Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 2 IDBI Bank Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
    Nil
    Response Time : Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details
     Loading your search... Loading your search...
  • IDBI Bank Credit Cards Reviews

    • IDBI Credit Card
      "Comfortable to use"
      0.5 4.0/5 "Great!"
      IDBI bank offered a life time free credit card for me. The limit quoted by the bank is not satisfactory but it would be upgraded in the future. I am getting reward points and cash back offers on my card whenever I use the card on shopping and other purpose.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • IDBI Credit Card
      "Convenient for all transaction"
      0.5 5.0/5 "Blown Away!"
      I am working with IDBI, hence I am holding same bank credit card, its very convenient, even to check the statement online access was provided. I have not taken EMI on credit card, I am not aware the charges. But as per my usage they gave me good offers on credit card which is great.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 19, 2017
    • IDBI Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It has been two months when I availed credit card from IDBI bank. The services are good and I am satisfied with the credit limit offered by the bank and also I do not have any issues on the rate of interest for the card. Till date it is going good without any hassles.
      Was this review helpful? 0
      , hisar
      Reviewed on Jun 05, 2017
    • IDBI Credit Card
      "Nice features"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card is good and I am happy with the overall experience as my card is accept at all the outlets and even for my online shopping as well. There are decent offers and from IDBI and the billing cycle is convenient for me so I do not get to miss out on my payments.
      Was this review helpful? 0
      , raipur
      Reviewed on May 27, 2017
    • IDBI Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      IDBI Kissan credit card has the low interest rate and the highest benefits,I got good reward points in this card. Idbi web portal is easy to use and customer friendly. The service is really good with IDBI, because I am a prime customer with IDBI.
      Was this review helpful? 1
      , bhopal
      Reviewed on Apr 05, 2017
    • IDBI Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      It is good in using IDBI credit card. I used to get notification about my payment details and due date. The services of IDBI are much appreciable. There was no hassle till date. The way they are dealing with the customer is really good. I am satisfied with IDBI.
      Was this review helpful? 0
      , mohali
      Reviewed on Mar 03, 2017
    • IDBI Credit Card
      "They should help to other people to get IDBI Credit card"
      0.5 5.0/5 "Blown Away!"
      IDBI was good in notification, It used to send regular updates and alerts for my IDBI Credit card bills. IDBI offered 2.5% of cash back for HP petrol bunks and with good reward points. IDBI has facility to convert more than 4000 amount into an EMI in IDBI ASPIRE PLATINUM CREDIT CARD, But I wish IDBI should this credit card to normal people also to utilize the benefits.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 31, 2016
    • IDBI Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      IDBI bank has been me good features and offers on the credit card and there are no charges as well. The card is accessible every where and there are offers online as well. I earn points on every transaction and I can redeem it online. The statements are on time and clear too.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 27, 2016
    • IDBI Credit Card
      "3rd class customer care"
      0.5 0.5/5 "Unacceptable"
      3rd class customer care centres/employee. Hawa mein baatein karte hein they dont have a sound knowledge about the product. People sit at very very important seat I. Email customer care till 9 am no seniors available. .what's the meaning of 24x7. ...
      Was this review helpful? 2
      , chandigarh
      Reviewed on Oct 11, 2016
    • IDBI Credit Card
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I am using credit card with IDBI bank and am with them from the last eight months of time. Customer service is good and am an employee with them and the credit limit is also enough for me. I used to get offers in ticket bookings and purchasing also.
      Was this review helpful? 1
      , erode
      Reviewed on Jun 13, 2016
    • IDBI Credit Card
      "Better service "
      0.5 5.0/5 "Blown Away!"
      The credit card service of IDBI was quite good.The customer service and response provided was very good with IDBI on the credit card.The annual fee applied was quite nominal compared to other.They dont have much offers available in the card as of now.I do have a money back card with IDBI
      Was this review helpful? 1
      , baramati
      Reviewed on Feb 17, 2016
    • IDBI Credit Card
      "Good Services"
      0.5 4.0/5 "Great!"
      IDBI Bank is good in their services. The response is good. I use a credit card. They have the regular offers. The cash back offers. The reward points . It is also a life time free card. The rate of interest is normal. But I have not been charged a fee yet. Overall it has been hassle free
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 29, 2016
    • IDBI Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I was holding this cash credit account with IDBI . This account is still active. I am holding this account for more than 3 years . The service offered by IDBI the limit offered on this account 5 lakhs. Its like an overdraft the interest rate is 11% on the amount drawn . We can repay the amount when ever we want till that time they wilL charge interest
      Was this review helpful? 1
      , amritsar
      Reviewed on Nov 28, 2015
    • IDBI Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I, being a employee of IDBI Bank would to give 5 stars for IDBI credit card. This was taken before 2 months back. It is actually an upcoming card. I normally used to get 5% cash back and they would provide surcharge waiver as well . Its a life time free card. Cash withdrawal limit as of now is 15000. There are 2 varieties of card one is aspire and the other one is royal gold. IDBI has planned to introduce new schemes shortly its under pipeline.
      Was this review helpful? 13
      , bangalore
      Reviewed on May 05, 2015
    • IDBI Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      IDBI Credit card its good, since i have my salary account with them its quite convenient. They offered good credit limit. Best part is their is no charges applied in this card is life time free card. It would be great if they provide more offers.
      Was this review helpful? 38
      , new delhi
      Reviewed on Sep 22, 2014
    • IDBI Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am overall satisfied with the service of IDBI Bank Salary account the net banking and the fund transfer is very quick and i get alert message from the bank when ever i make a transaction and i am able to take mini statements and i have good number of ATM's.
      Was this review helpful? 26
      , jamshedpur
      Reviewed on Jun 04, 2014
    Common Loader Icon
    IDBI Bank Credit Cards is Rated as "Excellent!" by 16 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    IDBI Bank Credit Cards

    IDBI Bank, one of the largest commercial banks in India, has played a key role in nation building for over 50 years. With its headquarters in Mumbai, IDBI has established itself in the financial sector including the capital market, mutual funds and investment banking. The bank is backed by a strong business strategy along with a dedicated and competent workforce. IDBI provides personalised banking products and services through a state-of-the-art technology platform. It also deals with customised financial solutions.

    IDBI offers a choice of two credit cards to its customers that are globally accepted and protected with enhanced security features. Choose a card to match your lifestyle and preferences and enjoy a host of benefits. Customers can enjoy paying for purchases on EMIs along with other best-in-class privileges.

    Why Choose IDBI Credit Card?

    The IDBI credit card has a basket of benefits and features that are designed to make you a happy customer. Firstly, the card is secured with the EMV chip and PIN enabled feature which provides you peace of mind against fraud. You will be a part of an attractive loyalty rewards programme, use your card all over the world, get add on cards, earn cashback and much more. Customers can choose from two cards on offer from IDBI, the Royale Signature Credit Card and the Aspire Platinum Credit Card.

    Features and Benefits of IDBI Bank Credit Cards:

    • Rewards Program:

      Be a part of an attractive loyalty rewards programme where you can earn points when you spend on your credit card. Avail of cash back for the points earned and adjust it against your outstanding balance. The reward points are valid for 3 years. You need at least 1000 points to redeem them at the rate of 25 paise per reward point.

    • Buy on EMI:

      Avail of the option to repay your outstanding amount in monthly installments of 3, 6, 9 or 12 months according to your convenience. The minimum amount required for this facility is Rs. 3000 and is available on cards that have been issued at least 6 months back.

    • Interest-free credit period:

      Get up to 48 days credit free on your purchases. If you pay your bills in full, your interest-free period will start afresh on new purchases.

    • Global acceptance:

      The IDBI credit cards are accepted at more than 9 lakh merchant outlets in India and over 29 million establishments around the world. The card is internationally valid. Activate international transactions with one phone call to the IDBI customer care.

    • Fuel Surcharge Waiver:

      Save money when you refuel with a 2.5% fuel surcharge waiver when you swipe your IDBI credit card at fuel pumps across the country. The transaction amount should be between Rs. 400 and Rs. 4000.

    • Supplementary cards:

      Get add on cards for your for your family members and let them enjoy the benefits and features of the IDBI credit cards as well. Reward points earned on these cards will be clubbed with the primary card. Add on cards can be availed of for family members above the age of 18.

    • No lost card liability:

      In case you lose your credit card, report it to to IDBI Customer Care and your card will be blocked immediately. This will prevent any misuse of the card. After reporting the loss, IDBI will cover any fraudulent transaction.

    • VISA offers:

      With your IDBI VISA credit card, you are eligible for exclusive deals and discounts on hotels, car rentals and airport shopping. Also get complimentary travel concierge services as a VISA signature Cardholder.

    • Airport Lounge Access:

      You can avail of this benefit with the IDBI Royale Signature Card. Enjoy access to select airport lounges in India and relax. The offer is provided by VISA no matter which airline and class you’re on.

    • Complimentary Air Travel Accident Insurance:

      Get covered for Rs. 25 lakhs while you travel on business or leisure with your IDBI Bank Royale Signature credit card.

    IDBI Bank Charges and Interest:

    Charge

    Royale Signature

    Aspire Platinum

    Entry fee

    Nil

    Nil

    Annual Fee

    Rs. 1499

    Rs. 499

    Renewal fee

    Rs. 1499

    Rs. 499

    Add on cards

    Nil

    Nil

    Rate of interest per month

    2.5%

    2.9%

    Category

    Aspire Platinum Credit Card

    Royale Signature

    Reward points

    2 points for every Rs. 150 spent

    3 points for every Rs. 100 spent

    Welcome points (upon transaction of Rs. 1,500 minimum within 30 days)

    500 points

    750 points

    Bonus points (upon transaction of Rs. 1,500 minimum between 31-90 days)

    300 points

    400 points

    IDBI Bank Credit Card Eligibility:

    To avail of a credit card from IDBI Bank, you must meet the eligibility criteria.

    • Residents of India can apply.
    • The applicant should be at least 21 years old.
    • Applicants should not be more than 60 years old. This is extended to 65 years in case of the self-employed.
    • Add on cards can be taken for family members above the age of 18.

    IDBI Bank Credit Card Documents Required:

    Customers need to submit documentation to substantiate their applications.

    • Recent Passport Size Photograph
    • ID Proof - Any one of the following
      • Passport
      • Driver’s licence
      • PAN card
      • Aadhar card
      • Voter’s ID
    • Residential proof - Any one of the following
      • Passport
      • Aadhar Card
      • Electricity Bill
      • Telephone bill
      • Election card
    • Income Proof
      • Last 3 months’ salary slip
      • Last 3 months’ bank statement
      • Latest IT Returns
      • Form 16

    List of IDBI Credit Cards:

    • IDBI Bank Royale Signature Card

      The IDBI Royale Signature Credit Card caters to the high-end user who wants only the best in service and all the luxuries in life no matter where in the world. The card comes with best-in-class privileges that are fashioned to suit your lifestyle. Earn rewards while you travel, shop, dine out or even watch a movie. Earn welcome points and more when you shop on your credit card. Enjoy airport lounge access and complimentary air travel accident insurance! Get all this and more at low rates of interest

    • IDBI Aspire Platinum Credit Card

      With the Aspire Platinum Credit Card, customers can enjoy low annual fees and enjoy the benefits offered by IDBI like interest-free credit, fuel surcharge waivers, global acceptance, and add on cards. You can also earn rewards every time you spend.

    IDBI Credit Card FAQs:

    1. How to apply for an IDBI credit card?

      You can apply for a credit card from IDBI Bank on their official website or at any IDBI Bank Branch. Fill up the application form and submit it with the required documents.

    2. Can I use my IDBI credit card when I go abroad?

      Yes, you can use your credit card internationally. The card will be enabled for international usage as per your instructions on the application form. If it is not enabled, simply call the IDBI customer care and request for activation. Please note that fees and charges are applicable on international usage.

    3. How many add on cards can I take for my family?

      With your IDBI Aspire Platinum credit card, you can get 1 add on card. The Royale Signature card entitles you to two add on cards. The family member must be above the age of 18 and hold a PAN card. Features of the add on card may vary from the primary card such as lounge access which is available only to the primary cardholder.

    4. How do I pay my credit card bill?

      There are a number of options available through which you can pay your IDBI credit card bill.

      • Auto debit facility - For customers who have a savings or current account with IDBI, you can authorize the bank to deduct the amount due automatically from your bank account.
      • Net Banking - Pay your bills from your IDBI account using the IDBI net banking facility.
      • NEFT - Add your credit card number as the beneficiary account number, add IDBI bank and the IFSC code and make the payment through NEFT online.
      • Cheque or draft - You can drop a cheque or draft made out to IDBI Bank followed by your card number and name, and drop it at any of the cheque drop boxes at IDBI ATMs and bank branches.
      • Cash payment - You can pay in cash at any IDBI Bank branch by providing details of your card number, amount and contact number.
      • Visa Money Transfer - With the Visa Money Transfer facility, you can pay securely through other bank accounts.
      • IPay - Pay from different bank accounts directly to your credit card.
    5. How do I redeem my reward points?

      Once you have accumulated at least 1000 points, you can redeem your rewards point through net banking or customer care.

    6. How do I check how many points I have?

      You can check your reward point’s balance in your latest credit card statement. You can also check your points if you login to your account online.

    Information provided is as released by the bank and subject to change without notice.

    News About IDBI Bank Credit Card

    • With Aadhaar Pay App, No Need To Carry Debit, Credit Cards Anymore

      With the launch of the new Aadhaar Pay mobile application, the need to carry cash or plastic money is in the past. The app merely requires customers to type in their Aadhaar number on the merchant’s smartphone and use their fingerprint to authorise and verify the transaction. This also negates the need for customers to own a smartphone as the merchant’s phone is the only one required to complete the transaction.

      The app, which was launched by IDBI Bank in collaboration with government ministries, is available for download by merchants only. The app also does not charge a Merchant Discount Rate (MDR), thus saving the merchants on the fee they were obliged to pay to card payment services earlier.

      With over 1 billion Aadhaar cards issued, large sections of society will benefit from the app, especially given the fees that are to be levied on cash processing services.

      16th March 2017

    • RBI grants full licence to Experian

      The competition in this arena is expected to further strengthen the infrastructure capabilities of CIBIL, which currently has the first mover advantage and a huge database to its credit, not to mention a huge list of banks and financial institutions as its members.

      18th September 2014

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.