IDBI Winnings RuPay Select Credit Card

The process to apply for this card is very easy can be completed both online and offline.

Features and Benefits of IDBI Winnings RuPay Select Credit Card

Given below are the features and benefits of using the Winnings RuPay Select Credit Card:

1. Interest free credit: Once the card is issued to you, you will enjoy interest free credit for 48 days.
2. Fuel surcharge waiver: You will enjoy a fuel surcharge waiver of 1% on all fuel purchases ranging from Rs.400 to Rs.5,000, made at any refueling station across India.
3. Earn Delight points: For every Rs.100 you spend, you will earn 2 Delight Points. There are various ways in which you can earn Delight points:
   1. You will receive a flat 10% cashback on all transactions made within 90 days of the issuance of the card. The minimum amount that must be spent to earn cashback is Rs.500.
   2. If you make five transactions worth Rs.1,000 each per month, you will earn 500 Delight points.
   3. Your Delight points get doubled during your birthday month.
4. Access to airport lounges: Use your credit card to gain complimentary access to both domestic and international airport lounges.
5. Personal accident insurance cover: If you are aged between 18 years and 70 years and have used the card to make at least one successful financial or non-financial transaction within 90 days of the issuance of the card then you will be eligible for certain insurance covers mentioned below:
   1. In case you lose your life due to an accident, you will receive a cover of Rs.10 lakh.
   2. In case you get permanently disabled due to an accident, you will be eligible Permanent Disability Coverage of Rs.10 lakh.
6. Wider acceptance: You can use the card for booking movie, air, bus, hotels, or train tickets. You can also use the card to pay for dining, shopping, paying bills, recharging, etc. You can also use your card to withdraw money from 1.88 million ATMs across India and overseas. You will earn Delight points for the transactions you make using your credit card.
7. Zero lost card liability: In case you lose your card, you must immediately inform the bank by calling the customer care number 1800 425 7600 (toll-free) or 022 - 4042 6013 (non-toll free) to get it blocked and prevent it from being misused.
8. Add-on cards: You can get add-on cards for the members of your family who are aged 18 years and above. They will also be able to enjoy the benefits offered by the primary credit card. The reward points earned can also be clubbed with the ones earned using the primary card and can be redeemed as per eligibility criteria.