Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Punjab National Bank (PNB) offers a wide range of convenient payment solutions to their credit cardholders. Cardholders can pay their credit card bill either online or offline. Some of the popular payment modes are using cash, net banking, cheque, Visa Money Transfer, and ECS.
Once you have added the credit card as beneficiary, you can pay your bill instantly.
If you do not wish to pay your PNB credit card bill online, you can choose to pay it offline by cash, cheque, or demand draft.
If you are a PNB credit cardholder, you will receive a credit card statement every month to your registered mailing address or e-mail ID if you have opted for e-statements. Your PNB credit card statement will have important information about your credit card such as the due date, the accumulated reward points, interest charges if levied, the minimum due amount, the total outstanding due amount, and the billing start and end date. Your credit card statement will also list out all the debit and credit transactions made on your card with the date of the transaction, the transaction amount, and the merchant's name.
If you notice any discrepancies in your credit card statement, you can report it by dialling the helpline number 1800 180 2345 or 0120-4616200.
No. Punjab National Bank does not charge a fee for cash payments made towards credit card.
If in any month your account is not funded on the planned date of the auto debit, the payment will be dishonoured and you will be charged a fee of Rs.100. If your auto debit payment is dishonoured 2 consecutive times, the auto debit facility will be cancelled automatically.
You can choose to pay the minimum due amount or the total outstanding due amount. Unfortunately, you will not be allowed to select any other amount to be auto debited.
Yes. You will be allowed to pay whatever amount you wish to pay on the Punjab National Bank's website. However, if you have not paid at least the minimum due amount in any billing cycle, the bank will record it as a default on the payment for that particular month and a late fee will be levied. The bank also reserves the right to increase your finance charges if you have high outstanding dues.
Yes. You can write an e-mail to creditcardpnb@pnb.co.in.
A demand draft or a cheque must be dropped at the MINC bill boxes within four days prior to the due date.
To avoid any charges for late payments, it is recommended to pay your credit card bill in advance.
For security reasons, the credit card number has to be entered twice while making a payment. If you have entered the wrong credit card number, you can reach out to the bank’s customer care for further assistance.
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