DCB Bank Credit Card Bill Payment

The credit cardholders of DCB Bank have many online and offline options for paying their card bills every month. They can either use online options such as net banking, Auto Debit, mobile banking, etc. or offline options such as cash or cheque payment to pay their credit card bills. The bank also allows them to pay their bills through an account they hold with another bank or through another bank’s credit card. Apart from this, they can also use the phone banking service or the SMS Facility to get information about their DCB Bank credit card at any time.

Online Modes for DCB Bank Credit Card Bill Payment:

• Net Banking:

  DCB Bank credit card customers have the option of paying their monthly card bills using the bank’s net banking service. Cardholders are required to have a DCB Bank account with the net banking service activated on it, if they want to pay their bills online. This service is fast and cardholders can pay their bills at anytime from anywhere, all they need is an internet connection and a computer.

• Auto Debit Facility:

  DCB Bank credit cardholders can visit any branch of the bank and ask them to activate the Auto Debit facility for their credit card. This facility will allow the bank to automatically deduct either the minimum credit card bill amount due or the full credit card bill amount due every month, depending on the option they have chosen.

• Mobile Banking:

  Cardholders can use the Mobile Banking facility offered by DCB Bank to make their credit card payments. They have to download the DCB Bank Mobile Banking App on their phone and login to their account. After logging in, they can transfer the outstanding bill amount to their credit card account.

• DCB Bank Credit Card Bill Payment Using Non – DCB Bank Accounts:
  • Via NEFT:DCB Bank cardholders are allowed to pay their credit card bills through an NEFT transaction. The NEFT service allows them to pay the credit card bills of DCB Bank using an account they hold with another bank. They have to simply login to the net banking service of their bank account and add their DCB Bank Credit Card as a beneficiary in the ‘Online Funds Transfer’ section. After that they have to provide the details and confirm the payment.
  • Via Another Bank Credit Card:DCB Bank credit cardholders can pay their card bills by using a credit card they hold with another bank. They have to transfer the funds from their other bank’s credit card to the DCB Bank credit card in order to make the payment.

Offline Modes for DCB Bank Credit Card Bill Payment:

• Cash:

  DCB Bank credit cardholders have the option of paying their credit card bills via cash. To make the payment, they have to visit the bank’s branch that is nearest to them and fill the pay- in slip available at the information desk. They have to submit the pay- in slip along with the cash to the teller at the counter and collect the receipt.

• Cheque:

  DCB Bank allows their credit cardholders to pay their card bills by cheque. To make the payment, they have to fill the correct information on the cheque and sign it. The cheque has to be drawn in favour of their credit card number. Cardholders have to mention their name and contact number on the back of the cheque. They have to deposit the cheque at any branch of the bank and they will get an acknowledgement receipt in return.

DCB Bank Credit Card Statement:

In order to avoid the issues related to sending the physical credit card statement, DCB Bank provides their cardholders with an e- statement every month. This statement is sent to them on their email and is password protected, so that only the cardholders are able to access it. The statement contains all the information related to their credit card such as the transaction details, pending amount, etc. Cardholders can also get the information related to their credit card through the SMS Facility, Phone and Mobile Banking services of DCB Bank.

DCB Bank Credit Card Bill Payment FAQs:

1. What is the late payment fee?

   DCB Bank charges a late payment fee of Rs.100.

2. Do I have pay a fee for availing the e- statements of my credit card?

   No, you do not have to pay any fees for availing the e- statements of your credit card.

3. How can I get more details about the credit card payment process?

   You can get more details about the credit card payment process from DCB Bank. You can either contact their

   customer care service

   or visit any DCB Bank branch.

4. Does DCB Bank charge any money for providing a duplicate statement?

   Yes, DCB Bank charges Rs.50 per page for a duplicate statement.

5. How much does the bank charge for cheque return?

   For every cheque that is returned, the bank charges Rs.250.