BOB Credit Card Net Banking

Bank of Baroda is one of the leading banks in India. To serve their customers better, Bank of Baroda introduced an internet banking facility called “Baroda Connect”. Customers using Bank of Baroda credit card can register on Baroda Connect and manage their credit card bills. Apart from helping cardholders manage their credit card bills, Baroda Connect also helps them with their account details, fund transfer facility, and pay other utility bills.

If you have a Bank of Baroda account, you will be given access to the Baroda Connect. You can use this feature to keep a tab on your Bank of Baroda deposits and loans as well.

How to Register Bank of Baroda Credit Card for Netbanking Account?

If you are an existing Bank of Baroda customer but haven’t registered to Baroda Connect, you can create an account using your Bank of Baroda debit card. Follow the steps below to create a Bank of Baroda net banking account:

• Visit www.bobibanking.com.
• Choose ‘Not Registered (Retail User), Click Here’ option.
• Enter your debit card details and click on the “Next” button.
• If the debit card details entered by you is correct, a One-time Password (OTP) will be sent to your registered mobile number.
• Please enter the OTP received in the space provided to continue.
• Choose your User ID.
• Set a password.
• If you have successfully created a netbanking account, you will receive a message on your registered mobile number within 24 hours.
• This process is only applicable for retail users. If you are a corporate customer, get in touch with Bank of Baroda. You will be asked to fill a form requesting for netbanking access.
• Also, before you register for netbanking access, make sure your debit card is activated.

Once you have created a username and password, you can pay your credit card bills using the bill payment service available. Alternatively, Bank of Baroda also offers “Instapay” facility using which you will be able to pay your utility and credit card bills instantly.

How to Login to Bank of Baroda Credit Card Netbanking

• Visit www.bobibanking.com
• If you have a retail account, choose “Retail User”
• If you hold a corporate account with Bank of Baroda, choose “Corporate User”
• Once you have selected what type of user you are, you will be redirected to the login page
• Enter your username
• Enter your password to successfully login
• Make sure you have created a netbanking account before you try to log in

How to make Bank of Baroda Credit Card Payment through Netbanking?

Once you have registered for Bank of Baroda net banking (Baroda Connect), you can log into your account using your credentials and use the bills facility to make your credit card payment.

• Login to your netbanking account
• Navigate to the “Bills” section and choose “Add a Payee” under the “Bill Presentation” option
• Select your credit card provider in the “Payee Name” tab or choose from the drop-down
• You will now see a list of billers
• Select your credit card provider and click on the payee name
• Choose a nickname for this biller
• Select if you to pay the bills automatically or manually
• Click on the “Add” option

Alternatively, you can pay your BOB credit card bill using Instapay without logging into your netbanking account. Follow the steps below to pay your credit card bill through Instapay:

• Visit www.billdesk.com/pgidsk/pgmerc/instpy/BBRIndex.jsp
• Choose your credit card provider from the drop down
• Choose if you want to pay using your retail account or corporate account under the “Payment Through” option and click on “Submit”
• You will be redirected to a different page where you will be asked to enter your complete Bank of Baroda credit card number
• Confirm your credit card number
• Enter the verification code and click on “Proceed”
• Follow the instructions and your credit card bill will be paid successfully

Benefits of Availing Net Banking Services for BOB Credit Card

• Bank of Baroda net banking services helps you pay your credit card bills instantly. You do not have to stand in long queues at the bank or draft a cheque and drop it at the assigned box anymore as you can pay your credit card bill within few seconds using Bank of Baroda net banking services.
• You can view your credit card bill online using Bank of Baroda net banking service.
• The internet banking service offered by Bank of Baroda is free of cost. You do not have to pay anything additional to avail this service. There are no hidden charges.
• You can set up standing instructions to pay your credit card bill through Bank of Baroda net banking service and your payment will be auto-debited.
• Using Bank of Baroda net banking service, you can pay your credit card bill and other utility bills online anytime from anywhere.

BOB Credit Card Net Banking FAQs

1. Who is eligible to use Baroda Connect?

   If you have a Bank of Baroda account, you can access Baroda Connect for internet banking. If have a joint account, your account should have instruction stating ‘Either or Survivor’ or ‘Any One or Survivor’ to use net-banking.

2. Is there any net-banking charge by BOB Bank?

   No, there are no charges levied by the bank on net-banking services.

3. If I have a joint account, how do I access internet banking?

   You can access internet banking for a joint account instructions are- Any One or Survivor, Either or Survivor, Karta of HUF.

4. Can I pay my tax using BOB net banking?

   Yes, you can pay Direct/Indirect/ State tax payment and get a tax receipt using BOB net banking.

5. Can I use Baroda Connect for paying my loan instalment?

   Yes, you can pay your loan instalment using Baroda Connect, if you have transaction rights.

6. What do I do if I forgot net banking password?

   If you forgot your Bank of Baroda net banking password, you can contact the bank branch or the bank's customer care. You should submit the ‘Forgot Password’ application at the bank branch. After the form is accepted, a new password will be given to you.