Bank of Baroda Select Credit Card provides select privileges on online shopping, dining spends, utility bill payments, fuel purchases, and others. By providing bonus rewards every month, the Select Credit Card provides better value for all the purchases made using the card.
The card is free for lifetime for those who spend Rs.70,000 every year using it. Free insurance cover and zero liability on lost card are two other interesting features offered on the card. To know more about the benefits offered by BOB Select Credit and the process to apply for it, continue reading.
|Cash withdrawal fee (Domestic ATMs)||2.5% of the transaction amount subject to a minimum of Rs.300|
|Cash withdrawal fee (International ATMs)||3.0% of the transaction amount subject to a minimum of Rs.300|
|Finance charges or interest||3.25% per month or 39% per annum|
|Duplicate bill fee||Rs.25 per request|
|Cheque return charges||2% of the cheque amount or Rs.300 whichever is higher|
|Over limit charges||1% if the usage exceeds the sanctioned credit limit per month|
|Card replacement charges||Rs.100 per request|
|Foreign currency transaction fee||3.5% of the transaction amount|
|Charge slip retrieval charges||Rs.250 per slip|
|Card de-blocking charges||Rs.300 per instance|
|Late payment charges||If the outstanding is
To apply for BOB Select Credit Card, customers need to download the application form from the BOB official website, fill in the required details, attach the supporting documents and submit it at the nearest BOB bank branch office.
BOB Select Credit Card application is available in the webpage https://www.bobfinancial.com/documents/Application%20form_Final.pdf.
Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.
Alternatively, you can also send an SMS to apply for BOB Select Credit Card from your registered number in the format mentioned below.
The bank will call you back and will take you through the application process.