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  • ICICI Credit Card Eligibility

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  • ICICI Bank is one among the top credit card issuers in the country, offering cards with exciting benefits such as cashback, reward points, shopping, dining, travel, etc., coupled with competitive interest rates in the market.

    The below are the list of basic eligibility criteria that you should meet to apply for ICICI credit card.

    • You should be between 21 and 65 years of age.
    • Regular source of monthly income.
    • Good credit score.
    • Resident of India or NRI.
    • You should be a salaried or self-employed individual.

    Check Eligibility Criteria for All ICICI Bank Credit Cards

    Card Name Age Requirement Minimum Income Required
    ICICI Emeralde Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Salaried: Net Monthly Income >Rs.3 lakh.

    Self-Employed: Annual Income Tax Returns filed >Rs.30 lakh.

    ICICI Diamant Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    As specified by the bank.
    ICICI MakeMyTrip Platinum Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI MakeMyTrip Signature Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI Jet Sapphiro Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.15 lakh
    ICICI Jet Airways Coral Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI Jet Airways Rubyx Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.10 lakh
    ICICI HPCL Coral American Express Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI HPCL Coral Visa/ MasterCard Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI HPCL Platinum Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Ferrari Signature Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI Ferrari Platinum Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Manchester United Signature Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.5 lakh
    ICICI Manchester United Platinum Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Platinum Chip Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI NRI Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    As specified by the bank.
    ICICI Instant Platinum Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Coral Credit Card against Fixed Deposit

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Minimum FD of Rs.20,000 for a tenure of 180 days
    ICICI Expressions Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Unifare Mumbai Metro Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Unifare Delhi Metro Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Unifare Bangalore Metro Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Net Annual Income >Rs.2.5 lakh
    ICICI Amazon Pay Credit Card

    Salaried: 21-58 Years

    Self-Employed: 21-65 Years

    Through invitation only.

    Documents Required to Apply for an ICICI Bank Credit Card

    Below is the list of documents required to avail a credit card from ICICI Bank.

    • KYC documents such as Passport, Voter Id card, Driving License, etc.
    • Permanent Account Number (PAN) card or Form 60 if PAN is unavailable.
    • Income proof such as salary slips and income tax returns.
    • Bank or credit card statements.

    Factors Affecting Your Eligibility Criteria for an ICICI Bank Credit Card

    There are several important factors that affect your ICICI Bank credit card eligibility. Below are a few of the primary factors which you should fulfil to avail an ICICI credit card.

    Age Matters: Age of the applicant is one of the primary factors, which decides the eligibility and the repayment capacity of the applicant.

    Stable Income: Your income plays an important factor and the chances of your credit card application being approved are high when you have a high monthly income.

    Good Credit Score: Credit history is a clear indication of how an individual manages credit-related activities. A high credit score increases your creditworthiness.

      

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