Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Punjab National Bank Credit Card Bill Payment

    Punjab National Bank (PNB) offers a wide range of convenient payment solutions to their credit cardholders. Cardholders can pay their credit card bill either online or offline. Some of the popular payment modes are using cash, net banking, cheque, Visa Money Transfer, and ECS.

    Punjab National Bank Credit Card Bill Payment- Online Modes

    Punjab National Bank Credit Card Bill Payment- Offline Modes

    If you do not wish to pay your PNB credit card bill online, you can choose to pay it offline by cash, cheque, or demand draft.

    • Cash Payment:
      • Visit any Punjab National Bank branch
      • Fill out the deposit slip
      • Enter your PNB credit card number in the account number row
      • Enter the amount
      • Enter your mobile number
      • Sign the deposit slip and present it at the counter
      • Collect the payment receipt from the teller
    • Cheque/ Demand draft
      • Draft a cheque/demand draft in favor of PNBXXXX XXXX XXXX XXXX (16-digit PNB credit card number)
      • Drop the cheque/demand draft at any one of the drop boxes placed at all PNB ATMs and bank branches

    Punjab National Bank Credit Card Statement

    If you are a PNB credit cardholder, you will receive a credit card statement every month to your registered mailing address or e-mail ID if you have opted for e-statements. Your PNB credit card statement will have important information about your credit card such as the due date, the accumulated reward points, interest charges if levied, the minimum due amount, the total outstanding due amount, and the billing start and end date. Your credit card statement will also list out all the debit and credit transactions made on your card with the date of the transaction, the transaction amount, and the merchant's name.

    If you notice any discrepancies in your credit card statement, you can report it by dialling the helpline number 1800 180 2345 or 0120-4616200.

    FAQs on PNB Credit Card Bill Payment

    1. Does PNB charge any fee for cash payments?

      No. Punjab National Bank does not charge a fee for cash payments made towards credit card.

    2. What if my bank account is not funded for the auto debit?

      If in any month your account is not funded on the planned date of the auto debit, the payment will be dishonoured and you will be charged a fee of Rs.100. If your auto debit payment is dishonoured 2 consecutive times, the auto debit facility will be cancelled automatically.

    3. Can I choose any amount when I set-up auto debit for my PNB credit card payment?

      You can choose to pay the minimum due amount or the total outstanding due amount. Unfortunately, you will not be allowed to select any other amount to be auto debited.

    4. Can I pay less than the minimum due amount on the PNB website?

      Yes. You will be allowed to pay whatever amount you wish to pay on the Punjab National Bank's website. However, if you have not paid at least the minimum due amount in any billing cycle, the bank will record it as a default on the payment for that particular month and a late fee will be levied. The bank also reserves the right to increase your finance charges if you have high outstanding dues.

    5. Can I reach the Punjab National Bank customer care department via e-mail?

      Yes. You can write an e-mail to

    6. How many days in advance should I drop my cheque or demand draft before the due date?

      A demand draft or a cheque must be dropped at the MINC bill boxes within four days prior to the due date.

    7. Can I make my credit card bill payment on the last day?

      To avoid any charges for late payments, it is recommended to pay your credit card bill in advance.

    8. What should I do if I entered the wrong credit card number while making a payment?

      For security reasons, the credit card number has to be entered twice while making a payment. If you have entered the wrong credit card number, you can reach out to the bank’s customer care for further assistance.

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