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YES Bank credit cards come with a host of benefits, including cashback, rewards, a low processing fee and interest rates, to name a few. You can save money or get rewarded every time you swipe while paying your dining or shopping bills with YES Bank cards.
With YES Bank credit cards, you get access to lifestyle benefits, special offers, a rewards programme, and more. From airport lounge access to rewards on your dining expenses, you can add value to your expenses with a YES Bank card.
|Rewards programme||Depending on the card you have, you enjoy great rewards on an array of expenses. Whether it's buying dining or grocery or movie tickets, you can earn points or cashback on these transactions.|
|Lifestyle benefits and privileges||Experience a world of benefits such as airport lounge access, golf course access, insurance coverage, fuel surcharge waivers, and more. Through YES Privileges, you also enjoy promotional offers on shopping, wellness, dining, travel, and more.|
|Bill payments||Use YES PayNow to pay all your utility bills through standing instructions. You can pay your mobile, telephone, rent, electricity, insurance, broadband, and gas bills. Besides the convenience, you will also earn reward points on these transactions, based on the card you have.|
|Type of fees||Charges|
|Interest rate||Starts at 1.20% per month|
|Cash advance fee||2.5% or a minimum of Rs.3,000|
|Late payment fee||
|Interest-free period||Up to 50 days|
|Minimum Amount Due (MAD)||
|Over limit fee||2.5% of the over limit amount|
|Reward redemption fee||Rs.100 per request|
Each card may have a different set of eligibility parameters. However, below are some of the basic YES Bank credit card eligibility criteria.
Step 1: Visit the Yes Bank official website
Step 2: Click on 'credit cards'
Step 3: Choose a card
Step 4: Click on 'Apply Now'
You can also check your card application status on the official YES Bank website. Follow below steps
Step 1: Visit the website
Step 2: Select the 'Credit Card Application Status'
Step 3: Enter your mobile number and application form number
Step 4: Click on Submit
If you need money right away, you can use your YES Bank card to get a Quick Loan. This loan can be used for medical emergencies, education, travel, and other purposes. The loan amount disbursed is within your credit card's credit limit. This service, however, is only offered to a small group of cardholders.
Cheap loan rates, low processing costs, and terms up to 24 months are all available. There is no need for a guarantor or a postdate check for this loan.
There are several ways you can pay your YES Bank card bill every month. Listed below are some options you can consider:
You can get in touch with the YES Bank credit card customer care for all your queries. Below are some channels you can choose from:
|Electronic items||You can buy an electronic product of your choice with your reward points. This could be either smartphones from various brands or other devices.|
|Gift cards and vouchers||Buy yourself a voucher or gift someone a card with your reward points. You have a wide range of options to choose from, whether it's shopping or wellness related.|
|Share reward points and convert them into cash||
You must contact the bank's customer service department or send a written communication to the bank seeking the cancellation of your credit card.
Yes, the FinBooster: YES Bank-BankBazaar Co-branded Credit Card does not charge you any joining fees.
You can check the balance on your YES Bank Credit Card through the net banking portal or by calling 1800 103 1212.
You can also call YES Bank credit card customer care by dialing 1800 103 1212 to know the credit limit on the card. The monthly statement of your credit card also has the credit limit mentioned in it.
Yes, you can use the YES Bank credit card and withdraw cash from the ATMs.
Visit the website, www.yesbank.in/credit-card-application-status and type in your 13-digit unique application reference number. You can also call 1800 103 1212.
You can use the YES Bank net banking and YES Bank mobile banking facility to pay the credit card bill. You can also go to the bank and write out a cheque for the same.
You can set the PIN for your YES Bank credit card by logging in to your net banking account and clicking on the 'Credit Card' tab on the top of the screen. You would be directed to a page where all your registered credit cards would be listed.
Yes, there is one card issued against a fixed deposit— YES Prosperity Rewards Plus Card. You will require a minimum deposit amount of Rs.50,000 with the bank to be eligible.
If you have a YES First Card, contact:
You can also send an email to email@example.com.
If you have a YES Prosperity Card, contact:
You can also drop an email at firstname.lastname@example.org.
YES BANK Tower,
IFC – 2, 15th Floor,
Senapati Bapat Marg,
Mumbai - 400 013
After the partnership with Visa in September, private sector lender Yes Bank on Monday announced that it has partnered with the National Payments Corporation of India (NPCI) to offer RuPay branded credit cards to its customers. It needs to be mentioned here that the lender had an exclusive tie up with Mastercard. However, with Reserve Bank of India (RBI) barring Mastercard from onboarding new customers on its domestic card network, Yes Bank’s credit card issuances had been impacted. The Head of Credit Cards and Merchant Acquisition, Yes Bank stated that the partnership is aligned with the ongoing efforts to expand and diversify the credit offerings for customers and ensuring that the payment journeys are contactless, enjoyable and more rewarding.
06 December 2021
YES Bank, in collaboration with BankBazaar.com has launched a credit card built around a credit fitness tracker. FinBooster will support customers in improving their credit scores and boosting their creditworthiness. This branded credit card has an intuitive CreditStrong app subscription (credit fitness report) to track the credit score of customers.
FinBooster is free for cardholders in the first year. There is no cap on the reward points customers earn through this credit card. The card enhances credit health, empowering customers to improve their credit score and earn never expiring reward points.
02 November 2021
In an attempt to offer services like improved efficiency of payments, and new credit cards, YES Bank announced that it has entered into a partnership with Visa, its payment processor. According to Rajanish Prabhu, The Head, Credit Cards and Merchant Acquisition, YES Bank, the partnership will add a lot of new efforts for transforming and elevating end-to-end credit transactions.
22 September 2021
YES Bank in partnership with Decentro launched a new prepaid program platform. The program enables fintech brands, NBFCs, gig economy players, neo-banks, and any consumer or business facing corporate entity to launch co-branded prepaid cards. The cards will use Decentro’s and YES Bank’s API integration layer and is being launched on the RuPay Network. The new program can help a business go live with a matter of a few weeks compared to the months-long integration process. It needs to be mentioned here that Decentro is a banking API Integration platform for businesses.
22 June 2021
YES Bank has introduced the TransUnion solution to make sure the onboarding process of credit card customers can be completed quickly. The new solution was implemented by the bank on 25 May 2021. The bank announced that the new process will ensure that the documentation process is completely digital. Video KYC can also be completed with the help of the new solution. The process of onboarding new customers has also become more efficient with the help of the new solution.
26 May 2021
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