With the introduction of the internet, a lot of things have changed. Banking is one of them. In fact, extensive use of basic forms of technology have changed the way the banking sector works. The introduction of internet banking is a prime example of the same. While a few years ago, individuals had to run to the banks to take care of the simplest of banking needs, now, they can do most of it by clicking a few keys on their smartphone. IDBI Bank has a comprehensive net banking facility that is available to the customers 24x7. Using the facility of internet banking, one can not only apply for a credit card but also register it to keep a track of the expenditure they make using the card. It involves a simple process. Let’s check out the details of this facility.
Once a cardholder registers their IDBI Bank credit card for netbanking, they will be able to access their account any time of the day. This online service is available 24x7. All IDBI cardholders, irrespective of the kind of credit card they own, can apply and activate the credit card net banking facility offered by IDBI Bank.
They can register their credit card for net banking in three different ways that are as follows:
With internet banking, it has become increasingly easier to keep a track on the expenses they make using their credit cards. Not only this, they can easily make their credit card payment sitting in the comforts of their home. There are plenty of benefits of registering one’s credit card for internet banking. Some of them are listed below:
Access to different kinds of services: From paying the credit card bill to checking the credit utilisation ratio, from getting reminders about payment due date to activating auto-bill payment, internet banking comes with an array of services that a credit cardholder can utilise once they register their card online. Some of the most significant services that one can have access to through internet banking are listed below:
Any-time access to information: Since this service is available 24x7, one can access information about their credit card any time of the day. They can download e-statements that are more than six months old or pay their utility bills any time of the day using this service.
Easier to maintain safety and security of the credit card: With internet banking, it becomes easier to keep an eye on the expenditure one is making on their credit card. Since information is available throughout the day, the cardholders can check their account’s e-statement frequently to avoid any kind of fraudulent transaction.
Apart from all the benefits that one can reap from the net banking facility, there are several other services that they can utilise using the portal. There are different kinds of credit card-related requests that the cardholder can raise using the internet banking.
Listed below are some of the requests that a cardholder can raise:
No, the bank will not charge any fee if you block your credit card using the net banking facility.
No, you cannot convert your outstanding balance on IDBI Bank credit card using the net banking facility. However, you can do the same by calling a customer care executive at 1800-200-1947 or by personally visiting the nearest branch of the bank.
You can trace back your credit card transaction history to up to 90 days from the date of logging into your account.
The bank will take 5-7 business days to process your request for an add-on or a supplementary credit card. You might have to submit a few documents before the bank processes the request.
Since IDBI Bank has a separate portal for credit cards, you can register your card for internet banking even if you do not have a savings account with IDBI Bank. However, you have to make sure that the credit card that you are using is essentially from IDBI Bank.
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