Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 3 PNB Credit Card Bill Payment

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  • PNB Credit Card Bill Payment Reviews

    • Punjab National Bank Credit Card
      "Better card to use"
      0.5 5.0/5 "Blown Away!"
      If I fail to pay the credit card bill on due date PNB won't charge too much and the charges are very much nominal with this credit card . I hold this PNB global classic credit card for past one year. This credit card has rewards points cash back offers. This card is used for all kind of purchase and I am not satisfied with their credit limit, they can still increase the credit limit in future.
      Was this review helpful? 1
      , jammu
      Reviewed on Jun 09, 2017
    • Punjab National Bank Credit Card
      "Not professional"
      0.5 2.0/5 "Expected more"
      The customer services of PNB is not satisfactory and not professional. When ever I call them they speak as if they are the customer and I am the services provider. They have not given me any benefits on the credit card and they have also not increased my credit limit.
      Was this review helpful? 2
      , bangalore
      Reviewed on Apr 13, 2017
    • Punjab National Bank Credit Card
      "Not satisfactory"
      0.5 3.0/5 "Satisfactory"
      PNB credit card is not so flexible, they have assigned a limit of 40k out of which cash limit is 20k. I am holding this PNB credit card for almost 15 years. They have neither increased or decreased the limit on my card. Infact several times I had raised a request for limit enhancement however, I did not get any sort of reply from them till date.
      Was this review helpful? 1
      , chandigarh
      Reviewed on Dec 07, 2016
    • Punjab National Bank Credit Card
      "Very good experience"
      0.5 5.0/5 "Blown Away!"
      The credit card services is also good at Punjab National bank. I get all the basic offers on the card, and the card has not got declined in any of the transactions. The limit is really good it was never insufficient. The options of EMI is very flexible. It has been a good experience with not much of charges as well.
      Was this review helpful? 4
      , bangalore
      Reviewed on Sep 26, 2016
    • Punjab National Bank Credit Card
      "Good services"
      0.5 4.0/5 "Great!"
      I also used a credit card with PNB. They were good in their services. The response was satisfactory when ever I approached them. The offers they had on the card was satisfactory. Overall a good experience and hassle free.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Jun 23, 2016
    • Punjab National Bank Credit Card
      "Very good service "
      0.5 4.5/5 "Excellent!"
      My net salary is 22k and my company is just a small private company. I apply for Classic credit card, they give me credit limit 40k, i get the card within 20 days, no joining fee or annual fee, 3-year valid, international usage also. I recommend this credit card to all of you who has same income as mine.
      Was this review helpful? 9
      , mumbai
      Reviewed on Jun 20, 2016
    • Punjab National Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having credit card with the Punjab National bank from the last seven years of time. Response is good one with them and they are not charging much interest. Customer service is also good with them and the credit limit value is around 90000 Rupees.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Jun 14, 2016
    • Punjab National Bank Credit Card
      "Limited option"
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the Punjab National bank and the response is good with them. The credit limit value is on lower end and am with them from the last one year of time. Response is a good one with the Punjab National Bank.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 13, 2016
    • Punjab National Bank Credit Card
      "Good benefits!"
      0.5 5.0/5 "Blown Away!"
      I am having the classic credit card with Punjab national bank. On spending every 100 rs, I am earning one reward point on transactions. Apart from this, the bill cycle remains the same as per the other credit cards. In the past 4 years, I never faced any issues with them.
      Was this review helpful? 2
      , kottayam
      Reviewed on Mar 09, 2016
    • Punjab National Bank Credit Card
      "Lowest interest rate!"
      0.5 4.0/5 "Great!"
      Punjab National Bank is offering the lowest interest rate in the market. The Gold card offered by them is a life time free card. Making payments can be done by logging into the PNB website. Further on I am able to view all the transaction details using that.
      Was this review helpful? 2
      , new delhi
      Reviewed on Feb 13, 2016
    • Punjab National Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      From Punjab national bank i have the visa classic credit card. There is no joining fee and annul fee for the card as i have account with them . I received the card within 45 days. No discount on the online shopping any petrol filling compared to hdfc bank credit card.
      Was this review helpful? 1
      , thrissur
      Reviewed on Nov 23, 2015
    • Punjab National Bank Credit Card
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am using the Punjab National Bank credit card from the last 4 years of time. Services are good with them and the customer service is excellent with them. I am using this card in the places like shopping malls. The rate of interest is okay for me.
      Was this review helpful? 4
      , lucknow
      Reviewed on Nov 20, 2015
    • Punjab National Bank Credit Card
      "Pretty normal"
      0.5 5.0/5 "Blown Away!"
      PNB Credit card its a free card. There is no annual fee on this card. Nothing special about this card. I am holding this card for 3 years now. I am happy with the limit its 50k. I am not interested in cash limit. They have not increased the limit in the last 3 years. I did not place a request for the limit enhancement.
      Was this review helpful? 1
      , new delhi
      Reviewed on Nov 17, 2015
    • Punjab National Bank Credit Card
      "Wonderful"
      0.5 4.0/5 "Great!"
      Punjab National Bank credit card is also good and I got the card before 2 years of time. I am not using this card much and I am using this card for purchasing consumer durable products. There is no rate of interest for this credit card also there are no drawbacks with them.
      Was this review helpful? 3
      , pune
      Reviewed on Nov 04, 2015
    • Punjab National Bank Credit Card
      "NO UPDATE "
      0.5 3.0/5 "Satisfactory"
      I was using a PNB BANK credit card for quite some time. I was unable to use that card properly because they have some hidden charges on it. They wont update about the bill payments on time so I faced lot of problems. Their customer service were poor. I was using a platinum credit card but I closed this card with them.
      Was this review helpful? 7
      , guwahati
      Reviewed on Sep 16, 2015
    • Punjab National Bank Credit Card
      "Nice "
      0.5 3.0/5 "Satisfactory"
      I am having the credit card with the Punjab National Bank. The credit limit is around 30000 Rupees and am okay with that. Services are good with them and there are no issues with that. I am using this card mostly in the supermarkets, ait ticket booking also. There are no offers with them. I am not able to use online service which is the drawback and also I have complaint about this but its not yet resolved.
      Was this review helpful? 5
      , thiruvananthapuram
      Reviewed on Sep 05, 2015
    • Punjab National Bank Credit Card
      "A basic credit card for simple customers...."
      0.5 4.0/5 "Great!"
      Almost entire features are present in the Punjab National bank credit card like EMI and balance transfer options. Can also withdraw the cash with low rate of interest and major benefit is that we get sur charges waivers in all the fuel stations with some terms and conditions. Infact it is a â??Classic credit cardâ?? and annual charge would be nil if I cross the limit of 30k. In respect to customer service, still they have to improve and we can not contact them over phone easily.
      Was this review helpful? 5
      , gurgaon
      Reviewed on Aug 28, 2015
    • Punjab National Bank Credit Card
      "Expecting More..."
      0.5 3.0/5 "Satisfactory"
      I have a credit card from punjab national bank. I have an account with them so I got this card easily. I do not get much benefits. They offered the card in just 15 days. It was convenient for e since I had the branch near my house. Still the functioning is old , have to run table to table. ATMs are not working properly. They have to offer many new facilities to the customers. I am happy that being a teacher I got a credit card from them, which other banks refuses to do.
      Was this review helpful? 6
      , ghaziabad
      Reviewed on Aug 11, 2015
    • Punjab National Bank Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The NB Global credit card from PNB Bank is good. The features are good for this card as for every 100 rs spent I get 1 reward points and also if there are 500 points accumulated for a year, then the annual charges gets waived off. The total limit to this card is 70000 out of which 50000 is for shopping and 20000 can be withdrawn as cash. I get rewards points for all the shopping I do and I can convert those points into jet connect miles where I can book flight tickets at a discounted price.
      Was this review helpful? 10
      , dehradun
      Reviewed on Jun 20, 2015
    • Punjab National Bank Credit Card
      "Fair!!!"
      0.5 3.5/5 "Pretty good"
      The credit card is taken from PNB. It is a master card. for purchasing only I use this card often. There was reward point, often I used to get an email about that but I will not taken care of it. The service is good in terms of credit card. I pay the payment on time. Annual charge is Rs 200 only so nothing much to say I liked this card.
      Was this review helpful? 4
      , kashipur
      Reviewed on Jun 16, 2015
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    PNB Credit Card Bill Payment is Rated as "Excellent!" by 30 Users

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    Promised Interest Rate

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    Credit Card BYTES FROM OUR KITCHEN

    Punjab National Bank offers various hassle-free methods to pay the outstanding amount on your PNB credit card account. The methods of payment can be either online or offline. Customers can choose from five main modes of transaction, as per their convenience. There are: payment of credit card bill using cash, cheque, Net Banking (online money transfer is available only to PNB account holders), Visa money transfer and Auto Debit or ECS.

    PNB Credit Card Bill Payment Options:

    PNB Credit Card Bill Payment Online:

    • Net Banking:

      This mode of payment is available only to PNB account holders who have enabled net banking facility. By visiting the Bank’s web portal, a PNB internet Banking user can link his/her savings account to the credit card account. Once this is done he/she can pay the credit due on the card by visiting the linked cards page and selecting a payment option.

      Pay PNB Credit Card Bill from Other Bank

    • Auto Debit:

      A PNB account holder can place an auto debit instruction in order to pay their PNB credit card dues on a monthly basis. The credit card holder can choose to pay either the ‘Minimum Amount Due’ or ‘Total Amount Due” on the credit card account. The amount will be debited from the customer's savings account to the PNB credit card account on the specified due date.

    • VISA money transfer facility:

      Punjab National Bank also offers the VISA money transfer facility to facilitate the payment of credit card dues using non-PNB bank debit card/ credit card. As long as the credit cardholder has a visa debit account, he/she can make the payment through VMF. If the credit card holder has another Bank’s VISA debit or credit card, then he/she can use the VISA Money Transfer facility that is available in the respective Bank to pay the outstanding amount in the PNB credit card online.

    • ECS:

      IF the PNB credit card holder’s bank is a participant of the ECS system and is thereby an ECS authorized centre, then he/she can place an ECS mandate for the payment of his/her credit card dues which can be either the ‘Minimum Amount Due’ or ‘Total Amount Due’.

    • NEFT:

      If the PNB Credit Card holder has an account in another bank other than PNB, then he/she can initiate an online payment for his/her PNB credit card bill using NEFT. Using Punjab National Bank’s NEFT services, credit cardholders having savings account in other banks can transfer funds easily to their PNB Credit Card accounts. They can use the PNB net banking facility to transfer funds from another bank PNB provides an online portal called “CardNet” wherein all you have to do is enter the PNB Credit Card number, email id, mobile number, payment amount, and then select the Bank account from where to wish to make the transaction. Once this is done you will be redirected to the payment portal where you have to enter the password and other details to authenticate the transaction. Once you confirm the payment amount, the amount will be debited from your specified account instantly. The confirmation of successful transaction made will then be projected along with the Transaction Reference Number.

    PNB Credit Card Bill Payment Offline:

    • Cash payment:

      The PNB credit card holders can make a payment towards their outstanding amount due as direct cash payment at any Punjab National Bank branches. The customer can walk-in to a PNB branch and fill a cash slip which is available at any of the counters at the branch. He/she should mention the contact no., card number and the cardholder’s name on cash deposit slip and then submit the required amount at the same deposit counter.

    • Cheque/ Draft:

      The PNB credit card holders can also submit a cheque or draft in favor of the sixteen digit PNB Credit Card No. and then deposit it in one of the cheque drop boxes. In order to know where the drop boxes are located, you can visit the PNB credit card portal and get a list of drop boxes. While depositing the cheque you have to ensure that your name and contact number is written on the back of the cheque. In this mode of payment, only PNB cheques are accepted and outstation cheques are not accepted by the Bank.

    PNB Credit Card Statement:

    PNB credit card holders will receive the PNB credit card statement in their registered email ids at no additional charge. This is sent on a monthly basis after a bill is generated by the Bank. This facility ensures that the credit card holder has access to all the transactions made on his/her PNB credit card and other related information. PNB credit card users can view e-statements for up to the last six months using the Net Banking facility by logging into their credit card accounts.

    PNB Credit Card Bill Payment FAQs:

    1. What is meant by an Auto Pay Limit? What will happen if my outstanding amount on the credit card statement exceeds the Auto Pay limit?

      An Auto Pay Limit is the amount that is specified by the PNB credit card holder to make a payment to the credit card account regularly, irrespective of the minimum amount due or the total amount due. If the credit card due amount is more than the Auto Pay Limit that is set by the customer, the payment will not be processed.

    2. What is the time duration required to process the credit card bill through Auto Pay, prior to the due date?

      It will take up to 7 days for a PNB credit card bill set for Auto Pay to be processed, prior to the due date.

    3. Who can I pay using Visa Bill Pay?

      Customers who have a Visa Debit Card or Credit Card can make payments using Visa Bill Pay to any biller who is a participant in the Visa Bill Pay service.

    4. Where can a customer drop his cheque?

      The cheque made out for payment of the outstanding dues in your credit card account in PNB can be deposited at any branch of the Bank. The customer can drop the cheque in a drop box if it is available or he/she can submit the cheque at the PNB counter available exclusively for credit card holders.

    5. What happens if the customer does not have enough balance in his/her savings account that is linked to facilitate payment to PNB credit card through auto debit?

      If the customer does not have enough balance in his/her savings account in a particular month, then the auto debit is not processed and a penalty of Rs. 100/- is to be paid by the customer. If this happens for 2 successive months then, the Auto Debit facility will be cancelled automatically.

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