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  • YES BANK Credit Cards is Rated as "Excellent!" by 122 Users

    Fees & Charges

    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN
    rated 4.5/5.0 by 122 users

    YES BANK Credit Cards

    YES BANK, India's fourth largest private sector Bank, is an outcome of the professional entrepreneurship of its Founder, Rana Kapoor and his highly competent top management team. Their aim to establish a high quality, customer centric, service driven, private Indian Bank which caters to the “Future Businesses of India”. YES BANK is the only Greenfield license awarded by the RBI in the last 17 years, associated with the finest pedigree investors.

    YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Finance Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. The Bank has received numerous recognitions for its world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

    The sustained growth of YES BANK is based on the key pillars of growth, trust, technology, human capital, transparency & responsible banking. As the Professionals’ Bank of India, YES BANK has exemplified ‘creating and sharing value’ for all its stakeholders, and has created a differentiated Banking Paradigm with the vision of ‘Building the Best Quality Bank of the World in India’ by 2015

    YES BANK brand vision & strategy

    YES BANK has pursued a differentiated branding strategy in line with its objective of becoming the Best Quality Bank of the World in India. The foundation of this strategy lies in the name "YES", which underlines the twin ethos of service and trust and the promise to deliver a truly delightful and unprecedented Banking experience to all customers. In the words of Rana Kapoor “The reason behind naming the Bank ‘YES BANK’ was my firm belief that our Bank's differentiation begins with its service and trust mark 'YES'. 'YES' represents our true spirit of becoming a high quality, customer centric, service driven, Indian Bank.”

    Current scenario of YES BANK

    Since its inception in 2004, YES BANK has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers. YES BANK has adopted international best practices, the highest standards of service quality and operational excellence, and offers comprehensive banking and financial solutions to all its valued customers. Today, YES BANK has a widespread branch network of over 500 branches across 350 cities, with 1050+ ATMs and 2 National Operating Centres in Mumbai and Gurgaon. (Data as per 2014)

    YES BANK Amex credit cards

    The YES BANK credit card is one of the many services offered. YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before. There are three types of Amex credit cards which are currently being issued – The American Express Platinum Reserve Credit Card, American Express Platinum Travel Credit Card and the American Express Gold Card; each one come with its own list of features and benefits.

    YES BANK Credit Card FAQs

    1. What should I do if my card is lost or damaged?
    2. Inform the YES BANK 24-hour Customer Care Centre immediately. They will block your lost/damaged card instantly and a new card will be delivered to you within seven days.

    3. Can I retain my credit card if I emigrate?
    4. Credit cards (including global cards) are issued to resident Indians only. Therefore, under RBI guidelines, you have to clear your outstanding and surrender your credit card to the issuing bank if you are proceeding abroad on employment or on emigration

    5. Can I use my credit card for expenses on the internet?
    6. Yes, your credit card can be used for expenses on the Internet. However, the Reserve Bank of India prohibits its use for certain expenses on its banned list like football pools, sweepstakes and lotteries.

    7. What do I do if my credit card is declined?
    8. In case your card is declined you can call The YES BANK 24-hour Customer Care Centre.

    9. How do I protect my credit card against fraud or theft?
    10. These tips are important and universal:
      • Sign your card as soon as you receive it!
      • Never give your credit-card number over the telephone unless you initiated the call.
      • Even when you place the call to a legitimate merchant, never give out your card number over a cordless phone. One common scam is when someone calls you "back" right after you place an order, claims to be from the merchant and tells you that there was a problem with your card number, so would you mind giving it to them again? The safest thing to do is to ask them to read out the number they have, and then change any incorrect numbers.
      • Ignore any credit-card offer that requires you to spend money upfront or fails to disclose the identity of the card issuer.
      • Make certain you get your card back after you make a purchase (one good habit to observe is to leave your wallet open in your hand until you have the card back). Also, make sure that you personally rip up any voided or cancelled charge slips.
      • Always keep a list of your credit cards, credit-card numbers and toll-free numbers handy, in case your card is stolen or lost.
      • Check your monthly statement to make certain all the charges are your own, and notify the card issuer of any errors or unauthorised charges immediately.
    11. I want to know why interest charges are levied.
    12. Interest will be charged if the Total Amount Due is not paid by the payment due date. Interest will be charged on the Total Amount Due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are paid in full. Also, interest will be levied on all cash advances from the date of the transaction until the date of payment.

    YES BANK Credit Card Eligibility & Documentation

    YES BANK Credit Card Eligibility Criteria:

    • Card holder should be in the age bracket of 18 years to 70 years.
    • Should have a fixed monthly income.
    • Should have a good CIBIL credit score.
    • Should be a resident of India

    Documents required for getting YES BANK Credit Card:

    • Pan Card Photocopy OR Form 60
    • Latest Salary Slip, Form 16, Income Tax return copy as income proof
    • Passport, driving license, ration card, etc. for residence proof.

    YES BANK Credit Card Details

    YES BANK in partnership with American Express is delighted to present a premium range of Cards that offers a host of benefits and privileges like never before.

    Value Added benefits offered on the Cards:

    American Express Platinum Reserve Credit Card

    • Enjoy exclusive privileges on international and domestic flights and hotels
    • Pay for travel directly with your Membership Rewards Points
    • Relax with complimentary access to over 600 airport lounges around the world
    • Tee off with complimentary golf at leading golf courses in India and abroad
    • Leading Membership Rewards Programme
    • Enjoy Platinum Concierge Services 24x7 for anything that you may need - dining reservations, delivering flowers and more
    Experience the renowned American Express Platinum Service American Express Gold Card
    • Automatic enrolment into one of the most powerful programmes in the country - The Membership Rewards Programme
    • Experience the Gold Standard of Service with Zero Lost Card Liability and Online Fraud Protection

    YES BANK Credit Card Details

    Details of YES BANK Credit Card  
    Credit card maximum amount withdrawal
    from atm
    Rs.75000
    Other Accident Insurance Rs. 500000  
    Purchase Protection Rs. 25000
    Hospitalization Benefits No

    *Note: All the rates are subject to change, therefore, customers are required to keep on checking the rates from time to time.

    YES BANK Credit Cards Reviews

    • YES Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      I have the yes bank credit card for the past 2 months. I use this card for gold purchases , shopping, online purchases, home appliances and for other usages. The credit limit value is good with this card and I am not satisfied with it, it would be good if they can increase the credit limit value.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2018
    • YES Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I have a money back credit card with YES bank. The offers and benefits are good with YES. The credit limit was been sufficient for me. The rate of interest and charges was been fine with YES. The online net banking is user friendly with YES. It was an good experience with YES bank credit card service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2018
    • YES Bank Credit Card
      "Not satisfactory"
      0.5 2.0/5 "Expected more"
      I have a credit card from Yes Bank, its a life time free card, but the limit I got on the credit card is not good, its very less and I am not satisfied, though the card is good with features and everything but due to less limit I cant find it much useful, so I would rate the card 2 out 5 stars.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2018
    • YES Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with Yes Bank, the services are good and the card is also user friendly, it is good for basic use and shopping purposes, and I have not faced any issues with the card so far, except for their net banking they have to improve on their net banking since I face lot of issues with that in terms of payments and checking my statements, etc.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 22, 2018
    • YES Bank Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got eh YES bank priority credit card around a year ago. The credit limit value is good with this card and I use this card for the auto debit transaction. There is no annual fee to this card . The customer support service and the response is good with the YES bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 17, 2018
    • YES Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using the Yes bank for the past 4 months. the customer support service is good with the YES bank and they give good response to the customers. The credit limit value is good with this card and I am satisfied with it. The rate of interest and the charges are low with this card.
      Was this review helpful? 0
      , jaipur
      Reviewed on Apr 16, 2018
    • YES Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using Yes bank credit card from last 1 year, the credit card services are comparatively good than other credit cards. There is no annual fee charged for this card and the credit limit is fine in this card. I did not find any offers in Yes bank credit card.
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 16, 2018
    • YES Bank Credit Card
      "Very Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the yes bank prosperity credit card. I get this card for all kind of purchases and for other bill payments. The credit limit value is good with the YES bank credit card. The customer support is good with YES bank and I would say it is a very good card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 16, 2018
    • YES Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have an account with Yes Bank, the services of the Yes Bank and their operations are good and satisfactory, I never faced any issues with their banking system, they have been providing good services and are very standard. I liked their Net Banking option too which works really nice and user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 13, 2018
    • YES Bank Credit Card
      "It's a great bank "
      0.5 5.0/5 "Blown Away!"
      The bank has a good facilities than other banks and also it's a helpful bank for loans and also for debit and credit cards.yes bank is a long wide ranged bank I think.actually yes bank contains many good facilities like loans cards and also services
      Was this review helpful? 0
      , vijayawada
      Reviewed on Apr 12, 2018
    • YES Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      Using the YES bank prosperity credit card for more than 3 years. The customer support service is average with the Yes bank. The credit limit value is good with this card and I am satisfied with it. I use this card for all kind of purchases and for other usages.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2018
    • YES Bank Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with YES Bank which was taken 2 years back. They have offered preferred card and the given credit limit was 1,20,000 which is satisfactory . The customer service and responses was up to the mark. The fees and charges are nominal.My experience was very good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 11, 2018
    • YES Bank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I hold the Yes bank credit card for the past 1 year. The customer support service is good with them and they give god response to the customer. The credit limit value is good with this card and I use this card for all kind of purchases an for other bill payments. I would say it is a very good card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 09, 2018
    • YES Bank Credit Card
      "Overall good."
      0.5 4.5/5 "Excellent!"
      I bank with YES Bank for the credit card. The bank is secure, I get a call when ever I do more than 1K on my transactions. For every 100 there is three points, but the value of the points is low. The reward redemption does not have many options as well. I also requested for a enhancement in the credit limit, but the bank is not willing to do it over phone, they are asking me to submit my paper work to upgrade my limit.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 28, 2018
    • YES Bank Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I got the YES bank credit card around 3 years ago. The customer support service is good with the YES bank. The credit limit value is better with this card and I would say the YES BANK PRIVILEGE REWARDS PLUS CREDIT CARD is good to use from the YES bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 27, 2018
    • YES Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Yes bank from last 2 months, i find the credit card services are average when compared to other credit cards as there are no good offers in this credit card. I did not pay any annual fee at the time of getting this credit card. I only got welcome points in this credit card and the credit limit is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 23, 2018
    • YES Bank Credit Card
      "Worst Service Ever!!!"
      0.5 0.5/5 "Unacceptable"
      Really the worst service ever i hv seen. its taking 2-3 month to proceed application for credit card, i have raised a complain for 2-3 time but they are not bothered about custmer complains...i will never recommend this bank credit card to anyone else. so irritating service.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 20, 2018
    • YES Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have my credit card with YES BANK which was taken 6 months back. I hold platinum international card and the credit limit was 1,10,000 which is satisfactory The customer service and responses was good. Here the charges and reward points are good. My overall experience was good
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2018
    • YES Bank Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have taken my credit card recently with yes bank. They have offered me a credit limit of 40K. The best thing is its a life time free credit card without any terms and conditions. The documentation procedure was too lengthy. The executive doesn't have proper product knowledge.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 19, 2018
    • YES Bank Credit Card
      "Worst card ever "
      0.5 0.5/5 "Unacceptable"
      I have over credit cards from 4 other banks but yes is the worst so far. The customer center people are just dumb and so are the collection center. I have an outstanding of 500 Rs against which I have a credit cashback of 1000 Rs and yet they harass me to pay 500 Rs.. On explaining they simply don't get the logic and they call me day n night to pay up.. Don't even think of taking their credit card.. Go for citibank
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 17, 2018
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