Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The IDBI credit card has a basket of benefits and features that are designed to make you a happy customer. Firstly, the card is secured with the EMV chip and PIN enabled feature provides you peace of mind against fraud. You will be a part of an attractive loyalty rewards programme, use your card all over the world, get add on cards, earn cashback and much more. Customers can choose a variety of credit cards.
| Credit card Variant | Joining fee |
|---|---|
| IDBI Bank Royale Signature Card | Nil |
| IDBI Bank Euphoria World Credit Card | Nil |
| IDBI Bank Aspire Platinum Credit Card | Nil |
| IDBI Winnings RuPay Select Credit Card | Nil |
| LIC CSL IDBI Eclat Select Credit Card | Nil |
| LIC CSL IDBI Lumine Platinum Credit Card | Nil |
| IDBI Bank Imperium Platinum Credit Card | Rs.499 |
To avail of a credit card from IDBI Bank, you must meet the eligibility criteria.
Customers need to submit documentation to substantiate their applications.
| ID Proof |
|
| Residential proof |
|
| Income Proof |
|
You can apply for a credit card from IDBI Bank in different ways. They are:
Applying online
By visiting the bank branch
There are two ways through which you can check IDBI credit card application status. It can be either online or offline. To check online, you can do it through net banking while if you want to check it offline, you need to visit the IDBI branch. You can also get to know the application status through phone, email, and post.
IDBI credit cards bill payments can made either online or offline. Online and offline payment of credit card bills can be made using different channels like auto-debit, NEFT, net banking, cheque/draft, visa money transfer, iPay, cash etc.
IDBI Bank credit card users can contact the credit card customer care cell for any unresolved query via call or email. Here are the details:
IDBI Bank Ltd.
IDBI Tower
WTC Complex
Cuffe Parade
Colaba
Mumbai 400005
You can apply for a credit card from IDBI Bank on their official website or at any IDBI Bank Branch. Fill up the application form and submit it with the required documents.
Your IDBI delight points can be converted to cashback and not cash.
The only way to transfer money from your credit card to your bank account is to use the credit card like you would a debit card at the ATM. Once you withdraw money, you can deposit the amount in your bank account.
Your credit card bill or monthly statement will be sent to your registered email id every month. On the other hand, if you have chosen to receive a physical copy of your statement by post, it will be sent to your address.
You can also log in to your net banking account and download a copy of your bill.
Other methods include calling the bank’s IDBI credit card customer care number or obtaining the information via SMS.
A sure shot way to get the credit limit on your card increased is to use your credit card as often as possible. When you use your card well and make payments on time, the bank will regard you as a responsible cardholder and will increase your credit limit.
While there is no mobile application exclusively for your credit card, you can download IDBI’s mobile banking application GO Mobile+. You can access your credit card information on the app, check your transactions, any outstanding balance, and pay your credit card bill on the app itself.
Ideally, it should take around 7 working days for you to receive your card. Once it has been dispatched, you will receive an SMS with details regarding the courier company and the air waybill number (AWB). You can use this number to track the status of your credit card.
Yes, you can use your credit card internationally. The card will be enabled for international usage as per your instructions on the application form. If it is not enabled, simply call the IDBI customer care and request for activation. Please note that fees and charges are applicable on international usage.
With your IDBI Aspire Platinum credit card, you can get 1 add on card. The Royale Signature card entitles you to two add on cards. The family member must be above the age of 18 and hold a PAN card. Features of the add on card may vary from the primary card such as lounge access which is available only to the primary cardholder.
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