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  • YES Bank Credit Cards

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  • YES Bank credit cards come with a host of benefits, including cashback, rewards, and low processing fee and interest rates, to name a few. You can save money or get rewarded every time you swipe while paying your dining or shopping bills with YES Bank cards.

    YES Bank Credit Cards

    YES Bank Credit Card Variant Joining fees
    FinBooster: YES BANK - BankBazaar Co-branded Credit Card Nil
    YES Prosperity Rewards Plus Credit Card Rs.499+ applicable taxes
    YES Prosperity Edge Credit Card Rs.1,199+ applicable taxes
    YES Premia Credit Card Rs.1,599+ applicable taxes
    YES FIRST Preferred Credit Card Rs.2,499+ applicable taxes
    YES Prosperity Business Credit Card Rs.2,499+ applicable taxes
    YES FIRST Business Credit Card Rs.4,999+ applicable taxes
    YES FIRST Exclusive Credit Card Rs.9,999+ applicable taxes
    More
    We found 8 YES Bank Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    Reduced to 0 On spends of 10,000 within 90 days 499
    What you'll love
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    Fee Details
    Reduced to 0 On spends of 15,000 within 90 days 1199
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    Fee details
    Reduced to 0 On spends of 25,000 within 90 days 1599
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    Fee details
    2499
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    Fee details
    2499
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    Fee details
    4999
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    Fee details
    0
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    Think about
    Fee Details
    9999
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    Fee details

    With YES Bank credit cards, you get access to lifestyle benefits, special offers, a rewards programme, and more. From airport lounge access to rewards on your dining expenses, you can add value to your expenses with a YES Bank card.

    Features of YES Bank Credit Cards

    Rewards programme Depending on the card you have, you enjoy great rewards on an array of expenses. Whether it’s buying dining or grocery or movie tickets, you can earn points or cashback on these transactions.
    Lifestyle benefits and privileges Experience a world of benefits such as airport lounge access, golf course access, insurance coverage, fuel surcharge waivers, and more. Through YES Privileges, you also enjoy promotional offers on shopping, wellness, dining, travel, and more.
    Bill payments Use YES PayNow to pay all your utility bills through standing instructions. You can pay your mobile, telephone, rent, electricity, insurance, broadband, and gas bills. Besides the convenience, you will also earn reward points on these transactions, based on the card you have.

    YES Bank Credit Card Types & Features

    YES Prosperity Rewards Plus Credit Card

    Features

    • With YES Prosperity Rewards Plus Credit Card get 12,000 bonus reward points when you achieve an expense milestone of Rs.3.6 lakh or more during the card anniversary year.
    • 1% fuel surcharge waiver at all fuel stations in the country (transaction between Rs.400 and Rs.5,000).

    Reward Points

    • 6 reward points per Rs.200 on supermarket and grocery stores expenses.
    • 4 reward points for every Rs.200 spent on other categories.
    • 500 reward points on each YES PayNow registration.

    YES Premia Credit Card

    Features

    • With YES Premia Credit Card get 25% discount on movie tickets booked on BookMyShow website or mobile app.
    • Enjoy Priority Pass membership and 2 complimentary visits outside India in a calendar year for the primary card member only.

    Reward Points

    • 6 reward points per Rs.200 on all categories except for ‘Select Categories’.
    • 3 reward points per Rs.200 on ‘Select Categories’.
    • 750 reward points on each YES PayNow registration.

    YES Prosperity Edge Credit Card

    Features

    • 15,000 bonus reward points when you spend Rs.6 lakh or more during your YES Prosperity Edge Credit Card anniversary year.
    • 4 free rounds of green fee every year at a select golf courses in the country.

    Reward Points

    • 4 reward points every time you spend Rs.200 on select categories.
    • 2 reward points every time you spend Rs.200 on all other categories.
    • Earn 500 reward points on every YES PayNow registration.

    FinBooster: YES BANK - BankBazaar Co-branded Credit Card

    Features

    • With the FinBooster: YES Bank-BankBazaar Co-branded Credit Card, you get monthly credit fitness reports with a real-time dashboard to track your credit score. This access will be granted once you complete your first transaction with the FinBooster: YES Bank - BankBazaar Co-branded Credit Card.
    • You have access to insights that will help you in improving your credit score.
    • There is no cap on reward points and the points never expire.
    • The reward points that you earn can be shared with friends and family.
    • The reward points that you convert into cash will be directly credited to your savings account.

    Reward Points

    • You get 5x reward points on online dining spends.
    • Earn 3x reward points on online grocery and online apparel spends.
    • You get 2 reward points for every Rs.200 swiped for other retail spends, except for fuel expenses.

    YES FIRST Preferred Credit Card

    Features

    Reward Points

    • Earn 20,000 bonus reward points on achieving a milestone spend of Rs.7.5 lakh or more in each anniversary year.
    • Earn 10,000 reward points on completing your first transaction within 90 days of the issuance of the card.
    • 8 reward points per Rs.200 spent on all categories except for ‘Select Categories’.
    • 4 reward points per Rs.200 spent on 'Select Categories’.
    • 1,000 reward points on every YES PayNow registration.

    YES Prosperity Business Credit Card

    Features

    Reward Points

    • Earn 20,000 bonus reward points on achieving a milestone spend of Rs.12 lakh or more in each anniversary year.
    • 8 reward points per Rs.200 spent on all categories except for ‘Select Categories’.
    • 4 reward points per Rs.200 spent on 'Select Categories’.
    • 1,000 reward points on every YES PayNow registration.

    YES FIRST Business Credit Card

    Features

    Reward Points

    • Earn 20,000 bonus reward points on achieving a milestone spend of Rs.12 lakh or more in each anniversary year.
    • Earn 20,000 reward points on completing your first transaction within 90 days of the issuance of the card.
    • Earn 15,000 reward points for every renewal of the card.
    • 8 reward points per Rs.200 spent on all categories except for ‘Select Categories’.
    • 4 reward points per Rs.200 spent on 'Select Categories’.
    • 1,000 reward points on every YES PayNow registration.

    YES FIRST Exclusive Credit Card

    Features

    • With YES FIRST Exclusive Credit Card get welcome privilege of 40,000 reward points on first transaction.
    • Renewal benefit of 30,000 reward points for every renewal.

    Reward Points

    • Earn 25,000 bonus reward points on achieving a milestone spend of Rs.20 lakh or more in each anniversary year.
    • 12 reward points per Rs.200 spent all categories except for ‘Select Categories’.
    • 6 reward points per Rs.200 spent on 'Select Categories’.
    • 1,000 reward points on every YES PayNow registration.

    Comparison of top YES Bank Credit Cards

    Card name Annual fees Renewal fees
    FinBooster: YES BANK - BankBazaar Co-branded Credit Card NIL NIL
    YES Prosperity Rewards Plus Credit Card Rs.499 + applicable taxes Rs.499 + applicable taxes
    YES Prosperity Edge Credit Card Rs.1,199 + applicable taxes Rs.1,199 + applicable taxes
    YES Premia Credit Card Rs.1,599 + applicable taxes Rs.1,599 + applicable taxes
    YES FIRST Preferred Credit Card Rs.2,499 + applicable taxes Rs.2,499 + applicable taxes
    YES Prosperity Business Credit Card Rs.2,499 + applicable taxes Rs.2,499 + applicable taxes
    YES FIRST Business Credit Card Rs.4,999 + applicable taxes Rs.4,999 + applicable taxes
    YES FIRST Exclusive Credit Card Rs.9,999 + applicable taxes Rs.9,999 + applicable taxes

    Fees and Charges

    • Rs.100 for statement balance between Rs.100 and Rs.500
    • Rs.400 for statement balance between Rs.501 and Rs.5,000
    • Rs.500 for statement balance between Rs.5,001 and Rs.20,000
    • Rs.700 for statement balance above Rs.20,001 and more
    Type of fees Charges
    Interest rate Starts at 1.20% per month
    Cash advance fee 2.5% or a minimum of Rs.3,000
    Late payment fee
    Interest-free period Up to 50 days
    Minimum Amount Due (MAD)
    • 5% or Rs.100, whichever is higher
    • FinBooster: YES Bank - BankBazaar Co-branded Credit Card:
      • Annual fee + EMI amounts (if any) + GST + a minimum of 5% of the total amount due or Rs.200 (whichever is higher).
      • If the MAD is less than Rs.200, the Total Amount Due (TAD) = Minimum Amount Due (MAD
    Over limit fee 2.5% of the over limit amount
    Reward redemption fee Rs.100 per request

    YES Bank Credit Card Eligibility Criteria

    Each card may have a different set of eligibility parameters. However, below are some of the basic YES Bank credit card eligibility criteria.

    Eligibility criteria
    • Age: 21 years and above
    • Employment status: Salaried or self-employed
    • Minimum income: Rs.25,000 per month for salaried applicants
    • Minimum income tax return of Rs.50 lakh for self-employed applicants
    Documents required
    • Identity proof – Passport, PAN, Aadhaar, driving licence
    • Address proof – Passport, electricity bill, landline telephone bill, ration card
    • Income proof for salaried applicants – Latest payslip
    • Income proof for self-employed applicants – Recent IT return
    • Others – Form 60, photograph

    How to Apply for a YES Bank Credit Card Online

    Step 1: Visit the website

    Step 2: Click on ‘credit cards’

    Step 3: Choose a card

    Step 4: Click on ‘Apply Now’

    How to track your YES Bank card application status online

    You can also check your card application status on the official YES Bank website. Follow below steps

    Step 1: Visit the website

    Step 2: Select the ‘Credit Card Application Status’

    Step 3: Enter your mobile number and application form number

    Step 4: Click on Submit

    Loans on YES Bank Credit Cards

    When you require immediate funds, you can opt for a Quick Loan on your YES Bank card. You can use this loan for medical emergencies, education, travel, or other needs. The loan amount disbursed is within the credit limit of your card. However, this service is only available for select cardholders.

    You get low interest rates, low processing fees, and tenure options up to 24 months. This loan doesn’t require a guarantor or a post-dated cheque.

    YES Bank Credit Card Bill Payments

    There are several ways you can pay your YES Bank card bill every month. Listed below are some options you can consider:

    • Net banking
    • ATM funds transfer
    • Standing instruction
    • Cheque payment
    • NEFT/IMPS/RTGS
    • Cash payment
    • YES Pay App
    • YES Mobile App
    • YES ROBOT

    How to Contact YES Bank Credit Card Customer Care

    You can get in touch with the YES Bank credit card customer care for all your queries. Below are some channels you can choose from:

    • Phone banking
    • Email
    • Branches
    • Registered offices

    How to Earn and Redeem Reward Points

    Electronic items You can buy an electronic product of your choice with your reward points. This could be either smartphones from various brands or other devices.
    Gift cards and vouchers Buy yourself a voucher or gift someone a card with your reward points. You have a wide range of options to choose from, whether it’s shopping or wellness related.
    Share reward points and convert them into cash
    • With the FinBooster: YES Bank - BankBazaar Co-branded Credit Card, the reward points that you earn can be shared with friends and family.
    • With this credit card, the reward points that you convert into cash will be directly credited to your savings account.

    How to Close your YES Bank Credit Card

    You will have to contact the bank’s customer care department or send written communication to the bank, requesting for credit card closure.

    FAQs on YES Bank Credit Cards

    1. Are there any YES Bank credit cards which do not have any joining fees?

      Yes, the FinBooster: YES Bank-BankBazaar Co-branded Credit Card does not charge you any joining fees.

    2. How can I check the limit on my YES Bank Credit Card?

      You can check the balance on your YES Bank Credit Card through the net banking portal or by calling 1800 103 1212.

      You can also call YES Bank credit card customer care by dialing 1800 103 1212 to know the credit limit on the card. The monthly statement of your credit card also has the credit limit mentioned in it.

    3. Can I use my YES Bank credit card for withdrawing money?

      Yes, you can use the YES Bank credit card and withdraw cash from the ATMs.

    4. How do I check the status of my YES Bank credit card?

      Visit the website, www.yesbank.in/credit-card-application-status and type in your 13-digit unique application reference number. You can also call 1800 103 1212.

    5. How can I pay the bill of my YES Bank Credit Card?

      You can use the YES Bank net banking and YES Bank mobile banking facility to pay the credit card bill. You can also go to the bank and write out a cheque for the same.

    6. How do I get the PIN for my YES Bank credit card?

      You can set the PIN for your YES Bank credit card by logging in to your net banking account and clicking on the ‘Credit Card’ tab on the top of the screen. You would be directed to a page where all your registered credit cards would be listed.

    7. Are there any YES Bank cards issued against a fixed deposit?

      Yes, there is one card issued against a fixed deposit— YES Prosperity Rewards Plus Card. You will require a minimum deposit amount of Rs.50,000 with the bank to be eligible.

    8. How do I get in touch with YES Bank’s customer care?

      If you have a YES First Card, contact:

      • 1800 103 6000 – toll free number for mobiles and landlines
      • +91 22 4935 0000 – number for calls made outside of India

      You can also send an email to yesfirstcc@yesbank.in.

      If you have a YES Prosperity Card, contact:

      • 1800 103 1212 – toll free number for mobiles and landlines
      • +91 22 4935 0000 – number for calls made outside of India

      You can also drop an email at yestouchcc@yesbank.in.

    YES Bank Headquarters Address:

    YES BANK Tower,

    IFC – 2, 15th Floor,

    Senapati Bapat Marg,

    Elphinstone (W),

    Mumbai - 400 013

    India

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    YES Bank Credit Cards Reviews

    • YES Bank
      "Good bank"
      0.5 5.0/5 "Blown Away!"
      I have applied for YES bank credit card through online and the agent gave me the details for the credit card .I have taken the card because its a life time free card. The credit limit was not sufficient but it was manageable, I used this card for domestic ticket booking, bill payment and many other purposes.I got my card statement on time. I am satisfied with the service.
      Was this review helpful? 14
      , bangalore
      Reviewed on Mar 21, 2020
    • YES Bank
      YES Bank
      "Less friendly"
      0.5 2.0/5 "Expected more"
      When i first used the YES bank credit it was fine but later on it was not working properly it always show some issue,the card limit is only 65000 which i am not happy.I used this card for shopping,electricity bill payment,ticket booking and more.Due to some issues on the card i could not pay my bill on time.
      Was this review helpful? 8
      , bangalore
      Reviewed on Mar 20, 2020
    • YES Bank
      "Good "
      0.5 5.0/5 "Blown Away!"
      I got a credit card offer from YES bank through online. They called me on time for further verification, the process was smooth hence I received the card within 5 days. The credit limit is sufficient. Since they provide more offers so chosen this card. They given one plus one free movie tickets offer. Mostly I use this card for filling petrol and an online shopping.
      Was this review helpful? 2
      , kochi
      Reviewed on Mar 20, 2020
    • YES Bank
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have availed YES bank credit card for fuel and shopping as well as for my personal use. I get 2movie tickets are free and monthly 100% cash back offers are avail ,using for the past 1 month i have not used movie ticket offers yet .The credit limit was very less it was only 56000.I have got the credit card on delay basis it took extra 2 days of time since delayed by courier person.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2020
    • YES Bank
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have applied YES bank credit card via online. I have used it for the last two months, I usually used it for personal basis and the card limit is Rs.18,000 but overall the customer service is good and I would recommend this card to others as well.
      Was this review helpful? 0
      , kochi
      Reviewed on Mar 19, 2020
    • YES Bank
      "Not Satisfied"
      0.5 1.0/5 "Really Bad"
      I am unable to use YES bank credit card is not working and showing bank server problem wherever using it getting this information.The credit limit was less and this was a life time free card and this credit card was delivered on time everything was good so far. I am not satisfied with the service.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 19, 2020
    • YES Bank
      "Need to provide more offers "
      0.5 5.0/5 "Blown Away!"
      I am unable to do transaction by using YES bank card for just few days before but as of now that issue was sort out. I taken this card on 6-8 months back. I am not yet used this card much. There is no annual fee chargeable. The credit limit is not sufficient of 15K. The cash limit is there only 5K , not found any best to use the card normally I will be using whenever get offers.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 18, 2020
    • YES Bank
      "Okay "
      0.5 3.0/5 "Satisfactory"
      YES bank credit card, i am using for the past 25-30 days. I have not used still now and i don't know about the features, bank condition is not active right now. Through representative i have its pretty easy to apply this credit card since its a new card i don't about the card benefits.
      Was this review helpful? 3
      , jaipur
      Reviewed on Mar 18, 2020
    • YES Bank
      "Need to improve"
      0.5 5.0/5 "Blown Away!"
      YES Bank people is not professional, actually I have applied for card to card process which doesn't required any documentation except the existing card statements but here they have been asking me Aadhar card, payslip, home agreement and etc which am not interested to provide hence it was cancelled.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 18, 2020
    • YES Bank
      "Average"
      0.5 4.0/5 "Great!"
      I am holding YES Bank credit card for past 4 months which was applied via other channel. The process was done on time and without any issue have received the card. It is a life time free card and the credit limit was 35K. I swipe this card for all purposes and it works fine.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Mar 17, 2020
    • YES Bank
      "Good card"
      0.5 5.0/5 "Blown Away!"
      YES bank card is closed by RBI for some reason and offers are there like booking tickets and auto debit option for my fund to pay the monthly bill. As per my experience, the card is good. There is no delay in processing the card. Its quite comfortable to make the payment. I don't receive any promotional calls regarding the offers.
      Was this review helpful? 3
      , bangalore
      Reviewed on Mar 16, 2020
    • YES Bank
      "Good Card"
      0.5 4.0/5 "Great!"
      I have a credit card from YES bank but due to the crisis i am unable to use the card in online and offline purchases whenever i do the transactions, it shows declined. For the dining and 1+1 movie tickets, reward points purpose, i have chosen this card. They have given me a credit limit of Rs. 30000. Its a zero annual fee credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Mar 16, 2020
    • YES Bank
      "Good"
      0.5 4.0/5 "Great!"
      My YES Bank credit card is not working since that bank has some problem. I made out standing payment Rs. 62k and they given a good credit limit and also its a free card. Earlier i use to get end number of calls from bank side for EMI conversion that was very irritated.
      Was this review helpful? 2
      , chennai
      Reviewed on Mar 16, 2020
    • YES Bank
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      Recently i have purchased the credit card from YES bank which have availed online. 7 days before i have received the card due to YES bank crisis issue, I'm unable to use this card in all the POS machines. Within a week, they have completed the entire process of getting a credit card. There is no yearly charges for this card.
      Was this review helpful? 3
      , chennai
      Reviewed on Mar 13, 2020
    • YES Bank
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I have Yes bank credit card which is having very less credit limit which they need to improve .This was a life time free card and the agent shared all the relevant details about the card process. I am using it for the past 20 days and it was a hassle free process.
      Was this review helpful? 2
      , rajkot
      Reviewed on Mar 13, 2020
    • YES Bank
      "Good "
      0.5 4.0/5 "Great!"
      The rate of interest was little bit higher in YES Bank credit card. They given a good credit limit and i am using this card for shopping purpose. EMI facility is available and the documentation was simple and good within a week i received this card. YES Bank has a good customer service.
      Was this review helpful? 2
      , bangalore
      Reviewed on Mar 13, 2020
    • YES Bank
      "Average Card"
      0.5 2.0/5 "Expected more"
      YES simply proposed me to get a card since it does not have any annual fee. Currently yes bank credit card is not working since its because of undertaken my RBI. I'm not happy about the credit limit provided by YES bank because its only Rs. 30000 and the documentation process was very simple. I can get add on card and i get more reward points on utility bill payments.
      Was this review helpful? 3
      , chennai
      Reviewed on Mar 12, 2020
    • YES Bank
      "Average Card"
      0.5 4.0/5 "Great!"
      Taken my YES bank credit card 2 months before because they said that they will provide more credit limit hence i thought that i can close all other credit card but they have provided me a less limit of Rs. 20000 which I'm not satisfied with. I don't get any offers on this credit card.
      Was this review helpful? 4
      , chennai
      Reviewed on Mar 12, 2020
    • YES Bank
      "Low limit credit card"
      0.5 5.0/5 "Blown Away!"
      Recently i have purchased the credit card from YES bank. They have provided me a credit limit of Rs. 25000 which I'm not satisfied with. The process took for a long time. I didn't call the customer care till date. There is a annual fee of Rs. 1000. In this card, i get reward points in online when i book a movie ticket and flight tickets.
      Was this review helpful? 5
      , coimbatore
      Reviewed on Mar 11, 2020
    • YES Bank
      "Good Card"
      0.5 4.0/5 "Great!"
      I have not get a situation to call the YES bank customer care people. Its a care free credit card because its a life time free card so i don't need to worry about the fee waiver. When i compared to other bank, this is best to use so i don't need to track of the minimum transaction per year. I get a good reward points based on my transaction. I got my card within a week.
      Was this review helpful? 4
      , kochi
      Reviewed on Mar 10, 2020
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