Request received - loud & clear!
Returning you to where you were...
Apply for an ICICI credit card and enjoy air miles, rewards points, cash rewards, and more with ICICI Bank credit cards. The joining fees start from Rs.499 + tax with joining benefits in the form of gift vouchers and merchandise when you apply for a card.
Credit Card | Annual Fee | Best For |
---|---|---|
ICICI Bank Coral Contactless Credit Card | Rs.500 | Rewards |
MakeMyTrip ICICI Bank Platinum Credit Card | Nil | Travel |
ICICI Bank Platinum Chip Credit Card | Nil | Shopping |
ICICI Bank HPCL Coral Credit Card | Rs.199 | Fuel |
ICICI Bank Amazon Pay Credit Card | Nil | Shopping |
ICICI Bank Manchester United Platinum Credit Card | Rs.499 | Lifestyle |
ICICI Bank Coral American Express Credit Card | Rs.499 | Lifestyle and Shopping |
ICICI Bank Expressions Credit Card | Rs.500 | Rewards and Dining |
ICICI Bank Unifare Credit Cards | Rs.299 | Domestic Travel |
ICICI Bank Credit Cards are among the most sought-after financial products offered by the bank and among the best in the industry. The bank offers a wide range of credit cards under different categories which are specifically curated to meet the needs of the customers.
The bank offers both personal credit cards and commercial credit cards. While ICICI’s personal credit cards offer a wide range of benefits and features related to lifestyle, travel, rewards, services and lot more, ICICI’s corporate credit cards provide tailored solutions to small and mid-sized enterprises as well as big corporates.
Due to the COVID-19 pandemic, to ensure safety, ICICI Bank contactless credit cards have been introduced for customers to minimise any contact during transactions.
Key Highlights: ICICI Coral Contactless credit card which comes with a wide range of shopping, lifestyle and entertainment benefits.
Joining Fee: Rs.500
Renewal Fee: Rs.500. Waived off if annual spends exceed Rs.1.5 lakh.
Joining Bonus: Joining fee waived if applied through BankBazaar and Rs.2,000 is spent within the first 60 days of card issuance.
Reward Redemption: Can be converted into cash or redeemed to purchase different vouchers.
Suitable for: Shopping and travel
Features and Benefits:
Key Highlights: This ICICI Platinum Chip Credit Card is best suitable for online shopping and regular expenses.
Joining Fee: Nil
Renewal Fee: Nil
Features and Benefits:
Reward Redemption: Can be redeemed to purchase movie and travel vouchers.
Suitable for: Lifestyle expenses and shopping.
Key Highlights: Co-partnered with MakeMyTrip, the MakeMyTrip ICICI Bank Platinum Credit Card offers best-in-class travel features along with benefits across other categories.
Joining Fee: Rs.500
Annual Fee: Nil
Rewards Redemption: My Cash can be redeemed for bookings on MakeMyTrip or vouchers across other categories.
Suitable for: Travel expenses.
Features and Benefits:
Key Highlights: Co-partnered with Hindustan Petroleum, the ICICI HPCL Coral Credit Card offers a wide range of benefits on fuel expenses and other categories.
Joining Fee: Rs.199
Annual Fee: Rs.199 (2nd year onwards)
Rewards Redemption: PAYBACK points can be redeemed to purchase vouchers from ICICI Bank Rewards across various categories.
Suitable for: Domestic Travel and Entertainment
Features and Benefits:
Key Highlights: Co-partnered with Amazon, this ICICI Amazon Pay credit card offers top-class benefits on shopping expenses and other categories.
Joining Fee: Nil
Annual Fee: Nil
Rewards Redemption: Reward points can be used to purchase items at Amazon.in.
Suitable for: Shopping
Features and Benefits:
Key Highlights: Shopping credit card in partnership with Manchester United Football Club.
Joining fee: Rs.499
Annual fee: Rs.499 (Waived off if annual spends exceed Rs.1.25 lakh.
Rewards Redemption: N/A
Suitable for: Shopping and Entertainment
Features and Benefits:
Key highlights: ICICI Bank Coral American Express credit card with top benefits across all various categories.
Joining fee: Rs.500
Annual fee: Rs.500
Rewards Redemption: PAYBACK points can be redeemed for movie vouchers, lifestyle and dining vouchers.
Suitable for: Shopping, entertainment and dining.
Features and Benefits:
Key Highlights: ICICI Bank Expressions Credit Card is a personalised credit card offering benefits across categories such as shopping, rewards and dining.
Joining fee: Rs.500
Annual fee: Rs.500 (Waived off if annual spends exceed Rs.1.5 lakh).
Rewards Redemption: PAYBACK reward points can be redeemed for travel and shopping vouchers.
Suitable for: Shopping and dining.
Features and Benefits:
Key highlights: Dual purpose of metro card and a credit card and used for metro travel in Mumbai, Chennai and Delhi.
Joining fee: Rs.299
Annual fee: Rs.299
Rewards Redemption: PAYBACK points can be redeemed for movie or travel vouchers or purchase of lifestyle products, etc.
Suitable for: Domestic Travel
Features and Benefits:
To avail any of the ICICI credit cards, the applicant must fall under the given eligibility criteria:
Address proof (any one) |
|
Income proof (For self-employed) | Certified financials
|
Proof of Identity (any one) |
|
Income proof (For salaried) |
|
If the provided details match the eligibility criteria set by ICICI Bank, you will receive a call back from the bank’s representative.
The rest of the credit card application process will be informed to you over the phone.
Alternatively, you can also apply for ICICI Bank credit card by visiting the nearest branch of ICICI Bank. Once you visit the branch office and inquire about the process to apply for a credit card you will be handed over with a credit card application form and will be asked to fill the form and submit it along with the required documents.
Once you submit the credit card application, once all the background verification is done your credit card will be processed in 10 to 15 business days.
Additionally, customers can also contact the bank by calling the customer care service that ICICI operates. This service is generally available 24/7 on all days of the week.
Credit Card | Regular Reward Points | Accelerated Reward Points |
---|---|---|
ICICI Bank Coral Contactless Credit Card | Earn 2 PAYBACK points for every Rs.100 spent. | N/A |
MakeMyTrip ICICI Bank Platinum Credit Card | 2 PAYBACK points are given on every Rs.100 spent on retail purchases. | N/A |
ICICI Bank Platinum Chip Credit Card | Get 2 PAYBACK points for every Rs.100 spent. | N/A |
ICICI Bank HPCL Coral Credit Card | 2 PAYBACK points given for every Rs.100 spent on retail purchases except fuel. | N/A |
ICICI Bank Amazon Pay Credit Card | Earnings will be transferred to Amazon Pay balance | N/A |
ICICI Bank Manchester United Platinum Credit Card | 2 PAYBACK points given on every Rs.100 spent on the card. | N/A |
ICICI Bank Coral American Express Credit Card | Earn 2 PAYBACK points on every Rs.100 spent on retail spends | Earn 4 PAYBACK points on every Rs.100 spent on online transactions. |
ICICI Bank Expressions Credit Card | 3 PAYBACK points given on every Rs.100 spent. | N/A |
ICICI Bank Unifare Credit Cards | 4 PAYBACK points are given on auto recharge transaction | N/A |
HDFC Credit Card Variant | Annual Fee | Category |
---|---|---|
ICICI Bank Sapphiro Visa Credit Card | Rs.3,500 | Travel |
ICICI Bank Rubyx Visa Credit Card | Rs.2,000 | Shopping |
ICICI Bank Carbon Credit Card | Nil | Lifestyle |
ICICI Bank Visa Signature Credit Card | Rs.2,500 | Premium Lifestyle |
ICICI Bank Platinum Identity Credit Card | Rs.750 | Rewards |
ICICI Bank Ascent American Express Credit Card | Rs.1,000 | Rewards |
ICICI Bank British Airways Classic Credit Card | Rs.3,500 | Travel |
ICICI Bank Titanium Credit Card | N/A | Premium Lifestyle |
Features and Benefits of ICICI Bank Sapphiro Visa Credit Card
Credit Card offered by other Banks
Features and Benefits of ICICI Bank Rubyx Visa Credit Card
Features and Benefits of ICICI Bank Carbon Credit Card
Features and Benefits of ICICI Bank Visa Signature Credit Card
Features and Benefits of ICICI Bank Platinum Identity Credit Card
Features and Benefits of ICICI Ascent American Express Credit Card
Features and Benefits of ICICI British Airways Classic Credit Card
Features and Benefits of ICICI Bank Titanium Credit Card
Usually, processing of a new credit card application to actual dispatch to the customer takes about 21 working days.
This is a safety feature that helps you keep your credit card spends in check. Set a monthly spending limit on your main/supplementary card and any spends above this limit will be respectfully declined.
Intimate the ICICI Bank Customer Care immediately to block the card and avoid its misuse. This is a time-intensive step, hence must be hurried. Next, the bank will talk to you about a replacement card.
Customers who make payments of their total due amount before the payment due date are free of any interest charges. Thus, patrons can enjoy interest-free durations from the date of purchase of a product/service till the payment due date. This usually ranges from 18 to 48 days.
Auto debit is a convenient option that allows customers to issue standing instructions to clear their outstanding credit card bills directly from their ICICI Bank Accounts. The deducted amount could be set for the minimum due payment or total amount due.
Yes, you can have two or more credit cards of ICICI Bank. However, the bank will deem you financially fit to hold two or more of the credit cards. This will depend on your credit card utilisitation ratio, the credit score, your credit report along with any kind of defaults in payment.
No, the ICICI Bank Platinum credit cards are not free of cost. They come with a joining fee of Rs.199 along with a renewal fee/annual fee of Rs.99 from the second year onwards.
The credit limit of your card will be given at the bank’s jurisdiction. ICICI Bank will be considering several factors before assigning the credit limit of your card. Some of the factors are the credit score, credit report, payment defaults, the credit ratio utilisation along with your repayment habits of any past and ongoing debts.
Know more about ICICI Bank Credit Card
ICICI Bank had announced their launch of ‘Know Your Customer’ (KYC) verification process via video. This bank has now made the facility available for all their new customers who want to open a savings account with them. This includes a salary account, personal loan and credit card with the bank. This facility is available for all customers who want to apply for ‘Amazon Pay ICICI Bank Credit Card’.
Anup Bagchi, Executive Director, ICICI Bank had said that the facility of doing the KYC verification via video interaction will now usher in a new phase and this will make the process friction-less, faster and digital to the customer. ICICI Bank is the first bank in the financial industry to offer ‘Video KYC’ facility to its customers for availing a personal loan and opening salary accounts.
29 June 2020
India is witnessinga tremendous rise in the use of credit and debit cards along with other forms of digital payment. However, card-related frauds are also not unheard of in the country even after intense efforts by the banks and the cybercrime police to avoid such incidents.
One of the common purposes of using cards, particularly debit cards is the withdrawal of cash from ATMs. Here are some ofthemost important things to take care of while withdrawing cash from ATMswith an ICICI card.
After inserting the card into the card slot, don’t pull it out forcefullyor else it may be damaged. The ATM machine itself would release the card once the transaction is completed.
When the card slot blinks green,treat itas a sign to withdraw the card.
Ifthecard slot LED is not working, rely on the machine screen to display the status of the transaction.
If you somehowforget to collect your card, don’t panic. Just inform ICICI Bankcustomer careand request them to block it. You can also block it yourself throughtheICICI net banking facility.
13 March 2019
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
Gain an edge by connecting with us via email. We promise never to spam you.
Request received - loud & clear!
Returning you to where you were...
Psst... We'll ensure you're the very first to know the moment rates change.
We'll email you immediately! You snooze, you lose.