Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • YES BANK Credit Cards is Rated as "Excellent!" by 46 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 46 users

    YES BANK Credit Cards

    YES BANK, India's fourth largest private sector Bank, is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor and his highly competent top management team. Their aim to establish a high quality, customer centric, service driven, private Indian Bank which caters to the “Future Businesses of India”. YES BANK is the only Greenfield license awarded by the RBI in the last 17 years, associated with the finest pedigree investors.

    YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Finance Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. The Bank has received numerous recognitions for its world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

    The sustained growth of YES BANK is based on the key pillars of growth, trust, technology, human capital, transparency & responsible banking. As the Professionals’ Bank of India, YES BANK has exemplified ‘creating and sharing value’ for all its stakeholders, and has created a differentiated Banking Paradigm with the vision of ‘Building the Best Quality Bank of the World in India’ by 2015

    YES BANK brand vision & strategy

    YES BANK has pursued a differentiated branding strategy in line with its objective of becoming the Best Quality Bank of the World in India. The foundation of this strategy lies in the name "YES", which underlines the twin ethos of service and trust and the promise to deliver a truly delightful and unprecedented Banking experience to all customers. In the words of Rana Kapoor “The reason behind naming the Bank ‘YES BANK’ was my firm belief that our Bank's differentiation begins with its service and trust mark 'YES'. 'YES' represents our true spirit of becoming a high quality, customer centric, service driven, Indian Bank.”

    Current scenario of YES BANK

    Since its inception in 2004, YES BANK has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. Today, YES BANK has a widespread branch network of over 500 branches across 350 cities, with 1050+ ATMs and 2 National Operating Centres in Mumbai and Gurgaon. (Data as per 2014)

    YES BANK Amex credit cards

    The YES BANK credit card is one of the many services offered. YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before. There are three types of Amex credit cards which are currently being issued – The American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card and the American Express Gold Card; each one come with its own list of features and benefits.

    YES BANK Credit Card FAQs

    1. What should I do if my card is lost or damaged?
    2. Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.

    3. Can I retain my credit card if I emigrate?
    4. Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

    5. Can I use my credit card for expenses on the internet?
    6. Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

    7. What do I do if my credit card is declined?
    8. In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.

    9. How do I protect my credit card against fraud or theft?
    10. These tips are important and universal:
      • Sign your card as soon as you receive it!
      • Never give your credit-card number over the telephone unless you initiated the call.
      • Even when you place the call to a legitimate merchant, never give out your card number over a cordless phone. One common scam is when someone calls you "back" right after you place an order, claims to be from the merchant and tells you that there was a problem with your card number, so would you mind giving it to them again? The safest thing to do is to ask them to read out the number they have, and then change any incorrect numbers.
      • Ignore any credit-card offer that requires you to spend money upfront or fails to disclose the identity of the card issuer.
      • Make certain you get your card back after you make a purchase (one good habit to observe is to leave your wallet open in your hand until you have the card back). Also, make sure that you personally rip up any voided or cancelled charge slips.
      • Always keep a list of your credit cards, credit-card numbers and toll-free numbers handy, in case your card is stolen or lost.
      • Check your monthly statement to make certain all the charges are your own, and notify the card issuer of any errors or unauthorised charges immediately.
    11. I want to know why interest charges are levied.
    12. Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

    YES BANK Credit Card Eligibility & Documentation

    YES BANK Credit Card Eligibility Criteria:

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.
    • Should be a resident of India

    Documents required for getting YES BANK Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.

    YES BANK Credit Card Details

    YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before.

    Value Added benefits offered on the Cards:

    American Express Platinum Reserve Credit Card

    • Enjoy exclusive privileges on international and domestic flights and hotels
    • Pay for travel directly with your Membership Rewards Points
    • Relax with complimentary access to over 600 airport lounges around the world
    • Tee off with complimentary golf at leading golf courses in India and abroad
    • Leading Membership Rewards Programme
    • Enjoy Platinum Concierge Services 24x7 for anything that you may need - dining reservations, delivering flowers and more
    American Express Platinum Travel Credit Card
    • Enjoy the fastest way to complimentary travel complete with flight tickets aboard IndiGo and a luxury stay at the Taj Group
    • Receive your Welcome Gift* of 5,000 Bonus Membership Rewards Points redeemable for a Rs.4,000 IndiGo voucher
    Experience the renowned American Express Platinum Service American Express Gold Card
    • Automatic enrolment into one of the most powerful programmes in the country - The Membership Rewards Programme
    • Earn 1,000 bonus Membership Rewards Points monthly for simply using your Card 4 times in a month*
    • Experience the Gold Standard of Service with Zero Lost Card Liability and Online Fraud Protection
    • Flexibility in spending with no pre-set spending limit

    YES BANK Credit Card Details

    Details of YES BANK Credit Card  
    Credit card maximum amount withdrawal
    from atm
    Rs.75000
    Other Accident Insurance Rs. 500000  
    Purchase Protection Rs. 25000
    Hospitalization Benefits No

    *Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.

    News About YES BANK Credit Card

    • Credit Card Portfolio grows to more than Rs.250 crore, claims YES Bank

      Private sector lender Yes Bank claimed that its credit card portfolio has increased to more than Rs.250 crore with 2 lakh customers within a year of entering the segment. Its retail head said that they are ahead of time with respect to achieving their goals. He also expressed confidence that the bank will be fastest to achieve 1 million credit cards mark and currently offers 10 products.

      The total size of the portfolio is more than Rs.250 crore and there are no issues with respect to asset quality. Yes Bank launched a new card recently which will only be sold to certain millionaires by invitation and will be launching a commercial banking credit card for the purpose of business’ by December.

      5th October 2017

    • Now YES Bank Credit Card users can make their purchases through “Samsung Pay”

      India’s fifth largest private sector bank, YES Bank will now be listed under “Samsung Pay” through which the customers can “tap and pay” by using a wide range of Samsung smartphones at Point of Sale (PoS) counters.

      In addition, all the Samsung Pay users will receive cashback of Rs.1,500 on their credit card usages at PoS till September 30, 2017. It is important to note that Samsung Pay adapts latest technologies that are compatible with the PoS machines such as NFC (meant for smartphones) and MST (Magnetic Secure Transmission). MST will work seamlessly with Samsung Pay as a majority of the PoS terminals in India are MST enabled.

      Samsung Pay has a reputation of being fast, simple, and secure. It can be used for almost all the in-store purchases though one cannot use it for online shopping.

      8th September 2017

    • Yes Bank to hire for its retail banking portfolio: Plans to launch credit cards in India.

      Yes Bank will be hiring aggressively for its retail banking segment and would be adding senior people to expand its retail banking section by 40%. Additionally, Yes Bank would also be launching its credit card segment in April and is currently in the process of hiring around ten candidates for the same. The Senior Executive appointments include Padhmanabhan Kumar as the COO and the Senior Group President, Neeraj Dhawan as the Group President/ Chief Risk Officer for business and retail banking segments and Rajan Pental as the Group Head - Retail Lending. Yes Bank is also planning to hire 13,000 employees to further expand its retail banking operations. Yes Bank credit card will be launched in the first quarter as part of retail banking. The bank will launch its credit cards in collaboration with MasterCard and will face competition from top institutions like Citibank, HDFC Bank and ICICI Bank.

      21st January 2016

    • The first Yes Bank credit card will be launched in June.

      Yes Bank will be issuing its first-ever credit card in June 2016, in an effort to strengthen its retail business segment. The new credit card can be availed by both Yes Bank customers and non-Yes Bank customers. WIth a customer base of 1.5 million, the bank is looking to expand its retail banking and business banking segments. Yes Bank has also been hiring on a rapid basis, with a view to consolidate the right team to support its retail division. The bank’s target would be to add 2,500 branches by 2020, helping it grow its retail loan book. Yes Bank has also made investments to improve its risk management capacities and will also target low yield and low risk business opportunities during the growth period.

      9th December 2015

    • YES BANK to hit the credit cards space

      YES BANK is contemplating entering the Indian credit card space soon and has roped in previous HDFC Bank executive Rajanish Prabhu to take charge of this as a senior leader and national head. He has worked as the regional director for CyberSource Corporation, a firm endorsed by Visa for handling e-commerce fund transfers. It introduced a new administrative system to augment corporate and commercial banking. Credit cards are being initiated in Q1 of FY17 to wholly take over the retail banking product group. The city-based bank, which commenced its operations in the year 2004, has been considering to enter the cut-throat competitive and great margin credit cards arena for over a year as of now.

      11th September 2015

    • YES BANK targets Credit Cards in 2015-16, Talks to MasterCard & RuPay

      YES BANK, India’s fourth largest private sector bank, is all set to add credit cards into its already impressive arsenal of products. This will positively come into effect from the fiscal year 2015-16. The bank is in talks with MasterCard, the go-to name when it comes to cards and online money transfers, to help initiate this offering in India and gain rapid momentum in an already competitive market. Also, the bank wants to align with RuPay- National Payments Corporation of India’s pet domestic card scheme that is rapidly gaining a foothold amongst the audience that YES BANK is targeting. The bank’s MD and CEO, Mr. Rana Kapoor, is optimistic that YES BANK will be able to boost its promising business through the disbursal of small loans via the MasterCard and RuPay cards. This, alongside the bank’s plans for rapid physical expansion in 2015-16, spells good news for Indians who could use another competent player in the fray.

      23rd February 2015

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Easy to carry"
      0.5 4.5/5 "Excellent!"
      I have taken a credit card with Yes bank. It has a good limit limit on the card to transact,they don't charge an annual fees to hold this card.The service rendered by the is good and net banking is very comfortable and simple to understand, it is the best card to use.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • YES Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the YES bank Domestic platinum chip credit card for past 5months. There no annual fee to this card, I can say I am satisfied with the credit limit. The rate of interest and the charges are nominal with this card. I would say it is a good card to use.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 14, 2017
    • YES Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got the Yes bank Platinum credit card around 6 months ago. I am satisfied with the credit limit. I use this card for petrol,purchases , mobile recharges and for other bill payments. The rate of interest and the charges are nominal with this YES bank platinum credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • YES Bank Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      I also hold a credit card with YES Bank and the banking services are good. The statements are clear and I can check my transactions online. The payments are also easy to make. The offers on the card is good and the credit limit is also to my satisfaction.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 09, 2017
    • YES Bank Credit Card
      "Fast process "
      0.5 5.0/5 "Blown Away!"
      I recently received my credit card from YES Bank. Though I have no explored on it, I happy that I got the card within three days. It was a super fast process and I had no joining fees. The credit limit is good and it is a life time free card. Excellent services overall.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 02, 2017
    • YES Bank Credit Card
      "Satisfied"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with YES bank 3 years back. The credit limit was 50,000 which is satisfactory . I hold their simply saver International card. I am getting benefits and rewards point. I have no idea about the rate of interest and charges. I am satisfied with the customer service and responsiveness.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 01, 2017
    • YES Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using Yes Bank credit card from the last 1 month, the services provided by Yes bank credit card is good when compared to all other credit cards. I used to get good offers like cash back and reward points. I normally use this credit card for shopping purpose and i am also satisfied with the line of credit which was offered to me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 30, 2017
    • YES Bank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      YES Bank is also excellent on the credit card deals and there are proper customer services from them. They are responsive and they provide the proper support as well. The limit is good and the transactions always goes through smoothly with any issues.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 29, 2017
    • YES Bank Credit Card
      "Execellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the special benefit with YES bank from their credit card. I hold the YES bank edge card for past 1 year. I use this card for all kind of purchases. I am satisfied with the credit limit. The rate of interest and the charges are nominal with this card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 27, 2017
    • YES Bank Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      The best I prefer about the credit card team at YES Bank is their customer services. When ever I contact them, they are responsive and they are supportive as well. The credit limit is decent and till date I had no hassles on the statements. The billing date is also convenient for me.
      Was this review helpful? 0
      , dholka
      Reviewed on Oct 27, 2017
    • YES Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      YES Bank has also offered me a credit card and I am okay with what ever deals and benefits I get on my card. The credit limit is good and the card is also accepted every where. The statements are clear with no hidden charges and in all it is a good experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 24, 2017
    • YES Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I hold a credit card with YES Bank and since they are new in the market, the offers are not much. It is the initial stage and am sure they would improve. There are the basic deals and the limit is okay. The services are proper and in all no major hassles.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 20, 2017
    • YES Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with YES bank 1 year back. The credit limit was 70,000 which is not satisfactory. The customer service and responses was up to the mark . I use their master International card. I have 24/7 helpline number here. I have no idea bout the charges and rate of interest .
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 15, 2017
    • YES Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have been using a credit card with YES BANK. They offered me a YES BANK Rewards Plus Credit card. I have been using this card only for the past 6 months. There are lot of reward offers given to me in this card. This credit card is free of cost and no annual fees applied to this card. Good service from YES BANK.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • YES Bank Credit Card
      "No annual charges with YES bank"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with YES Bank and there is reward points for my credit card with all my purchases.There is no annual charges with my card. The online application with yes bank is very comfortable.I can recommend this card since its flexible and convenient.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 10, 2017
    • YES Bank Credit Card
      "Extremely high on charges"
      0.5 2.0/5 "Expected more"
      It has not been a good experience with YES Bank for the credit card. The bank is very high on the charges. If I pay one rupee less the bank charges me 500 to 600 as over limit charges. I have registered a complaint and I am still following up and the bank is yet to sort out the issue.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 03, 2017
    • YES Bank Credit Card
      "The worst service from a banking provider."
      0.5 1.0/5 "Really Bad"
      I have applied for a credit on August 21st and still my application is under processing, when I checked with customer care, they don't know why it is getting delayed. The response is that, I will get a call back within 3 working days. Tired of waiting, so writing the review here, friends please don't ever dream about a better service from yes bank credit card services, seriously speaking, you will end up in despair.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 02, 2017
    • YES Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I also bank with YES Bank for a credit card and the banking services are also average, even the services and offers on the card is the same. There could be more offers and the credit limit could be enhanced. I get better deals on my other cards and expect the same from this as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 25, 2017
    • YES Bank Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I bank with YES bank for a credit card and the customer support is good. There are a lot of offers and the best is the reward points. The credit limit is also good and I am happy to bank with them for it. There is a minimal fee of 300. The transactions are also clear.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 24, 2017
    • YES Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I got this card around 10days ago. They have taken around a month time to disburse my credit card from Yes bank. The customer service need to be quick and fast from Yes bank. The rate of interest is nominal with YES Bank credit cards. I am satisfied with the credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.