Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IDBI Credit Cards

    The IDBI credit card has a basket of benefits and features that are designed to make you a happy customer. Firstly, the card is secured with the EMV chip and PIN enabled feature provides you peace of mind against fraud. You will be a part of an attractive loyalty rewards programme, use your card all over the world, get add on cards, earn cashback and much more. Customers can choose a variety of cards.

    Top IDBI Credit Cards

    Credit card Variant Joining fee
    IDBI Bank Royale Signature Card Nil
    IDBI Bank Euphoria World Credit Card Nil
    IDBI Bank Aspire Platinum Credit Card Nil
    IDBI Winnings RuPay Select Credit Card Nil
    LIC CSL IDBI Eclat Select Credit Card Nil
    LIC CSL IDBI Lumine Platinum Credit Card Nil
    IDBI Bank Imperium Platinum Credit Card Rs.499

    Features & Benefits of IDBI Credit Cards

    IDBI Bank Royale Signature Card

    • Earn welcome gift of 750 delight points on first usage of the IDBI Royale Signature Credit Card
    • Earn 3 delight points for every Rs.100 spent
    • Enjoy interest free credit of up to 48 days
    • 1% fuel surcharge waiver

    IDBI Bank Euphoria World Credit Card

    • Earn 6 delight points for every 100 spent IDBI Euphoria World Credit Card
    • Earn 4,000 delight points on the first transaction of minimum 1500 within 60 days of receiving the card.
    • Enjoy interest free credit of up to 48 days
    • Waiver of 1% fuel surcharge every time you fill fuel across all fuel stations for transactions in the range of Rs.400 to Rs.5000.

    IDBI Bank Aspire Platinum Credit Card

    • Earn 2 delight points for every 150 spent
    • Earn welcome gift of 500 Delight Points on first usage of the IDBI Aspire Platinum Credit Card within 30 days
    • Enjoy interest free credit of up to 48 days
    • Use the card at over 9 lakh merchants in India and over 29 million merchants abroad.

    IDBI Bank Imperium Platinum Credit Card

    • Enjoy credit limit as high as 85% of the fixed deposit using IDBI Imperium Platinum Credit Card.
    • Enjoy higher cash withdrawal limit up to 70% of the credit limit
    • Enjoy interest free credit of up to 48 days
    • Earn 2 Delight Points for every Rs. 150 spent

    IDBI Winnings RuPay Select Credit Card

    • Earn 2 Delight Points for every Rs. 100 spent using IDBI Winnings RuPay Select Credit Card.
    • Welcome benefit of flat 10% Cashback on all transactions with minimum value of Rs. 500/- done within 90 days of card receipt.
    • Earn 500 more Delight Points with just 5 transactions of value Rs. 1000 each per month.
    • Get double Delight points on your Birthday month.

    LIC CSL IDBI Eclat Select Credit Card

    • Earn 4 Delight Points for every Rs. 100 spent using LIC CSL IDBI Eclat Select Credit Card.
    • Earn welcome gift of 1500 Delight Points on spends of a total of Rs. 10,000 within 60 days from the card issuance date.
    • Enjoy Interest free credit of up to 48 days
    • Waiver of 1% fuel surcharge every time you fill fuel across all fuel stations for transactions in the range of Rs.400 to Rs.5000.

    LIC CSL IDBI Lumine Platinum Credit Card

    • With LIC CSL IDBI Lumine Platinum Credit Card earn 3 Delight Points for every Rs. 100 spent
    • Earn welcome gift of 1000 Delight Points on spends of a total of Rs. 10000/- within 60 days from the card issuance date.
    • Personal Accidental Death Insurance cover of Rs.2 lakhs and Credit Shield Cover provided
    • Enjoy Interest free credit of up to 48 days

    IDBI Bank Credit Card Eligibility

    To avail of a credit card from IDBI Bank, you must meet the eligibility criteria.

    • Residents of India can apply.
    • The applicant should be at least 21 years old.
    • Applicants should not be more than 60 years old. This is extended to 65 years in case of the self-employed.
    • Add on cards can be taken for family members above the age of 18.

    IDBI Bank Credit Card Documents Required

    Customers need to submit documentation to substantiate their applications.

    ID Proof
    • Passport
    • Driver's licence
    • PAN card
    • Aadhar card
    • Voter's ID
    Residential proof
    • Passport
    • Aadhar Card
    • Electricity Bill
    • Telephone bill
    • Election card
    Income Proof
    • Last 3 months' salary slip
    • Last 3 months' bank statement
    • Latest IT Returns
    • Form 16

    How to Apply for IDBI Bank Credit Cards

    You can apply for a credit card from IDBI Bank in different ways. They are:

    Applying online

    • Another way to apply for a credit card from IDBI Bank is through the official website. You need to enter your personal and contact details, documents and submit the application.

    By visiting the bank branch

    • You can submit an application to avail a credit card from IDBI by visiting a branch of the bank. You need to fill up the application form, submit the required documents and follow the mentioned process.

    How to Check IDBI Bank Credit Cards Status

    There are two ways through which you can check IDBI credit card application status. It can be either online or offline. To check online, you can do it through net banking while if you want to check it offline, you need to visit the IDBI branch. You can also get to know the application status through phone, email, and post.

    Bill Payments of IDBI Bank Credit Cards

    IDBI credit cards bill payments can made either online or offline. Online and offline payment of credit card bills can be made using different channels like auto-debit, NEFT, net banking, cheque/draft, visa money transfer, iPay, cash etc.

    IDBI Bank Credit Card Customer Care

    IDBI Bank credit card users can contact the credit card customer care cell for any unresolved query via call or email. Here are the details:

    • IDBI Bank Credit Card Customer Care Toll Free Number: 1800 425 7600/022 - 40426013
    • IDBI Bank Credit Card Customer Care Email ID: idbicards@idbi.co.in
    • IDBI Bank Postal Address:
    • IDBI Bank Ltd.

      IDBI Tower

      WTC Complex

      Cuffe Parade

      Colaba

      Mumbai 400005

    IDBI Credit Card FAQs

    1. How to apply for an IDBI credit card?

      You can apply for a credit card from IDBI Bank on their official website or at any IDBI Bank Branch. Fill up the application form and submit it with the required documents.

    2. Can we convert IDBI credit card reward points to cash?

      Your IDBI delight points can be converted to cashback and not cash.

    3. Can I transfer money from my IDBI credit card to my bank account?

      The only way to transfer money from your credit card to your bank account is to use the credit card like you would a debit card at the ATM. Once you withdraw money, you can deposit the amount in your bank account.

    4. How can I know my IDBI credit card bill?

      Your credit card bill or monthly statement will be sent to your registered email id every month. On the other hand, if you have chosen to receive a physical copy of your statement by post, it will be sent to your address.

      You can also log in to your net banking account and download a copy of your bill.

      Other methods include calling the bank’s IDBI credit card customer care number or obtaining the information via SMS.

    5. How can I increase the credit limit on my IDBI credit card?

      A sure shot way to get the credit limit on your card increased is to use your credit card as often as possible. When you use your card well and make payments on time, the bank will regard you as a responsible cardholder and will increase your credit limit.

    6. Is there an app for IDBI credit card?

      While there is no mobile application exclusively for your credit card, you can download IDBI’s mobile banking application GO Mobile+. You can access your credit card information on the app, check your transactions, any outstanding balance, and pay your credit card bill on the app itself.

    7. How many days does it take to get an IDBI credit card?

      Ideally, it should take around 7 working days for you to receive your card. Once it has been dispatched, you will receive an SMS with details regarding the courier company and the air waybill number (AWB). You can use this number to track the status of your credit card.

    8. Can I use my IDBI credit card when I go abroad?

      Yes, you can use your credit card internationally. The card will be enabled for international usage as per your instructions on the application form. If it is not enabled, simply call the IDBI customer care and request for activation. Please note that fees and charges are applicable on international usage.

    9. How many add on cards can I take for my family?

      With your IDBI Aspire Platinum credit card, you can get 1 add on card. The Royale Signature card entitles you to two add on cards. The family member must be above the age of 18 and hold a PAN card. Features of the add on card may vary from the primary card such as lounge access which is available only to the primary cardholder.

      

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    IDBI Bank Credit Cards Reviews

    • IDBI
      "Good "
      0.5 5.0/5 "Blown Away!"
      IDBI bank service is good and their response is prompt. I have been using the credit card for more than one year. Since I am holding salary account, they offered a card with life time free. The credit limit is sufficient more than 50K. I use for travel purpose and to book ticket for movies. If I spend of 25K its easy for EMI conversion.
      Was this review helpful? 14
      , chennai
      Reviewed on Dec 09, 2019
    • IDBI
      IDBI
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the salary account with IDBI BANK where using from last few years without any hassle process. There are no charges applicable for the any of the services. The online banking is good and it is user friendly to use, overall service is good.
      Was this review helpful? 17
      , new delhi
      Reviewed on Jun 25, 2019
    • IDBI
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The savings account using with IDBI BANK since from last few years and i have a minimum balance should be maintained which was 2500 rupees, apart from that there are no charges applicable for the services. The customer support and responsiveness is good.
      Was this review helpful? 6
      , chennai
      Reviewed on Jun 18, 2019
    • IDBI
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I hold my home loan with IDBI bank a year ago, the loan amount was sufficient based on my requirement,the rate of interest they have charged me was nominal it use to float based on market price, the getting loan i did not face any issue because my friend as done follow up with them to get loan soon.
      Was this review helpful? 9
      , mumbai
      Reviewed on Apr 17, 2019
    • IDBI
      "My first credit card"
      0.5 5.0/5 "Blown Away!"
      I taken the IDBI card five years before . IDBI is my first credit card . I can see more improvements in this card over the years . Credit limit is fine .I am expecting , IDBI executive need to contact me at once in a six months for taking some feedback .
      Was this review helpful? 3
      , dehradun
      Reviewed on Apr 16, 2019
    • IDBI
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using this credit card for the last one year and the services which they had been providing so far has been good. They had provided me with a good credit limit and the card does not have any sort of annual charges. There has also been some good cash back offers through this card as well.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Mar 04, 2019
    • IDBI
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have been using this credit card for the last one year and the services which they had been providing so far has been quite good. There has been a good credit limit of 50,000 with this card and there has been some added benefits with this card. It has been a life time free card where i am using it for all sort of purposes.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Feb 17, 2019
    • IDBI
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using IDBI bank credit card for long time. They have not charged me annual fee in this card ,as it is life time free credit card. Their service is good, but their net banking is not good, it does not work , like if i want to do on line payment their is no proper option in doing the payment, and so i need to go branch to pay my dues, and i am happy with the credit limit.
      Was this review helpful? 5
      , mumbai
      Reviewed on Jan 26, 2019
    • IDBI
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding IDBI BANK Credit card , the card is chargeable but they said if i cross minimum transaction the fees will be waive off. The process of getting the card was easy they came and collected the document on time . Benefits is good , and customer service is up to the mark .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Jan 19, 2019
    • IDBI
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with IDBI BANK. I am holding this card for past 6 month . They offered me a good limit. I was expecting something better, Overall it has been a good experience. Customer service response is up to the mark . Benefits is reward point but i have not avail till date .
      Was this review helpful? 3
      , new delhi
      Reviewed on Jan 08, 2019
    • IDBI
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using IDBI credit card mostly, there service is good, they have not charged me annual fee in this card, it is life time free credit card, and i am happy with my credit limit they have given me in this card, and they dont provide much good offers, i do payment on time to time , overall service is good.
      Was this review helpful? 6
      , indore
      Reviewed on Dec 11, 2018
    • IDBI
      "Looking for better offer"
      0.5 2.0/5 "Expected more"
      Last 5 to 6 years, I am holding IDBI card, there is no good credit limit even if I call for any queries they wont respond well. There is no reminder call before one day I get the only the sms before the due date, they wont provide any offers too, hence the offers should be enhanced.
      Was this review helpful? 4
      , new delhi
      Reviewed on Dec 11, 2018
    • IDBI
      "Good card"
      0.5 4.0/5 "Great!"
      Using IDBI credit card for last 2.5 years , am satisfied with the credit limit which they have offered me.As there is no annual charges and additional charges . Am getting reward and cash points for transaction which i make .Their customer service and response is good.
      Was this review helpful? 1
      , vadodara
      Reviewed on Nov 02, 2018
    • IDBI
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The process with IDBI is good for the credit card. There are good deals and there are offers and benefits too. The online banking is fine and it is convenient to use and make the payments. The credit limit is fine as well. Overall I have not faced any issues.
      Was this review helpful? 2
      , ahmedabad
      Reviewed on Oct 18, 2018
    • IDBI
      "Good in all"
      0.5 4.0/5 "Great!"
      IDBI is good in the credit card services. The customer support is good. There are good deals on the card and the statements are sent to me on time. The credit limit is fine. They are responsive and the card is accepted every where. Till date it is good.
      Was this review helpful? 8
      , mumbai
      Reviewed on Oct 17, 2018
    • IDBI
      "Bad service"
      0.5 1.0/5 "Really Bad"
      I applied for IDBI saving account i m unhappy with the service they provide they dont take initiative to help customer even ever i had been with the bank for any service which i need they say me come tomorrow they customer support team is not good they dont provide the exact details which i want, no good service no proper guideline.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 01, 2018
    • IDBI
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been using Idbi credit card bank for last 1.5 years. Am satisfied with the credit limit which they have provided. Their customer service and response is not up to the mark . Their net banking and mobile banking facility is not that much good. Overall its OK with my credit card
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 25, 2018
    • IDBI
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a credit card with the IDBI bank. The card is also good. It doesn't have any commendable offers. The limit is good and I never had any issues with their services. Overall this card is as useful as any other cards you can find in the market.
      Was this review helpful? 1
      , lucknow
      Reviewed on Jun 06, 2018
    • IDBI
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I got the Idbi Imperium credit card around16months ago. The customer support service and the response is average with the IDBI bank. The benefits and the offers are limited with this IDBI credit card and I would say it gives an average service to the customers.
      Was this review helpful? 3
      , chandigarh
      Reviewed on May 31, 2018
    • IDBI
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with IDBI bank 1 year back. I hold master card and the credit limit was 25,000 which is not satisfactory . The customer service and responses was really good .The benefits are good cash back offers,. Its a lifetime free card so I would like to recommend to others.,
      Was this review helpful? 9
      , gurgaon
      Reviewed on May 29, 2018
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