Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    YES BANK Credit Cards

    If you are planning to apply for a Yes Bank credit card, compare various cards the bank offers here. Some of the most popular credit cards the bank offers are Yes First Preferred Credit Card, PREMIA Credit Card, and Prosperity Edge Credit Card.

    We found 6 YES BANK Credit Cards
    Card
    1st Year Fee
    Rewards
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    Rs.1000 Amazon Voucher
    What you'll love
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    Rs.750 Amazon Voucher
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    Rs.500 Amazon Voucher
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    Rs.500 Amazon Voucher
    What you'll love
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    Rs.750 Amazon Voucher
    What you'll love
    Documents
    You'll also love
    Fee details
    0
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher
    What you'll love
    Documents
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    Fee details
    YES BANK Credit Cards is Rated as "Excellent!" by 361 Users

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    Credit Card BYTES FROM OUR KITCHEN

    YES Bank credit cards offer some of the best features and premium lifestyle privileges. The reward points program and the redemption choices that these cards are loaded with would give you a sheer delight in using them.

    Top 5 Credit Cards Offered By Yes Bank In 2019

    For your convenience, we have listed the top 5 YES Bank credit cards which come with a list of privileges and benefits. Their annual fee, category, primary features, etc, have also been listed so that you can choose the one that fits all your needs.

    (*Since BankBazaar is an official partner of YES Bank, you can apply for any of the following cards)

    YES Bank Credit Card Variant Annual Fee Category
    YES First Preferred Credit Card Rs.0 Premium lifestyle
    YES Premia Credit Card Rs.0 Premium lifestyle
    YES Prosperity Reward Plus Credit Card Rs.0 Rewards
    YES Prosperity Edge Credit Card Rs.0 Lifestyle
    YES FIRST Exclusive Credit Card Rs.10,000 Premium lifestyle

    Features And Benefits Offered By The Top 5 Yes Bank Credit Cards

    YES First Preferred Credit Card

    Key Highlights: Comes with tempting welcome benefits and reward points programs. You would enjoy some of the best lifestyle privileges like travel, dining, wellness, and dedicated concierge services.

    Joining Fee: NIL

    Renewal Fee: NIL

    Joining Bonus: 15,000 reward points on the first transaction carried out within first 90 days of the card set up.

    Features and benefits:

    • 20,000 bonus reward points on spending over Rs.7.5 lakh in an anniversary year and 1000 points on each renewal.
    • 12 complimentary golf lessons per year at select Indian golf courses.
    • Complimentary Priority Pass Membership with 4 complimentary visits to airport lounges per year.
    • 25% off on movie tickets booked on BookMyShow.
    • Attractive dining deals from Swiggy, EazyDiner, Zomato, and Yes Culinary Experiences.

    Rewards redemption options: Reward points can be redeemed against flight, hotel, and movie ticket bookings (1 RP = Rs.0.25) or JPMiles (4RP = 1 JPMile) or an exclusive list of products.

    Suitable for: Individuals looking for the best of lifestyle privileges on their credit cards.

    Eligibility to apply for the YES First Preferred Credit Card

    Age 21 to 60 years
    Employment status Salaried or Self Employed
    Income (salaried individuals) Rs.2 lakh per month
    Income (self-employed individuals) Minimum income tax return of Rs.24 lakh
    Others Fixed deposit of at least Rs.3 lakh with YES Bank

    YES Premia Credit Card

    Key Highlights: Gives you accelerated reward points on retail spends and on categories like supermarkets, dining, and groceries. You would also enjoy the benefits of a fuel surcharge waiver, comprehensive insurance coverage, and multiple lifestyle privileges.

    Joining Fee: NIL

    Renewal Fee: NIL

    Features and benefits:

    • 4 Reward points for every Rs.100 spent on retail and 5 reward points for every Rs.100 spent on supermarkets, dining, and groceries.
    • Insurance coverage of Rs.2.5 lakh in case of accidental death.
    • Fuel surcharge waiver for transactions between Rs.400 and Rs.5,000 across all fuel stations in India.
    • Complimentary access to airport lounges through the Complimentary Priority Pass Membership.
    • 12 complimentary golf lessons per year at select Indian golf courses.

    Rewards redemption options: Reward points can be redeemed against flight, hotel, and movie ticket bookings (1 RP = Rs.0.25) or JPMiles (4RP = 1 JPMile) or an exclusive list of products.

    Suitable for: Individuals looking for the best of lifestyle privileges on their credit card.

    Eligibility to apply for the YES Premia Credit Card

    Age 21 to 60 years
    Employment status Salaried or Self Employed
    Income (salaried individuals) Rs.1.20 lakh per month
    Income (self-employed individuals) Minimum income tax return of Rs.15 lakh

    YES Prosperity Reward Plus Credit Card

    Key Highlights: Loaded with an attractive set of reward points program that can be availed on diverse categories. Enjoy the best of privileges with special concierge services and deals across other lifestyle choices.

    Joining Fee: NIL

    Renewal Fee: NIL

    Joining Bonus: 1,250 reward points on spending Rs.5,000 within the first 30 days of the card set up.

    Features and benefits:

    • 5 reward points on every Rs.100 spent on birthday spends and 4 reward points on every Rs.100 spent on international purchases (POS and e-commerce).
    • 3 reward points on every Rs.100 spent on online and dining categories and 2 reward points on every Rs.100 spent on other retail purchases.
    • 100 reward points on carrying out 4 transactions of at least Rs.500 within the statement cycle (only for the first 6 statement cycles).
    • Special deals on categories like wellness, dining, travel, shopping, etc., in select cities.
    • Insurance cover in the case of accidental death of the primary cardholder.
    • Fuel surcharge waiver on transactions between Rs.400 and Rs.5,000 across all fuel stations in India.

    Rewards redemption options: Reward points can be redeemed against JPMiles (4RP = 1 JPMile) or an exclusive list of products.

    Suitable for: Individuals who spend mostly on retail and online purchases with their credit card.

    Eligibility to apply for the YES Prosperity Reward Plus Credit Card

    Age 21 to 60 years
    Employment status Salaried or Self Employed
    Income (salaried individuals) Rs.25,000 per month
    Income (self-employed individuals) Minimum income tax return of Rs.5 lakh
    Others This card is also available against a fixed deposit with YES Bank

    YES Prosperity Edge Credit Card

    Key Highlights: This card is loaded with a tempting reward points program and rich redemption options. You also enjoy fuel surcharge waiver and multiple deals on categories like dining, shopping, wellness, etc.

    Joining Fee: NIL

    Renewal Fee: NIL

    Joining Bonus: 1,500 reward points on spending Rs.7,500 within the first 30 days of the card set up.

    Features and benefits:

    • 6 reward points on every Rs.100 spent on retail purchases on your birthday and 5 reward points on every Rs.100 spent on international purchases (POS and e-commerce).
    • 4 reward points on every Rs.100 spent on online purchases and 3 reward points on every Rs.100 spent on other retail purchases.
    • Life insurance coverage of Rs.50 lakh for death due to air accidents and medical insurance of Rs.15 lakhs for emergency hospitalization when travelling abroad.
    • Fuel surcharge waiver for transactions between Rs.400 and Rs.5,000 across all fuel stations in India
    • 12 complimentary golf lesson per year at select Indian golf courses through the MasterCard World Golf Programme.

    Rewards redemption options: Reward points can be redeemed against flight, hotel, and movie ticket bookings (1 RP = Rs.0.25) or JPMiles (4RP = 1 JPMile) or an exclusive list of products.

    Suitable for: Individuals who frequently spend on online and offline purchases with their credit card.

    Eligibility to apply for the YES Prosperity Edge Credit Card

    Age 21 to 60 years
    Employment status Salaried or Self Employed
    Income (salaried individuals) Rs.60,000 per month
    Income (self-employed individuals) Minimum income tax return of Rs.7.20 lakh

    YES FIRST Exclusive Credit Card

    Key Highlights: This special card gives you special privileges on dining and stay at Taj Group of Hotels. Enjoy the reliable concierge services and a number of other premium facilities with the card.

    Joining Fee: NIL

    Renewal Fee: Rs.10,000

    Joining Bonus: 50,000 reward points on the first transaction carried out within the first 90 days of the card set up.

    Features and benefits:

    • 10 reward points on every Rs.100 spent on retail purchases.
    • Complimentary membership of Taj InnerCircle Epicure and dining and stay at select hotels of the Taj Group.
    • Unlimited complimentary visits to lounges through the complimentary Priority Pass Membership.
    • Life insurance coverage of Rs.3 crore for death due to air accidents and medical insurance of Rs.50 lakhs for emergency hospitalization when travelling abroad.
    • A host of concierge services like car, hotel, entertainment tickets, and travel booking assistance and many more.

    Rewards redemption options: Reward points can be redeemed against flight, hotel, and movie ticket bookings (1 RP = Rs.0.25) or JPMiles (4RP = 1 JPMile) or an exclusive list of products.

    Suitable for: Individuals looking for the best of lifestyle privileges on their credit card.

    Eligibility to apply for the YES FIRST Exclusive Credit Card

    Age 21 to 60 years
    Employment status Salaried or Self Employed
    Income (salaried individuals) Rs.4 lakh per month
    Income (self-employed individuals) Minimum income tax return of Rs.50 lakh

    Check Eligibility For YES Bank Credit Cards Online

    You can check your eligibility for any of these credit cards on the BankBazaar website. To do so, perform the following steps:

    • Visit bankbazaar.com and there you would see the list of the credit cards you can apply for.
    • Click the ' Check Eligibility ' button that you see against your desired card and answer the questions that follow.

    Documents Required To Apply For YES Bank Credit Cards

    Identity Proof Any one of the following

    • Passport
    • PAN Card
    • Aadhaar card
    • Driving license
    Address proof Any one of the following

    • Passport
    • Electricity bill
    • Landline telephone bill
    • Ration card
    Income proof (For salaried)
    • Latest payslip
    Income proof (For self-employed)
    • Recent IT Return
    Others
    • Form 60 or a copy of your PAN card
    • Photograph

    The above is an indicative list and the actual list of documents may vary from case to case. Once you decide on a card, you can call the bank to confirm the exact list of documents to be submitted.

    How To Apply For A Yes Bank Credit Card

    Except for the YES FIRST Exclusive Credit Card, you can apply for any of these top YES Bank credit cards on the BankBazaar website. Here you can apply for the desired card and upload all the required documents for rapid processing of your application.

    On applying for the cards on BankBazaar.com , you enjoy the following privileges:

    • Check your CIBIL score for free
    • Instant eligibility check for any of the cards
    • Instant approval if you are an eligible applicant
    • Paperless and fast processing
    • Gift vouchers

    To apply, follow the steps mentioned below:

    • As you are on the YES Bank credit cards page, click the ' Check Eligibility ' button.
    • Answer the set of questions that follow to verify your eligibility for the particular card.
    • Next, you will be redirected to the application page where you have to enter the required information and click 'Submit'.
    • Then you will have to upload the required documents and click 'Submit'.

    On successfully submitting the application and the documents, an acknowledgment message with your application ID would be sent to you. You can use this ID to check the status of your application by clicking ' Track Application '.

    *To apply for the YES FIRST Exclusive Credit Card, you have to visit YES Bank credit cards official website.

    Reward Points On The Top 5 Yes Bank Credit Cards

    As already mentioned under each card, you get multiple opportunities to earn rewards points across various categories using your YES Bank credit card. These categories include popular sections like dining, shopping, and travel.

    You also get a host of attractive option to redeem the accrued points. The following table lists the reward points offered by the top 5 credit cards from YES Bank.

    YES Bank Credit Card Variant Regular reward points earned on every Rs.100 spent Accelerated/milestone reward points
    YES First Preferred Credit Card 8 reward points on all retail spends
    • 1,000 reward points on every YES PayNow registration.

    • 20,000 bonus reward points on annual spends of Rs.7.5 lakhs or more.
    YES Premia Credit Card 4 reward points on all retail spends
    • 5 reward points on every Rs.100 spent on supermarkets, groceries, and dining.

    • 750 reward points on every YES PayNow registration.
    YES Prosperity Reward Plus Credit Card 2 reward points on all retail spends.
    • 3 reward points on every Rs.100 spent on dining and online spends.
    • 4 reward points on every Rs.100 on international spends.

    • 5 reward points on every Rs.100 on birthday spends.

    • 500 reward points on every YES PayNow registration.
    YES Prosperity Edge Credit Card 3 reward points on all retail spends.
    • 6, 5, and 4 reward points on every Rs.100 spent on birthday, international, and online spends respectively.

    • 500 reward points on every YES PayNow registration.
    YES FIRST Exclusive Credit Card 10 reward points on all retail spends.
    • 25,000 bonus reward points on annual spends of Rs.20 lakhs or more.

    • 1,000 reward points on every YES PayNow registration.

    *YES PayNow is a facility that allows you to initiate a standing instruction on your credit card for paying your monthly utility bills

    Other Credit Cards From Yes Bank

    Here are some of the other top credit cards from YES Bank. Since these cards are not offered by BankBazaar, you need to visit the official YES Bank credit cards website to apply for them.

    YES Bank Credit Card Variant Annual Fee Category
    YES Prosperity Rewards Credit CardRs.250 Rewards
    YES Prosperity Cashback Plus Credit Card Rs.1,500 Cashback
    YES Prosperity Cashback Credit Card Rs.1,000 Cashback

    YES Prosperity Rewards Credit Card

    Another reward credit card offered by YES Bank is the YES Prosperity Rewards Credit Card. The card provides easy and quick ways to earn reward points and also provides a variety of redemption options. Individuals whose net monthly salary is Rs.25,000 or more can apply for the card. Some key features offered by the card are listed below.

    • Welcome rewards of 1,000 reward points on the total spend of Rs.2,500 within first 30 days.
    • Accelerated rewards on birthdays spend, online transactions, dining, and international spends.
    • Special rate of interest on revolving credit starting at 2.99% per month.
    • Spend Rs.1.8 lakh or more in an anniversary year and get 10,000 reward points.
    • Redeem rewards for merchandise in the exclusive catalog and also for JPMiles.
    • Credit Shield to cover outstanding balance in case of accidental death of the primary cardholder.
    • Fuel surcharge waiver for transactions between Rs.400 and Rs.5,000.
    • Avail lifestyle benefits including discounts on dining, shopping, wellness, and others.

    YES Prosperity Cashback Credit Card

    The YES Prosperity Cashback Credit Card is one of the cashback credit cards offered by YES Bank. The card provides cash back on all the bill payments made using the card and also provides convenience and safety of cashless payments. Individuals who file an income tax return of Rs.5 lakh or those with a net monthly salary of Rs.25,000 can apply for the card.

    • The Prosperity Cashback Credit Card welcomes you on-board with Rs.250 cashback on spends of Rs.2,500 within 30 days of card issuance.
    • Additional 5% cash back on movie bookings, grocery purchases, and utility bill payments. All other categories are eligible for 0.50% cashback except for fuel transactions.
    • The attractive interest rate on revolving credit starting at 2.99% per month.
    • Preferential foreign mark-up fee of 3.40%.
    • Fuel surcharge waiver on transactions above Rs.400.
    • Discounts on dining, lifestyle, wellness, and others.

    YES Prosperity Cashback Plus Credit Card

    Another cashback credit card variant is the YES Prosperity Cashback Plus Credit Card that provides cashback even on regular transactions. The eligibility to apply for the card is the same as that of Prosperity Cashback Credit Card. Let's look at the key features.

    • Welcome rewards include Rs.250 cashback on spends of Rs.2,500 within 30 days of card issuance.
    • Additional 5% on movie bookings, grocery purchases, and utility bill payments.
    • All other categories are eligible for 0.75% cashback except for fuel transactions.
    • The attractive interest rate on revolving credit starting at 2.99% per month.
    • Preferential foreign markup fee of 3.40%.
    • Fuel surcharge waiver on transactions above Rs.400.
    • Discounts on dining, lifestyle, wellness, and others.
    • Credit shield cover against the outstanding in case of sudden demise of the primary cardmember

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Satisfactory with the EMI options"
      0.5 5.0/5 "Blown Away!"
      I am pretty happy with the YES Bank for the credit card. I have a credit limit of 96K and the emi conversion is good. If I do a transaction for more than 5K, I immediately receive a call checking if I want to convert the transactions to EMI and if I want to convert to 3 to 6 moths. The best is the reward points wont expire.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • YES Bank Credit Card
      "Deals are good"
      0.5 4.5/5 "Excellent!"
      YES bank is also doing good in the credit card offers. The customer services and response is good and there are no issues in the process. The credit limit is also fine and the card is acceptable every where The statements are also clear and on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 12, 2019
    • YES Bank Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      I am using this card for a while and the experience with them has not been that good. The credit limit with this card has been sufficient and there has been some benefits with this card as well. But the late payment charges and the GST charges has been very high and there has been some annual charges with this card as well.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 11, 2019
    • YES Bank Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I am using this card for the last couple of years and the services which they had provided has been quite good. The credit limit with this card has been satisfied and there has been some benefits as well. I am using this card for shopping and all other purchases.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • YES Bank Credit Card
      "Best Card"
      0.5 4.5/5 "Excellent!"
      I am using Yes Bank credit card from the past one year and i have got a very good limit here. Its 6 laks limit yes bank has provided me . I am happy with the service and they keep me updated of the offers they have. I am happy with the overall services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 11, 2019
    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It has been one of the best card among all the cards which i am using. The credit limit which they had given with this card has been sufficient and there has been some good benefits in holding this card as well. It has been a life time free card as well. I am using this card for all sort of purposes.
      Was this review helpful? 1
      , greater noida
      Reviewed on Jan 10, 2019
    • YES Bank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for almost six years and their services has been good. They had given me with a good credit limit and there has also been some good benefits in holding this card as well. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 10, 2019
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding my credit card with Yes bank , there is no annual fee they have charged me there credit limit is good which they have provided me in this card, there net banking is working very well and they provide good discount in movie tickets , overall service is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 08, 2019
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I do have a credit card with YES BANK now its been almost 6 to 8 months. It a good experience and the credit limit was better. The helpline number was provided and easy to reach the customer service. I have seen the interest rate but not experienced because am making the payment on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 08, 2019
    • YES Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      Am happy with the service and the offers which was offered by Yes Bank. I never contacted the customer service for any reason. I am using the credit card for past 3 years. I am getting mostly reward points and sometimes cash back offers. I am using the card for multi purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 08, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with YES BANK. I am holding this card for past 6 month . The credit limit which they offer is too low initially while getting the card they said something limit but they have not given what they promise . I use this card for multipurpose .
      Was this review helpful? 2
      , new delhi
      Reviewed on Jan 08, 2019
    • YES Bank Credit Card
      "Pathetic service"
      0.5 1.0/5 "Really Bad"
      I have been using Yes bank credit card ,i am not happy with there service, there service was pathetic, like i have asked for yes bank exclusive credit card but they have given me yes bank preference card, and they have said me that they will be giving me 8,00,000-10,00,000 as credit limit, but they have given me just 80,000 as limit, i have complained to customer service they have not taken any action on that, there was no follow up even, now i want to cancel this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 06, 2019
    • YES Bank Credit Card
      "Looking for better interest"
      0.5 5.0/5 "Blown Away!"
      I taken the YES bank credit card through online channel, the approach is good. I got the card on time, they are quoting very high interest for the minimum amount due hence I paid entire outstanding , it would be great if they reduce the interest rate.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 05, 2019
    • YES Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with YES bank from last 1.5 years, there was no annual fee charged for this credit card. Offers like reward points are good in this credit card and it is useful. I am happy with the credit limit provided by Yes bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 03, 2019
    • YES Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using YES bank credit card from last 2 years, the credit limit is sufficient in YES bank credit card. Reward points are good in this card but i am unable to redeem the points. I am happy with the credit limit provided by YES bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 02, 2019
    • YES Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I have a credit card with YES bank from last 1 year, there was no annual fee charged for this credit card. Offers like reward points are good and the value is also good. I am happy with the credit limit provided by YES bank credit card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 02, 2019
    • YES Bank Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I am using YES bank credit card from last 1 month, there was no annual fee charged for this credit card. The credit limit is less when compared to other credit cards. There is an EMI conversion offer for this credit card and i use net banking to make payments.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 02, 2019
    • YES Bank Credit Card
      "Yet to experience the Card"
      0.5 4.0/5 "Great!"
      Recently i have applied the credit card from YES bank. I have received a call from yes bank people. In yes bank, there is cashback offers on reliance. This is a free of cost card. I get a 2 movie tickets. I heard about all the offers and I'm really excited about it. The collection executive came to my place and collected all my documents.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 02, 2019
    • YES Bank Credit Card
      "Need to improve a lot."
      0.5 3.0/5 "Satisfactory"
      I'm very new to YES bank credit card since I'm using for 1 month. They are on the trail base in credit card sector. They have to improve on their documentation and customer care. The documentation process is not much simple and i cannot able to track about the application status in their website.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 02, 2019
    • YES Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding my credit card with Yes bank , there is no annual fee they have charged me there credit limit is good which they have provided me in this card, there net banking is working very well and they provide good discount and offers in maximum products.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 02, 2019
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