Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    Bankbazaar Bank Of Baroda Credit Cards

    We found 7 Bank Of Baroda Credit Cards
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  • Bank Of Baroda Credit Cards Reviews

    • Bank of Baroda Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      The bank of Baroda platinum visa credit card has low interest rate. I use this credit card for purchasing bill payments and hotels bills. The benefits like rewards points cash back and other online offers are available with this card. I am satisfied with the credit limit. There is no annual fee for this card.
      Was this review helpful? 0
      , madurai
      Reviewed on Aug 31, 2017
    • Bank of Baroda Credit Card
      "Good offers and services"
      0.5 5.0/5 "Blown Away!"
      Bank of Baroda has offered me a credit card as well. The services are good as I get my statements on time and it is transparent too. There are no charges and the limit is also to my expectation. There are special offers on shopping which is helpful.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 26, 2017
    • Bank of Baroda Credit Card
      "Good credit card"
      0.5 4.0/5 "Great!"
      They have good reward scheme, for all transactions I am getting good reward points too. I could redeem the points into cash to my account. They gave me the credit limit of Rs.40,000 but I have reduced the amount to rs.20,000 I am very much fine with Bank of Baroda credit card.
      Was this review helpful? 0
      , jaysingpur
      Reviewed on Aug 08, 2017
    • Bank of Baroda Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      The manager from Bank of Baroda called me once and offered the credit card. He himself filled the form and provided the card for me and my wife. The card which they provided is a life time free card and the credit limit is quite satisfactory. And I am making prompt payment till date.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2017
    • Bank of Baroda Credit Card
      "Recommendable product"
      0.5 5.0/5 "Blown Away!"
      I had salary account with Bank of Baroda, hence I applied Bank of Baroda credit card through online, I am very much glad to use their credit card service. BOB mobile application is convenient to make credit card payment. Also I am getting very good reward points and cash backs from them.
      Was this review helpful? 1
      , vizianagaram
      Reviewed on Jun 03, 2017
    • Bank of Baroda Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience for credit card with Bank of Baroda. There are no options for EMI when the transactions are high. It has to be more clear and the offers are normal. The limit is good and they need an improvement in the EMI facility so it is convenient.
      Was this review helpful? 1
      , eluru
      Reviewed on May 10, 2017
    • Bank of Baroda Credit Card
      "Better Service"
      0.5 3.0/5 "Satisfactory"
      I am holding a credit card with Bank of Baroda. It is not a life time free card. Also, I do not have any reward points and cash back offers on my card. I use this card for shopping purpose but I am not getting any discounts while using this card on shopping.
      Was this review helpful? 1
      , kota
      Reviewed on Apr 07, 2017
    • Bank of Baroda Credit Card
      "Improve the service"
      0.5 3.0/5 "Satisfactory"
      For more than fifteen years, I am using credit card of Bank of Baroda. Reward points are available for my card but I do not know to redeem those points, also no enough time to convert those reward points as well. The credit limit offered by them is not sufficient. So I had asked them to increase my credit limit but they said it will be upgraded shortly but till now my credit limit is still not upgraded.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 17, 2017
    • Bank of Baroda Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I was holding my Times Credit card from Bank of Baroda more than one year. I am happy with the offers, If I purchase for 1000 rupees with my credit card, They would provide the cash back from 50 to 200 rupees. BOB good in reward points and they are in credit limit. I appreciate the credit card bill part was good.
      Was this review helpful? 1
      , hosur
      Reviewed on Jan 03, 2017
    • Bank of Baroda Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold only one credit card and it is with Bank of Baroda. Being a long time customer of the bank, I do not see much of hassles in using this product as well. The limit is good and I use in when needed. The transactions go through easily and the statements are received on time and are clear.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 28, 2016
    • Bank of Baroda Credit Card
      "Need to improve"
      0.5 2.0/5 "Expected more"
      Bank of Baroda credit card is the one which am having from the last one year of time. Credit limit is around 25000 Rupees and they are not caring about their customers. There are no offers like EMI option and reward points, also I would like to suggest that they need to improve in the customer service.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jun 23, 2016
    • Bank of Baroda Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am an exsisting customer of BOB. The services offered by them was very good. I use a credit card. It is a life time free card. The offers are good on the card. It has always been a satisfactory experience using any product with the bank. Good overall.
      Was this review helpful? 10
      , bangalore
      Reviewed on Jun 01, 2016
    • Bank of Baroda Credit Card
      "Need more options!"
      0.5 5.0/5 "Blown Away!"
      I would suggest the Bank of Baroda to enhance the EMI options against higher transactions. In the past 4 years of having the Platinum Visa card, I never faced any issues with them. Credit card payment are made through the bank of baroda website.
      Was this review helpful? 1
      , chennai
      Reviewed on Feb 29, 2016
    • Bank of Baroda Credit Card
      "Need more benefits!"
      0.5 4.0/5 "Great!"
      In the past 5 years of using the credit card with Bank of Baroda, they suggested me for the limit enhancement once. But I did not avail that at that time. Though I have the platinum card with them, the offers are not that much good when compared to other bank cards. Even a normal man can avail the basic card by submitting proper income proof details.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 25, 2016
    • Bank of Baroda Credit Card
      "Needs improvement!"
      0.5 1.0/5 "Really Bad"
      I got this Titanium credit card processed from Bank of Baroda two months before. But there are no such attractive benefits available on the card. Even there is no auto debit option from the savings account. I would suggest them to improvise on these services.
      Was this review helpful? 3
      , raipur
      Reviewed on Jan 28, 2016
    • Bank of Baroda Credit Card
      "No way for any fees "
      0.5 4.0/5 "Great!"
      It is an platinum credit card which has the credit limit of 1.2 lakhs. Being as an employee of BANK OF BARODA I got this card. There is not additional fees as well as no annual fees. After 5 years I need renew this card but there is no charges. There is no promotional offers on this cards.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Credit Card
      "Interest is high on the credit card.."
      0.5 2.0/5 "Expected more"
      There were lots of interest on the credit card and felt not right to continue and later I surrendered. My experience was not great with Bank of Baroda. I used an ordinary credit card for five years ago and gave that back. I purchased the product using this credit card but the rate was very high.
      Was this review helpful? 4
      , mumbai
      Reviewed on Nov 21, 2015
    • Bank of Baroda Credit Card
      "Customer satisfaction"
      0.5 5.0/5 "Blown Away!"
      I am holding a salary account with BOB based on which they have offered a credit card. Its very easy to use this account. They have given a credit limit of 20k. I am not using this card because of the lower limit. I am holding this card for a period of 15 years and mine is a Platinum credit card.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 17, 2015
    • Bank of Baroda Credit Card
      "Better card!!!"
      0.5 5.0/5 "Blown Away!"
      Platinum credit card with Bank of Baroda taken before 2 years. It is very useful for me. I also get offers like 5% discounts is utility bills etc Limit given for me was around 60,000. I am satisfied with it. Their customer support is really good with Bank of Baroda.
      Was this review helpful? 3
      , new delhi
      Reviewed on Oct 15, 2015
    • Bank of Baroda Credit Card
      "Good!!!"
      0.5 3.0/5 "Satisfactory"
      Master card taken from Bank of Baroda, since for many years I am using this card. They have given a good limit for me. Customer support was also good i had no issues at all. I use ti for all purchases this card is very useful for more. In terms of charges and interest they are good.
      Was this review helpful? 3
      , erode
      Reviewed on Oct 06, 2015
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    Bank Of Baroda Credit Cards is Rated as "Great!" by 34 Users

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    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Bank Of Baroda Credit Cards

    Bank of Baroda, established in the year 1908, is a leading bank in India. It is one of the largest public sector banks in the country, providing banking solutions to people all over the world. It has over 5000 branches with its headquarters present in Vadodara, Gujarat.

    Bank of Baroda offers a variety of financial products to its customers, which includes credit cards, debit cards, loans, deposits, etc. The bank provides various credit cards that have attractive features and benefits to offer and are accepted by merchants and ATMs globally.

    Why Choose Bank of Baroda Credit Cards?

    The credit cards offered by Bank of Baroda are designed to provide the maximum benefits to the cardholders. Apart from getting money on credit when required, people can earn rewards on their purchases that can be redeemed to earn exclusive offers. There is no surcharge on fuel transactions made by the customers using Bank of Baroda credit cards. The cards also have many other attractive features which include low annual and membership fees, free add on cards, insurance coverage, etc.

    Features and Benefits of Bank of Baroda Credit Cards:

    • Validity – The credit cards offered by Bank of Baroda are valid for use in any part of the world and are accepted by more than a million ATMs
    • 24x7 Customer Care Service – Bank of Baroda provides 24 x 7 customer care service to its credit cardholders. People can call up on the 24x7 toll free number for credit cards to get any help or information related to their card
    • Cash Withdrawal Facility – Bank of Baroda provides cash withdrawal facility to its credit card customers. Cardholders are allowed to withdraw a percentage of their credit limit from ATMs in India and Abroad. This percentage differs from card to card
    • Loyalty Points – Bank of Baroda credit cardholders earn loyalty points when they spend money using their cards
    • Add on Cards – Most credit cards offered by Bank of Baroda come with free Add on cards
    • Annual Fee Waiver – If cardholders spend a certain amount of money annually using their Bank of Baroda credit card and pay their bills regularly, the bank will waive off their annual fee
    • Exclusive Offers – Bank of Baroda provides exclusive offers such as 0% fuel surcharge, attractive discounts on international and domestic air tickets, hotel bookings, holiday bookings, etc. on all its credit cards. Apart from this, the cardholders enjoy dining, shopping, hotel, etc. privileges and benefits offered by Visa and MasterCard
    • Insurance Coverage – Credit cards offered Bank of Baroda come with an in-built Personal Accidental Death Coverage. Here, the bank provides coverage to cardholders in case of accidents for free. The amount of coverage differs depending on the card
    • Insta Pay Service – The Insta Pay service of Bank of Baroda have made it very easy and simple for credit cardholders to pay their bills online
    • Security – Credit cards offered by Bank of Baroda come with a security chip, which provides protection from fraudulent activities

    Bank of Baroda Credit Card Rates of Interest:

    Charge Elite Platinum Visa Credit Card Select Platinum MasterCard Credit Card Signature Visa Credit Card Assure Platinum Credit Card Titanium MasterCard Credit Card Co- Branded Credit Card Corporate Premium Credit Card
    Entry fee Rs.500 Rs.1000 Rs.1000 Nil Rs.250 Rs.500 Rs.2000
    Annual Fee Rs.1000 Rs.1000 Rs.1000 Rs.500 Rs.500 Rs.1000 Rs.2000
    Rate of Interest 2.6 % per month 2.6 % per month 2.6 % per month 1.6 % per month 2.5 % per month 2.6 % per month 2.6 % per month

    Bank of Baroda Rewards:

    Usage Bank of Baroda Loyalty Points
    Elite Platinum Visa Credit Card Select Platinum MasterCard Credit Card Signature Visa Credit Card Assure Platinum Credit Card Titanium MasterCard Credit Card Co- Branded Credit Card Corporate Premium Credit Card
    Purchase of goods or services 1 point on every Rs.100 2 points on every Rs.100 2 points on every Rs.100 1 point on every Rs.100 1 point on every Rs.100 1 point on every Rs.100 1 point on every Rs.100

    Bank of Baroda Eligibility Criteria:

    • Age Criteria – Applicants of Bank of Baroda Credit Cards need to meet a certain age criteria in order to apply for the credit cards. All the applicants must be between 18 years and 65 years of age
    • Income Criteria – Applicants of Bank of Baroda Credit Cards must earn a certain sum of money annually in order to meet the eligible criteria. This amount varies depending on the card the applicant opts for
      • The applicants applying for a Bank of Baroda Corporate Premium Credit Card should either be a Limited or a Partnership firm or a Government company. They must have a paid- up capital of at least Rs.25 Lakhs and the Net Worth of their companies must be at least Rs.50 Lakhs. Apart from this, they need to have a credit facility of at least Rs.1 crore and a BOB rating of 6 and above.
      • If the applicants have existing banking relations with Bank of Baroda, they will be given preference

    Bank of Baroda Credit Card Documents Required:

    Applicants have to provide the following documents while applying for a Bank of Baroda Credit Card–

    • Identity Proof – During the credit card application process, the applicants have to provide a document confirming their identity to Bank of Baroda. This document can be a copy of one of the following –

      • Passport
      • Voter’s Identity Card
      • Driving License
      • UID
      • PAN Card

    • Income Proof – During the credit card application process, the applicants also have to provide an income proof to the bank. This document can be a recent copy of any one of the following–

      • Form 16
      • Income Tax Return
      • Salary slip

    • Residence Proof – The applicants need to provide a residence proof as well when they apply for a Bank of Baroda credit card. This document can be a copy of any one of the following –

      • Passport
      • Passbook of PSU Bank
      • Fixed Line Bill
      • Electricity Bill
      • UID

    Apart from the above, the applicants have to provide a copy of their bank statement (recent 3 months), PAN card copy and colour photographs. Applicants of Bank of Baroda Assure Platinum Credit Card have to provide a front and backside copy of FDR discharged by themselves and Annexure 1, Annexure 2 and Annexure 3.

    Applicants of Bank of Baroda Corporate Credit Card have to provide different documents during the application process. These documents are as follows –

      Company IT Return
    • Undertaking Letter or Board Resolution
    • Company PAN card
    • Partnership Deed or Memorandum of Article and Associations
    • Copy of the Audited Balance Sheet and the Profit & Loss Account for the last 3 years
    • Photographs of the Applicant

    List of Bank of Baroda Credit Cards:

    Bank of Baroda offers the following credit cards:

    Bank of Baroda Credit Card FAQs:

    • What payment options do Bank of Baroda Credit Cardholders have?

      Bank of Baroda credit cardholders can make their payments in the following ways –

      • By Cash
      • By Bill Desk
      • By Cheque
      • By online payment
      • By NEFT or RTGS
      • Auto Debit

    • What is the cheque return fees?

      The cheque return fee is minimum Rs.300 or 2%, whichever is higher. For Bank of Baroda Signature Visa Credit Card, the cheque return fee is minimum Rs.500 or 2.5%, whichever is higher.

    • Can Bank of Baroda credit card applicants check their application status online?

      Yes, Bank of Baroda credit card applicants check their application status online on the bank’s website.

    • Will the bank block my card, if I fail to pay my credit card bills?

      The bank will block your card only if you fail to pay the credit card bills of two months back to back.

    • How much does the bank charge for de- blocking a credit card?

      The bank charges Rs.300 for de- blocking a credit card.

    *Note: All the rates mentioned above are subject to change, so, the customer has to keep on rechecking the rates on regular basis.

    News About Bank of Baroda Credit Card

    • Bank of Baroda subsidiary to raise equity capital

      Credit card dealer Bobcards, a subsidiary of Bank of Baroda, is all set to raise equity capital through investment banks and other strategic options.

      Bobcards, is the only non-banking company in India that issues credit cards. The company handles debit card operations for Bank of Baroda apart from dealings in credit cards and merchant acquisition.

      At least three investment banks will be roped in by Bobcards to offer advice on various options through which equity capital can be raised. The credit credit card dealer has not revealed how much it seeks to raise and may explore joint ventures or partnership options.

      16th May 2014

    • Use your credit card right!

      Never exceeding 40% of your credit limit has a very beneficial effect on your credit score. This shows your credit limit is high but you have not burnt it up and have plenty in reserve.

      18th September 2014

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