Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
It's important to pay your credit card bills before your due date to avoid high interest rates and a dip in your credit score. That's why YES Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a YES Bank account holder or not.
With online payment modes, you have the luxury of paying your YES Bank credit cards bill in the comfort of your home.
If you're a YES Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.
With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.
Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:
Download the YES Mobile App from the app store to make payments to your YES Bank credit card . You will have to use your mobile number to register for this facility. Here's how the registration process works:
If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and YES Bank credit card management.
For card payments, you will have to enter your card number, date of birth, and more to register your card.
YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:
You can start paying your credit card bills once you've successfully authenticated your account.
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Besides online modes, you can also clear your credit card dues by using various offline channels.
To use this mode of payment, you will have to visit your nearest YES Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.
Another offline channel you can use for card payments is a cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of YES Bank's drop boxes. It's important you mention your full name and the mobile number behind the cheque.
If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest YES Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.
The payment processing time for the various methods of bill payment for YES Bank credit cards are as follows:
| Loan Amount | Interest Rate |
|---|---|
| Standing instructions | Instant credit |
| SWIFT Transfer | 24 to 48 hours |
| E-Pay | Two working days, excluding Saturdays and Sundays |
| NEFT | Instant credit |
| RTGS | Instant credit |
| IMPS | Instant credit |
| ECS/AHS | Credited on payment due date |
| Card payment from other bank websites | Three working days excluding Saturdays and Sundays |
Your YES Bank credit card statement will provide the following information:
The credit card statement will be sent every month to your registered email address or postal address, depending on which mode of communication you have opted for. It is important to go through the credit card statement in detail and report to the bank if there are any fraudulent transactions or discrepancies in the statement in order to correct or resolve the issue.
To get in touch with YES Bank’s credit card customer care, you can contact the numbers given below.
1800 103 6000
+91 22 4935 0000
Email address: yesfirstcc@yesbank.in
For YES Prosperity Credit Cards:
1800 103 1212
+91 22 4935 0000
Email address: yestouchcc@yesbank.in
No. As an account holder, you will not be charged for using net banking services.
No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the YES Bank website.
No. The YES Pay - UPI App is only available on Android devices.
Yes, the reward points you earn on the FinBooster: YES BANK - BankBazaar Co-branded Credit Card do not expire.
No. Any customer can pay their credit card bill via the YES Mobile app.
Yes. You can pay your YES Bank credit card bill offline by visiting the nearest YES Bank ATM or YES Bank branch. Another way to pay your credit card bill offline is through a cheque.
Your payment due date is mentioned on your credit card statement.
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