Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Kotak Mahindra Credit Card Net Banking or Online Banking

    Loading your search...
  • Kotak Mahindra Bank provides net banking services to all its individual customers. Credit card holders of the bank can make the best use of the facility to bank at their convenience. By offering a lot of features and facilities, the net banking service acts as a one-stop solution for most of the credit card related requests and services.

     

    Benefits Of Using Kotak Mahindra Net Banking Service For Credit Cards

    The internet has made many things easy and convenient. Similarly, the online banking service has taken banking to the next level. Kotak Mahindra Credit Card users can get the following benefits by registering their credit card for net banking services.

     
    • 24x7 access to the account information: May it be your last credit card transaction or 6 months old statement, you have access to most of the credit card related information and transactions from anywhere and at any time.
    • Safety and security: Kotak Mahindra uses the most advanced security system to protect the transactions done using internet banking. By encrypting all the transactions in a 256-bit SSL medium, it provides the highest level of security. With additional security features such as Dynamic access Code, Digital Signature Certificate, Beneficiary Activation Code and others the banks provides another layer of protection for the net banking transactions.
    • Access to online services: Besides getting access to account related information, you can avail online services offered by the bank. You can raise service requests such as reporting lost/stolen credit card, credit card PIN generation, block credit card and lot more using your credit card net banking account which otherwise requires you to call the customer care or visit bank’s branch office.
     

    How To Register Kotak Mahindra Credit Card For Net Banking?

    Registering your credit card for Kotak Mahindra Net Banking or opening a Kotak Mahindra Net banking account for your credit card requires a simple registration process. The facility is available for all Kotak Mahindra credit card customers and can be done both online and offline. Let’s discuss the process in detail.

    Registering for Kotak Mahindra Net Banking online:

    People having access to internet can register for Kotak Mahindra net banking by following the below mentioned instructions
    • Visit Kotak Mahindra net banking page (https://www.kotak.com/j1001mp/netapp/MainPage.jsp)
    • Click on ‘Register for Net Banking’ link at the bottom right of the page
    • You will be redirected to ‘Online Net Banking Registration & Password Generation’ page, which includes a 4-step registration process
    • In step-1, you need to enter your CRN/Customer ID, which is printed on your credit card below your name, and click on ‘Continue’. You can also receive CRN on your mobile, by sending an SMS ‘CRN’ to 9971056767 from your registered mobile number
    • You will be taken to step-2, where you need to verify your details by answering any of the four questions displayed on the page. The questions are typically related to your personal details such as your date of birth, mother’s maiden name, mobile number, etc., and your answers should match with those in the bank records. Upon providing correct details, you will be taken to the next step.
    • Step-3 of the process involves choosing a method to generate password. You need to choose the third option, which is Generate Password via ‘Credit Card details’ and click on ‘Continue’.
    • You now need to enter your credit card number, expiry date, CVV, and card PIN in the required fields before clicking on ‘Continue’.
    • You will now reach the last step, where you need to enter a new password of your choice. As per the instructions provided on the page, choose a 6-character password and enter the same in the corresponding field. Re-enter the same and click on ‘Submit’
    • The screen will then display a message ‘Your password has been reset’. You will also receive a one-time password (OTP) on your registered mobile number and e-mail ID which should be combined with your six-character password to create a new password for your account.

    Once you receive the OTP, go to Kotak Mahindra net banking main page, enter your CRN and in the password field enter the 12-character new password, the 6-character password chosen by you and the 6-character OTP received on your mobile, and click on ‘Secure Login’. Once you login to your account, you will be asked to change your password. You can then change the 12-character password with the one of your choice. Once your password is changed, you can use the CRN and the changed password to login to your net banking account the next time.

     

    Registering for Kotak Mahindra Net Banking offline:

    Those who don’t have access to the internet can register for net banking by calling Kotak customer care centre at 1860 266 2666 or +91 22 6600 6022.

    Alternatively, they can also submit a duly filled in physical request form, ‘Channel Access Request form’ either at the branch office or at any Kotak Mahindra bank ATM. They can also send the filled in form through ordinary post to Customer Contact Centre, Kotak Mahindra Bank Ltd., Post Box Number 16344, Mumbai 400 013.

     

    What Kind Of Credit Card Requests Can Be Raised Through Kotak Mahindra Net Banking?

    Now that you have net banking access for your Kotak Mahindra Credit Card, all you need to know is what all you can do using the account. Primarily, you will get access to your credit card account information including

    • Available credit limit
    • Total outstanding due as on date
    • Total amount due as on last statement
    • Last payment details
    • Due date and
    • Remaining outstanding

    In addition, you can directly pay your bill using your internet banking account by using the ‘Pay Now’ button available on the ‘Account Summary’ page or the ‘Make Payment’ option available in the left side menu.

    Kotak Mahindra Internet banking also allows to raise certain service requests available on your credit card. A list of available services is provided below.

    Kotak ‘Convert to EMI’ service:

    The ‘Convert to EMI’ service will allow you to convert your credit card purchases into equated monthly instalments (EMIs). Eligible purchases above Rs.3,000 can be converted into EMIs that can be paid back in the tenures 3, 6, 9, 12, 24, 36, and 48. To avail the facility follow the below steps.

    Login to net banking account > click on Credit Card > Transaction to EMI

     

    Kotak ‘Online Balance Transfer’ facility:

    Transfer your other bank credit card balances to Kotak Credit Card using the ‘Online Balance Transfer’ feature. Transfers can be made to Kotak Mahindra Credit Cards that are more than 6 months old with a minimum amount of Rs.2,500 and maximum 75% of the credit limit. To avail the feature

    Login to net banking account > click on Credit Card > Balance Transfer

     

    Register for credit card e-statement:

    If you want to receive your monthly credit card statements as e-mail instead of receiving it through post, you can register for the service using your net banking account

    Login to net banking account > click on Credit Card > Service Request > Register for e-Statement

     

    Apply for Add-on credit card:

    If your credit card is eligible for add-on card, which is a supplementary card issued to the family member of the primary cardholder, you can apply for the same using your net banking account. To apply

    Login to net banking account > click on Credit Card > Add-on Card > Fill the details > click on ‘Go’ > Review the details and confirm

     

    Apply for ‘Personal Loan on Credit Card’:

    The bank offers Loan on Credit Card facility to selected customers who can avail a personal loan up to Rs.5 lakh. You can apply for the personal loan using your internet banking account by following the below instructions.

    Login to net banking account > click on Credit Card > Loan on Credit Card

    These are a few services that can be availed using Kotak Mahindra net banking facility for your credit card.

     

    Frequently Asked Questions (Faqs) On Kotak Mahindra Net Banking For Credit Cards

     

    1. I applied for Kotak Mahindra Credit Card and the card has been dispatched. Can I open my net banking account now?

    You can open the Kotak Mahindra net banking account only after receiving your credit card as the CRN/Customer ID required to register for the service is imprinted on the credit card.

    2. I forgot my net banking password. How to get a new one?

    You can regenerate your password with the 'Generate Password' option available on the Kotak Mahindra Net Banking login page. Alternatively, you can get assistance on the same from the bank’s 24x7 call centre.

    3. What is my Nick Name and how can I select one?

    As CRN /Customer ID imprinted on your Kotak Credit Card is little difficult to remember, the bank provides you with an option to choose an alternative for the same, which is nothing but your ‘Nick Name’. You can create your Nick Name once you register for the net banking service. To create Nick Name

    • Login to your net banking account
    • From the left side menu, go to ‘Profile’ section
    • Enter a Nick Name and click on ‘Go’

    Once your Nick Name is created successfully, you can use it instead of your CRN to login to your net banking account.

    4. My Net Banking account was blocked. How can I unblock it?

    You can use the ‘Generate Password’ link on the Net Banking main page to generate your password through which you can unlock your account. Also, you can call Kotak customer care or visit any nearest bank’s branch office.

    5. How much do I need to pay to avail Kotak Mahindra Net Banking services?

    The net banking services provided by the bank are absolutely free for its customers.

      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Kotak Mahindra Credit Card Net Banking or Online Banking Reviews

    • Axis Bank Credit Card
      "Service is not up to the mark"
      0.5 1.0/5 "Really Bad"
      I am holding credit card from Axis Bank. I received the card on time. Credit limit is very less. I am not satisfied with their customer service. I lost my credit card. I informed them many times about it but they have not issued a credit card yet. When I call their customer care they ask me to go to branch and when I go to their branch they ask me to call customer care.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • IndusInd Bank
      Bank Bazaar Credit Card
      "User friendly"
      0.5 4.0/5 "Great!"
      While surfing a credit score in a website I came to know about Bank Bazaar for the first time then I preferred to apply for a credit card and the process was good. Customer service is a nominal and okay. I use to check credit score through a website.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Good "
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than a month which was applied through an online. On time I received a card from bank. The credit limit is okay which was given from bank. Not yet use the card. The customer service is good and responsiveness.
      Was this review helpful? 0
      , thane
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I have come to know about Bankbazaar from the internet. Their customer service is good and very helpful throughout the process. I have been using Bankbazaar for the last 4 months. I check free credit score and mobile application is user friendly.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • Citibank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using my new INDIANOIL CITI PLATINUM CARD. I was delivered on time. Citi bank has given very less credit limit. I am expecting 1 lakh and above. It is a lifetime free card. I am having a hard time to pay my bills and it takes 2 days to reflect my payment.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I am holding an HDFC credit card. I have been using this credit card almost 10 years. I had received the card on time and credit limit is nominal. Sometimes I am getting some benefits like cashback offer and reward points. HDFC bank customer service is great.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • Axis Bank Credit Card
      "Average"
      0.5 2.0/5 "Expected more"
      I am holding a credit card from Axis Bank. I received the card on time. It is a lifetime free card. I have been using this credit card for the last 2 years. Axis bank Netbanking and mobile banking are user friendly. They have given me enough credit limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Need to imrprove customer service"
      0.5 4.0/5 "Great!"
      I am using INDUSIND bank credit card for more than 3 months which was applied directly to bank. On time I received a card from bank. It is a life time free credit card.The credit limit is nominal . I use this card for all purposes. The customer service is no proper response.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      I have used the services of Bankbazaar earlier as well. The customer support is good and they are quick to respond. The process is also satisfactory as it was easy to use the portal and place a request. There were follow up calls as well. In all no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have come to know about Bankbazaar from a promotional message. I have been using their service more than 5 years. I visit this website to check financial products and credit score. Their customer service is good. Website and mobile application is quite user friendly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Unhappy with the process"
      0.5 3.0/5 "Satisfactory"
      I had applied for a credit card with Indusind Bank. The process has not been satisfactory. The credit card was sent to my old address and I did not even receive a call as well. Since I was no available at that address it returned to the bank and after which I got no card from them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am holding HDFC bank titanium credit card for more than 9 months which was applied directly to bank. On time I received a card from bank. It is an annual fee chargeable card.The credit limit is nominal and enhanced it. I use this card for all purposes but I get less reward point.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • IndusInd Bank Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have received my Indusind Bank PLATINUM AURA EDGE MASTER CARD. I am not able to pay my credit card bill through netbanking. The process seems very difficult to me.It is a lifetime free card and credit limit is nominal. They deliver the card on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • RBL Bank Credit Card
      "Need to decrease charges"
      0.5 2.0/5 "Expected more"
      I am holding RATNAKAR bank credit card for less than 2 years. It is an annual fee chargeable. The limit is okay now they have increased to 7 thousands only. I use this card electricity, ticket booking, restaurants, to buy electronic items based on the usage I get more points. They are taking some hidden charges without any intimation.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 16, 2019
    • SBI Cards Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been holding SBI credit card from long time, their service is good, they have charged me annual fee but waived off option is available, i am happy with the credit limit they have given me good limit as per my requirement, even the interest rate they have charged me is less comparing to market price.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • YES Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using YES bank credit card for long time my experience till now with this bank was good, they provide me good offers in all products, and they have not charged me annual fee in this card, it is life time free credit card, and i am happy with the credit limit which they have given me in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • Standard Chartered Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      I have been holding standard chartered bank from long time, but i am not satisfied with their service , their service is not up to the mark, they have charged me annual fee but no waived off option is available in this card, i hold this account two years before, but they have not increase my credit limit, their customer care service is not up to the mark.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • ICICI Bank Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using ICICI bank credit card for a while, and they have not charged any annual fee in this card , it is life time free card and i am okay with my credit limit which they have given me in this card and like they charge annual fee but most of time it use to get waived off so i considered as no annual fee they charge and they provide good offers and discount in this card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    • Bank Bazaar Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I came to know about Bank bazaar through Online only ,This portal was well known to all ,I have tried checking credit score it is very useful ,This portal is very useful to search all the required information related to all financial products . I am satisfied with the service .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 16, 2019
    • HDFC Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I have been using HDFC credit card for long time, they have not charged me annual fee in this card, it is life time free credit card and i am happy with the credit limit they have given me in this card, and there is not much offers they have given in maximum products, they mostly given offers on miles that more important for me , overall service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 16, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.