Are you looking for a YES Bank credit card? Do you want to apply for a card that gives you more value for money? From dining, travel to entertainment, Yes Bank offers cards across various categories. You can compare and apply for the best YES Bank credit card here.
|YES Bank Credit Card Variant||Joining fees|
|YES Prosperity Rewards Credit Card||Rs.299|
|YES Prosperity Rewards Plus Credit Card||Rs.499|
|YES Prosperity Rewards Plus Credit Card issued against a fixed deposit||Rs.499|
|YES Prosperity Cashback Credit Card||Rs.999|
|YES Prosperity Cashback Plus Credit Card||Rs.1,499|
|YES Premia Credit Card||Rs.1,599|
|YES Prosperity Edge Credit Card||Rs.1,199|
|YES FIRST Preferred Credit Card||Rs.2,499|
|YES Prosperity Business Credit Card||Rs.2,499|
|YES First Business Credit Card||Rs.4,999|
|YES FIRST Exclusive Credit Card||Rs.9,999|
With YES Bank credit cards, you get access to lifestyle benefits, special offers, a rewards programme, and more. From airport lounge access to rewards on your dining expenses, you can add value to your expenses with a YES Bank card.
|Rewards programme||Depending on the card you have, you enjoy great rewards on an array of expenses. Whether it’s buying dining or grocery or movie tickets, you can earn points or cashback on these transactions.|
|Lifestyle benefits and privileges||Experience a world of benefits such as airport lounge access, golf course access, insurance coverage, fuel surcharge waivers, and more. Through YES Privileges, you also enjoy promotional offers on shopping, wellness, dining, travel, and more.|
|Bill payments||Use YES PayNow to pay all your utility bills through standing instructions. You can pay your mobile, telephone, rent, electricity, insurance, broadband, and gas bills. Besides the convenience, you will also earn reward points on these transactions, based on the card you have.|
|Card name||Annual fees||Renewal fees|
|YES Prosperity Edge Credit Card||Rs.1,199||Rs.1,199|
|YES Prosperity Rewards Plus Credit Card||Rs.499||Rs.499|
|YES Prosperity Rewards Plus Credit Card issued against a fixed deposit||Rs.499||Rs.499|
|YES Prosperity Rewards Credit Card||Rs.299||Rs.299|
|YES Prosperity Cashback Credit Card||Rs.999||Rs.999|
|YES Prosperity Cashback Plus Credit Card||Rs.1,499||Rs.1,499|
|YES Premia Credit Card||Rs.1,599||Rs.1,599|
|YES FIRST Preferred Credit Card||Rs.2,499||Rs.2,499|
|YES FIRST Exclusive Credit Card||Rs.9,999||Rs.9,999|
|YES First Business Credit Card||Rs.4,999||Rs.4,999|
|YES Prosperity Business Credit Card||Rs.2,499||Rs.2,499|
|Type of fees||Charges|
|Interest rate||Starts at 1.20% per month|
|Cash advance fee||2.5% or a minimum of Rs.3,000|
|Late payment fee||Rs.100 for statement balance between Rs.100 and Rs.500|
|Rs.400 for statement balance between Rs.501 and Rs.5,000|
|Rs.500 for statement balance between Rs.5,001 and Rs.20,000|
|Rs.700 for statement balance above Rs.20,001 and more|
|Interest-free period||Up to 50 days|
|Minimum Amount Due (MAD)||5% or Rs.100, whichever is higher|
|Over limit fee||2.5% of the over limit amount|
|Reward redemption fee||Rs.100 per request|
Each card may have a different set of eligibility parameters. However, below are some of the basic eligibility requirements for YES Bank cards.
Step 1: Visit the website
Step 2: Click on ‘credit cards’
Step 3: Choose a card
Step 4: Click on ‘Apply Now’
You can also check your card application status on the official YES Bank website. Follow below steps
Step 1: Visit the website
Step 2: Select the ‘Credit Card Application Status’
Step 3: Enter your mobile number and application form number
Step 4: Click on Submit
When you require immediate funds, you can opt for a Quick Loan on your YES Bank card. You can use this loan for medical emergencies, education, travel, or other needs. The loan amount disbursed is within the credit limit of your card. However, this service is only available for select cardholders.
You get low interest rates, low processing fees, and tenure options up to 24 months. This loan doesn’t require a guarantor or a post-dated cheque.
There are several ways you can pay your YES Bank card bill every month. Listed below are some options you can consider:
You can get in touch with the YES Bank credit card customer care for all your queries. Below are some channels you can choose from:
|Electronic items||You can buy an electronic product of your choice with your reward points. This could be either smartphones from various brands or other devices.|
|Gift cards and vouchers||Buy yourself a voucher or gift someone a card with your reward points. You have a wide range of options to choose from, whether it’s shopping or wellness related.|
|Air miles||You can also redeem your reward points for air miles from the JetPrivilege frequent flyer programme. You will have to be a JetPrivilege member to convert your points to JPMiles.|
You will have to contact the bank’s customer care department or send written communication to the bank, requesting for credit card closure.
You can check the balance on your YES Bank Credit Card through the net banking portal or by calling 1800 103 1212.
You can also call YES Bank credit card customer care by dialling 1800 103 1212 to know the credit limit on the card. The monthly statement of your credit card also has the credit limit mentioned in it.
Yes, you can use the YES Bank credit card and withdraw cash from the ATMs.
Visit the website, www.yesbank.in/credit-card-application-status and type in your 13-digit unique application reference number. You can also call 1800 103 1212.
You can use the YES Bank net banking and YES Bank mobile banking facility to pay the credit card bill. You can also go to the bank and write out a cheque for the same.
You can set the PIN for your YES Bank credit card by logging in to your net banking account and clicking on the ‘Credit Card’ tab on the top of the screen. You would be directed to a page where all your registered credit cards would be listed.
Yes, there is one card issued against a fixed deposit— YES Prosperity Rewards Plus Card. You will require a minimum deposit amount of Rs.50,000 with the bank to be eligible.
Depending on the card you apply for, the things you receive in the kit may vary. For example, if you have applied for a consumer card, you will get:
Yes, you can. You will have to visit YES Bank’s official website to create your 3D Secure Password. It gets activated on your card as soon as the bank confirms the registration. You can then proceed to shop online with your card securely.
You can either shop on participating online stores that have the MasterCard SecureCode mark or take a look at the latest list of participating merchants.
If you have a YES First Card, contact:
You can also send an email to firstname.lastname@example.org.
If you have a YES Prosperity Card, contact:
You can also drop an email at email@example.com.
YES BANK Tower,
IFC – 2, 15th Floor,
Senapati Bapat Marg,
Mumbai - 400 013
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