Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Yes Bank Credit Card Bill Payment

 4.0 / 5.0   by 125 users
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It's important to pay your card bills before your due date to avoid high interest rates and a dip in your credit score. That's why Yes Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a Yes Bank account holder or not.

Yes Bank Credit Card Bill Payment Online

  • Net banking (Yes Bank account holders and other customers)
  • Standing instructions (Yes Bank account holders)
  • NEFT/IMPS/RTGS (all customers)
  • YES Mobile App (all customers)
  • YES Pay App (all customers)
  • YES ROBOT (all customers)

Yes Bank Credit Card Bill Payment Offline

  • ATM funds transfer (Yes Bank account holders)
  • Cheque payment (all customers)
  • Cash payment (all customers)

Ways to pay your card bill online

With online payment modes, you have the luxury of paying your Yes Bank credit cards bill in the comfort of your home.

Net banking

If you're a Yes Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.

  • Once you have registered yourself on the net banking portal, you will have to add your credit card account as a biller.
  • Select the 'Add Biller' option, add your card details, and wait for the request to get processed.
  • Make the payment to your credit card.
  • Post this transaction, you will receive an acknowledgement receipt via email or SMS.

Standing instructions

With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.

NEFT/IMPS/RTGS

Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:

  • Add your Yes Bank credit card as a beneficiary.
  • Use the IFSC code 'YESB0CMSNOC' to complete the process.

YES Mobile App

Download the YES Mobile App from the app store to make payments to your YES Bank credit card . You will have to use your mobile number to register for this facility. Here's how the registration process works:

  • Log in with your net banking credentials https://www.yesbank.in/yesfaq&level1= Digital%20Banking&level2=YES%20Mobile& level3=YES%20Mobile, debit card number and PIN, or customer ID, date of birth, and PAN number.
  • Once your details are authenticated, you will receive an OTP on your registered mobile number.
  • Add the OTP to verify your mobile number.
  • Once it's verified, you will have to set a 6-digit MPIN.
  • You can also set fingerprint authorisation if your iOS or Android device has a biometric feature.

YES Pay App

If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and Yes Bank credit card management.

For card payments, you will have to enter your card number, date of birth, and more to register your card.

YES ROBOT

YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:

  • Launch Facebook Messenger.
  • Search for YES ROBOT.
  • Type in 'Hi' to start chatting.
  • For registration, you will have to enter your Yes Bank customer ID and mobile number.
  • An OTP will be sent to your registered mobile number.
  • Post authentication, you can access non-financial transactions.
  • For financial transactions, you will be required to use your MPIN for second-factor authentication.

You can start paying your credit card bills once you've successfully authenticated your account.

Ways To Pay Your Card Bill Offline

Besides online modes, you can also clear your credit card dues by using various offline channels.

Atm Funds Transfer

To use this mode of payment, you will have to visit your nearest Yes Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.

Cheque Payment

Another offline channel you can use for card payments is cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of Yes Bank's drop boxes. It's important you mention your full name and mobile number behind the cheque.

Cash Payment

If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest Yes Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.

Yes Bank Credit Card Bill Payment FAQs

  1. What are the monetary limits on the Yes Pay mobile wallet?
  2. The limits vary depending on the type of customer you are. For instance, if you're a min KYC customer:

    • Wallet balance cannot exceed Rs.10,000.
    • Monthly spend limit capped at Rs.10,000.
    • Amount loaded in a financial year capped at Rs.1 lakh.

    If you're a full KYC customer:

    • Wallet balance cannot exceed Rs.1 lakh.
  3. Will I be charged for using Yes Bank's net banking services?
  4. No. As an account holder, you will not be charged for using net banking services.

  5. Can I access the YES ROBOT on other applications as well?
  6. No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the Yes Bank website.

  7. Can I use YES Pay - UPI App on my iOS device?
  8. No. The YES Pay - UPI App is only available on Android devices.

  9. How do I make a NEFT transaction through Yes Bank's net banking facility?
  10. To initiate a NEFT transaction, follow the steps below:

    • Log in to Yes Bank's net banking portal.
    • Go to the 'Funds Transfer' section on the left side of the navigation bar.
    • Select 'Other Bank Transfer - NEFT'.
    • Enter beneficiary name, account number, IFSC code, transfer amount, and payment details.

    Once the transaction is processed, you will receive a unique transaction confirmation number. If you have any queries regarding this particular transaction, you can quote this number for assistance.

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Yes Bank Credit Card Bill Payment Reviews

Page 1 of 7 1 2 3 4 5
  • YES Bank Credit Card
    "Good bank"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for YES bank credit card through online and the agent gave me the details for the credit card .I have taken the card because its a life time free card. The credit limit was not sufficient but it was manageable, I used this card for domestic ticket booking, bill payment and many other purposes.I got my card statement on time. I am satisfied with the service.
    Was this review helpful? 2
    , bangalore
    Reviewed on Mar 21, 2020
  • YES Bank
    YES Bank Credit Card
    "Less friendly"
    YES BANK
    0.5 2.0/5 "Expected more"
    When i first used the YES bank credit it was fine but later on it was not working properly it always show some issue,the card limit is only 65000 which i am not happy.I used this card for shopping,electricity bill payment,ticket booking and more.Due to some issues on the card i could not pay my bill on time.
    Was this review helpful? 1
    , bangalore
    Reviewed on Mar 20, 2020
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    YES bank card is closed by RBI for some reason and offers are there like booking tickets and auto debit option for my fund to pay the monthly bill. As per my experience, the card is good. There is no delay in processing the card. Its quite comfortable to make the payment. I don't receive any promotional calls regarding the offers.
    Was this review helpful? 2
    , bangalore
    Reviewed on Mar 16, 2020
  • YES Bank Credit Card
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    My YES Bank credit card is not working since that bank has some problem. I made out standing payment Rs. 62k and they given a good credit limit and also its a free card. Earlier i use to get end number of calls from bank side for EMI conversion that was very irritated.
    Was this review helpful? 1
    , chennai
    Reviewed on Mar 16, 2020
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    YES bank credit card was recommended by someone and they have given me a credit limit of Rs. 1 lakh and I'm satisfied with it. I got the card 1month ago without annual fee because its a life time free. They are giving me some reward points. I have received the first month statement by last month and done the payment already before the due date.
    Was this review helpful? 2
    , chennai
    Reviewed on Mar 10, 2020
  • YES Bank Credit Card
    "Average card"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    1 year back, i have purchased YES bank credit card. There is no much benefits available on this card but it doesn't have annual fee. Its easy to make the payment through phonepe app. The card is accessible everywhere. After completion of 1 year, they have increased the limit of Rs. 6000 extra on my card. I did not contact the customer care service.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 10, 2020
  • YES Bank Credit Card
    "Average Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have received a credit card offer hence i accepted their proposal. I'm satisfied with their credit limit and there is no annual fee on this card. I'm getting offers on this card while booking the movie tickets. I have been using this card for last 1 month. I got the card as per the committed time. If they increased the limit, it would be fine. I made the first month bill payment through online.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 06, 2020
  • YES Bank Credit Card
    "Process is good but limit should be increased"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    No particular reason for selecting the credit card from YES bank and the process is very fast. The given credit limit of Rs. 25000 is not satisfactory for me. I need to pay the annual fee of Rs. 500. The agent told me about the features of the credit card. They do sent a offer messages on a regular basis but i don't read it because i use the card very often for the normal or emergency purchase.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 05, 2020
  • YES Bank Credit Card
    "Excellent service "
    YES BANK
    0.5 5.0/5 "Blown Away!"
    YES bank has provided a life time free card. The process was fine got a card within 5 days along with a welcome kit. The credit limit is sufficient. EMI conversion is nominal. Online service is good and quick process so chosen this card. Due date is on 10th of every month. I use this card for bill payment.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 04, 2020
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 4.0/5 "Great!"
    I have a different credit cards with me and to use a other card, i had applied the YES bank card but there is no proper reply from their customer care people regarding my credit card status. For the shopping and bill payment i have chosen this card. I have not given any documents and i just given my Aadhar number and PAN number. They haven't informed me about the rejected reason also.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Feb 28, 2020
  • YES Bank Credit Card
    "Excellent Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    YES bank credit card is excellent. I had applied the card through online and based on my eligibility they have provided the card after submitting all the documents. Mostly I'm getting discounts on Amazon, flipkart, purchase of grocery, restaurants. I need to pay the annual fee of Rs. 899 which will get refunded once i use for certain limit.
    Was this review helpful? 0
    , new delhi
    Reviewed on Feb 15, 2020
  • YES Bank Credit Card
    "Need to improve mobile app service"
    YES BANK
    0.5 4.0/5 "Great!"
    YES bank service is good but only the drawback is mobile app. It will not update whenever I do payment for the card and they wont mentioned helpline number as well. I use this card for shopping purpose. I purchase the card mainly for airport lounge, fuel and online purchase. They have offered a life time free card. The credit limit is low but its okay because my existing card limit up to 2L. I would suggest to improve mobile app.
    Was this review helpful? 0
    , bangalore
    Reviewed on Feb 08, 2020
  • YES Bank Credit Card
    "Please give right information to the customer"
    YES BANK
    0.5 4.0/5 "Great!"
    I never called the customer care service of YES bank. So far I never missed any bill payment. In this card, I get a complementary lounge access in Airport so that I opted for this card. I get Quarterly 3 times for domestic and international to access the lounge facility in airport. There is no yearly charges for this card.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 18, 2020
  • YES Bank Credit Card
    "Say YES to Yes bank"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I required a different card from different bank and this was fulfilled by YES bank credit card. Its a free of cost and there is no need to pay any annual charges. Till now i have not used the card much and i have done only one transaction so far. They have given me a credit limit of Rs. 50000. I got a message on my registered number and mail id regarding the statement.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 17, 2020
  • YES Bank Credit Card
    "Excellent "
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I do have a credit card with YES BANK and it was purchased before 6months because there is no yearly fee and joining fee. The credit limit is sufficient and even I have received the SMS regarding the limit enhancement. The payment mode is easy and am getting proper acknowledgement from the support team.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2020
  • YES Bank Credit Card
    "Card is good with EMI facility"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    Since i do not have YES bank card and i want to have some kind of experience so that i purchased this card. They are providing the EMI option for the bulk payment that i'm doing. There is no annual fee and joining fee. They were telling about some rewards points but i do not know about the redemption details.
    Was this review helpful? 2
    , bangalore
    Reviewed on Dec 16, 2019
  • YES Bank Credit Card
    "Best Service"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for Yes Bank credit card through Online .Since having some many credit cards and if i take another credit card need to pay more amount so not availed this credit card.The agent gave a clear picture about the card process,There was proper callback and follow up from bank end .
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 09, 2019
  • YES Bank Credit Card
    "Need to provide cash back"
    YES BANK
    0.5 2.0/5 "Expected more"
    My friend has suggest about YES bank credit card to apply and I have been using for more than 8 months.It is an annual fee chargeable. The credit limit is given as per my salary package. At an initial when I done a transaction they blocked my card after that only they are doing a confirmation of customer details. One time I have done to pay for a payment for 2 days delay for that I am getting many calls. Based on the usage I get only points not cash back.
    Was this review helpful? 0
    , chennai
    Reviewed on Oct 23, 2019
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 4.0/5 "Great!"
    The customer service is good with YES BANK. I am using Prosperity Edge for last 1.5years. The annual fee is not applicable which is life time free. The credit limit is 1,20,000rupees which is very much sufficient. The payment mode is easier and it was done through online banking.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Oct 22, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 4.0/5 "Great!"
    Till now i have not defaulter for any payment. YES bank approached me for a life time free credit card hence i have accepted the same. Its a life free card and no no joining fee also. I'm using it for last 20 days only. I haven't use the card properly. I have already the first month bill and its clear to understand.
    Was this review helpful? 0
    , ambala
    Reviewed on Oct 01, 2019
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