IDBI Bank offers you the Winnings RuPay Select Credit Card also known as ‘Winnings’ Credit Card which comes with a host of services such as complimentary access to domestic and international airport lounges, concierge services, personal accident cover, etc.
The process to apply for this card is very easy can be completed both online and offline.
Given below are the features and benefits of using the Winnings RuPay Select Credit Card:
|Fee Types||Amount Charged|
|Joining Fee for primary/add-on card||Nil|
|Annual Fee for primary card||Rs.899 from second year onwards|
|Annual Fee for add-on card||Nil|
|Renewal Fee for primary / add-on card||Nil|
|Annual fee waiver||If you spend more than Rs.90,000/ annually|
|Interest on revolvinag credit facility||3.4% per month|
|Cash advance fee||2.5% of transaction amount or Rs.500, whichever is higher|
|Interest on cash advance||3.4% per month|
|Late payment fees||
|Over limit charges||2.5% of over limit amount subject to a minimum of Rs.500|
|Charges for cheque or auto debit return||Rs.500|
|Cash processing charges||Rs.200|
|Request for duplicate statement||Rs.100 for statements more than 3 months old|
|Fee for card replacement||Rs.200|
|Foreign currency transactions||3.5%|
|Fee for reward points redemption||Rs.99|
|Balance transfer charges||
|Charge for card account closure||Nil|
You can visit the nearest IDBI Bank branch along with all the necessary documents. A bank representative will help you with the credit card application process. Fill the application form and submit the documents. If all the details mentioned are correct, the bank will approve your application for the credit card.
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