Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

HSBC Credit Card Bill Payment

 4.5 / 5.0   by 361 users
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To ensure you never miss your due date, HSBC provides various payment modes. You can use any of the 11 offline or online payment channels to clear your outstanding balances. Listed below are the methods you can consider.

HSBC Credit Card Bill Payment Online

  • Internet banking
  • HSBC mobile banking
  • National Electronic Funds Transfer (NEFT)
  • BillDesk
  • VISA money transfer
  • Standing instructions
  • Electronic Clearing System (ECS)

HSBC Credit Card Bill Payment Offline

  • Cheque/draft
  • PhoneBanking
  • ATMs
  • Over the Counter

Ways To Pay Your Card Bill Online

One of the easiest ways of managing your credit card bills is by using online payment channels. You can clear your dues whenever and wherever you want.

Internet Banking

You will have to log in to your HSBC personal internet banking account and follow the instructions to pay your bill. Before you proceed to make payments, you will have to register for the service. You can use any of the following combinations for self-registration:

  • ATM card number and PIN.
  • Activated debit card number and PIN.
  • Credit card number and card ATM PIN.
  • 10-digit personal banking number and 6-digit PhoneBanking PIN.
HSBC Mobile Banking

To use this payment channel, you will have to download the app from Google Play Store or Apple App Store.

You can also download the app by sending an SMS. If you're an Android user, send 'AMB' to 575750 and iOS users can send 'IMB' to 575750.

National Electronic Funds Transfer (NEFT)

For NEFT payments, you will have to enter your 16-digit HSBC card number. You will also have to mention the IFSC code, which is 'HSBC0400002'.

BillDesk

If you want to clear your dues from another bank account, you can opt for the BillDesk payment mode:

  • Visit http://billdesk.com/hsbccard/.
  • Add your 16-digit HSBC credit card number.
  • Add the transaction amount.
  • Choose the bank account you'd like the amount to be debited from.
  • You'll be redirected to your bank's payment interface.
  • Add your netbanking user ID and password for authentication.
  • The amount will get debited from your account instantly.

You will also receive confirmation with a transaction reference number.

VISA money transfer

If you have an HSBC VISA credit card, you can use this channel to make your payments. You can transfer the funds from any bank account to your credit card. For more information, get in touch with your bank.

Standing instructions

Ensure you never miss a payment by opting for standing instructions. The amount will get debited from your HSBC savings or current account automatically.

Electronic Clearing System (ECS)

This payment mode can be used if you don't have an account with HSBC. The amount will get auto-debited from your other bank account.

Ways To Pay Your Card Bill Offline

HSBC also provides several offline payment channels to ensure you make your payments on time.

Cheque/draft

You can address the cheque to your credit card account and mail it to your nearest HSBC branch.

PhoneBanking

To clear your card dues over the phone, you will have to make a PIN verified call to HSBC.

ATMs

There are two ways you can make a card payment through an HSBC ATM:

  • Deposit cash or a cheque.
  • Use the ATM funds transfer option.
Over the Counter

The last payment mode offered by HSBC is Over the Counter, where you can deposit a cheque or cash at any HSBC branch.

FAQs on HSBC Credit Card Bill Payment

  1. I have deposited a cheque to clear my card dues. How long will it take for the payment to get processed?
  2. The payment you have made via cheque will take three working days to reflect in your credit card account.

  3. Is there a way of setting up direct debit for my credit card payments?
  4. Yes. You will have to visit your closest HSBC branch and request for a direct pay instruction from your HSBC account.

  5. Can I use internet and mobile banking payment modes if I do not have an HSBC account?
  6. No. These services are only available for HSBC bank account holders.

  7. Will I be charged for over the counter cash payments?
  8. Yes. You will be charged Rs.100 for any card payments made in cash at HSBC branches or drop boxes.

  9. I have an HSBC Mastercard credit card. Can I use the VISA money transfer service for payments?
  10. No. This service is exclusively for HSBC VISA credit cardholders.

  11. Is it possible to visit any of the HSBC branches to request for the ECS service?
  12. No. There are only certain branches at select cities that take these requests. Get in touch with the contact centre for more information.

  13. I have lost my credit card. What should I do?
  14. Please follow the steps below if you have lost your card:

    • Get in touch with HSBC via PhoneBanking or the Visa Global Emergency Assistance Helplines to report the loss of your card.
    • Ask for a card replacement by contacting any HSBC branch, through PhoneBanking, or via internet banking.
    • Report the loss to the police by filing a report for your stolen or lost HSBC card.
    • Write to The Manager, Credit Cards, Post Box Number 5080, Chennai - 600 028 confirming the loss.
  15. What do I do if I have forgotten my PhoneBanking PIN?
  16. Call the HSBC PhoneBanking number to re-generate your PIN. You will require your ATM PIN in order to create a new PIN. Listen to the IVR closely for instructions to generate your new PhoneBanking PIN. You can also contact any of the service advisors and ask them for assistance with PIN regeneration.

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Credit Card Reviews

Page 1 of 19 1 2 3 4 5
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    I'm using the HSBC credit card for booking a movie tickets. Its a life time free credit card hence there is no annual charges. Every month, when i book 1 movie ticket, i get another ticket is free. I never contacted their customer care. I hardly use this card. Its easy to make the bill payment also.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 21, 2020
  • HSBC Bank
    HSBC Bank Credit Card
    "Good service"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HSBC Bank credit card for past 3 to 4 years. The bank has offered me a credit limit of 2L, which is fine. It is a life time free credit card. Normally the interest rate is high for late payment and other factors. I have to make a call to the customer support for EMI conversion and the minimum amount should be Rs.3500 also interest rate is usual around 1.3% per month.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 18, 2019
  • HSBC Bank Credit Card
    "Very good card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I have received a preapproved HSBC card offer through the online portal hence i accepted it. I took this card almost 3 years back. I'm not using their app and i make the payment through the net banking facility. They have a 6 digit pin number which is more secure to use. They have upgraded my card once validity got expired.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 17, 2019
  • HSBC Bank Credit Card
    "Average Service"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    I have HSBC Bank credit card which was taken through Online .Once make the payment it is taking 2 to 3 days of time then only the updation is done that is the issues faced .The credit limit was very less and this was a free card .I am using this credit card for the past 1 month.There are cash back offers as well as reward points but not used much.
    Was this review helpful? 0
    , pune
    Reviewed on Dec 16, 2019
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I get discounts in HSBC credit card. I'm getting cashback on each purpose. I had received the welcome benefits on my HSBC like Amazon gift voucher. I got the limit of Rs. 1 lakh. I need to pay the annual fee of Rs. 500 approximately. They are sending bills on time.
    Was this review helpful? 0
    , navi mumbai
    Reviewed on Nov 10, 2019
  • HSBC Bank Credit Card
    "Need to improve"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I am using HSBC credit card, limit provided is not sufficient it is only RS.65,000. EMI conversion options are available. Issue is statement and payment remainder are not sent on the correct time. I use only Rs.100 and paid around Rs.950 as I didn't get any information regarding the billing cycle and no remainder. Late payment charges is Rs.400.
    Was this review helpful? 0
    , bangalore
    Reviewed on Oct 31, 2019
  • HSBC Bank Credit Card
    "It's okay"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    I had a card with HSBC BANK and have closed it because I don't like to maintain 2 credit cards and moreover, I just used the card for one year, actually there was no annual fee but they have called me to pay an annual fee of more than 1000rupees hence have discontinued the card. I did not interacted with the customer service.
    Was this review helpful? 0
    , thiruvananthapuram
    Reviewed on Oct 17, 2019
  • HSBC Bank Credit Card
    "Great to use"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I have been using HSBC credit card since 2009 and it has an annual fee. The credit limit is fine. I am getting lot of benefits so am not having any issue. The payment mode is online and its convenient. I never ever tried for EMI conversion. Their services are very good.
    Was this review helpful? 0
    , lucknow
    Reviewed on Sep 29, 2019
  • HSBC Bank Credit Card
    "Good Service"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I am having HSBC Bank visa credit card which was applied through an other channel. I am using this credit card for almost 3 years .The credit limit was good and this was an annual fee chargeable card but waiver off option applicable based on the usage. EMI option applicable. I use this card utility payment based on the usage get points.
    Was this review helpful? 0
    , new delhi
    Reviewed on Sep 19, 2019
  • HSBC Bank Credit Card
    "Excellent"
    HSBC BANK
    0.5 4.0/5 "Great!"
    I hold a HSBC Visa Platinum credit card and the credit limit is satisfactory. They are not charging me any annual fee. I am getting very good reward points and they waive off surcharges when I fulfill a fuel through this card. The payment mode is also convenient.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Sep 19, 2019
  • HSBC Bank Credit Card
    "Fantastic Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    The charges are very low than other cards. Their late payment fee and interest rates are nominal. In the beginning, i have chosen the HSBC card for getting a movie tickets but now I'm using it for all kind of purchase. I got a balance transfer facility. Monthly once 1 movie ticket free for this card.
    Was this review helpful? 0
    , chennai
    Reviewed on Sep 17, 2019
  • HSBC Bank Credit Card
    "Not recommended below than average"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    HSBC is not charging me any annual fee and the customer service is good because whatever services I have used and got a proper response. But I faced some problems with previous experience technically and there is no coordination between the IT department because I made a payment and it does not reflect immediately. The charges are very huge for EMI conversion and its around 16 -17%.
    Was this review helpful? 0
    , mumbai
    Reviewed on Sep 01, 2019
  • HSBC Bank Credit Card
    "Can do better on the payment option"
    HSBC BANK
    0.5 4.0/5 "Great!"
    Once or twice I used the HSBC credit card, the I had issue to make the payment in their gateway I don't know where to make my payment. In their website I could find the payment option. The customer support is very great but if they make their gateway similar then I would recommend.
    Was this review helpful? 0
    , bangalore
    Reviewed on Aug 31, 2019
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    No specific reason for choose this HSBC credit card. While ordering the food from restaurants through Swiggy, i get some offers. I haven't use the card so much. It 1 month to dispatched the card. I'm happy about the limit given to me. I got the first month bill and its easy to make the payment through online.
    Was this review helpful? 0
    , bangalore
    Reviewed on Aug 30, 2019
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    There are good offers are HSBC hence i got the card and as of now i have not any offers. They have provided me a credit limit of Rs. 1 lakhs and there is no annual fee. I get a EMI conversion facility. As of now i have not paid any bill payment because I'm yet to receive my first month bill. Documentation process was quite smooth.
    Was this review helpful? 0
    , bangalore
    Reviewed on Aug 20, 2019
  • HSBC Bank Credit Card
    "Good"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I applied HSBC VISA PLATINUM CARD through Bankbazaar.com. I had received the card on time. Credit limit is very low, I was expecting at least 2 lakhs. It is a lifetime free credit card. It would have been better if they could send hard copy of my bill or SMS so that I can pay my bill on time.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Aug 17, 2019
  • HSBC Bank Credit Card
    "Need to improve customer service"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    I was having a credit card with HSBC bank form ore than 12 years before which was processed directly to bank. There was some late payment was done for this card. It was an annual fee chargeable card which was high and charges are applicable for this card to use. There is no proper response from customer service. Due to high payment I have closed the card.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Aug 05, 2019
  • HSBC Bank Credit Card
    "Quite happy with HSBC BANK"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    HSBC BANK has given me a credit limit of more than 1L. I have been using the Platinum card for more than a year. Even the customer service was good. I never converted my payments into EMI. The payment mode is easier. They are not charging me annual fee.
    Was this review helpful? 0
    , thane
    Reviewed on Aug 02, 2019
  • HSBC Bank Credit Card
    "Credit limit should be enhanced"
    HSBC BANK
    0.5 4.0/5 "Great!"
    The bank kept updating all the things about my credit card process, I hope HSBC is acceptable in the all the places but when I try to make the payment through Paypal the transaction got failed. Hsbc credit card limit is fine but it can increased for the huge transactions. I got Rs. 63,000 as limit I really want to buy camera for Rs. 2 lakhs through emi hence it can be enhanced.
    Was this review helpful? 0
    , bangalore
    Reviewed on Aug 01, 2019
  • HSBC Bank Credit Card
    "Good"
    HSBC BANK
    0.5 3.5/5 "Pretty good"
    At the starting stage the features are good on HSBC credit card but it was less. They have stopped EMI transactions for me which was not at all good. The credit limit is better and am using Platinum credit card for more than a year. The payment mode is good.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jul 29, 2019
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