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  • YES BANK Credit Cards is Rated as "Excellent!" by 148 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 148 users

    YES BANK Credit Cards

    YES BANK, India's fourth largest private sector Bank, is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor and his highly competent top management team. Their aim to establish a high quality, customer centric, service driven, private Indian Bank which caters to the “Future Businesses of India”. YES BANK is the only Greenfield license awarded by the RBI in the last 17 years, associated with the finest pedigree investors.

    YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Finance Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. The Bank has received numerous recognitions for its world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

    The sustained growth of YES BANK is based on the key pillars of growth, trust, technology, human capital, transparency & responsible banking. As the Professionals’ Bank of India, YES BANK has exemplified ‘creating and sharing value’ for all its stakeholders, and has created a differentiated Banking Paradigm with the vision of ‘Building the Best Quality Bank of the World in India’ by 2015

    YES BANK brand vision & strategy

    YES BANK has pursued a differentiated branding strategy in line with its objective of becoming the Best Quality Bank of the World in India. The foundation of this strategy lies in the name "YES", which underlines the twin ethos of service and trust and the promise to deliver a truly delightful and unprecedented Banking experience to all customers. In the words of Rana Kapoor “The reason behind naming the Bank ‘YES BANK’ was my firm belief that our Bank's differentiation begins with its service and trust mark 'YES'. 'YES' represents our true spirit of becoming a high quality, customer centric, service driven, Indian Bank.”

    Current scenario of YES BANK

    Since its inception in 2004, YES BANK has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. Today, YES BANK has a widespread branch network of over 500 branches across 350 cities, with 1050+ ATMs and 2 National Operating Centres in Mumbai and Gurgaon. (Data as per 2014)

    YES BANK Amex credit cards

    The YES BANK credit card is one of the many services offered. YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before. There are three types of Amex credit cards which are currently being issued – The American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card and the American Express Gold Card; each one come with its own list of features and benefits.

    YES BANK Credit Card FAQs

    1. What should I do if my card is lost or damaged?
    2. Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.

    3. Can I retain my credit card if I emigrate?
    4. Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

    5. Can I use my credit card for expenses on the internet?
    6. Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

    7. What do I do if my credit card is declined?
    8. In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.

    9. How do I protect my credit card against fraud or theft?
    10. These tips are important and universal:
      • Sign your card as soon as you receive it!
      • Never give your credit-card number over the telephone unless you initiated the call.
      • Even when you place the call to a legitimate merchant, never give out your card number over a cordless phone. One common scam is when someone calls you "back" right after you place an order, claims to be from the merchant and tells you that there was a problem with your card number, so would you mind giving it to them again? The safest thing to do is to ask them to read out the number they have, and then change any incorrect numbers.
      • Ignore any credit-card offer that requires you to spend money upfront or fails to disclose the identity of the card issuer.
      • Make certain you get your card back after you make a purchase (one good habit to observe is to leave your wallet open in your hand until you have the card back). Also, make sure that you personally rip up any voided or cancelled charge slips.
      • Always keep a list of your credit cards, credit-card numbers and toll-free numbers handy, in case your card is stolen or lost.
      • Check your monthly statement to make certain all the charges are your own, and notify the card issuer of any errors or unauthorised charges immediately.
    11. I want to know why interest charges are levied.
    12. Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

    YES BANK Credit Card Eligibility & Documentation

    YES BANK Credit Card Eligibility Criteria:

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.
    • Should be a resident of India

    Documents required for getting YES BANK Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.

    YES BANK Credit Card Details

    YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before.

    Value Added benefits offered on the Cards:

    American Express Platinum Reserve Credit Card

    • Enjoy exclusive privileges on international and domestic flights and hotels
    • Pay for travel directly with your Membership Rewards Points
    • Relax with complimentary access to over 600 airport lounges around the world
    • Tee off with complimentary golf at leading golf courses in India and abroad
    • Leading Membership Rewards Programme
    • Enjoy Platinum Concierge Services 24x7 for anything that you may need - dining reservations, delivering flowers and more
    Experience the renowned American Express Platinum Service American Express Gold Card
    • Automatic enrolment into one of the most powerful programmes in the country - The Membership Rewards Programme
    • Experience the Gold Standard of Service with Zero Lost Card Liability and Online Fraud Protection

    YES BANK Credit Card Details

    Details of YES BANK Credit Card  
    Credit card maximum amount withdrawal
    from atm
    Rs.75000
    Other Accident Insurance Rs. 500000  
    Purchase Protection Rs. 25000
    Hospitalization Benefits No

    *Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Worst"
      0.5 0.5/5 "Unacceptable"
      I have paid 50 paisa less in a month bill , they charged me 700 Rs in the next month bill as a fine ...pathetic ..no credit card companies in india doing this , you cannot have offers like how other credit card companies doing ..better buy credit card with some reputed bankers
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 13, 2018
    • YES Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the yes Bank Credit card for a while. It is a useful card to have. They also offered me a fair limit. Overall there hasn't been any issues with their services and it is a recommendable card to have for all your daily life needs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2018
    • YES Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the YES BANK Credit card for a while. Their Reward points can be redeemed for Amazon Gift vouchers which is a cool option. They also offered me a very good limit. Overall it has been a very good experience with the Yes Bank card and their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 07, 2018
    • YES Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I would like to say YES bank credit card dint provided any such benefits according to the offers. Its the life time free credit card, also I request them to come up with more offers. Customer service is okay one for me with the YES bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 07, 2018
    • YES Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am having the Yes bank credit card from the last one year of time. Customer service is very excellent. Credit limit value is around 1.5 lakh Rupees. I would like to say that the online portal of the Yes bank credit card is very easy to access.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 06, 2018
    • YES Bank Credit Card
      "Very good service"
      0.5 4.0/5 "Great!"
      I have been holding this card for the last 3-4 months, the services which they had been providing so far had been very good. But the offers has been less than the other cards which i am holding. But they had provided with a good credit limit and their customer support has been good as far as the experience.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 05, 2018
    • YES Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      Got the yes bank domestic platinum chip credit credit card and I am using this card for purchases, shopping , online shopping and for the other major usages. The benefits are available in this card and i am satisfied with the credit limit value .
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 04, 2018
    • YES Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the YES BANK First credit card for a while. The limit is good, their customer support services are also good. They also offers cash back offers and reward points which is very useful if you're spending high. Overall it is a useful card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 02, 2018
    • YES Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      Using the Yes bank Domestic platinum chip credit card for more than a month time. The customer support service and the response is good with the Yes bank, they give better service to the customers. The credit limit value is better with this card and I am happy with it.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 01, 2018
    • YES Bank Credit Card
      "Yet to experience the card. "
      0.5 5.0/5 "Blown Away!"
      I have not interacted with their customer care so far. It is a life time free card. I used to get all the benefits. It is accepted all over the world. It is accepted by all the major outlets, food outlet restaurants. I have not done any online transaction. I have not used the card much.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 31, 2018
    • YES Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      Yes bank provides best services on credit card when compared to all other credit cards. I am using this credit card from last 3 years and there was no annual fee charged for this credit card. I am happy with the credit limit in this credit card and i did not much benefits on this card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 29, 2018
    • YES Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this account for the last couple of months and it has been an average service which they have been providing so far in this card. It can not be said as an excellent service. The benefits with the card had been okay, which should be improved. I have been using this card for shopping and other purchases.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2018
    • YES Bank Credit Card
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the yes Bank Prosperity rewards credit card for a while. This card has not got any exceptional offers or rewards. This is just like any other cards you can find in the market. Overall I never had any issues with the card and its features.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • YES Bank Credit Card
      "Not satisfactory service"
      0.5 1.0/5 "Really Bad"
      The credit limit which they have provided me with card is not much satisfactory, and i am expecting it to be increased in the near future. The services had not been up to the mark and i have faced some issues in the services at times. The benefits which they had been provided with the card was okay and i can not say it has been the best.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • YES Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using YES bank credit card from more than 2 years, the credit card services are better than other credit cards. There is no annual fee charged for this credit card and the credit limit is sufficient in this card. Offers like cash back and reward points are very good and net banking is easy to make bill payments.
      Was this review helpful? 0
      , delhi
      Reviewed on May 17, 2018
    • YES Bank Credit Card
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have been holding this card for the last 6 months, the services which they have been providing so far had been good. the credit limit and the plan and benefits had been good but a little less compared with the other card which i am using. I have not yet started using the card frequently.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2018
    • YES Bank Credit Card
      "BEST"
      0.5 4.0/5 "Great!"
      The best ever banking i have experienced and the best ever service that i have experienced. I started using this card from 3 months back, yes i do get my reward points in my card and i have not yet redeemed it and i get none of the offers in my card.I use this card for multiple purpose. I am not satisfied with the limit.
      Was this review helpful? 0
      , chennai
      Reviewed on May 10, 2018
    • YES Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      Yes bank provides average services on credit card when compared to other credit cards. There is no annual fee charged for this card and i am happy with the credit limit in this card. I am not getting much benefits on this credit cards and i get buy 1 get1 movie tickets on this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • YES Bank Credit Card
      "Very Good Card"
      0.5 4.5/5 "Excellent!"
      Movie Booking tickets offer available only on Saturday but i can able to utilize it. If I'm using Rs. 25000 and they will give cash back of Rs. 5000 reward points. They will send these kind of offers to selected customers. Rewards and cash back are the good things in this card. I have got Rs. 90000 as my Credit limit and I'm not satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 09, 2018
    • YES Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      YES Bank Prosperity provides a great rewards on online transaction other thing they provide the EMI option. Customer service is also good. Online net banking is ok. They provide only important details. I have not redeemed my points. Annual Payment of Rs. 500 from the 2nd year
      Was this review helpful? 0
      , new delhi
      Reviewed on May 03, 2018
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