Bank of Baroda offers a variety of financial products to its customers, which includes credit cards, debit cards, loans, deposits, etc. The bank provides various credit cards that have attractive features and benefits to offer and are accepted by merchants and ATMs globally.
Bank of Baroda, established in the year 1908, is a leading bank in India. It is one of the largest public sector banks in the country, providing banking solutions to people all over the world. It has over 5000 branches with its headquarters present in Vadodara, Gujarat.
Important Notice: Vijaya Bank & Dena Bank has merged with Bank of Baroda with effect from April 01 2019.
|Validity||The credit cards offered by Bank of Baroda are valid for use in any part of the world and are accepted by more than a million ATMs|
|24x7 Customer Care Service||Bank of Baroda provides 24 x 7 customer care service to its credit cardholders. People can call up on the 24x7 toll free number for credit cards to get any help or information related to their card|
|Loyalty Points||Bank of Baroda credit cardholders earn loyalty points when they spend money using their cards|
|Add on Cards||Most credit cards offered by Bank of Baroda come with free Add on cards|
|Annual Fee Waiver||If cardholders spend a certain amount of money annually using their Bank of Baroda credit card and pay their bills regularly, the bank will waive off their annual fee|
|Exclusive Offers||Bank of Baroda provides exclusive offers such as 0% fuel surcharge, attractive discounts on international and domestic air tickets, hotel bookings, holiday bookings, etc. on all its credit cards. Apart from this, the cardholders enjoy dining, shopping, hotel, etc. privileges and benefits offered by Visa and MasterCard|
|Insurance Coverage||Credit cards offered Bank of Baroda come with an in-built Personal Accidental Death Coverage. Here, the bank provides coverage to cardholders in case of accidents for free. The amount of coverage differs depending on the card|
|Insta Pay Service||The Insta Pay service of Bank of Baroda have made it very easy and simple for credit cardholders to pay their bills online|
|Security||Credit cards offered by Bank of Baroda come with a security chip, which provides protection from fraudulent activities|
Key Highlights: The Bank of Baroda Easy Credit Card is a lifestyle and shopping credit card offering wide range of benefits across various categories
Joining Fee: Rs.500
Annual Fee: Rs.500 (Will be waived if Rs.35,000 is spent in a calendar year).
Features and Benefits:
Key Highlights: The Bank of Baroda Select Credit Card is a rewards credit card offering many benefits across other categories as well.
Joining Fee: Rs.750 (Waived if spends exceeds Rs.7,500 within the first 6 months of card issuance).
Annual Fee: Rs.750 (Waived if annual spends exceeds Rs.75,000).
Features and Benefits:
Key Highlights: The Bank of Baroda Premier Credit Card is a premium credit card offering various lifestyle and shopping benefits
Joining Fee: Rs.1,000 (Waived if Rs.60,000 is spent in the first 6 months of card issuance).
Annual Fee: Rs.1,000 (Waived if annual spends exceeds Rs.1.2 lakh).
Features and Benefits
Key Highlights: Bank of Baroda Prime Credit Card is a credit card given against an already existing FD with Bank of Baroda
Joining Fee: Nil
Annual Fee: Nil
Features and Benefits:
Credit Card offered by other Banks
The credit cards offered by Bank of Baroda are designed to provide the maximum benefits to the cardholders. Apart from getting money on credit when required, people can earn rewards on their purchases that can be redeemed to earn exclusive offers. There is no surcharge on fuel transactions made by the customers using Bank of Baroda credit cards. The cards also have many other attractive features which include low annual and membership fees, free add on cards, insurance coverage, etc.
Applicants have to provide the following documents while applying for a Bank of Baroda Credit Card–
Apart from the above, the applicants have to provide a copy of their bank statement (recent 3 months), PAN card copy and colour photographs. Applicants of Bank of Baroda Assure Platinum Credit Card have to provide a front and backside copy of FDR discharged by themselves and Annexure 1, Annexure 2 and Annexure 3.
Applicants of Bank of Baroda Corporate Credit Card have to provide different documents during the application process. These documents are as follows:
Bank of Baroda credit cardholders can make their payments in the following ways:
The cheque return fee is minimum Rs.300 or 2%, whichever is higher. For Bank of Baroda Signature Visa Credit Card, the cheque return fee is minimum Rs.500 or 2.5%, whichever is higher.
Yes, Bank of Baroda credit card applicants check their BOB credit card application status online on the bank’s website.
The bank will block your card only if you fail to pay the credit card bills of two months back to back.
The bank charges Rs.300 for de- blocking a credit card.
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