Yes Bank offers attractive credit card schemes to its customers with convenient payment platforms that are available online and offline. The credit card holders can pay their outstanding dues quickly and efficiently through these modes of payment without facing any errors or hurdles. Yes Bank online bill payment facility can be availed by customers free of charge to make credit card payments. Yes Bank account holders as well as those individuals who do not have an account in Yes Bank can avail various methods provided by the Bank to pay the outstanding balance on their Yes Bank credit cards. Those who do not have an account in Yes Bank can make their credit card bill payments from other bank accounts using facilities such as NEFT, Auto Debit, etc.
Yes Bank Credit Card Bill Payment Options:
Yes Bank offers the online Bill Payment facility which is a convenient service for receiving and paying bills online, and is designed especially for utility bill payment. Yes Bank customers can view their bills and pay them through their Net Banking account.
By using the “Add Biller” option available in your Net Banking account you can add your credit card as the biller by providing necessary details. Once the card is reflected as biller on the Net Banking account, you can make payments as and when needed. Once the bill is paid a confirmation will be sent via SMS or Email on the mobile number and email id you have registered with the Bank.
The "Bill Pay+" option is also available in order to facilitate payments to the outstanding amount on your credit card account. This facility is similar to an e-standing instruction and helps to keep a track of all your credit card payments, due dates, etc. The unique benefit of this method is that it gives customers the flexibility to opt for the "Auto Pay" feature through which you can pay the total amount due or the minimum amount payable when the due date arrives. Yes Bank also offers customers the additional customers of sending free notification regarding payment due dates and other alerts via email or SMS. This "Auto Pay" feature can be set, modified or deleted as per the customer’s requirements.
You can also choose the "One-Time Pay" option to pay your Yes Bank credit card dues. Under this facility, you do not have to register the credit card while paying your bill. The option for "One-Time Pay" appears when you choose online payment mode. This feature also permits the customer to view and modify the alerts via sms and email that is set for the deletion or addition of a biller, transaction confirmation or failure notification, etc.
Yes Bank customers can also visit the closest Yes Bank branch and drop a cheque towards the credit card bill in the drop box that is placed there exclusively for this purpose.
The Yes Bank Credit Card holders can also place a standing instruction or transfer money to their credit card account towards payment of the credit card bill using ECS (Electronic Clearing System). In order to register for this facility, the customer has to fill and submit an ECS form or Standing Instruction form. Once this is successfully completed, the required amount will be automatically debited from the customer’s account towards his/her credit card bill payment.
Yes Bank credit card statement is sent to the credit card holder’s registered email id every month, at the end of the billing cycle. This can also be viewed in Yes Bank’s online portal. The credit card statement will reflect the transactions made on the credit card from after the last statement date. This will project other relevant details such as the minimum due amount and the total reward points accrued.
1. Is it necessary that I should have an account with Yes Bank in order to make a payment to my Yes Bank Credit Card using NEFT?
No, it is not necessary to have a Yes Bank account in order to make a payment towards the outstanding dues in your Yes Bank Credit Card since the NEFT facility available in your other bank accounts can be used to make the payment.
2. What are the banking operations that I can do through the Yes Bank Net banking?
With Yes Bank Net Banking facility, customers can see all their credit card transactions, available credit balance, transfer funds, open deposit schemes, request new cheque books, stop cheque payments, place a request for new cheque books, request statements, view Tax Deducted at Source and related details and much more.
3. How can I enable the “Auto Pay Facility”?
Bill Pay+, also known as Autopay, is one of the facilities that is available to Yes Bank credit card holders to facilitate payment towards outstanding dues on the card. When you select the ‘Set/Modify/Delete Autopay’ option and click on the ‘Set’ button next to the registered biller (i.e., the Yes Bank credit card), this facility will be activated. The Autopay facility can be used to make payments to already registered billers or the customer can set the option once a new biller is added. Once this is done, a payment amount has to be specified. This facility will be effective from the next billing cycle onwards.
4. Where can I view my scheduled payments?
While using Net Banking facility to repay your credit card dues, you can view all your scheduled payments under the “Scheduled Bill” option.
5. Can I delete a scheduled credit card bill payment online?
Yes, you can cancel a scheduled credit card bill payment online through Net Banking by clicking on the “Delete” option available next to the scheduled bill for auto debit. This can be accessed from the ‘Scheduled Bills’ option. Customers can also modify or delete a pre-existing autopay instruction by clicking on “No” for Autopay feature against the specific credit card that is registered as a biller.