Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Yes Bank Credit Card Bill Payment

 4.0 / 5.0   by 77 users
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Promised Interest Rate

Customer Service

Responsiveness

It's important to pay your card bills before your due date to avoid high interest rates and a dip in your credit score. That's why Yes Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a Yes Bank account holder or not.

Yes Bank Credit Card Bill Payment Online

  • Net banking (Yes Bank account holders and other customers)
  • Standing instructions (Yes Bank account holders)
  • NEFT/IMPS/RTGS (all customers)
  • YES Mobile App (all customers)
  • YES Pay App (all customers)
  • YES ROBOT (all customers)

Yes Bank Credit Card Bill Payment Offline

  • ATM funds transfer (Yes Bank account holders)
  • Cheque payment (all customers)
  • Cash payment (all customers)

Ways to pay your card bill online

With online payment modes, you have the luxury of paying your Yes Bank credit cards bill in the comfort of your home.

Net banking

If you're a Yes Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.

  • Once you have registered yourself on the net banking portal, you will have to add your credit card account as a biller.
  • Select the 'Add Biller' option, add your card details, and wait for the request to get processed.
  • Make the payment to your credit card.
  • Post this transaction, you will receive an acknowledgement receipt via email or SMS.

Standing instructions

With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.

NEFT/IMPS/RTGS

Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:

  • Add your Yes Bank credit card as a beneficiary.
  • Use the IFSC code 'YESB0CMSNOC' to complete the process.

YES Mobile App

Download the YES Mobile App from the app store to make payments to your credit card. You will have to use your mobile number to register for this facility. Here's how the registration process works:

  • Log in with your net banking credentials https://www.yesbank.in/yesfaq&level1= Digital%20Banking&level2=YES%20Mobile& level3=YES%20Mobile, debit card number and PIN, or customer ID, date of birth, and PAN number.
  • Once your details are authenticated, you will receive an OTP on your registered mobile number.
  • Add the OTP to verify your mobile number.
  • Once it's verified, you will have to set a 6-digit MPIN.
  • You can also set fingerprint authorisation if your iOS or Android device has a biometric feature.

YES Pay App

If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and Yes Bank credit card management.

For card payments, you will have to enter your card number, date of birth, and more to register your card.

YES ROBOT

YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:

  • Launch Facebook Messenger.
  • Search for YES ROBOT.
  • Type in 'Hi' to start chatting.
  • For registration, you will have to enter your Yes Bank customer ID and mobile number.
  • An OTP will be sent to your registered mobile number.
  • Post authentication, you can access non-financial transactions.
  • For financial transactions, you will be required to use your MPIN for second-factor authentication.

You can start paying your credit card bills once you've successfully authenticated your account.

Ways To Pay Your Card Bill Offline

Besides online modes, you can also clear your credit card dues by using various offline channels.

Atm Funds Transfer

To use this mode of payment, you will have to visit your nearest Yes Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.

Cheque Payment

Another offline channel you can use for card payments is cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of Yes Bank's drop boxes. It's important you mention your full name and mobile number behind the cheque.

Cash Payment

If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest Yes Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.

FAQs

  1. What are the monetary limits on the Yes Pay mobile wallet?
  2. The limits vary depending on the type of customer you are. For instance, if you're a min KYC customer:

    • Wallet balance cannot exceed Rs.10,000.
    • Monthly spend limit capped at Rs.10,000.
    • Amount loaded in a financial year capped at Rs.1 lakh.

    If you're a full KYC customer:

    • Wallet balance cannot exceed Rs.1 lakh.
  3. Will I be charged for using Yes Bank's net banking services?
  4. No. As an account holder, you will not be charged for using net banking services.

  5. Can I access the YES ROBOT on other applications as well?
  6. No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the Yes Bank website.

  7. Can I use YES Pay - UPI App on my iOS device?
  8. No. The YES Pay - UPI App is only available on Android devices.

  9. How do I make a NEFT transaction through Yes Bank's net banking facility?
  10. To initiate a NEFT transaction, follow the steps below:

    • Log in to Yes Bank's net banking portal.
    • Go to the 'Funds Transfer' section on the left side of the navigation bar.
    • Select 'Other Bank Transfer - NEFT'.
    • Enter beneficiary name, account number, IFSC code, transfer amount, and payment details.

    Once the transaction is processed, you will receive a unique transaction confirmation number. If you have any queries regarding this particular transaction, you can quote this number for assistance.

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Yes Bank Credit Card Bill Payment Reviews

Page 1 of 4 1 2 3 4
  • YES Bank Credit Card
    "Good Service"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for Yes Bank credit card through Online .I have got all the required information about the card process clearly through the agent .I have not taken this card since dont have proper Pay slips that was the main reason .Since this document was not there unable to get the card .
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 16, 2019
  • YES Bank
    YES Bank Credit Card
    "GOOD"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have a good experience with the YES BANK where there is no issues with the bill payment through the mobile application as they have given the credit limit which was sufficient and it is a payable card. There are good offers available in this card.
    Was this review helpful? 0
    , kolkata
    Reviewed on Jul 14, 2019
  • YES Bank Credit Card
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    Yes bank has provided me with a credit card which is good and credit limit is nominal what i expected. All documentation process was done manually and everything was fine. Offers were also available but i am getting auto debit option to repay my payment.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 11, 2019
  • YES Bank Credit Card
    "Friendly credit card"
    YES BANK
    0.5 4.0/5 "Great!"
    Yes credit card is also very good because my old salary account belongs to the same bank. I have quite good experience, they give airline , movie tickets, dinning offers. I have free card since I am a privilege customer. The payment gateway is user friendly to make my payment on time.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jul 08, 2019
  • YES Bank Credit Card
    "Good service"
    YES BANK
    0.5 4.0/5 "Great!"
    I am Pretty good Happy with YES BANK card but feel like they could have increased my Credit limit. I am a person who pay my bills before time. Cash-back offers are good. I hold a good credit score so would recommend bank to increase the credit limit. There is no annual fee at the time of getting card .
    Was this review helpful? 0
    , kolkata
    Reviewed on Jul 08, 2019
  • YES Bank Credit Card
    "Good "
    YES BANK
    0.5 4.5/5 "Excellent!"
    Due to my age and also of no pay slip I could not get the YES Bank credit card. Else the services are good. The customer support and response is fine and there are no hassles in the process.They contacted me and informed me the details. In all no hassles.
    Was this review helpful? 0
    , chennai
    Reviewed on Jul 06, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    Yes bank card is flexible and easy to make the payment for the credit card. I have been maintaining this card around two years. They are providing more offers even I got the 8000 points but I am not aware how to redeem it. So far its good for the usage.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 05, 2019
  • YES Bank Credit Card
    "Okay card"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    Not a certain reason to select the YES bank credit card. I'm getting some fuel benefits and shopping features from this card. There is a billing date of 50 days to make the payment. One time i called the customer care but they didn't picked up. From bank they have rejected the card since i was not having my proof.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jul 03, 2019
  • YES Bank Credit Card
    "Need to be proactive"
    YES BANK
    0.5 2.0/5 "Expected more"
    I already submitted all the documents like pan card, kyc, pay slip to the Yes bank before three weeks for taking the credit card . The response is not upto the mark, their communication should be prompt because I didn't get response regarding the status.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jul 03, 2019
  • YES Bank Credit Card
    "Good in all"
    YES BANK
    0.5 4.0/5 "Great!"
    I have taken a credit card from YES Bank. The customer support and response is good and there are no hassles in the process. But I am looking for a better credit limit as the bank has given me a less limit. It is a life time free card. The best is since there is a auto payment facility with my mobile number, I get cash back offers of 5 to 10% on my bill.
    Was this review helpful? 0
    , ludhiana
    Reviewed on Jul 03, 2019
  • YES Bank Credit Card
    "Good"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I am using YES BANK credit card for last one year. They have offered me a life time free credit card. The credit limit is Rs.45,000. I have been using the card for fuel purpose and also some purchase. They are doing good service. Their app is user friendly to make the payment. The billing cycle is clear.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 02, 2019
  • YES Bank Credit Card
    "Good"
    YES BANK
    0.5 4.0/5 "Great!"
    I am holding a YES PROSPERITY REWARD PLUS CARD. There is cash back offer and rewards point. I applied it through Bankbazaar and I received the card on time. It is a lifetime free card but credit limit is very very low. Verification process was hassle free and customer service was good. I am using this card for movie ticket, online shopping to pay utility bills.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 01, 2019
  • YES Bank Credit Card
    "Average card"
    YES BANK
    0.5 2.0/5 "Expected more"
    I hold YES BANK credit card . Intilally they said about movie ticket offers but i have not recve yet . The credit limit which they offered is very low . I have multiple card in which i have good limit . They told once the bill is generated mini duration is 45 days to pay the bill but now they are giving only few days .
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 30, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    YES bank service is fine, I have chosen the card because of its benefits. They have provided me a limit of Rs. 56000. They have made a welcome call and informed me about the payment option and asked me to open a savings account with a zero balance account but i have denied the offer because only 2 branches are available in my city.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jun 30, 2019
  • YES Bank Credit Card
    "YES bank service is good"
    YES BANK
    0.5 4.0/5 "Great!"
    Not specific for choosing this yes bank credit card. There are many options are available like airport launch access for paying the electricity bill payment and movie ticket booking. They have delivered the card on time. I havenâ??t use the card much. Iâ??m satisfied with the limit provided to me. Its a zero annual fee credit card.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 30, 2019
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 4.0/5 "Great!"
    Just got a good offer like rewards points hence i purchased this card. I get a credit limit of Rs. 1.50 lakhs and there is no annual fee. My monthly statement has sent to residential and its easy to understand. I'm not using their credit card banking. I use online banking to pay the bill.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 29, 2019
  • YES Bank Credit Card
    "Mobile application needs improvement"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    I hold a credit card with YES Bank. The mobile application is not that great. I always get a error when I am trying to pay the bill. There are not many options and the options which are there is not smooth. It is a life time free card and the limit is good.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 27, 2019
  • YES Bank Credit Card
    "Customer service awesome they must look into customr centric"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    I got a call from YES BANK collection department yesterday, the lady spoke to me was telling the due amount was so and so and telling to make the payment over the call. I said, right now its not possible that will do it today but she is telling me to do it over the call which is not good then call transfered to supervisor, the same was told by him also. Even I am in a banking field and working for HSBC BANK. Anyway i made a payment after an hour and I would suggest them to understand the customer concern. The credit limit is not happy. Its a YES PROSPERITY REWARD PLUS CARD with zero annual fee.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 27, 2019
  • YES Bank Credit Card
    "Need improvemenet"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    I have selected yes platinum credit card past 8 months ago , customer service need to improvement. In mobile application it is not visible due payment. I check with banker end they said to open saving account in yes bank than able to bill generate amount.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 25, 2019
  • YES Bank Credit Card
    "Nice Credit Card"
    YES BANK
    0.5 4.0/5 "Great!"
    I am using YES bank card for past one year, I am getting points based on transaction. I can also redeem the points into voucher and after certain limit I can also covert into cash. I am satisfied with the credit limit, the payment option is also convenient.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 24, 2019
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