities to earn free flight tickets and upgrades are plenty! Plus you can enjoy exclusive privileges while you travel.

    Welcome offer:
    • The first time you use your ICICI Bank British Airways Premium Credit Card, you will earn 8000 Avios, the air-mile currency of British Airways.
    • If you book a return ticket from India to London within the first three months of the card issuance, you will be rewarded with 25,000 Avios. That much Avios is worth a complimentary one-way journey to London, or you could avail of an upgrade to Business Class.

    Benefits:

    Enjoy two credit cards in one:

    A unique offer for ICICI Bank customers, you can manage two credit cards in one account: ICICI Bank British Airways American Express Credit Card and the ICICI Bank British Airways MasterCard Credit Card. With American Express, you can accelerate your Avios, while the Mastercard gives you a variety of spending options.

    Earn miles:

    For every Rs. 100 spent on the ICICI Bank British Airways Premium American Express Credit Card, you can earn up to 9 Avios. Under this scheme, you can convert your purchases into miles and redeem them for free flight tickets or upgrades on British Airways.

    More travel:

    With a choice of 125 destinations, you can redeem your Avios for flight tickets to some of your favourite places and dream destinations.

    Fuel Surcharge waiver:

    Get a 2.5% fuel surcharge waiver every time you refuel at any petrol station.

    Travel privileges:

    Make your travels more comfortable with the ICICI Bank British Airways Premium Credit Card. Enjoy being a member of the British Airways Executive Club. Earn and redeem Avios on British Airways and all the oneworld alliance partners.

    Culinary Treats Program:

    Save 15% and more on your dining bills at more than 800 participating restaurants. For details, you can visit the culinary treats program website or download the app from the Google Play Store or the App Store.

    i-Assist:

    At your service, a 24/7 personal concierge to look after your every need including restaurant reservations, travel bookings, car rentals, emergency auto assistance and even delivery of gifts and flowers.

    Features:

    Interest-free period:

    When you spend on your ICICI Bank British Airways Premium Credit Card, you can get a credit period of 18 to 48 days on your purchases. This means you can pay for your purchases 18-48 days later. This is applicable if the last statement has been cleared in full.

    Microchip embedded:

    The ICICI Bank British Airways Premium Credit Card is embedded with a microchip. This provides extra security and prevents counterfeiting and duplication. With an additional layer of security of the PIN (Personal Identification Number), the card has enhanced protection. To use your card at merchant outlets, you need to enter your PIN to complete the transaction. For online transactions, the PIN is not required. Please sign up for 3D Secure (MasterCode SecureCode or American Express Safekey for online transaction security.

    Attractive interest rates:

    Interest rates on your credit card can be as low as 1.25% per month. Your purchase and credit history, bank relationship and loyalty can factor into your interest rates. The highest rate of interest you can incur is 3.50% per month.

    Internet Banking:

    Manage your credit card, view statements, pay bills and more easily online with the ICICI Internet Banking services. ICICI offers more than 250 services online.

    Mobile Banking:

    Enjoy banking on-the-go with the ICICI mobile banking app. Download the app to carry your bank with you anytime and anywhere. Use services like funds transfer, account summaries, bill payments, ATM locators and more on your mobile. You can also use the SMS service through your mobile to carry out banking transactions.

    Important Fees and Charges:

    ChargeAmount
    Joining FeeNil
    Annual FeeRs. 7,000
    Supplementary CardNil
    Interest 1.25%-3.50% per month (15-42% p.a.)
    Interest on overdue cash advance and extended credit 3.40% per month (40.80% annualized).

    Other Fees and Charges:

    Charge Amount
    Cash advance transaction fee A charge of 2.5% on the transaction amount, or a minimum of Rs. 300.
    Reward redemption Rs. 99 is levied for handling and courier on reward redemption requests.
    Dial a loan transaction fee 3% of the loan amount, or a minimum of Rs. 300.
    Overlimit 2.5% of the overlimit amount, or a minimum of Rs. 500.
    Cheque or cash pick up Rs. 100
    Cheque return 2% of the total amount payable, or a minimum of Rs. 250.
    Auto-Debit return fee 2% of the total amount payable, or Rs. 250, whichever is higher.
    Cash payment at bank branch Rs. 100
    Outstation cheque processing charge 1% of the cheque amount, or Rs. 100, whichever is higher.
    Card replacement Rs. 100
    Chargeslip request Rs. 100
    Surcharge on railway booking 1.80% of the transaction amount for bookings made online. 2.5% for any other booking.
    Fuel surcharge 2.5% of the transaction amount or Rs. 10, in case fuel surcharge waiver is not applicable.
    Service tax Service tax is charged at 12.36%. Applicable on interest, fees, surcharge and other fees.

    Late Payment Charges:

    Total Amount DueCharges
    Up to Rs. 99Nil
    Rs. 100 - Rs. 500Rs. 100
    Rs. 500 - Rs. 10000Rs. 500
    Rs. 10000 - Rs. 20000Rs. 600
    Above Rs. 20000Rs. 700

    ICCI British Airways Premium Credit Card FAQs:

    1. How long will it take to process my credit card application?

      Once ICICI has received all required documentation, it can take up to 21 working days to process. This period can be extended in case documentation was missed or further documentation is required.

    2. What are the options for credit card bill payment?

      With ICICI Bank, you have a number of options to make payments towards your credit card.

      • You can visit any ICICI ATM or bank branch and drop a cheque made in favour of your credit card number.
      • You can also pay cash at any ICICI bank branch. Rs. 100 will be charged for this service.
      • ICICI account holders can use the auto-debit facility which automatically debits the credit card bill amount from your bank account upon your instructions.
      • You can set standing instructions from your ICICI bank account to pay the minimum due or make full payments by the due date towards your ICICI credit card.
      • You can schedule payments through the customer care helpline.
      • Cardholders who do not have an ICICI bank account can pay online from another bank using the “Click to Pay” option.
    3. What if I miss a credit card payment for one month?

      Missing a credit card payment will attract a penalty and higher interest rates. You are advised to pay at least the minimum due. Defaulting on credit card payments can result in you being reported to CIBIL and being blacklisted depending on the severity of your default. This will affect your credit score negatively and hamper future credit card and loan options.

    4. My card is not working, how do I get a new one?

      If your card is damaged or even lost, report it to the customer care of ICICI Bank. Your current card will be blocked and a new card will be issued. The card should reach you within 7 working days.

    5. What is Avios?

      Avios is the air mile currency of British Airways. It’s a term used to describe the miles earned on your ICICI Bank British Airways Premium Credit Card.

    6. Can I use Avios to redeem flight tickets on any airline?

      No, Avios is specifically British Airways air mile currency. You can redeem the air mile currency you earned on your purchases for tickets on British Airways. You can also redeem them for upgrades to Business or First Class.

    ICCI Bank British Airways Premium Credit Card Account Reviews

    • ICICI Bank Credit Card
      "Excellent card to use"
      0.5 4.0/5 "Great!"
      The banking service is good with the ICICI bank credit card department. I have got the ICICI bank platinum chip credit card around 5 months ago. The customer support is excellent with the ICICI bank. I am not satisfied with the credit limit, it would be great if they can increase the credit limit in future.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 12, 2017
    • ICICI Bank Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card ICICI bank.I am comfortable to use this card .Net banking is user friendly to use.Phone banking service is prompt and call get connected immediately.I make card payment through online.I get the best offers for shopping .
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      With ICICI bank I got the ICICI bank platinum chip credit card based on my salaried account. The customer support is good with the ICICI bank credit card department. The interest rate is on average side. I am not using this card much. I am having good credit limit with this card and I am satisfied with it. There is annual fee of Rs,499 I have paid to this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I do have ICICI bank credit card from the last five to six years of time. I would like to say that the online banking services are good one with them. I have not faced any hiccups with the ICICI bank till now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The Air port lounges facility is available with the ICICI bank Rubyx visa credit card, and I use the ICICI bank credit cards from past 10 years and this card got upgraded around 2 year ago. I use this card for fuel , shopping , restaurants and for online purchases . I am not satisfied with the credit limit and I have requested them to increase the credit limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with ICICI bank . The credit limit was 92,000 which was satisfied and I hold coral International card. The charges are very high than other banks in the market. The validity of the card is up to 2025 and I have 24/7 helpline number .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank credit card and the response is fine one for me with them. I would like to say that the customer service is good one with the ICICI bank credit card. I am happy with the ICICI bank credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The offers and benefits are good with icici credit card department ,I used to receive bookmyshow,flip kart and amazon offers and the charges were fine when compared to other credit service providers , it was an awesome experience with ICICI credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I wont use my icici credit card much ,still the service was very good with icici. The customer support was very good with icici and the interest and charges was good with icici but they provide me some online offers but I wont use their offers much it was a average service from icici credit card department.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I already have a salary account with icici the process was very easy with icici. They never ask for any documents also they provide me with good offers and benefits and the customer support was good it was a good experience with icici savings account service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      I feel ICICI credit card department should keep up their words they said they offer me a credit limit of thrice than my salary which comes to 1k but they lack in that but the customer service was good and offers and benefits are good with ICICI it was a average service that I received on my ICICI platinum credit card service.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • ICICI Bank Credit Card
      "Good to hold"
      0.5 4.0/5 "Great!"
      My credit card was taken with ICICI bank 3 years back . They have offered me a Coral International card and Its a pay back points. The credit limit was 90,000 which was satisfactory . The charges are bit high in case of late payment . My overall experience was pretty good.
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with ICICI bank and I hold coral International card. The credit limit was 75,000 which was satisfactory . The customer service and responses was up to the mark. The rate of interest and charges are average in the market. My overall experience was excellent so Its recommendable.
      Was this review helpful? 0
      , faridabad
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Credit limit enhancement"
      0.5 3.0/5 "Satisfactory"
      I have been using CORAL credit card with ICICI. I am using it for few months. They are providing buy one get one movie ticket option for monthly. The credit limit was 50K which was not satisfactory and comparatively CITI is offering good limit. It is a life time free credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Not bad"
      0.5 2.0/5 "Expected more"
      I have my credit card with ICICI bank 2 months back. The credit limit was 45,000 which was not satisfactory and I hold coral International card . Here the payment option is very convenient for account holder but its discus for non account holders. I am not satisfied with the customer service since I could not reach them whenever I try .
      Was this review helpful? 0
      , perambalur
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Good "
      0.5 5.0/5 "Blown Away!"
      I am having the ICICI bank credit card and am using it from the last two years of time. I would like to say that the offers are really good one with the ICICI bank credit card. Everything is good one with the ICICI bank credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 09, 2017
    • ICICI Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was my salary account with icici so the process and service from icici was convenient for me also they provide me good offers and benefits through flipkart ,amazon and more. The customer support was good it was a good experience with icici credit card service.
      Was this review helpful? 2
      , mumbai
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      ICICI bank coral credit card service was the best ,I used to get regular intimations regarding my payments ,the response was good also they provide me with good offers, it was a good experience which I received on my ICICI Coral credit card..
      Was this review helpful? 1
      , noida
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      ICICI bank provides very good services on credit cards when compared to all other credit card. I am using this credit card from more than 1.5 years. I have a credit limit of Rs 30000 and cash limit of Rs 6000. I use net banking for making payments and there are no hidden charges on any transactions.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 08, 2017
    • ICICI Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with ICICI bank from last 2 years, the credit card services are good in ICICI bank comparatively. They did not charge any annual fee at the time of getting this credit card. Offers like reward points and cash back are good in this credit card. I use this credit card for shopping and the credit limit is sufficient.
      Was this review helpful? 1
      , bareilly
      Reviewed on Dec 08, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.