Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • YES BANK Credit Cards is Rated as "Excellent!" by 282 Users

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    Credit Card BYTES FROM OUR KITCHEN

    YES BANK Credit Cards

    YES BANK, one of the largest private sector banks in the country, offers credit cards in various categories including shopping, dining, travel, lifestyle, and others. Broadly the bank offers credit cards in three categories such as Life Time Free Credit Cards, Business Credit Cards, and other Credit Cards.

    The list of all the cards along with their key features and benefits offered by them are listed below.

    1. YES Premia Credit Card
    2. YES Prosperity Edge Credit Card
    3. YES Prosperity Rewards Plus Credit Card
    4. YES FIRST Preferred Credit Card
    5. YES FIRST Exclusive Credit Card
    6. YES Prosperity Rewards Credit Card
    7. YES Prosperity Cashback Plus Credit Card
    8. YES Prosperity Cashback Credit Card
    9. YES Private Credit Card

    YES Premia Credit Card

    With YES Premia Credit Card, YES Bank welcomes the customers to the world of premium banking. The card is customised to meet the lifestyle needs and expectations of the premier customers whose annual income is minimum of 15 lakh. The key features of the card are –

    • Preferential interest rate as low as 2.99% per month.
    • Assured reward points on every spend.
    • Evergreen reward points that don’t have an expiry date.
    • Complimentary lounge access to both domestic and international airports through free Priority Pass Membership and MasterCard domestic lounge access programme.
    • 25% discount on movie tickets booked through BookMyShow.
    • Discounted foreign currency mark-up fee of 2.5%.
    • Credit shield cover worth Rs.2.5 lakh.

    YES Prosperity Edge Credit Card

    YES bank claims to provide an edge with its Prosperity Edge Credit Card. The card comes with a world of features and provides a highly rewarding experience. Individuals with an annual income of Rs.7.2 lakh or above are eligible to apply for the card. The highlights of the card are –

    • The card welcomes with a bunch of 1,500 reward points on total spends of Rs.7,500 within first 30 days.
    • Accelerated rewards on birthdays spend, online transactions, and international spends.
    • Special rate of interest on revolving credit starting at 2.99% per month.
    • Edge reward points on retail spends and PayNow registrations.
    • Golf privileges including green fee waivers, free golf lessons across select golf courses in India.
    • Complimentary lounge access through free Priority Pass Membership and MasterCard Lounge Access Programme.
    • Free insurance cover worth more than Rs.75 lakh in total.
    • Contactless technology that allows quick and secure payments.
    • EMI facilities such as Instant EMI, EMI on Call, Quick Loan, and others.

    YES Prosperity Rewards Plus Credit Card

    The YES Prosperity Rewards Plus Credit Card provides extra rewards on various transactions and also offers multiple redemption options including attractive merchandise. Those with an annual income of above Rs.5 lakh are eligible to apply for the card. The key features of the card are listed below.

    • Welcome rewards of 1,250 reward points on the total spend of Rs.5,000 within first 30 days.
    • Accelerated rewards on birthdays spend, online transactions, dining, and international spends.
    • Special rate of interest on revolving credit starting at 2.99% per month.
    • Spend Rs.3.6 lakh or more in an anniversary year and get 12,000 reward points.
    • Redeem rewards for merchandise from the exclusive catalogue and also for JP Miles.
    • Credit Shield cover to cover outstanding in case of accidental death of the primary cardholder.
    • Fuel surcharge waiver for transactions between Rs.400 and Rs.5,000.

    YES FIRST Preferred Credit Card

    The YES FIRST Preferred Credit Card is offered to the YES FIRST premium banking customers. The card provides exclusive privileges and rewards along with a rich choice for redemption. Applicants must have a net monthly income of at least Rs.2 lakh to apply for the card. The card offers –

    • Welcome rewards of 15,000 reward points on the first transaction.
    • Complimentary Priority Pass Membership with 4 free airport lounge visits.
    • Up to 25% discount on movie bookings made through BookMyShow.
    • Annual bonus reward of 20,000 points on achieving Rs.7.5 lakh spends in one anniversary year.
    • 1,000 reward points on every PayNow registration.
    • Redemption options include flight, hotel or movie ticket bookings, products from exclusive rewards catalogue, JP Miles, etc.
    • Golf privileges including green fee waivers, free golf lessons across select golf courses in India.
    • Life insurance cover worth Rs.1 crore for air accidents, Rs.25 lakh for emergency hospitalisation and credit shield cover.
    • Concierge assistance and automobile assistance service.

    YES FIRST Exclusive Credit Card

    Another card offered for YES FIRST premium banking customers is the YES FIRST Exclusive Credit Card. The card is designed for the exclusive few and provides unmatched benefits related to lifestyle, powerful rewards, and safety. Card users can experience a host of coveted premium services with the Exclusive Card. Individuals with a net monthly income of Rs.4 lakh or above are eligible to apply for the card.

    • Welcome bonus of 50,000 reward points on the first transaction and renewal benefit of 40,000 reward points on each renewal.
    • Complimentary Priority Pass Membership and unlimited lounge visit to select airports in India and abroad.
    • Free membership to TAJ InnerCircle Epicure Programme that provides dining privileges and stays at select Taj Group of Hotels.
    • 10 reward points on every Rs.100 spent on retail category and accelerated rewards for every PayNow registration.
    • Up to 25% discount on movie bookings made through BookMyShow.
    • Annual bonus reward of 25,000 points on achieving Rs.20 lakh spends in one anniversary year.
    • Golf privileges including green fee waivers, free golf lessons across select golf courses in India.
    • Life insurance cover worth Rs.3 crore for air accidents, Rs.50 lakh for emergency hospitalization and credit shield cover.
    • Concierge assistance and automobile assistance service.
    • The attractive interest rate on revolving credit starting at 1.20% per month and preferential foreign currency mark-up fee of 1.75%.

    YES Prosperity Rewards Credit Card

    Another reward credit card offered by YES Bank is the YES Prosperity Rewards Credit Card. The card provides easy and quick ways to earn reward points and also provides a variety of redemption options. Individuals whose net monthly salary is Rs.25,000 or more can apply for the card. Some key features offered by the card are listed below.

    • Welcome rewards of 1,000 reward points on the total spend of Rs.2,500 within first 30 days.
    • Accelerated rewards on birthdays spend, online transactions, dining, and international spends.
    • Special rate of interest on revolving credit starting at 2.99% per month.
    • Spend Rs.1.8 lakh or more in an anniversary year and get 10,000 reward points.
    • Redeem rewards for merchandise in the exclusive catalog and also for JPMiles.
    • Credit Shield to cover outstanding balance in case of accidental death of the primary cardholder.
    • Fuel surcharge waiver for transactions between Rs.400 and Rs.5,000.
    • Avail lifestyle benefits including discounts on dining, shopping, wellness, and others.

    YES Prosperity Cashback Credit Card

    The YES Prosperity Cashback Credit Card is one of the cashback credit cards offered by YES Bank. The card provides cash back on all the bill payments made using the card and also provides convenience and safety of cashless payments. Individuals who file income tax return of Rs.5 lakh or those with a net monthly salary of Rs.25,000 can apply for the card.

    • The Prosperity Cashback Credit Card welcomes you on-board with Rs.250 cashback on spends of Rs.2,500 within 30 days of card issuance.
    • Additional 5% cashback on movie bookings, grocery purchases, and utility bill payments. All other categories are eligible for 0.50% cashback except for fuel transactions.
    • The attractive interest rate on revolving credit starting at 2.99% per month.
    • Preferential foreign mark-up fee of 3.40%.
    • Fuel surcharge waiver on transactions above Rs.400.
    • Discounts on dining, lifestyle, wellness, and others.

    YES Prosperity Cashback Plus Credit Card

    Another cashback credit card variant is the YES Prosperity Cashback Plus Credit Card that provides cashback even on regular transactions. The eligibility to apply for the card is the same as that of Prosperity Cashback Credit Card. Let’s look at the key features.

    • Welcome rewards include Rs.250 cashback on spends of Rs.2,500 within 30 days of card issuance.
    • Additional 5% on movie bookings, grocery purchases, and utility bill payments.
    • All other categories are eligible for 0.75% cashback except for fuel transactions.
    • The attractive interest rate on revolving credit starting at 2.99% per month.
    • Preferential foreign markup fee of 3.40%.
    • Fuel surcharge waiver on transactions above Rs.400.
    • Discounts on dining, lifestyle, wellness, and others.
    • Credit shield cover against the outstanding in case of sudden demise of the primary cardmember

    YES BANK Credit Card Eligibility & Documentation

    Eligibility Criteria

    • Applicant should be in the age bracket of 21 years to 60 years.
    • Should have a fixed monthly income (Minimum income required varies from one card to another). Some cards are also issued on fixed deposits with YES Bank
    • Should have a good CIBIL credit score.
    • Should be a resident of India.

    Documents required to apply for YES BANK Credit Card

    • KYC documents such as Pan Card, ID proof and address proof
    • Latest salary slip, Form 16, Income Tax return copy as income proof

    How to apply for YES Bank Credit Cards?

    You can apply for YES Bank Credit Cards both online and offline.

    Apply online: If you wish to apply for YES Bank Credit Cards online, follow the steps mentioned below.

    • Visit YES bank’s official website at www.yesbank.in
    • Click on ‘Get A Credit Card’ option
    • You will be redirected to YES Bank online application page, where you will find the list of credit cards offered by the bank along with the features and eligibility criteria.
    • Choose the credit card you wish to apply for and click on ‘Apply Now’ button corresponding to the card.
    • A new page will appear where you need to fill the details to check your eligibility for the card as well as to apply for the same by following the instructions.

    Alternatively, you can also apply for YES Bank credit cards through BankBazaar website. BankBazaar is an authorised partner providing online application services on behalf of YES Bank. You can use the website to compare credit cards of various brands and apply for the best. Applying through BankBazaar is simple.

    • Visit bankbazaar.com
    • Click on ‘Credit Cards’
    • A list of cards will appear, from which you can see YES Bank cards by applying the ‘Bank’ filter and by selecting ‘YES Bank’
    • Once you apply the filter, a list of YES Bank cards will be displayed
    • You can choose one from the list and click on ‘Check Eligibility’ button. You need to enter some information to check your eligibility for the card.
    • Once your eligibility is confirmed, you can apply for the card on the same page by following the instructions.
    • You can upload all the required documents online. BankBazaar provides paperless processing and provides instant approval for eligible applicants within less time.

    Apply offline: Alternatively, you can also visit the nearest YES Bank branch office to apply for the credit card. You can also contact YES Bank customer care to get the details of the application process.

    YES Bank Credit Card FAQs

    1. What should I do if my card is lost or damaged?
    2. Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.

    3. Can I retain my credit card if I emigrate?
    4. Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

    5. Can I use my credit card for expenses on the internet?
    6. YES, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

    7. What do I do if my credit card is declined?
    8. In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.

    9. I want to know why interest charges are levied.

    Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am having a credit card with YES bank from last 1.9 years, there was no annual fee charged for this credit card. Offers like movie tickets are good in this credit card and also i get reward points on dining. The credit limit is sufficient in Yes bank credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 20, 2018
    • YES Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding my credit card with Yes bank , there is no annual fee they have charged me there credit limit is good which they have provided me in this card, there net banking is working very well and they provide good discount in movie tickets like up to 50% they provide discount in movie ticket.
      Was this review helpful? 2
      , new delhi
      Reviewed on Nov 16, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using the YES BANKPLATINUM credit card for a while. The limit is good, their customer support services are also good. They also offers cash back offers and reward points which is very useful if you are spending high. Overall it is a useful card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • YES Bank Credit Card
      "Easy to use"
      0.5 5.0/5 "Blown Away!"
      For past 3 months i have been using the credit card with Yes Bank. I have got a credit limit of Rs. 30000 and I'm satisfied with it. This is a life time free credit card. There is a cashback offer available in card. Online purchase offer is there in Amazon and Flipkart. I have called the customer care service and the response is best.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with YES BANK , they offered very low credit limit is just 25000 and i was expecting more than this . I am holding this card for past 1month so i am not aware about the features of this card so it is very early to comment . More than all, this card is a life time free card.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for a while and they where providing a good service. The credit limit which they had provided has been satisfactory and there has been some good offers available with the card as well, I had been using the card at shopping malls for the purchases.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 13, 2018
    • YES Bank Credit Card
      "Looking for better offer"
      0.5 4.0/5 "Great!"
      Yes bank not providing good offers, I am using the credit card around 1.5 years. But the credit limit is high and also they upgrading the credit limit on the yearly basis. The due date and billing cycle is convenient. Offers part need to be improved.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • YES Bank Credit Card
      "AVERAGE"
      0.5 2.0/5 "Expected more"
      I have applied for the credit card of YES BANK and i am using it from past three months where i am not satisfied with the services of this card added on that the application is is not user friendly to use for this bank. Unable to contact the customer service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • YES Bank Credit Card
      "Best Card to Have"
      0.5 5.0/5 "Blown Away!"
      In Terms of Security and Service Yes Banks Works Great. I am using Yes bank credit card since 2-3 years and till date all my transactions happened with ease. Also when you carry a transaction of more than 20k , the bank guys call you to check whether you have carried this transaction. I guess no other bank does this. The limit given to me is more than i expected. I am Overall Happy with this card.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2018
    • YES Bank Credit Card
      "Good Card"
      0.5 3.0/5 "Satisfactory"
      I have a limit of 30k, i have not used this card much, i am just experiencing it. The banking portal is good but not that satisfactory, it does not have a option where you can check your transaction history. I am using Yes bank credit card since one months and i hope it will serve me better in coming days.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 08, 2018
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with YES BANK , credit limit is 50000 and i am very much happy with that . I use this card for multipurpose and there is no annul fee at the time of getting there card . It is a very useful card for daily use as well. I never faced any difficulty with their services.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 08, 2018
    • YES Bank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with YES BANK , i use to get discounts o swiggy , big basket , book my show and reward points were on 100rs i point . This is best credit card for me . They offered good credit limit with this card . So far it has been very good experience with this card .
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 08, 2018
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding my credit card with Yes bank , there is no annual fee they have charged me there credit limit is good which they have provided me in this card, there net banking is working very well and they provide good discount in movie tickets like up to 50% they provide discount in movie ticket.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 01, 2018
    • YES Bank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been using the card for the last 4 years and i am happy with the services which they had provided me. The credit limit with the card has been good and sufficient and there has been good benefits with the card on online shopping. There has not been any hassle faced with their banking services so far.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 01, 2018
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using the yes Bank Credit card for a while. It is a useful card to have. They also offered me a fair limit. and Overall there hasn't been any issues with their services and it is a recommendable card to have for all your daily life needs.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 01, 2018
    • YES Bank Credit Card
      "Bad service"
      0.5 2.0/5 "Expected more"
      I have been using Yes bank credit card, i am not happy with there service they are not up to the mark and they havenâ??t charge any annual fee in this card and i am not happy with the credit limit they are providing too low and i will be stop using this card in 1-2 years.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 01, 2018
    • YES Bank Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I am having a credit card with YES bank from last 2 months, the credit card services are very good when compared to other cards. There was no annual fee charged for this credit card and i havenâ??t checked for any offers. The credit limit is fine in this credit card.
      Was this review helpful? 0
      , nellore
      Reviewed on Oct 31, 2018
    • YES Bank Credit Card
      "Excellent Service"
      0.5 4.5/5 "Excellent!"
      I had been holding this card for the past six months and i am happy with the services which they had provided me. The credit limit which they had given with the card has been satisfactory and there has been some good benefits in holding this card as well. I had been using this card for most of the purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 31, 2018
    • YES Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for a while and it has been a life time free card and the services which they had been providing so far had been good. Their customer support had been good and their internet banking services also had been convenient as well. I am happy with the credit limit which they had given with the card as well.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 31, 2018
    • YES Bank Credit Card
      "Friendly card"
      0.5 4.0/5 "Great!"
      My experience is good with Yes Bank credit card. I got a platinum card and the credit limit is good. Am happy with the customer service and the response was proper. The rate of interest was fine. It is a life time free credit card. Am using the card for multiple purpose from last 6 months.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2018
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