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  • ICICI Credit Card

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  • Apply for an ICICI credit card and enjoy air miles, rewards points, cash rewards, and more with ICICI Bank credit cards. The joining fees start from Rs.499 + tax with joining benefits in the form of gift vouchers and merchandise when you apply for a card.

    Top 10 Credit Cards Offered By ICICI Bank

    Name of the card Joining Fee (In Rs) Annual Fee (In Rs)
    Jet Airways ICICI Bank Rubyx American Express Credit Card Rs.2,500 Rs.2,500
    Jet Airways ICICI Bank Sapphiro VISA Credit Card Rs.5,000 Rs.5,000
    ICICI Bank Coral Contactless Credit Card Rs.500 plus GST Rs.500 plus GST
    Jet Airways ICICI Bank Coral VISA Credit Card Rs.1,250 Rs.1,250
    ICICI Bank Ferrari Platinum Credit Card Rs.499 plus GST Rs.499 plus GST
    ICICI Bank Sapphiro Credit Cards Rs.6,500 plus GST First year: Rs.6,500 plus GST Second year onwards: Rs.3,500 plus GST
    Jet Airways ICICI Bank Rubyx VISA credit Card Rs.2,500 Rs.2,500
    Jet Airways ICICI Bank Coral American Express Credit Card Rs.1,250 Rs.1,250
    Jet Airways ICICI Bank Sapphiro American Express Credit Card Rs.5,000 Rs.5,000
    ICICI Bank Ferrari Signature Credit Card Rs.3,999 plus GST Rs.3,999 plus GST
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    100% PAPERLESS APPROVAL
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    ICICI Bank Credit Cards are one of the most sought-after credit cards in the industry. The bank provides a wide variety of credit cards customised to meet the needs of different categories of individuals. It offers both personal credit cards and commercial credit cards. While ICICI’s personal credit cards offer a wide range of benefits and features related to lifestyle, travel, rewards, services and lot more, ICICI corporate credit cards provide tailored solutions to small and mid-sized enterprises as well as big corporates.

    With a tagline ‘A credit card for every need’, the bank has been doing an impressive job in introducing new credit cards to reach individuals in every nook and corner. Let’s explore further to know about different categories of cards offered by ICICI Bank, their fees and benefits, eligibility and other details to have a comprehensive idea about the bank’s credit card portfolio.

    Features and Benefits of Top 10 ICICI Bank Credit Cards

    • Welcome gift includes complimentary membership to JetPrivilege programme and 5,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
    • Renewal bonus includes 2,500 bonus JPMiles and a free Jet Airways air ticket code
    • Up to 5% discount on base fare on all domestic or international air tickets booked through Jet Airways website
    • American Express privileges include 4 JPMiles on domestic spends, 5 on international spends and eight miles on revenue air tickets booked on Jet Airways website
    • JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners and also upgrade flight class from economy to premiere to first class
    • Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
    • 10 complimentary lounge visits per year to select domestic airports
    • Great deals on entertainment including free tickets from BookMyShow
    • A minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
    • 24x7 concierge services through ICICI i-Assist. Assistance for hotel booking, restaurant reservation, flight booking, car rental service, flower and gift delivery assistance.

    • Welcome gift includes complimentary membership to JetPrivilege programme and 10,000 bonus JPMiles.
    • Renewal bonus includes 5,000 bonus JPMiles and a free Jet Airways economy class base fare waived off domestic air ticket code
    • Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
    • Exclusive privileges include dedicated check-in for select domestic Jet Airways flights, 10kg excess baggage allowance in premier class and 5kg in economy class
    • Visa privileges include 4 JPMiles on domestic spends, 5 on international spends and eight miles on revenue air tickets booked on Jet Airways website
    • Two complimentary visits per quarter to domestic airport lounges
    • Complimentary membership to DragonPass, a first all-in-one digital airport platform, that provides access to international airport lounges and a spa session at select airports in India

    • Welcome gift includes complimentary membership to JetPrivilege programme and 10,000 bonus JPMiles.
    • Renewal bonus includes 5,000 bonus JPMiles and a free Jet Airways economy class base fare waived off domestic air ticket code
    • Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
    • Exclusive privileges include dedicated check-in for select domestic Jet Airways flights, 10kg excess baggage allowance in premier class and 5kg in economy class
    • Visa privileges include 4 JPMiles on domestic spends, 5 on international spends and eight miles on revenue air tickets booked on Jet Airways website
    • Two complimentary visits per quarter to domestic airport lounges
    • Complimentary membership to DragonPass, a first all-in-one digital airport platform, that provides access to international airport lounges and a spa session at select airports in India

    • Welcome gift includes complimentary membership to JetPrivilege programme and 2,500 bonus JPMiles (Air miles currency of Jet Airways)
    • Renewal bonus includes 1,250 bonus JPMiles
    • Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
    • Earn JPMiles on regular spends and accelerated miles on booking air tickets
    • JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners
    • Great deals on entertainment including free tickets from BookMyShow
    • ICICI Bank Culinary Treats programme offers a minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
    • 1% fuel surcharge waiver on petrol/diesel purchases made at Hindustan Petroleum (HP) fuel stations
    • Visa privileges include 2 JPMiles on domestic spends, 2 on international spends and 4 miles on revenue air tickets booked on Jet Airways website
    • Two complimentary visits per quarter to domestic airport lounges

    • With a Ferrari card, customers can enjoy special discounts on all Ferrari products both online and offline
    • Cardholders also get 15% discount on entry tickets to Ferrari World in Abu Dhabi. Please note that this is valid only when the ticket is purchased at the park counter
    • Through Visa lounge access programme, cardholders can get complimentary visits to domestic airport lounges.
    • 2 PAYBACK points on every Rs.100 spent on the card
    • Up to 15% discount on dining spends at participating restaurants through ICICI’s culinary treats programme
    • Two free movie tickets per month at Book My Show
    • Spend more than Rs.1.25 lakh in a year and avail annual fee waiver

    • On payment of joining fees, cardholders get welcome vouchers worth Rs.10,000 which can be used for shopping and travel.
    • Cardholders also get Rs.20,000 PAYBACK points on every anniversary year.
    • As a courtesy from Mastercard and American Express, customers with ICICI Bank Sapphiro Credit Card get 4 complimentary domestic airport lounge visits every quarter.
    • Cardholders also get a Dreamfolks DragonPass Lounge Access Programme membership under which they get 2 complimentary international airport lounge visits every calendar year and 2 complimentary domestic airport spa visits per calendar year.
    • Based on the eligible spends on the ICICI Bank Sapphiro Credit Card, customers also get to enjoy up to 4 complimentary rounds of golf every month at any gold course of their choice.
    • Under the Culinary Treats Programme, customers also get a minimum 15% savings on dining bills which is applicable at over 2,500 plus restaurants across the country.
    • Up to 6 PAYBACK points on every Rs.100 spent on the card. Reward points can be redeemed for 600 gifts and rewards from the PAYBACK catalogue.

    • Welcome gift includes complimentary membership to JetPrivilege programme and 5,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
    • Renewal bonus includes 2,500 bonus JPMiles and a free Jet Airways air ticket code
    • Up to 5% discount on base fare on all domestic or international air tickets booked through Jet Airways website
    • Visa privileges include 3 JPMiles on domestic spends, 4 on international spends and 6 miles on revenue air tickets booked on Jet Airways website
    • VISA lounge access privileges include two complimentary visits per quarter to domestic airport lounges
    • JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners and also upgrade flight class from economy to premiere to first class
    • Great deals on entertainment including free tickets from BookMyShow
    • A minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
    • 24x7 concierge services through ICICI i-Assist. Assistance for hotel booking, restaurant reservation, flight booking, car rental service, flower and gift delivery assistance.

    • Welcome gift includes complimentary membership to JetPrivilege programme and 2,500 bonus JPMiles
    • Renewal bonus includes 1,250 bonus JPMiles
    • Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
    • Earn JPMiles on regular spends and accelerated miles on booking air tickets
    • JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners
    • Great deals on entertainment including free tickets from BookMyShow
    • ICICI Bank Culinary Treats programme offers a minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
    • 1% fuel surcharge waiver on petrol/diesel purchases made at Hindustan Petroleum (HP) fuel stations
    • American Express privileges include 3 JPMiles on domestic spends, 3 on international spends and 6 miles on revenue air tickets booked on Jet Airways website
    • Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
    • 8 complimentary lounge visits per year to select domestic airports

    • Welcome gift includes complimentary membership to JetPrivilege programme and 10,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
    • Renewal bonus includes 5,000 bonus JPMiles and a free Jet Airways economy class base fare waived off domestic air ticket code
    • Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
    • Exclusive privileges include dedicated check-in for select domestic Jet Airways flights, 10kg excess baggage allowance in premier class and 5kg in economy class
    • Up to 10 JPMiles on every Rs.100 spent on the card. Accelerated JPMiles on ticket bookings made through Jet Airways website
    • Complimentary membership to DragonPass, a first all-in-one digital airport platform, that provides access to international airport lounges and a spa session at select airports in India
    • Milestone rewards include four complimentary rounds of golf every month if the total spend on the card is Rs.50,000 or more in the previous month
    • American Express privileges include 5 JPMiles on domestic spends, 7 miles on international spends and 10 miles on revenue air tickets booked on Jet Airways website
    • Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
    • Unlimited access to select airport lounges in India

    • On joining, customers get a complimentary Scuderia Ferrari watch.
    • Cardholders also get to attend an official Ferrari Challenge race.
    • For top spenders, a special visit to the Ferrari Museum and Factory in Maranello, Italy is organised.
    • Ferrari Signature Credit Card can be used at the online Ferrari Store to avail discount on Ferrari Merchandise.
    • Cardholders also get 15% discount on entry tickets to Ferrari World in Abu Dhabi. Please note that this is valid only when the ticket is purchased at the park counter.
    • Complimentary access to domestic airport lounges
    • 2 PAYBACK points on every Rs.100 spent on the card. Points can be redeemed for various products from PAYBACK

    Fees and Charges Associated with Top 10 ICICI Bank Credit Cards

    ICICI Bank Travel Credit Card Variant Interest Rate on Outstanding Dues Cash advance fee Interest on Cash Withdrawal Over limit charges
    Jet Airways ICICI Bank Rubyx American Express Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    Jet Airways ICICI Bank Sapphiro VISA Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    ICICI Bank Coral Contactless Credit Card 3.40% per month 2.50% of the transaction amount or Rs.300 3.40% per month 2.50% on the over-limit amount or Rs.500
    Jet Airways ICICI Bank Coral VISA Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    ICICI Bank Ferrari Platinum Credit Card 3.40% per month 2.50% of the transaction amount or Rs.300 3.40% per month 2.50% on the over-limit amount or Rs.500
    ICICI Bank Sapphiro Credit Cards 3.40% per month 2.50% of the transaction amount or Rs.300 3.40% per month 2.50% on the over-limit amount or Rs.500
    Jet Airways ICICI Bank Rubyx VISA Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    Jet Airways ICICI Bank Coral American Express Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    Jet Airways ICICI Bank Sapphiro American Express Credit Card 3.50% per month 2.50% of the transaction amount or Rs.300 3.50% per month 2.50% on the over-limit amount or Rs.500
    ICICI Bank Ferrari Signature Credit Card 3.40% per month 2.50% of the transaction amount or Rs.300 3.40% per month 2.50% on the over-limit amount or Rs.500

    ICICI Gem Collection Credit Cards

    ICICI Bank Credit Card Variant Joining Fee Renewal Fee Key Features
    ICICI Bank Coral American Express Credit Card Rs.500 Rs.500 (2nd year onwards) Up to 10,000 PAYBACK points on card renewal 50% more reward points on online shopping
    ICICI Bank Coral Master/Visa Credit Card Rs.500 Rs.500 (2nd year onwards) Annual fee waiver if the spends exceed Rs.1.5 lakh One free airport lounge and railway lounge visit per quarter
    ICICI Bank Sapphiro American Express Credit Card Rs.6,500 Rs.3,500 from 2nd year Welcome voucher worth Rs.10,000 Annual fee waiver if the spend exceeds Rs.6 lakh 4 free domestic airport lounge visits per quarter
    ICICI Bank Sapphiro MasterCard Credit Card Rs.6,500 Rs.3,500 from 2nd year Welcome voucher worth Rs.10,000 Annual fee waiver if the spend exceeds Rs.6 lakh 4 free domestic airport lounge visits per quarter
    ICICI Bank Rubyx American Express Credit Card Rs.3,000 Rs.2,000 from 2nd year Welcome voucher worth Rs.5,000 Up to two free golf rounds every month Annual fee waiver if the spend exceeds Rs.3 lakh Two free airport and railways lounge visits per quarter in India
    ICICI Bank Rubyx MasterCard Credit Card Rs.3,000 Rs.2,000 from 2nd year Welcome voucher worth Rs.5,000 Up to two free golf rounds every month Annual fee waiver if the spend exceeds Rs.3 lakh Two free airport and railways lounge visits per quarter in India

    • Up to 10,000 PAYBACK points on every renewal
    • One free airport lounge visit and railway lounge visit
    • 50% more reward points on online spends
    • Exclusive offers on movies and dining
    • Wide range of offers on travel, dining, retail through Amex Connect programme

    • Up to 10,000 PAYBACK points on every renewal
    • One free airport lounge visit and railway lounge visit
    • Two free movie tickets every month
    • 15% discount on dining spends
    • Two payback points on every Rs.100 spent on the card. The reward points can be redeemed for cash or gifts

    • Welcome vouchers worth Rs.10,000 on paying the joining fee
    • Up to 20,000 PAYBACK points on every renewal
    • Amex Card privileges include 2 complimentary international lounge visits per year
    • Free golf rounds every month

    ICICI Bank Sapphiro MasterCard Credit Card

    • Welcome vouchers worth Rs.10,000 on paying the joining fee
    • Up to 20,000 PAYBACK points on every renewal
    • Free golf rounds every month
    • MasterCard privileges include 4 free domestic airport lounges per quarter

    ICICI Bank Rubyx American Express Credit Card

    • Welcome gift includes a gift voucher worth Rs.5,000
    • Up to 15,000 payback points on every renewal
    • Complimentary golf rounds every month
    • American Express Privileges include 2 complimentary railway lounge visits and airport lounge access per quarter

    ICICI Bank Rubyx MasterCard Credit Card

    • Welcome gift includes a gift voucher worth Rs.5,000
    • Up to 15,000 payback points on every renewal
    • Complimentary golf rounds every month
    • MasterCard privileges include 2 complimentary airport lounge visits and railway lounge visits in India per quarter

    ICICI Bank Fuel Credit Cards

    ICICI Bank Credit Card Variant Joining Fee Renewal Fee Key Features
    ICICI Bank HPCL Coral American Express Credit Card Rs.199 Rs.199 from 2nd year 3 times (6) PAYBACK points on every Rs.100 spent at HPCL petrol stations Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year 8 free domestic lounge visits per year
    ICICI Bank HPCL Coral Visa/ MasterCard Credit Card Rs.199 Rs.199 from 2nd year Up to Rs.100 cashback on fuel transactions at HPCL petrol pumps Redeem reward points instantly for fuel purchases at HP petrol stations Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year
    ICICI Bank HPCL Platinum Credit Card Rs.199 Rs.199 from 2nd year Up to Rs.100 cashback on fuel transactions at HPCL petrol pumps Redeem reward points instantly for fuel purchases at HP petrol stations 15% savings on dining spends at select restaurants Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year

    ICICI Bank HPCL Coral American Express Credit Card

    • 6 rewards points on every Rs.100 spent on fuel at HPCL petrol pumps
    • Rs.100 discount on up to 2 movie tickets booked on Book My Show app per month
    • 15% discount on dining spends
    • Amex privileges include 8 complimentary visits of domestic airport lounges per calendar year and special offers on various categories through Amex Connect

    ICICI Bank HPCL Coral Visa/ MasterCard Credit Card

    • 2.5% cash back on fuel spends at all HPCL petrol stations
    • 1% fuel surcharge waiver
    • 2 reward points on every Rs.100 spent on the card. Reward points can be redeemed instantly at HPCL outlets for fuel purchases
    • Special discounts on movie tickets booked through Book My Show app
    • 15% discount on dining spends at participating restaurants

    ICICI Bank HPCL Platinum Credit Card

    • Rs.100 cashback on fuel spends at HP petrol pumps
    • 2 reward points on every Rs.100 spent on the card. Reward points can be redeemed instantly at HPCL outlets for fuel purchases
    • 1% fuel surcharge waiver
    • Spend Rs.50,000 in a year and avail annual fee reversal for the next year
    • 15% discount on dining spends at participating restaurants

    ICICI Bank Unifare Metro Cards

    ICICI Bank Credit Card Variant Joining Fee Renewal Fee Key Features
    ICICI Bank Unifare Mumbai Metro Credit Card Rs.299 Rs.299 from 2nd year Comes with a preloaded amount of Rs.100 on Mumbai Metro Smart Card Chip Up to 20% discount on travel tickets at Mumbai Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year
    ICICI Bank Unifare Delhi Metro Credit Card Rs.299 Rs.299 from 2nd year Comes with a preloaded amount of Rs.100 on Delhi Metro Transit chip Up to 10% discount on travel tickets at Delhi Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year
    ICICI Bank Bangalore Mumbai Metro Credit Card Rs.299 Rs.299 from 2nd year Comes with a preloaded amount of Rs.100 on Namma Metro Smart Card Chip Up to 15% discount on travel tickets at Namma Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year

    ICICI Bank Unifare Mumbai Metro Credit Card

    • A Mumbai Metro Smartcard coupled with the advantages of a credit card
    • Welcome gift includes a preloaded Mumbai Metro wallet worth Rs.100
    • Auto recharge facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.50
    • Up to 20% discount on Mumbai Metro travel fare
    • Every auto recharge transaction will earn 8 PAYBACK points
    • A minimum discount of 15% on dining spends at leading hotels and restaurants in India
    • Fuel surcharge waiver valid at all HP petrol pumps

    ICICI Bank Unifare Delhi Metro Credit Card

    • Welcome gift includes a preloaded amount of Rs.100 on Delhi Metro Transit chip
    • Auto top-up facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.100
    • 10% discount on Delhi Metro travel fare
    • Every auto top-up transaction will earn 8 PAYBACK points
    • A minimum discount of 15% on dining spends at 2,500 leading hotels and restaurants located in 12 major cities across India
    • 1% fuel surcharge waiver valid at all HP petrol pumps
    • Annual fee for the next year will be reversed if the total credit card spend in the current year is equal to Rs.50,000 or more

    ICICI Bank Unifare Bangalore Metro Credit Card

    • An ICICI credit card combined with a Namma Metro Smartcard
    • A new card comes preloaded with an amount of Rs.100 that can be used to purchase tickets at Namma Metro
    • Auto recharge facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.100 using the credit balance on the card
    • Get up to 15% discount on Namma Metro travel fare
    • Every auto recharge transaction will earn 8 PAYBACK points
    • 1% fuel surcharge waiver valid at all HP petrol pumps

    ICICI Bank Featured Credit Cards

    ICICI Bank Credit Card Variant Joining Fee Renewal Fee Key Features
    ICICI Bank Platinum Chip Credit Card Rs.199 Rs.99 from 2nd year 2 PAYBACK points on every Rs.100 spent on the card Built-in contactless technology to enable quick and secure transactions Spend Rs.50,000 or more in a year and enjoy annual fee reversal for the next year
    ICICI Bank Expressions Credit Card Rs.499 Rs.499 from 2nd year Cardholders can personalise the card with a customised design 3 PAYBACK points on every Rs.100 spent on the card 1 free domestic lounge visit per quarter Spend Rs.1.5 lakh or more in a year and enjoy annual fee reversal for the next year

    ICICI Bank Platinum Chip Credit Card

    • Built-in contactless technology that enables contactless payments
    • 15% discount on dining at over 800 restaurants
    • 2 payback points on every Rs.100 spent on the card
    • Spends Rs.50,000 and get annual fee waiver in the subsequent year
    • 1% fuel surcharge waiver on fuel spends at HPCL petrol pumps

    ICICI Bank Expressions Credit Card

    • 3 reward points on every Rs.100 spent on the card
    • Discount on movie tickets booked through Book My Show app
    • One free domestic lounge visit at Indian airports
    • 15% savings on dining at select hotels and restaurants
    • 1% fuel surcharge waiver at all HPCL petrol stations

    Eligibility To Apply For ICICI Bank Credit Card

    In order to avail any of the ICICI credit cards, the applicant must satisfy the following conditions:

    • He/she must be an Indian national citizen.
    • The applicant must not be younger than 23 years at the time of application. The minimum age for an add-on card holder is 18 years.
    • He/she must have a minimum monthly salary of Rs.20,000.
    • If the applicant is self-employed, the minimum annual income must be not lesser than Rs.3 lakhs, as listed on the last IT returns document.
    • The applicant must have a clean credit record, with no obvious red flags.

    Documents Required to Apply for ICICI Credit Cards

    After confirming upon the eligibility, the following documents need be supplied at the time of application:

    • Identity proof (PAN Card, Voter’s ID, DL, Aadhaar Card, etc.)
    • Address proof (Any official document that displays current place of residence).
    • PAN Card.
    • IT Returns and/or Salary slips for the latest 2 months.
    • 1 passport sized photograph.

    Why Choose ICICI Bank Credit Cards?

    In terms of expertise, ICICI Bank can be called a pack-leader when it comes to credit cards in India- its promotion, user base and profitability. Why should you choose an ICICI Bank Credit Card? The following reasons summarize the advantages of subscribing to credit cards from ICICI Bank-

    • Variety - The range of credit cards offered by ICICI are segmented into 6 types- The Gemstone Collection, Contactless Payment Cards, Fuel Cards, Airline Cards, Unifare Metro Cards and Others. There is a credit card for everyone, and sorting for the one that best suits your needs is child's play on the ICICI website, as well as on BankBazaar.com.

    • Fully Loaded Benefits - Every credit card on offer from ICICI is loaded to the brim with features and benefits. From offers on Fine Dining, Wellness, Holidays, Hotel, Airlines, Movies and such, to reward points and cashback benefits. There is something for everyone!!

    • Easy to Apply - Get on-board with online signup, or walk into the nearest ICICI Bank branch. The process of getting your own ICICI Credit Card is simple, transparent, fast and immensely customer centric.

    • Robust Customer Support- Backing this line of attractive products in its portfolio, is a competent customer support initiative. Have a query or concern? Help is a phone call, email or chat box away.

    Thus, choosing a credit card from ICICI Bank puts you in line for great features and impeccable service- an awesome combination, indeed!

    Apply for ICICI Bank Credit Card Online

    Apply for ICICI Bank Credit Card through ICICI Bank website

    • Visit the official website of ICICI Bank (https://www.icicibank.com/card/credit-cards/credit-card.page)
    • Click on ‘Products’ which is on top of the homepage.
    • Choose ‘Credit Cards’ options from the drop-down
    • You will be redirected to ICICI Credit Cards main page, where you will find all the credit cards offered by the bank
    • Choose a credit card that suits your needs and click on ‘Apply Now’
    • You will be redirected to a new page where you need to fill the online application form
    • Fill all the required details and click on ‘Get offers’
    • If the provided details match the eligibility criteria set by ICICI Bank, you will receive a call back from the bank’s representative.

    The rest of the credit card application process will be informed to you over the phone.

    Apply for ICICI Bank Credit Card Offline

    Alternatively, you can also apply for ICICI Bank credit card by visiting the nearest branch of ICICI Bank. Once you visit the branch office and inquire about the process to apply for a credit card you will be handed over with a credit card application form and will be asked to fill the form and submit it along with the required documents.

    Once you submit the credit card application, once all the background verification is done your credit card will be processed in 10 to 15 business days.

    Additionally, customers can also contact the bank by calling the customer care service that ICICI operates. This service is generally available 24/7 on all days of the week.

    ICICI Bank Credit Card FAQs:

    1. How long does it take from application submission to actually receiving my ICICI Bank credit card?
    2. Usually, processing of a new credit card application to actual dispatch to the customer takes about 21 working days.

    3. What is a ‘Self-Set Limit’ on ICICI Bank Credit Cards?
    4. This is a safety feature that helps you keep your credit card spends in check. Set a monthly spending limit on your main/supplementary card and any spends above this limit will be respectfully declined.

    5. I just lost my ICICI Bank credit card. What must I do next?
    6. Intimate the ICICI Bank Customer Care immediately to block the card and avoid its misuse. This is a time-intensive step, hence must be hurried. Next, the bank will talk to you about a replacement card.

    7. How long does the ‘interest-free’ period last for my ICICI Bank Credit Card?
    8. Customers who make payments of their total due amount before the payment due date are free of any interest charges. Thus, patrons can enjoy interest-free durations from the date of purchase of a product/service till the payment due date. This usually ranges from 18 to 48 days.

    9. What is Auto-Debit facility offered on ICICI Bank Credit Cards?
    10. Auto debit is a convenient option that allows customers to issue standing instructions to clear their outstanding credit card bills directly from their ICICI Bank Accounts. The deducted amount could be set for the minimum due payment or total amount due. This facility helps the customers be prompt with their payments and avoid the incurred interest charges.

      

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    Credit Card Reviews

    • ICICI Bank Credit Card
      "Very Good Card"
      0.5 5.0/5 "Blown Away!"
      I have a credit card from ICICI. They are providing a offers for taking a personal loan with the lower interest rate compared to other banks. I have salary account with ICICI hence its easy to make the payment. They are providing a very good offers also. I am using this card for almost 6 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI CORAL credit card and got a good credit limit from the bank. There is no offers. They are not charging annually which am happy. I use this card for multi purpose. The payment mode is easier to pay the outstanding balance.
      Was this review helpful? 3
      , visakhapatnam
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I use ICICI Coral credit card for past 2 years and the annual fee is chargeable of Rs.500 but it will be reversible as per my purchase. I never tried for EMI conversion so no idea about the charges. The credit limit is very low and they have given me only 40K.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Convenient card"
      0.5 5.0/5 "Blown Away!"
      I am having an ICICI credit card and they have provided me a credit limit of 50K. I did not find any difficulty in using the card. The customer service was very good. I never done EMI conversion but it has an option for it. Its been more than 5 years. There is no restrictions, I can use this card for shopping, purchasing textiles, restaurants,fuel also.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold ICICI credit card and its been a good experience. The credit limit is pretty decent and the services are very good. I have just recently taken through online. The annual fee is not applicable. I have not received any notification regarding the offers. The process was pretty quicker for getting the card when compared with others.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Fantastic premium travel card"
      0.5 5.0/5 "Blown Away!"
      ICICI is a good card to use and it has a lots features like unlimited spa at airport and unlimited airport launch access in domestic and international. On my birthday, they have given the voucher of Rs. 7500 for having my birthday party at Trident hotel and unlimited wifi access in the airport. I got the limit of more than Rs. 8 lakhs.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Okay"
      0.5 4.0/5 "Great!"
      The credit limit is average on ICICI Bank credit card. Its been almost 5years and have never approached the credit limit enhancement also they haven't done it. The customer service is good. The annual fee is applicable and I have to pay Rs.500. Its just a basic card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to increase the limit"
      0.5 5.0/5 "Blown Away!"
      I am using ICICI BANK credit card recently and its good. The credit limit is very very less only and it would be appreciable if they can increase my limit so that I can use this card frequently. The annual fee is not applicable. There is no hidden charges and the payment mode is easier.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 16, 2019
    • ICICI Bank Credit Card
      "Need to provide more offers "
      0.5 3.0/5 "Satisfactory"
      I am using ICICI platinum credit card for more than a year which was processed through a bank directly. It is a life time free credit card. The credit limit is sufficient before, easy to do pay for an online usage and EMI option was applicable. I use for shopping, movie purposes. In this card there is no much offers.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 15, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding ICICI bank coral credit card for more than 2 years where they given for a low limit of 35 thousands till not enhanced for further. It is a life time free credit card. EMI option was applicable and charges are nominal. I use for fuel and shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Very Friendly card"
      0.5 4.0/5 "Great!"
      ICICI bank credit card is linked with my salary account hence they have provided me a zero annual fee credit card. I am getting the benefits of ticket booking, cashbacks and others. They have a rewards points system of paybcks which i can convert into cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      ICICI Bank customer service is available on 24/7 days, I am using this ICICI bank credit card from past three years, EMI option are available its an life time free credit card, credit limit is good, cash back offer and movie ticket offers are good.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 13, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I am using ICICI Bank credit card which was directly taken through Bank .I am using this credit card for the past 3 years .I have got a very good credit limit and got all the required information about the card process This was a free card .I have not used and checked cash back offers and reward points .
      Was this review helpful? 2
      , surat
      Reviewed on Sep 13, 2019
    • ICICI Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having ICICI Amazon credit card where there are cash back offers based on my purchase amount in Amazon website they are giving 3% of cash back from my purchase amount and if I am a prime member then I get flat 5% cash back on amazon pay but for the EMI options there are no cash back and reward points applicable.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Good"
      0.5 3.5/5 "Pretty good"
      I am holding ICICI credit card where the I was given good limit, offers are available, using Bank bazaar service from past 3 years, EMI options are available by calling customer care and they have charging processing fee of 2% and flat interest rate of 13%
      Was this review helpful? 1
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Best card in the market"
      0.5 4.0/5 "Great!"
      I am having Coral on American express card from ICICI bank. I used the credit card for mostly on online website. I need to pay the annual fee on this card but the card features are really good. i am holding this credit card for a while and i'm satisfied with the services.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Good in the market"
      0.5 4.0/5 "Great!"
      I get offer on flight tickets booking, movie tickets booking and on petrol 1% sur charges waiver, makemytrip offers. I am holding the ICICI credit card for last 1 month and the provided limit is better than other credit card. Its a life time free credit card and i am not yet received a first month bill and they have dispatched the card as per their promised time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Worst service"
      0.5 2.0/5 "Expected more"
      I have a credit card from ICICI. Every day i receive a call from customer care and they will inform about the offers. I'm receiving a messages also regarding that. When i apply those offer in online, it will show that "its not applicable or else i do not have any offer". More than 2 years, i am utilizing the card benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 12, 2019
    • ICICI Bank Credit Card
      "Need to prrovide reward points and cash back"
      0.5 4.0/5 "Great!"
      I am using ICICI bank coral credit card for more than 3 years which was applied directly to bank. It is a life time free credit card but the limit which was given for a low of 30 thousands only not yet enhanced. EMI options are nominal for this card. It is useful book my show so I get one free ticket based on the usage I have not get points yet.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2019
    • ICICI Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I have ICICI Bank credit card which was directly taken through Bank .I am using this credit card for the past 2 years .This is a free card and i have got the credit card on time without any hassle .The credit limit was really good and satisfied according to me .There are good reward points as well as cash back offers .This card is very comfortable to use and easy to access .
      Was this review helpful? 0
      , indore
      Reviewed on Sep 11, 2019
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