ICICI Bank is one of the leading banks in India that offers great financial products and services to its customers. The credit cards that are offered by ICICI Bank are designed to meet the needs and requirements of the customers. In order to avail a credit card offered by this bank, you must be eligible for it. A person’s eligibility towards a credit card is determined by the bank on the basis of a few important factors.
The factors on which the eligibility criteria of an individual depends are given below:
One of the most important factors that determines the eligibility of the applicant for an ICICI Bank credit card is his/her age. The minimum age of the applicant must be at least 18 years. The maximum age of the credit card applicant can be 65 years.
When an individual applies for an ICICI Bank credit card, he/she must submit a set of documents. These include address proof, age proof, etc. If the documents are not submitted then the bank might not consider the applicant eligible for the card.
The applicant’s monthly income and annual income plays an extremely important part in determining his/her eligibility towards a credit card. To know the minimum income criteria, you must talk to the bank. Different credit cards offered by ICICI Bank can come with different minimum income criteria.
The country in which you stay can play a major role when the bank determines your eligibility for ICICI Bank credit cards.
Go for the credit cards that suits your spending habits. Not all cards are designed as per your needs. Do not forget to check your eligibility for the credit card that you wish to apply. You can find the eligibility criteria for various ICICI Bank credit cards on BankBazaar. Ensure that you research well before you apply for the card.