Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Canara Bank Credit Card Bill Payment

    Canara Bank offers several payment channels to help you pay your credit card bills on time. You have the option of choosing either offline or online payment modes. This way, you will never miss a due date and incur late payment fees.

    Canara Bank Credit Card Bill Payment Online

    • Auto debit facility
    • Electronic Fund Transfer (NEFT)
    • Mobile Application

    Canara Bank Credit Card Bill Payment Offline

    • Demand draft
    • Cash
    • Cheque

    Ways to Pay Your Credit Card Bill Online

    One of the easiest ways to pay off your outstanding balances is by opting for online payment channels. Canara Bank provides two modes to clear your credit card dues. Let's take a look at them below:


    • Open the ‘PhonePe’ app.
    • Under the ‘Recharge & Pay Bills’ section, click on ‘Credit Card.’
    • Choose Standard Chartered as your credit card provider.
    • Enter your credit card number.
    • Enter the amount.
    • Click on ‘PAY BILL.’


    • Open the ‘Paytm’ app.
    • Navigate to the credit card bill payment page of Standard Chartered.
    • Enter the amount to be paid.
    • Click the ‘Proceed’ option.
    • Choose your preferred payment mode.
    • Make the payment.


    • Visit the MobiKwik website or app.
    • Click on the ‘Recharge & Bill Pay’ option.
    • Enter your credit card number.
    • Enter the amount to be paid.
    • Choose a payment mode as per your preference.
    • Enter the voucher code (if applicable).
    • Click on ‘Payment.’

    Ways To Pay Your Card Bill Offline

    Canara Bank also offers several offline channels for your card bill payments. You can choose any of the three options mentioned below.

    • Demand Draft:

      You can use demand draft to clear your outstanding balances as well. You will have to fill in certain details before submitting your request.

    • Cash Or Cheque:

      If you're choosing the cash payment mode, you can visit your nearest Canara Bank branch and initiate a transaction. For cheque payments, you will have to address the cheque to your credit card account and drop it off at your bank's branch.

    Payment Processing Time for the Various Methods

    Canara Bank credit card bills can be paid through the auto debit facility and National Electronic Fund Transfer (NEFT).

    The payment processing time for these are:

    • Auto debit facility: Payment is instant
    • NEFT: Between 1 to 2 hours

    Canara Bank Credit Card Statement

    Your Canara Bank credit card statement will provide the following information:

    • Your credit card due payment
    • Minimum amount due
    • Due date for the payment
    • Interest charges levied, if any
    • Accumulated reward points
    • Billing start and end date
    • Total outstanding due amount
    • List of transactions done on your credit card, both debits and credits, along with the merchant's name
    • Transaction amount
    • Transaction date

    The credit card statement is sent every month. It will be sent either to your registered email address or postal address, depending on which mode of communication you have opted for.

    It is important to go through the credit card statement in detail to check for any discrepancies. If there are any fraudulent transactions, you should contact the bank through the customer service helpline to resolve the issue.

    FAQs on Canara Bank Credit Card Bill Payment

    1. I have a credit card query. Whom should I contact?

      You can visit the nearest Canara Bank branch or call the help line toll-free number 1800 425 0018. Alternatively, you can also drop a mail to

    2. Are there any processing fees for NEFT transactions?

      Yes, there are processing fees for NEFT transactions. For transaction amounts of up to Rs.10,000, it is Rs.2.25, for up to Rs.1 lakh it is Rs.4.75, for up to Rs.2 lakh it is Rs.14.75, and for anything above Rs.2 lakh it is Rs.24.75. These charges are exclusive of GST.

    3. I haven't received the payment on my credit card after the NEFT transaction. Whom should I contact to resolve this issue?

      You will have to get in touch with the Canara Bank branch and NEFT customer facilitation centre. The numbers are 022-22690581/022-22691157 and the email is

    4. What happens if I miss the due date for my credit card payment?

      Depending on the bank, a certain amount will be charged as a late payment fee. For a revolving credit account, you will be charged a 2% late payment fee which is a minimum of Rs.10 and a maximum of Rs.150. You will be charged a 2% late payment fee for non-revolving credit accounts as well. This could be a minimum of Rs.20 and a maximum of Rs.300.

    5. Can I change the due date for my Canara Bank credit card?

      No, you cannot change the due date for your Canara Bank credit card.

    6. What is the credit-free period on Canara Bank credit cards?

      The credit-free period on your Canara Bank credit card is 50 days provided you settle the outstanding amount in full by the due date.

    7. Is there a separate credit card statement for Canara Bank add-on credit cards?

      No, the total outstanding amount incurred on Canara Bank's add-on credit cards will be billed to the credit card statement of the main card.

    8. What happens if the minimum payment due is not paid on a Canara Bank credit card bill?

      If the minimum payment due is also not paid within 90 days from the next statement date, then the cardholder's name will be reported to the credit rating agencies in India and will be blacklisted. The blacklisting can be removed on request if the liabilities are cleared later.

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