Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Yes Bank Credit Card Bill Payment

 4.0 / 5.0   by 113 users
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It's important to pay your card bills before your due date to avoid high interest rates and a dip in your credit score. That's why Yes Bank offers several payment channels to help you clear your outstanding balances easily. You can access these services whether you're a Yes Bank account holder or not.

Yes Bank Credit Card Bill Payment Online

  • Net banking (Yes Bank account holders and other customers)
  • Standing instructions (Yes Bank account holders)
  • NEFT/IMPS/RTGS (all customers)
  • YES Mobile App (all customers)
  • YES Pay App (all customers)
  • YES ROBOT (all customers)

Yes Bank Credit Card Bill Payment Offline

  • ATM funds transfer (Yes Bank account holders)
  • Cheque payment (all customers)
  • Cash payment (all customers)

Ways to pay your card bill online

With online payment modes, you have the luxury of paying your Yes Bank credit cards bill in the comfort of your home.

Net banking

If you're a Yes Bank account holder, you'll have to register yourself for the net banking facility. You will have to use your customer ID and password for the registration.

  • Once you have registered yourself on the net banking portal, you will have to add your credit card account as a biller.
  • Select the 'Add Biller' option, add your card details, and wait for the request to get processed.
  • Make the payment to your credit card.
  • Post this transaction, you will receive an acknowledgement receipt via email or SMS.

Standing instructions

With standing instructions, a pre-determined amount will be debited from your bank account every month towards your credit card. This saves you the hassle of keeping track of your due dates. You can also modify and delete your existing standing instructions.

NEFT/IMPS/RTGS

Transfer funds from other bank accounts to your card account with NEFT/IMPS/RTGS. To use this payment mode, you will have to:

  • Add your Yes Bank credit card as a beneficiary.
  • Use the IFSC code 'YESB0CMSNOC' to complete the process.

YES Mobile App

Download the YES Mobile App from the app store to make payments to your credit card. You will have to use your mobile number to register for this facility. Here's how the registration process works:

  • Log in with your net banking credentials https://www.yesbank.in/yesfaq&level1= Digital%20Banking&level2=YES%20Mobile& level3=YES%20Mobile, debit card number and PIN, or customer ID, date of birth, and PAN number.
  • Once your details are authenticated, you will receive an OTP on your registered mobile number.
  • Add the OTP to verify your mobile number.
  • Once it's verified, you will have to set a 6-digit MPIN.
  • You can also set fingerprint authorisation if your iOS or Android device has a biometric feature.

YES Pay App

If you have a valid mobile number, you can sign up for YES Pay by downloading the app from Google Play Store or iOS App Store. You will be required to fill in certain details to complete the registration process. YES Pay lets you access a prepaid wallet, UPI management, and Yes Bank credit card management.

For card payments, you will have to enter your card number, date of birth, and more to register your card.

YES ROBOT

YES ROBOT is an artificial intelligence (AI) powered chatbot that assists you with all your financial transactions. Here's how you can use it:

  • Launch Facebook Messenger.
  • Search for YES ROBOT.
  • Type in 'Hi' to start chatting.
  • For registration, you will have to enter your Yes Bank customer ID and mobile number.
  • An OTP will be sent to your registered mobile number.
  • Post authentication, you can access non-financial transactions.
  • For financial transactions, you will be required to use your MPIN for second-factor authentication.

You can start paying your credit card bills once you've successfully authenticated your account.

Ways To Pay Your Card Bill Offline

Besides online modes, you can also clear your credit card dues by using various offline channels.

Atm Funds Transfer

To use this mode of payment, you will have to visit your nearest Yes Bank ATM. Follow the instructions to transfer funds from your savings or current account to your credit card.

Cheque Payment

Another offline channel you can use for card payments is cheque. You will have to address the cheque to your credit card account by quoting your 16-digit card number. You can then drop the cheque at any one of Yes Bank's drop boxes. It's important you mention your full name and mobile number behind the cheque.

Cash Payment

If you don't prefer any of the above modes, you can always choose cash payments. Visit your nearest Yes Bank branch and inform them about your wish to pay your bill. You will be charged a processing fee as well.

FAQs

  1. What are the monetary limits on the Yes Pay mobile wallet?
  2. The limits vary depending on the type of customer you are. For instance, if you're a min KYC customer:

    • Wallet balance cannot exceed Rs.10,000.
    • Monthly spend limit capped at Rs.10,000.
    • Amount loaded in a financial year capped at Rs.1 lakh.

    If you're a full KYC customer:

    • Wallet balance cannot exceed Rs.1 lakh.
  3. Will I be charged for using Yes Bank's net banking services?
  4. No. As an account holder, you will not be charged for using net banking services.

  5. Can I access the YES ROBOT on other applications as well?
  6. No. Currently, the YES ROBOT is only accessible through Facebook Messenger. However, it will be available soon on the Yes Bank website.

  7. Can I use YES Pay - UPI App on my iOS device?
  8. No. The YES Pay - UPI App is only available on Android devices.

  9. How do I make a NEFT transaction through Yes Bank's net banking facility?
  10. To initiate a NEFT transaction, follow the steps below:

    • Log in to Yes Bank's net banking portal.
    • Go to the 'Funds Transfer' section on the left side of the navigation bar.
    • Select 'Other Bank Transfer - NEFT'.
    • Enter beneficiary name, account number, IFSC code, transfer amount, and payment details.

    Once the transaction is processed, you will receive a unique transaction confirmation number. If you have any queries regarding this particular transaction, you can quote this number for assistance.

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Yes Bank Credit Card Bill Payment Reviews

Page 1 of 6 1 2 3 4 5
  • YES Bank Credit Card
    "Please give right information to the customer"
    YES BANK
    0.5 4.0/5 "Great!"
    I never called the customer care service of YES bank. So far I never missed any bill payment. In this card, I get a complementary lounge access in Airport so that I opted for this card. I get Quarterly 3 times for domestic and international to access the lounge facility in airport. There is no yearly charges for this card.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 18, 2020
  • YES Bank
    YES Bank Credit Card
    "Say YES to Yes bank"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I required a different card from different bank and this was fulfilled by YES bank credit card. Its a free of cost and there is no need to pay any annual charges. Till now i have not used the card much and i have done only one transaction so far. They have given me a credit limit of Rs. 50000. I got a message on my registered number and mail id regarding the statement.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 17, 2020
  • YES Bank Credit Card
    "Excellent "
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I do have a credit card with YES BANK and it was purchased before 6months because there is no yearly fee and joining fee. The credit limit is sufficient and even I have received the SMS regarding the limit enhancement. The payment mode is easy and am getting proper acknowledgement from the support team.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2020
  • YES Bank Credit Card
    "Card is good with EMI facility"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    Since i do not have YES bank card and i want to have some kind of experience so that i purchased this card. They are providing the EMI option for the bulk payment that i'm doing. There is no annual fee and joining fee. They were telling about some rewards points but i do not know about the redemption details.
    Was this review helpful? 2
    , bangalore
    Reviewed on Dec 16, 2019
  • YES Bank Credit Card
    "Best Service"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have applied for Yes Bank credit card through Online .Since having some many credit cards and if i take another credit card need to pay more amount so not availed this credit card.The agent gave a clear picture about the card process,There was proper callback and follow up from bank end .
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 09, 2019
  • YES Bank Credit Card
    "Need to provide cash back"
    YES BANK
    0.5 2.0/5 "Expected more"
    My friend has suggest about YES bank credit card to apply and I have been using for more than 8 months.It is an annual fee chargeable. The credit limit is given as per my salary package. At an initial when I done a transaction they blocked my card after that only they are doing a confirmation of customer details. One time I have done to pay for a payment for 2 days delay for that I am getting many calls. Based on the usage I get only points not cash back.
    Was this review helpful? 0
    , chennai
    Reviewed on Oct 23, 2019
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 4.0/5 "Great!"
    The customer service is good with YES BANK. I am using Prosperity Edge for last 1.5years. The annual fee is not applicable which is life time free. The credit limit is 1,20,000rupees which is very much sufficient. The payment mode is easier and it was done through online banking.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Oct 22, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 4.0/5 "Great!"
    Till now i have not defaulter for any payment. YES bank approached me for a life time free credit card hence i have accepted the same. Its a life free card and no no joining fee also. I'm using it for last 20 days only. I haven't use the card properly. I have already the first month bill and its clear to understand.
    Was this review helpful? 0
    , ambala
    Reviewed on Oct 01, 2019
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 4.0/5 "Great!"
    I felt, YES BANK credit card is good because the statements are on time and they are giving extra time to make the due amount which was convenient. The credit limit is good and the annual fee is not applicable. I have no idea about the charges but it have an option for flexi pay.
    Was this review helpful? 0
    , kanpur
    Reviewed on Sep 29, 2019
  • YES Bank Credit Card
    "Loan process should be improved"
    YES BANK
    0.5 4.0/5 "Great!"
    I am doing plumbing service so I have only bank statement but when I applied YES bank credit card. They were asking my pay slip to process the credit card. Finally they cancelled the application without informing the reason I suggest their service and follow up should be improved.
    Was this review helpful? 0
    , chennai
    Reviewed on Sep 27, 2019
  • YES Bank Credit Card
    "Average Card"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    There is no such benefits on YES bank but they are very strict on their rules and conditions. By fault from bank side also, they will penalized the customer. Customer get too many reminders regarding the payment even customer has paid the money. I'm not very much satisfied on this card
    Was this review helpful? 0
    , new delhi
    Reviewed on Sep 24, 2019
  • YES Bank Credit Card
    "Good card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I get reward points for flight bookings on YES BANK creidt card also I used to get cash back and discounts on Makemytrip because I used to travel every month and its beneficial for me. I pay the bill on time so there was no issues. I never called the customer care and did not find any difficulty and inconvenience. They used to contact me for loans and etc. I am not using the card from last 7 to 8months.
    Was this review helpful? 2
    , mysore
    Reviewed on Sep 18, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I am not using the YES bank. I am having a Prosperity Edge card. I haven't used any benefits on this card. They have provided me a credit limit of RS. 75000. There is no yearly charges on this card. Its easy to make the bill payment through online. Their app is very much convenient to use.
    Was this review helpful? 2
    , bangalore
    Reviewed on Sep 17, 2019
  • YES Bank Credit Card
    "Excellent"
    YES BANK
    0.5 3.0/5 "Satisfactory"
    I have been using YES BANK credit card for a year and am not satisfied with the credit limit and even with the EMI conversion. I hold REWARD PLUS card which is zero annual fee. There is no special benefits. The payment mode is easy. I don't have any issues with the charges.
    Was this review helpful? 1
    , coimbatore
    Reviewed on Sep 16, 2019
  • YES Bank Credit Card
    "Good"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    Yes Bank mobile application is very good where I can see my usage on my transactions but if I do the payment it takes 3 days to update and reflect on my credit card, it took 5 days approve my credit card, credit limit of the card is good, credit card charges are applicable but if we do more transaction then the annual fee charges is waved off.
    Was this review helpful? 0
    , visakhapatnam
    Reviewed on Sep 12, 2019
  • YES Bank Credit Card
    "Good Card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    For YES bank credit card applied through an online on a month before. The credit limit is sufficient and it was a life time free credit card. EMI option applicable. I use for fuel , restaurants , utility bill payment. They have given one benefits to add a member to pay for a rent in net banking. Based on the usage I get reward points.
    Was this review helpful? 0
    , bangalore
    Reviewed on Sep 11, 2019
  • YES Bank Credit Card
    "Average"
    YES BANK
    0.5 4.0/5 "Great!"
    I have used YES BANK credit card and am facing a problem with the payment mode. I am having a saving account with Citi Bank and there is no option showing for this bank card. I have paid the amount by colleague card and gonna reach the customer support for this issue. Initial experience was good in taking the card. The credit limit is 30K which is sufficient.
    Was this review helpful? 0
    , new delhi
    Reviewed on Sep 11, 2019
  • YES Bank Credit Card
    "Fantastic offer"
    YES BANK
    0.5 4.0/5 "Great!"
    I have recently taken YES BANK Prosperity Edge card. The reason for getting the card is its life time free. The credit limit is less. I have not used the card yet and will be using it soon. The application is good. Actually they are provided me one benefit, if I pay my electricity bill through this card and will be getting 250 points every month.
    Was this review helpful? 0
    , mumbai
    Reviewed on Sep 11, 2019
  • YES Bank Credit Card
    "Excellent"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    I have taken a card with Yes bank the process was smooth and it is an annual fee chargeable and need to pay for 1000 rupees. The credit limit is given for low for 35 thousands only expecting more than that. There is an EMI options. Not yet to use the card.
    Was this review helpful? 8
    , chennai
    Reviewed on Aug 30, 2019
  • YES Bank Credit Card
    "Good credit card"
    YES BANK
    0.5 5.0/5 "Blown Away!"
    It was through online, i got the offer for availing the yes bank credit card. If i make the utility payment on this card, i get the cashbaks. The bill is clear to understand and i got the bill yesterday and i'm satisfied with the bill cycle. The limit has to be improved because they have given me only Rs. 40000.
    Was this review helpful? 0
    , bangalore
    Reviewed on Aug 26, 2019
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