ICICI Bank Credit Cards are one of the most sought-after credit cards in the industry. The bank provides a wide variety of credit cards customised to meet the needs of different categories of individuals. It offers both personal credit cards and commercial credit cards. While ICICI’s personal credit cards offer a wide range of benefits and features related to lifestyle, travel, rewards, services and lot more, ICICI corporate credit cards provide tailored solutions to small and mid-sized enterprises as well as big corporates.
With a tagline ‘A credit card for every need’, the bank has been doing an impressive job in introducing new credit cards to reach individuals in every nook and corner. Let’s explore further to know about different categories of cards offered by ICICI Bank, their fees and benefits, eligibility and other details to have a comprehensive idea about the bank’s credit card portfolio.
Top 10 Credit Cards Offered By ICICI Bank
ICICI Bank offers credit cards for its customers that are designed to suit their diverse financial needs. These credit cards come loaded with an array of useful features and benefits. They are also equipped with an amazing reward system as well as attractive cashback offers. Listed below are some of the credit cards offered by the ICICI Bank with their key features and fee details:
| Jet Airways ICICI Bank Rubyx American Express Credit Card |
Rs.2,500 |
Rs.2,500 |
| Jet Airways ICICI Bank Sapphiro VISA Credit Card |
Rs.5,000 |
Rs.5,000 |
| ICICI Bank Coral Contactless Credit Card |
Rs.500 plus GST |
Rs.500 plus GST |
| Jet Airways ICICI Bank Coral VISA Credit Card |
Rs.1,250 |
Rs.1,250 |
| ICICI Bank Ferrari Platinum Credit Card |
Rs.499 plus GST |
Rs.499 plus GST |
| ICICI Bank Sapphiro Credit Cards |
Rs.6,500 plus GST |
First year: Rs.6,500 plus GST
Second year onwards: Rs.3,500 plus GST
|
| Jet Airways ICICI Bank Rubyx VISA credit Card |
Rs.2,500 |
Rs.2,500 |
| Jet Airways ICICI Bank Coral American Express Credit Card |
Rs.1,250 |
Rs.1,250 |
| Jet Airways ICICI Bank Sapphiro American Express Credit Card |
Rs.5,000 |
Rs.5,000 |
| ICICI Bank Ferrari Signature Credit Card |
Rs.3,999 plus GST |
Rs.3,999 plus GST |
ICICI Credit Card Offers by BankBazaar
BankBazaar’s Super Duper Deal
Apply for ICICI Bank Credit Cards through BankBazaar between 1 Oct 2018 and 31 Oct 2018 and get an Amazon gift voucher worth up to Rs.1,000. Offer is valid only on select ICICI Bank credit cards upon approval or issuance of the credit card on or before 15 November 2018. To avail the offer, you should apply for the ICICI credit card on BankBazaar website or mobile app. The gift voucher will be sent to your e-mail ID within 30 workings days of card issuance.
Listed below are the ICICI Credit Cards eligible for BankBazaar’s Super Duper Deal offer and the corresponding Amazon gift voucher.
| ICICI Bank Credit Card Name |
Amazon gift voucher value |
| ICICI Jet Sapphiro Amex Credit Card |
Rs.1,000 worth gift voucher |
| ICICI Gemstone Rubyx Credit Card |
Rs.750 worth gift voucher |
| ICICI Jet Rubyx Amex Credit Card |
Rs.750 worth gift voucher |
| ICICI Gemstone Sapphiro Credit Card |
Rs.750 worth gift voucher |
| ICICI Jet Sapphiro Visa Credit Card |
Rs.750 worth gift voucher |
| ICICI Ferrari Signature Credit Card |
Rs.750 worth gift voucher |
| ICICI Gemstone Coral Contactless Credit Card |
Rs.750 worth gift voucher |
| ICICI Jet Coral Amex Credit Card |
Rs.750 worth gift voucher |
| ICICI Jet Coral Visa Credit Card |
Rs.750 worth gift voucher |
| ICICI Jet Rubyx Visa Credit Card |
Rs.750 worth gift voucher |
| ICICI Ferrari Platinum Credit Card |
Rs.500 worth gift voucher |
Features and Benefits of Top 10 ICICI Bank Credit Cards
Jet Airways ICICI Bank Rubyx American Express Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 5,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
- Renewal bonus includes 2,500 bonus JPMiles and a free Jet Airways air ticket code
- Up to 5% discount on base fare on all domestic or international air tickets booked through Jet Airways website
- American Express privileges include 4 JPMiles on domestic spends, 5 on international spends and eight miles on revenue air tickets booked on Jet Airways website
- JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners and also upgrade flight class from economy to premiere to first class
- Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
- 10 complimentary lounge visits per year to select domestic airports
- Great deals on entertainment including free tickets from BookMyShow
- A minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
- 24x7 concierge services through ICICI i-Assist. Assistance for hotel booking, restaurant reservation, flight booking, car rental service, flower and gift delivery assistance.
Know More About Jet Airways ICICI Bank Rubyx American Express Credit Card
Jet Airways ICICI Bank Sapphiro VISA Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 10,000 bonus JPMiles.
- Renewal bonus includes 5,000 bonus JPMiles and a free Jet Airways economy class base fare waived off domestic air ticket code
- Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
- Exclusive privileges include dedicated check-in for select domestic Jet Airways flights, 10kg excess baggage allowance in premier class and 5kg in economy class
- Visa privileges include 4 JPMiles on domestic spends, 5 on international spends and eight miles on revenue air tickets booked on Jet Airways website
- Two complimentary visits per quarter to domestic airport lounges
- Complimentary membership to DragonPass, a first all-in-one digital airport platform, that provides access to international airport lounges and a spa session at select airports in India
Know More About Jet Airways ICICI Bank Sapphiro VISA Credit Card
ICICI Bank Coral Contactless Credit Card
- The Coral Contactless card features built-in contactless technology that enables PIN-less payments at point of sale terminals. Just touch your card at the reader and the rest will be taken care through state-of-the-art multi-level security protections
- Renewal bonus includes 10,000 PAYBACK points
- Four complimentary domestic airport lounge visits per year, capped at one per quarter
- Four complimentary domestic railway lounge visits per year, capped at one per quarter
- Special discounts and offers on dining and movie ticket bookings
- 2 PAYBACK points on every Rs.100 spent on the card except for fuel transactions. Payback points can be redeemed for cash or gifts
- Annual fee will be waived if the spends in the previous year are more than Rs.1.5 lakh
Know More About ICICI Bank Coral Contactless Credit Card
Jet Airways ICICI Bank Coral VISA Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 2,500 bonus JPMiles (Air miles currency of Jet Airways)
- Renewal bonus includes 1,250 bonus JPMiles
- Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
- Earn JPMiles on regular spends and accelerated miles on booking air tickets
- JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners
- Great deals on entertainment including free tickets from BookMyShow
- ICICI Bank Culinary Treats programme offers a minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
- 1% fuel surcharge waiver on petrol/diesel purchases made at Hindustan Petroleum (HP) fuel stations
- Visa privileges include 2 JPMiles on domestic spends, 2 on international spends and 4 miles on revenue air tickets booked on Jet Airways website
- Two complimentary visits per quarter to domestic airport lounges
Know More About Jet Airways ICICI Bank Coral VISA Credit Card
ICICI Bank Ferrari Platinum Credit Card
- With a Ferrari card, customers can enjoy special discounts on all Ferrari products both online and offline
- Cardholders also get 15% discount on entry tickets to Ferrari World in Abu Dhabi. Please note that this is valid only when the ticket is purchased at the park counter
- Through Visa lounge access programme, cardholders can get complimentary visits to domestic airport lounges.
- 2 PAYBACK points on every Rs.100 spent on the card
- Up to 15% discount on dining spends at participating restaurants through ICICI’s culinary treats programme
- Two free movie tickets per month at Book My Show
- Spend more than Rs.1.25 lakh in a year and avail annual fee waiver
Know More About ICICI Bank Ferrari Platinum Credit Card
ICICI Bank Sapphiro Credit Cards
- On payment of joining fees, cardholders get welcome vouchers worth Rs.10,000 which can be used for shopping and travel.
- Cardholders also get Rs.20,000 PAYBACK points on every anniversary year.
- As a courtesy from Mastercard and American Express, customers with ICICI Bank Sapphiro Credit Card get 4 complimentary domestic airport lounge visits every quarter.
- Cardholders also get a Dreamfolks DragonPass Lounge Access Programme membership under which they get 2 complimentary international airport lounge visits every calendar year and 2 complimentary domestic airport spa visits per calendar year.
- Based on the eligible spends on the ICICI Bank Sapphiro Credit Card, customers also get to enjoy up to 4 complimentary rounds of golf every month at any gold course of their choice.
- Under the Culinary Treats Programme, customers also get a minimum 15% savings on dining bills which is applicable at over 2,500 plus restaurants across the country.
- Up to 6 PAYBACK points on every Rs.100 spent on the card. Reward points can be redeemed for 600 gifts and rewards from the PAYBACK catalogue.
Know More About ICICI Bank Sapphiro Credit Cards
Jet Airways ICICI Bank Rubyx VISA Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 5,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
- Renewal bonus includes 2,500 bonus JPMiles and a free Jet Airways air ticket code
- Up to 5% discount on base fare on all domestic or international air tickets booked through Jet Airways website
- Visa privileges include 3 JPMiles on domestic spends, 4 on international spends and 6 miles on revenue air tickets booked on Jet Airways website
- VISA lounge access privileges include two complimentary visits per quarter to domestic airport lounges
- JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners and also upgrade flight class from economy to premiere to first class
- Great deals on entertainment including free tickets from BookMyShow
- A minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
- 24x7 concierge services through ICICI i-Assist. Assistance for hotel booking, restaurant reservation, flight booking, car rental service, flower and gift delivery assistance.
Know More About Jet Airways ICICI Bank Rubyx VISA Credit Card
Jet Airways ICICI Bank Coral American Express Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 2,500 bonus JPMiles
- Renewal bonus includes 1,250 bonus JPMiles
- Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
- Earn JPMiles on regular spends and accelerated miles on booking air tickets
- JPMiles can be redeemed for flight bookings across Jet Airways and its 25+ international airline partners
- Great deals on entertainment including free tickets from BookMyShow
- ICICI Bank Culinary Treats programme offers a minimum of 15% discount on dining spends valid at more than 2,000 restaurants located in 12 major cities
- 1% fuel surcharge waiver on petrol/diesel purchases made at Hindustan Petroleum (HP) fuel stations
- American Express privileges include 3 JPMiles on domestic spends, 3 on international spends and 6 miles on revenue air tickets booked on Jet Airways website
- Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
- 8 complimentary lounge visits per year to select domestic airports
Know  More About Jet Airways ICICI Bank Coral American Express Credit Card
Jet Airways ICICI Bank Sapphiro American Express Credit Card
- Welcome gift includes complimentary membership to JetPrivilege programme and 10,000 bonus JPMiles. It also includes a free Jet Airways economy class base fare waived off domestic air ticket code
- Renewal bonus includes 5,000 bonus JPMiles and a free Jet Airways economy class base fare waived off domestic air ticket code
- Up to 5% discount on base fare for all domestic or international air tickets booked through Jet Airways website
- Exclusive privileges include dedicated check-in for select domestic Jet Airways flights, 10kg excess baggage allowance in premier class and 5kg in economy class
- Up to 10 JPMiles on every Rs.100 spent on the card. Accelerated JPMiles on ticket bookings made through Jet Airways website
- Complimentary membership to DragonPass, a first all-in-one digital airport platform, that provides access to international airport lounges and a spa session at select airports in India
- Milestone rewards include four complimentary rounds of golf every month if the total spend on the card is Rs.50,000 or more in the previous month
- American Express privileges include 5 JPMiles on domestic spends, 7 miles on international spends and 10 miles on revenue air tickets booked on Jet Airways website
- Through American Express Connect programme, cardholders can avail special offers on various categories related to travel, dining, retail and online shopping.
- Unlimited access to select airport lounges in India
Know More About Jet Airways ICICI Bank Sapphiro American Express Credit Card
ICICI Bank Ferrari Signature Credit Card
- On joining, customers get a complimentary Scuderia Ferrari watch.
- Cardholders also get to attend an official Ferrari Challenge race.
- For top spenders, a special visit to the Ferrari Museum and Factory in Maranello, Italy is organised.
- Ferrari Signature Credit Card can be used at the online Ferrari Store to avail discount on Ferrari Merchandise.
- Cardholders also get 15% discount on entry tickets to Ferrari World in Abu Dhabi. Please note that this is valid only when the ticket is purchased at the park counter.
- Complimentary access to domestic airport lounges
- 2 PAYBACK points on every Rs.100 spent on the card. Points can be redeemed for various products from PAYBACK
Know More About ICICI Bank Ferrari Signature Credit Card
Fees and Charges Associated with Top 10 ICICI Bank Credit Cards
| ICICI Bank Travel Credit Card Variant |
Interest Rate on Outstanding Dues |
Cash advance fee |
Interest on Cash Withdrawal |
Over limit charges |
| Jet Airways ICICI Bank Rubyx American Express Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| Jet Airways ICICI Bank Sapphiro VISA Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| ICICI Bank Coral Contactless Credit Card |
3.40% per month |
2.50% of the transaction amount or Rs.300 |
3.40% per month |
2.50% on the over-limit amount or Rs.500 |
| Jet Airways ICICI Bank Coral VISA Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| ICICI Bank Ferrari Platinum Credit Card |
3.40% per month |
2.50% of the transaction amount or Rs.300 |
3.40% per month |
2.50% on the over-limit amount or Rs.500 |
| ICICI Bank Sapphiro Credit Cards |
3.40% per month |
2.50% of the transaction amount or Rs.300 |
3.40% per month |
2.50% on the over-limit amount or Rs.500 |
| Jet Airways ICICI Bank Rubyx VISA Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| Jet Airways ICICI Bank Coral American Express Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| Jet Airways ICICI Bank Sapphiro American Express Credit Card |
3.50% per month |
2.50% of the transaction amount or Rs.300 |
3.50% per month |
2.50% on the over-limit amount or Rs.500 |
| ICICI Bank Ferrari Signature Credit Card |
3.40% per month |
2.50% of the transaction amount or Rs.300 |
3.40% per month |
2.50% on the over-limit amount or Rs.500 |
ICICI Gem Collection Credit Cards
| ICICI Bank Credit Card Variant |
Joining Fee |
Renewal Fee |
Key Features |
| ICICI Bank Coral American Express Credit Card |
Rs.500 |
Rs.500 (2nd year onwards) |
Up to 10,000 PAYBACK points on card renewal 50% more reward points on online shopping |
| ICICI Bank Coral Master/Visa Credit Card |
Rs.500 |
Rs.500 (2nd year onwards) |
Annual fee waiver if the spends exceed Rs.1.5 lakh One free airport lounge and railway lounge visit per quarter |
| ICICI Bank Sapphiro American Express Credit Card |
Rs.6,500 |
Rs.3,500 from 2nd year |
Welcome voucher worth Rs.10,000 Annual fee waiver if the spend exceeds Rs.6 lakh 4 free domestic airport lounge visits per quarter |
| ICICI Bank Sapphiro MasterCard Credit Card |
Rs.6,500 |
Rs.3,500 from 2nd year |
Welcome voucher worth Rs.10,000 Annual fee waiver if the spend exceeds Rs.6 lakh 4 free domestic airport lounge visits per quarter |
| ICICI Bank Rubyx American Express Credit Card |
Rs.3,000 |
Rs.2,000 from 2nd year |
Welcome voucher worth Rs.5,000 Up to two free golf rounds every month Annual fee waiver if the spend exceeds Rs.3 lakh Two free airport and railways lounge visits per quarter in India |
| ICICI Bank Rubyx MasterCard Credit Card |
Rs.3,000 |
Rs.2,000 from 2nd year |
Welcome voucher worth Rs.5,000 Up to two free golf rounds every month Annual fee waiver if the spend exceeds Rs.3 lakh Two free airport and railways lounge visits per quarter in India |
ICICI Bank Coral American Express Credit Card
- Up to 10,000 PAYBACK points on every renewal
- One free airport lounge visit and railway lounge visit
- 50% more reward points on online spends
- Exclusive offers on movies and dining
- Wide range of offers on travel, dining, retail through Amex Connect programme
ICICI Bank Coral Master/Visa Credit Card
- Up to 10,000 PAYBACK points on every renewal
- One free airport lounge visit and railway lounge visit
- Two free movie tickets every month
- 15% discount on dining spends
- Two payback points on every Rs.100 spent on the card. The reward points can be redeemed for cash or gifts
ICICI Bank Sapphiro American Express Credit Card
- Welcome vouchers worth Rs.10,000 on paying the joining fee
- Up to 20,000 PAYBACK points on every renewal
- Amex Card privileges include 2 complimentary international lounge visits per year
- Free golf rounds every month
ICICI Bank Sapphiro MasterCard Credit Card
- Welcome vouchers worth Rs.10,000 on paying the joining fee
- Up to 20,000 PAYBACK points on every renewal
- Free golf rounds every month
- MasterCard privileges include 4 free domestic airport lounges  per quarter
ICICI Bank Rubyx American Express Credit Card
- Welcome gift includes a gift voucher worth Rs.5,000
- Up to 15,000 payback points on every renewal
- Complimentary golf rounds every month
- American Express Privileges include 2 complimentary railway lounge visits and airport lounge access per quarter
ICICI Bank Rubyx MasterCard Credit Card
- Welcome gift includes a gift voucher worth Rs.5,000
- Up to 15,000 payback points on every renewal
- Complimentary golf rounds every month
- MasterCard privileges include 2 complimentary airport lounge visits and railway lounge visits in India per quarter
ICICI Bank Fuel Credit Cards
| ICICI Bank Credit Card Variant |
Joining Fee |
Renewal Fee |
Key Features |
| ICICI Bank HPCL Coral American Express Credit Card |
Rs.199 |
Rs.199 from 2nd year |
3 times (6) PAYBACK points on every Rs.100 spent at HPCL petrol stations Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year 8 free domestic lounge visits per year |
| ICICI Bank HPCL Coral Visa/ MasterCard Credit Card |
Rs.199 |
Rs.199 from 2nd year |
Up to Rs.100 cashback on fuel transactions at HPCL petrol pumps Redeem reward points instantly for fuel purchases at HP petrol stations Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year |
| ICICI Bank HPCL Platinum Credit Card |
Rs.199 |
Rs.199 from 2nd year |
Up to Rs.100 cashback on fuel transactions at HPCL petrol pumps Redeem reward points instantly for fuel purchases at HP petrol stations 15% savings on dining spends at select restaurants Spend Rs.50,000 on retail category in a year and enjoy annual fee reversal for the next year |
ICICI Bank HPCL Coral American Express Credit Card
- 6 rewards points on every Rs.100 spent on fuel at HPCL petrol pumps
- Rs.100 discount on up to 2 movie tickets booked on Book My Show app per month
- 15% discount on dining spends
- Amex privileges include 8 complimentary visits of domestic airport lounges per calendar year and special offers on various categories through Amex Connect
ICICI Bank HPCL Coral Visa/ MasterCard Credit Card
- 2.5% cash back on fuel spends at all HPCL petrol stations
- 1% fuel surcharge waiver
- 2 reward points on every Rs.100 spent on the card. Reward points can be redeemed instantly at HPCL outlets for fuel purchases
- Special discounts on movie tickets booked through Book My Show app
- 15% discount on dining spends at participating restaurants
ICICI Bank HPCL Platinum Credit Card
- Rs.100 cashback on fuel spends at HP petrol pumps
- 2 reward points on every Rs.100 spent on the card. Reward points can be redeemed instantly at HPCL outlets for fuel purchases
- 1% fuel surcharge waiver
- Spend Rs.50,000 in a year and avail annual fee reversal for the next year
- 15% discount on dining spends at participating restaurants
ICICI Bank Unifare Metro Cards
| ICICI Bank Credit Card Variant |
Joining Fee |
Renewal Fee |
Key Features |
| ICICI Bank Unifare Mumbai Metro Credit Card |
Rs.299 |
Rs.299 from 2nd year |
Comes with a preloaded amount of Rs.100 on Mumbai Metro Smart Card Chip Up to 20% discount on travel tickets at Mumbai Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year |
| ICICI Bank Unifare Delhi Metro Credit Card |
Rs.299 |
Rs.299 from 2nd year |
Comes with a preloaded amount of Rs.100 on Delhi Metro Transit chip Up to 10% discount on travel tickets at Delhi Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year |
| ICICI Bank Bangalore Mumbai Metro Credit Card |
Rs.299 |
Rs.299 from 2nd year |
Comes with a preloaded amount of Rs.100 on Namma Metro Smart Card Chip Up to 15% discount on travel tickets at Namma Metro Spend Rs.50,000 in a year and enjoy annual fee reversal for the next year |
ICICI Bank Unifare Mumbai Metro Credit Card
- A Mumbai Metro Smartcard coupled with the advantages of a credit card
- Welcome gift includes a preloaded Mumbai Metro wallet worth Rs.100
- Auto recharge facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.50
- Up to 20% discount on Mumbai Metro travel fare
- Every auto recharge transaction will earn 8 PAYBACK points
- A minimum discount of 15% on dining spends at leading hotels and restaurants in India
- Fuel surcharge waiver valid at all HP petrol pumps
ICICI Bank Unifare Delhi Metro Credit Card
- Welcome gift includes a preloaded amount of Rs.100 on Delhi Metro Transit chip
- Auto top-up facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.100
- 10% discount on Delhi Metro travel fare
- Every auto top-up transaction will earn 8 PAYBACK points
- A minimum discount of 15% on dining spends at 2,500 leading hotels and restaurants located in 12 major cities across India
- 1% fuel surcharge waiver valid at all HP petrol pumps
- Annual fee for the next year will be reversed if the total credit card spend in the current year is equal to Rs.50,000 or more
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ICICI Bank Unifare Bangalore Metro Credit Card
- An ICICI credit card combined with a Namma Metro Smartcard
- A new card comes preloaded with an amount of Rs.100 that can be used to purchase tickets at Namma Metro
- Auto recharge facility that recharges the metro card automatically with Rs.200 whenever the balance on the chip card drops below Rs.100 using the credit balance on the card
- Get up to 15% discount on Namma Metro travel fare
- Every auto recharge transaction will earn 8 PAYBACK points
- 1% fuel surcharge waiver valid at all HP petrol pumps
ICICI Bank Featured Credit Cards
| ICICI Bank Credit Card Variant |
Joining Fee |
Renewal Fee |
Key Features |
| ICICI Bank Platinum Chip Credit Card |
Rs.199 |
Rs.99 from 2nd year |
2 PAYBACK points on every Rs.100 spent on the card Built-in contactless technology to enable quick and secure transactions Spend Rs.50,000 or more in a year and enjoy annual fee reversal for the next year |
| ICICI Bank Expressions Credit Card |
Rs.499 |
Rs.499 from 2nd year |
Cardholders can personalise the card with a customised design 3 PAYBACK points on every Rs.100 spent on the card 1 free domestic lounge visit per quarter Spend Rs.1.5 lakh or more in a year and enjoy annual fee reversal for the next year |
ICICI Bank Platinum Chip Credit Card
- Built-in contactless technology that enables contactless payments
- 15% discount on dining at over 800 Â restaurants
- 2 payback points on every Rs.100 spent on the card
- Spends Rs.50,000 and get annual fee waiver in the subsequent year
- 1% fuel surcharge waiver on fuel spends at HPCL petrol pumps
ICICI Bank Expressions Credit Card
- 3 reward points on every Rs.100 spent on the card
- Discount on movie tickets booked through Book My Show app
- One free domestic lounge visit at Indian airports
- 15% savings on dining at select hotels and restaurants
- 1% fuel surcharge waiver at all HPCL petrol stations
Eligibility To Apply For ICICI Bank Credit Cards
In order to avail any of the ICICI credit cards, the applicant must satisfy the following conditions:
- He/she must be an Indian national citizen.
- The applicant must not be younger than 23 years at the time of application. The minimum age for an add-on card holder is 18 years.
- He/she must have a minimum monthly salary of Rs.20,000.
- If the applicant is self-employed, the minimum annual income must be not lesser than Rs.3 lakhs, as listed on the last IT returns document.
- The applicant must have a clean credit record, with no obvious red flags.
Documents Required to Apply for ICICI Credit Cards
After confirming upon the eligibility, the following documents need be supplied at the time of application:
- Identity proof (PAN Card, Voter’s ID, DL, Aadhaar Card, etc.)
- Address proof (Any official document that displays current place of residence).
- PAN Card.
- IT Returns and/or Salary slips for the latest 2 months.
- 1 passport sized photograph.
Why Choose ICICI Bank Credit Cards?
In terms of expertise, ICICI Bank can be called a pack-leader when it comes to credit cards in India- its promotion, user base and profitability. Why should you choose an ICICI Bank Credit Card? The following reasons summarize the advantages of subscribing to credit cards from ICICI Bank-
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Variety- The range of credit cards offered by ICICI are segmented into 6 types- The Gemstone Collection, Contactless Payment Cards, Fuel Cards, Airline Cards, Unifare Metro Cards and Others. There is a credit card for everyone, and sorting for the one that best suits your needs is child’s play on the ICICI website, as well as on BankBazaar.com.
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Fully Loaded Benefits- Every credit card on offer from ICICI is loaded to the brim with features and benefits. From offers on Fine Dining, Wellness, Holidays, Hotel, Airlines, Movies and such, to reward points and cashback benefits. There is something for everyone!!
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Easy to Apply- Get on-board with online signup, or walk into the nearest ICICI Bank branch. The process of getting your own ICICI Credit Card is simple, transparent, fast and immensely customer centric.
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Robust Customer Support- Backing this line of attractive products in its portfolio, is a competent customer support initiative. Have a query or concern? Help is a phone call, email or chat box away.
Thus, choosing a credit card from ICICI Bank puts you in line for great features and impeccable service- an awesome combination, indeed!
Apply for ICICI Bank Credit Card Online
Customers can apply for an ICICI Bank credit card online by either visiting the website of ICICI Bank or through financial websites such as BankBazaar.
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Apply for ICICI Bank Credit Card through ICICI Bank website
- Visit the official website of ICICI Bank
- Click on ‘Products’ which is on top of the homepage.
- Choose ‘Credit Cards’ options from the drop-down
- You will be redirected to ICICI Credit Cards main page, where you will find all the credit cards offered by the bank
- Choose a credit card that suits your needs and click on ‘Apply Now’
- You will be redirected to a new page where you need to fill the online application form
- Fill all the required details and click on ‘Get offers’
- If the provided details match the eligibility criteria set by ICICI Bank, you will receive a call back from the bank’s representative.
The rest of the credit card application process will be informed to you over the phone.
Apply for ICICI Bank credit card on BankBazaar.com
Convenient online credit card application can also be made through financial websites such as BankBazaar.com.
- Visit the BankBazaar website
- Choose ‘Credit Cards’ which will be on top of the page.
- You will be redirected to credit cards page where you will find a list of available credit cards.
- Select ‘ICICI Bank’ from the list to see related credit cards
- You will see a list of ICICI Bank credit cards along with their annual fee, features, benefits and any ongoing offers
- Click on the card you wish to procure and select the ‘Check Eligibility’ link.
- Answer the questions and if you meet the required criteria the screen will prompt you to click on the ‘Instant Apply’ button
- You then need to fill the online application form with all the required details and click on ‘Submit’
The rest of the process will be taken care of by BankBazaar representatives. They will make sure you get your credit card on time. However, currently, the site offers only top 10 ICICI Bank credit cards, if you wish to apply for a card which is not in the list you have to visit ICICI Bank website and apply using the steps mentioned in the above sub-section.
Apply for ICICI Bank Credit Card Offline
Alternatively, you can also apply for ICICI Bank credit card by visiting the nearest branch of ICICI Bank. Once you visit the branch office and inquire about the process to apply for a credit card you will be handed over with a credit card application form and will be asked to fill the form and submit it along with the required documents.
Once you submit the credit card application, once all the background verification is done your credit card will be processed in 10 to 15 business days.
Additionally, customers can also contact the bank by calling the customer care service that ICICI operates. This service is generally available 24/7 on all days of the week.
ICICI Bank Credit Card FAQs:
- How long does it take from application submission to actually receiving my ICICI Bank credit card?
Usually, processing of a new credit card application to actual dispatch to the customer takes about 21 working days.
- What is a ‘Self-Set Limit’ on ICICI Bank Credit Cards?
This is a safety feature that helps you keep your credit card spends in check. Set a monthly spending limit on your main/supplementary card and any spends above this limit will be respectfully declined.
- I just lost my ICICI Bank credit card. What must I do next?
Intimate the ICICI Bank Customer Care immediately to block the card and avoid its misuse. This is a time-intensive step, hence must be hurried. Next, the bank will talk to you about a replacement card.
- How long does the ‘interest-free’ period last for my ICICI Bank Credit Card?
Customers who make payments of their total due amount before the payment due date are free of any interest charges. Thus, patrons can enjoy interest-free durations from the date of purchase of a product/service till the payment due date. This usually ranges from 18 to 48 days.
- What is Auto-Debit facility offered on ICICI Bank Credit Cards?
Auto debit is a convenient option that allows customers to issue standing instructions to clear their outstanding credit card bills directly from their ICICI Bank Accounts. The deducted amount could be set for the minimum due payment or total amount due. This facility helps the customers be prompt with their payments and avoid the incurred interest charges.
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