Santa Claus comes around just once a year. In the meantime, there are Credit Cards.

HSBC Credit Card Bill Payment

 4.5 / 5.0   by 340 users
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To ensure you never miss your due date, HSBC provides various payment modes. You can use any of the 11 offline or online payment channels to clear your outstanding balances. Listed below are the methods you can consider.

HSBC Credit Card Bill Payment Online

  • Internet banking
  • HSBC mobile banking
  • National Electronic Funds Transfer (NEFT)
  • BillDesk
  • VISA money transfer
  • Standing instructions
  • Electronic Clearing System (ECS)

HSBC Credit Card Bill Payment Offline

  • Cheque/draft
  • PhoneBanking
  • ATMs
  • Over the Counter

Ways To Pay Your Card Bill Online

One of the easiest ways of managing your credit card bills is by using online payment channels. You can clear your dues whenever and wherever you want.

Internet Banking

You will have to log in to your HSBC personal internet banking account and follow the instructions to pay your bill. Before you proceed to make payments, you will have to register for the service. You can use any of the following combinations for self-registration:

  • ATM card number and PIN.
  • Activated debit card number and PIN.
  • Credit card number and card ATM PIN.
  • 10-digit personal banking number and 6-digit PhoneBanking PIN.
HSBC Mobile Banking

To use this payment channel, you will have to download the app from Google Play Store or Apple App Store.

You can also download the app by sending an SMS. If you're an Android user, send 'AMB' to 575750 and iOS users can send 'IMB' to 575750.

National Electronic Funds Transfer (NEFT)

For NEFT payments, you will have to enter your 16-digit HSBC card number. You will also have to mention the IFSC code, which is 'HSBC0400002'.

BillDesk

If you want to clear your dues from another bank account, you can opt for the BillDesk payment mode:

  • Visit http://billdesk.com/hsbccard/.
  • Add your 16-digit HSBC credit card number.
  • Add the transaction amount.
  • Choose the bank account you'd like the amount to be debited from.
  • You'll be redirected to your bank's payment interface.
  • Add your netbanking user ID and password for authentication.
  • The amount will get debited from your account instantly.

You will also receive confirmation with a transaction reference number.

VISA money transfer

If you have an HSBC VISA credit card, you can use this channel to make your payments. You can transfer the funds from any bank account to your credit card. For more information, get in touch with your bank.

Standing instructions

Ensure you never miss a payment by opting for standing instructions. The amount will get debited from your HSBC savings or current account automatically.

Electronic Clearing System (ECS)

This payment mode can be used if you don't have an account with HSBC. The amount will get auto-debited from your other bank account.

Ways To Pay Your Card Bill Offline

HSBC also provides several offline payment channels to ensure you make your payments on time.

Cheque/draft

You can address the cheque to your credit card account and mail it to your nearest HSBC branch.

PhoneBanking

To clear your card dues over the phone, you will have to make a PIN verified call to HSBC.

ATMs

There are two ways you can make a card payment through an HSBC ATM:

  • Deposit cash or a cheque.
  • Use the ATM funds transfer option.
Over the Counter

The last payment mode offered by HSBC is Over the Counter, where you can deposit a cheque or cash at any HSBC branch.

FAQs on HSBC Credit Card Bill Payment

  1. I have deposited a cheque to clear my card dues. How long will it take for the payment to get processed?
  2. The payment you have made via cheque will take three working days to reflect in your credit card account.

  3. Is there a way of setting up direct debit for my credit card payments?
  4. Yes. You will have to visit your closest HSBC branch and request for a direct pay instruction from your HSBC account.

  5. Can I use internet and mobile banking payment modes if I do not have an HSBC account?
  6. No. These services are only available for HSBC bank account holders.

  7. Will I be charged for over the counter cash payments?
  8. Yes. You will be charged Rs.100 for any card payments made in cash at HSBC branches or drop boxes.

  9. I have an HSBC Mastercard credit card. Can I use the VISA money transfer service for payments?
  10. No. This service is exclusively for HSBC VISA credit cardholders.

  11. Is it possible to visit any of the HSBC branches to request for the ECS service?
  12. No. There are only certain branches at select cities that take these requests. Get in touch with the contact centre for more information.

  13. I have lost my credit card. What should I do?
  14. Please follow the steps below if you have lost your card:

    • Get in touch with HSBC via PhoneBanking or the Visa Global Emergency Assistance Helplines to report the loss of your card.
    • Ask for a card replacement by contacting any HSBC branch, through PhoneBanking, or via internet banking.
    • Report the loss to the police by filing a report for your stolen or lost HSBC card.
    • Write to The Manager, Credit Cards, Post Box Number 5080, Chennai - 600 028 confirming the loss.
  15. What do I do if I have forgotten my PhoneBanking PIN?
  16. Call the HSBC PhoneBanking number to re-generate your PIN. You will require your ATM PIN in order to create a new PIN. Listen to the IVR closely for instructions to generate your new PhoneBanking PIN. You can also contact any of the service advisors and ask them for assistance with PIN regeneration.

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Credit Card Reviews

Page 1 of 17 1 2 3 4 5
  • HSBC Bank Credit Card
    "Fine card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    HSBC nice a card to use. Its been a year since i'm using the card. Its easy to make the bill payment through their online portal and they are sending the bills on time to my mail id and residential address which is clear to understand. I got the limit of Rs. 48000. I get a cashback on petrol and purchase.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 30, 2019
  • HSBC Bank
    HSBC Bank Credit Card
    "Average card"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    I have been holding HSBC credit card from past twelve years, they have been charging me annual fee up to 500 but no waived off option available in this card i need to pay compulsorily, the credit limit which they have given to me was okay, so far i did not face any issue.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jun 29, 2019
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    Its a good international card, if they are considering the customer example if I make payment delay also they give waiver on the extra fee. They give air ticket discounts and airmails based on the transaction, I am using life time free card its good.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 29, 2019
  • HSBC Bank Credit Card
    "GOOD"
    HSBC BANK
    0.5 4.0/5 "Great!"
    It is a master card which is not user friendly to do the online transaction the payment gateway is not easy with the HSBC BANK. The card has the credit limit is good with life time free card. The card has the offers with cash backs and rewards points.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 25, 2019
  • HSBC Bank Credit Card
    "Good Card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I have taken HSBC bank credit card which was processed through an online. I received a card on time along with a welcome kit and the verification process was smooth. It is a life time free credit card and the credit limit is sufficient. If I spend this card for 20 thousands within 90 days should be done maximum 9 transactions I get 2000 thousands cash back so I can use for next month bill payment.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 23, 2019
  • HSBC Bank Credit Card
    "Very Good card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    Their customer care service is very good and they keep on increasing the limit since the payment is very much on time. Its been more than 10 years I'm using the HSBC Visa platinum card and I'm not aware of the offers. They are regularly intimating the offer through mails and SMS.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 23, 2019
  • HSBC Bank Credit Card
    "Average Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    The branch is not available in my CITI. The payment option is not convenient and the credit limit also very less hence i won't my HSBC card much. Nowadays, I'm paying the amount through online. They have given me a limit of Rs. 23000 even though I'm using the card for more than 10 years. No offers are available in this card.
    Was this review helpful? 1
    , visakhapatnam
    Reviewed on Jun 22, 2019
  • HSBC Bank Credit Card
    "Average card"
    HSBC BANK
    0.5 3.5/5 "Pretty good"
    I have been using HSBC credit card from long time, they have charged me annual fee but waived off option is available, like if i spend certain amount in an year then my fee will get waived off, for last statement i purchase something they did not give that final statement to me, the charged me late payment fee for that, so their service is average.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 12, 2019
  • HSBC Bank Credit Card
    "Most beneficial card"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    It almost a month time I started using my HSBC card, as for the domestic market concern they are providing more benefits like movie offer at week end, food coupon and also I would get Rs. 3000 cash back if I spend Rs. 30,000 in 3 months. The credit limit of the card is also satisfactory for me. But I couldn't make online payment directly, I need add HSBC as beneficiary for making my bills.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 12, 2019
  • HSBC Bank Credit Card
    "Better Card"
    HSBC BANK
    0.5 4.0/5 "Great!"
    Only because of the marketing gift voucher i bought the card. Regarding the HSBC, the card is absolutely free and offer provided by the card was satisfactory hence I'm planning to take the card. Whatever the limit is there thats enough for me and i got the card without any delay. Its easy to make the bill payment.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 12, 2019
  • HSBC Bank Credit Card
    "Worst card and never go for it"
    HSBC BANK
    0.5 2.0/5 "Expected more"
    Very poor response in HSBC and its very difficult to touch with them once its got connected also, the response is not much good. The clarity they were given was different. When i was in abroad, they have asked me to pay the minimum amount and they said they will not charge for anything extra for rest of the amount but they have charged me a interest rate and late fee charges. They said like if I'm not interested, i can close the card.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 12, 2019
  • HSBC Bank Credit Card
    "I find any issue in this card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    I always pay on time hence i don't bother about the interest rate for this card. I just seen the offers hence i have go ahead and apply for the credit card. I get 10% off on flipkart on every Monday apart from that 10% off on if i spent Rs. 25000 in 90 days i will be Rs. 2500 post my invoice. I get a 2 cleartrip voucher worth of Rs. 1000. I get Rs. 250 from voucher from Swiggy. I'm very much satisfied with the credit card.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jun 12, 2019
  • HSBC Bank Credit Card
    "It service purposed"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    HSBC also I'm getting buy1+get1 movie ticket offers are there. I will be getting a welcome benefits of if i do transaction i get a 10% cashback offer. I'm very much satisfied with the card and credit limit also decent enough. Its easy to make the payment . EMI conversion is available but i have not availed it.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "GOOD"
    HSBC BANK
    0.5 4.0/5 "Great!"
    The documentation process was simple and easy to get the card with the HSBC BANK. The credit limit given was sufficient also it is a life time free card. I am using the card from last one month also done with the payment through the application it is easy.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "Need overall improvement"
    HSBC BANK
    0.5 3.5/5 "Pretty good"
    I have been facing some difficulties with the payment gateway and also the online service is not upto the mark. HSBC customer care need some improvement, I am not getting reward points on my spends. Whenever I book movie ticket through my credit card that transaction is getting failed.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "Good Card to use"
    HSBC BANK
    0.5 4.0/5 "Great!"
    They had a electronic processing card hence the process is very quick. They have given me a very good credit limit. Its a premium card and it has airport launch facility. I got the limit of Rs. 1.50 lakhs and i'm very much happy about it. I don't need to pay any annual fee. I called the customer care regarding the EMI. If i want to convert my purchase into EMI, i need to speak with the executive and there is no online facility for that.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "Payment gateway should be simpler"
    HSBC BANK
    0.5 4.0/5 "Great!"
    HSBC is good but the credit card payment option is very difficult it should be simpler. It taking 10 days to update in their system its long duration it should be reduced. They are excellent in their service, there is no card charges on yearly basis.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "Need an imrpovement"
    HSBC BANK
    0.5 3.0/5 "Satisfactory"
    I am not able to use the credit card on all the machines and even when I want to make online payment which is not user friendly. I got a HSBC Visa Platinum credit card and the credit limit is average, its 1.33L. There is no annual fee on this card. I have been using the card for a month. The charges more for EMI conversion.
    Was this review helpful? 0
    , chennai
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "HSBC is a great card for Indian public"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    The card is very convenient to for me and the credit card payment is easy to pay through cheque and its simple to use. I received a offers from HSBC card through mails and messages. Still i have not received my first month bill and they have given me a credit limit of more than Rs. 1 lakhs and the process of getting this card is almost easy.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 11, 2019
  • HSBC Bank Credit Card
    "Excellent card"
    HSBC BANK
    0.5 5.0/5 "Blown Away!"
    The interest rate is nominal on HSBC card. The credit limit is good but could have been better. There was no annual fee for the card and am using for more than a month. The benefits are not known. I have received the first bill and payment mode is much easier.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Jun 11, 2019
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