Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • YES Bank Credit Card Bill Payment

    It's important to pay your credit card bills before your due date to avoid high interest rates and a dip in your credit score. That's why YES Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a YES Bank account holder or not.

    YES Bank Credit Card Bill Payment Online

    • Net banking (YES Bank account holders and other customers)
    • Standing instructions (YES Bank account holders)
    • NEFT/IMPS/RTGS (all customers)
    • YES Mobile App (all customers)
    • YES Pay App (all customers)
    • YES ROBOT (all customers)

    YES Bank Credit Card Bill Payment Offline

    • ATM funds transfer (YES Bank account holders)
    • Cheque payment (all customers)
    • Cash payment (all customers)

    Ways to Pay Your Credit Card Bill Online

    With online payment modes, you have the luxury of paying your YES Bank credit cards bill in the comfort of your home.

    1. Net banking

      If you're a YES Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.

      • Once you have registered yourself on the net banking portal, you will have to add your credit card account as a biller.
      • Select the 'Add Biller' option, add your card details, and wait for the request to get processed.
      • Make the payment to your credit card.
      • Post this transaction, you will receive an acknowledgement receipt via email or SMS.
    2. Standing instructions

      With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.


      Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:

      • Add your Yes Bank credit card as a beneficiary.
      • Use the IFSC code 'YESB0CMSNOC' to complete the process.
    4. YES Mobile App

      Download the YES Mobile App from the app store to make payments to your YES Bank credit card . You will have to use your mobile number to register for this facility. Here's how the registration process works:

      • Log in with your net banking credentials, debit card number and PIN, or customer ID, date of birth, and PAN number.
      • Once your details are authenticated, you will receive an OTP on your registered mobile number.
      • Add the OTP to verify your mobile number.
      • Once it's verified, you will have to set a 6-digit MPIN.
      • You can also set fingerprint authorisation if your iOS or Android device has a biometric feature.
    5. YES Pay App

      If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and YES Bank credit card management.

      For card payments, you will have to enter your card number, date of birth, and more to register your card.

    6. YES ROBOT

      YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:

      • Launch Facebook Messenger.
      • Search for YES ROBOT.
      • Type in 'Hi' to start chatting.
      • For registration, you will have to enter your YES Bank customer ID and mobile number.
      • An OTP will be sent to your registered mobile number.
      • Post authentication, you can access non-financial transactions.
      • For financial transactions, you will be required to use your MPIN for second-factor authentication.

      You can start paying your credit card bills once you've successfully authenticated your account.

    • Open the ‘PhonePe’ app.Under the ‘Recharge & Pay Bills’ section, click on ‘Credit Card.’
    • Choose Standard Chartered as your credit card provider.
    • Enter your credit card number.
    • Enter the amount.
    • Click on ‘PAY BILL.’


    • Open the ‘Paytm’ app.
    • Navigate to the credit card bill payment page of Yes Bank.
    • Enter the amount to be paid.
    • Click the ‘Proceed’ option.
    • Choose your preferred payment mode.
    • Make the payment.


    • Visit the MobiKwik website or app.
    • Click on the ‘Recharge & Bill Pay’ option.
    • Enter your credit card number.
    • Enter the amount to be paid.
    • Choose a payment mode as per your preference.
    • Enter the voucher code (if applicable).
    • Click on ‘Payment.’

    Ways to Pay Your YES Bank Credit Card Bill Offline

    Besides online modes, you can also clear your credit card dues by using various offline channels.

    1. Atm Funds Transfer

      To use this mode of payment, you will have to visit your nearest YES Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.

    2. Cheque Payment

      Another offline channel you can use for card payments is a cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of YES Bank's drop boxes. It's important you mention your full name and the mobile number behind the cheque.

    3. Cash Payment

      If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest YES Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.

    Payment Processing Time for the Various Methods

    The payment processing time for the various methods of bill payment for YES Bank credit cards are as follows:

    Loan Amount Interest Rate
    Standing instructions Instant credit
    SWIFT Transfer 24 to 48 hours
    E-Pay Two working days, excluding Saturdays and Sundays
    NEFT Instant credit
    RTGS Instant credit
    IMPS Instant credit
    ECS/AHS Credited on payment due date
    Card payment from other bank websites Three working days excluding Saturdays and Sundays

    YES Bank Credit Card Statement

    Your YES Bank credit card statement will provide the following information:

    • Minimum amount due
    • Total outstanding amount due
    • Due date for the payment
    • Billing start date and end date
    • Interest charges levied, if any
    • Accumulated reward points
    • List of transactions done on your credit card, both debits and credits, along with the merchant's name
    • Transaction amount
    • Transaction date

    The credit card statement will be sent every month to your registered email address or postal address, depending on which mode of communication you have opted for. It is important to go through the credit card statement in detail and report to the bank if there are any fraudulent transactions or discrepancies in the statement in order to correct or resolve the issue.

    How to contact YES Bank credit card customer care

    To get in touch with YES Bank’s credit card customer care, you can contact the numbers given below.

    For YES FIRST Credit Cards:

    1800 103 6000

    +91 22 4935 0000

    Email address:

    For YES Prosperity Credit Cards:

    1800 103 1212

    +91 22 4935 0000

    Email address:

    FAQs on YES Bank Credit Card Bill Payment

    1. Will I be charged for using YES Bank's net banking services?

      No. As an account holder, you will not be charged for using net banking services.

    2. Can I access the YES ROBOT on other applications as well?

      No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the YES Bank website.

    3. Can I use YES Pay - UPI App on my iOS device?

      No. The YES Pay - UPI App is only available on Android devices.

    4. Are there any credit cards where the points I earn do not expire?

      Yes, the reward points you earn on the FinBooster: YES BANK - BankBazaar Co-branded Credit Card do not expire.

    5. Do I need to be a YES Bank account holder to pay my credit card bill via the YES Mobile app?

      No. Any customer can pay their credit card bill via the YES Mobile app.

    6. Can I pay my YES Bank credit card bill offline?

      Yes. You can pay your YES Bank credit card bill offline by visiting the nearest YES Bank ATM or YES Bank branch. Another way to pay your credit card bill offline is through a cheque.

    7. How do I know my YES Bank credit card due date?

      Your payment due date is mentioned on your credit card statement.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.