Bank of Baroda, established in the year 1908, is a leading bank in India. It is one of the largest public sector banks in the country, providing banking solutions to people all over the world. It has over 5000 branches with its headquarters present in Vadodara, Gujarat.
Bank of Baroda offers a variety of financial products to its customers, which includes credit cards, debit cards, loans, deposits, etc. The bank provides various credit cards that have attractive features and benefits to offer and are accepted by merchants and ATMs globally.
Bank of Baroda offers the following credit cards:
The Elite Platinum Visa Credit card offered by Bank of Baroda is affiliated with VISA International and is valid throughout the world. The premium cards are offered by the bank to the High Net Worth Individuals. Apart from being packed with attractive features and benefits, the card offers its customers the extra benefit of insurance with the Free Personal Accidental Insurance. It also enables the user of the card to withdraw cash up to 30% of the credit limit.Eligibility required for the Elite Platinum Visa Credit card
Just like the Elite Platinum Visa Credit card, the Select Platinum MasterCard credit card is offered by Bank of Baroda to the High Net Worth Individuals. This card also offers the cardholders the benefit of insurance as well as enables them to withdraw cash upto 40% of credit limit.Eligibility for Select Platinum MasterCard credit card
This card is laced with most of the features and benefits that come with the Elite Platinum Visa and Select Platinum Mastercard credit cards. This card too can be availed only by the High Net Worth Individuals. The customers can avail the extra benefit of insurance by getting hold of this card and can withdraw cash up to 100% of credit limit from any ATM as the card is accepted globally.Who Is Eligible For The Card?
The Signature Visa Credit card offered by Bank of Baroda is for the High Net Worth Individuals. The card comes with the feature of free personal accident insurance. The card can be used at over 70 million locations and more than 1 million ATMs worldwide. A user of this card can withdraw cash up to 40% of credit limit.Eligibility for Signature Visa Credit card
This card enables the individuals to withdraw cash up to 30% of the credit limit. Bank of Baroda offers this card to the High Net Worth Individuals and it is affiliated with Mastercard International. This card too comes with the benefit of insurance.> Eligibility criteria for Titanium MasterCard Credit card
The Co-branded Credit card offered by BOB is affiliated with VISA International and is valid throughout the world. The cards are offered to High Net worth Individuals by the bank. The user can withdraw cash up to 20% of credit limit.The applicant needs to fulfil the following eligibility criterias:
Corporate Premium Card offered by Bank of Baroda helps a corporate to manage their business expenses efficiently. The card is affiliated with Visa International and is valid throughout the world. It can be used at over 70 million establishments and more than 1 million ATMs.Eligibility Criteria For Corporate Premium Credit Card
The credit cards offered by Bank of Baroda are designed to provide the maximum benefits to the cardholders. Apart from getting money on credit when required, people can earn rewards on their purchases that can be redeemed to earn exclusive offers. There is no surcharge on fuel transactions made by the customers using Bank of Baroda credit cards. The cards also have many other attractive features which include low annual and membership fees, free add on cards, insurance coverage, etc.
Applicants have to provide the following documents while applying for a Bank of Baroda Credit Card–
During the credit card application process, the applicants have to provide a document confirming their identity to Bank of Baroda. This document can be a copy of one of the following –
During the credit card application process, the applicants also have to provide an income proof to the bank. This document can be a recent copy of any one of the following–
The applicants need to provide a residence proof as well when they apply for a Bank of Baroda credit card. This document can be a copy of any one of the following –
Apart from the above, the applicants have to provide a copy of their bank statement (recent 3 months), PAN card copy and colour photographs. Applicants of Bank of Baroda Assure Platinum Credit Card have to provide a front and backside copy of FDR discharged by themselves and Annexure 1, Annexure 2 and Annexure 3.
Applicants of Bank of Baroda Corporate Credit Card have to provide different documents during the application process. These documents are as follows –
Bank of Baroda credit cardholders can make their payments in the following ways –
The cheque return fee is minimum Rs.300 or 2%, whichever is higher. For Bank of Baroda Signature Visa Credit Card, the cheque return fee is minimum Rs.500 or 2.5%, whichever is higher.
Yes, Bank of Baroda credit card applicants check their application status online on the bank’s website.
The bank will block your card only if you fail to pay the credit card bills of two months back to back.
The bank charges Rs.300 for de- blocking a credit card.
*Note: All the rates mentioned above are subject to change, so, the customer has to keep on rechecking the rates on regular basis.
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