Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

Canara Bank Credit Card Bill Payment

 4.5 / 5.0   by 15 users
Used this product? Write a review >>

Fees & Charges

Promised Interest Rate

Customer Service

Responsiveness

Canara Bank offers several payment channels to help you pay your credit card bills on time. You have the option of choosing either offline or online payment modes. This way, you will never miss a due date and incur late payment fees.

Canara Bank Credit Card Bill Payment Online

  • Auto debit facility
  • Electronic Fund Transfer (NEFT)

Canara Bank Credit Card Bill Payment Offline

  • Demand draft
  • Cash
  • Cheque

Ways to pay your card bill online

One of the easiest ways to pay off your outstanding balances is by opting for online payment channels. Canara Bank provides two modes to clear your credit card dues. Let's take a look at them below:

Auto Debit Facility

With the auto debit facility, you don't have to worry about missing your due date ever again. You can set up standing instructions, so every month a predetermined amount is credited to your card from your account. Here's how you can initiate a standing instruction:

  • First, you will choose the source account from which the money will be debited.
  • Choose the beneficiary account.
  • Enter the transfer amount.
  • Choose the frequency of your payments, daily, weekly, fortnightly, monthly, bi-monthly, quarterly, half yearly, or yearly.
  • Select the priority level for your instruction.
  • Enter the first and the last execution date in the DD/MM/YYYY format.
  • You can mention the reason for these transfers.

Besides viewing your current standing instructions, you also have the option of modifying or deleting them altogether.

Electronic Fund Transfer (NEFT)

You can use NEFT for credit card bill payments as well. You will have to add your card as a beneficiary by adding the 16-digit number in place of the account number. The IFSC code will be CNRB0001912.

This facility operates in hourly batches. You can initiate transactions from 8:00 am to 7:00 pm on weekdays, and 8:00 am to 1:00 pm on Saturdays. There are no upper or lower limits when you choose NEFT. Listed below are the details required for NEFT:

  • Amount to be credited
  • Account to be debited from
  • Name and IFSC code of the beneficiary bank
  • Name of the beneficiary
  • Account number of the beneficiary
  • Mobile number/e-mail ID

Ways To Pay Your Card Bill Offline

Canara Bank also offers several offline channels for your card bill payments. You can choose any of the three options mentioned below.

Demand Draft

You can use demand draft to clear your outstanding balances as well. You will have to fill in certain details before submitting your request.

Cash Or Cheque

If you're choosing the cash payment mode, you can visit your nearest Canara Bank branch and initiate a transaction. For cheque payments, you will have to address the cheque to your credit card account and drop it off at your bank's branch.

FAQs

  1. I have a credit card query. Whom should I contact?
  2. You can call the nearest Canara Bank branch or the help line toll-free number 1800 425 0018. Alternatively, you can also drop a mail to hocancard@canarabank.com or write to the Deputy General Manager at the following address:

    CANARA BANK
    CARD DIVISION,
    Naveen Complex, 5th Floor, No. 14, M G Road,
    BANGALORE. 560 001
    INDIA

  3. Are there any processing fees for NEFT transactions?
  4. Yes. Take a look at the table below for more information.

    Transaction amount Charges (Rs.)

    Up to Rs.10,000

    2.50

    Rs.10,001 to Rs.1 lakh

    5

    Above Rs.1 lakh to Rs.2 lakh

    15

    Above Rs.2 lakh

    25

  5. I haven't received the payment on my credit card after the NEFT transaction. Whom should I contact to resolve this issue?
  6. You will have to get in touch with the Canara Bank branch and NEFT customer facilitation centre at the following address:

    CANARA BANK,
    4th Floor,Canara Building,
    Adi Marzban Road,Ballard Estate,
    Mumbai- 400 038
    Additional contact details below:

    • Telephone - 022-22690581/022-22691157
    • Fax - 022-2269675
    • Email - neftcb0136@canarabank.com/csmcity@canarabank.com
  7. What happens if I miss the due date for my credit card payment?
  8. Depending on the bank, a certain amount will be charged as a late payment fee. For a revolving credit account, you will be charged a 2% late payment fee. This is either a minimum of Rs.10 and a maximum of Rs.150.

    You will be charged a 2% late payment fee for non-revolving credit accounts as well. This could be a minimum of Rs.20 and a maximum of Rs.300.

  9. Can I change the due date for my Canara Bank credit card?
  10. No, you cannot change the due date for your Canara Bank credit card.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Customer Reviews

Page 1 of 1
  • Canara Bank Credit Card
    "NEED TO IMPROVE THE CARD OFFER"
    CANARA BANK
    0.5 2.5/5 "Just OK"
    I am not satisfied with the offers in this card because the offers are very lesser through online shopping also i got the lesser credit limit and requested for limit hike but they have denied. There is no proper response from the customer support. The application is good as well as easy to do the bill payment but it reflects more than 8 days.
    Was this review helpful? 0
    , pune
    Reviewed on Jun 17, 2019
  • Canara Bank
    Canara Bank Credit Card
    "Good card"
    CANARA BANK
    0.5 4.0/5 "Great!"
    There is no specific reason to choose CANARA BANK credit card .They have the same features as other banks. I always pay my credits on time so i never have any issue. Transactions happens without any issue. Happy with Overall Features. There is no joining fee with this card .
    Was this review helpful? 1
    , coimbatore
    Reviewed on Jun 03, 2019
  • Canara Bank Credit Card
    "Bad service"
    CANARA BANK
    0.5 1.0/5 "Really Bad"
    I have a credit card with CANARA BANK for long time, it is not up to the mark card, even there is no offer they provide me and i get difficulty in payment part there a problem in transferring from one account to other account and annual fee is also chargeable and even i am not happy with my credit limit.
    Was this review helpful? 3
    , vadodara
    Reviewed on Oct 10, 2018
  • Canara Bank Credit Card
    "best service"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    I have given 5 starts for home loan the reason is i had very good experience with CANAR BANK, i use to pay excess EMI to close so soon . They have not charged any processing fee and the tenure period is 20year . My loan amount is up to the mark . I got hassles free services from customer executive of CANARA BANK . Rate of interest is 8.5% and it is nominal in market .
    Was this review helpful? 1
    , chandigarh
    Reviewed on Aug 20, 2018
  • Canara Bank Credit Card
    "Cash credit facility is great"
    CANARA BANK
    0.5 4.5/5 "Excellent!"
    This is the basic card which is not having many features. I don't get any offers on this card. I will just use the card and i will pay the money. I have got a credit limit of Rs. 50000. This is a free card hence no annual fee. This is was 3 years back, i have purchase this credit card. I don't face any issues with their customer service.
    Was this review helpful? 4
    , bangalore
    Reviewed on Jul 19, 2018
  • Canara Bank Credit Card
    "Excellent card"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    Past 8 months, I had been using canara bank credit card. They have provided me a credit limit of Rs. 50000. The cash withdrawals is excellent in canara bank compared to other credit card. Their is no interest on cash withdrawals and late fee payment. They are charging Rs. 250 as annual fee that too i use more than 10 K then i don't need to pay the annual fee also.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jul 02, 2018
  • Canara Bank Credit Card
    "Good card"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    I have a Visa Platinum credit card from Canara Bank and using it for past 15 years. The credit limit was good. It is a life time free credit card. I get cash back offers. I am using the card for multi purposes. I used to pay the card payment through net banking.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 15, 2018
  • Canara Bank Credit Card
    "Best card to use"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    I am using Canara Bank credit card from last 4 years, the credit card services are very good in this bank. I am not aware of any annual fee in this credit card. I have a credit limit of Rs 1 lakh and the cash limit of Rs 40000 which is more than sufficient. I am not aware of any offers as i do not use this card much. My credit card payment gets auto deducted through ECS.
    Was this review helpful? 0
    , lucknow
    Reviewed on Dec 27, 2017
  • Canara Bank Credit Card
    "Its Good"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    Before two month back, I got Canara bank credit card, its very easy to transfer money from my account to credit card. Generally I make bill payment, shopping with Canara bank card, they offered me the credit limit around Rs. 1 lakh. But it has some annual fee its nominal.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 21, 2017
  • Canara Bank Credit Card
    "Better card to use"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    More than 2 years I use this Canara bank gold credit card. I got the credit limit of Rs.1,00,000 with this card. .I don't pay any annual fee to canara global gold credit card. I use this card for all kind of purchases with this card. I would say it is better card to use.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Nov 20, 2017
  • Canara Bank Credit Card
    "Excellent card to use"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    I use CANARA BANK credit card. CANARA BANK customer support is quick in response. I use this card very well as I like their services and also their EMI option is good for this credit card. I pay Rs. 250 as an annual fees for this card which is good compared with other banks credit cards.
    Was this review helpful? 1
    , bangalore
    Reviewed on Sep 30, 2017
  • Canara Bank Credit Card
    "Need to improve...."
    CANARA BANK
    0.5 4.0/5 "Great!"
    No option for emi option on my Classic credit card. Billing cycle is 50 days and if we don't pay the bill the Canara bank will block the credit card automatically. After clearing all the dues they release the block and it would take three days. At the start they refused to give the credit card and I got it in reference of the manager. Limit is 50k and on that 25k is the cash limit.
    Was this review helpful? 3
    , chennai
    Reviewed on Feb 10, 2016
  • Canara Bank Credit Card
    "Manageable"
    CANARA BANK
    0.5 3.0/5 "Satisfactory"
    The canara bank credit card is very good for booking the railway ticket as the payment gateway is very fast through which the transactions is complete soon other than that no any other benefits on the card. Whenever we try to withdraw the cash from the atm will not be in the service. I would suggest the bank to improve the service.
    Was this review helpful? 7
    , chennai
    Reviewed on Aug 14, 2015
  • Canara Bank Credit Card
    "Average!!!"
    CANARA BANK
    0.5 3.0/5 "Satisfactory"
    I have a Platinum normal card taken from taken from Canara bank. Rs79,000 is the credit limit. I normally use this card for emergency purpose. I never interacted with the customer service. Because everything is done online itself. I have the reward point but never used it so far. The Payment is auto debited from my account. The annually fee is Rs 500 and if I purchase for certain limit the fee will get waived off. I suggest the bank either to reduce the annual charge or the limitation should be canceled.
    Was this review helpful? 4
    , karur
    Reviewed on Jul 13, 2015
  • Canara Bank Credit Card
    "Amazing"
    CANARA BANK
    0.5 5.0/5 "Blown Away!"
    Holding a credit card of Canara bank for the past 6 months was very convenient. Best part is the interest free period of 50 days. Only if I miss to pay the bill or withdraw cash from ATMs the bank charges more otherwise the rate of interest is quite competitive. Mostly I use the card for purchasing online and booking tickets and I get reward points on all the transactions.
    Was this review helpful? 15
    , shimoga
    Reviewed on Jul 18, 2014
Common Loader Icon
Page 1 of 1
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.