ICICI Bank offers a number of credit cards that cater to various needs and lifestyle habits. With ICICI Bank credit cards, you can earn reward points and benefits on your travel, fuel, dining, shopping, and entertainment expenses. Below is the list of ICICI Bank credit cards. You can study their features, choose the ones that are best suited for you and apply for the same.
Features and Benefits of ICICI Bank Credit Cards
- ICICI Bank credit cards come with a lot of exciting offers and discounts that ease your shopping expenses.
- You can now avail personal loans through your ICICI Bank credit cards with instant approvals.
- ICICI Bank offers a credit card protection plan and this will help you protect your cards from being misused in case of theft or loss.
- You can easily request and increase the limit on your ICICI Bank credit cards.
- You can pay your mobile, electricity, gas, water bills via your ICICI Bank credit cards online.
- With your ICICI Bank credit card, you can use the EMI facility offered by the bank.
- ICICI Bank credit cards allow you to earn reward points every time you swipe the card.
Travel Credit Cards
MakeMyTrip ICICI Bank Signature Credit Card
- Joining Fee: Rs.2,500 plus GST
- Renewal Fee: Nil
- Features and Benefits:
- Get Rs.1,500 My Cash plus MMTBLACK enrolment, and also a MakeMyTrip holiday voucher of Rs.2,500 when you join.
- Get MMT Cabs benefit and also a free Airtel international roaming pack with the MakeMyTrip ICICI Bank Signature Credit Card.
- Get free international and domestic airport lounge visits.
- Get free domestic railway lounge visits.
- You will receive an extended validity of 1.5 years on Joining Benefit My Cash.
- Offer is applicable in case the card is set up between April 2021 and March 2022.
MakeMyTrip ICICI Bank Platinum Credit Card
- Joining Fee: Rs.500
- Renewal Fee: Nil
- Features and Benefits:
- You will receive a MakeMyTrip holiday voucher worth Rs.3,000 when you join.
- With MakeMyTrip ICICI Bank Platinum Credit Card you will get Rs.500 My Cash.
- Get benefits of up to Rs.20,000.
- Receive an extended validity of 1.5 years on Joining Benefit My Cash.
- Get free domestic airport and domestic railway lounge visits.
ICICI Bank Unifare Mumbai Metro Credit Card
- Joining Fee: Rs.299
- Renewal Fee: Rs.299
- Features and Benefits:
- Benefits of both a credit card and a Mumbai Metro Smart Card.
- Discount of up to 20% on Mumbai Metro Fare.
ICICI Bank Unifare Delhi Metro Credit Card
- Joining Fee: Rs.299
- Renewal Fee: Rs.299
- Features and Benefits:
- With ICICI Bank Unifare Delhi Metro Credit Card get 10% discount on Travel fare at Delhi Metro.
- Auto Top-Up facility to automatically recharge your Delhi Metro Transit chip balance.
- Earn 1% fuel surcharge waiver across HPCL pumps.
- 4 PAYBACK Points on every Auto Recharge transaction.
- Save minimum 15% on your dining bills at leading restaurants across India.
ICICI Bank Unifare Bangalore Metro Credit Card
- Joining Fee: Rs.299
- Renewal Fee: Rs.299
- Features and Benefits:
- Auto Recharge facility to automatically recharge Namma Metro Smart Card Chip balance.
- 15% discount on travel fare at Namma Metro with ICICI Bank Unifare Bangalore Metro Credit Card
- 4 PAYBACK Points on every Auto Recharge transaction.
- 1% fuel surcharge waiver across HPCL petrol pumps.
- Minimum 15% discount on dining at leading restaurants across India with Culinary Treats.
Emirates Skywards ICICI Bank Emeralde Credit Card
- Joining Fee: Rs.10,000
- Annual Fee: Rs.10,000
- Features and Benefits:
- Free domestic and international lounge access and spa sessions.
- 2.5 Skywards Miles is provided for every Rs.100 that is spent.
Emirates Skywards ICICI Bank Sapphiro Credit Card
- Joining Fee: Rs.5,000
- Annual Fee: Rs.5,000
- Features and Benefits:
- 2.5 Skywards Miles is provided for every Rs.100 that is spent.
- 5,000 Skywards Miles are provided every year.
Emirates Skywards ICICI Bank Rubyx Credit Card
- Joining Fee: Rs.1,000
- Annual Fee: Rs.1,000
- Features and Benefits:
- 1 free domestic lounge access every quarter.
- 1.5 Skywards Miles is provided for every Rs.100 that is spent.
Accelero ICICI Bank Credit Card
- Joining Fee: Rs.499 plus GST
- Annual Fee: Rs.499 plus GST
- Features and Benefits:
- Car wash at no additional charge.
- Roadside assistance at no additional charges.
- 2.5% cashback is provided on fuel spends.
Lifestyle Credit Cards
Platinum Chip Credit Card
- Joining Fee: Nil
- Renewal Fee: Nil
- Features and Benefits:
- ICICI Bank Reward Points can be redeemed for vouchers and gifts.
- Fuel surcharge is waived.
- Contactless payments can be made.
Coral Credit Card
- Joining Fee: Rs.500 plus GST
- Renewal Fee: Rs.500 plus GST
- Features and Benefits:
- Get one free domestic railway lounge visit (one every quarter).
- Get 25% as a discount up to Rs.100 when you buy a minimum of 2 movie tickets on Inox and BookMyShow. You can avail this two times in one month.
- Receive 1 free domestic airport lounge visit (one every quarter) when you spend Rs.5,000 and more in a calendar quarter on the credit card for availing the facility during the next calendar quarter.
- You can also get dining offers via the ICICI Bank Culinary Treats Programme.
Rubyx Credit Card
- Joining Fee: Rs.3,000 plus GST
- Renewal Fee: Rs.2,000 plus GST
- Features and Benefits:
- Get 25% as a discount up to Rs.150 when you buy a minimum of 2 movie tickets on Inox and BookMyShow. You can avail this two times in one month.
- Get 25% as a discount up to Rs.100 when you buy a minimum of 2 movie tickets on Inox and BookMyShow. You can avail this two times in one month.
Sapphiro Credit Card
- Joining Fee: Rs.6,500 plus GST
- Renewal Fee: Rs.3,500 plus GST
- Features and Benefits:
- Internation Airport Lounge Access is provided two times in a year at no additional charges.
- Domestic Airport Lounge Access is provided four times in a quarter at no additional charges.
Expressions Credit Card
- Joining Fee: Rs.499 plus GST
- Renewal Fee: Rs.499 plus GST
- Features and Benefits:
- 3 Reward Points are provided for every Rs.100 that is spent (apart from fuel).
- Get 25% as a discount up to Rs.100 when you buy a minimum of two movie tickets. The offer can be availed twice in a year.
Fuel Payment Credit Cards
ICICI Bank HPCL Coral Credit Card
- Joining Fee: Rs.199 plus GST
- Renewal Fee: 199 plus GST.
- Features and Benefits:
- You can earn 2 ICICI Bank Reward Points for every Rs.100 that you spend on retail purchases except fuel.
- Get 2.5% cashback and also a 1% savings on fuel surcharge on fuel purchases at HPCL pumps.
HPCL Super Saver Credit Card
- Joining Fee: Rs.500 plus GST
- Annual Fee: Rs.500 plus GST
- Features and Benefits:
- 5% is provided as Reward Points on departmental stores, grocery, and utility purchases.
- Road Side Assistance is provided 24x7 at no additional charges.
- You can earn 2 ICICI Bank Reward Points for every Rs.100 that you spend on retail purchases except fuel.
Sports Credit Cards
ICICI Bank Manchester United Signature Credit Card
- Joining Fee: Rs.2,499 plus GST
- Renewal Fee: Rs.2,499 plus GST
- Features and Benefits:
- Get a free Manchester United branded holdall and football with the ICICI Bank Manchester United Signature Credit Card.
- You will get a 20% discount on advance bookings to the Manchester United museum and tour.
- Enjoy 10% as a discount at Old Trafford, Red Cafe, Manchester.
- Get 10% as a discount on any Manchester United Megastore at the stadium.
- Enjoy a 10% discount on online Manchester United Megastore, United Direct.
- Get 2 free visits to domestic airport lounges every quarter.
- You will get a 15% savings on your dining bills at more than 2,500 restaurants in India under the Culinary Treats Programme.
- Get a waiver of 1% on fuel surcharge. The maximum spend needs to be Rs.4,000 per transaction at every HPCL pump.
ICICI Bank Manchester United Platinum Credit Card
- Joining Fee: Rs.499 plus GST
- Renewal Fee: Rs.499 plus GST
- Features and Benefits:
- Enjoy a 10% discount on online Manchester United Megastore, United Direct.
- Get 1 free airport visit every quarter when you spend Rs.5,000 in a quarter.
Chennai Super Kings ICICI Bank Credit Card
- Joining Fee: Rs.500 plus GST
- Features and Benefits:
- 2,000 Rewards Points is provided as a joining gift once the joining fee is paid and Rs.5,000 is spent within the first 45 days.
- Once the annual fee is paid, 2,000 ICICI Bank Reward Points are provided.
- An autographed memorabilia from a marquee player is provided to the highest spenders in a month.
Eligibility to Apply for ICICI Bank Credit Cards
To avail any of the ICICI credit cards, you must meet these eligibility criteria:
- You must be an Indian national citizen.
- You must not be younger than 23 years at the time of application. The minimum age for an add-on cardholder is 18 years.
- If you are self-employed, the minimum annual income must be not lesser than Rs.3 lakh, as listed on the last IT returns document.
- You must have a clean credit record, with no obvious red flags.
Documents Required to Apply for ICICI Bank Credit Cards
| Proof of Address |
- Ration Card
- Passport
- Voter ID
- Aadhaar Card
|
| Identity Proof |
- Driving License
- Passport
- Aadhaar Card
|
| Income Proof |
- Form 16
- IT Returns
- Salary Slip
|
How to Apply for ICICI Credit Card Online
Step 1: You can easily apply for an ICICI Bank credit card by visiting the website: https://www.icicibank.com/Personal-Banking/credit-card/apply-online.page
Step 2: Click on ‘Apply now’.
Step 3: Fill in the form and click 'Get offers’.
Step 4: A list of credit cards will be shown to you.
Step 5: Once you have chosen the credit card that you want, click on ‘Apply Now'.
Step 6: Click on ‘Confirm’.
An ICICI Bank official will get in touch with you and help you complete the process.
How to Apply for ICICI Credit Card Offline
Step 1: Visit any ICICI Bank branch.
Step 2: A bank official will give you an application form.
Step 3: You need to fill this form and submit it with the required documents.
Once you meet the ICICI credit card eligibility criteria, an ICICI Bank official will get in touch with you and help you complete the process.
How to Track Your ICICI Credit Card Application Status
- You can track your ICICI Bank credit card application status by visiting the bank's website and logging in.
- You can also call the ICICI Bank credit card customer care number at 1860 120 7777 and ask the representative to track your application status.
ICICI Bank Credit Card Balance Transfer
ICICI Credit Card Bank Balance Transfer is the facility offered to every ICICI Bank credit cardholder that allows them to transfer their balances from one bank credit card to their ICICI Bank credit card.
- You can save on the interest payment to the other bank.
- You can do a balance transfer up to Rs.3 lakh.
- You can make payments in 3 and 6 month installments.
- You do not need to submit any documentation.
- If you have had a good track record with the bank with respect to your credit card spends, your transaction patterns and also your payment history, you will be eligible for a balance transfer on your credit card. You need to have a minimum outstanding of Rs.15,000 on the other bank credit card.
ICICI Bank Credit Card Bill Payment
You can pay your ICICI Bank credit card bill in the following ways:
- Use the bank's Internet Banking facility and login to your ICICI Bank Account. You can then pay the overdue amount.
- You can pay the credit card bill via QR-Code based Unified Payments Interface (UPI) payments.
- You can also make payments via the ICICI Bank iMobile app.
- You can pay your credit card bill via the ICICI Bank Debit Card at ICICI Bank ATMs
If you are a non-ICICI Bank customer, you can pay your outstanding ICICI credit card bill in the following ways:
Step 1: Choose the bank from which you want to make your ICICI Bank credit card payment.
Step 2: Choose the type of credit card.
Step 3: Enter the 15/16digit ICICI Bank Credit Card number and also the amount that you want to pay.
Step 4: You will be redirected to a payment interface.
Step 5: Enter the authentication details and confirm your payment amount.
Step 6: You will get a Transaction Reference Number once you complete the transaction.
How to Contact ICICI Bank Credit Card Customer Care
You can call the ICICI Bank credit card customer care number at 1860 120 7777.
ICICI Bank Credit Card Offers
ICICI Bank offers a variety range of credit card offers to its customers. The bank has partnered up with a lot of top brands in India and now provides many offers for its customers. These ICICI credit card offers are for various categories like dining, travel, health, entertainment, shopping, and lifestyle.
FAQs on ICICI Bank Credit Card
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How long does it take from application submission to receiving my ICICI Credit Card?
Usually, processing of a new credit card application to actual dispatch to the customer takes about 21 working days.
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What is a ‘Self-Set Limit’ on ICICI Bank Credit Cards?
This is a safety feature that helps you keep your credit card spends in check. Set a monthly spending limit on your main/supplementary card and any spends above this limit will be respectfully declined.
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I just lost my ICICI Bank credit card. What must I do next?
Intimate the ICICI Bank Customer Care immediately to block the ICICI Bank credit card and avoid its misuse. This is a time-intensive step, hence must be hurried. Next, the bank will talk to you about a replacement card.
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How long does the ‘interest-free’ period last for my ICICI Bank Credit Card?
Customers who make payments of their total due amount before the payment due date are free of any interest charges. Thus, patrons can enjoy interest-free durations from the date of purchase of a product/service till the payment due date. This usually ranges from 18 to 48 days.
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How frequently can I change the limit of my ICICI Bank credit card?
The bank has not put any cap on the number of times you can change the limit on your credit card.
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What should I do if I have been assigned an upgraded/new card?
You will have to follow a de-registration process and call 022 66126575. You can register again for a new card.
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What is the Auto-Debit facility offered on ICICI Bank Credit Cards?
Auto debit is a convenient option that allows customers to issue standing instructions to clear their outstanding credit card bills directly from their ICICI Bank Accounts. The deducted amount could be set for the minimum due payment or total amount due.
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I found a transaction on my account which I had not attempted. How do I proceed?
You can call the ICICI Bank customer care between 7:00 a.m. and 9:00 p.m. from the mobile number with which you registered for the card. You can also write to customer.care@icicibank.com.
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How will the ICICI Bank Contactless Credit Card work?
The ICICI Bank Contactless Credit Card has a chip and also a radio frequency antenna. When the card is tapped against any terminal which has been enabled for contactless payments, the credit card will transmit payment details and this eliminates the need to insert the card into a machine.
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Can I have two ICICI Bank credit cards?
Yes, you can have two or more credit cards of ICICI Bank. However, the bank will deem you financially fit to hold two or more of the credit cards. This will depend on your credit utilisitation ratio, the credit score, your credit report along with any kind of defaults in payment.
