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  • YES BANK Credit Cards is Rated as "Excellent!" by 89 Users
    Credit Card BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 89 users

    YES BANK Credit Cards

    YES BANK, India's fourth largest private sector Bank, is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor and his highly competent top management team. Their aim to establish a high quality, customer centric, service driven, private Indian Bank which caters to the “Future Businesses of India”. YES BANK is the only Greenfield license awarded by the RBI in the last 17 years, associated with the finest pedigree investors.

    YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Finance Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. The Bank has received numerous recognitions for its world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

    The sustained growth of YES BANK is based on the key pillars of growth, trust, technology, human capital, transparency & responsible banking. As the Professionals’ Bank of India, YES BANK has exemplified ‘creating and sharing value’ for all its stakeholders, and has created a differentiated Banking Paradigm with the vision of ‘Building the Best Quality Bank of the World in India’ by 2015

    YES BANK brand vision & strategy

    YES BANK has pursued a differentiated branding strategy in line with its objective of becoming the Best Quality Bank of the World in India. The foundation of this strategy lies in the name "YES", which underlines the twin ethos of service and trust and the promise to deliver a truly delightful and unprecedented Banking experience to all customers. In the words of Rana Kapoor “The reason behind naming the Bank ‘YES BANK’ was my firm belief that our Bank's differentiation begins with its service and trust mark 'YES'. 'YES' represents our true spirit of becoming a high quality, customer centric, service driven, Indian Bank.”

    Current scenario of YES BANK

    Since its inception in 2004, YES BANK has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. Today, YES BANK has a widespread branch network of over 500 branches across 350 cities, with 1050+ ATMs and 2 National Operating Centres in Mumbai and Gurgaon. (Data as per 2014)

    YES BANK Amex credit cards

    The YES BANK credit card is one of the many services offered. YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before. There are three types of Amex credit cards which are currently being issued – The American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card and the American Express Gold Card; each one come with its own list of features and benefits.

    YES BANK Credit Card FAQs

    1. What should I do if my card is lost or damaged?
    2. Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.

    3. Can I retain my credit card if I emigrate?
    4. Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

    5. Can I use my credit card for expenses on the internet?
    6. Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

    7. What do I do if my credit card is declined?
    8. In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.

    9. How do I protect my credit card against fraud or theft?
    10. These tips are important and universal:
      • Sign your card as soon as you receive it!
      • Never give your credit-card number over the telephone unless you initiated the call.
      • Even when you place the call to a legitimate merchant, never give out your card number over a cordless phone. One common scam is when someone calls you "back" right after you place an order, claims to be from the merchant and tells you that there was a problem with your card number, so would you mind giving it to them again? The safest thing to do is to ask them to read out the number they have, and then change any incorrect numbers.
      • Ignore any credit-card offer that requires you to spend money upfront or fails to disclose the identity of the card issuer.
      • Make certain you get your card back after you make a purchase (one good habit to observe is to leave your wallet open in your hand until you have the card back). Also, make sure that you personally rip up any voided or cancelled charge slips.
      • Always keep a list of your credit cards, credit-card numbers and toll-free numbers handy, in case your card is stolen or lost.
      • Check your monthly statement to make certain all the charges are your own, and notify the card issuer of any errors or unauthorised charges immediately.
    11. I want to know why interest charges are levied.
    12. Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

    YES BANK Credit Card Eligibility & Documentation

    YES BANK Credit Card Eligibility Criteria:

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.
    • Should be a resident of India

    Documents required for getting YES BANK Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.

    YES BANK Credit Card Details

    YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before.

    Value Added benefits offered on the Cards:

    American Express Platinum Reserve Credit Card

    • Enjoy exclusive privileges on international and domestic flights and hotels
    • Pay for travel directly with your Membership Rewards Points
    • Relax with complimentary access to over 600 airport lounges around the world
    • Tee off with complimentary golf at leading golf courses in India and abroad
    • Leading Membership Rewards Programme
    • Enjoy Platinum Concierge Services 24x7 for anything that you may need - dining reservations, delivering flowers and more
    Experience the renowned American Express Platinum Service American Express Gold Card
    • Automatic enrolment into one of the most powerful programmes in the country - The Membership Rewards Programme
    • Experience the Gold Standard of Service with Zero Lost Card Liability and Online Fraud Protection

    YES BANK Credit Card Details

    Details of YES BANK Credit Card  
    Credit card maximum amount withdrawal
    from atm
    Rs.75000
    Other Accident Insurance Rs. 500000  
    Purchase Protection Rs. 25000
    Hospitalization Benefits No

    *Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support service is good YES BANK. I hold the YES BANK PROSPERITY EDGE CREDIT CARD for more than 6 months. The credit limit value is good with this YES BANK PROSPERITY EDGE CREDIT CARD and I am satisfied using it. I use this card for all kind of purchases.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 23, 2018
    • YES Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with Yes bank from last 1.5 years, i find this credit cars is very convenient to use. They did not charge any annual fee at the time of taking this credit card. I am not aware of any offers in this credit card. I have a credit limit of Rs 1 lakh which is sufficient for this credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • YES Bank Credit Card
      "Looking for Better Customer Support"
      0.5 4.0/5 "Great!"
      Its my first credit card, they are providing unique feature without any annual fee and they are good reward points and cash back on the shopping. But Yes bank IVR is not upto the mark they take long time to collect with the executive. I would like to suggest IVR system has to be improved.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • YES Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The customer support is good with Yes bank credit card department. But I was unable to get any reward points from Yes bank credit department. The rate of interest and charges is fine with Yes bank credit card department. Still it is a average service from Yes bank credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • YES Bank Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      I am not satisfied with the credit limit value from the YES bank Properity rewards plus credit card.I have got this card from my salaried account. I got this Properity rewards plus credit card for the past 3 months. The customer support service is average with the YES bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • YES Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The YES bank FIRST PREFERRED CARD is easy to use . The customer support service is good with the yes. The reward points options are really with the yes bank FIRST PREFERRED CARD , I have been using this FIRST PREFERRED CARD for more than a month. I am satisfied with the credit limit. The promotional schemes are excellent here
      Was this review helpful? 0
      , faridabad
      Reviewed on Feb 16, 2018
    • YES Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Yes bank from last 6 months, i find this credit card is very convenient to use and the services are very good in this card. They did not charge any annual fee at the time of getting this credit card. I did not get any offers in this credit card. I use mobile banking for making payments. I have a credit limit of Rs 50000 and the cash limit of Rs 15000 in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • YES Bank Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      I am not much happy with the service of Yes bank credit card team. The customer support is good. The credit limit they quoted me is very less compared to other credit service providers in the market. It is a fine experience with Yes bank credit card department.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 15, 2018
    • YES Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      The service is very good from Yes bank credit card team. I have added with 2k reward points on December 2017 which was good with Yes bank service. The customer support is good with Yes bank credit card team. The rate of interest and charges are fine with Yes bank credit card team. It is a good experience with Yes bank credit card team.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 13, 2018
    • YES Bank Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      I bank with YES Bank for the credit card and the online banking is good. The payments can be done easily and there are no hassles in the process. It is a normal card and it is acceptable everywhere. The transactions always goes through. I am okay using it.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 09, 2018
    • YES Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I bank with YES Bank for the credit card and I recently received the same. The process was not a paperless and I had to submit all the documents physically. The limit is okay and the card is a normal card for the small transactions. Process is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 09, 2018
    • YES Bank Credit Card
      "Processing time should be improved"
      0.5 3.0/5 "Satisfactory"
      YES bank credit card process is good, the way bank took is upto the mark. But I am yet to get the card, I got random call from their end for the credit card approach. YES Bank taken 25 days to approve the card but its a life time free credit card. I would like to suggest processing time should be faster.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 09, 2018
    • YES Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with Yes Bank from last 6 months, i find this credit card is very convenient to use. They did not charge any annual fee at the time of getting this credit card. I get lot of reward points in this credit card. I make my bill payments using net banking. I have a credit limit of Rs 60000 and the cash limit of Rs 13000 in this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 08, 2018
    • YES Bank Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      I own a credit card with Yes Bank for a long period. The credit card from the yes bank is really good. They also offered me good credit card. Cash back with the products of purchasing life style products are really good. Overall a good experience with the Yes Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 06, 2018
    • YES Bank Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      I am a customer for YES Bank they offered me the credit card, that card features are good same as CITI Bank. I am holding YES bank credit card for last two months, credit limit of the card is only Rs.25,000 it would be great if they upgrade the limit of the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 29, 2018
    • YES Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a salary account with YES Bank, they are providing good facilities for the credit card transaction. Customer service and the responsiveness is really great. I am pretty much happy to hold this card. Overall a great experience which I have with yes bank till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 25, 2018
    • YES Bank Credit Card
      "Good to Hold YES Bank credit card"
      0.5 4.0/5 "Great!"
      I have salary account with YES Bank, they are providing lowest rate of interest for the credit card transaction. Last one month I have been using their credit card , I got reward points for every spend but I didn't get any welcome perks. I am pretty much happy to hold this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2018
    • YES Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I do have Yes bank credit card and am using it from the last three to four months of time. I would like to say that the credit limit value is an excellent one for me with them. Online portal of the Yes bank is really easy to access.
      Was this review helpful? 0
      , greater noida
      Reviewed on Jan 23, 2018
    • YES Bank Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I have taken my credit card with Yes Bank before one month. They offered a life long free credit card. The credit limit was very less that's why I am not using the credit card. I would appreciate, if they can increase my limit. It is a master platinum reward plus card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 20, 2018
    • YES Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I am using Yes bank credit card from last 1 year, the credit card services are comparatively good. I am not using this card much and there are very limited offers in this credit card. They charged an annual fee of Rs 499 which has to be paid every year for this credit card. The credit limit is satisfactory in this credit card.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 19, 2018
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