It's important to pay your credit card bills before your due date to avoid high interest rates and a dip in your credit score. That's why Yes Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a Yes Bank account holder or not.
Credit Card Bill Payment
With online payment modes, you have the luxury of paying your Yes Bank credit cards bill in the comfort of your home.
If you're a Yes Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.
With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.
Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:
Download the YES Mobile App from the app store to make payments to your YES Bank credit card . You will have to use your mobile number to register for this facility. Here's how the registration process works:
If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and Yes Bank credit card management.
For card payments, you will have to enter your card number, date of birth, and more to register your card.
YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:
You can start paying your credit card bills once you've successfully authenticated your account.
Besides online modes, you can also clear your credit card dues by using various offline channels.
To use this mode of payment, you will have to visit your nearest Yes Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.
Another offline channel you can use for card payments is cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of Yes Bank's drop boxes. It's important you mention your full name and mobile number behind the cheque.
If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest Yes Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.
The limits vary depending on the type of customer you are. For instance, if you're a min KYC customer:
If you're a full KYC customer:
No. As an account holder, you will not be charged for using net banking services.
No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the Yes Bank website.
No. The YES Pay - UPI App is only available on Android devices.
To initiate a NEFT transaction, follow the steps below:
Once the transaction is processed, you will receive a unique transaction confirmation number. If you have any queries regarding this particular transaction, you can quote this number for assistance.
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