Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Mr. Sharma is enjoying free airport lounge access with his Credit Card. What about you? Get A Card
DCB, a top contender in the private sector, is a scheduled commercial bank that is regulated by the Reserve Bank of India. This bank boasts of over 300 branches across 19 states in the country and provides a plethora of products and services.
DCB Bank was established in the 1930s and the Aga Khan Fund for Economic Development is State-of-the-art technology and robust customer care service is given utmost priority by this new generation bank. DCB Bank also provides customers with internet, personal as well as business banking services.
The various segments of DCB are SME, Retail, Micro-SME, Commodities, Agriculture, Indian Banks, Government Public Sector, Non-Banking Finance Companies and Co-operative Banks. As part of their retail banking portfolio, DCB Bank provides customers with a plethora of products and services such as credit cards, prepaid cards and debit cards.
A bank with fantastic products and services, DCB Bank places emphasis on robust customer care service and latest technology. In terms of expertise, DCB may be relatively new but their credit card is known for its unique features, benefits as well as affordability. Following are the reasons that would compel an individual to opt for the DCB bank credit card.
If there is one product that has changed the face of the economy today, it is the credit card. These plastic cards may look small and unimportant but wield a significant influence in the financial world. Ever since their inception, credit cards have been used for various purposes and is also highly popular due to the sheer number of benefits and features provided by them.
Firstly, credit cards are firstly highly convenient. It is easier to carry around a small card that can be swiped at most locations. It is also much more secure than carrying around a bundle of cash. Additionally, using credit cards can result in the cardholder availing Reward Points, AirMiles and other discounts that can be utilised later. Through credit cards, customers can also purchase products and services both within and outside the country through online shopping. The list of benefits goes on and on.
However, despite the numerous benefits offered by this financial tool, if misused it can cause a serious dent in the cardholder’s finances. Customers are always advised to pay their bill in full because not doing so will result in their having to pay an additional interest. Paying just the minimum amount due is also allowed but strictly not advised. If bills are not paid on time, customers will have to end up paying a hefty amount and may result in their spiralling into a debt trap. Therefore, not all can procure credit cards but only those who meet the necessary eligibility criteria can avail the same.
However, diligent usage of a credit card is highly beneficial and recommended as well. There are a number of companies today that provide customers with credit cards with DCB Bank being one of the top providers. Individuals can avail DCB credit cards either online or offline.
One of the foremost banking service providers in the country, DCB Bank is renowned for their products and services along with robust customer care service. DCB Bank provides customers with a number of cards such as debit, credit as well as prepaid cards. Individuals can apply for a DCB Bank credit card online by visiting the website of the bank.
Individuals will have to first visit the official website of DCB Bank and click on ‘Quick Links’ which is on top of the page. A drop down menu will appear wherein they will have to choose ‘Cards and Offers’. Once they are redirected to the next page, customers will have to select ‘DCB Cards’. From the drop down menu, ‘Payless’ will have to be chosen which is currently the only credit card offered by this company. Customers can either download the form, fill it and then upload it or submit it to the nearest branch of DCB Bank or they can fill in the required details under the ‘Leave Your Number’ section post which the representatives of the bank will contact them directly.
Additionally, customers can also drop a mail to the bank and will be contacted by them directly.
Individuals can also apply for the DCB Bank credit card offline. This can be done by visiting the nearest branch of DCB Bank. Individuals will have to fill in the required form along with the necessary documents. If they meet the eligibility criteria that has been put forth, they can procure the credit card.
Applicants can also contact the customer care service of DCB Bank through their toll free number at any given point of time for any queries or doubts regarding the same.
A secured credit card that provides a plethora of benefits and features, the DCB PayLess credit card is the only credit card that is currently provided by DCB Bank. This credit card as the name suggests is secured against a fixed deposit, thereby providing more savings and flexibility. Secured credit cards also usually procured by first time credit card holders or those that do not have a good credit score.
Through the DCB PayLess credit card, customers can save more and pay less at the same time. This credit card comes with a multitude of benefits and features.
Customers will have to be above the age of 18 and should have a fixed deposit with DCB Bank.
For further details regarding the same, customers are advised to contact the bank directly.
| Category | Merchant | Offer | Offer Validity |
| Health and Wellness | Apollo | Customers can avail a discount of upto 15% when they use their DCB Bank credit card to pay the bill at Apollo Pharmacy | 30 June, 2018 |
DCB Bank is a new generation bank that provides customers with a number of unique products and services that are customer friendly as well. These products can be procured quite easily without any hassles. The PayLess credit card by DCB Bank is secured against a fixed deposit and can be availed by those who do not have good credit scores or have never owned a credit card before. Using this card judiciously can help customers build their credit while enjoying the numerous benefits provided by this credit card. Individuals can apply for this card by either visiting the nearest branch of DCB Bank or by visiting the official website of the bank.
Updated on November, 2017
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